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Eric Joseph V Gravel, experienced Bankruptcy attorney in San Francisco, CA with 84 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
46,72
star star star star star
4.8/5
Avvo
5.0
1 Reviews
Google Maps
4.8
83 Reviews
star star star star star
20 Jan, 2025 by Carolya bolinder
We hired Marc to represent our son who was falsely accused of Domestic Violence on Catalina Island in Los Angeles during a family Christmas vacation which quickly turned into a nightmare. Marc persuaded the District Attorney to not file a criminal case against our son. We are very pleased with this result!
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09 Dec, 2024 by Pedro cabrera
I hired Marc to represent my son. This time it was a for felony domestic violence and false imprisonment in San Mateo County because of an arrest in Foster City. He persuaded the D.A. to not charge my son with any crime. My wife and I are very pleased with this result.
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25 Oct, 2024 by Anna goncharova
I hired Marc after he was already hired to represent a relative of mine. I then hired Marc to work with me as co-counsel in a Domestic Violence Restraining Order petition case for a client in Santa Clara County. Working with Marc was a tremendous asset in ensuring a positive outcome for my client.
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Shaye Larkin, experienced Bankruptcy, Estate Planning attorney in San Francisco, CA with 1 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
45,03
star star star star star
5.0/5
Avvo
5.0
1 Reviews
star star star star star
01 Jan, 2025 by Tracie
Shaye was very communicative & quick to respond when I reached out to her for help. Her engagement with the party that I was trying to get my deposit back from was very professional and exactly what I was looking for. She was successful, the company FINALLY connected with me and my money was refundedpromptly.
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Lisa Jane Espada, experienced Bankruptcy, Consumer Protection attorney in San Francisco, CA with 132 reviews
Average
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
44,13
star star star star star
4.9/5
Avvo
5.0
23 Reviews
Google Maps
4.9
109 Reviews
star star star star star
25 Oct, 2024 by Mayra garcia
Gracias por Aser realidad mis sueños y ayudarme a ganar mi asilo muy feliz gracias abogado Santa María law firm
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22 Oct, 2024 by Rosa ramirez
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21 Oct, 2024 by Elbia marcos
Excelente abogado muy amable sus trabajadores muy amables me a sentido tan segura ablando con eyos me gusta que le dicen la verdad sobre el cazo aunó yo gane mi cazo con el abogado santamaría Law firme p'C estoy orgullosa de ellos son personas muy amables lo recomiendo 👍👍
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Tyler Elliot Hollingsworth, experienced Bankruptcy, Family Law attorney in San Francisco, CA with 336 reviews
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info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
42,98
star star star star star
4.8/5
Avvo
5.0
1 Reviews
Google Maps
4.8
335 Reviews
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19 Dec, 2024 by Lulu salman
I can’t really say enough of what Mr Shamieh has done for us. He was outstanding in ever way. Very detailed in his work timing taking time with us. His support in filing and representing us. He has helped us become American Citizens finally. Wish I knew him from beginning. Thank you and your amazing staff
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18 Dec, 2024 by Karla costa
This Office saved my life. Literally. Thank you so much to attorneys Ray Chau and Ghassan Shamieh for leading this and guiding me. Because of you guys, my life and my daughter’s lives are changed and we are forever grateful to you. Obrigao!!!!!!!!
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17 Dec, 2024 by Monaam mzoughi
Thank you so much for your help in my N-400 Mr Elyas we’re professional and reliable attorney.you are the best .
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Joseph Brian Angelo, experienced Bankruptcy attorney in San Francisco, CA with 68 reviews
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info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
42,70
star star star star star
4.8/5
Avvo
5.0
1 Reviews
Google Maps
4.8
67 Reviews
star star star star star
14 Jul, 2024 by Shannon moyer
Helpful, responsive, and professional.
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06 Jun, 2024 by M h
