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15 Nov, 2024 by Jenn
One of the most trying times in my life was when I had to declare bankruptcy. Prior to meeting Todd, I was in ruins. There is no charge for the consultation. Todd was really kind and helped me feel comfortable in this circumstance when I first met him. I'm very happy that I came upon him and his practice. Every employee there is a treasure. I will always be appreciative. The paralegal, Angela, was a pleasure to work with, very understanding, and very helpful to me throughout this process. I heartily endorse!
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14 Nov, 2024 by Kayla casanova
Todd Kushner and staff, especially Sindi were so helpful with my case. Everything was clear, and smooth from beginning to end. Highly recommend to anyone!
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30 Oct, 2024 by Arlene newland
Mr. Cushner made me feel at ease and the process went smoothly. His staff is very friendly. Big shout out to his staff!
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03 Dec, 2024 by Eugene kuzmin
It was a real pleasure speaking with Michael. I truly appreciated his straightforward and no-nonsense approach.
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01 Dec, 2024 by Michael liffland
I wholeheartedly recommend Norman without reservation. From our initial meeting, his exceptional legal expertise and genuine compassion were evident. Throughout a challenging legal process, he demonstrated unwavering dedication and commitment to achieving the best possible outcome for my case.
Norman's meticulous attention to detail and tireless work ethic were apparent in every aspect of his handling of my case. He consistently provided clear, concise, and timely communication, ensuring I was well-informed throughout the process. Despite his demanding schedule, he always made himself available to address my questions and concerns, making me feel valued and supported.
What truly distinguishes Norman is his remarkable empathy and understanding. He possesses a rare ability to instill comfort and confidence during difficult times, offering not only expert legal guidance but also genuine moral support. His professionalism, combined with his approachable demeanor, made a significant positive impact on my experience.
Thanks to Norman's expertise and tenacity, we achieved a favorable resolution. I am deeply grateful for his outstanding service and highly recommend him to anyone seeking legal representation. In Norman, you will find not only a highly skilled attorney but also a compassionate advocate who will stand by your side throughout the legal process.
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17 Nov, 2024 by Juniya
Great man . Who will do right by you I cannot recommend enough
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03 Dec, 2024 by Eugene kuzmin
It was a real pleasure speaking with Michael. I truly appreciated his straightforward and no-nonsense approach.
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01 Dec, 2024 by Michael liffland
I wholeheartedly recommend Norman without reservation. From our initial meeting, his exceptional legal expertise and genuine compassion were evident. Throughout a challenging legal process, he demonstrated unwavering dedication and commitment to achieving the best possible outcome for my case.
Norman's meticulous attention to detail and tireless work ethic were apparent in every aspect of his handling of my case. He consistently provided clear, concise, and timely communication, ensuring I was well-informed throughout the process. Despite his demanding schedule, he always made himself available to address my questions and concerns, making me feel valued and supported.
What truly distinguishes Norman is his remarkable empathy and understanding. He possesses a rare ability to instill comfort and confidence during difficult times, offering not only expert legal guidance but also genuine moral support. His professionalism, combined with his approachable demeanor, made a significant positive impact on my experience.
Thanks to Norman's expertise and tenacity, we achieved a favorable resolution. I am deeply grateful for his outstanding service and highly recommend him to anyone seeking legal representation. In Norman, you will find not only a highly skilled attorney but also a compassionate advocate who will stand by your side throughout the legal process.
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17 Nov, 2024 by Juniya
Great man . Who will do right by you I cannot recommend enough
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20 Jan, 2025 by Rich
I called Lever and Ecker for an initial consultation and had the opportunity to speak with Adam Weiss. In the short discussion Adam provided me with guidance on my potential case and put me in touch right away with someone in his network as this was an out of state case. Adam followed up shortly afterwards to make sure that the connection was made. I was very pleased with how Adam and his firm helped me and set me down the right path.
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17 Jan, 2025 by Juan valencia
Six years ago I was in desperate need of help after my accident. I was desperate and had no idea what to do. I reached out to this law firm. This was the best decision I have ever made. My lawyer Daniel Ecker is one of the best he has an immaculate talent. Mr.Ecker is companionate, passionate, and extremely helpful. Daniel Ecker is the best, to say the least. Mr. Ecker was the person who helped me through the toughest time of my life. The person who believed in me and wanted justice to be served. He was the lawyer who kept me in mind throughout the long 6-year case. Although time passed and the case went long he was extremely attentive to me, my family, and my case. About a month ago Mr.Ecker and his partners were able to successfully win our cases. I recommend this law firm 1000 percent. If you believe in yourself and your case these are the lawyer you want to defend you. l especially recommend Daniel Ecker. This is an amazing law team full of individuals who are dedicated and want the best for their clients. A special Thank you to Mr. Ecker and Diana. I appreciate all you have done for me and my family.
