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18 Oct, 2024 by Abel castang
Hi:my first and best experience at a law office was at this one Mr seni Popat and his staff are very professional and honest i will recommend them 100% thanks once again to your team great work
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16 Oct, 2024 by Doris trigueno
seni Popat, P.C.is an exellente lawyer. He is blessed helper. I really recommend him greatly.
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16 Oct, 2024 by Fernando lanas
Mr Sani was amazing from the moment I went to his office to the last minute he was there,I will definitely recommend Mr Sani
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09 Sep, 2024 by Spencer collins
Erik Severino is an exceptional bankruptcy attorney who truly cares about his clients. My fiancée consulted with several attorneys, and most of them seemed more interested in getting her money than providing honest advice. Erik, however, was different. He was upfront and transparent from the start, advising her to hold off on filing bankruptcy because it wasn’t in her best interest at the time. His honesty and integrity were a breath of fresh air, and it was clear that he prioritized her well-being over making a quick buck. If you're looking for a trustworthy attorney who will give you genuine advice and put your best interests first, I highly recommend Erik Severino. You won't find anyone better.
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09 Sep, 2024 by Bella baez
Erick Severino is amazing! I initially went with a different attorney who took my money and never ended up filing my case. It was difficult to trust another bankruptcy lawyer, but after reading Erick's reviews, I knew he was the right choice for me. When I called him, he was genuine and sincere about my situation. He even advised me that it might be in my best interest *not* to file. It was refreshing to receive real advice from an attorney who wasn’t just trying to get my money. Thank you, Erick, for your honesty, integrity, and solid advice. I wish you and your firm continued success. If you’re looking for an attorney who truly works for his clients and is upfront and honest, Erick Severino is your guy!
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22 Aug, 2024 by Aj
I went to see Erik Severino at the beginning of last year for a chapter 7 bankruptcy. I wanted to wait until the process was fully completed before I did my review. Since it was my first time I was super nervous and scared. Scott was helping me for the most part. You can still email Erik questions as well and he responds very quickly. They were both knowledgeable, patient and responsive. I had so many questions since it was my first time and they answered all of them. They helped me through everything and reassured me. The paperwork was done very well. I have no issues even from this day. I really recommend their services. They are very caring, good and trustworthy. They get the job done. The payment plan was also excellent as well. Thank you for helping me out!
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29 Aug, 2024 by Brooke figueredo
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29 Aug, 2024 by Nicole pedraza-pinho
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28 Aug, 2024 by Sara villar
Phil is amazing. He is prompt and has great attention to detail. Makes you feel like he's really got your back.
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25 Jul, 2024 by Anand pandya
Mr. Lavanga worked on our property appeal. The team is absolutely first class. They get back your emails with great speed, the professionalism is some of the best I’ve seen. They work hard at their craft and my experience has been phenomenal! Thank you !
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21 Jun, 2024 by David phillips
Martina Pavone was incredible. She provided answers to everything regarding an Elective Retirement Visa.
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01 Jun, 2024 by Carman garufi
Very knowledgeable in his various practice areas; and very professional ; I am an attorney myself and consulted with him ; I will do so again when the need arises. I highly recommend attorney Nick Metta .
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05 Nov, 2024 by Louis matarazzo
Calcagno help us through our first home and made the process easy for us. He has a lot of respect and is very knowledgeable. We will be using him in our future endeavors.
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09 Sep, 2024 by Ernie saccone
Wish I had adelola from the beginning of my divorce. Ive never had confidence in a lawyer as I did with adelola.
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27 Aug, 2024 by David awad
Took the time to help me even when he knew he couldn't take my case. very appreciative.
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05 Nov, 2024 by Louis matarazzo
Calcagno help us through our first home and made the process easy for us. He has a lot of respect and is very knowledgeable. We will be using him in our future endeavors.
