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23 Sep, 2024 by Rubenn calixte
Best in town
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23 Sep, 2024 by Aliyah upshur
23 Sep, 2024 by Serge g
They were really nice and attentive. Definitely recommend them .
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13 Aug, 2024 by April muse
My livelihood was on the line I needed legal representation fast and I needed someone very knowledgeable regarding my situation. I went online in search of an attorney and I chose Howell, Buchan, and strong because of their reviews. Attorney Brown and Attorney Buchan went over the entire process of a case such as mine and reassured me that they would get the best possible results and when I tell you they did that and more. I'm a true believer in God I had never heard of this law firm , but when I was in search of legal representation I was lead to them. I didn't even chose a lawyer from the city where I live. I highly recommend this law firm and let me not forget their legal secretary Helen Blandon she is phenomenal.
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08 Jun, 2024 by La juli
Hands down to this law firm for having the BEST secretary, paralegal and attorneys. I was very pleased on how fast and easy you made this process.
Helen, I am truly grateful for everything you did to help me with this process. You never dodged my calls or emails, you were always there and willing to help me even if it was just with your encouraging words in my time of desperation.
Thank you, many blessing
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20 May, 2024 by Marie conrad
Let me start by saying, I needed all the help I could get. A lot of processes when dealing with the state can get frustrating and overwhelming. My experience with this firm has been amazing! I cannot say enough about the attention to detail, the time with responses, and the thorough approach to each and every aspect of my situation.
I am soo grateful to Howell, Buchan and Strong and the way Helen has just been by my side throughout the whole process! SHE is a powerhouse and I would literally recommend anyone in need of the services they provide, to use them.
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13 Aug, 2024 by April muse
My livelihood was on the line I needed legal representation fast and I needed someone very knowledgeable regarding my situation. I went online in search of an attorney and I chose Howell, Buchan, and strong because of their reviews. Attorney Brown and Attorney Buchan went over the entire process of a case such as mine and reassured me that they would get the best possible results and when I tell you they did that and more. I'm a true believer in God I had never heard of this law firm , but when I was in search of legal representation I was lead to them. I didn't even chose a lawyer from the city where I live. I highly recommend this law firm and let me not forget their legal secretary Helen Blandon she is phenomenal.
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08 Jun, 2024 by La juli
Hands down to this law firm for having the BEST secretary, paralegal and attorneys. I was very pleased on how fast and easy you made this process.
Helen, I am truly grateful for everything you did to help me with this process. You never dodged my calls or emails, you were always there and willing to help me even if it was just with your encouraging words in my time of desperation.
Thank you, many blessing
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20 May, 2024 by Marie conrad
Let me start by saying, I needed all the help I could get. A lot of processes when dealing with the state can get frustrating and overwhelming. My experience with this firm has been amazing! I cannot say enough about the attention to detail, the time with responses, and the thorough approach to each and every aspect of my situation.
I am soo grateful to Howell, Buchan and Strong and the way Helen has just been by my side throughout the whole process! SHE is a powerhouse and I would literally recommend anyone in need of the services they provide, to use them.
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10 Sep, 2024 by George brundige
He is a very nice, and upfront lawyer and I would recommend him to anybody. Thank you so much!
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28 Aug, 2024 by Tim carter
Couldn't ask for a better person to handle my case Jeff is the man,knows what he is doing,ty Jeff
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26 Aug, 2024 by Anthony rojek
The experience with the Law Office of Jeff Lotter was amazing. The people there are concerned and follow through and follow up every step of the way. They work diligently to get the most appropriately favorable outcome possible. My disposition was amazingly favorable. I highly recommend the talents of this amazing office to anyone with a legitimate issue that requires favorable resolution! Thank you Jeff and staff!!
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26 Jun, 2024 by Anonymous
Faced with the very difficult choice to choose bankruptcy for my parents was a challenge. Hiring Ann-Marie to oversee the process was the best decision made. She not only provided an excellent legal road map but also showed compassion and care for my aging parents. Great attorney and outstanding person!
