Reviews

To say McCarthy and his team gave me hope would be an understatement. Hope was something I never thought was possible. My parents divorced right at the time I was to attend an out of state university. On paper, my mom looked “fine” (able to support me according to FAFSA) so I didn’t get much help financially even though she was putting out a lot because of the divorce, having to relocate, etc. so I didn’t qualify for much of any federal loans/ grants. And being in my late teens, early 20s, I didn’t know better than to sign my life away to get the private loan support. Flash forward after graduation, I found a job at a non-profit organization. The work was challenging but rewarding to be able to provide hope to those in need, but financially, like many other jobs out of college and non-profits, it didn’t allow me enough to keep up with the high interest rates and steady incline of my loans. Despite many efforts for financial assistance from the private loan lender, the payments began to exceed my monthly income. I exhausted my forbearance and thought to myself, “This is how my life’s going to be” That’s when I found McCarthy. From the initial contact until the very last contact, they have been eager, humble, receptive, generous, and knowledgeable. To be able to speak to a person, not an automated message or system, but every day people was a treat in itself. They took time to explain me to how I can work towards gaining financial freedom and within a few years and a payment plan (without interest accumulating) I would be able to pay off the loan in its entirety. And not the amount it exceeded to (138k) because of interest, but the amount I took out from the beginning (108K) by negotiating the amount with the private lender themselves. I was able to focus on getting my life back, working the usual course to get promotions without the burden of paying an amount I couldn’t afford. And by having extra in my pocket, it made my job enjoyable again. I was able to give the best version of myself in all aspects of my life because, for once, I didn’t have to worry about “How am I going to make the next payment” The staff were beyond welcoming and remained that light, that beacon in my life since 2015. From Kelly who greeted me with a “It’ll be ok,” from Ali who said “Let’s look at getting a payment plan set up for you” to Joan who said, “I got you and will continue to fight for you” it was something that was not only refreshing, but humbling as well for me. The zeal exhibited by all that work at McCarthy Law is unmatched. I was one of the fortunate ones to say that I am now 100% free of my private loans. 108k settled!! Joan worked real time magic in negotiating my loan amount to where I was able to receive a payment back from McCarthy of all I paid to them over the years, following settlement. They thought that was a blessing, but to me, they were my blessing. To top it all off, Kevin McCarthy reached out to me via mail congratulating me on reaching financial freedom. I just cried when I read it and it remains on my fridge as a reminder to this day. It took me a bit to write my testimony, partly because I’m still in disbelief that I’m free, but more importantly, because I wanted to take the time to write something from my heart, something they touched long ago. I have recommended a few people to McCarthy and would recommend them to anyone who feels stuck, lost, and is experiencing hopelessness as a result of student loans. And just like they did with me, I’ll pay it forward as well.

Awesome, magnificent, brilliant, amazing, remarkable, wonderful, beautiful (even though I have never seen Joan), east coast, just to name a few superlatives to describe Joan. Joan has helped redirect my life in a very positive direction. To be honest, these student loans really put me in a challenging position, and Joan truly helped me overcome this obstacle. Joan definitely exceeded my expectations, and I am very happy to have found McCarthy Law. To be 100% real, there was one moment when I was a little nervous, however, I believed in the negotiation skills of Joan, and she made sure everything worked out better then I could have expected! THANK YOU JOAN, AND MCCARTHY LAW!

I cannot say enough fabulous things about the staff at Mc Carthy Law in Scottsdale AZ. I was referred to them by a friend when I had ZERO hope of ever getting above water. It took a few years, I was NEVER pushed further than I could handle, and now its all settled and off my back. I believe they got it to around 56% of the original debt. They have an amazing practice, and reasonably priced if not underpriced for the service you get. Thank you so much!

After making bad choices and getting in over my head, I reached out to McCarthy law after seeing an advertisement on Facebook. Thanks to the team and especially Joan for being diligent through the process. Communication, effectiveness and compassion are words to describe the team at McCarthy Law! Thank you all for helping me through this process.

I work in an industry where debt is frowned upon and through no fault of my own, I acquired a significant amount that I needed to get rid of fast. Kevin's experienced and tough associate JOAN DiBELLA, got right to work for me and settled a huge debt in my favor. I can't thank you all enough!