I hired Jason Beahm because he took care of my first case was pretty satisfied with the outcome. During the time, he had staffs that were ontop of everything and had very good communication with me. They told me every single update and what's going on in the back end. This second time I hired him was totally the opposite, it seems he's by himself now and lost some of his staff. He did not informed me about anything going on in court. He even missed a document that needed to be signed by me because he decided to wait 3 weeks to reach out to me when the document needed to be signed the next day, worse thing is he did not call but sent an email. This lawyer is only good in the beginning. Do not pay him in full because he won't take your case serious. It's the worse feeling when you think you have someone to have your back but actually doesn't put enough effort to even keep you updated. I would not recommend this lawyer at all. PS I did not want to write this review but I think it's important I warned people.
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19 May, 2024 by Christian affonso
I would highly recommend Beahm Law to everyone. Jason was very helpful in resolving my case quickly with a very favorable outcome. His knowledge and attention to detail my case was very much appreciated and made me feel much more comfortable knowing that he and his team were in my corner working on my behalf. I cannot thank them enough.
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Susan F. Reyes, experienced Bankruptcy, Personal Injury attorney in San Francisco, CA with 156 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
40,68
star star star star star
4.8/5
Avvo
5.0
2 Reviews
Google Maps
4.8
154 Reviews
star star star star star
30 Jan, 2025 by Clint frederic
Excellent consultation, thoughtful, thorough and helpful. Thank you Piper!
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23 Dec, 2024 by Patrick t.
Jason was attentive & helpful, helped guide me through uncertainties/questions I had with relevant law.
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18 Dec, 2024 by Srl
I don't think there's enough words to express how grateful my wife and I are for Daniel Wayne, Piper Wheeler, and the staff at Wolford Wayne. They made the lawsuit process a lot less painful with their extensive knowledge of SF real estate law and tenant's rights while bringing kindness and humor to the table. Thank you from the bottom of our hearts!
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Scott Darrell Schwartz, experienced Bankruptcy attorney in San Francisco, CA with 20 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,62
star star star star star
5.0/5
Avvo
5.0
20 Reviews
star star star star star
01 Jul, 2014 by Fran
Scott helped us through our darkest days and made the process very comfortable and efficient. He guided us through the bankruptcy procedure with as little stress as possible. He is very responsive and is extremely knowledgeable. I would recommend him without reservation. He is wonderful to deal with!
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14 May, 2013 by Anonymous
Mr.Scwartz and I had a consultation about my potential case in a chapter 13. I had already spoken to at least seven other attorneys due to the nature and complications of my particular case. I found Mr. Schwartz to be the most intelligent, un -selfish, and most willing to figure out a solution to the problem without expecting me to hire him as my attorney. He knew that my case would have to be filed in another state and he would not be able to represent me. Even so, he gave me the best advice. What an excellent person he is.
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25 Apr, 2013 by Anonymous
My husband and I were extremely pleased with Scott Schwartz and his awesome assistant, Roxanne. We came to him a bit nervous but he spent a lot of time with us (free consultation by the way) and answered all of our questions and addressed our concerns. We knew he was trustworthy and genuine and we liked him immediately. Roxanne his assistant was extremely knowledgeable, thorough, and kind. She would respond to our (thousand) questions via email and phone right away. We couldn't recommend Scott Schwartz enough. You won't be disappointed.
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Jill Dessalines, experienced Bankruptcy, Litigation attorney in San Francisco, CA with 41 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,04
star star star star star
5.0/5
Google Maps
5.0
41 Reviews
star star star star star
10 May, 2024 by Kitana 89 (kitana89)
GJEL boasts a 99% success rate. They have various attorneys that have graduated from prestigious universities and are here to help you. They offer free consultations so you can decide for yourself if they are the right personal injury law firm for you. They also advertise that they take their cases on a contingency basis (pay only if they win)!
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08 May, 2024 by Sheks gabby
After my car accident, I didn't know where to turn. GJEL Accident Attorneys made the whole legal process so much easier. Their personal injury team was amazing – knowledgeable, always kept me informed, and really fought for me. I'm so glad I chose them, and I'd recommend them to anyone needing help after an injury.
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06 Mar, 2024 by Shane boulds
Very happy with the advise I got from Gjel - They're top notch-very trustworthy. I would hire them again in an instant.