Thank you
Todd Haag
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26 Mar, 2024 by Omar burgos
Hi, this layer i hired for a very delicate situation was super profesional in all areas, super updated on laws and made my process go smooth, will highly recomed this layer to anybody with a financial situación .specially bankruptcy cases Shes TOP NOTCH LAYER.
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30 Jan, 2024 by Anonymous
I started the journey towards bankruptcy with trepidation and fear. My interview with Attorney Bowen left me feeling confident and optimistic about the process and outcome of such a difficult step. She was a guide that made the journey something easy, friendly and safe. I am greatly grateful for having been under her care for this process. Would recommend her above any other Attorney.
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25 Jun, 2024 by Richard
I recently sought some legal advice from Attorney Badgley regarding a potential cause of action. He was very kind, patient, and knowledgable, as well as being extremely generous with his time. If indeed I elect to move forward with this action, I wouldn't even consider utilizing any other law firm. HIGHLY recomended!
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30 May, 2024 by Javier & sharon
Thanks for all of your assistance. The Badgley Law firm, is excellent. We were treated like family as we filed for chapter 7. Follow up on everything was extremely timely. I would highly recommend them to anyone.
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31 Jan, 2024 by Tamila
Jeff and his staff helped me with my chapter 7 bankruptcy case. I initially attempted to do the process on my own and failed at it. After looking into getting legal counsel I came across the Badgley Law Firm. The reviews were great and very informative. Upon my first consultation via phone I was offered an in person interview with Jeff which was a nice change because other firms wanted to do virtual meetings. I met with Jeff and he explained how things worked and reviewed my case. He was upfront with the process and cost and then said he would be able to assist me with my case. The first 341 creditors meeting had to be rescheduled and the second one was successful. I was able to be in the office for the meeting with Jeff right there in case I didn’t understand what the trustee was asking me. That helped me so much because I tend to get confused when doing the virtual meetings. Gisel was great as she kept me informed about my case and gathered all the paperwork needed to proceed with my case. I’m forever grateful for Jeff Badgley and his team for assisting me. A huge stress relief for me and my family.
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03 Apr, 2024 by Atty joe freire
Having been a lawyer myself for many years here in Orlando, I have had the privilege of knowing Attorney Alex Lopez for a good number of those years. I have recognized the care and concern that he has for his clients, so, when it came about that I and my family needed an attorney for a probate matter there was no question in my mind who I would trust to help us. Alex worked diligently and professionally for us and we couldn't be happier. He moved the case forward through the Courts, keeping us apprised every step of the way and brought the matter to an excellent conclusion without delay. I will continue to recommend my family, friends and clients to Attorney Alex Lopez without any hesitation knowing they will be well taken care of.
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24 Mar, 2023 by Duanys
Excellent Lawyer!
I had the pleasure of working with Alejandro and I couldn't be more satisfied with the results. From the very beginning, I felt in the hands of a highly skilled professional who was committed to my case. His attention and guidance were invaluable, and he always made sure that I was informed and comfortable with every step of the process.
In addition to his technical ability, Alejandro showed a great commitment to my personal situation and took the time to understand my needs and expectations. He really went the extra mile to help me achieve the results I was looking for, and I am very grateful for that.
I have no doubt in recommending Alejandro to anyone in need of legal services. He is a true professional with a customer-focused approach that makes the whole process as easy as possible. Thanks to him, I was able to successfully resolve my case, and I will always keep him in mind for future legal needs.
Thank you, Alejandro, for your excellent work!
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21 Sep, 2022 by Denise
Mr.Lopez is a very intelligent and kind person. His knowledge and expertise are highly effective. I recommend his firm.
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16 Feb, 2022 by Katrina williams
20 Feb, 2021 by Hugh bowen
Impressive and professionally done website. I know one of their partners so I really expected nothing less.
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29 Sep, 2015 by Nieves
Before hiring Mr. Daniel A. Velasquez, I was working with a previous Chapter 11 attorney for a few years and the end result was going to be very negative. I decided to visit with Mr. Velasquez to review my case hoping for a second chance. Today, I can honestly say, I thank Mr. Velasquez for guiding me thru this difficult time and process. Because of his dedicated, expertise and knowledge in this field, I have been given a second chance to start on a clean slate. Any opportunity I get to refer Mr. Velasquez, I will .He is a very accountable, genuine, committed expert in this field. Lastly, I would like to take this opportunity to thank Mr. Velasquez and his wonderful team. “ Thank you”
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27 Sep, 2017 by Terri
My Chapter 7 Bankruptcy Case was more difficult than most, Bill Porter did a great job for me. I am very pleased with the results of my case.
