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08 Apr, 2024 by Robin wilson
30 Sep, 2021 by Robert newman
Awsome food, very big plates
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01 Jun, 2020 by Cynthia jimenez
06 Jul, 2024 by Ayten meremetci
I had the great fortune and pleasure to find and work with Sean Laird on a case I was seeking representation for. I hit the jack pot by shear luck, or a blessing from above, using a Google search for a nursing home lawyer. Sean Laird was straight forward, sharp as they come, and kind to boot! He is not pushy, bossy or arrogant…experiences I have come across more in my particular field generally speaking; having worked with different types of lawyers on cases. So if that has been your experience too, you won’t find it with him. He is excellent at what he does; he’s to the point, guides you if you get ahead of yourself as these cases are emotional, and does so in a balanced approach that you feel valued and part of the team. He is tough in his fight for you and/or your loved one. I have the upmost respect for Sean Laird, with or without a settlement. If I ever had any case or situation, where I needed a lawyer, I would want him to represent me. Unfortunately, as far as I am aware, he only tackles cases involving nursing homes- elder care abuse type cases. I hope to never need a lawyer again, but if I did, I’d want him. If you are in need of this type of lawyer, look no further. He is a gem in a sea of stones. He really is that good. He came through for my mother and I, with an amazing result. I felt my mom was honored and justice served with the outcome he got for us and a strong message to the nursing home administration. May my mother rest in peace, and I have to thank Sean for making that possible.
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28 Jun, 2024 by Ana sandoval
In 2015, I still vividly recall the day I walked into Elder Care Abuse Attorney Sean Laird's office. It had taken me almost a year to find the courage to walk into his office and once again relive the horrific abuse that ultimately led to the death of my family member. Sean's demeanor was caring and calming which made it easy to explain the timeline of events that led to his death. Sean asked many pointed but relevant questions. I felt he was very calm and easy to converse and at the same time assessing my truthfulness and inquiring about specific events that led to his death. He had been referred to me by a person who Sean had represented and felt very strongly regarding Sean's hard work and dedication to finding justice. The minute Sean agreed to represent the death of my family member, he stayed fully committed and very focused on the case and nine years later delivered on his promise to bring justice for my family member and successfully won our fight against a very large prominent corporation
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05 Apr, 2024 by Colin greenlaw
This is to replace my first and original review, inasmuch as it was discovered that my first email to attorney Laird had landed in his spam folder. We have cleared up the misunderstanding, and by way of his integrity, Mr. Laird has sent information of contacts more relevant to my needs. He has been empathetic by way of a personal phone call and we have parted as good friends, if I should ever be in a classification of his specialty.
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24 Oct, 2023 by Penny
Candace Brooks took care of my situation from start to finish. She was always quick to respond when I had questions. She explained the process in detail and walked me through every step of the way. She made a stressful situation much less stressful. I would highly recommend her for your service needs.
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17 May, 2022 by Anonymous
Working with Candace was a pleasure. She made an unpleasant situation very easy and stress free! I would recommend her to any and everyone. She was professional yet accessible.
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12 May, 2022 by Rachel
Candace alleviated a lot of my worry right off the bat. I would recommend her for any legal concerns or questions you might have. A true pleasure to do business with and professional representation.
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5.0
8 Reviews
18 Dec, 2020 by Danae farias
Mr. Jeffrey turned into a success in getting my citation brushed off. Very pleased along with his non-public attention to each detail. Will propose his firm to all of us in need of an honest attorney.
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16 Nov, 2020 by Jeff
Mr. Meisner was thorough and insightful and did a great job advancing and settling the cases for my daughter and myself after a violent car accident.
He also provided preliminary paperwork and advice immediately that would prove helpful in assuring a smooth settlement.
He was proactive in keeping the case in motion, great in communication, and followed up after settlement to assure a proper close out. In short, he did an excellent job overall.
Without hesitation, I will certainly reach out next time I need a PI attorney.
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11 May, 2018 by Celine
I worked with Jeff when he was in-house and I was outside counsel on bankruptcy and civil litigation cases. He was always very sharp, responsive, and driven to get the best results for his clients, weighing the business risks and objectives as developments occur.
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10 Oct, 2023 by Julie cohen
Excellent law practice! They helped me with my parent's Estate.