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Robert Lewis Shepard, experienced Bankruptcy, Estate Planning attorney in San Francisco, CA with 1 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,03
star star star star star
5.0/5
Avvo
5.0
1 Reviews
star star star star star
03 Feb, 2012 by Jon
We have worked with Robert for a few years now. He completely took care of our estate planning, trusts, etc. Very easy going and he explains everything in simple terms.
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Marty Kevin Courson, experienced Bankruptcy attorney in San Francisco, CA with 1 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,03
star star star star star
5.0/5
Avvo
5.0
1 Reviews
star star star star star
09 Mar, 2016 by Erica mccray
My situation came out of the blue, and I had no idea what to do next besides pray. I was referred to this site by my significant other, and I apprehensively sent a message to several attorneys....at nearly 10pm. When I woke up the next morning to my pleasant surprise Mr Courson had left a detailed text message and a phone appt time that same day! I feel that Mr. Courson gave me as much useful information as he could in that conversation to help me make an educated decision about my next best step. I have not retained Mr. Courson yet, my options need to be weighed seriously. I feel better after having talked to him than I did before, options are still the same but perspective is everything. I appreciate that my time was valued and my situation addressed specifically.
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Kathy L. Quon Bryant, experienced Bankruptcy, Business attorney in San Francisco, CA with 3 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,00
star star star star star
5.0/5
Google Maps
5.0
3 Reviews
star star star star star
24 Apr, 2019 by Randolph
Jason Wolford is truly the best attourney I've ever worked with. His legal expertise and professionalism went above and beyond my expectations. I am so grateful for his passion, dedication, and professionalism. Thank you so much!
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16 Apr, 2019 by Lisa brewer
Jason Wolford professionally and brilliantly represented my case and made THE difference in the successful outcome as well as took a personal interest in my well-being during the process. I would emphatically recommend Jason Wolford as a powerful, professional and brilliant attorney who produces amazing results in a comfortable courageous atmosphere.
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09 May, 2018 by Ken murphy
I was recently in a difficult--and frankly, scary--dispute with my landlord, and initially felt completely intimidated and overwhelmed by the situation. I talked to a number of attorneys, including several of the more well-known tenant's rights firms in the Bay Area, many of whom gave me the run-around, or agreed to handle some aspects of the case but not others. I'm very grateful that I finally connected with Jason. He took on the entirety of the case, and developed an overall strategy to navigate the complexities of the situation. He handled the case with great skill and competence, and brought it to a very positive conclusion. He's a clear, strategic thinker, fair-minded, and not intimidated by the bullying tactics one encounters in these situations. And he really is just a good guy, and treats his clients very fairly and honorably. If you find yourself in this kind of situation, look him up!
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Robert Sullivan Gebhard, experienced Bankruptcy, Insurance attorney in San Francisco, CA with 102 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
34,41
star star star star star
4.9/5
Google Maps
4.9
102 Reviews
star star star star star
05 Jun, 2024 by Martinez martinez
Excelente abogado
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17 May, 2024 by Daniela silva
Highly recommend! Anderson was our attorney who helped me and my family on a settlement of a lawsuit. He continued to fight the case until satisfied with the results.
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17 May, 2024 by Kyle larson
I’ve known Anderson for several years now and he is one of the best attorneys I have worked with. He is prompt, responsive, incredibly knowledgeable, and caring. I give him 5 stars!!!
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Alexsis Christine Beach, experienced Adoption, Bankruptcy attorney in San Francisco, CA with 3 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
32,20
star star star star star
4.6/5
Google Maps
4.6
3 Reviews
star star star star star
11 Oct, 2023 by Paul breed
Enormously grateful for the role the local NLG has played in protecting my personal freedom of speech.
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26 Mar, 2022 by Mr t navarrette el
Google Maps
star star star star star
05 Dec, 2020 by Mike basa
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Randy Ellen Michelson, experienced Bankruptcy, Mediation attorney in San Francisco, CA with 154 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
