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31 Oct, 2024 by Alberto camacho
Douglas is a very professional attorney representing my son, I’ll recommend to anyone who needs a good lawyer! Thank you Douglas.
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18 Sep, 2024 by Michael r
I contacted Michael Franco after I had a chapter 13 case dismissed due to not being able to keep up with the payment plan. I explained to the previous lawyer at the time of my situation and how complex it was. I informed the lawyer that I would not be able to keep up with the payment that they felt was suitable because of my average gross they calculated at the time. I explained that my salary would fluctuate in upcoming months. The lawyer explained to me that there was no other option other than a chapter 13 because of my base salary being over California’s median income, not taking all my expenses and deductions into consideration and chapter 7 would not be an option. After my case was dismissed , I found Michael Franco and gave him a call and spoke to him personally. I explained to Michael how complicated my situation was and my previous experience with the other lawyer, hoping there would be another option. After speaking to Michael and submitting a few documents, Michael was confident he would be able to help me and I would be able to file a chapter 7. We immediately went over all my expenses and deductions. From the beginning Michael made the process easy and understanding. Michael definitely takes pride in his work and truly wants to help people who are struggling financially. I’m beyond grateful I found Michael and put all my trust in him because he delivered. My Chapter 7 was granted and discharged! I can’t thank him enough. All my stress from my finances completely went away thanks to Michael. Now I have a fresh start and have an opportunity to make better choices . I definitely recommend Michael Franco to anyone struggling financially and wanting a fresh start. If anyone wants an honest, professional , experienced Lawyer Michael is definitely the one for you!
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20 Aug, 2024 by Justyn cry
I called in to get some info and Michael was extremely helpful and even more knowledgeable. I learned so much from our 10 minute phone call which gave me enough info I needed to make a decision. I feel like he really takes care of his customers and actually cares about our success.
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31 Oct, 2024 by Alberto camacho
Douglas is a very professional attorney representing my son, I’ll recommend to anyone who needs a good lawyer! Thank you Douglas.
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18 Sep, 2024 by Michael r
I contacted Michael Franco after I had a chapter 13 case dismissed due to not being able to keep up with the payment plan. I explained to the previous lawyer at the time of my situation and how complex it was. I informed the lawyer that I would not be able to keep up with the payment that they felt was suitable because of my average gross they calculated at the time. I explained that my salary would fluctuate in upcoming months. The lawyer explained to me that there was no other option other than a chapter 13 because of my base salary being over California’s median income, not taking all my expenses and deductions into consideration and chapter 7 would not be an option. After my case was dismissed , I found Michael Franco and gave him a call and spoke to him personally. I explained to Michael how complicated my situation was and my previous experience with the other lawyer, hoping there would be another option. After speaking to Michael and submitting a few documents, Michael was confident he would be able to help me and I would be able to file a chapter 7. We immediately went over all my expenses and deductions. From the beginning Michael made the process easy and understanding. Michael definitely takes pride in his work and truly wants to help people who are struggling financially. I’m beyond grateful I found Michael and put all my trust in him because he delivered. My Chapter 7 was granted and discharged! I can’t thank him enough. All my stress from my finances completely went away thanks to Michael. Now I have a fresh start and have an opportunity to make better choices . I definitely recommend Michael Franco to anyone struggling financially and wanting a fresh start. If anyone wants an honest, professional , experienced Lawyer Michael is definitely the one for you!
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20 Aug, 2024 by Justyn cry
I called in to get some info and Michael was extremely helpful and even more knowledgeable. I learned so much from our 10 minute phone call which gave me enough info I needed to make a decision. I feel like he really takes care of his customers and actually cares about our success.
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08 Aug, 2024 by Joshua
Norma and her team did a fantastic job of helping me navigate through my bankruptcy. Her expertise and professionalism were both top notch. If you're looking for a great, honesty bk attorney in So Cal, look no further than Nora and her team!
