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08 Aug, 2024 by Martina de los santos
Karra is absolutely amazing. She's professional, honest, very thorough with excellent follow up and she will make sure you know all the information you need to see your case through completion. My schedule is very tight and her patience and consideration cannot go unmentioned. I can go on and on. This woman changed my life. I had tears of joy!! Beyond 5 stars!! THANK YOU :)
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24 Jun, 2024 by Scorley rosa
Karra was so helpful and very communicative. She was always keeping me updated with the dispute process. I would definitely recommend her excellent service.
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02 Jun, 2024 by Jeff clark
After doing research for someone to help me with credit reporting issues and inaccuracies, I am so happy I found Karra. She is honest, very well educated in this field and answered all of my questions. I just felt comfortable with her compared to the other people in this field. She gets the job done.
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5.0
21 Reviews
02 Oct, 2024 by Jennifer
My husband and I hired Mr. Hollender for a legal matter. He was very professional, helped to ease our worries, and pleasant to work with. Mr. Hollender is extremely knowledgeable and it was much appreciated.
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11 Aug, 2023 by Anonymous
Mr. Hollender took the time out of his busy schedule to speak with me at length on the phone and without an appointment. He offered honest advice and knew exactly what I was feeling without me saying it. I highly recommend him - not only for his professionalism and expertise, but for being a kind and genuine human being.
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01 Aug, 2023 by Keith
Paul was very supportive and informative through out the entire process which made me feel at ease. He was friedndly and a courteous professional. I searched for a bankruptcy lawyer for about two months and I was fortunate to find a lawyer like Paul.
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5.0
20 Reviews
4.4
35 Reviews
25 Nov, 2024 by Anthony castro
Mr. Katsnelson provided outstanding help and guidance in getting my impactful ticket dismissed in a virtual NJ municipal court. His expertise and clear communication made the process stress-free, and he ensured my license stayed unrestricted. No need to read further, he is the lawyer for you! I highly recommend him!
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06 May, 2024 by S b
Whether your case is a misdemeanor or homicide Yan gives every detail of the case full attention and treats all with respect and dignity. He is communicative with clients and families and is not afraid to fight for his client's rights. Highly recommend
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02 Dec, 2023 by John nielsen
14 Nov, 2024 by Juliette
Thanks to Attorney Sanchez’s expertise and commitment, my husband’s immigration process went smoothly and successfully. I highly recommend her services to anyone seeking an experienced, reliable, and compassionate immigration attorney. She took the time to thoroughly explain the entire process, outlining each step so I knew exactly what to expect.
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14 Nov, 2024 by Isa
Agradecemos a todo el equipo de trabajo de la fundacion "LA VOZ" de la Abogada Viviana Sanchez por la Excelente labor al realizar todos los tramites en mi proceso de asilo con una respuesta fue ASILO APROBADO.
Viviana gracias, por su comprensión, paciencia y dedicación.
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13 Oct, 2024 by Anonymous
How can i contact you?
On WhatsApp or email?
I want to contact you online, .....
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17 Sep, 2024 by Yermina
Beata Gardel was very helpful and knowledgeable, she had helped me from start to finish on my immigration papers, I’m a US citizen now. I look at her as my friend, she is very caring.
Recommend highly.
Yermina
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08 Mar, 2022 by Piotr
Beata was very knowledgeable from the start to the finish with my not easy coop sales. I highly recommend her for any real estate transaction. Thank you Beata again.
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20 Aug, 2024 by Erica
Jay helped me get my business up and running. Made sure we were protected from all ends, and will continue to do so!
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08 Jan, 2024 by Ray levato
Jay Meyers was referred to me by another bankruptcy lawyer who did not want to take on my case (too complicated, of course). Jay came very highly recommended.
No one ever plans to get into financial problems and become financially desperate but life happens. Those who experience this know that it is both physically and mentally crippling - the amount of stress can become unbearable. It really feels like the end of the world.
Never in a million years did I think I would ever have to file for bankruptcy but if I was ever going to file for bankruptcy boy am I glad that Jay was my lawyer. He really is the whole package! Jay has over 30 years of experience in his field, is fairly priced, and well-intentioned. I am one of those people that has an annoying amount of questions because I need to understand what and why I am doing things - Jay was always available to answer my many questions, always patient with me, explained everything to me in a way that simplified complicated things, and never made me feel like I was a burden. More importantly, he really helped me in my path to psychological recovery - I went from feeling like a failure (I felt like I failed my wife and kids), feeling embarrassed of myself, and from a nervous wreck to someone who was still struggling financially but was mentally healthier. Jay gave me reassurance and he also gave me hope! He helped me understand that there is a life past all of this and that he would help me get to a better place. AND HE DID!