32,07
star star star star star
4.8/5
Google Maps
4.8
154 Reviews
star star star star star
30 Jan, 2025 by Clint frederic
Excellent consultation, thoughtful, thorough and helpful. Thank you Piper!
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star star star star star
23 Dec, 2024 by Patrick t.
Jason was attentive & helpful, helped guide me through uncertainties/questions I had with relevant law.
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star star star star star
18 Dec, 2024 by Srl
I don't think there's enough words to express how grateful my wife and I are for Daniel Wayne, Piper Wheeler, and the staff at Wolford Wayne. They made the lawsuit process a lot less painful with their extensive knowledge of SF real estate law and tenant's rights while bringing kindness and humor to the table. Thank you from the bottom of our hearts!
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Matthew Gregory Martinez, experienced Bankruptcy, Business attorney in San Francisco, CA with 8 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
30,18
star star star star star
4.5/5
Google Maps
4.5
8 Reviews
star star star star star
08 Jul, 2024 by Julian
Google Maps
star star star star star
08 Jul, 2024 by Katy brown
Google Maps
star star star star star
08 Jul, 2024 by Stephen cassidy
Excellent law firm focused on business clients.
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Ronald Powelson Stclair, experienced Bankruptcy, Family Law attorney in San Francisco, CA with 228 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
25,93
star star star star star
3.9/5
Avvo
3.0
1 Reviews
Google Maps
3.9
227 Reviews
star star star star star
17 Dec, 2024 by Jeff benton
Not real sure why they didn't think my landlord violating a disabled veterans rights under the disabled persons disability act as well as thoroughly documented instances of retaliation and harrassment and also refusal to make repairs from landlord didn't meet their criteria to offer legal representation to me, I'm guessing it was to difficult of a case for them to handle and wasn't just an easy cash grab. Oh well. Just one more bad landlord who gets away with violating a tenants rights and harrassment.
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13 Dec, 2024 by T
My friend is filing a class action against them. anyone had negative experience with this firm, please come forward contact us and join the lawsuit, you are entitled to get compensation. You will not be paying anything, and the major bay area TV is covering the story. This firm is definitely the worst firm, they are unethical and commit fraud. They settled the case with defendants and took the money without telling the clients. For those of you that is seeking a tenant lawyer, go with another firm, not this one, unless you want to sue this firm.
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12 Nov, 2024 by Carole dooley
This firm has Refused to send a vision challenged senior citizen a copy of contract so I can read it BEFORE I sign it, or they think I need to drive to a library instead of just providing necessary access. WHAT could be the reason to discriminate against non computer owning senior citizens?? I cannot read it on my phone-it’s too small & when I tried to send it to my printer, something covers half of it. So I wonder if I can even have a copy after signing now….. Google AI says it’s required anyway….. “Yes, a California attorney is required to provide a client with a printed copy of a contract, particularly a fee agreement, before they sign it, ensuring the client receives a fully executed copy of the document; this is mandated by the California State Bar rules and regulations regarding client representation and informed consent”
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Andrew William Graham, experienced Adoption, Bankruptcy attorney in San Francisco, CA with 14 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
24,85
star star star star star
4.1/5
Avvo
4.1
14 Reviews
star star star star star
06 Oct, 2024 by Anonymous
Mr Graham's performance on my case was shocking. He repeatedly demonstrated a dangerous lack of attention to detail generating error ridden discovery documents and a frustrating inability to comprehend simple financial transactions. Despite enormous fees, Mr. Graham achieved little to nothing on my behalf.
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10 Aug, 2021 by Anonymous
He’s a nice guy but he does not have a productive bone in his body. His paralegal and him would charge for opening emails and not respond to opposing counsel. You would do much better setting out of correct without Andrew representing you. He will collect $19k in two months without making any progress on your case.
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14 Jan, 2020 by Kimberly
Andrew is very honest, he calls it as he sees it. He is straight forward very professional. He seeks out the facts and is very quick to point out the points of the case. He's a husband and a father and knows family values. He doesn't let his ego get in the way when dealing with attorneys he sticks to what's best for the family. Andrew is confident and professional and handles himself remarkably well.