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29 May, 2023 by Jennel ballestero
30 Apr, 2023 by Michael lyon
They cover many aspects of the Law and have a very bright group of attorneys and paralegals and if for any reason, they don’t have the right attorney for the job they will at least give you three names that you can call, which can be very very helpful
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02 Apr, 2019 by Anonymous
I was referred to Patrick Riazi by a friend who hired Patrick as her chapter 7 bk attorney. Patrick made the process very simple and easy during my difficult times. I was terrified and stressed out during that time as it was a big decision for me to filed bk. But looking back, i overthink everything and im glad i went with Patrick as my attorney. If you are looking to filed bk this will be the person for you. Thank you Patrick for everything you’ve done.
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17 Nov, 2017 by Niki
I was referred to Mr. Riazi in July about filing bankruptcy. I was terrified. But, after speaking with him, he assured me that it would be ok, so i hired him. He is the epitome of what a good lawyer is. Anything I wanted to know, anything I needed to do, he was right there to guide me through the entire process. It was so smooth, i didn't feel like it was a bankruptcy. Mr. Riazi is truly a blessing!!!
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10 Mar, 2017 by Pam
Patrick Riazi was my Chapter 13 bankruptcy lawyer. In the process he patiently explained information to me,helped me with details regarding my application and above all was compassionate. I walked into his office nervous and unsure of what I was doing and always left feeling assured,relaxed and totally confident in him. He is professional and knowledgeable on every level. He was and is accessible and always returned my calls.Patrick Riazi supported and advised me from our first meeting,to my court date and through to my discharge five years later. I feel so grateful that he was my lawyer through it all.
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08 Aug, 2012 by Roberto
3 yrs ago I started my journey for my bankruptcy. Jeremy and his staff were there with me 110% of the time. This seemingly daunting and humiliating process was made so dignified and doable with the aid of Jeremy and his professional staff. Jeremy is truly an "angel" from above as he helped me get my life back on tract and I believe him to be the most trustworthy individual. Gracias Jeremy!!!
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22 Nov, 2010 by Anthony
First, where do I start without sounding "overboard"? Let me use an analogy of our situation that can paint the picture of our situation. As with others, my wife and I have wonderful jobs and are hard working "common folk" that was riding a real nice wave of success (six figure earnings, travels, purchases, investments,etc.), but we came to realize that we were drowning in a sea of debt. When we realized that we were in trouble...we were "Really" in trouble (in terms of indebtness)...we needed a "lifeline".
Here's were Jeremy Winter and his AttorneyDebtReset staff came to the rescue. We had never in my adult life needed an attorney and never thought we would be declaring bankruptcy, but we were doing just that. We were ashamed and unsure of our next steps....Jeremy made our whole experience less stressful than we thought it would be.
In meeting with us, he provided a reassuring atmosphere both in the setting and with his words. He walked us through the entire process and was prompt in his responses. When his staff needed to perform a follow-up in obtaining additional information they were so professional. When the process was done we were able to start our road to recovery with a plan that worked out for all parties and allowed us move forward.
With this being said, Jeremy Winter and AttorneyDebtReset are truly a blessing for people who find themselves in a situation requiring their expertise. These people know how to handle your business in a way that respects your dignity despite the miscues some of us go through. Never at any point did they make us feel unwelcomed because of the situation we were in...quite the opposite. I believe that they truly want to help individuals in seemingly impossible situations. Yes, they run a business and must get paid, but this is second nature as far as I am concerned for there are some many attorneys out there seeking just that...to get paid. These guys have something about them that makes you feel that, "yes...this is the right place". I would recommend AttorneyDebtReset a million times over...they are just that good (Great!). I can't say "thank you" enough (although I've expressed that each time I received email from Jeremy and his staff), but I really feel that this group of people are standouts. Not just because the situation that I am in, but because this is a group of people who will go that extra mile to ensure that your needs are well taken care of.
Thank you once again Jeremy and staff and God bless you all.
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22 Nov, 2010 by Douglas
After several long stressful years of fighting a business deal that went terribly wrong , Jeremy Winter-Attorney at Law, and his entire staff put an end to my eventual financial disaster and the process was completely painless. He and his staff are very professional and attentive and I only regret taking so long to come to the conclusion that I needed their assistance. I would highly recommend Jeremy Winter's to anyone who needs this kind of assistance.
