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05 Dec, 2021 by Valerie
I would highly recommend Thomas Denny. Tom put us at ease from our very first phone conversation. We promptly scheduled an appointment with Tom and he was so helpful and reassuring that we retained his services that evening.
Everything went as he said it would and we couldn’t have been anymore pleased with the final outcome.
We can not thank him enough for getting our lives back on track. We highly recommend Tom. You will not regret your decision.
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18 Aug, 2020 by Mary and paul
Mr. Thomas Denny was completely thorough in explaining all avenues of the case. He attended our in person consultation, and via our phone conference. Mr. Denny is a caring and professional individual/lawyer who I highly recommend.
Thank you Mr. Denny for your knowledge and help throughout our case.
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17 Aug, 2019 by Gary
Very good representation. Very good advice. I was in great hands . Mr. Denny made a bad situation in my life not so bad .
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12 Dec, 2024 by Doug r.
Mr. Sternberg was my lawyer for a bankruptcy filing. From the first phone call I had with him, he explained options and quickly responded to any emails, questions, or concerns I had and did so professionally. He was very helpful and made the process go smoothly. I'm very happy I chose him to represent me in this matter.
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04 Dec, 2024 by Kitta sengkeomanivong
John was nice and helpful, he helped with bankruptcy. His assistant was also great to work with!
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11 Oct, 2024 by Janice piccolo
Excellent lawyer took the time and explained everything. Payments were easy and affordable.
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31 Aug, 2024 by Catia pecoraro
John Horn was so knowledgeable in all questions I had. He should run for congress! He’d be awesome in office.
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03 Dec, 2022 by Renato graham
14 Sep, 2021 by Bart piotrowski
Excellent! She will get you the best outcome, financially and otherwise, taking into account the unique circumstances of your ticket.
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27 Nov, 2024 by Marlen batista
Muy satisfecha con el trabajo del señor Andrew Slepian muy profesional, me ha ayudado a tener mi estatus legal en los Estados Unidos, hemos ganado mi caso de acilo, muchas gracias un excelente abogado.
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20 Nov, 2024 by Ekman danujan
07 Oct, 2024 by Shourob hossain
10 Sep, 2024 by Dan acker
I had the worst experience with Arthur at this firm, who despite several phone calls and emails never once responded to me regarding his client's case. I would be wary to hire any firm that handles financial affairs of their clients this way.
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14 Feb, 2023 by Rizwan alam
Very professional and great person
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28 Aug, 2021 by William duffy
Easy to find and park.Took care of our business quickly and carefully.
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05 Jan, 2025 by Tom laska
Mazza law will get the job done. Listen and do what your told the results will come.
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10 Dec, 2024 by Kitt lady
Mazzu Law was the first firm that took me seriously. Listend to my story. Worked diligently, kept me informed, and got a settlement for me. If I ever have to go through this again. I would come back to this firm first. Treated me with kindness, respect, and honesty. Gave me options and never felt like I was lost. I was informed all the way through and was carefully explained all the steps we took together. It is a very professional and they prove productive services.
Of your looking for a great firm look no further. This is one of the greats.
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11 Nov, 2024 by Nick garey
I had an excellent experience with Mazzu Law handling my case. From start to finish, they were dedicated, professional, and clearly committed to getting me the best possible outcome. Ed & his team went above and beyond, always keeping me updated and explaining every step. Thanks to their hard work and determination, they were able to secure a maximum settlement for me. I couldn’t be more grateful for their expertise and support throughout the entire process. If you’re looking for a law firm that truly cares about your case and your results, I highly recommend Mazzu Law.
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10 Jul, 2020 by William king
For many years I have used Brian's services and have recommended him to many of my clients. Brian has always been very accessible and has always delivered a favorable result and his fees, unlike many other attorneys is very fair and are within the original parameters that we discussed when he was first engaged. Feedback I received from others is that they were very happy with his service. If you want a top notch attorney without the high fees and endless billing I highly recommend Brian.
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06 Apr, 2019 by Anonymous
Mr. Winspear is the most experienced tax lawyer around. My accountant was not equipped to deal with the IRS for an audit so I looked for a well qualified attorney. Mr. Winspear was the right choice. He is extremely knowledgeable, very professional, and made me feel at ease through this very stressful process. When I called him with questions he either answered the phone or got back to me very quickly. I also found his fees very reasonable. I hope to never have to deal with the IRS again, but if I do I feel much better knowing that Bill is just a phone call away.
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25 Jan, 2019 by Michael
For half my life, it seems, I have been battling with the taxing authorities. Being a small businessman is hard enough, when it comes to the taxing authorities often your best is not good enough. That is to be expected, I suppose, but when they get you in their crosshairs, "Look Out!" After living in fear of opening my mail, countless audits, and visits from revenue agents, I finally found Mr. Winspear and he resolved my issues in short order. He was fair, even handed, and not a rip off (not something I can say from some of my past dealings with attorneys). Thank You, from me and my family, Mr. Winspear, you saved my life.