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09 Sep, 2024 by Ernie saccone
Wish I had adelola from the beginning of my divorce. Ive never had confidence in a lawyer as I did with adelola.
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27 Aug, 2024 by David awad
Took the time to help me even when he knew he couldn't take my case. very appreciative.
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04 Jan, 2024 by Oscar padilla
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07 Nov, 2023 by Jennifer blanks
Amazing experience with Chalik & Chalik! I felt I was in good hands every step of the way. Dell was very helpful 😊
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24 Oct, 2023 by Woody brubaker
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23 Feb, 2024 by Elizabeth n
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13 Feb, 2024 by Elaine domingos
I am beyond pleased with my experience. My case was challenging to say the least and unique situation. With thoughtful and detailed advise from Peter and his team, I got a settlement. The firm is outstanding. Peter is ethical, honest and professional. High recommend him for family and friends.
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11 Jan, 2024 by Attorney support services locates and process
Any Law firm can sign a case up, but will that firm give your matter the personal attention it deserves? Will that firm truly fight to the bitter end? Will they deliver superb results? Well, I can tell you that I have worked in the legal field for two decades with the worst, somewhat horrible, and simply great firms where the record speaks for itself. The Reinken Law Firm stands out as exceptional as I have been personally represented by them. The services I received were simply life changing. To experience greatness go with this super law firm.
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08 Aug, 2024 by Cindy bagnall
Fantastic representation. The best lawyer I've ever had. He is smart, responsive to your requests and got the job done in a timely manner. He is definitely THE attorney you want working for you. Thank you Ron, you are the best!
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27 May, 2024 by Jennifer aarons
I would have loved to give Mr. Herman all the stars in the skies but they only allow us 5 I truly believe that he deserves more. He was awesome. Thank you Mr. Herman 👌 👏
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24 Apr, 2024 by Andre aarons
Mr. Herman was a great pleasure to work with. Very thorough and straight to the point. I appreciate all that you have done. You deserve 10 stars for your work. Thank you!
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18 Apr, 2024 by J. barrett shipp
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16 Feb, 2024 by Bear santillan
I highly recommend attorney Enriqueta as a attorney she had my case drop from assault bodily injury to deferred with year probation
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16 Feb, 2024 by Roxanne barrientes
You can't go wrong having this legal team on your side. Attorney Enriqueta “Katie” Carrasco was phenomena in handling my issue, I can't thank her enough for her hard work and attention to my questions and concerns and all of the details in between. She is an extremely valuable asset to this firm and your legal defense!
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18 Oct, 2024 by Christopher wall
I recently had the pleasure of working with Gordon Law, P.C. for my family law case, and I cannot recommend them highly enough. From the very first consultation, the team demonstrated a deep understanding of the complexities involved in my situation. If you are looking for a dedicated and knowledgeable family and divorce lawyer in Brooklyn, Gordon Law, P.C. is an excellent choice. They made a challenging time much more manageable, and I am grateful for their support and guidance.
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18 Oct, 2024 by Brandon barrett
I was nervous about navigating my divorce, but Gordon Law, P.C. provided exceptional support throughout the process. Their team was professional, compassionate, and gave me clear advice every step of the way. They handled everything smoothly, and I am pleased with the outcome. I truly felt like they cared about my case and my well-being.
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14 Oct, 2024 by Mara lopez
Going through this process isn’t easy and can be very intimidating but Gordon Law, P.C. was there for me every step of the way and made me feel comfortable with my case even when times were at a low. Thank you to all the staff for your professionalism and kindness. Highly recommended!
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23 Sep, 2024 by Samantha klopp
I had an excellent experience working with Jon Friedman. From the moment I contacted them, I felt supported and confident that I was in the right hands. Jon was incredibly knowledgeable, professional, and always made sure to keep me informed about the progress of my case. He took the time to thoroughly explain every step of the legal process, answered all of my questions, and made me feel like a priority. I highly recommend Jon to anyone in need of a personal injury attorney. They genuinely care about their clients and go above and beyond to achieve the best possible outcome!