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01 Dec, 2015 by Tina
Alberto Montfalcon Attorney
As Nurse I found myself embarrassed to sit with an expert and explain my situation of the need for Bankruptcy. Mr. Montfalcon eased my fears and promised to assist as best he could. The whole process went smooth and I was delighted to hear my request was granted. Mr. Montefalcon''s ease of mannerism makes it easy to work through difficult legal processes. Thank you, to the entire team. They were always pleasant and easy to work with.
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20 Oct, 2014 by Ederlita
Atty. Montefalcon was recommended to us. We made an appointment with him and explained that we were from out of town and on a tight schedule. So he actually came in on a weekend to get the paperwork completed!
We had to go to the Philippines to sell our deceased parents property and close their bank accounts as well. All this in 1 week. I was dubious that this could happen, but when we arrived, our broker said that because we had all our paperwork In order, we were able to complete the sale of the house in 4 days!
Atty Montefalcon thought of everything, from my sisters name change affidavit, to including both siblings on the special power of atty! Additionally, we were able to close their bank accounts without much hassle, because we were prepared with the banks required paperwork.
If it weren't for atty Montefalcon's diligence, we would not have completed everything in record time and be back here in the states to go to our regular jobs! Thank you!!! You're a miracle worker!
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04 Feb, 2013 by Anonymous
My experince with Attorney Montefalcon was awesome. He is very knowledgable, comforting and has a pleasant disposition. He works with you financially because he understands everyone does not always have the funds needed to pay for services. I've already attended my discharge meeting but he is still working with me. What can I say he is AWESOME!!!
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01 May, 2012 by Miles
Michael Noble couldn't be more sincere! He TRULY wants to help you in your time of need. After a long illness I had to file for bankruptcy. I had a ton of debt, loads of medical bills and couldn't work-----and hadn't worked for years due to my illness. I felt ashamed but Michael Noble helped me immediately, talked me through my options and stood beside me. He helped me understand that I had nothing to be ashamed of. And now? I have financial stability that I didn't have before. I couldn't have done it with out him.
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07 Sep, 2011 by Anonymous
2 Years ago I was in a financial mess and seeking a bankruptcy attorney in Sacramento CA. I had no Idea if I would lose my house, my cars or my dog by going through a bankruptcy. You hear all the horror stories. Attorney Michael Noble was a much different phone call than any other lawyer I called in the Sacramento area. You could feel through our conversation that he wasn't looking at the clock. He wanted to know what I needed and gave me an honest assessment whether or not a bankruptcy would be right for me. I highly recommend him.
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14 Jun, 2010 by Tracey
Attorney Michael Noble was fantastic. He knew all the in's and out's of protecting my assets through a personal bankruptcy. He is more affordable than most other lawyers in the area.
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17 Nov, 2015 by Anetra
I used Susan Dodd's services in 2014 for my Bankruptcy. I was impressed from Day 1. She is very professional, very thorough and made me feel at ease on the day of my court date. I have referred several people to her and will keep on referring her.
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11 Mar, 2015 by Sarah
Susan Dodds was the last of several Attorneys I consulted with. Being a business owner the prospective of losing the blood, sweat, and tears I invested was frightening and embarrassing. Ms. Dodds was professional, ethical, and brilliant in tailoring a plan for me. She was also compassionate, and made me feel well taken care of, and not ashamed. Her prices were more then fair, in fact I would have paid more. She's wonderful. Highly recommended.
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28 Jan, 2015 by Timothy
I hired Susan Dodds to help file my Ch7 case and I'm glad I did. She was knowledgeable, attentive, nonjudgmental and affordable. Her patience and attentiveness to my case was commendable and first class. One of her strong points is communication--every e-mail or voice-mail was responded to same day, usually within the hour. From my first meeting with Susan until the official "Meeting of Creditors" (7 months time-frame) her diligence towards my case was unwavering and not once did I feel I was in the wrong hands. I recommend Susan Dodds to anyone who is looking at the tough decision to file bankruptcy.
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29 Sep, 2012 by Dave ramirez
I have known Anthony since 1997-1998. Anthony has one of the most nimble legal minds I have known in my career. Anthony has the ability to see past the surface of people and things to see their essence. He knows when to take good advice and also gives excellent advice.