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21 Dec, 2023 by Elizabeth
I highly recommend The Attorney Norma Duenas and her team. They were very helpful and patient with me, as I was not only going through financial difficulties but also emotional and health. They helped me get through this process very smoothly, and professionally.
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06 Oct, 2023 by Raymond
Title: Exceptional Legal Service with a Personal Touch Review: I am incredibly grateful to have found Southern California Law Advocates for my bankruptcy case. Their professionalism, coupled with an unwavering dedication to their clients, is truly commendable. From the moment I contacted their office, I encountered kindness and a genuine willingness to help. The complexity of bankruptcy laws can be overwhelming, but Norma, the lead attorney, and Julie, her talented and patient paralegal were adept at simplifying these intricacies. They provided me with clear, concise explanations, ensuring I understood every aspect of my case. The entire process was handled meticulously, and I was kept informed at every step. The communication was flawless - they were always prompt in responding to my queries and provided timely updates on my case. Their proactive approach left no room for confusion or anxiety. What sets Southern California Law Advocates apart is their personal touch. They not only represented me legally but also supported me emotionally throughout this challenging phase. They acknowledged my concerns, validated my feelings, and reassured me, making me feel seen and heard. The outcome of my bankruptcy case has been overwhelmingly positive, thanks to their exceptional legal insight and expertise. The relief I feel now is indescribable. My financial burdens have been alleviated, allowing me to start afresh, all thanks to the tireless efforts of Norma and Julie. In conclusion, I cannot recommend Southern California Law Advocates enough. Their comprehensive knowledge of bankruptcy laws, combined with their empathetic approach, makes them the ideal choice for anyone navigating the murky waters of bankruptcy. Their services are worth every penny, and I am confident that anyone who chooses them for their legal needs will be as satisfied as I am.
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14 Aug, 2024 by Matthew
Rex is an amazing lawyer! He is knowledgeable and was able to answer all of my questions throughout the entire process. If you're looking for a lawyer who actually cares about his clients, I highly recommend Rex!
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25 Jun, 2024 by Anonymous
Discharged and closed those are the two best words you'll ever hear and rex made it happen in 4 months. My case was not easy since I had home and auto but I was able to keep both. Thank you for all your help, advice to all going thru this stay the course stay positive rex is there with you throughout the case cannot recommend enough to this man.
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05 Feb, 2024 by Jennifer
Mr. Tran was efficient, quick & very affordable. Messages sent to him were always responded to in a timely matter that was understandable. He is patient & truly cares about your needs & will work with you to resolve any and all questions. I highly recommend his law firm & services for all of your bankruptcy needs. He treats you with respect & will make your experience a seamless one.
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10 Aug, 2013 by Ken simms
At the time I met Misty I was involved in a complicated Bankruptcy case pertaining to Probate matters that had been in dispute for three years. My court case at that time had cost me in the upper dollar amount of 80K, paying three pervious attorneys to defend me. Due to the complications of my Bankruptcy and Probate case none of my previous three attorneys seemed to know how to end the case filed against me so that I could have my Bankruptcy approved and Probate case closed. After meeting with Misty she explained the complications of my case. The litigants who filed the case against me were using the Bankruptcy courts to continue their Probate arguments thus effectively not allowing me to complete my Bankruptcy and settle the Probate case. I was being audited by the U.S. Trustee and sued in Bankruptcy Court for probate matters. Misty immediately contacted the U.S. Trustee who was auditing me, meeting all the Audit requirements she was able to have my Bankruptcy audit approved with no penalties or disagreements all within weeks. She then began to work on a strategy to have my Bankruptcy converted to a Chapter 13 that effectively ended the dispute regarding the Probate case. Misty strategy worked my Bankruptcy was approved and the Probate case that had been an open court case for three years was settle and approved also. I personally be leave if Misty was my attorney during the initial opening of my case it would not had lasted three years and cost me 80K. Her dedication to clients, her morals and honesty far exceeds her peers. Misty is an attorney that sees more than a client, she involves her self in a case as if it were personal and treats her clients like family, she is an attorney that takes action and truly wants a resolution in the best interest of her client.