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17 Sep, 2024 by Rooster
Unfortunately Mr. Friedman was not able to take my case however he did take the time to provide me with some good advice which was refreshing and well received. He has been the only attorneys to do this and I would recommend him to anyone. Thank you!
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29 Aug, 2024 by Angelica kutsar
Jon was very helpful through every step of the way. He was very knowledgeable and explained every aspect to me about what I needed to know. He was also very patient with me as I wasn’t in the right state of mind at one point after my accident which was very difficult for me. I am very grateful I found Jon after a very horrific experience with a previous lawyer. This was the best experience I could have asked for as my first time experiencing this in my life. Thank you once again Jon!
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03 Oct, 2024 by Derice lawton
Great communication, Gary really knows his stuff, and Ms. Barbra is very caring and sweet. They will surly get you the best results. I will surely be recommending them to anyone I know who may need the help.
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27 Aug, 2024 by Marcus denny
Great office! Best results! Awesome attorney and staff!
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31 Jul, 2024 by Johnson joseph
So good. Gary helped my wife who was run over by a van. The staff were amazing. Melissa. Barbara. Amazing people. I count recommend enough.
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07 Oct, 2024 by Courtney joseph
Wow, Michael! Your process went as smooth as you explained it would be. You were very thorough with everything and the videos helped too. I thank you and will for sure recommend you to others. Thank you again!
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01 Oct, 2024 by Daniel vigil
Michael and his team did an awesome job helping us reposition some real estate assets in our family trust. I really appreciated his free consultation and his constant communication throughout the whole transaction. We met in-person one time to handle some document signing and everything else was handled electronically. He even included the notary services in his fees, which were very reasonable. We will definitely be taking advantage of his services in the future!!
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21 Sep, 2024 by Denise p
I highly recommend anyone looking to get a living trust to reach out to Michael Pevney, he really made the whole process easy to understand, easy to follow the instructions and completing the paperwork necessary to put together a great living trust for us. He works with you every step of they way explaining everything, answering any questions we had. 10/10 recommend
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16 Sep, 2024 by Whitney davis
I had a great, informed, stress free experience with Attorney Falvey. He always answered my questions and gave me his best advice. He is really experienced and knowledgeable and I would absolutely recommend him
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16 Sep, 2024 by Nichole young
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16 Sep, 2024 by Paul palumbo
Dave and Jessica and Janelle are very competent and are very good at what they do.
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09 Sep, 2024 by Ernie saccone
Wish I had adelola from the beginning of my divorce. Ive never had confidence in a lawyer as I did with adelola.
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27 Aug, 2024 by David awad
Took the time to help me even when he knew he couldn't take my case. very appreciative.
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01 Aug, 2024 by Robert seecharan
Ms. Dow is an amazing and exceptional attorney. Her firm is top notch and very professional. I would highly recommend her to anyone in need of her expertise.
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18 Sep, 2024 by Susan mcnealis
Jeff and team were exceedingly thorough. Jeff explained difficult concepts so that my wife and I could understand them without having a legal education. I was amazed at the time he spent with us answering our questions. He created a fairly complex will and trust for us quickly and at a surprisingly low cost. Jennifer (paralegal) spent hours with us, arranging documents, making requested changes and walking us through the trust “funding” and execution process. Jennifer was also very patient and extremely friendly. My wife and I would wholeheartedly recommend Jeffrey Berenholz to anyone.
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13 Sep, 2024 by Grant may
Great experience! Jennifer puts in extra work to make sure everything is how you want it.
