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Jake Cline, experienced Bankruptcy attorney in Oakland, CA with 8 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
44,07
star star star star star
5.0/5
Avvo
5.0
2 Reviews
Google Maps
5.0
6 Reviews
star star star star star
27 Apr, 2023 by L stewart
5 stars is simply not enough! Ever felt lost at sea in the middle of a storm taking on water ? That was my divorce and my boat was 10 feet under water surrounded by sharks. Best day in my divorce was the moment Tong Family Law entered my life. What Suzanne and her team accomplished in such a short time (1 month) was simply incredible during the most difficult time in my life. She is a pro, just gets it and knows how to untangle all the garbage but most importantly executes on what matters. Suzanne was referred to me from my forensic accountant and protected me against a shady firm and not only simplified everything, explained it so that the judge gets it and fights hard for you to resolve matters. In 1 month Suzanne and her firm untangled years of my worst nightmare and I am not only thankful but impressed.
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14 Apr, 2023 by Jennifer chang
Suzanne is an excellent family lawyer providing compassionate and diligent legal services. She truly cares about her clients and is a great ally through difficult and frustrating times.
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03 Apr, 2023 by Sheri scott
Suzanne and her team have represented me on more than one occassion. She truly is there to serve her clients with honesty and compassion, while fighting hard to win the toughest family law cases. I wish there were more than just 5 stars, because only giving 5 starts doesn't give Suzanne and her team the credit they deserve. #Highly Recommend
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Andrew Joe Christensen, experienced Bankruptcy attorney in Oakland, CA with 108 reviews
Average
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
43,44
star star star star star
4.9/5
Avvo
5.0
1 Reviews
Google Maps
4.9
107 Reviews
star star star star star
05 Dec, 2024 by Sabra ganbay
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star star star star star
18 Nov, 2024 by Joey herrera
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star star star star star
11 Nov, 2024 by Maryjane love
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Geva Baumer, experienced Bankruptcy, Debt Settlement attorney in Oakland, CA with 8 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,25
star star star star star
5.0/5
Avvo
5.0
8 Reviews
star star star star star
08 Sep, 2020 by Anonymous
Geva Baumer was so helpful, patient, easy to understand in guiding me through my recent legal problems. I have never felt so at ease with an attorney’s assistance as I have with Geva. Unfortunately, I have had exposure to many attorneys. Without any hesitation I would recommend Geva Baumer to others and call upon him again. On a scale of 1 to 10, Geva is that true, rare 11. Great job Geva!
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27 Apr, 2017 by David
Geva has been a godsend as my wife and I fought for years to keep our home out of foreclosure by two predatory banks. He even went the extra mile through uncharted waters forcing a settlement with one of the biggest banks known for trampling on and taking advantage of vulnerable home owners. I feel blessed to have found this talented bankruptcy attorney who cares. I love this guy!
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07 Dec, 2016 by Anonymous
Geva provided great advice and assistance on a tricky debt collection. I am grateful for his time, effort, and kindness on my case. You can trust his judgement and solutions. Highly recommend his honesty and patience.
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Joanna Lynn Stevenson, experienced Bankruptcy attorney in Oakland, CA with 6 reviews
Average
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,19
star star star star star
5.0/5
Avvo
5.0
6 Reviews
star star star star star
05 Jun, 2011 by Robin
I worked with Ms. Stevenson and assisted her in the preparation of Chapter 7 and 13 bankruptcies. She is knowledgeable and highly respected in the field of bankruptcy law. She is personable and treats each one of her clients with respect and importance. I recommend her to anyone in need of filing bankruptcy.
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04 Apr, 2011 by Nicholas padilla
My Dad had just lost my Mom and was forced to file for Bankruptcy. I was lucky enough to find Joanna through my employer and she could not have been more helpful or understanding of our situation. We previously had dealings with a CPA who charged us for every phone call and every email. Joanna was always available to answer any questions my father or I had. I can't tell you how difficult it is to go through the process of bankruptcy and its nice to know that Joanna was there to help guide us. Thank you so much Joanna for all your help!
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09 Mar, 2011 by Janine