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15 May, 2013 by Stephen
Misty was outstanding in helping me with my bankruptcy. In the course of my business (real estate), I have worked with many lawyers, and in general I do not have a high opinion of attorneys. Misty is an exception - not only did she handle my complex case (dozens of assets, 30+ creditors, community property issues) very skillfully, she also managed my fears and concerns with compassion and understanding. When a creditor unexpectedly disputed the bk, she helped me in my decision to settle. I have referred her since to my clients, and she did an outstanding job for them as well, in filing some removals of liens.
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15 May, 2013 by Mark
Misty Ann Perry-Isaacson helped my wife and I during a difficult time. We had to declare bankruptcy and she helped us get through it. We weren't sure if it would affect our business or how it would affect our lives. She was very professional, knowledgeable and compassionate. I would highly recommend her to anyone that was in our position. She made everything very easy to understand and kept us updated as we waited for the bankruptcy to be discharged.
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17 Mar, 2012 by Anonymous
Brad was very professional and kept us well informed with the proceedings of our case. I would recommend Brad to any of my friends or business associates who are looking at the possibility of filing bankruptcy.
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01 Feb, 2012 by Bjh
Bankruptcy is an emotional decision and difficult for the average person to understand. Brad made the whole process much easier to navigate. He is knowledgeable while showing empathy and yet professional at all times; rare qualities in a lawyer! Everything was explained to me (and sometimes more than once). I knew what was happening and when. Everything went exactly as I was told. He is extremely knowledgeable, ethical, and always professional. I would recommend Brad to anyone who needs an attorney.
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31 Jan, 2012 by Anne
We are so glad we followed our friend's advice (she is also an attorney) and hired Brad to walk us through our bankruptcy. Without him, we would have been lost! Brad told us what information needed to be gathered, then he and his team did the rest. I cannot fathom how overwhelming it would be to go though this process alone...
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05 Jan, 2023 by Ted mon
Patton Law delivered to us a comprehensive trust and was very helpful in finalizing the documents in a timely manner. It was very comfortable working with them and plan to use there services in the future...
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01 May, 2012 by Gary
Attorney Recchia told me in advance what his services would cost. I was impressed with his responsiveness to my emails and phone messages. My case was settled in the very manner he told me it would. I would definitely recommend this attorney.
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10 Jul, 2024 by Anahi
Wail and his staff are unlike any other! From the moment I requested an appointment, Desire was very kind, understanding and with great customer service. I was provided with an appointment the following day ( Thursday ) didn’t expect to be seen or to be helped since my court date was Monday. I had been dealing with a Domestic Violence case that was overlooked by Orange County court house in January. Not only did Wail reopen my case, but also helped me with child custody. Wail and his staff ( Jennifer, Marlene and Alex) are very knowledgeable, professional, and detailed. They were all very clear about the process and always answered any questions I had. I am forever thankful with each one of them! I had court this past Monday, 7/8 and can say Wail did help me get what he said he would. He is very professional, confident, driven and tough when needed during court hearing. I am so glad my friend Paige referred him. My case was settled and can say it exceeded my expectations!!! Thank you Wail and Staff for all of your help.
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08 Jul, 2024 by Esmeralda diaz
Going through court can always be stressful, but with sarieh family law as my defense team it was a great experience. They helped me the whole way from start to finish and they helped me if anytime i was feeling confused or anxious. Always assuring me that it would go great and it always did.
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24 Apr, 2024 by Paige schreiber
I highly recommend Wail and his team. He has great attention to detail and has a strong presence in the court room. He has the ability to recall all the details in your case and has great strategy in the court room. Not only does he have a great, relatable personality, he will fight endlessly for a favorable outcome. Words cannot begin to express how much I appreciate Wail and his team for their knowledge, patience, and understanding. Thank you Wail, Marlene, and the entire team at Sarieh Law!