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29 Aug, 2024 by Sharon kennedy
Excellent service and patience throughout the process. Made me very comfortable and confident in the estate I have.. The entire team was excellent and provided quick follow-up.
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29 Jan, 2024 by Tammy quichocho
I don't even know where to begin. It's now been a little over a year since my husband and I made the call to Hallaq Law. It was the BEST decision we made and a huge burden was lifted! It was the end of 2022 and we were in so much debt after going from a 2 income household to 1 due to the pandemic. We thought we'd be able to catch up on paying our bills that was accumulated but we were stuck. I vividly remember googling Law Firms in my area and Hallaq Law was at the top of the list. After reading the reviews, my husband and I discussed our options and made the call. It took us a while to finally get the ball rolling, but Brian and Diem walked us through the whole process and was always available when we had questions. It's long over due, but I wanted to THANK Brian and Diem for their guidance during the whole process. Look no further, Brian and Diem are the best and we can't thank them enough.
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23 Dec, 2023 by Jennifer lund
A genuinely good person and an outstanding, highly knowledgable attorney. Brian has your back from the very begining. He is absolutely worth your time, you won’t need another attorney!
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13 Nov, 2023 by Sylvia wang
I have to say that working with Brian and Diem is the best decision that I have ever made. I am so happy that I don't have to worry about getting sued by collection company anymore. They acted fast and got my paper filed right away. They are my heroes.
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27 Aug, 2024 by Madeleine sherwood
Papa Law Group has been exceptionally supportive and aggressive in pursuing damages involving a landlord and toxic mold. Both partners have responded in a timely manner to urgent questions and filing of necessary documents while being kind and understanding as well.
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19 Aug, 2024 by Cheryl conway
Thank you for your determination to help mitigate our car accident.
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18 Aug, 2024 by Joe bynum
My experience with Papa Injury Law firm has been outstanding. The staff is easy to work with, nice friendly and respectful. Hard working Law firm that I would recommend highly.
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06 Jun, 2024 by Cathy murphy gonzalez
I’ve referred many clients to Jay Chie at the Law Office of Jay Chie, and every single one of them has been extremely happy with the referral. Jay, who specializes in real estate law, provides outstanding services and is always accessible to his clients. He handles cases throughout Cook County, specifically in Park Ridge, Niles, and the northwest side of Chicago. Clients consistently praise his professionalism and dedication. I couldn’t ask for a better partner in ensuring our clients get the best legal support possible in their real estate transactions.
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07 May, 2024 by Joseph misho
Last three years I have been working with best Mr.Chie he is the best & all his team they do great job keep up with client & keep the deal together
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26 Apr, 2024 by Tim mchugh
Mr. Lee is an excellent attorney. He is knowledgeable and thorough, and his staff are friendly and professional. Working with this firm was a great experience. Definitely recommend.
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17 Sep, 2024 by Patti orsini
Andrew is the best. I had never sold a home before so was not sure how it all works. From the first conversation I had with Andrew to the closing he was patient and walked me through all the steps. He was always accessible by phone, text or email. I highly recommend Andrew Meaney.
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28 Aug, 2024 by Pablo montoya
Got bagged for a minor marine matter on the 4th of July. Go figure! It could've been a real headache, but somehow got the citations dismissed on the first go. Super grateful for the help. Would highly recommend Meaney for traffic and maritime from my own personal experience. Money well spent. Thanks!
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24 Jun, 2024 by Eileen kenney
efficient, professional - friendly.. Went smoothly- and worry free
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19 Jun, 2024 by Tabring