Before I share the results of my case below, please don't kid yourselves. Yes - at the end of the day the results are what everyone remembers but let me tell you the journey to the results is equally as important. Jay's confidence, knowledge and experience with other clients really shows - he helped me keep it together throughout this extremely challenging process and reassured me along every step of the way. Jay helped me believe that everything was going to be okay. Think of Jay as the bankruptcy doctor - he'll save your financial life and do so with a 5-star bedside manner.
Thanks to Jay's experience, knowledge, and dedication the results of my case are better than I ever hoped for! I will forever be grateful to Jay for turning a dark, stressful and scary situation into an future with hope and opportunity for better. Jay helped me leave my mistakes behind me and start off with a clean slate to do right by my family and myself.
I hope that you never find yourselves in a situation to require Jay's services but in the case that you do HAVE ZERO DOUBT that Jay is the man you want by your side. He is worth every penny and more!!!
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23 Aug, 2022 by Richard
Jay Meyers is a knowledgeable & competent attorney whom I have retained for both personal & business matters. He is responsive, hardworking & persevering which gets the job done !! ... Would highly recommend ...
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09 Feb, 2025 by Evelyn rivera
07 Feb, 2025 by Deborah bencivenga
Ms Dow is extremely professional, knowledgeable and compassionate. Family Court is never a fun experience for anyone and having a advocate who will stand up and fight for me is essential . I researched other attorneys and kept circling back to Ms. Dow . Thankfully I was able to consult with her with the help of her assistant Caroline who is could not have been more patient , responsive and kind. She went out of her way to help me with all my questions and anything I needed to schedule the perfect consultation. I would wholeheartedly recommend Ms. Dow and her team to anyone in need of a Divorce, Family court attorney. She is Brilliant.
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06 Feb, 2025 by Nicole porcelli
I am beyond grateful to have had Dow Divorce Law by my side during a challenging time in my life. From the moment I walked into the office, and our first meeting, Adelola Sheralynn Dow made me feel welcomed and at ease, I can’t thank her and her staff enough for their support. Her office took the time to listen to my concerns and patiently walked me through every step of the legal process.
Throughout my case they were always just a phone call or email away. Their responsiveness was a breath of fresh air. I appreciated how they kept me in the loop updating me every step of the way.
It was clear that they genuinely cared about my situation and wanted the best possible outcome for me. Their expertise was evident, but it was their warm attentive personalities that truly set them apart. I never felt like just another client; I felt like a friend who was being cared for.
Throughout my case, Adelola Sheralynn Dow and Loui-Ann Davis-Rasul was not only my attorneys but also a confidant. Her office was always there to offer advice, encouragement, and even a few laughs when I needed them most. Their ability to balance professionalism with a personal touch made all the difference in what could have been a very stressful experience.
Thanks to Adelola Sheralynn Dow, Loui-Ann Davis-Rasul and the rest of the staff for all the hard work and dedication, we achieved a fantastic outcome. But what I cherish even more is the friendship we’ve built along the way. I can wholeheartedly say that if you’re looking for an attorney who truly cares about their clients and goes above and beyond, Dow Divorce is the one to choose. You won’t be disappointed!
Nicole P
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14 Jul, 2014 by Anonymous
My modification was handled terribly. We were promised the world but once our $4000 was handed over it was a different story. His assistant was unprofessional and lied all of the time. We rarely got to speak with Charles, only her. He parted ways with his partners after we hired him and he and assistant did not answer phone calls for several weeks. We were receiving threatening letters from our bank and our lawyers were ghosts. Finally they called me back after many many concerned calls, (weeks not days) From that moment on it was one fiasco after another. They got me a decent rate but failed to renegotiate my loan. The payments were only a few hundred dollars less than before and $100 less than our take home pay. We told said that we live in NYC with no property tax cap that our escrow would increase our mortgage again and they did not listen. How do we get along with less than a $100 after you pay your loan? Their answer was pay for a year and then refinance. Well that proved poor advice. all they had to do was ask the bank to extend our loan from the previous refinance before we finalized the mod. They could not be bothered with us because they already had our money. We have begged them to help us now because we know all they have to do is make one simple phone call and re open our case as our attorney that we PAID THEM FOR. But they refuse. I have to hire someone else since I cannot live this way and GUESS WHAT??? property tax and escrow went up as I told them it would. SO NO I DO NOT RECOMMEND THEM and it is sad because the people who sent me to them had a wonderful experience. Something happened to change the way he did business because every client I speak to that they took on when we were taken on have the same answers.