My husband and I had to resort to filing bankruptcy due to extreme medical bills we incurred. We didn't know anything about the process. We were referred to Legal Helpers through a family member. Our case was assigned to Joanna Stevenson. Joanna was not only pleasant, she took her time to explain the process of bankruptcy. She went over our paperwork page by page to determine which chapter would best suit us. Noone really wants to resort in filing bankruptcy, Joanna made us feel at ease about going forth with it. She never did anything without explaining it to us and always returned calls or emails on a timely manner. We feel she has such tremendous knowledge but more importantly we felt she cared about us and our case and was there every step of the way. We would definitley recommend Joanna to anyone who needs a bankruptcy attorney.
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Darya Sara Druch, experienced Bankruptcy attorney in Oakland, CA with 3 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,09
star star star star star
5.0/5
Avvo
5.0
3 Reviews
star star star star star
17 Apr, 2022 by Jessica
Darya made the process of filing Chapter 7 bankruptcy as stress-free and simple as possible. She was always there to answer any questions I had and worked with me to file all the necessary paperwork on my behalf. She always made me feel reassured and prepared for each step of the filing process. Darya helped me have a second chance and helped me out of a very stressful financial situation. I really appreciate all she did for me and would recommend her to anyone.
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24 Feb, 2022 by Anonymous
Darya represented me as my attorney for Chapter 7 Bankrupcy, At first I was scared to consult with anyone about this topic. I spoke with her and after some easy question and very direct i said yes please help me file a case. She was very clear about what was needed. I recommend her.
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29 Dec, 2021 by Anonymous
Darya helped me navigate the complexities of bankruptcy with a kind professionalism. She made the process straightforward and logical. The bankruptcy process took far less time than I would have imagined and was far less complex than I had though. I would highly recommend her services if you are considering bankruptcy.
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James G Scadden, experienced Bankruptcy, Personal Injury attorney in Oakland, CA with 24 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,03
star star star star star
5.0/5
Google Maps
5.0
24 Reviews
star star star star star
08 Jul, 2024 by Julie hiatt
Kyle Koichi Morishita is a highly experienced immigration attorney who practices with dedication and commitment to his clients. He makes time to mentor other attorneys and share his valuable insights. I've been grateful for Kyle's support.
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08 Jul, 2024 by Hu gui
After getting married, I needed to remove the conditions on my green card. Kyle helped me with form I-751 and my interview. The office even had a nice Chinese New Year display.
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08 Jul, 2024 by Christopher hikida
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Stanley E. Riddle, experienced Bankruptcy, Foreclosure attorney in Oakland, CA with 1 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,03
star star star star star
5.0/5
Avvo
5.0
1 Reviews
star star star star star
12 Feb, 2012 by Jose
I was referred to Stan by a friend of mine. He did a very good job. I had no problems on my case.
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Kimberly Simonds Fineman, experienced Bankruptcy, Business attorney in Oakland, CA with 1 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,00
star star star star star
5.0/5
Google Maps
5.0
1 Reviews
star star star star star
19 Oct, 2016 by Wendy billingsworth
You could not ask for better attorneys. In a sea of suits, these gentlemen stand out with integrity, experience, and grit. They are the ones you want on your side in matters small and large. Having seen their work firsthand, I would give them 6 stars if I could.
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Anh Hong Nguyen, experienced Bankruptcy attorney in Oakland, CA with 7 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
37,82
star star star star star
4.8/5
Avvo
4.8
7 Reviews
star star star star star
03 Nov, 2015 by Anonymous
Anh H. Nguyen has successfully lowered my bankruptcy plan payment to an affordable amount that my reduced retirement income could afford. I appreciate her fierce commitment to help me with my bankruptcy matter. Although I do not plan to be in bankruptcy in the near future, Anh will be my attorney for life.
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24 Sep, 2015 by Joanne
My prayers were answered when I found Anh Nguyen. She thoroughly understood my personal hardships & promptly responded to my legal needs. Her valuable knowledge, excellent legal counsel and representation exceeded all expectations. 'Many Thanks' for making a difference!
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30 Aug, 2015 by Rosa
I'm so grateful that I called Anh. She took my case, guided me through the unfamiliar legal loops. She helped me save my house and I am no longer in bankruptcy thanks to her. Anh is great to work with and provided excellent support throughout the process. Anh knew exactly when to give me the cold hard facts, a sympathetic ear, and comic relief. She is All that, and more, in a lawyer. When ever you are in need of legal help, you wont regret calling Anh.