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Barbara S. Lam, experienced Bankruptcy attorney in San Francisco, CA with 94 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
20,55
star star star star star
3.9/5
Google Maps
3.9
94 Reviews
star star star star star
30 Aug, 2024 by Dustin ball
Google Maps
star star star star star
28 Aug, 2024 by Tommy bailey
Google Maps
star star star star star
15 Aug, 2024 by Ninad ghody
Bunch of shady ambulance chasers
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Christopher Whang, experienced Bankruptcy, Business attorney in San Francisco, CA with 0 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
12,00
star star star star star
0.0/5
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Mark Epstein, experienced Bankruptcy, Real Estate attorney in San Francisco, CA with 0 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
8,00
star star star star star
0.0/5
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Robert Toshiro Kawamoto, experienced Bankruptcy, Family Law attorney in San Francisco, CA with 1 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,57
star star star star star
1.0/5
Avvo
1.0
1 Reviews
star star star star star
11 Feb, 2013 by Anonymous
This attorney takes your money and never show up in court or give you advice, Basically ruined my life.
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Judy Wei Yuan, experienced Bankruptcy, Business attorney in San Francisco, CA with 1 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,55
star star star star star
1.0/5
Google Maps
1.0
1 Reviews
star star star star star
22 Aug, 2023 by Kreyer family trust
This man is a horrible lawyer, as far as I’m concerned he is a criminal, and a bully - he billed my family over $80,000 and didn’t fight to present crucial evidence when it came down to the wire.. He is a liar, a megalomaniac, a horrible person, and I would absolutely NOT recommend him unless your willing to waste tens of thousands of dollars to listen to him lecture and insult you while telling you crucial evidence is worthless. He abandoned me twice during hearings he promised to appear for, as he said he would not leave me out to dry - yet abandoned me day of the trials/hearings and I lost horribly due to his malpractice and misrepresentation of his skill set I went in on my own for trial and was ten times more effective than he was in all three years of his representation combined! I will gladly share more information with anyone considering hiring Wallace. Unlike him, I’m not scared to present it. He has threatened to sue me for defamation when he knows he’s failed me as an attorney - the only thing he did well was a deposition - which Yorker a ton of evidence he never presented. This man is a joke and a hot head - do not waste your money or energy depending on him to do the honest Abe ethical thing. Feel free to message me for further detail and evidence. I’m reporting him to the bar and trying to recover the money wasted on this man’s ego.
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Todd Benjamin Holvick, experienced Bankruptcy, Tax attorney in San Francisco, CA with 0 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,00
star star star star star
0.0/5
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Julia Lees Allen, experienced Bankruptcy, Litigation attorney in San Francisco, CA with 0 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,00
star star star star star
0.0/5
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Keith Foster Carr, experienced Bankruptcy, Divorce attorney in San Francisco, CA with 0 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,00
star star star star star
0.0/5
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Alex Megeredchian, experienced Bankruptcy, Business attorney in San Francisco, CA with 0 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,00
star star star star star
0.0/5
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Kent O. Kirmaci, experienced Bankruptcy, Business attorney in San Francisco, CA with 0 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,00
star star star star star
0.0/5
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Robert Edward Clark, experienced Bankruptcy, Litigation attorney in San Francisco, CA with 0 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,00
star star star star star
0.0/5
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Joseph B. Angelo, experienced Bankruptcy, Real Estate attorney in San Francisco, CA with 0 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,00
star star star star star
0.0/5
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J. Michael Kelly, experienced Bankruptcy attorney in San Francisco, CA with 0 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,00
star star star star star
0.0/5
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FAQs
Questions? We have answers