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26 Sep, 2017 by Jay
I used Mr. Porter for an international bankruptcy case our firm was caught up in due to another company filing Ch.11. He was very thorough and efficient and quickly settled the Trustee Wind Down Case filed against our corporation in a way that was very favorable to our firm . I would highly recommend him to anyone that has any complicated corporate bankruptcy cases pending.
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26 Sep, 2017 by Kelly h
BILL helped me with a unique foreclosure matter and listened every step of the way. He was in court for me when I couldn't be and represented me and my interests.
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16 Feb, 2022 by Katrina williams
20 Feb, 2021 by Hugh bowen
Impressive and professionally done website. I know one of their partners so I really expected nothing less.
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15 Dec, 2017 by Jay
Mr. Petersen is extremely knowledgable in consumer debt collection and consumer collection cases. Hired this attorney for an aggressive debt collector that had incorrectly reported to credit report and was calling continually, violating several laws. He was able to quickly resolve the issue and represent me in the court case. He thoroughly understands and defends consumer rights against these companies that will try to bully you while they knowingly violate laws, and I had utmost confidence in his handling he case. He is on your side as a consumer, and fee structure was very fair. I have hired numerous attorneys over the years for different needs, and for consumer collection and litigation he is the best I've hired, can't recommend enough.
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30 Mar, 2023 by Pgb
Recently, I called Patricia Carbone, Esq. to request an appointment hoping to discuss my IRS dilemma. To my surprise, I was able to speak to Attorney Carbone directly at that moment and we immediately entered into an initial question and answer dialogue. After a 30 minute conversation, Attorney Carbone explained to me, with great clarity, my position and the options that were available to me in order to resolve my case with the IRS. She explained how she could help me through the collection process including but not limited to the review and filing of documentation with the IRS, application preparation and submission, communications, and negotiations. She further described the efforts and action she would take on my behalf to minimize and where possible, limit my financial exposure to them. After about 30 minutes on the phone call, we ended the conversation and I hung feeling I had found just the right professional to represent and protect my financial and legal interests. To make a long story short, my IRS problem has been resolved.
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15 Mar, 2023 by Anonymous
Thank you so much Patricia for all you did to help me. Always professional and you knew all my rights. I will definitely recommend her services and would use her again to represent me.
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07 Feb, 2023 by Mitchell
I highly recommend Patricia for her services as a tax attorney. My introduction to Patricia came at a very difficult time in my life after the sudden loss of my wife. Patricia helped me quickly and efficient navigate some serious IRS tax issues. She was able to provide clear communication about the full scope of the IRS issue, and help me understand the options available to me. She offered solutions which were able to relieve my tax issues quickly and completely.
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06 Apr, 2023 by Nb
Disregard the disgruntled, Recalled board member in the review above. She was recalled due to her activities in our community.
Chris is a very thorough and reactive attorney. He is always available and responsive. He advises with his vast knowledge and has been an asset to our community. Do not hesitate to choose him for your legal needs.
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13 Oct, 2014 by Jon
I was in the midst of some very difficult civil matters and exploring possible actions, responses and matters of law. Chris was very knowledgeable, detailed and considered all possible legal actions. I would not hesitate to refer anyone with real estate, bankruptcy or other legal matters to Attorney Wright.
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08 Mar, 2018 by Anonymous
Amanda Simpson was my attorney on several occasions. The legal services I received from Amanda was exceptional, she addresses every concern in a professional and knowledgeable manner. When I first met Amanda she was very concerned to understand my objectives and was my advocate on that basis. She is always prompt to return my phone calls, emails and is always accessible. Given the number of attorneys, I have dealt with over the years in my business she is by far the best of the best with qualities such as her ability to communicate to me in a way that I can understand the law, give me meaningful feedback and is extremely detail-oriented. I am continually amazed at her combination of high intelligence and analytical skills with the various legal challenges she handled for me. I was very, very happy with her services.
