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08 Jul, 2015 by Arin
So far the process of my lawsuit has been nothing but smooth with Henrik. He's made it evident that he truly cares about my well being throughout the process of experiencing the hardships of being in a car accident. I have the utmost confidence that I am in great hands, I would recommend Henrik to anyone granted that he will keep you up to speed throughout the process of your lawsuit. This is something that I did not experience several years ago with another lawyer, who never reached out to me throughout the lawsuit process; that aspect sticks out and gives me peace of mind knowing that there will not be any issues.
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25 Nov, 2014 by Victor
I was involved in a car accident in 2012 and I had to deal with my car issues but just didn’t have the time with work. I started to have pain after a day or so and I was determined to find an attorney. I called Mr. Henrik Karapetian and he immediately followed up with my accident case. After hiring him he kept me informed every step of the way as my car was repaired, a rental was given and my injury case progressed. I never needed to call him for an update because he would let me know of any new developments as they came so I was really happy about that. Most important, my car was fixed immediately and my injury claim settled for an amount that I was very happy with. I am glad I called Henrik for my accident case and I recommend him for any car accident cases because he sees the case as his own and treats the client with the highest level of integrity. Thank you Henrik.
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11 Nov, 2014 by Vache
I had hired an attorney for a custody and support case but I was happy with the service and attention my case was getting. I wanted results. I hired Henrik after firing my previous attorney. I was recommended to Henrik by a friend as I wanted someone with family law experience. I can honestly say since hiring him early this year that he is so knowledgeable and strategic when it comes to your case. I now have a much better visitation schedule and lower support payments. There is still more to do with my case but I am fortunate to have found Henrik!
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04 Nov, 2015 by Anonymous
Today my husband and I had a telephone consultation with Nam Le. He listened patiently and was understanding, as we told the horror story about our mortgage lender. Nam knew exactly what legal issues were present, what claims and options were available to us, and what laws applied. Even though our options did not require his firm's help, he was courteous and followed up. That's a professional, caring attorney. I'd recommend him highly.
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18 Apr, 2012 by Bobby
All my my life i've been pretty healthy. I jog, work out & eat somewhat healthy. Last year at this time my doctor told me that my blood pressure was moving high in the danger zone. I knew this was due to the stress of our overwelming financial debt. We were living off credit cards because both mine & my wifes jobs were cutting back on hours & days. I decided to call BK attorney Nam Le at the "Jaurigue law group". Right off the bat, Nam was extremely professional, knowledgable & curteous. Nam listened to our problems & had the answers. He never left us in the dark. He followed up with me once, sometimes twice aweek. I felt like Nam was taking on our financial crisis as if it was his own . Anyway, 3 months later all our unsecured debt was eliminated, the garnishments were stopped & Nam got the monies that were garnished paid back to us. It was incredible. A month after this, i had a doctors appointment & my blood pressure was normal. Honest to god true story. Nam saved my marriage & possibly my life. So if you're out there undecided on which attorney to go with,,,, go with Nam Le. He is the best, #1 attorney in my book & recommend him highly. Thank you Nam
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01 Nov, 2011 by Alex
I was doing a chapter 7 bankruptcy and was quite nervous. I heard so many horror stories about the BK process. But he made me feel comfortable and He saved me thousands of dollars and I still had my 401K to look forward too. He always kept me updated on my file, and he was knows what he is talking about, and thorough in explaining my options to me. Now I recommend him to all my family and friends.
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20 Oct, 2019 by James
Mr. David Tilem was a great example of providing outstanding community service without thinking of how much he would get paid. He answered all of my questions which put me at ease right away. I asked him so much questions and he answered them all that in the future when I am up financially that I would donate to his costs. This how good Mr. Tiley, he showed concern and compassion at a person right away rather than getting me as a client. Thank you Mr. Tiley!! God Bless.