He handled the legal mission I gave him with dispatch and it ended with a very positive result. I have been able to observe his handling of a number of other cases, and in short, he is the best bankruptcy and financial lawyer you can hire.
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03 May, 2011 by Leroy m.
Helped us with a simple chapter 7. Staff was very professional got an appointment within a few days and was able to keep my two cars def reccomend his office if you have debt issues
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02 Jan, 2011 by Anonymous
I dont even know where to start. A few months ago my debt was in the thousands and thought I was going to lose my car, house and even retirement. However, thanks to the Anthony and his law firm I am now debt free and was able to keep my house car and most of my retirement!!!! I cant thank him and his staff enough, both of whom were extremely professional and helped my get through some very rough times..thanks Anthony!
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24 Jan, 2014 by Maria
Sale of home turned nightmare at the last second, Marc really saved the day. Will definitely be using him in the future for whatever we can!
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18 Jul, 2013 by Anonymous
Marc helped us through our Bankruptcy, and provided us with information about our rights that we never knew existed. I would definitely recommend him to all.
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09 Oct, 2020 by Jackie
We hired Atty Hendrix, we could not be happier, he took our BK case and did everything to make sure we were properly represented within the courts, he said he would call us, he did every time, He Is Honest, dedicated to his clients best interest, I would recommend him 5 stars and to anyone looking for an excellent hard working lawyer who never missed a beat.
Thank You
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18 Oct, 2024 by Isabel antonucci
I contacted Bernadette in regards to some questions for my small business. Not only was she incredibly informative, but she was also friendly, very professional, and had a genuine desire to want to help!! I will be using her for all of my services for my business going forward without hesitation!
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12 Oct, 2024 by Michael lahood
I've had very positive experiences working with Bernadette on multiple legal matters involving business, contracts, and waivers. She is knowledgeable, organized, and is an extraordinary listener -- she catches critical nuances and creates incredible progress with her insights. I am impressed by her legal expertise and very happy with the outcomes of the projects she has worked on. I would highly recommend Bernadette, and look forward to working with her in the future.
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25 Sep, 2024 by Louisa puamau
The phone came from this individual have lift the burden off in confusion, stress, and many more side affects .
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15 Aug, 2024 by Jaime guajardo
Grass por su gran trabajo esta mos muy contents por su trabajo que nos brindaron
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05 Dec, 2023 by Adriana barron
In the midst of a nerve-wracking situation, I was feeling pretty stuck and anxious. But life had a surprise in store for me. I happened to stumble upon Miss Marion Titus. Right from the get-go, she had this calm and professional vibe that instantly made me feel better. She took the time to break down the whole process for me, making sure I understood everything that is happening. She explained everything in a way that even a regular person like me could understand. It was like a breath of fresh air in the middle of all the confusion. But the real kicker is that her service was actually affordable relative to her amazing skills, her legal service was way more reasonable compared to those other lawyers I have talked to andI had checked out before. It was like a weight was lifted off my shoulders. Looking back, I can't help but think it was fate that brought Atty Marion Titus and Bulldog Law Sacramento into my life.
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5.0
21 Reviews
4.9
129 Reviews
27 Aug, 2024 by Zach delorean
If anybody is out there looking for a bankruptcy attorney, I strongly recommend you use Gary Fraley. The free consultation is very thorough and he answered all of my questions, he is very patient and he explains everything very well. He has been practicing law for many decades and is very well-versed in all the laws of bankruptcy. He is very personable and he was a pleasure to speak with and gave me a lot of information that no other attorneys would give me. So once again, I really recommend you contact Mr Fraley to see if he can help you with your bankruptcy issues.
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19 Aug, 2024 by Jessica edwards
I discovered Frayley & Frayley when searching for Ch. 7 Bankruptcy assistance. I had already obtained several quotes from local Bankruptcy Attorneys in addition to trying to get help from an organization called Capital Pro Bono legal services which is the only legal service offered to low income individuals by the County of Sacramento. Unfortunately, I had to print & send them a copy of my credit report & then a week later was able to talk to someone who then was very negative about my personal circumstance. After that bleak experience, I was able to have a free video conference with Mr. Gary Frayley. His approach was unbiased & genuine. He is known as the Guru on the Hill due to his many years of experience including teaching law students & being very active in the community.He also speaks professionally at Legal conferences & forums. I appreciated his honesty & that he was not trying to mislead me into retaining his services. He said he got into Law not to make millions of dollars by taking people's hard earned money but because he wanted to help people. I would highly recommend Gary Frayley to anyone who needs legal help with Bankruptcy law. They don't make 'em like that anymore.