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20 Feb, 2016 by Darrin mccoy
I was introduced to the Washington law firm in the fall of 2014. A family member needed help with their mortgage after the loss of a spouse. After the initial free consultation we decided to hire the law firm. Washington law firm did a great job of converting the chapter 13 to a Chapter 7 and things are going very well.
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24 Jan, 2015 by Kevin
This Lawyer is the definition of honest!! He truly works hard on your case, he is compassionate & he cares!! This lawyer is unique & he definitely gets positive results!! Thank you Mr.Gitto
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07 Dec, 2018 by Sandra
I love her stove and drive that she have for her clients. She is honest and never go back on her word. She goes that extra mild without nickel and dime You she return calls and fights until the end I had a chance to trade her off but I wouldn’t do that for anything in the word I highly recommend her and her firm.
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26 Jun, 2019 by Anonymous
Elizabeth did my bankruptcy 10 years ago. I will never forget my experience with her. I wasn’t sure if I should do the bankruptcy so during the consultation she was very clear about my options and I never felt pressured. She made the whole process very smooth and I never felt like I had to follow up with her because she always kept me updated in a timely manner. The final day at the court house I was a bit anxious but once she got there she made everything feel calm. She always made me feel like she genuinely cared about my future and that i was making the right decision to better it. I would recommend her to everyone
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16 Feb, 2022 by Katrina williams
20 Feb, 2021 by Hugh bowen
Impressive and professionally done website. I know one of their partners so I really expected nothing less.
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16 Feb, 2022 by Katrina williams
20 Feb, 2021 by Hugh bowen
Impressive and professionally done website. I know one of their partners so I really expected nothing less.
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16 Feb, 2022 by Katrina williams
20 Feb, 2021 by Hugh bowen
Impressive and professionally done website. I know one of their partners so I really expected nothing less.
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16 Feb, 2022 by Katrina williams
20 Feb, 2021 by Hugh bowen
Impressive and professionally done website. I know one of their partners so I really expected nothing less.
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5.0
20 Reviews
4.9
901 Reviews
16 Sep, 2024 by Nelson ulloa
16 Sep, 2024 by Mario fernandez
Muy Buenos te ayudan con todos 100% recomedado gracias a todo su equipo.
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15 Sep, 2024 by Ana vasquez
27 Sep, 2024 by Laura crocker
Always a pleasure talking with Kaydie. She's very informative and helpful.
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27 Sep, 2024 by Donato di lorenzo
Great costumer service
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26 Sep, 2024 by Rachel crocker
31 Jul, 2024 by Atul pandya
I got his contact information from my friend, I called him regarding Disability,He explained me in Detail with Guidance,he is very Knowledgeable.
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22 Jul, 2024 by Abhishek gangwal
I recently worked with Sushrut to handle the eviction of a tenant and overall had a very positive experience. Sushrut demonstrated a solid understanding of the law and was able to navigate the eviction process efficiently. His expertise was evident and he was very reassuring during a stressful time, which I really appreciated.
Communication was to the point, and he was responsive and always available, and that was very important to me. He kept me informed of important developments and ensured that I would not worry about the small details, but made sure I understood the legal steps that we were taking. The eviction was successful and I am grateful for the outcome.
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12 Jul, 2024 by Raul vargas
Very fast response answered all my questions,
put me at ease. Thanks you.
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02 May, 2024 by Sader guerra
From the beginning to the last step, the Caplan bankruptcy attorneys processed our case in the most professional manner ever, when we found ourselves in a situation that we thought there was no solution their team of experts definitely guided us in this very complex process of declaring bankruptcy. We are confident in recommending the bankruptcy services of Caplan Attorneys to anyone who finds themselves in any financial situation, rest assured that with their vast experience they will know what to do and how to handle your case !
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13 Feb, 2024 by Phil wesolowski
Very thorough throughout the entire process. Quickly responded to questions when things arose.
