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29 Aug, 2024 by Jason ruppenthal
George is an awesome human being and has true empathy for your situation. He doesn't judge you, he cares about your issue then helps you solve it!
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28 Aug, 2024 by T strassel
My husband passed away cutting my income into half & I was unable to pay my credit card bill. They were suing me for over $3200. I contacted Tadross Law. George was great. Tadross Law deals with Midland Credit regularly and he was able to successfully win the case for me. I didn't have to be there which took a lot of the stress off of me. Tadross Law's fee was less then a lot of the others I looked at & George worked it so the court fee was included in with their fee which made this whole process much more affordable and stress free then I could have ever hoped for. I give you my word it was a great experience & if you feel like the underdog & no one has your back, ir luck just didn't cube your way, , please reach out to Tadross Law and talk to them. They will prove you wrong. I promise you will not regret it! Sincerely, T. Strassel (Very Appreciative & Grateful customer)
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28 Aug, 2024 by T. strassel
My husband passed away cutting my income into half & I was unable to pay my credit card bill. They were suing me for over $3200. I contacted Tadross Law. George was great. Tadross Law deals with Midland Credit regularly and he was able to successfully win the case for me. I didn't have to be there which took a lot of the stress off of me. Tadross Law's fee was less then a lot of the others I looked at & George worked it so the court fee was included in with their fee which made this whole process much more affordable and stress free then I could have ever hoped for. I give you my word it was a great experience & if you feel like the underdog, & no one has your back, or luck just didn't come your way, please reach out to Tadross Law and talk to them. Let them prove you wrong. I promise you will not regret it! Sincerely, T. Strassel (Very Appreciative & Grateful customer)
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23 Aug, 2024 by Hassan sadou
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23 Aug, 2024 by Des winn
Todd was great the entire process. He was very responsive, and honest about everything the entire time. I would definitely recommend him to anyone that’s been in an auto accident, and has been injured.
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23 Aug, 2024 by Braheem jordan
Great job, always kept me updated on what was going on with my case. I will definitely recommend his services in the future.
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21 Sep, 2021 by Fran
Hired Clair in late August 2021 for a probate matter involving my late Mother’s estate. Clair was extremely professional and kind in dealing with this matter. Would highly recommend her to others.
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15 Apr, 2020 by Amy
Clair understood what I needed & got the work done quickly. In my case I only required a financial & medical power of attorney. She prepared them & provided instructions on what my attorney-in-fact & I needed to do with them. It was easy to reach her by email & phone despite the fact that our city is shut down due to COVID-19.
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20 Dec, 2019 by Gisselle
This was my first time buying a home in a Short Sale. Ms Stewart was able to delay the foreclosure giving me enough time to purchase the home back. She worked diligently moving things along and making it possible for me to finalize the deal. I am happy with her service and recommend Ms Stewart as one of the Top Attorney in the Philadelphia Area!
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31 Aug, 2021 by Aissata
He has Methodism and attentive. The case was precis and accepted by the judges at the minute.
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26 Aug, 2021 by S
Mr. Jefferson is great! He is very knowledgeable and extremely responsive. He made the whole process very easy. Also, his office uses exceptional technology to efficiently facilitate the handling of their legal matters. I highly recommend Mr. Jefferson.
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07 Jan, 2019 by Mona
I hired Mr. Jefferson for my bankruptcy and he went above and beyond for me!! He helped and guided me the whole way and I am so thankful to him.
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22 Nov, 2017 by Jason
Carolyn is a wonderful attorney. I found her to be highly knowledgeable, responsive to my needs, professional, and all around great to work with. ON several occasions she provided much needed advice that allowed for reassurance and peace of mind. She acted as if my case mattered to her personally. I want to thank you for all her help
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14 Nov, 2017 by Adam
I was contacted by a company to be a consultant in exchange for stock options. Carolyn advised to ask specific questions, for which I did not received satisfactory answers. In the end I walked away. I’m glad that i followed her advice
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13 Nov, 2017 by Elaine