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25 Jul, 2024 by Dan gabel
Gary gave me expert advise for free and didn't push for any unnecessary services. You should at least pick his brain if you have any questions about your situation...there's nothing to lose!
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10 Oct, 2024 by Rosalba gomez
04 Sep, 2024 by -acer_2120-
I had a great experience working with Gil Vega as my lawyer. He was professional, knowledgeable, and always responsive to my questions. Gil made the legal process easy to understand and gave me confidence that my case was in good hands. Highly recommend his services!
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31 Aug, 2024 by Maricela
Called him late at night with a family emergency. And he still answered and handled it for us! He's now our family lawyer that we call for any and everything.
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01 Oct, 2024 by Rubioscleaning
When I first Matt with Matt, I knew he was the right person for the job, he’s very knowledgeable, trustworthy and honest. Has resolved a couple of my family issues and I have referred him to my brother-in-law as well as some of my clients and they are beyond happy to have used his services.
When it comes to professionalism and being well represented, Matthew Roy is a person i trust.
Jesus R.
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10 Sep, 2024 by بن يحي
20 Jul, 2024 by Rosalie smith-comisky
Matthew was very detailed in my case. His team kept in touch with me and always answered every question I had. I highly recommend him when ever you need someone that cares and will do a good job.
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01 Oct, 2024 by Rubioscleaning
When I first Matt with Matt, I knew he was the right person for the job, he’s very knowledgeable, trustworthy and honest. Has resolved a couple of my family issues and I have referred him to my brother-in-law as well as some of my clients and they are beyond happy to have used his services.
When it comes to professionalism and being well represented, Matthew Roy is a person i trust.
Jesus R.
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10 Sep, 2024 by بن يحي
20 Jul, 2024 by Rosalie smith-comisky
Matthew was very detailed in my case. His team kept in touch with me and always answered every question I had. I highly recommend him when ever you need someone that cares and will do a good job.
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04 Oct, 2024 by Roxanna espada
Words cannot express how grateful I am with Angela's services. She is courteous, attentive and very professional at her job. I highly recommend her. Thank you, Angela for such a great service!
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21 Aug, 2024 by Johanna medellin
I am so happy with the service I received from Sacramento Bankruptcy Lawyer - Pauldeep Bains and his office. They are exceptional!
Paul was very supportive throughout the entirely of this process and explained all my options. Paul answered all my questions and was with me every step of the way.
His office was alway prompt and thorough to assist me in my Bankruptcy.
I highly recommend the Sacramento Bankruptcy Law office for your needs. You will receive caring, efficient service.
Regards
Johanna
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21 Aug, 2024 by Lucy herrera
Hello everyone, we were so so very pleased with our lawyers Paul Bain commitment in helping us at a very difficult time in our lives. He was so very helpful,and patient understanding and answering all our questions from the start of our filing to the very end, we would surely recommend him and his assistant Tina it is such a relief to put this stress behind us especially getting rid of our 2 timeshares that our maintenance fees kept going up too much every year.Thanks again Paul ,Tina God bless.
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22 Sep, 2024 by Andrea chavez
Quick and fast at reaching back. Ty
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18 Sep, 2024 by G elvir
I was referred to Daniel Martin, but I didn't think we would use them, we just had questions. Truthfully I didn't have any idea how to deal with this type of situation so I chose to hire Daniel and I'm glad I did. Daniel guided us through a process that was completely foreign to us. We did not have the time nor the knowledge to fully understand how to handle the paperwork, our rights, and the court process. Daniel was patient, non-judgmental, and understanding. Throughout the process, I messaged him often and he'd answer right away or let me know he would get back to me as soon as he could. He never left me hanging nor waiting around. He answered all of our questions and communicated that he would do his job to dismiss the case, which is exactly what happened. I would highly recommend Daniel and the firm. First time I have felt that a lawyer was honest, sincere, and on my side. Thank you Daniel.