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Gregory Scott Hartman, experienced Bankruptcy attorney in Oakland, CA with 142 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
34,03
star star star star star
4.4/5
Avvo
5.0
3 Reviews
Google Maps
4.4
139 Reviews
star star star star star
13 Sep, 2024 by Elias pizano
Today we celebrate a hard-won victory in a challenging case, And the Master mind behind this victory is my incredible attorney !Clayton Robertson! His unwavering dedication and passion for justice are truly inspiring, im so lucky to have you by my side in this difficult case, If you need a Legal Champion who will fight for you with heart and soul look no further, "Clayton Robertson" is a Top-notch Legal Professional who truly cares for you. For being a Shining Star in the Legal world and truly frien to me, you deserve all the Accolades and More! #Grateful Client... #Exceptional Attorney ...! #Legal Rockstar.....!
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star star star star star
13 Sep, 2024 by Guerra guerra
Gracias un equipo profesional e eficiente se los recomiendo 👍
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star star star star star
07 Sep, 2024 by Josie mendoza
I travel to California, presented my case to doctor alex and he kindly listen to all details and was blessed by all the help I received from all his experience.
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Greg Hartman, experienced Bankruptcy, Business attorney in Oakland, CA with 139 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
29,70
star star star star star
4.4/5
Google Maps
4.4
139 Reviews
star star star star star
13 Sep, 2024 by Elias pizano
Today we celebrate a hard-won victory in a challenging case, And the Master mind behind this victory is my incredible attorney !Clayton Robertson! His unwavering dedication and passion for justice are truly inspiring, im so lucky to have you by my side in this difficult case, If you need a Legal Champion who will fight for you with heart and soul look no further, "Clayton Robertson" is a Top-notch Legal Professional who truly cares for you. For being a Shining Star in the Legal world and truly frien to me, you deserve all the Accolades and More! #Grateful Client... #Exceptional Attorney ...! #Legal Rockstar.....!
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13 Sep, 2024 by Guerra guerra
Gracias un equipo profesional e eficiente se los recomiendo 👍
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07 Sep, 2024 by Josie mendoza
I travel to California, presented my case to doctor alex and he kindly listen to all details and was blessed by all the help I received from all his experience.
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Sarah Lampi Little, experienced Bankruptcy attorney in Oakland, CA with 25 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
28,41
star star star star star
4.2/5
Google Maps
4.2
25 Reviews
star star star star star
21 Oct, 2024 by Demarko wheeler
Google Maps
star star star star star
06 Jun, 2024 by Kevin l. nichols
Vernon Goins is the chair of my nonprofit organization, The Social Engineering Project, Inc.'s, board of directors and also serves as general counsel. Day or night, Vernon is always available to counsel me on human resource issues, general liability, labor and employment law, contract law, and general liability issues that may negatively impact the organization. Without his advice, advocacy, and thought leadership, there is no way that we could positively impact the thousands of young lives of underrepresented students of color who are now pursuing careers in technology and STEM-related fields.
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06 Jun, 2024 by Sanford livingston
Mr.Goins has been brilliant in serving my corporate consulting. Highly recommend. Sanford livingston CEO Nor-CalFDC
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A. Rita Kostopoulos, experienced Bankruptcy, Foreclosure attorney in Oakland, CA with 2 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
16,29
star star star star star
3.0/5
Avvo
3.0
2 Reviews
star star star star star
21 Nov, 2024 by Robin
Instead of filing my voluntary dismissal the day I signed it, like they claimed they would, they filed it 42 days later and that’s only after I called them and told them I was going to call the trustee to find out the status of my case because they DO NOT respond to emails text messages or phone calls. If they do happen to respond by text or email, don’t expect them to put their name on it. Even if you ask for their name, they’re not giving it to you. I’ve asked them time and time again. Who’s on the email? Who am I texting with and got no response. After a year and a half of chapter 13, hiring them proved to be a complete waste of time and money. Both the trustee, and State of Michigan received small payments, but the only creditor to be paid was them. Not one other creditor saw a dime. They withdrew funds out of my bank account without my knowledge or consent. We had a payment arrangement set up for biweekly payments, but that didn’t stop them from taking an additional $300 out of my account just four days after my last scheduled payment. After recently reading the reviews on Google, their responses to one star and two star reviews are appalling. Instead of trying to Learn and improve, they’re busy bashing, defending and deflecting. Incredibly unprofessional. Don’t do it!