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22 Jan, 2024 by Victoria laureano
I have nothing but good things to say about Caplan. From the beginning of my journey with them they have been excellent with transparency, communication, and helpfulness. Any questions you have about filing for bankruptcy they are there to help and guide you along the way. They provide you with everything you need to go through a seamless and headache free process from day one. I would recommend this law firm to anyone I know.
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19 Jul, 2021 by Kirill
Prior to filing for Chapter 7 I spoke with several attorneys about my case. Juan stood out immediately as the most responsive to my concerns, well organized in operations, and able to describe a clear path to results. There is a lot of paperwork involved in the process so Juan was able to adapt to the details of my case and help ensure that the preparation was productive, quick, and that the results were high quality. Before the meeting with the creditors he prepared me and ensured that I can be successful during the event. We recently brought my Chapter 7 to the desired outcome. I would happily recommend Juan to anyone interested in filing for bankruptcy.
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27 Sep, 2018 by Jackeline rodriguez
THE LAWYER JUAN BURGOS IS VERY PROFECIONAL AND GIVES IN EXELENTE SERVICE. It keeps you informed at all times of the bankruptcy status. I recommend him very good lawyer and very professional. Satisfaction guaranteed
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08 Jun, 2015 by Anonymous
Filed Bk at a complex level. This attorney was able to maintained my asset at an affordable rate. If I ever need him again, I will definitely hire him. Thanks!
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09 Sep, 2024 by Brian donahue
13 Jul, 2024 by Brian murphy
Ms. Shea Fugate is the absolute best. I was really struggling with applying for my SSDI. I was lucky enough to be given her name from a lawyer friend of mine. She got back to me super fast after I called her office. She is so friendly and spoke to me with genuine concern and in a way that I easily understood what was going to happen. Any time I had a question, she was available. Not surprisingly, the dealing with the government took a while. But she saw it through and got my benefits for me. Would absolutely highly recommend.
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08 Jul, 2024 by Satyra williams
I was referred to this company and Mrs Shea Fugate stayed in contact with me answer every question even help me with other situations she went beyond she became like family she's a wonderful and caring person I was blessed to get Mrs Shea. She give 1000% all the time.
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21 Aug, 2024 by Nicole kerse
I recently hired Simon Wiseman to represent my husband in a criminal case, and I am incredibly pleased with the results and the quality of service provided. Simon did an outstanding job, managing to get the charges reduced from a felony to a misdemeanor and eventually dismissed.
Simon was exceptionally responsive throughout the entire process. He kept us informed at every stage, promptly answering all our questions and providing clear explanations of complex legal issues. His communication skills and ability to explain our options in a way that was easy to understand made a significant difference during this stressful time.
In terms of professionalism, Simon demonstrated a high level of dedication and commitment to my husband's case. He was always punctual, well-prepared, and handled every aspect with the utmost care and attention to detail. His expertise in criminal law was evident from the start, and his strategic approach was crucial in achieving a favorable outcome.
The results speak for themselves: thanks to Simon's diligent work and skilled advocacy, the case was reduced from a felony to a misdemeanor and then dismissed altogether. This outcome has had a profoundly positive impact on our lives, and we are deeply grateful for his efforts.
Overall, I had an extremely positive experience working with Simon Wiseman and would highly recommend his services to anyone in need of a top-notch criminal defense attorney. His dedication, expertise, and exceptional communication skills make him an outstanding choice for legal representation.
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21 Aug, 2024 by Joan calhoun
The case manager Emily called within moments of submitting my online request. She was very helpful and then Mr Wiseman called shortly after. He listened to everything and explained what to expect and what was possible. Upfront and fair with his fees. Highly recommend!!
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17 Jul, 2024 by Bukhari bukhari
2nd we hired him, he’s done an amazing job - I would recommend him for anyone ! He has gotten such good results always keeping us informed and he’s even available on Saturdays n Sundays .Excellent second time great 👍 job .
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20 Aug, 2024 by Mipples gäloré
Update* first and foremost, I have not had time sharing with my son since I asked Mouse to file contempt. That was 26 days ago. This was the action that Longwell advised against. Then the moment he filed for withdraw, the opposing side figured they don’t have to follow any time sharing. They know he has my $, and they know I can’t hire another lawyer without that $.