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11 Jul, 2024 by Ricardo cubias
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11 Jul, 2024 by Atilio garcia saravia
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11 Jul, 2024 by Blanca de anda
Ella es la mejor abogada que e conocido, se preocupa por tu bienestar y te ayuda a obtener justicia para ti, hizo el processo mas facil y seguro. GRACIAS! She is the best attorney I know, she cares about your well being and getting you the justice you deserve, she made the process easy and certain, THANK YOU!
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11 Sep, 2015 by Anonymous
I had the unfortunate experience of using this attorney for my divorce. Divorce is hard enough, but this attorney was unorganized, documents not filed in timely manner and rude. I wish I would have done more research on her.
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30 Apr, 2013 by Henryetta
Ms. Ceron was attentive and knowleadgeable about the laws that would help my case. She has no-nonsense attitude and will be truthful about your case. She allowed me to see the bright side of what initially began as a doomed beginning. I am currently utilizing her services and will continue to refer her services to others in need of an excellent attorney.
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16 Apr, 2013 by Rosie williams
I went through what woud have been a really nasty divorce if it wasn't for Patricia. Recommended to me through my employer, she sat me down and listened to what was happening with me, took notes and then came up a fair agreement. She was straight forward and to the point on all aspects of my divorce and worked out a very resonable agreement which made our split clean and without a lot of drama. She kept me in the loop every step of the way and made this difficult time much easier to bare, without stress. Patricia is professional, organized, honest and let me know exactly what to expect. I would highly recommend her. Save yourself from the grief, hire her! She will be there for you and you will not regret it!
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14 Feb, 2019 by Christopher
I hired Brian to file a chapter 7 in 2017. When you hire a bankruptcy attorney, you assume they understand all the laws according to the county they are practicing in, right? Not Brian! After all was said and done, the back taxes that were supposed to be included in my chapter 7, were not discharged. You can only discharge taxes from 3 years back. But because I had filed an extension with the IRS, the date I was told by Brian to file was incorrect. He told me that I should file 3 years from the date of acceptance by the IRS. But that was incorrect according to the laws set by the IRS. It should have been 3 years from the extension date. Im now still liable for the taxes, and Brian did nothing to correct the situation, nor offer to refund me for the service I paid him to be an expert in. When you hire someone, you assume they know ALL the laws of bankruptcy. This guy is just pumping out, like a bankruptcy mill, with no attention to details. Thanks for nothing Brian.
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26 Aug, 2015 by Brenda
I have consulted and hired Mr. Soo Hoo, and his staff were very professional and delivered on all information provided. I would highly recommend him to anyone!
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17 May, 2013 by Anonymous
If you need the best Bankruptcy attorney look no further than Brain J. Soo-Hoo. He's an attorney that will not only get your cases settled quickly and efficiently, he's able to get the best results. Unlike all these other attorneys who neglect to pick up their phone, you're going to be speaking to him directly. No matter what kind of situation you are in he will take care of you. He also made time for me over a weekend when I was too busy with work to come in on a weekday. I definitely recommend Mr. Soohoo. Thank you for taking care of us!
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07 Aug, 2024 by Steven arzola
This is where the person that talked to me on the phone you should take some sensitivity training even after I told you my disability you still were rude to me and you should call people maybe not a half hour before you're going to go home for you want to be such a nice person you know when you're going to be homeless which you probably never have a lady you didn't know what it's like so you don't care that's why I hung up on you
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28 Jul, 2024 by Jason reid
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11 May, 2024 by Nick martell
Due to PLC reached out to me and hashing out my original complaint. I have re-evaluated my opinion of this organization.
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What a Bankruptcy Lawyer Can Do for You