We contacted a well known pool company to do a full renovation. It turned into a nightmare. Thousands of dollars for work so badly done a second renovation along with replacement of fixtures the company’s workers broke were needed after it was “finished “. Carolyn was awesome - a force of nature. Her hard work and savvy resulted in a full redo of the project. Without her representation we were going nowhere with this company. She is smart, focused and committed. Her professional and easy going demeanor make her easy to relate with. We are very thankful we were referred to her and contracted with her to help us. Our pool is once again a source of fun and relaxation thanks to Carolyn.
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09 Sep, 2016 by Alan d. loeser
Our company was in serious trouble with a very aggressive client chasing us at every corner. They tried to discredit us with new clients. They slander us where they could and they used the law to cost us much money as they could. Basically, they tried to put us out of business. Jeff fought them all the way to the Supreme Court and won! I am extremely grateful to him and his firm and would of course recommend him as an incredible attorney.
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09 Sep, 2016 by Patty
Jeff handled a lawsuit brought about by a bankruptcy court. He was professional and detail oriented, creating an excellent strategic plan to fight the charges. We ultimately won, which may not have happened without his thorough research of the case. I highly recommend him and his team.
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08 Sep, 2016 by Anonymous
Mr. Jeffrey Cianciulli was my defender in a lawsuit brought against me by people who had embezzled money from me. He was not only diligent in understanding and presenting the many facts about the case in my defense, he was amazing in the courtroom in speaking with the judge on my behalf, as well as being my staunch advocate in a mediation with one of the litigants. There were reams of financial information to go through in order to understand the full extent of the facts on both sides of the case. Mr. Cianciulli worked with an accountant as well as an advisor on venture capital to understand the full scope of the damages on both sides to recommend a reasonable settlement. I would highly recommend Mr. Cianciulli in any complicated case that requires an extraordinarily sharp mind to cut through all of the emotional content and come up with a solution that works - as well as these matters ever can - for all parties involved.
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25 Jun, 2024 by Jada
Marissa did a great job with handling my case! Dealing with the courts is stressful as it is, but Marissa was clear in her communication and she kept me informed throughout the process. She advocated for my cause and I’m happy with the results! Please see Marissa for legal counsel she’s approachable, will answer all your questions and get you in the right direction!
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21 Dec, 2023 by Anonymous
Marissa did an excellent job handling my case. She clearly communicated the paperwork I needed to gather and complete, kept me updated on the case, and explained some of the intricacies of navigating the court systems that made me feel a lot better about the entire process. I highly recommend working with her!
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15 Jun, 2015 by Fred and linda
Assisted us financially to address major debt. The job was in Pennsylvania. We went through bankruptcy and this took a few years, with its problems. She was there at every step along the way. She defends those that cannot defend themselves. She held your hand through the whole process and explained each step. Sharon went beyond and above on every step. She was always on time and early. Her quality of work is superlative. There is nothing she could have done better. She is a great, compassionate, fantastic person and lawyer. She cares about what she stands for and what she does and defends those that cannot defend themselves.
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28 Mar, 2015 by Karen
My husband and I hired Mrs. Masters to represent our son when he was sued by a credit card company. We expected her to negotiate with them and we would pay to settle. After she spoke to our son, he opened up to us about the extent of his debt problem following his divorce. She suggested bankruptcy was his best option and was able to stop all the creditor calls immediately. She did a great job and got his debts discharged, so he could have a fresh start. I would reccommend her to anyone who is facing problems with creditors and debt.
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22 Jun, 2011 by Kathi
Michael was asked to represent me Pro Bono. He always responded to my calls and emails as soon as possible. He kept me informed about what I was supposed to do and answered all my questions in plain English. Not once did he make me feel like I was bothering him or like a charity case. I could not have gotten a better lawyer even if I had picked him myself. I would absolutely recommend Michael Gumble to anyone who needs a good bankruptcy attorney. Thank you, Michael.
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16 Feb, 2021 by Theresa twistbonk
If you are looking for the best attorney for personal injury case, I highly recommend this law firm.