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26 Jul, 2013 by Anonymous
Charles Spinardi's office handled my bankruptcy very efficiently. His personnel were on top of everything throughout the whole dismal process (dismal because of the nature of the case). I could not have asked for nicer people working on my case and I really appreciated the service I received. He is now handling another matter for me and I am certain I will get the same excellent service.
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17 May, 2010 by Frank
Charles is a great attorney. After I lost my job Charles helped me to buy enough time to get back to work and eventually modify my loan. I was paying $2867 and my new payment is $1923. He made all my headaches and sleepless nights go away. I tried with some other company but they did not help me and then ended up closing their doors. I was skeptical about hiring somebody else but after a meeting with Charles I knew he was the right choice.
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FAQs
Questions? We have answers
What a Bankruptcy Lawyer Can Do for You
A bankruptcy lawyer specializes in helping individuals and businesses manage overwhelming debt by filing for bankruptcy or exploring alternatives to bankruptcy. They guide clients through the complex legal process of discharging or restructuring debts, represent them in court, and work to protect assets such as homes and cars. Bankruptcy lawyers can also help stop creditor harassment, wage garnishment, and foreclosures through bankruptcy protections.
If you're facing financial hardship, a bankruptcy lawyer can help you decide whether filing for bankruptcy is the right option and assist you through the legal process.
When Should I Hire a Bankruptcy Lawyer?
You should consider hiring a bankruptcy lawyer in the following situations:
- Unmanageable debt: If you're unable to pay your bills and debts are piling up, a lawyer can help you explore options such as Chapter 7 or Chapter 13 bankruptcy.
- Foreclosure or repossession: If your home is at risk of foreclosure or your vehicle is in danger of being repossessed, a bankruptcy lawyer can help you use bankruptcy protections to prevent this and potentially reorganize your debts.
- Wage garnishment: If your wages are being garnished, filing for bankruptcy can stop garnishments and allow you to regain control of your finances.
- Creditor harassment: If creditors are constantly calling or sending collection notices, a bankruptcy lawyer can stop these actions by filing for bankruptcy, which enacts an automatic stay that halts collection activities.
- Small business debt: If your business is struggling with debt and cannot meet financial obligations, a lawyer can help you file for Chapter 11 (reorganization) or Chapter 7 (liquidation) bankruptcy.
- Medical debt or credit card debt: If you have large amounts of unsecured debt like medical bills or credit card balances, a bankruptcy lawyer can help you seek relief through Chapter 7 or Chapter 13 bankruptcy.
Hiring a bankruptcy lawyer early in the process can prevent further financial damage and help you choose the best legal option for debt relief.
What Does a Bankruptcy Lawyer Do?
A bankruptcy lawyer provides a range of services to help individuals and businesses handle their debts. Their responsibilities often include:
- Evaluating your financial situation: Assessing your income, assets, debts, and expenses to determine if bankruptcy is the right option and which type of bankruptcy (Chapter 7, Chapter 13, or Chapter 11) best suits your situation.
- Filing bankruptcy petitions: Preparing and filing the necessary documents to initiate your bankruptcy case, ensuring that all legal requirements are met.
- Stopping creditor harassment: Once the bankruptcy case is filed, an automatic stay is enacted, which stops creditors from pursuing collection efforts. A lawyer ensures this protection is applied immediately.
- Representing you in court: Representing you in court proceedings, including meetings with creditors and any hearings related to your case.
- Negotiating with creditors: In Chapter 13 or Chapter 11 bankruptcies, negotiating a repayment plan that restructures your debts and allows you to manage payments more effectively.
- Advising on asset protection: Guiding you on how to protect certain assets, such as your home or retirement savings, through available bankruptcy exemptions.
- Explaining the impact on your credit: Informing you about how bankruptcy will affect your credit and advising on steps to rebuild your credit post-bankruptcy.
How Are Bankruptcy Lawyers Paid?
Bankruptcy lawyers typically charge for their services in different ways depending on the complexity of the case and the type of bankruptcy being filed. Common payment structures include:
- Flat fee: Many bankruptcy lawyers charge a flat fee for handling Chapter 7 or Chapter 13 bankruptcy cases. This fee usually covers the entire process, from preparing and filing paperwork to representing you in court.