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05 Jun, 2012 by Anonymous
What a great group of people the Kostopoulos team is. They were the most prepared lawyers at our trustee meeting. They helped me through the most difficult time in my life And didn't let me feel like a failure. I have my life back! I will never forget their kindness .
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Ms. Lucy Zheng, experienced Bankruptcy, Divorce attorney in Oakland, CA with 0 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
7,00
star star star star star
0.0/5
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William Francis McLaughlin, experienced Bankruptcy attorney in Oakland, CA with 2 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
6,87
star star star star star
1.5/5
Avvo
1.5
2 Reviews
star star star star star
29 Jun, 2012 by Anonymous
This attorney does not supervise his paralegal. She refused to acknoweldge my mortgage payments and listened to the lender when I had proof of all payments. My house was almost foreclosed. She would not let me speak to Mclaughlin and only when I parked my body in his office did I get any assistance from him. He admitted that he did not know what was going on after six months of my struggle with his paralegal. He charged me twice to get my case active and now I find out that it was done incorrectly. I am very disappointed.
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08 May, 2010 by Anonymous
Bill Mclaughlin does not seem to be fully competent and has a condescending demeanor. He doesn't return phone calls in a timely fashion and provides questionable advice. If you want to feel worse about your situation this is the attorney to go to. However, if you want an attorney to provide constructive feedback and solutions to your problems please look elsewhere for your bankruptcy needs.
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Colby LaVelle, experienced Bankruptcy, Estate Planning attorney in Oakland, CA with 0 reviews
Below Average
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,00
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0.0/5
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Robert Reeves Cross, experienced Bankruptcy, Intellectual Property attorney in Oakland, CA with 0 reviews
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info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,00
star star star star star
0.0/5
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Amanda Elisa D'Amico, experienced Bankruptcy, Business attorney in Oakland, CA with 0 reviews
Below Average
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,00
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0.0/5
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Mariam S Marshall, experienced Bankruptcy attorney in Oakland, CA with 0 reviews
Below Average
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,00
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0.0/5
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Kelly Simone Bresso, experienced Bankruptcy, Family Law attorney in Oakland, CA with 0 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
0,00
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0.0/5
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Kim Fineman, experienced Bankruptcy, Business attorney in Oakland, CA with 0 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
0,00
star star star star star
0.0/5
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Marta Maria Guzman, experienced Bankruptcy attorney in Oakland, CA with 0 reviews
Below Average
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
0,00
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0.0/5
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James D Mills, experienced Bankruptcy attorney in Oakland, CA with 0 reviews
Below Average
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
0,00
star star star star star
0.0/5
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Karyn L. Erickson, experienced Bankruptcy, Family Law attorney in Oakland, CA with 0 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
0,00
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0.0/5
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Lawrence Louis Szabo, experienced Bankruptcy, Litigation attorney in Oakland, CA with 0 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
0,00
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0.0/5
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Edward Allen Kunnes, experienced Bankruptcy, Litigation attorney in Oakland, CA with 0 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
0,00
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0.0/5
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Bradford Joseph Hodach, experienced Bankruptcy attorney in Oakland, CA with 0 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
0,00
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FAQs
Questions? We have answers