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20 Feb, 2020 by Gwen luther
Let me tell you, if you think that hiring a workers’ comp attorney is a bad idea, you are wrong! I wasn’t a believer until I had two options: call a lawyer or pay for all of my own medical bills after getting hurt on the job.
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08 Nov, 2019 by Jane kelly
I talked to a lot of workers compensation lawyers before I found Schuster Law. I’m so happy I waited - Ken Schuster was amazing! I recommend him to everyone!
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09 Sep, 2024 by Anonymous
Great service from the moment I made the phone call until now great service specially Iusha
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25 Aug, 2024 by Anonymous
Mr.Cibik is very knowledgeable. I would recommend him to my Friends and family if needed.
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13 Aug, 2024 by James
From my initial conversation with Mike, to EJ Gruber who handled my case were excellent. EJ had to re assure me a couple of times because I had concerns, but he walked me through it all. He wanted to ensure I was fine, communicated very quickly. Great firm! You will not be wrong choosing them
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19 Aug, 2024 by J a
Our experience with Lento Law and Attorney Lawrence Katz was outstanding. When our son faced unjust dismissal from his nursing school, we were at a loss. The situation was exacerbated by a teacher who unfairly targeted him, neglecting to grade his work properly and penalizing him for minor issues. This led to very poor marks and ultimately his dismissal. Attorney Katz's deep understanding of school-related law was a game-changer. He skillfully navigated the appeals process, advocating vigorously on our son's behalf. His expertise and commitment helped us challenge the unfair treatment and incorrect grading that had significantly impacted our son's academic standing. Despite the complexity and length of the process, Attorney Katz kept us focused and patient, turning what seemed like an impossible battle into a successful outcome. Thanks to his relentless efforts, our son is back in school, and we are incredibly grateful for his support. If you’re facing school-related legal issues, we wholeheartedly recommend Lento Law and Lawrence Katz for their exceptional service and advocacy.
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14 Aug, 2024 by Rick s
Johari was great and really made the process easier. Called up on a late notice, helped a lot with re-enrollment. Was professional and helped even after the case was closed. Gave great advice and was very sophisticated. Lot of great talent working here. Would recommend if you’re in a pinch.
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06 Aug, 2024 by Meikhi l
Thank you Mr. Lento for your dedication to my case and get best results!. Very Grateful!
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21 Jun, 2024 by Kenneth vega-manboadh
If you are in need of legal representation, I highly recommend reaching out to Mr. Goldstein. Throughout my experience working with him, Mr. Goldstein displayed an exceptional level of professionalism that put me at ease during a stressful time. He took the time to thoroughly explain each step of the legal process, ensuring that I was informed and prepared at every stage. When faced with severe allegations, Mr. Goldstein's expertise and dedication truly shone. Not only did he diligently fight on my behalf in court, but he also strategized effectively to have the case ultimately dismissed. His commitment to my case and his unwavering support were instrumental in achieving this favorable outcome. I found Mr. Goldstein to be not only a skilled lawyer but also a compassionate advocate who genuinely cares about his clients' well-being. His ability to navigate complex legal matters with ease and his attention to detail were truly impressive. I felt confident and reassured knowing that he was in my corner, relentlessly working to achieve the best possible result for me. In conclusion, if you are facing a legal challenge, I highly recommend entrusting your case to Mr. Goldstein. His professionalism, knowledge, and effectiveness in the courtroom make him an invaluable ally in navigating the legal system and securing a positive resolution for his clients.
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21 Jun, 2024 by Ahmed tawansy
I had a tough situation I was going through and I contacted Mr Thomas Clemens seeking advice.Thank God I was cleared and i didnt face any charges..Mr clemens was very knowledgeable and assuring and gave me free great advice over the phone as of what to do in case the situation escalated and I need his assistance.i immediately felt i got the right guy behind my back..and i was really able to calm down a lot and focus more on what need to be done according to his advice. luckily nothing bad happened and hopefully nothing bad will ever happen But I will always be grateful to Mr Thomas and the phone call I had with him..God Bless you all for amazing great work at this lawfirm
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26 Apr, 2024 by Sabrina fair