- Hourly rate: For more complex cases, such as Chapter 11 bankruptcy (often used by businesses), some lawyers charge an hourly rate. Hourly rates typically range from $150 to $500 or more.
- Retainer: In cases where ongoing legal services are required, such as in Chapter 11 bankruptcies or complex Chapter 13 cases, a lawyer may request a retainer, which is an upfront payment billed against as the lawyer works on the case.
It’s important to discuss fees with your lawyer upfront, as bankruptcy law requires lawyers to disclose all fees and ensure they are reasonable and fair.
How Much Does a Bankruptcy Lawyer Cost?
The cost of hiring a bankruptcy lawyer varies depending on the type of bankruptcy and the complexity of the case. General cost estimates include:
- Chapter 7 bankruptcy: For individuals, legal fees usually range from $1,000 to $3,500. This flat fee generally covers the entire process.
- Chapter 13 bankruptcy: For individuals filing Chapter 13, legal fees typically range from $2,500 to $6,000. This cost is higher because of the additional work required to create and manage the repayment plan.
- Chapter 11 bankruptcy (for businesses): Chapter 11 bankruptcy is more complex and usually more expensive, with legal fees ranging from $10,000 to $50,000 or more, depending on the size of the business and the complexity of the debt restructuring.
- Filing fees: In addition to legal fees, there are also court filing fees, which are $338 for Chapter 7 and $313 for Chapter 13 as of 2024.
Always ask for a detailed cost estimate during your consultation to understand what services are included and whether payment plans are available.
Top Questions to Ask a Bankruptcy Lawyer
Before hiring a bankruptcy lawyer, it’s important to ask key questions to ensure they have the experience and knowledge to handle your case effectively. Key questions to ask include:
-
What experience do you have with bankruptcy cases?
Ensure the lawyer has experience handling cases similar to yours, whether it's Chapter 7, Chapter 13, or Chapter 11 bankruptcy. -
How do you charge for your services?
Clarify whether the lawyer charges a flat fee or hourly rate, and ask for a detailed breakdown of costs, including filing fees and additional expenses. -
Which type of bankruptcy is best for me?
Ask the lawyer to explain whether Chapter 7, Chapter 13, or Chapter 11 is the best option based on your financial situation and long-term goals. -
What debts can be discharged?
Ask which of your debts will be forgiven through bankruptcy and which debts (such as certain taxes or student loans) may not be dischargeable. -
How long will the process take?
Bankruptcy cases can take time to resolve, so ask the lawyer how long they expect the process to last, from filing to discharge. -
Will I be able to keep my assets?
Ask if you will be able to keep important assets, such as your home or car, and what exemptions might apply. -
What happens after bankruptcy?
Ask about the impact of bankruptcy on your credit score and what steps you can take to rebuild your credit after the bankruptcy is finalized.
How to Check the Credibility of a Bankruptcy Lawyer
To ensure you are hiring a reputable bankruptcy lawyer, follow these steps to verify their credentials and track record:
- Verify their bar status: Check with your state bar association to confirm that the lawyer is licensed to practice law and has no history of disciplinary actions.
- Look for bankruptcy experience: Review the lawyer’s website or professional profile to ensure they specialize in bankruptcy law and have successfully handled cases like yours.
- Read client reviews and testimonials: Look for client reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s professionalism and ability to handle bankruptcy cases.
- Ask for references: A reputable lawyer should be able to provide references from past clients who have worked with them on bankruptcy matters.
- Check for certifications or memberships: Look for lawyers who are members of organizations such as the National Association of Consumer Bankruptcy Attorneys (NACBA) or who have specialized bankruptcy law certifications.
What Should I Prepare for My First Consultation?
To get the most out of your first consultation with a bankruptcy lawyer, it’s important to come prepared with relevant documents and information. Here’s what you should bring:
- List of debts: Prepare a detailed list of all your debts, including credit cards, personal loans, medical bills, and any secured debts such as mortgages or car loans.
- Income and expense records: Bring documents that show your current income, such as pay stubs or tax returns, and a list of your monthly expenses, including rent, utilities, and other essential costs.
- Asset information: Provide information on any assets you own, such as your home, car, investments, or other valuable property.
- Credit reports: If possible, bring copies of your credit reports to give the lawyer a clear view of your financial situation.
- Questions for the lawyer: Prepare a list of questions you have about the bankruptcy process, the lawyer’s fees, and what to expect after filing for bankruptcy.
By preparing thoroughly for your consultation, you can help the lawyer assess your situation more effectively and provide the best possible legal advice tailored to your needs.