What a Bankruptcy Lawyer Can Do for You

A bankruptcy lawyer specializes in helping individuals and businesses manage overwhelming debt by filing for bankruptcy or exploring alternatives to bankruptcy. They guide clients through the complex legal process of discharging or restructuring debts, represent them in court, and work to protect assets such as homes and cars. Bankruptcy lawyers can also help stop creditor harassment, wage garnishment, and foreclosures through bankruptcy protections.

If you're facing financial hardship, a bankruptcy lawyer can help you decide whether filing for bankruptcy is the right option and assist you through the legal process.

When Should I Hire a Bankruptcy Lawyer?

You should consider hiring a bankruptcy lawyer in the following situations:

  • Unmanageable debt: If you're unable to pay your bills and debts are piling up, a lawyer can help you explore options such as Chapter 7 or Chapter 13 bankruptcy.
  • Foreclosure or repossession: If your home is at risk of foreclosure or your vehicle is in danger of being repossessed, a bankruptcy lawyer can help you use bankruptcy protections to prevent this and potentially reorganize your debts.
  • Wage garnishment: If your wages are being garnished, filing for bankruptcy can stop garnishments and allow you to regain control of your finances.
  • Creditor harassment: If creditors are constantly calling or sending collection notices, a bankruptcy lawyer can stop these actions by filing for bankruptcy, which enacts an automatic stay that halts collection activities.
  • Small business debt: If your business is struggling with debt and cannot meet financial obligations, a lawyer can help you file for Chapter 11 (reorganization) or Chapter 7 (liquidation) bankruptcy.
  • Medical debt or credit card debt: If you have large amounts of unsecured debt like medical bills or credit card balances, a bankruptcy lawyer can help you seek relief through Chapter 7 or Chapter 13 bankruptcy.

Hiring a bankruptcy lawyer early in the process can prevent further financial damage and help you choose the best legal option for debt relief.

What Does a Bankruptcy Lawyer Do?

A bankruptcy lawyer provides a range of services to help individuals and businesses handle their debts. Their responsibilities often include:

  • Evaluating your financial situation: Assessing your income, assets, debts, and expenses to determine if bankruptcy is the right option and which type of bankruptcy (Chapter 7, Chapter 13, or Chapter 11) best suits your situation.
  • Filing bankruptcy petitions: Preparing and filing the necessary documents to initiate your bankruptcy case, ensuring that all legal requirements are met.
  • Stopping creditor harassment: Once the bankruptcy case is filed, an automatic stay is enacted, which stops creditors from pursuing collection efforts. A lawyer ensures this protection is applied immediately.
  • Representing you in court: Representing you in court proceedings, including meetings with creditors and any hearings related to your case.
  • Negotiating with creditors: In Chapter 13 or Chapter 11 bankruptcies, negotiating a repayment plan that restructures your debts and allows you to manage payments more effectively.
  • Advising on asset protection: Guiding you on how to protect certain assets, such as your home or retirement savings, through available bankruptcy exemptions.
  • Explaining the impact on your credit: Informing you about how bankruptcy will affect your credit and advising on steps to rebuild your credit post-bankruptcy.

How Are Bankruptcy Lawyers Paid?

Bankruptcy lawyers typically charge for their services in different ways depending on the complexity of the case and the type of bankruptcy being filed. Common payment structures include:

  • Flat fee: Many bankruptcy lawyers charge a flat fee for handling Chapter 7 or Chapter 13 bankruptcy cases. This fee usually covers the entire process, from preparing and filing paperwork to representing you in court.
  • Hourly rate: For more complex cases, such as Chapter 11 bankruptcy (often used by businesses), some lawyers charge an hourly rate. Hourly rates typically range from $150 to $500 or more.
  • Retainer: In cases where ongoing legal services are required, such as in Chapter 11 bankruptcies or complex Chapter 13 cases, a lawyer may request a retainer, which is an upfront payment billed against as the lawyer works on the case.

It’s important to discuss fees with your lawyer upfront, as bankruptcy law requires lawyers to disclose all fees and ensure they are reasonable and fair.

How Much Does a Bankruptcy Lawyer Cost?