Zak has been amazing and thorough from day one. His communication is immaculate. He is very knowledgeable and puts his time into your case and goes above and beyond. He truly cares about getting the best possible outcome and doesn’t stop fighting until he gets it. He has truly been the best lawyer my fiancé and I could ask for. I would recommend him to anyone!
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08 Nov, 2023 by Mary beth bryan
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20 Oct, 2023 by David emerson
I had the privilege of working with Attorney Kathy Kirkpatrick and had a wonderful experience! In short, I was tied up in a frivolous lawsuit with lots of questions and concerns having not been entangled in a lawsuit before. She and her firm were prompt and professional, but most importantly drove my desired outcome which absolutely saved me tens of thousands of dollars. Highly recommend!
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02 Jun, 2021 by Anwar muwwakkil
Kathleen Kirkpatrick EsQ tried to help me find a lawyer Md. Get customer service, however it was more than customer service. Definitely would give them a call if I had any questions about anything.
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26 Aug, 2024 by Nv ent
I’ve had an exceptional experience working with Dana Klayman at Schatz, Steinberg, and Klayman. Dana has been incredibly professional, responsive, and genuinely dedicated to my case. Her compassion and attention to detail make a world of difference, and she always ensures I fully understand each step of the process. The communication with Dana has been excellent, and her expertise gives me confidence that I’m in the best possible hands. I highly recommend Dana Klayman to anyone in need of a knowledgeable and supportive attorney. Kevin.
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22 Aug, 2024 by Alexa
Amazing Lawyer. Handled my case with ease within ten days and helped me regain my freedom !
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20 Aug, 2024 by William jackson
Lou is the best attorney hands down. The first day I came to Lou I asked him what is my worse case scenario? He responded "I don't have worse case scenarios" A man of his word, I was acquitted of all charges in less than a year after fighting two gun charges. He's worth every penny & will refer everyone to him. As I watched plenty of trials and cases while I went back and forth to court I learned second chances aren't always given. Grateful that Lou provided me with that.
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29 Aug, 2024 by Stephen boyle
Pat Doherty from The Town Law has his client’s best interests in mind in all of his actions. He understands the needs of clients and uses his legal knowledge, experience, and relationships to effectuate great outcomes. Fantastic lawyer!
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28 Aug, 2024 by ????
Great guy and even greater results, and ready to answer any questions i had!
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28 Aug, 2024 by Sergio armani
I have known Pat for a number of year, both as a friend and as a client of his. Pat always puts 100% into his work and works tirelessly in support of his clients. Highly recommended!
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29 Aug, 2024 by Stephen boyle
Pat Doherty from The Town Law has his client’s best interests in mind in all of his actions. He understands the needs of clients and uses his legal knowledge, experience, and relationships to effectuate great outcomes. Fantastic lawyer!
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28 Aug, 2024 by ????
Great guy and even greater results, and ready to answer any questions i had!
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28 Aug, 2024 by Sergio armani
I have known Pat for a number of year, both as a friend and as a client of his. Pat always puts 100% into his work and works tirelessly in support of his clients. Highly recommended!
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06 Aug, 2024 by Cor2155 jones
Sold our hopes this is not a good lawyer when it comes to serious crimes such as multiple robberies
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05 Aug, 2024 by Dana duke-cuello
An evil family member of a patient reported me to the State Board of Nursing in 2022 for negligence. I was concerned as I knew I rendered the best care to the patient and their family. A short Google search revealed Brian Quinn. He got back to me quickly, interviewed me thoroughly, and instructed me how to handle contact with anyone from the state board of nursing. His reassurance gave me comfort to continue working. He advocated on my behalf, believed in me, and brought me a favorable outcome. I recommend Brian and his team for any licensure issues. I hope I will never need him, but know if I do, I have an accomplished attorney in my corner
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05 Aug, 2024 by Mike wilson
David Walker and his office is definitely one of the best law firms in the city. I got pulled over for tinted windows cops did an illegal search after I gave all documents and found a gun in a bag. I was given $250,000.00 bail. Emily did an immediately bail hearing and got it reduce to $50,000.00 SOB. August 1 2024 David Walker got all charges dismiss @ first preliminary hearing. They worked their butts offs yo keep me free.. I will always recommend them to anybody looking for a lawyer. Thanks to the Law Office Of David Waljer