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14 Aug, 2018 by Henry v vaccaro
I hired David Tilem to reopen the bankruptcy case of Joseph Jackson the father of Michael Jackson that case was closed in1999 .The best choice I have ever made,Tilem was knowledgeable of the law headed me in the right direction was courteous always responded to my questions immediately above all I was successful in not only reopening the old case but through Mr Tilems efforts I was able to purchase all the IP and copyrights to the Jackson Television shows from the 80's from the new Chapter 7 Trustee .I highly recommend this firm and only wished that he practiced law in New Jersey where I reside. Hat's off to David Tilem.
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18 Feb, 2010 by Jose
We called in on Monday, and was seen by Michael that same day. He took the time to explain everything, and didnt even charge us for the cosultation (who offers that any more). We could not have been more happy with Michael's service.
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09 Oct, 2024 by Александра послушная
I got car incident and advocate did very nice work. I really recommend him.
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27 Aug, 2024 by William hernandez
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22 Aug, 2024 by Virsen worlikar
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14 Apr, 2024 by Brandon usher
I got a DUI and was referred to David Chesley by a colleague who also had a previous case. I must say I am satisfied by the results and it was cheaper than other law offices. Communication was key and I felt like I wasn’t alone in this case. When I got the DUI, I thought my consequences would have been the worst. My lawyer informed me that she will do her best and not to worry. In the end, she delivered and I highly recommend Law Offices of David Chesley.
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29 Dec, 2021 by Harvey anderson
David Chesley outlined his plan for me, which included what he felt would be realistic steps for us to take and how much time each step might require. He gave an honest promise that if everything else fails we could always go back to this point as it has worked out well so far! After we won in Court there are no more negative feelings blocking my way forward anymore... I can't say enough about how great Mr. Chesley's professionalism showed through during all those times where things got tough.
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11 Aug, 2021 by Humberto mariscal
David was excellent and made sure that my trial was handled fairly and protected my career. Despite the difficulty of dealing with a DUI charge, David and his staff made me feel welcome. Quality of service - solved the case with one phone call! The Law Offices of David Chesley were honest, realistic and helpful throughout the process.
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03 Oct, 2024 by Armen ghimoyan
This Firm handled both my immigration and accident cases. I cannot thank Alan and his staff enough for their kindness and professionalism. My situations made me very anxious, but after hiring them I felt at ease knowing that I am in good hands.
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01 Oct, 2024 by Mariia mriia
I had an outstanding experience with the Alan Agabegian Law Group! The team was always professional, kind, and kept me informed every step of the way, making the entire process smooth and stress-free. Alan, the head of the firm, is an amazing attorney who genuinely cares about achieving the best results for his clients. His dedication and professionalism really stood out. If you’re looking for a law firm that combines expertise with genuine client care, I highly recommend the Alan Agabegian Law Group. They exceeded my expectations and made me feel confident and supported throughout the entire process.
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24 Sep, 2024 by Arshak rostomyan
Mr. Alan Aghabegian, Robert And the entire professional firm, is has Been miracle for myself and Family and friends Including business matters. Just one of the cases that Alan and Robert did for me was car accident $250,000.00 And if I wanted it, they could have gotten me over a Million dollars. We have best attorneys In entire california and no one But Alan's fir Can do this for everyone else. I highly recommend Everyone to go Them for help and You will get best results ever again.I can't thank them enough!
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25 Jun, 2024 by Madlen n