Second, abusive? How does being disrespectful magically upgrade to abusive? Oh I wrote a review, so you lied. Get over it. Let’s define abuse. Improper use of something. You quit, you’re holding onto TWELVE THOUSAND DOLLARS, with zero legal ability to charge against it, and you refuse to return it to your former client so he can hire a new lawyer. That’s abusing funds. My pool boy returns the money within a week if he doesn’t provide the service.
Third, you did not call me Mr Longwell, which means you could not have left a message. If you did, prove it cause I can prove you didn’t. Why would you lie about something so trivial.
I’ve updated to include the most recent billing after they quit. It is an indisputable fact that they have now paid themselves more in one month to quit, than any of the other previous months they claimed they did diligent work.
I hired Longwell lawyers early 2021 for a paternity trial. It is August 2024, no parenting plan agreement. No Trial, Carson Mouser is withdrawing claiming I am rude and disrespectful. I never hired him, I had hired a different attorney in their firm and my case was eventually “assessed to benefit” from being appointed Mouser. I had no choice in the matter.
He had agreed to go to trial, I paid him $2000 to “prepare” and then Mouser requested $10,000 for trial. Eventually the opposition hired a lawyer and requested an update within 30 days or I was going to default. I sent an email to Mouser asking what I needed at the beginning of the work week. He never responded, at all. I sent him two more emails after the mother refused to exchange at the end of the work week, he didn’t respond. I had to call Mousers office, once he got on the phone I had asked him why he didn’t answer me and he said that I sent my email directly to him. My exact words were, “that’s a problem?” And Mouser said he’s done, he’s withdrawing. So I asked for a return of my money, he said to call the office.
I call the office and they tell me they will ONLY RETURN MY MONEY AFTER I SIGN CONSENT and then they have 90 days to return it after the motion is granted. I ask for my file and they said they only turn it over after withdrawing.
Let’s be super clear. They were paid since 2021 to go to trial. They have 12k specifically for trial. They have made their intentions clear they will NOT go to trial. But will NOT return money they do not intend to use. They are aware I have to respond to the courts within 24 days or I default.
Can you imagine your former lawyer holding onto the only $ you had for trial after they filed for a trial date, $ which they don’t even intend to use? I don’t make a lot of money. They know that though. I have been the sole provider for daycare for the entire year, and barely can pay that.
I see Mark Longwell has responded to a previous poor review about Carson Mouser. His argument will be I was rude and disrespectful. Even if your lawyers assumed I was disrespectful, their response is to blow the case for their precious client? Hold onto money I’ve paid for trial after filing for a trial? If anything I said here is untrue, you should sue me. Cause I’ve been left with the choice to either pay for a new lawyer, or pay for VPK.
$12,000 being held. 40kish more already wasted. I should have never hired them and fired them the moment they stuck Mr Mouse on the job without my consent.
I should have just bought oceanfront property in Colorado. The same exact result would be happening right now. No parenting plan, no trial, money for trial stuck with in a useless spot.
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09 Aug, 2024 by Joanna korgul
I can’t say enough about this firm. If you’re looking for an attorney that will make the most out of your case and is also compassionate look no further. This firm has the best attorneys in the area. They are always there when you need them and answer calls and e-mails right away. One of the attorneys in particular, Muna Abraham has gone above and beyond to fix something that was handled incorrectly by another firm. She not only fixed the issue in a timely manner, but kept touching base with us to make sure everything is going the way it should. She is extremely knowledgeable and updated in the changing laws and will work hard for you! Not every firm is the same, and if I could give this one a 10 star I would. Thank you so much!!
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25 Jul, 2024 by Cristian cantillana
10 Mar, 2023 by Roberto davis
09 Sep, 2021 by Nu sound recone
Excellent advice, very helpful.
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14 Jan, 2021 by Brad cooper
I was desperate to get the lien document because we are in the process of refinancing our House and it was the only document that I was waiting to close the deal. We paid what we owed but for some reason it took too long to drop the check to their bank to clear up until our Refinance processed got expired and I was so frustrated because we got everything done except the lien document. The person that I spoke to in the phone told me, it was not their fault because they sent the letter awhile ago to let us know what we owed. Very inconsiderate! first of all you don't know what we went through just to survive on this difficult time. It took over a month to processed our payments till now I don't have the lien document yet. I would not recommend this law firm.