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06 Aug, 2024 by Dana collins
I was referred to Fine Staud and Levy from a friend of mine. David Fine went out of his way to hear about my skiing accident. He thought Ted Levy would be a better fit and he sure was. He kept me in the loop whenever needed and calmed my nerves when I didn't understand something. And made me feel at ease through the whole process. I will be referring him to any friend in need. Thank you, Dana
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24 Jul, 2024 by Audrey gordon
Does the work needed. Very respectful.
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17 Jul, 2024 by Diamond baker
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13 Sep, 2021 by Sharon smith
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05 Jun, 2021 by Tf sch
Mike is a outstanding lawyer. He fought for my boyfriend and our son and reunited them after a year and a half battle with the system. We were able to beat this due to Mikes excellent skills in research and knowledge of the laws. He was straight forward and took the time to explain everything every step of the way. Mike cares about the cases he fights for and I could never thank him enough. I would definitely recommend him!
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04 Jun, 2021 by M. p.
Mr. Houghton is a first class lawyer, he is responsive, organized and respectful! He helped our family with a favorable outcome and he did so professionally.
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13 Mar, 2024 by Samridhi pal
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15 Apr, 2020 by Mohssin bakkali
I cannot stop thanking Mr. John K. McDonald for his professionalism, courtesy, kindness, friendliness, respect, grace, gentleness, civility, favor, politeness, delicacy, consideration... I needed help, and still, to keep going normally with my personal and professional lifes; and with big smile and warm manners he promised me to do his best to protect me. Great people, history will talk about in the future, still exist and they live with us, Mr. McDonald proved it to me. Thank you Mr. John K. McDonald. Thank you Cozen O'Connor...
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20 Feb, 2020 by Dennine “vagabond”
Large firm and they take care of business quickly and efficiently.
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17 Sep, 2024 by Joseph green
This firm is very professional and to not use them would be a mistake.
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17 Sep, 2024 by Juan reyes
Golkow Hessel nothing but praiseworthy !!! Two lawyers who work and dedication speaks for itself...Golkow Hessel let me know that i still rights left that i didn't know about and with an uphill battle in front of them they got to work and now i am proud to say that Golkow Hessel got me what I deserved!!! With out Golkow Hessel i would be lost struggling with a disability trying to make ends meet... Trust and believe Golkow Hessel will not waste your time!! They will produce..AND YOU CAN TAKE THAT TO THE BANK!!! Literally i am living proof of Golkow Hessel hard work..I AM THAT MR. REYES 15 MILLION REASONS..... RECOMMENDATION 5 STARS*****
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17 Sep, 2024 by Jeffrey goldstein
Very experienced lawyers!
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30 Aug, 2024 by Shawn pratt
I received legal counsel from Simon and Simon. I feel as though they did a great job and I could not ask for much more. Their legal staff is excellent with communicating with their clients and handle my case with the upmost professionalism. My attorney, Mary McCarthy, and attorney Andrew Baron along with the paralegal, Jessica Cox did everything in their power and went above and beyond every time throughout the entire process. In the future, I plan on using Simon and Simon for any legal representation needs because I could not ask for better legal representation than what I received from attorney Mary McCarthy, attorney Andrew Barron, and the paralegal Jessica Cox. I will be recommending any family and friends to Simon and Simon because they treated me with the upmost respect while included in every step of the way and they are some of the best legal representation in the Philadelphia tri-state area.
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21 Aug, 2024 by Alicia eleby
I just wanna say thank you so much to Chad and the team at Simon and Simon … these guys really helped me through every step and always made me feel apart of it. Everything and everyone was very professional and I appreciate you guys so much thank you for taking on my case . You guys are awesome ‼️
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08 Aug, 2024 by Miranda swinehart
Thank you Andrew and Jess for your ongoing help in my case for the past few years! I went in with zero expectations because I have never been through the legal process before but they explained to me what was going on every step of the way. So happy with how everything went and finally all of the hard work they did for me has paid off. Thanks again S&S!
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15 Aug, 2024 by Lakeisha bradley
Haggerty, Goldberg, Schleifer& Kupersmith treated my mother with respect and kept us up to date with her case. They were very professional and trust worthy. I will always use them and recommend family and friends to them.