I had the privilege of working with Mr. Henrik Sardarbegian from Sardarbegian Law, and I can’t recommend him enough. In my opinion, attorneys are problem solvers and Henrik solved all of my problems. He has the traits that I personally believe are absolutely necessary for someone to be a great attorney. Henrik is an empathetic listener and truly understands how injuries impact lives. He listened attentively and showed genuine care throughout my case. He is very easy to talk to and calms you down so you can express yourself comfortably and clearly. Furthermore, he was always available to discuss my case and provided regular updates. His transparency made the process stress-free. Henrik goes the extra mile to ensure that no stones are left unturned. His honesty and integrity shine, especially when dealing with big insurance companies. Not only did he secure fantastic results for my case, but the entire interaction was easy and transparent. Mr. Henrik Sardarbegian is an exceptional attorney who fights for his clients with heart and dedication while always being available and upfront. I had heard of many horror stories with personal injury and auto accident attorneys but Henrik is definitely the exact oppositie. I cannot thank him enough and wholeheartedly recommend him.
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31 May, 2024 by K hagopian family
I had the privilege of working with Mr. Henrik Sardarbegian after a slip-and-fall incident in a store. His legal representation turned a daunting situation into a positive outcome. When I slipped due to an invisible water spill, I felt lost and frustrated. After visiting the emergency room and then seeing my primary care physician, I reached out to one of the firms (that shall remain nameless) who advertises on billboards and radio. I spoke to one of their "case managers" but was ultimately turned down by them. I thought I’d have to deal with the store and their insurance all alone. Thankfully, a friend recommended Mr. Sardarbegian. He immediately put my mind at ease during the free consultation. Mr. Sardarbegian’s attention to detail impressed me. He explained every aspect of my case, from potential challenges to medical considerations. His thoroughness allowed me to understand the process fully. Despite the store’s insurance initially resisting, Mr. Sardarbegian persisted. Eventually, through mediation, he resolved the matter. Not only did he secure coverage for my medical expenses, but he also fought for compensation for the pain and suffering I endured. What truly sets Mr. Sardarbegian apart is his genuine care. He is very compassionate and caring. His honesty and personable approach won my heart. From A to Z, he ensured I felt supported. In summary, Henrik Sardarbegian is the attorney you want by your side. His dedication, empathy, and unwavering commitment make him exceptional. I’m grateful for his expertise and the positive resolution he achieved for me.
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30 May, 2024 by Karlynn piloyan
I had the privilege of working with Mr. Henrik Sardarbegian on an auto accident case, and I cannot recommend him highly enough. From start to finish, he demonstrated unwavering dedication, exceptional legal expertise, and genuine care for us. 1. Tenacity in Investigating Liability: When the other side refused to admit fault, Mr. Sardarbegian took proactive steps. He personally visited businesses in the vicinity of the accident, gathering evidence from video surveillance. His thorough investigation proved beyond doubt that the other party was responsible. 2. Fighting for Our Rights: Even when the other side’s insurance company attempted to downplay our injuries, Mr. Sardarbegian fought tirelessly. His persistence led to a successful outcome—securing the other side’s policy limit. His commitment to justice is commendable. 3. Honesty and Diligence: Mr. Sardarbegian’s transparency and honesty set him apart. He communicated openly, ensuring we understood every step of the legal process. His diligence in handling our case was evident throughout. 4. A True Advocate: Unlike larger law firms that shy away from liability disputes, Mr. Sardarbegian is a true fighter. He genuinely cares about his clients’ well-being and will go to bat for them, no matter the odds. In summary, Henrik Sardarbegian is not just an attorney; he’s an advocate who stood by us. If you’re seeking legal representation, Mr. Sardarbegian is the attorney you want in your corner.
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16 Oct, 2023 by G
Liana Stepanyan is the worst lawyer. I have never recommended this lawyer. They take money, but they don’t complete the job.
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24 Aug, 2022 by Eddie
Had an issue come up during the dissolution of a short term marriage, she was very warm and comforting as she expertly answered my questions. I’d recommend her to anyone.
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FAQs
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What a Bankruptcy Lawyer Can Do for You