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Questions? We have answers
What a Bankruptcy Lawyer Can Do for You
A bankruptcy lawyer specializes in helping individuals and businesses manage overwhelming debt by filing for bankruptcy or exploring alternatives to bankruptcy. They guide clients through the complex legal process of discharging or restructuring debts, represent them in court, and work to protect assets such as homes and cars. Bankruptcy lawyers can also help stop creditor harassment, wage garnishment, and foreclosures through bankruptcy protections.
If you're facing financial hardship, a bankruptcy lawyer can help you decide whether filing for bankruptcy is the right option and assist you through the legal process.
When Should I Hire a Bankruptcy Lawyer?
You should consider hiring a bankruptcy lawyer in the following situations:
- Unmanageable debt: If you're unable to pay your bills and debts are piling up, a lawyer can help you explore options such as Chapter 7 or Chapter 13 bankruptcy.
- Foreclosure or repossession: If your home is at risk of foreclosure or your vehicle is in danger of being repossessed, a bankruptcy lawyer can help you use bankruptcy protections to prevent this and potentially reorganize your debts.
- Wage garnishment: If your wages are being garnished, filing for bankruptcy can stop garnishments and allow you to regain control of your finances.
- Creditor harassment: If creditors are constantly calling or sending collection notices, a bankruptcy lawyer can stop these actions by filing for bankruptcy, which enacts an automatic stay that halts collection activities.
- Small business debt: If your business is struggling with debt and cannot meet financial obligations, a lawyer can help you file for Chapter 11 (reorganization) or Chapter 7 (liquidation) bankruptcy.
- Medical debt or credit card debt: If you have large amounts of unsecured debt like medical bills or credit card balances, a bankruptcy lawyer can help you seek relief through Chapter 7 or Chapter 13 bankruptcy.
Hiring a bankruptcy lawyer early in the process can prevent further financial damage and help you choose the best legal option for debt relief.
What Does a Bankruptcy Lawyer Do?
A bankruptcy lawyer provides a range of services to help individuals and businesses handle their debts. Their responsibilities often include:
- Evaluating your financial situation: Assessing your income, assets, debts, and expenses to determine if bankruptcy is the right option and which type of bankruptcy (Chapter 7, Chapter 13, or Chapter 11) best suits your situation.
- Filing bankruptcy petitions: Preparing and filing the necessary documents to initiate your bankruptcy case, ensuring that all legal requirements are met.
- Stopping creditor harassment: Once the bankruptcy case is filed, an automatic stay is enacted, which stops creditors from pursuing collection efforts. A lawyer ensures this protection is applied immediately.
- Representing you in court: Representing you in court proceedings, including meetings with creditors and any hearings related to your case.
- Negotiating with creditors: In Chapter 13 or Chapter 11 bankruptcies, negotiating a repayment plan that restructures your debts and allows you to manage payments more effectively.
- Advising on asset protection: Guiding you on how to protect certain assets, such as your home or retirement savings, through available bankruptcy exemptions.
- Explaining the impact on your credit: Informing you about how bankruptcy will affect your credit and advising on steps to rebuild your credit post-bankruptcy.
How Are Bankruptcy Lawyers Paid?
Bankruptcy lawyers typically charge for their services in different ways depending on the complexity of the case and the type of bankruptcy being filed. Common payment structures include:
- Flat fee: Many bankruptcy lawyers charge a flat fee for handling Chapter 7 or Chapter 13 bankruptcy cases. This fee usually covers the entire process, from preparing and filing paperwork to representing you in court.
- Hourly rate: For more complex cases, such as Chapter 11 bankruptcy (often used by businesses), some lawyers charge an hourly rate. Hourly rates typically range from $150 to $500 or more.
- Retainer: In cases where ongoing legal services are required, such as in Chapter 11 bankruptcies or complex Chapter 13 cases, a lawyer may request a retainer, which is an upfront payment billed against as the lawyer works on the case.