A bankruptcy lawyer specializes in helping individuals and businesses manage overwhelming debt by filing for bankruptcy or exploring alternatives to bankruptcy. They guide clients through the complex legal process of discharging or restructuring debts, represent them in court, and work to protect assets such as homes and cars. Bankruptcy lawyers can also help stop creditor harassment, wage garnishment, and foreclosures through bankruptcy protections.

If you're facing financial hardship, a bankruptcy lawyer can help you decide whether filing for bankruptcy is the right option and assist you through the legal process.

When Should I Hire a Bankruptcy Lawyer?

You should consider hiring a bankruptcy lawyer in the following situations:

  • Unmanageable debt: If you're unable to pay your bills and debts are piling up, a lawyer can help you explore options such as Chapter 7 or Chapter 13 bankruptcy.
  • Foreclosure or repossession: If your home is at risk of foreclosure or your vehicle is in danger of being repossessed, a bankruptcy lawyer can help you use bankruptcy protections to prevent this and potentially reorganize your debts.
  • Wage garnishment: If your wages are being garnished, filing for bankruptcy can stop garnishments and allow you to regain control of your finances.
  • Creditor harassment: If creditors are constantly calling or sending collection notices, a bankruptcy lawyer can stop these actions by filing for bankruptcy, which enacts an automatic stay that halts collection activities.
  • Small business debt: If your business is struggling with debt and cannot meet financial obligations, a lawyer can help you file for Chapter 11 (reorganization) or Chapter 7 (liquidation) bankruptcy.
  • Medical debt or credit card debt: If you have large amounts of unsecured debt like medical bills or credit card balances, a bankruptcy lawyer can help you seek relief through Chapter 7 or Chapter 13 bankruptcy.

Hiring a bankruptcy lawyer early in the process can prevent further financial damage and help you choose the best legal option for debt relief.

What Does a Bankruptcy Lawyer Do?

A bankruptcy lawyer provides a range of services to help individuals and businesses handle their debts. Their responsibilities often include:

  • Evaluating your financial situation: Assessing your income, assets, debts, and expenses to determine if bankruptcy is the right option and which type of bankruptcy (Chapter 7, Chapter 13, or Chapter 11) best suits your situation.
  • Filing bankruptcy petitions: Preparing and filing the necessary documents to initiate your bankruptcy case, ensuring that all legal requirements are met.
  • Stopping creditor harassment: Once the bankruptcy case is filed, an automatic stay is enacted, which stops creditors from pursuing collection efforts. A lawyer ensures this protection is applied immediately.
  • Representing you in court: Representing you in court proceedings, including meetings with creditors and any hearings related to your case.
  • Negotiating with creditors: In Chapter 13 or Chapter 11 bankruptcies, negotiating a repayment plan that restructures your debts and allows you to manage payments more effectively.
  • Advising on asset protection: Guiding you on how to protect certain assets, such as your home or retirement savings, through available bankruptcy exemptions.
  • Explaining the impact on your credit: Informing you about how bankruptcy will affect your credit and advising on steps to rebuild your credit post-bankruptcy.

How Are Bankruptcy Lawyers Paid?

Bankruptcy lawyers typically charge for their services in different ways depending on the complexity of the case and the type of bankruptcy being filed. Common payment structures include:

  • Flat fee: Many bankruptcy lawyers charge a flat fee for handling Chapter 7 or Chapter 13 bankruptcy cases. This fee usually covers the entire process, from preparing and filing paperwork to representing you in court.
  • Hourly rate: For more complex cases, such as Chapter 11 bankruptcy (often used by businesses), some lawyers charge an hourly rate. Hourly rates typically range from $150 to $500 or more.
  • Retainer: In cases where ongoing legal services are required, such as in Chapter 11 bankruptcies or complex Chapter 13 cases, a lawyer may request a retainer, which is an upfront payment billed against as the lawyer works on the case.

It’s important to discuss fees with your lawyer upfront, as bankruptcy law requires lawyers to disclose all fees and ensure they are reasonable and fair.

How Much Does a Bankruptcy Lawyer Cost?