My son entered this with so much fear, because he didn’t know his rights as a father. After some research, I scheduled the consultation, we met with Ms Alishia and I knew immediately that she was my son’s lawyer. Ms Alishia was patient with us, thoroughly explained his rights as a father, answered all of our questions and listened to us vent and express our concerns. She was very informative and always professional, even at times when we became impatient. There was never a day or time that we couldn’t contact and communicate with her, she was always available and gave her undivided attention to the case. My son felt heard! I am truly grateful to Ms Alishia for her knowledge and expertise and highly recommend her services. In the end my son was granted all of his requests. Through out this process she kept saying “Just stay the course!” I’m so thankful that we did.
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16 May, 2024 by Skyler
Alishia did an amazing job. She came onto my case in the midst of chaos and never made me feel like a burden. She helped me through a family law case that began in December of 2022 until May of 2024. (She came on in October 2023) She was able to find a common ground for an agreement with opposing counsel without having to go through the trouble of a trial all while keeping my best interest at hand . She didn’t just listen to me but she HEARD me. She is reliable, realistic, and willing to put in the work needed to get the job well done! If I ever need counsel again she will always be my go to.
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08 May, 2024 by Joe bryant
I want to thank Michelle Slanker. She was awesome. Answer every question I had. Return phone calls and answered text messages. Truthful from the beginning of my case till the end. Worked extremely hard to get me the best outcome. Words cannot express how grateful I am. Knowledgeable, supportive, professionalism, understanding, and caring. I recommend her to anyone.
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18 Sep, 2024 by George justynski
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13 Oct, 2023 by E h
Charles Magerski is the best in the business. As a realtor he is my exclusive go to guy he always goes above and beyond! I highly recommend Charles for all your real estate needs.
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30 Mar, 2023 by Mali moor
It was an honor to have Attorney Charles Magerski to assist with the sell of our home. He has demonstrated integrity, competence, great communication skills and is outgoing. We strongly recommend him and CLM LAW GROUP, PC and would definitely use him again.
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31 Jul, 2024 by Margarita fernandez
Hola buenas tardes a todos en la oficina del abogado Jordan Gaytán por medio de este medio me comunico con ustedes es un placer referirme con todo el personal de esta oficina es un placer hablar con cada uno de ustedes porque en lo personal son unas personas muy amables y eficiente en cada uno de sus trabajos a lo que están asignados y con mucha amabilidad y cariño lo elaboran especial mente el caso que llevamos juntos siempre se refirieron con mi persona muy amables y con mucho respeto muy puntuales en responder mis preguntas y todas mis dudas nunca tuve un no de su parte siempre estuvo todo el equipo a mi disposición en todo momento y toda hora un placer hablar con el abogado Jordan Gaytán que a pesar del idioma siempre tan amable y cordial eficiente en su trabajo de verdad no sé cómo agradecer todo el apoyo que me brinda y que gracias al esfuerzo grande de todos y esto resultó en un tiempo muy corto que nunca imaginé que fuera tan favorable para mí en verdad de mi parte si alguien preguntara cuál fue mi experiencia yo diria que exelente con el tiempo si alguien preguntara yo los recomendé con mucho gusto y placer por qué tuve una experiencia muy buena departe de todos en el equipo gracias a todos Jordan Gaytán,Micaela, Aldana,Abril,María,. gracias a todos y los que faltaron por mencionar un placer trabajar con ustedes. -Margarita Fernández.
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28 Jul, 2024 by Raul hernandez
POS la verdad son muy buenos me ayudaron en todo se los recomiendo
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26 Jun, 2024 by Alberto raymundo
Thank you to Mr. Gaytan, Ms. Martina and Ms. Camila for helping me with my case. With their help, I was able to get a compensation. He is the best lawyer.
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30 Sep, 2024 by Iverluis marquez
They do a nice job and excellent customer service. Am so happy to work with them
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26 Sep, 2024 by Jaydon davis
They did an excellent job for me !
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26 Sep, 2024 by Joelzz
The Best !!! I highly recommend this law firm. Throughout the years Michael Skiber and his team has helped me and my family with Car accidents cases and other legal issues as well. They are very respectful and friendly, and they’re the best at what they do!!!!!!
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25 Jan, 2024 by Nadia
If you need to win, I Highly recommend Mr. Blum! He went out of his way to help me get to the bottom of some of my legal troubles and did so swiftly! Thanks for all your hard work!
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25 Jan, 2024 by Zac fit
Best advice in the game, very educated individual.
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25 Jan, 2024 by Janet nilles