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15 Aug, 2024 by Mark bill
I highly recommend HGSK if you need a PI Attorney firm, partner Jim Haggerty handled my PI claim from initial call to final check. Christine Flynn was absolutely amazing handling issues with insurance claims and keeping me posted from beginning to end!
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09 Aug, 2024 by Megan g
I cannot recommend Jeff Stanton and his team highly enough! After my car accident, I was overwhelmed and unsure of what to do next. Jeff and his team were not only knowledgeable and professional but also incredibly supportive throughout the entire process. They were always available to answer any questions I had—no matter how big or small. Their dedication and expertise resulted in a settlement that far exceeded my expectations. If you're looking for an attorney who truly cares about their clients and will fight to get you the best possible outcome, they are the ones to call. I'm beyond grateful for their help and the peace of mind they provided during a difficult time.
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21 Jul, 2023 by Siobhan
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01 Mar, 2023 by Charles thomas
Do not use this firm. They held money in escrow (in the $100s of thousands) for a domestic relations suit. However, they will now not releases the money according to the settlement Award and will not cooperate in distributing the funds. Now, I have to take further legal action against them to get my own money back. So unethical, unprofessional, and perhaps illegal....
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01 Feb, 2023 by Florence harris
Taking care of Business
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21 Jul, 2023 by Siobhan
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01 Mar, 2023 by Charles thomas
Do not use this firm. They held money in escrow (in the $100s of thousands) for a domestic relations suit. However, they will now not releases the money according to the settlement Award and will not cooperate in distributing the funds. Now, I have to take further legal action against them to get my own money back. So unethical, unprofessional, and perhaps illegal....
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01 Feb, 2023 by Florence harris
Taking care of Business
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30 Jul, 2024 by Lauren myers
The legal team has been responsive to concerns and we are very pleased with Attorney Johnson’s counsel. Great firm to work with for family court matters as well.
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29 Jul, 2024 by Natalie wipf
I can't say enough about how well I was treated by this law firm. I needed help with a custody/ visitation matter and the firm made the whole thing peaceful and painless. It can be an intimidating process but they were with me every step of the way and I knew they had my daughters best interests and wishes in mind throughout the whole thing. I highly recommend the Johnson Firm for all your family court needs
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24 Jul, 2024 by Chris marie
Mr. Johnson and his team delivered! Our case was a bit complex and very detailed, our opposing counsel was very argumentative and aggressive but Mr. Johnson kept it professional and calm. Family court lawyers are very expensive but when your representation delivers every dollar spent is worth it! Thank you for delivering in the end Mr. Johnson! We recommend this firm ! From The Richardson family
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13 Aug, 2024 by Divakar sharma
Shout out to the team. They went above and beyond to solve my immigration problem and got the work done.
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08 Aug, 2024 by Emma hart
Jackie DiColo guided me through my divorce expertly and efficiently. I always felt like she was in my corner and gave fair advice. During court appearances she was excellent. I would recommend her to anyone enduring divorce as a trustworthy lawyer who will guide you through the complexities of divorce law.
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13 Jul, 2024 by Manoj das
I had an excellent experience with my H1b and Green card filling with Klasko. They are very receptive and response time to any query’s is phenomenal.
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18 Apr, 2024 by Man uela
Margret has a nasty attitude
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06 Jun, 2022 by Jade freeman
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01 Feb, 2022 by Joseph alexander
Jaime said she would handle a small problem i had and she has NOT lived up to her word. Keeps putting me off!! When did it become ok to lie? I guess that's what Lawyers do... Very Disappointed with her!
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13 Jun, 2024 by Behvylanna trumananas'san
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29 Dec, 2023 by Blair baggs
Bad timing
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15 Oct, 2023 by Drsw
Duane Morris Plaza café IS AMAZINGLY DELICIOUS! THE THE CAFE IS CLEAN AND MAINTAINED & THE WORKERS ARE VERY HELPFUL AND PROFESSIONAL.
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FAQs
Questions? We have answers