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18 Sep, 2024 by Cindy gonzález
10 out of 10, highly recommend, do not look else where! Hendrick is amazing! I originally retained him when I was charged with resisting arrest about 3 years ago. A day before my first court date Hendrick took my case and from that point forward took care of EVERYTHING. Fast forward to 2024 my husband was facing a felony charge that could carry a 3 year sentence, Hendrick was able to negotiate time served, home detention for 30 days and his immediate release. Definitely highly recommend that you contact Hendricks law firm and let them represent you in your legal matter, you will not regret it! Thank you so much Hendrick! My family and I will always appreciate what you have done for us!
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04 May, 2024 by Michael l. mendenhall
Very happy with how everything turned out. Incredible work by these attorneys.
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30 Apr, 2024 by Jay barlow
Thank you Allen for all of the great things you did for me. Forever thankful for your help!
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19 Apr, 2024 by Clifford embree
My friend recommended this law firm after I got into a bike accident. She was confident that I would be satisfied with their services and she was not wrong. I had the pleasure of having Neama assigned to my case. He was great speaking to in-person during my consultation. I had a sense of comfort knowing that he was overseeing it. In the end, I was happy to learn that the outcome was more in my favor.
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24 Aug, 2024 by Winston hall
Want to start off and tell her thank you she has been a blessing in disguise it was a long process but the outcome was great I would recommend her to anybody
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21 Aug, 2024 by Perfe
Agradecido con su asesoría de mi parte los recomiendo
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05 Aug, 2024 by Fabiana juan
Hola mi nombre es Fabiana,yo tuve un accidente de auto móvil
Ase próximamente 8 meses, la firma del abogado Geremias, se encargo y llebo mi caso, ante la aseguradora, y pues se logró se obtuvieron el máximo dinero posible en el acuerdo, el límite total de la póliza, y ellos negociaron de las facturas, y pues estoy contenta, porque ellos lograron reducirlo, significame que yo les recomiendo, la firma del abogado Geremias con su trabajo y su equipo, y si tú llegas a tener un accidente de auto móvil,accidente laborales, no dejes pasar mucho tiempo, comunícate inmediatamente con el abogado Geremias, el te ayudará con tu caso...
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25 Sep, 2024 by Abraham espinoza
Compass law group was amazing. They helped me deal with a tough case in which I was a passenger in a vehicle accident. They were very attentive, and stayed in contact with me through the entire process, making it as easy as possible for me. I would definitely recommend them.
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30 Jan, 2024 by Madison jean villavicencio
15 Jan, 2024 by James wells
RMD is a great company, John and Nicole were absolutely amazing, caring, and helpful. If you're in need of an attorney RMD is who you need to call.
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15 Feb, 2023 by Lester sabo
They didn't appear to meet my needs so I moved on. Nothing negative to post.
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06 May, 2022 by Ian qubain
I called in and although they couldn't take my case they gave some great information and recommended a great lawyer for my case. If they were able to do that for me, I can only imagine how great they would handle a case
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24 Oct, 2018 by Nathan
I had a private student loan with AES, American Education Services. The loan amount was for 88,000. I had paid on the loan for 6-7 years. Ran into some hard times and wasn't able to pay it. And for about 5 years I had no contact with AES nor did I make a payment. I was sued, showed up on my door step and served me papers.... I cant tell you how many attorney's tell you "kick rocks" when they hear what type of debt I had. Linda was able to take care of this. My case ended around 2015 in El Dorado County. The debt still showed up on my credit report as of July 2018.. By October 2018 the student loan is gone. All three reports show AES is no longer on my credit. Linda is GREAT!!!!! I feel like Linda helped me win the lottery. AES would have followed me for ever.. I would have never been to move on with me life. LINDA GAVE ME MY LIFE BACK.... THANK YOU LINDA!!!!!
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19 Apr, 2023 by Karen peach
Very kind. Handled situation with care. Even though she wasn't who we went with, our consultation was very informational. She is very educated in her field!!!