Me. Blum is a lawyer that knows the law. He a great listener, and a protector of our rights. Thank you Mr Blum Attorney at Law
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Bardia Fard, experienced Foreclosure attorney in Chicago, IL with 54 reviews
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5.0/5
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5.0
2 Reviews
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5.0
52 Reviews
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08 Sep, 2024 by Alishia dingle
Great law firm. Bardia helped me avoid a foreclosure on my property by successfully dismissing the bank’s foreclosure complaint, which bought me enough time to sell the property. Highly recommend!
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05 Sep, 2024 by Mike visek
Excellent experience with Bardia and the whole team at The Law Center. Very professional, honest and helpful. If you need any help - don't hesitate and call these experts. Thanks again guys.
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27 Aug, 2024 by Demetrius rasberry
The Law Center has truly helped me. They helped save my late mom's house from foreclosure and was able to secure enough time for me to sell the property. In the end, the foreclosure case was dismissed and the bank was paid in full. These guys are the best. Thank you
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15 Nov, 2023 by Daniel gulick
Top notch down to earth attorney who got back to me on his personal time to help me with a serious matter that could have cost me 10's of thousands of dollars. 100% Reccomend
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08 Sep, 2023 by Kayla
Mr. Bifulco really took the time to explain all of my options to me and really wanted to help. I felt very well taken care of. Though I hope to never need the services again, I would definitely use him again if I needed to in the future. Thank you for you time!
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08 Sep, 2023 by Connor
David was great and gave me the best help I could ask for. He answered all the questions I had! Will absolutely be using his firm in the future.
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19 Oct, 2024 by Sara mojtahedi
I recently had a consultation with Ali Shahrestani and I can't recommend him highly enough. He was incredibly thorough and took the time to explain everything in detail, clearing up so many questions I had. His professionalism, patience, and ability to break down complex legal matters made me feel confident and well-informed. I truly appreciate the time he dedicated to ensure I fully understood my options. Thank you so much, Ali Shahrestani for your outstanding service!
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02 May, 2024 by Cassie w.
Efficient, receptive and cares about his clients. Love having him on board for our entertainment legal matters. First call we make!
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04 Mar, 2024 by Devin mcknight
Michael never misses any details and has always been a stable and reliable force on my small team. I would recommend him to anyone!
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09 Sep, 2024 by Matt
I am writing to wholeheartedly recommend Steve Sico. As a client of Steve's for the past 3 years, I have had the privilege of witnessing his exceptional legal skills, dedication, and professionalism firsthand. Steve is not only an accomplished attorney, but also a remarkable individual who possesses a depth of knowledge that was advantageous for our specific real estate situation. His analytical thinking and problem-solving abilities allowed him to out-maneuver our adversary with ease. I was consistently impressed by his attention to detail and his ability to communicate complex legal concepts in a way that is accessible and understandable. One of Steve's greatest strengths is his commitment to his clients. He listens attentively to their needs, advocates fiercely on their behalf, and ensures that they are well-informed throughout the legal process. His ethical standards are unwavering, and he approaches each phase with integrity and transparency. Given his strong legal background, exceptional communication skills, and unwavering commitment to his clients, I am confident to recommend Steve Sico as a valuable asset.
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02 Sep, 2024 by Maryann munro
Steve Sico is an outstanding Attorney! He’s honest, direct and extremely well versed in the law. He always kept us in the loop as to what was taking place and what options were available to us. He was always available for phone calls, meetings or texts. I strongly recommend Steve Sico to anyone who is in need of his legal expertise! Connie is a true asset and so very wonderful to work with also. We were in a stressful situation and Steve went above and beyond! I highly recommend him to everyone!
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30 Jul, 2024 by Manny immanuel
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FAQs
Questions? We have answers