Two years ago I was searching the internet looking for help or possible solutions to my daughter's $145,000 of student loan debt. I started a chat with a rep from McCarthy law and I was encouraged but skeptical that they could accomplish what they said. I put them off for two years because I was afraid of the repercussions to my daughter and my husband's credit as he was the cosigner. As time progressed, my daughter kept getting contract job after contract job. She graduated in 2010 from Drexel with a degree in Sociology. Not the most marketable major. For 8 years I paid those high interest variable rate private student loans. We never missed a payment. We struggled because my daughter could not find and keep the right job. She was having severe emotional issues as well which resulted in a breakdown and she could not work for months, My husband had also had his job (discontinued). Still we paid her loans. Finally this year, I contacted Megan Weides at McCarthy law and we began the process of the debt settlement. Megan was kind, understanding and patient as I was so embarrassed that I had to do this at all, However, their careful analysis of the numbers showed my husband and I that debt settlement was the fiscally right thing to do to save our futures so that we could get out of this nightmare. We are so proud of Joan Dibella. She must have supernatural negotiating powers because the bank holding the loans was known to be a real nightmare! On Monday, June 18th, Joan called to tell me the great news that the bank had settled. AND they settled for LESS than we expected. I was so happy I cried. My daughter was so relieved that she literally could not believe it! I am recommending McCarthy Law and your entire team to all of my friends who have similar problems. I am a mortgage loan officer so I see what a big problem this is in our country. I am telling everyone who can benefit from using your firm to call you right away. We feel like now we really do have a chance to retire when it is our time. We are 60 now and retirement is staring right at us.I want to sincerely thank Megan, Joan, and Laura and everyone else on your team for the miracle that your team accomplished, You gave us the ability to breath and sleep again and just to live in peace, We have felt so bad for at least 10 years that our daughter was in this much debt. By the way, we had over 200k in equity in our home when she began college in 2006. We intended to pay the loans with our equity in our home. Well we all know what happened to that equity! POOF and it was gone. I can only say that I literally got down on my knees after Joan called on Monday and thanked the LORD that I began that chat on the internet! God Bless all of you! And thank you from the bottom of our hearts!

I had researched a lot of companies that help with debt relief and sadly so many of those companies make a person's situation much worse. Needless to say I was cautious going into my relationship with the McCarthy team. I am a excited to say that this firm was AMAZING! They treat you like royalty and get results. It can be paralyzing to have huge debt but they made it really easy for me to have a debt settlement plan that worked. Before I found Kevin McCarthy and his team I felt trapped in suffocating debt but now I can start planning to save for retirement and I feel like I have escaped from a credit card induced life sentence! Thank You Kevin McCarthy & your awesome team! You guys really care and deliver a great and much needed service!

Thank You, McCarthy Law. Two years ago I was unemployed, my unemployment had run out and my large credit card was behind. After I meet with Kevin McCarthy. He made a plan for me. I worked the plan. Now, I have new employment and no credit card debt.

Kevin McCarthy represented me in a litigation matter. Mr. McCarthy was very well prepared in court, quick on his feet and got the matter resolved quickly. He was professional in dealing with the judge and plaintiff but firm with his arguments. I am very happy with the outcome and thankful that Mr. McCarthy was on my side. I would strongly recommend Mr. McCarthy and I would not hesitate to call him again.

Originally contacted their office in Los Angeles. My case was accepted by Ms. Lam then transferred to Mr. Charity, then transferred to Ms. DiBella in Arizona office. Especially I am very pleased with Ms. DiBella. She always explain matters in simple words so that I can understand the situation. Thank you Joan!

Mr. McCarthy and team (in particular Joan) helped me greatly. As a business professional with a focus on sales... they played an intricate part in helping to get back on my feet financially so I may focus on my business and be more profitable. They've been completely trustworthy and I feel that they have been on my side over the last three years with negotiating my debt with creditors. The user very humanistic approach… But maintain a cool, calculated the meter with creditors to achieve the desired goal. Top notch… First class… I would highly recommend!

I am so grateful for their help and resolution to my problems. I could not have survived without them. Joan DiBella was "on it" every step of the way. I am more appreciative than I can say.