Reviews
Overall rating
Jeffrey
15 Nov, 2024
If you are thinking about applying for SSDI benefits on your own, let me offer some advice. My point of view is specifically for Florida as the process varies by state.
When I had to leave my job because of medical conditions, I decided to apply for SSDI benefits. This is something you can do onyour own, but applicant should beware. After speaking to friends who went through this process in other states, they unanimously told me to hire a disability lawyer to represent me. I followed their advice and have never regretted it. The benefit ended up being invaluable.
So looking on the internet, there are plenty of SSDI lawyers out there who can't wait to help you. I did initial consults with a 3-4 firms, but the Law Offices of Nancy Cavey stood out. When reading Nancy's profile, she tells the story of how she had to navigate the SSDI process with her family, and as a lawyer took on the charter to help others through what is a complicated, unorganized, extremely slow and some would argue arbitrary and unfair process. This commitment was enough for me to consider them for the running.
During my initial consult I spoke with Assistant Attorney Krysti Monaco. It was clear from the conversation how verse she was with ERISA (LTD) and SSDI processes. She spent a lot of time with me and answered all of my questions (and I do ask a lot of questions). What I liked most about this firm was I was speaking with an actual lawyer who gave the personal feeling that I was just not another number. The other firms did not have this hands-on attention. Nancy Cavey Law was the real deal.
So I am in my 60's and according to Google, getting SSDI benefits is supposed to be easier. HA! It took me almost 3 years to get my benefits, and that's with extensive medical records and multiple doctor recommendations. It was an awful and stressful period. The most difficult thing was waiting and being denied at multiple steps. I was constantly bugging Cavey Law for updates (I give them kudos for putting up with me) but they were in a rock and a hard place. The efficiency of SSA/DDS is out of their control. There was nothing they could do but wait, keep me assured and be prepared for each step. That is their real value here. I kept being denied benefits with what seemed to be a lack any real due diligence on SSA/DDS part. Cavey Law was right there to respond to each hurdle. Without delay! The 3 years that it took me, was due directly a result of the understaffed and inefficient SSA system. If it were not for Cavey Law it could have gone even longer or possibly never happen at all.
What you should also know. I had 3 years of back benefits on the table. Had I tried this on my own and failed, I would have had to re-apply for benefits and that back pay could have gone away.
In other words, benefits would be calculated from the new application date. This is another reason why you need a lawyer for this. There are so many prat-falls in this process it can be a costly mistake without one. The fees involved far weigh out the risks (IMO).
So good luck to anyone applying for SSDI benefits. If you want to maximize your ability to be approved, Nancy Cavey Law is the right business to have on your side. Especially in Florida
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Jimmy
23 Jun, 2023
I will start off with my personal experience of saying that I did not realize that long term disability companies were only in the business of rejecting claims with the hope that you ultimately give up.
To take the time to fight them you need a team of legal professionals that have a wealth of experience in dealing with their tactics and can help connect the dots.
My husband and I will forever be thankful for the team at The Law Offices of Nancy L. Cavey!
Nancy, Krysti and their team fought and won my husbands long term disability case for him and it has put our lives back together.
It was a daunting task facing the complex world of long term disability but Nancy Cavey law firm expertly guided us every step of the way!
Krysti, specifically, was so attentive to our questions and concerns and we appreciate her so much! We know without their help we would have never seen a dime. This office will be a tireless, hardworking and honest advocate for you and is the only law office we recommend.
Thank you from the bottom of our hearts for everything you have done for us Nancy Cavey Law.
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Lynn
16 May, 2023
I thought for sure I would not win my case after being denied twice! Nancy Cavey came in prepared me well and wala' we won! Excellent, excellent lawyer!!!! Don't hesitate to let her help you!
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Anonymous
23 Jun, 2022
There are few things more daunting than applying for disability and having to prove your disability while suffering and desperate for help. Nancy Cavey and her team are experienced, professional, SUCCESSFUL, compassionate, extremely competent and are on the side of TRUTH. Nobody asks for a debilitating illness or injury. Losing One’s livelihood can be devastating and scary and it is cruel that deserving applicants are often denied. Rest assured that Cavey Law will help you every step of the way by fully understanding your unique situation and helping you provide the documentation needed to receive the help you desperately need and deserve. I have a very severe, painful and complicated chronic illness and I honestly do not believe I would be here today if Cavey Law had not represented me and won my difficult case. They give you timelines, tell you what you need to do, what THEY will be doing on your behalf and what to expect along the way. Instead of getting bogged down or distracted by less important aspects of your case or irrelevant paperwork, they streamline what you need to focus on and you can let go of the rest and let them do their work! Ms Cavey’s experience, track record, reputation and professionalism are all in your favor. If you have a hearing, rest assured Ms Cavey knows how to fight for your case and your benefits. If she takes you on as a client, she believes you and it shows. The best thing you can do to experience any quality of life again is have Cavey in your Corner!
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Karen
10 Jun, 2022
Another reviwer wrote, "Attorney Cavey has devoted her entire life to helping people get the disability benefits they desperately need and deserve. Florida is the hardest state in which to get benefits awarded." This statement is very true!
Attorney Cavey and her team helped me to understand the long process for putting my disability application together. Her legal staff was very patient with me and they helped me acquire and assemble the required documentation from three medical professionals who determined my full disability status.
I will be forever grateful for the knowledge, professionalism and diligence of Attorney Cavey and her staff that resulted in achieving something that I could not do on my own. I highly recommend The Law Office of Nancy Cavey!