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26 Jan, 2021 by Terry
Mr Butterini has provided me legal consult and services since 2009. He has been diligent in researching my issues , always offering advice and finding solutions that have helped my business. He consults with me personally , face to face, in a comfortable low pressure meetings . I Highly recommend his services
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03 Jan, 2021 by Laura
Mr. Butterini and his staff handled a number of issues for me. They were always there for me, and seemed like they always cared. I would highly recommend his office
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21 Feb, 2019 by Andrew
I hired Mr. Butterini twice for bankruptcy (life happens). He is the absolute best. No worries. Makes a stressful situation of debt collector calls, judgments, ect go away. I was able to buy a new car in two months-and a house in two years. Changed my life for the better!
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12 Nov, 2024 by Dean jones
I am not having the best experience with this organization, I'm sure that everyone there is like the person that is supposed to be helping me, but I feel like the individual is very opinionated and is emphasizing more on what I need to show the landlord when the landlord isn't violation of not providing heat for over two years. I have decided as of last month withhold renting to the issue is fixed and it has not been, yet my council has been on me showing that I have all the rent and nothing in regards to giving the landlord a time frame into which they need to fix my heat. Pretty disappointed I will be looking into another organization to help me out with this matter or just deal with it myself cuz I have done the research and I pretty much know what I need to do and what paperwork I need to file and so on and so forth.
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19 Oct, 2024 by Jackie toews
27 Sep, 2024 by Victoria pol
Taking g over a week for a lawyer to return a call he calls on a day ??? What still can't get through even pressing 0. No one answers
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FAQs
Questions? We have answers
What a Bankruptcy Lawyer Can Do for You
A bankruptcy lawyer specializes in helping individuals and businesses manage overwhelming debt by filing for bankruptcy or exploring alternatives to bankruptcy. They guide clients through the complex legal process of discharging or restructuring debts, represent them in court, and work to protect assets such as homes and cars. Bankruptcy lawyers can also help stop creditor harassment, wage garnishment, and foreclosures through bankruptcy protections.
If you're facing financial hardship, a bankruptcy lawyer can help you decide whether filing for bankruptcy is the right option and assist you through the legal process.
When Should I Hire a Bankruptcy Lawyer?
You should consider hiring a bankruptcy lawyer in the following situations:
- Unmanageable debt: If you're unable to pay your bills and debts are piling up, a lawyer can help you explore options such as Chapter 7 or Chapter 13 bankruptcy.
- Foreclosure or repossession: If your home is at risk of foreclosure or your vehicle is in danger of being repossessed, a bankruptcy lawyer can help you use bankruptcy protections to prevent this and potentially reorganize your debts.
- Wage garnishment: If your wages are being garnished, filing for bankruptcy can stop garnishments and allow you to regain control of your finances.
- Creditor harassment: If creditors are constantly calling or sending collection notices, a bankruptcy lawyer can stop these actions by filing for bankruptcy, which enacts an automatic stay that halts collection activities.
- Small business debt: If your business is struggling with debt and cannot meet financial obligations, a lawyer can help you file for Chapter 11 (reorganization) or Chapter 7 (liquidation) bankruptcy.
- Medical debt or credit card debt: If you have large amounts of unsecured debt like medical bills or credit card balances, a bankruptcy lawyer can help you seek relief through Chapter 7 or Chapter 13 bankruptcy.
Hiring a bankruptcy lawyer early in the process can prevent further financial damage and help you choose the best legal option for debt relief.
What Does a Bankruptcy Lawyer Do?
A bankruptcy lawyer provides a range of services to help individuals and businesses handle their debts. Their responsibilities often include:
- Evaluating your financial situation: Assessing your income, assets, debts, and expenses to determine if bankruptcy is the right option and which type of bankruptcy (Chapter 7, Chapter 13, or Chapter 11) best suits your situation.
- Filing bankruptcy petitions: Preparing and filing the necessary documents to initiate your bankruptcy case, ensuring that all legal requirements are met.
- Stopping creditor harassment: Once the bankruptcy case is filed, an automatic stay is enacted, which stops creditors from pursuing collection efforts. A lawyer ensures this protection is applied immediately.
- Representing you in court: Representing you in court proceedings, including meetings with creditors and any hearings related to your case.
- Negotiating with creditors: In Chapter 13 or Chapter 11 bankruptcies, negotiating a repayment plan that restructures your debts and allows you to manage payments more effectively.
- Advising on asset protection: Guiding you on how to protect certain assets, such as your home or retirement savings, through available bankruptcy exemptions.
- Explaining the impact on your credit: Informing you about how bankruptcy will affect your credit and advising on steps to rebuild your credit post-bankruptcy.
How Are Bankruptcy Lawyers Paid?