What a Foreclosure Lawyer Can Do for You

A foreclosure lawyer specializes in helping homeowners navigate the legal complexities of foreclosure, working to protect their rights and potentially save their homes. Foreclosure lawyers assist homeowners facing foreclosure by negotiating with lenders, filing legal defenses, and representing them in court. They also help with loan modifications, short sales, and other alternatives to foreclosure. Whether you’re behind on mortgage payments or already in foreclosure proceedings, a lawyer can help you explore your legal options and work toward a solution.

If you’re at risk of losing your home, a foreclosure lawyer can provide guidance on how to stop or delay the foreclosure process and protect your financial future.

When Should I Hire a Foreclosure Lawyer?

You should consider hiring a foreclosure lawyer in several situations where you are facing financial difficulties with your mortgage. Common reasons to hire a lawyer include:

  • Facing foreclosure proceedings: If your lender has initiated foreclosure proceedings, a lawyer can help you file a legal defense and explore options for stopping or delaying the process.
  • Loan modification: If you want to modify the terms of your mortgage to make payments more manageable, a lawyer can help you negotiate with your lender and ensure that the modification complies with legal standards.
  • Challenging the foreclosure: If you believe your lender has violated foreclosure laws or the terms of your mortgage agreement, a lawyer can help you challenge the foreclosure in court.
  • Stopping a foreclosure sale: If your home is about to be sold at a foreclosure auction, a lawyer may be able to file for a temporary restraining order or injunction to halt the sale.
  • Short sale or deed in lieu of foreclosure: If you cannot afford to keep your home but want to avoid foreclosure, a lawyer can assist with arranging a short sale or a deed in lieu of foreclosure, where you voluntarily transfer ownership of the home to the lender to avoid foreclosure.
  • Filing for bankruptcy: If you’re unable to manage your mortgage debt and other financial obligations, a lawyer can advise whether filing for bankruptcy might stop foreclosure and help you restructure your debts.

Hiring a lawyer as soon as possible - especially when foreclosure is imminent - can provide you with more legal options to save your home or limit financial damages.

What Does a Foreclosure Lawyer Do?

A foreclosure lawyer provides a variety of legal services to homeowners facing foreclosure, working to protect their rights and help them avoid losing their homes. Their responsibilities often include:

  • Negotiating with lenders: A lawyer can negotiate with your lender to modify your mortgage or create a repayment plan, helping you avoid foreclosure by securing more favorable terms.
  • Filing a legal defense: If your lender is improperly foreclosing or has made errors in the foreclosure process, a lawyer can file a legal defense, challenging the foreclosure in court. Defenses may include violations of foreclosure laws, predatory lending practices, or failure to follow the terms of the mortgage.
  • Representing you in court: A lawyer can represent you in foreclosure proceedings, whether you are defending against the foreclosure, seeking more time to negotiate with the lender, or filing for bankruptcy.
  • Stopping or delaying foreclosure sales: If your home is scheduled for a foreclosure auction, a lawyer can help file a motion to stop or delay the sale, giving you time to explore other options.
  • Advising on bankruptcy: A foreclosure lawyer can assess whether filing for Chapter 7 or Chapter 13 bankruptcy would be beneficial, as bankruptcy can temporarily stop foreclosure and give you time to reorganize your finances.
  • Arranging short sales or deeds in lieu of foreclosure: A lawyer can help facilitate a short sale (selling the property for less than the mortgage balance) or a deed in lieu of foreclosure (transferring the property to the lender), which may allow you to avoid the foreclosure process.

How Are Foreclosure Lawyers Paid?

Foreclosure lawyers typically charge for their services based on the complexity of the case and the legal work involved. Common payment structures include:

  • Hourly rate: Many foreclosure lawyers charge by the hour, with rates typically ranging from $150 to $500 or more, depending on the lawyer’s experience and location.
  • Flat fee: For specific legal services, such as negotiating a loan modification or filing a bankruptcy petition, some lawyers offer a flat fee. Flat fees can range from $1,500 to $5,000, depending on the scope of the work.
  • Retainer: In more complex foreclosure cases, especially those involving ongoing negotiations with lenders or court appearances, a lawyer may require a retainer. This is an upfront payment that is billed against as the lawyer works on your case.
  • Contingency fee (rare): In some rare cases, particularly when suing a lender for wrongful foreclosure, a lawyer may work on a contingency fee basis. This means they only get paid if they win the case or settle on your behalf.

It’s important to discuss fees and payment arrangements with your lawyer upfront, especially if you are facing financial difficulties.