It’s important to discuss fees with your lawyer upfront, as bankruptcy law requires lawyers to disclose all fees and ensure they are reasonable and fair.
How Much Does a Bankruptcy Lawyer Cost?
The cost of hiring a bankruptcy lawyer varies depending on the type of bankruptcy and the complexity of the case. General cost estimates include:
- Chapter 7 bankruptcy: For individuals, legal fees usually range from $1,000 to $3,500. This flat fee generally covers the entire process.
- Chapter 13 bankruptcy: For individuals filing Chapter 13, legal fees typically range from $2,500 to $6,000. This cost is higher because of the additional work required to create and manage the repayment plan.
- Chapter 11 bankruptcy (for businesses): Chapter 11 bankruptcy is more complex and usually more expensive, with legal fees ranging from $10,000 to $50,000 or more, depending on the size of the business and the complexity of the debt restructuring.
- Filing fees: In addition to legal fees, there are also court filing fees, which are $338 for Chapter 7 and $313 for Chapter 13 as of 2024.
Always ask for a detailed cost estimate during your consultation to understand what services are included and whether payment plans are available.
Top Questions to Ask a Bankruptcy Lawyer
Before hiring a bankruptcy lawyer, it’s important to ask key questions to ensure they have the experience and knowledge to handle your case effectively. Key questions to ask include:
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What experience do you have with bankruptcy cases?
Ensure the lawyer has experience handling cases similar to yours, whether it's Chapter 7, Chapter 13, or Chapter 11 bankruptcy. -
How do you charge for your services?
Clarify whether the lawyer charges a flat fee or hourly rate, and ask for a detailed breakdown of costs, including filing fees and additional expenses. -
Which type of bankruptcy is best for me?
Ask the lawyer to explain whether Chapter 7, Chapter 13, or Chapter 11 is the best option based on your financial situation and long-term goals. -
What debts can be discharged?
Ask which of your debts will be forgiven through bankruptcy and which debts (such as certain taxes or student loans) may not be dischargeable. -
How long will the process take?
Bankruptcy cases can take time to resolve, so ask the lawyer how long they expect the process to last, from filing to discharge. -
Will I be able to keep my assets?
Ask if you will be able to keep important assets, such as your home or car, and what exemptions might apply. -
What happens after bankruptcy?
Ask about the impact of bankruptcy on your credit score and what steps you can take to rebuild your credit after the bankruptcy is finalized.
How to Check the Credibility of a Bankruptcy Lawyer
To ensure you are hiring a reputable bankruptcy lawyer, follow these steps to verify their credentials and track record:
- Verify their bar status: Check with your state bar association to confirm that the lawyer is licensed to practice law and has no history of disciplinary actions.
- Look for bankruptcy experience: Review the lawyer’s website or professional profile to ensure they specialize in bankruptcy law and have successfully handled cases like yours.
- Read client reviews and testimonials: Look for client reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s professionalism and ability to handle bankruptcy cases.
- Ask for references: A reputable lawyer should be able to provide references from past clients who have worked with them on bankruptcy matters.
- Check for certifications or memberships: Look for lawyers who are members of organizations such as the National Association of Consumer Bankruptcy Attorneys (NACBA) or who have specialized bankruptcy law certifications.
What Should I Prepare for My First Consultation?
To get the most out of your first consultation with a bankruptcy lawyer, it’s important to come prepared with relevant documents and information. Here’s what you should bring:
- List of debts: Prepare a detailed list of all your debts, including credit cards, personal loans, medical bills, and any secured debts such as mortgages or car loans.
- Income and expense records: Bring documents that show your current income, such as pay stubs or tax returns, and a list of your monthly expenses, including rent, utilities, and other essential costs.
- Asset information: Provide information on any assets you own, such as your home, car, investments, or other valuable property.
- Credit reports: If possible, bring copies of your credit reports to give the lawyer a clear view of your financial situation.
- Questions for the lawyer: Prepare a list of questions you have about the bankruptcy process, the lawyer’s fees, and what to expect after filing for bankruptcy.
By preparing thoroughly for your consultation, you can help the lawyer assess your situation more effectively and provide the best possible legal advice tailored to your needs.