Bankruptcy lawyers typically charge for their services in different ways depending on the complexity of the case and the type of bankruptcy being filed. Common payment structures include:
- Flat fee: Many bankruptcy lawyers charge a flat fee for handling Chapter 7 or Chapter 13 bankruptcy cases. This fee usually covers the entire process, from preparing and filing paperwork to representing you in court.
- Hourly rate: For more complex cases, such as Chapter 11 bankruptcy (often used by businesses), some lawyers charge an hourly rate. Hourly rates typically range from $150 to $500 or more.
- Retainer: In cases where ongoing legal services are required, such as in Chapter 11 bankruptcies or complex Chapter 13 cases, a lawyer may request a retainer, which is an upfront payment billed against as the lawyer works on the case.
It’s important to discuss fees with your lawyer upfront, as bankruptcy law requires lawyers to disclose all fees and ensure they are reasonable and fair.
How Much Does a Bankruptcy Lawyer Cost?
The cost of hiring a bankruptcy lawyer varies depending on the type of bankruptcy and the complexity of the case. General cost estimates include:
- Chapter 7 bankruptcy: For individuals, legal fees usually range from $1,000 to $3,500. This flat fee generally covers the entire process.
- Chapter 13 bankruptcy: For individuals filing Chapter 13, legal fees typically range from $2,500 to $6,000. This cost is higher because of the additional work required to create and manage the repayment plan.
- Chapter 11 bankruptcy (for businesses): Chapter 11 bankruptcy is more complex and usually more expensive, with legal fees ranging from $10,000 to $50,000 or more, depending on the size of the business and the complexity of the debt restructuring.
- Filing fees: In addition to legal fees, there are also court filing fees, which are $338 for Chapter 7 and $313 for Chapter 13 as of 2024.
Always ask for a detailed cost estimate during your consultation to understand what services are included and whether payment plans are available.
Top Questions to Ask a Bankruptcy Lawyer
Before hiring a bankruptcy lawyer, it’s important to ask key questions to ensure they have the experience and knowledge to handle your case effectively. Key questions to ask include:
-
What experience do you have with bankruptcy cases?
Ensure the lawyer has experience handling cases similar to yours, whether it's Chapter 7, Chapter 13, or Chapter 11 bankruptcy. -
How do you charge for your services?
Clarify whether the lawyer charges a flat fee or hourly rate, and ask for a detailed breakdown of costs, including filing fees and additional expenses. -
Which type of bankruptcy is best for me?
Ask the lawyer to explain whether Chapter 7, Chapter 13, or Chapter 11 is the best option based on your financial situation and long-term goals. -
What debts can be discharged?
Ask which of your debts will be forgiven through bankruptcy and which debts (such as certain taxes or student loans) may not be dischargeable. -
How long will the process take?
Bankruptcy cases can take time to resolve, so ask the lawyer how long they expect the process to last, from filing to discharge. -
Will I be able to keep my assets?
Ask if you will be able to keep important assets, such as your home or car, and what exemptions might apply. -
What happens after bankruptcy?
Ask about the impact of bankruptcy on your credit score and what steps you can take to rebuild your credit after the bankruptcy is finalized.
How to Check the Credibility of a Bankruptcy Lawyer
To ensure you are hiring a reputable bankruptcy lawyer, follow these steps to verify their credentials and track record:
- Verify their bar status: Check with your state bar association to confirm that the lawyer is licensed to practice law and has no history of disciplinary actions.
- Look for bankruptcy experience: Review the lawyer’s website or professional profile to ensure they specialize in bankruptcy law and have successfully handled cases like yours.
- Read client reviews and testimonials: Look for client reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s professionalism and ability to handle bankruptcy cases.
- Ask for references: A reputable lawyer should be able to provide references from past clients who have worked with them on bankruptcy matters.
- Check for certifications or memberships: Look for lawyers who are members of organizations such as the National Association of Consumer Bankruptcy Attorneys (NACBA) or who have specialized bankruptcy law certifications.
What Should I Prepare for My First Consultation?
To get the most out of your first consultation with a bankruptcy lawyer, it’s important to come prepared with relevant documents and information. Here’s what you should bring:
- List of debts: Prepare a detailed list of all your debts, including credit cards, personal loans, medical bills, and any secured debts such as mortgages or car loans.
- Income and expense records: Bring documents that show your current income, such as pay stubs or tax returns, and a list of your monthly expenses, including rent, utilities, and other essential costs.
- Asset information: Provide information on any assets you own, such as your home, car, investments, or other valuable property.
- Credit reports: If possible, bring copies of your credit reports to give the lawyer a clear view of your financial situation.
- Questions for the lawyer: Prepare a list of questions you have about the bankruptcy process, the lawyer’s fees, and what to expect after filing for bankruptcy.
By preparing thoroughly for your consultation, you can help the lawyer assess your situation more effectively and provide the best possible legal advice tailored to your needs.