A bankruptcy lawyer specializes in helping individuals and businesses manage overwhelming debt by filing for bankruptcy or exploring alternatives to bankruptcy. They guide clients through the complex legal process of discharging or restructuring debts, represent them in court, and work to protect assets such as homes and cars. Bankruptcy lawyers can also help stop creditor harassment, wage garnishment, and foreclosures through bankruptcy protections.

If you're facing financial hardship, a bankruptcy lawyer can help you decide whether filing for bankruptcy is the right option and assist you through the legal process.

When Should I Hire a Bankruptcy Lawyer?

You should consider hiring a bankruptcy lawyer in the following situations:

  • Unmanageable debt: If you're unable to pay your bills and debts are piling up, a lawyer can help you explore options such as Chapter 7 or Chapter 13 bankruptcy.
  • Foreclosure or repossession: If your home is at risk of foreclosure or your vehicle is in danger of being repossessed, a bankruptcy lawyer can help you use bankruptcy protections to prevent this and potentially reorganize your debts.
  • Wage garnishment: If your wages are being garnished, filing for bankruptcy can stop garnishments and allow you to regain control of your finances.
  • Creditor harassment: If creditors are constantly calling or sending collection notices, a bankruptcy lawyer can stop these actions by filing for bankruptcy, which enacts an automatic stay that halts collection activities.
  • Small business debt: If your business is struggling with debt and cannot meet financial obligations, a lawyer can help you file for Chapter 11 (reorganization) or Chapter 7 (liquidation) bankruptcy.
  • Medical debt or credit card debt: If you have large amounts of unsecured debt like medical bills or credit card balances, a bankruptcy lawyer can help you seek relief through Chapter 7 or Chapter 13 bankruptcy.

Hiring a bankruptcy lawyer early in the process can prevent further financial damage and help you choose the best legal option for debt relief.

What Does a Bankruptcy Lawyer Do?

A bankruptcy lawyer provides a range of services to help individuals and businesses handle their debts. Their responsibilities often include:

  • Evaluating your financial situation: Assessing your income, assets, debts, and expenses to determine if bankruptcy is the right option and which type of bankruptcy (Chapter 7, Chapter 13, or Chapter 11) best suits your situation.
  • Filing bankruptcy petitions: Preparing and filing the necessary documents to initiate your bankruptcy case, ensuring that all legal requirements are met.
  • Stopping creditor harassment: Once the bankruptcy case is filed, an automatic stay is enacted, which stops creditors from pursuing collection efforts. A lawyer ensures this protection is applied immediately.
  • Representing you in court: Representing you in court proceedings, including meetings with creditors and any hearings related to your case.
  • Negotiating with creditors: In Chapter 13 or Chapter 11 bankruptcies, negotiating a repayment plan that restructures your debts and allows you to manage payments more effectively.
  • Advising on asset protection: Guiding you on how to protect certain assets, such as your home or retirement savings, through available bankruptcy exemptions.
  • Explaining the impact on your credit: Informing you about how bankruptcy will affect your credit and advising on steps to rebuild your credit post-bankruptcy.

How Are Bankruptcy Lawyers Paid?

Bankruptcy lawyers typically charge for their services in different ways depending on the complexity of the case and the type of bankruptcy being filed. Common payment structures include:

  • Flat fee: Many bankruptcy lawyers charge a flat fee for handling Chapter 7 or Chapter 13 bankruptcy cases. This fee usually covers the entire process, from preparing and filing paperwork to representing you in court.
  • Hourly rate: For more complex cases, such as Chapter 11 bankruptcy (often used by businesses), some lawyers charge an hourly rate. Hourly rates typically range from $150 to $500 or more.
  • Retainer: In cases where ongoing legal services are required, such as in Chapter 11 bankruptcies or complex Chapter 13 cases, a lawyer may request a retainer, which is an upfront payment billed against as the lawyer works on the case.

It’s important to discuss fees with your lawyer upfront, as bankruptcy law requires lawyers to disclose all fees and ensure they are reasonable and fair.

How Much Does a Bankruptcy Lawyer Cost?