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16 Aug, 2021 by Anonymous
Passed off to Julia when the partners who originally created our family trust were unavailable to handle a simple matter of revoking a family trust. We made it clear we wanted to revoke, but she kept trying to upsell to create two new trusts. When I expressed frustration that the possibility of signing a simple piece of paper to revoke wasn't offered in the multiple emails we exchanged and we both reinforced several times that yes, we wanted to revoke, she said we were being rude and hung up on us. Whether she likes it or not, as a service provider who has frustrated a customer, she needs to professionally deal with frustration, and clarify questions when she's not making a compelling argument. Otherwise the Summerall law firm was quick and easy to deal with, shame she was unable to resolve a simple matter.
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Questions? We have answers
What a Bankruptcy Lawyer Can Do for You
A bankruptcy lawyer specializes in helping individuals and businesses manage overwhelming debt by filing for bankruptcy or exploring alternatives to bankruptcy. They guide clients through the complex legal process of discharging or restructuring debts, represent them in court, and work to protect assets such as homes and cars. Bankruptcy lawyers can also help stop creditor harassment, wage garnishment, and foreclosures through bankruptcy protections.
If you're facing financial hardship, a bankruptcy lawyer can help you decide whether filing for bankruptcy is the right option and assist you through the legal process.
When Should I Hire a Bankruptcy Lawyer?
You should consider hiring a bankruptcy lawyer in the following situations:
- Unmanageable debt: If you're unable to pay your bills and debts are piling up, a lawyer can help you explore options such as Chapter 7 or Chapter 13 bankruptcy.
- Foreclosure or repossession: If your home is at risk of foreclosure or your vehicle is in danger of being repossessed, a bankruptcy lawyer can help you use bankruptcy protections to prevent this and potentially reorganize your debts.
- Wage garnishment: If your wages are being garnished, filing for bankruptcy can stop garnishments and allow you to regain control of your finances.
- Creditor harassment: If creditors are constantly calling or sending collection notices, a bankruptcy lawyer can stop these actions by filing for bankruptcy, which enacts an automatic stay that halts collection activities.
- Small business debt: If your business is struggling with debt and cannot meet financial obligations, a lawyer can help you file for Chapter 11 (reorganization) or Chapter 7 (liquidation) bankruptcy.
- Medical debt or credit card debt: If you have large amounts of unsecured debt like medical bills or credit card balances, a bankruptcy lawyer can help you seek relief through Chapter 7 or Chapter 13 bankruptcy.
Hiring a bankruptcy lawyer early in the process can prevent further financial damage and help you choose the best legal option for debt relief.
What Does a Bankruptcy Lawyer Do?
A bankruptcy lawyer provides a range of services to help individuals and businesses handle their debts. Their responsibilities often include:
- Evaluating your financial situation: Assessing your income, assets, debts, and expenses to determine if bankruptcy is the right option and which type of bankruptcy (Chapter 7, Chapter 13, or Chapter 11) best suits your situation.
- Filing bankruptcy petitions: Preparing and filing the necessary documents to initiate your bankruptcy case, ensuring that all legal requirements are met.
- Stopping creditor harassment: Once the bankruptcy case is filed, an automatic stay is enacted, which stops creditors from pursuing collection efforts. A lawyer ensures this protection is applied immediately.
- Representing you in court: Representing you in court proceedings, including meetings with creditors and any hearings related to your case.
- Negotiating with creditors: In Chapter 13 or Chapter 11 bankruptcies, negotiating a repayment plan that restructures your debts and allows you to manage payments more effectively.
- Advising on asset protection: Guiding you on how to protect certain assets, such as your home or retirement savings, through available bankruptcy exemptions.
- Explaining the impact on your credit: Informing you about how bankruptcy will affect your credit and advising on steps to rebuild your credit post-bankruptcy.
How Are Bankruptcy Lawyers Paid?
Bankruptcy lawyers typically charge for their services in different ways depending on the complexity of the case and the type of bankruptcy being filed. Common payment structures include:
- Flat fee: Many bankruptcy lawyers charge a flat fee for handling Chapter 7 or Chapter 13 bankruptcy cases. This fee usually covers the entire process, from preparing and filing paperwork to representing you in court.
- Hourly rate: For more complex cases, such as Chapter 11 bankruptcy (often used by businesses), some lawyers charge an hourly rate. Hourly rates typically range from $150 to $500 or more.
- Retainer: In cases where ongoing legal services are required, such as in Chapter 11 bankruptcies or complex Chapter 13 cases, a lawyer may request a retainer, which is an upfront payment billed against as the lawyer works on the case.