What a Bankruptcy Lawyer Can Do for You

A bankruptcy lawyer specializes in helping individuals and businesses manage overwhelming debt by filing for bankruptcy or exploring alternatives to bankruptcy. They guide clients through the complex legal process of discharging or restructuring debts, represent them in court, and work to protect assets such as homes and cars. Bankruptcy lawyers can also help stop creditor harassment, wage garnishment, and foreclosures through bankruptcy protections.

If you're facing financial hardship, a bankruptcy lawyer can help you decide whether filing for bankruptcy is the right option and assist you through the legal process.

When Should I Hire a Bankruptcy Lawyer?

You should consider hiring a bankruptcy lawyer in the following situations:

  • Unmanageable debt: If you're unable to pay your bills and debts are piling up, a lawyer can help you explore options such as Chapter 7 or Chapter 13 bankruptcy.
  • Foreclosure or repossession: If your home is at risk of foreclosure or your vehicle is in danger of being repossessed, a bankruptcy lawyer can help you use bankruptcy protections to prevent this and potentially reorganize your debts.
  • Wage garnishment: If your wages are being garnished, filing for bankruptcy can stop garnishments and allow you to regain control of your finances.
  • Creditor harassment: If creditors are constantly calling or sending collection notices, a bankruptcy lawyer can stop these actions by filing for bankruptcy, which enacts an automatic stay that halts collection activities.
  • Small business debt: If your business is struggling with debt and cannot meet financial obligations, a lawyer can help you file for Chapter 11 (reorganization) or Chapter 7 (liquidation) bankruptcy.
  • Medical debt or credit card debt: If you have large amounts of unsecured debt like medical bills or credit card balances, a bankruptcy lawyer can help you seek relief through Chapter 7 or Chapter 13 bankruptcy.

Hiring a bankruptcy lawyer early in the process can prevent further financial damage and help you choose the best legal option for debt relief.

What Does a Bankruptcy Lawyer Do?

A bankruptcy lawyer provides a range of services to help individuals and businesses handle their debts. Their responsibilities often include:

  • Evaluating your financial situation: Assessing your income, assets, debts, and expenses to determine if bankruptcy is the right option and which type of bankruptcy (Chapter 7, Chapter 13, or Chapter 11) best suits your situation.
  • Filing bankruptcy petitions: Preparing and filing the necessary documents to initiate your bankruptcy case, ensuring that all legal requirements are met.
  • Stopping creditor harassment: Once the bankruptcy case is filed, an automatic stay is enacted, which stops creditors from pursuing collection efforts. A lawyer ensures this protection is applied immediately.
  • Representing you in court: Representing you in court proceedings, including meetings with creditors and any hearings related to your case.
  • Negotiating with creditors: In Chapter 13 or Chapter 11 bankruptcies, negotiating a repayment plan that restructures your debts and allows you to manage payments more effectively.
  • Advising on asset protection: Guiding you on how to protect certain assets, such as your home or retirement savings, through available bankruptcy exemptions.
  • Explaining the impact on your credit: Informing you about how bankruptcy will affect your credit and advising on steps to rebuild your credit post-bankruptcy.

How Are Bankruptcy Lawyers Paid?

Bankruptcy lawyers typically charge for their services in different ways depending on the complexity of the case and the type of bankruptcy being filed. Common payment structures include:

  • Flat fee: Many bankruptcy lawyers charge a flat fee for handling Chapter 7 or Chapter 13 bankruptcy cases. This fee usually covers the entire process, from preparing and filing paperwork to representing you in court.
  • Hourly rate: For more complex cases, such as Chapter 11 bankruptcy (often used by businesses), some lawyers charge an hourly rate. Hourly rates typically range from $150 to $500 or more.
  • Retainer: In cases where ongoing legal services are required, such as in Chapter 11 bankruptcies or complex Chapter 13 cases, a lawyer may request a retainer, which is an upfront payment billed against as the lawyer works on the case.

It’s important to discuss fees with your lawyer upfront, as bankruptcy law requires lawyers to disclose all fees and ensure they are reasonable and fair.

How Much Does a Bankruptcy Lawyer Cost?