What a Bankruptcy Lawyer Can Do for You

A bankruptcy lawyer specializes in helping individuals and businesses manage overwhelming debt by filing for bankruptcy or exploring alternatives to bankruptcy. They guide clients through the complex legal process of discharging or restructuring debts, represent them in court, and work to protect assets such as homes and cars. Bankruptcy lawyers can also help stop creditor harassment, wage garnishment, and foreclosures through bankruptcy protections.

If you're facing financial hardship, a bankruptcy lawyer can help you decide whether filing for bankruptcy is the right option and assist you through the legal process.

When Should I Hire a Bankruptcy Lawyer?

You should consider hiring a bankruptcy lawyer in the following situations:

  • Unmanageable debt: If you're unable to pay your bills and debts are piling up, a lawyer can help you explore options such as Chapter 7 or Chapter 13 bankruptcy.
  • Foreclosure or repossession: If your home is at risk of foreclosure or your vehicle is in danger of being repossessed, a bankruptcy lawyer can help you use bankruptcy protections to prevent this and potentially reorganize your debts.
  • Wage garnishment: If your wages are being garnished, filing for bankruptcy can stop garnishments and allow you to regain control of your finances.
  • Creditor harassment: If creditors are constantly calling or sending collection notices, a bankruptcy lawyer can stop these actions by filing for bankruptcy, which enacts an automatic stay that halts collection activities.
  • Small business debt: If your business is struggling with debt and cannot meet financial obligations, a lawyer can help you file for Chapter 11 (reorganization) or Chapter 7 (liquidation) bankruptcy.
  • Medical debt or credit card debt: If you have large amounts of unsecured debt like medical bills or credit card balances, a bankruptcy lawyer can help you seek relief through Chapter 7 or Chapter 13 bankruptcy.

Hiring a bankruptcy lawyer early in the process can prevent further financial damage and help you choose the best legal option for debt relief.

What Does a Bankruptcy Lawyer Do?

A bankruptcy lawyer provides a range of services to help individuals and businesses handle their debts. Their responsibilities often include:

  • Evaluating your financial situation: Assessing your income, assets, debts, and expenses to determine if bankruptcy is the right option and which type of bankruptcy (Chapter 7, Chapter 13, or Chapter 11) best suits your situation.
  • Filing bankruptcy petitions: Preparing and filing the necessary documents to initiate your bankruptcy case, ensuring that all legal requirements are met.
  • Stopping creditor harassment: Once the bankruptcy case is filed, an automatic stay is enacted, which stops creditors from pursuing collection efforts. A lawyer ensures this protection is applied immediately.
  • Representing you in court: Representing you in court proceedings, including meetings with creditors and any hearings related to your case.
  • Negotiating with creditors: In Chapter 13 or Chapter 11 bankruptcies, negotiating a repayment plan that restructures your debts and allows you to manage payments more effectively.
  • Advising on asset protection: Guiding you on how to protect certain assets, such as your home or retirement savings, through available bankruptcy exemptions.
  • Explaining the impact on your credit: Informing you about how bankruptcy will affect your credit and advising on steps to rebuild your credit post-bankruptcy.

How Are Bankruptcy Lawyers Paid?

Bankruptcy lawyers typically charge for their services in different ways depending on the complexity of the case and the type of bankruptcy being filed. Common payment structures include:

  • Flat fee: Many bankruptcy lawyers charge a flat fee for handling Chapter 7 or Chapter 13 bankruptcy cases. This fee usually covers the entire process, from preparing and filing paperwork to representing you in court.
  • Hourly rate: For more complex cases, such as Chapter 11 bankruptcy (often used by businesses), some lawyers charge an hourly rate. Hourly rates typically range from $150 to $500 or more.
  • Retainer: In cases where ongoing legal services are required, such as in Chapter 11 bankruptcies or complex Chapter 13 cases, a lawyer may request a retainer, which is an upfront payment billed against as the lawyer works on the case.

It’s important to discuss fees with your lawyer upfront, as bankruptcy law requires lawyers to disclose all fees and ensure they are reasonable and fair.