The cost of hiring a bankruptcy lawyer varies depending on the type of bankruptcy and the complexity of the case. General cost estimates include:

  • Chapter 7 bankruptcy: For individuals, legal fees usually range from $1,000 to $3,500. This flat fee generally covers the entire process.
  • Chapter 13 bankruptcy: For individuals filing Chapter 13, legal fees typically range from $2,500 to $6,000. This cost is higher because of the additional work required to create and manage the repayment plan.
  • Chapter 11 bankruptcy (for businesses): Chapter 11 bankruptcy is more complex and usually more expensive, with legal fees ranging from $10,000 to $50,000 or more, depending on the size of the business and the complexity of the debt restructuring.
  • Filing fees: In addition to legal fees, there are also court filing fees, which are $338 for Chapter 7 and $313 for Chapter 13 as of 2024.

Always ask for a detailed cost estimate during your consultation to understand what services are included and whether payment plans are available.

Top Questions to Ask a Bankruptcy Lawyer

Before hiring a bankruptcy lawyer, it’s important to ask key questions to ensure they have the experience and knowledge to handle your case effectively. Key questions to ask include:

  1. What experience do you have with bankruptcy cases?
    Ensure the lawyer has experience handling cases similar to yours, whether it's Chapter 7, Chapter 13, or Chapter 11 bankruptcy.
  2. How do you charge for your services?
    Clarify whether the lawyer charges a flat fee or hourly rate, and ask for a detailed breakdown of costs, including filing fees and additional expenses.
  3. Which type of bankruptcy is best for me?
    Ask the lawyer to explain whether Chapter 7, Chapter 13, or Chapter 11 is the best option based on your financial situation and long-term goals.
  4. What debts can be discharged?
    Ask which of your debts will be forgiven through bankruptcy and which debts (such as certain taxes or student loans) may not be dischargeable.
  5. How long will the process take?
    Bankruptcy cases can take time to resolve, so ask the lawyer how long they expect the process to last, from filing to discharge.
  6. Will I be able to keep my assets?
    Ask if you will be able to keep important assets, such as your home or car, and what exemptions might apply.
  7. What happens after bankruptcy?
    Ask about the impact of bankruptcy on your credit score and what steps you can take to rebuild your credit after the bankruptcy is finalized.

How to Check the Credibility of a Bankruptcy Lawyer

To ensure you are hiring a reputable bankruptcy lawyer, follow these steps to verify their credentials and track record:

  • Verify their bar status: Check with your state bar association to confirm that the lawyer is licensed to practice law and has no history of disciplinary actions.
  • Look for bankruptcy experience: Review the lawyer’s website or professional profile to ensure they specialize in bankruptcy law and have successfully handled cases like yours.
  • Read client reviews and testimonials: Look for client reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s professionalism and ability to handle bankruptcy cases.
  • Ask for references: A reputable lawyer should be able to provide references from past clients who have worked with them on bankruptcy matters.
  • Check for certifications or memberships: Look for lawyers who are members of organizations such as the National Association of Consumer Bankruptcy Attorneys (NACBA) or who have specialized bankruptcy law certifications.

What Should I Prepare for My First Consultation?

To get the most out of your first consultation with a bankruptcy lawyer, it’s important to come prepared with relevant documents and information. Here’s what you should bring:

  • List of debts: Prepare a detailed list of all your debts, including credit cards, personal loans, medical bills, and any secured debts such as mortgages or car loans.
  • Income and expense records: Bring documents that show your current income, such as pay stubs or tax returns, and a list of your monthly expenses, including rent, utilities, and other essential costs.
  • Asset information: Provide information on any assets you own, such as your home, car, investments, or other valuable property.
  • Credit reports: If possible, bring copies of your credit reports to give the lawyer a clear view of your financial situation.
  • Questions for the lawyer: Prepare a list of questions you have about the bankruptcy process, the lawyer’s fees, and what to expect after filing for bankruptcy.

By preparing thoroughly for your consultation, you can help the lawyer assess your situation more effectively and provide the best possible legal advice tailored to your needs.

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