How Much Does a Foreclosure Lawyer Cost?

The cost of hiring a foreclosure lawyer depends on the complexity of the case, the lawyer’s experience, and the amount of time required to resolve the issue. General cost estimates include:

  • Hourly rates: Foreclosure lawyers typically charge between $150 and $500 per hour. For example, a simple case with 10 hours of legal work at $300 per hour would cost $3,000.
  • Flat fees: For straightforward services such as filing for bankruptcy or negotiating a loan modification, flat fees typically range from $1,500 to $5,000, depending on the complexity of the work.
  • Retainers: In more complex or ongoing foreclosure cases, a lawyer may require a retainer ranging from $2,500 to $10,000, depending on the length of the case and the lawyer’s experience.

In addition to legal fees, you may also need to cover additional costs, such as court filing fees or expenses related to property appraisals.

Top Questions to Ask a Foreclosure Lawyer

Before hiring a foreclosure lawyer, it’s important to ask key questions to ensure they have the necessary experience and approach to help you. Key questions to ask include:

  1. What experience do you have with foreclosure cases?
    Ensure the lawyer has experience handling foreclosure cases similar to yours and has successfully helped homeowners avoid foreclosure or negotiate better terms.
  2. How do you charge for your services?
    Clarify whether the lawyer charges by the hour, a flat fee, or requires a retainer, and ask for a detailed estimate of the total cost of their services.
  3. What are my options for stopping foreclosure?
    Ask the lawyer to explain the different legal strategies available for stopping or delaying foreclosure, such as loan modifications, filing a legal defense, or bankruptcy.
  4. What is the likelihood of success in my case?
    Ask the lawyer for an honest assessment of your case and the chances of successfully avoiding or delaying foreclosure.
  5. How long will the process take?
    Foreclosure cases can vary in duration, so ask the lawyer how long they expect the process to take and what factors might affect the timeline.
  6. Will I need to go to court?
    Ask whether your case is likely to settle out of court or if a trial may be necessary. If a trial is possible, ask what steps the lawyer will take to prepare.
  7. What steps can I take to protect my home?
    Ask the lawyer for advice on steps you can take to protect your home, such as making partial payments, negotiating with your lender, or exploring foreclosure alternatives.

How to Check the Credibility of a Foreclosure Lawyer

To ensure you are hiring a reputable foreclosure lawyer, take the following steps to verify their credentials and experience:

  • Check their bar status: Verify with your state bar association that the lawyer is licensed to practice law and has no disciplinary actions against them.
  • Look for foreclosure experience: Review the lawyer’s website or professional profile to ensure they specialize in foreclosure law and have successfully handled cases similar to yours.
  • Read client reviews and testimonials: Look for reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about their experience with the lawyer.
  • Ask for references: A reputable lawyer should be able to provide references from past clients who have worked with them on foreclosure matters.
  • Check for certifications or memberships: Look for lawyers who are members of organizations like the National Association of Consumer Advocates (NACA) or who have specialized certifications in real estate or foreclosure law.

What Should I Prepare for My First Consultation?

To get the most out of your first consultation with a foreclosure lawyer, it’s important to come prepared with relevant documents and information. Here’s what you should bring:

  • Mortgage documents: Bring a copy of your mortgage agreement, payment history, and any correspondence you’ve received from your lender, including foreclosure notices or demand letters.
  • Financial information: Provide information about your income, expenses, and debts, as this will help the lawyer assess your financial situation and determine the best legal strategy for your case.
  • Previous communications with your lender: If you’ve already tried to negotiate with your lender, bring any emails, letters, or records of phone calls that document these communications.
  • Court documents (if applicable): If foreclosure proceedings have already begun, bring any court documents related to the case.
  • Questions about your legal options: Prepare a list of questions about the foreclosure process, your options for avoiding foreclosure, and how the lawyer plans to help you.

By preparing thoroughly for your consultation, you can help the lawyer assess your situation more effectively and provide the best possible legal advice for protecting your home from foreclosure.

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