How Much Does a Bankruptcy Lawyer Cost?

The cost of hiring a bankruptcy lawyer varies depending on the type of bankruptcy and the complexity of the case. General cost estimates include:

  • Chapter 7 bankruptcy: For individuals, legal fees usually range from $1,000 to $3,500. This flat fee generally covers the entire process.
  • Chapter 13 bankruptcy: For individuals filing Chapter 13, legal fees typically range from $2,500 to $6,000. This cost is higher because of the additional work required to create and manage the repayment plan.
  • Chapter 11 bankruptcy (for businesses): Chapter 11 bankruptcy is more complex and usually more expensive, with legal fees ranging from $10,000 to $50,000 or more, depending on the size of the business and the complexity of the debt restructuring.
  • Filing fees: In addition to legal fees, there are also court filing fees, which are $338 for Chapter 7 and $313 for Chapter 13 as of 2024.

Always ask for a detailed cost estimate during your consultation to understand what services are included and whether payment plans are available.

Top Questions to Ask a Bankruptcy Lawyer

Before hiring a bankruptcy lawyer, it’s important to ask key questions to ensure they have the experience and knowledge to handle your case effectively. Key questions to ask include:

  1. What experience do you have with bankruptcy cases?
    Ensure the lawyer has experience handling cases similar to yours, whether it's Chapter 7, Chapter 13, or Chapter 11 bankruptcy.
  2. How do you charge for your services?
    Clarify whether the lawyer charges a flat fee or hourly rate, and ask for a detailed breakdown of costs, including filing fees and additional expenses.
  3. Which type of bankruptcy is best for me?
    Ask the lawyer to explain whether Chapter 7, Chapter 13, or Chapter 11 is the best option based on your financial situation and long-term goals.
  4. What debts can be discharged?
    Ask which of your debts will be forgiven through bankruptcy and which debts (such as certain taxes or student loans) may not be dischargeable.
  5. How long will the process take?
    Bankruptcy cases can take time to resolve, so ask the lawyer how long they expect the process to last, from filing to discharge.
  6. Will I be able to keep my assets?
    Ask if you will be able to keep important assets, such as your home or car, and what exemptions might apply.
  7. What happens after bankruptcy?
    Ask about the impact of bankruptcy on your credit score and what steps you can take to rebuild your credit after the bankruptcy is finalized.

How to Check the Credibility of a Bankruptcy Lawyer

To ensure you are hiring a reputable bankruptcy lawyer, follow these steps to verify their credentials and track record:

  • Verify their bar status: Check with your state bar association to confirm that the lawyer is licensed to practice law and has no history of disciplinary actions.
  • Look for bankruptcy experience: Review the lawyer’s website or professional profile to ensure they specialize in bankruptcy law and have successfully handled cases like yours.
  • Read client reviews and testimonials: Look for client reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s professionalism and ability to handle bankruptcy cases.
  • Ask for references: A reputable lawyer should be able to provide references from past clients who have worked with them on bankruptcy matters.
  • Check for certifications or memberships: Look for lawyers who are members of organizations such as the National Association of Consumer Bankruptcy Attorneys (NACBA) or who have specialized bankruptcy law certifications.

What Should I Prepare for My First Consultation?

To get the most out of your first consultation with a bankruptcy lawyer, it’s important to come prepared with relevant documents and information. Here’s what you should bring:

  • List of debts: Prepare a detailed list of all your debts, including credit cards, personal loans, medical bills, and any secured debts such as mortgages or car loans.
  • Income and expense records: Bring documents that show your current income, such as pay stubs or tax returns, and a list of your monthly expenses, including rent, utilities, and other essential costs.
  • Asset information: Provide information on any assets you own, such as your home, car, investments, or other valuable property.
  • Credit reports: If possible, bring copies of your credit reports to give the lawyer a clear view of your financial situation.
  • Questions for the lawyer: Prepare a list of questions you have about the bankruptcy process, the lawyer’s fees, and what to expect after filing for bankruptcy.

By preparing thoroughly for your consultation, you can help the lawyer assess your situation more effectively and provide the best possible legal advice tailored to your needs.