It’s important to discuss fees with your lawyer upfront, as bankruptcy law requires lawyers to disclose all fees and ensure they are reasonable and fair.
How Much Does a Bankruptcy Lawyer Cost?
The cost of hiring a bankruptcy lawyer varies depending on the type of bankruptcy and the complexity of the case. General cost estimates include:
- Chapter 7 bankruptcy: For individuals, legal fees usually range from $1,000 to $3,500. This flat fee generally covers the entire process.
- Chapter 13 bankruptcy: For individuals filing Chapter 13, legal fees typically range from $2,500 to $6,000. This cost is higher because of the additional work required to create and manage the repayment plan.
- Chapter 11 bankruptcy (for businesses): Chapter 11 bankruptcy is more complex and usually more expensive, with legal fees ranging from $10,000 to $50,000 or more, depending on the size of the business and the complexity of the debt restructuring.
- Filing fees: In addition to legal fees, there are also court filing fees, which are $338 for Chapter 7 and $313 for Chapter 13 as of 2024.
Always ask for a detailed cost estimate during your consultation to understand what services are included and whether payment plans are available.
Top Questions to Ask a Bankruptcy Lawyer
Before hiring a bankruptcy lawyer, it’s important to ask key questions to ensure they have the experience and knowledge to handle your case effectively. Key questions to ask include:
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What experience do you have with bankruptcy cases?
Ensure the lawyer has experience handling cases similar to yours, whether it's Chapter 7, Chapter 13, or Chapter 11 bankruptcy. -
How do you charge for your services?
Clarify whether the lawyer charges a flat fee or hourly rate, and ask for a detailed breakdown of costs, including filing fees and additional expenses. -
Which type of bankruptcy is best for me?
Ask the lawyer to explain whether Chapter 7, Chapter 13, or Chapter 11 is the best option based on your financial situation and long-term goals. -
What debts can be discharged?
Ask which of your debts will be forgiven through bankruptcy and which debts (such as certain taxes or student loans) may not be dischargeable. -
How long will the process take?
Bankruptcy cases can take time to resolve, so ask the lawyer how long they expect the process to last, from filing to discharge. -
Will I be able to keep my assets?
Ask if you will be able to keep important assets, such as your home or car, and what exemptions might apply. -
What happens after bankruptcy?
Ask about the impact of bankruptcy on your credit score and what steps you can take to rebuild your credit after the bankruptcy is finalized.
How to Check the Credibility of a Bankruptcy Lawyer
To ensure you are hiring a reputable bankruptcy lawyer, follow these steps to verify their credentials and track record:
- Verify their bar status: Check with your state bar association to confirm that the lawyer is licensed to practice law and has no history of disciplinary actions.
- Look for bankruptcy experience: Review the lawyer’s website or professional profile to ensure they specialize in bankruptcy law and have successfully handled cases like yours.
- Read client reviews and testimonials: Look for client reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s professionalism and ability to handle bankruptcy cases.
- Ask for references: A reputable lawyer should be able to provide references from past clients who have worked with them on bankruptcy matters.
- Check for certifications or memberships: Look for lawyers who are members of organizations such as the National Association of Consumer Bankruptcy Attorneys (NACBA) or who have specialized bankruptcy law certifications.
What Should I Prepare for My First Consultation?
To get the most out of your first consultation with a bankruptcy lawyer, it’s important to come prepared with relevant documents and information. Here’s what you should bring:
- List of debts: Prepare a detailed list of all your debts, including credit cards, personal loans, medical bills, and any secured debts such as mortgages or car loans.
- Income and expense records: Bring documents that show your current income, such as pay stubs or tax returns, and a list of your monthly expenses, including rent, utilities, and other essential costs.
- Asset information: Provide information on any assets you own, such as your home, car, investments, or other valuable property.
- Credit reports: If possible, bring copies of your credit reports to give the lawyer a clear view of your financial situation.
- Questions for the lawyer: Prepare a list of questions you have about the bankruptcy process, the lawyer’s fees, and what to expect after filing for bankruptcy.
By preparing thoroughly for your consultation, you can help the lawyer assess your situation more effectively and provide the best possible legal advice tailored to your needs.