The cost of hiring a bankruptcy lawyer varies depending on the type of bankruptcy and the complexity of the case. General cost estimates include:

  • Chapter 7 bankruptcy: For individuals, legal fees usually range from $1,000 to $3,500. This flat fee generally covers the entire process.
  • Chapter 13 bankruptcy: For individuals filing Chapter 13, legal fees typically range from $2,500 to $6,000. This cost is higher because of the additional work required to create and manage the repayment plan.
  • Chapter 11 bankruptcy (for businesses): Chapter 11 bankruptcy is more complex and usually more expensive, with legal fees ranging from $10,000 to $50,000 or more, depending on the size of the business and the complexity of the debt restructuring.
  • Filing fees: In addition to legal fees, there are also court filing fees, which are $338 for Chapter 7 and $313 for Chapter 13 as of 2024.

Always ask for a detailed cost estimate during your consultation to understand what services are included and whether payment plans are available.

Top Questions to Ask a Bankruptcy Lawyer

Before hiring a bankruptcy lawyer, it’s important to ask key questions to ensure they have the experience and knowledge to handle your case effectively. Key questions to ask include:

  1. What experience do you have with bankruptcy cases?
    Ensure the lawyer has experience handling cases similar to yours, whether it's Chapter 7, Chapter 13, or Chapter 11 bankruptcy.
  2. How do you charge for your services?
    Clarify whether the lawyer charges a flat fee or hourly rate, and ask for a detailed breakdown of costs, including filing fees and additional expenses.
  3. Which type of bankruptcy is best for me?
    Ask the lawyer to explain whether Chapter 7, Chapter 13, or Chapter 11 is the best option based on your financial situation and long-term goals.
  4. What debts can be discharged?
    Ask which of your debts will be forgiven through bankruptcy and which debts (such as certain taxes or student loans) may not be dischargeable.
  5. How long will the process take?
    Bankruptcy cases can take time to resolve, so ask the lawyer how long they expect the process to last, from filing to discharge.
  6. Will I be able to keep my assets?
    Ask if you will be able to keep important assets, such as your home or car, and what exemptions might apply.
  7. What happens after bankruptcy?
    Ask about the impact of bankruptcy on your credit score and what steps you can take to rebuild your credit after the bankruptcy is finalized.

How to Check the Credibility of a Bankruptcy Lawyer

To ensure you are hiring a reputable bankruptcy lawyer, follow these steps to verify their credentials and track record:

  • Verify their bar status: Check with your state bar association to confirm that the lawyer is licensed to practice law and has no history of disciplinary actions.
  • Look for bankruptcy experience: Review the lawyer’s website or professional profile to ensure they specialize in bankruptcy law and have successfully handled cases like yours.
  • Read client reviews and testimonials: Look for client reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s professionalism and ability to handle bankruptcy cases.
  • Ask for references: A reputable lawyer should be able to provide references from past clients who have worked with them on bankruptcy matters.
  • Check for certifications or memberships: Look for lawyers who are members of organizations such as the National Association of Consumer Bankruptcy Attorneys (NACBA) or who have specialized bankruptcy law certifications.

What Should I Prepare for My First Consultation?

To get the most out of your first consultation with a bankruptcy lawyer, it’s important to come prepared with relevant documents and information. Here’s what you should bring:

  • List of debts: Prepare a detailed list of all your debts, including credit cards, personal loans, medical bills, and any secured debts such as mortgages or car loans.
  • Income and expense records: Bring documents that show your current income, such as pay stubs or tax returns, and a list of your monthly expenses, including rent, utilities, and other essential costs.
  • Asset information: Provide information on any assets you own, such as your home, car, investments, or other valuable property.
  • Credit reports: If possible, bring copies of your credit reports to give the lawyer a clear view of your financial situation.
  • Questions for the lawyer: Prepare a list of questions you have about the bankruptcy process, the lawyer’s fees, and what to expect after filing for bankruptcy.

By preparing thoroughly for your consultation, you can help the lawyer assess your situation more effectively and provide the best possible legal advice tailored to your needs.

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