The cost of hiring a bankruptcy lawyer varies depending on the type of bankruptcy and the complexity of the case. General cost estimates include:

  • Chapter 7 bankruptcy: For individuals, legal fees usually range from $1,000 to $3,500. This flat fee generally covers the entire process.
  • Chapter 13 bankruptcy: For individuals filing Chapter 13, legal fees typically range from $2,500 to $6,000. This cost is higher because of the additional work required to create and manage the repayment plan.
  • Chapter 11 bankruptcy (for businesses): Chapter 11 bankruptcy is more complex and usually more expensive, with legal fees ranging from $10,000 to $50,000 or more, depending on the size of the business and the complexity of the debt restructuring.
  • Filing fees: In addition to legal fees, there are also court filing fees, which are $338 for Chapter 7 and $313 for Chapter 13 as of 2024.

Always ask for a detailed cost estimate during your consultation to understand what services are included and whether payment plans are available.

Top Questions to Ask a Bankruptcy Lawyer

Before hiring a bankruptcy lawyer, it’s important to ask key questions to ensure they have the experience and knowledge to handle your case effectively. Key questions to ask include:

  1. What experience do you have with bankruptcy cases?
    Ensure the lawyer has experience handling cases similar to yours, whether it's Chapter 7, Chapter 13, or Chapter 11 bankruptcy.
  2. How do you charge for your services?
    Clarify whether the lawyer charges a flat fee or hourly rate, and ask for a detailed breakdown of costs, including filing fees and additional expenses.
  3. Which type of bankruptcy is best for me?
    Ask the lawyer to explain whether Chapter 7, Chapter 13, or Chapter 11 is the best option based on your financial situation and long-term goals.
  4. What debts can be discharged?
    Ask which of your debts will be forgiven through bankruptcy and which debts (such as certain taxes or student loans) may not be dischargeable.
  5. How long will the process take?
    Bankruptcy cases can take time to resolve, so ask the lawyer how long they expect the process to last, from filing to discharge.
  6. Will I be able to keep my assets?
    Ask if you will be able to keep important assets, such as your home or car, and what exemptions might apply.
  7. What happens after bankruptcy?
    Ask about the impact of bankruptcy on your credit score and what steps you can take to rebuild your credit after the bankruptcy is finalized.

How to Check the Credibility of a Bankruptcy Lawyer

To ensure you are hiring a reputable bankruptcy lawyer, follow these steps to verify their credentials and track record:

  • Verify their bar status: Check with your state bar association to confirm that the lawyer is licensed to practice law and has no history of disciplinary actions.
  • Look for bankruptcy experience: Review the lawyer’s website or professional profile to ensure they specialize in bankruptcy law and have successfully handled cases like yours.
  • Read client reviews and testimonials: Look for client reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s professionalism and ability to handle bankruptcy cases.
  • Ask for references: A reputable lawyer should be able to provide references from past clients who have worked with them on bankruptcy matters.
  • Check for certifications or memberships: Look for lawyers who are members of organizations such as the National Association of Consumer Bankruptcy Attorneys (NACBA) or who have specialized bankruptcy law certifications.

What Should I Prepare for My First Consultation?

To get the most out of your first consultation with a bankruptcy lawyer, it’s important to come prepared with relevant documents and information. Here’s what you should bring:

  • List of debts: Prepare a detailed list of all your debts, including credit cards, personal loans, medical bills, and any secured debts such as mortgages or car loans.
  • Income and expense records: Bring documents that show your current income, such as pay stubs or tax returns, and a list of your monthly expenses, including rent, utilities, and other essential costs.
  • Asset information: Provide information on any assets you own, such as your home, car, investments, or other valuable property.
  • Credit reports: If possible, bring copies of your credit reports to give the lawyer a clear view of your financial situation.
  • Questions for the lawyer: Prepare a list of questions you have about the bankruptcy process, the lawyer’s fees, and what to expect after filing for bankruptcy.

By preparing thoroughly for your consultation, you can help the lawyer assess your situation more effectively and provide the best possible legal advice tailored to your needs.

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