The cost of hiring a bankruptcy lawyer varies depending on the type of bankruptcy and the complexity of the case. General cost estimates include:

  • Chapter 7 bankruptcy: For individuals, legal fees usually range from $1,000 to $3,500. This flat fee generally covers the entire process.
  • Chapter 13 bankruptcy: For individuals filing Chapter 13, legal fees typically range from $2,500 to $6,000. This cost is higher because of the additional work required to create and manage the repayment plan.
  • Chapter 11 bankruptcy (for businesses): Chapter 11 bankruptcy is more complex and usually more expensive, with legal fees ranging from $10,000 to $50,000 or more, depending on the size of the business and the complexity of the debt restructuring.
  • Filing fees: In addition to legal fees, there are also court filing fees, which are $338 for Chapter 7 and $313 for Chapter 13 as of 2024.

Always ask for a detailed cost estimate during your consultation to understand what services are included and whether payment plans are available.

Top Questions to Ask a Bankruptcy Lawyer

Before hiring a bankruptcy lawyer, it’s important to ask key questions to ensure they have the experience and knowledge to handle your case effectively. Key questions to ask include:

  1. What experience do you have with bankruptcy cases?
    Ensure the lawyer has experience handling cases similar to yours, whether it's Chapter 7, Chapter 13, or Chapter 11 bankruptcy.
  2. How do you charge for your services?
    Clarify whether the lawyer charges a flat fee or hourly rate, and ask for a detailed breakdown of costs, including filing fees and additional expenses.
  3. Which type of bankruptcy is best for me?
    Ask the lawyer to explain whether Chapter 7, Chapter 13, or Chapter 11 is the best option based on your financial situation and long-term goals.
  4. What debts can be discharged?
    Ask which of your debts will be forgiven through bankruptcy and which debts (such as certain taxes or student loans) may not be dischargeable.
  5. How long will the process take?
    Bankruptcy cases can take time to resolve, so ask the lawyer how long they expect the process to last, from filing to discharge.
  6. Will I be able to keep my assets?
    Ask if you will be able to keep important assets, such as your home or car, and what exemptions might apply.
  7. What happens after bankruptcy?
    Ask about the impact of bankruptcy on your credit score and what steps you can take to rebuild your credit after the bankruptcy is finalized.

How to Check the Credibility of a Bankruptcy Lawyer

To ensure you are hiring a reputable bankruptcy lawyer, follow these steps to verify their credentials and track record:

  • Verify their bar status: Check with your state bar association to confirm that the lawyer is licensed to practice law and has no history of disciplinary actions.
  • Look for bankruptcy experience: Review the lawyer’s website or professional profile to ensure they specialize in bankruptcy law and have successfully handled cases like yours.
  • Read client reviews and testimonials: Look for client reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s professionalism and ability to handle bankruptcy cases.
  • Ask for references: A reputable lawyer should be able to provide references from past clients who have worked with them on bankruptcy matters.
  • Check for certifications or memberships: Look for lawyers who are members of organizations such as the National Association of Consumer Bankruptcy Attorneys (NACBA) or who have specialized bankruptcy law certifications.

What Should I Prepare for My First Consultation?

To get the most out of your first consultation with a bankruptcy lawyer, it’s important to come prepared with relevant documents and information. Here’s what you should bring:

  • List of debts: Prepare a detailed list of all your debts, including credit cards, personal loans, medical bills, and any secured debts such as mortgages or car loans.
  • Income and expense records: Bring documents that show your current income, such as pay stubs or tax returns, and a list of your monthly expenses, including rent, utilities, and other essential costs.
  • Asset information: Provide information on any assets you own, such as your home, car, investments, or other valuable property.
  • Credit reports: If possible, bring copies of your credit reports to give the lawyer a clear view of your financial situation.
  • Questions for the lawyer: Prepare a list of questions you have about the bankruptcy process, the lawyer’s fees, and what to expect after filing for bankruptcy.

By preparing thoroughly for your consultation, you can help the lawyer assess your situation more effectively and provide the best possible legal advice tailored to your needs.

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