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Scot
23 Mar, 2022
When I had to retire on disability, I figured "how hard could it be to fill out the forms for my insurer and for Social Security?".
I found out.
When my insurer denied my initial claim, just by chance I'd had two people close to me say THAT DAY that I might have a Ph.D., but I was NOT equipped to go nose-to nose with agencies and companies which basically exist to find reasons to tell you "no". Searching for someone relatively local to me who seemed like the "pitbull" I realized I needed, I found Nancy's info. From the first call, I felt like Nancy and her staff had lifted this incredible weight off of my shoulders.
Now, understand that you DO have to listen to Nancy (or Krysti, or Megan) and if they have a form that only you have the ability to fill out...you have to do the form. They're not magic. But they explain exactly what you have to do, what you can do, and what you shouldn't do.
OK, the elephant in many people's rooms: Can you afford a lawyer? When you're dealing with disability insurance and Social Security, and you're also dealing with your disability, doctor visits, and the unknown future of having to retire, sometimes far earlier than you imagined you would have to, I can promise you that 1) you really need someone who knows this aspect of the law, and 2) if you're like me, you have a million things to get done, and done right the first time, and the critical importance of your insurance and Social Security will overload your stress system. The paperwork itself is a weeks-long full-time job IF you want any chance of winning. How much is your time worth?
And honestly, you'll probably lose if you go it alone. Some of you may have heard about a friend's cousin's bestie who single-handedly took on their employer's pension disability department, their own ERISA policy, and SSDI. All at once! And won all of them!
And they gave her a flying unicorn too! And a puppy!
Kidding aside, It comes down to this: you work for HOURS, over MONTHS and possibly YEARS, and one tiny omission or mistake, and you see "denied" again. Again, how much is YOUR time worth, for an outcome far less certain than if you hire, for example, Nancy Cavey? There was no up-front fee, and the contingency fees were in line with everyone else (they're written into the law in the case of Social Security). What you're getting is freedom from a huge amount of paperwork that Nancy and her paralegals know how to do far better than you do. You get freedom from remembering deadlines that can kill your case entirely. And at the end of the day, it's comforting to be able to think "yeah, my insurance/Social Security is a really important thing, but my lawyer's taking care of it". And Nancy and her staff did so, obtaining my disability insurance approval.
I continue to work with Nancy Cavey, as I'm but halfway along my journey -- I'll update at some later era of the earth when SSDI gets back to us. Reminds me of the Fellowship of the Rings, and the Ents. Where did the Ent-wives go? Well, if they move and make decisions as slowly as their Ent-husbands, perhaps they found a home at Social Security (You have to be a REAL LOTR nerd to get that reference [it wasn't in the movies...]).
Even though I still wait to I hear from Social Security, I do hear from Megan every little while, if just to let me know where in the bureaucracy my file has been moved. I'm far, far more hopeful that this too will go OK with Nancy Cavey's firm representing me. Nice, professional, competent. Great to find all three in one place. HIRE THIS ATTORNEY. You won't regret it.
(PS: good luck on the bar, L3...:)
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Paula
11 Feb, 2022
I've gotten excellent client support from Attorney Cavey. My calls were answered and returned. Her staff were able to sort out a recent hiccup and resolve an issue. I was listened to and my concerns addressed. I already recommend her to others.
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Laura
05 Jan, 2021
Dealing with disability insurance carriers can be frustrating, unsettling, and demoralizing. Once I retained Atty Cavey she fought for my benefits and shielded me from the brutal process of claiming my benefits. Her assistant Krysti worked tirelessly submitting and resubmitting all the paperwork. Their professional ethics and perseverance was outstanding. Highly recommended.
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Bryan
09 Dec, 2020
Attorney Cavey and her staff handled my SSI disability case as well as my work long term disability case.They filed all necessary papers and all her personnel kept me informed throughout the process. Her expertise allowed me to collect from both.
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Anonymous
16 Nov, 2020
I am a lawyer who sought quick and decisive advice about my potential for a long-term disability claim on my private policy. Nancy and her team gathered the relevant facts about me and my disability, reviewed my policy and called me in 48 hours to thoroughly explain the likelihood of me prevailing. I contacted four other nationally recognized disability firms--one failed to get back to me and the other two declined my case through their intake process without giving me the chance to talk to a lawyer. Nancy was the only lawyer to talk to me and her explanation of my case was clear and decisive, which is exactly what I was looking for. Thank you Nancy!
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Melissa
31 Oct, 2019
After an almost ten year battle with a big box store over a workers comp accident (three rotator cuff surgeries, bulging discs, numerous workers comp doctors and pain management doctors who did nothing), the corporation used an almost worthless excuse to fire me. I originally went to Ms Cavey for social security disability and at our first consultation both her SSI specialist and workers comp specialist joined us and from there it was "game on". She helped me obtain a sizeable settlement from the big box store and now, after the usual two denials from Social Security, prevailed at the SSI hearing. None of this would have been possible without Ms Cavey and her wonderful team. She is the ultimate professional with many years experience in her field. She is a pitbull of an lawyer and I would hate to be on the other side in a legal battle. If you are injured and in need of a good lawyer you can go to someone who advertises on TV all the time and wind up with some junior lawyer with limited experience, or you can go to Ms Cavey and get the best there is.
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Kathryn lee
12 Sep, 2019
I went for my first visit,rght as my husband and I walked in we were offered a beverage met attorney, she made us feel like family,she understood the trials I was going through. Her assistant Sam helped as well ,all said ,I believe they are really going to help me.I feel really good after our session. Thank You so much.Nancy,Sam,and Staff
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