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17 Jan, 2025 by Shuyi li
I consulted Daniel Ecker regarding a malpractice concern about the dental care I received. Dan thoroughly reviewed the documents I had collected, discussed the case with me, and provided excellent advice. He was incredibly caring, respectful, and professional throughout the entire process.
Dan maintained consistent communication through emails and phone calls, keeping me informed about my case and ensuring I clearly understood every step. He also represented me during negotiations with the opposing side, and his expertise in his specialty areas of law helped me achieve a highly satisfactory outcome.
This case was incredibly stressful, especially since I had never been through anything like it before. I feel deeply grateful to have had Dan’s support during this challenging experience. His thoughtful advice and the time he dedicated to helping me meant more than I can express.
Thank you, Dan, for your exceptional support and dedication!
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22 Mar, 2011 by Anonymous
Mr. Binder and his capable office helped me get a fresh start on my personal finances by ably guiding me through the complicated bankruptcy process. It is like the weight of the world has been lifted off my shoulders and I have Jeff Binder to thank for it. I strongly recommend his services to anyone who is experiencing personal or business financial hardship in this tough economic times.
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17 Oct, 2009 by Steve
I would strongly recommend Jeffrey Binder for his professional services. Jeff has done quite a bit of work for me over the years and I have found him to be highly responsible, trustworthy, and knowledgable on the law. I would not hesitate to use him if I had a problem. He knows the right people throughout New York City and Westchester.
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02 Oct, 2009 by Anonymous
Mr. Binder helped me tremendously with my legal matters and I would defenitely recommend him to all my friends and family. His office was convenient and his rates were fair.
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24 Jan, 2025 by Ivy b
09 Jan, 2025 by Naomi brown
03 Dec, 2024 by Frank e.
28 Jan, 2025 by Gohar petrosyan
Their team is professional and knowledgeable. Highly recommend!
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25 Jan, 2025 by Irina kurbanova
24 Jan, 2025 by Nargiza ibragimova
The best lawyer I ever met! Professional, skilled, intelligent and very nice!
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22 Nov, 2020 by Anonymous
I feel like Natasha doesn’t try hard enough to help her clients fighter for their home. A friend of mine is struggling to save her home and can’t seem to get anything done for a better mortgage it’s so sad.
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13 Aug, 2018 by Anonymous
Natasha Meruelo and her staff handled our case flawlessly. We found Natasha to be highly knowledgeable, efficient, dependable and excellent in regards to communication and speed of response to inquiries. Additionally, we found her to be genuinely kind and caring while helping us through a challenging and difficult time in our lives. I would recommend Natasha to anyone facing bankruptcy; you will not find a more professional attorney with kindness to boot.
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21 Feb, 2018 by Sam
She's a 10 star lawyer. Walked me through every step of the process. She kept in constant contact. Answered every question I had. She was there early for both my hearings. Always polite and professional. Highly recommend Natasha Meruelo.
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23 Dec, 2024 by Zico gaynor
This Attorney was amazing! Mr. Kahn is detailed and genuinely cares about his client’s.
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06 Dec, 2024 by Christopher ricard
I would recommend Mr Kahn. Very respectful honest and he got the job done
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03 Dec, 2024 by Elizabeth cahill
I highly recommend the services of Michael D. Litman, PLLC. Attorney Litman handled a very serious case for my family with great success. He was professional, empathetic, and available for any and all questions and concerns. As the parent of an adult child struggling with substance abuse issues, Attorney Litman was successful in getting the charge(s) settled in a manner which will result in my son being able to successfully continue with his recovery and participate as a contributing, successful member of society. I would return to him and his practice with no hesitation. Liz C.
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31 Oct, 2024 by Tina pascal
You wont find an attorney who is smart, and empathetic at the same time as William Cooper. I have spoken to many personal injury attorneys who would go no further than a phone call. Mr. Cooper took the extra step and made inquiries for me just to try and help me with an issue that's been unresolved. He is patient, clear and concise in conversation and does not rush, he waits until you have a full understanding of all aspects of the situation. Don't waste your time searching for the right personal injury attorney, look no further than William Cooper. He is a rare find!
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30 Jul, 2024 by Eric goldfine
Joe, as someone else said, is "The best of the best" for estate planning purposes and estate matters.
He is extremely busy so sometimes he comes off as being abrupt. My parents used his services, their friends used his services and now I use his services. You will do yourself a big favor using Joe for your estate planning - he loves what he does and he does it so well.
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09 Jul, 2024 by Hugo spindola
As a practicing attorney for over 25 years in New York, I refer all of my clients (including family members and friends) to Marvin A. Cooper, P.C. for legal representation in all personal injury matters.
I have known William H. Cooper and his team since 1999, and they have always treated their clients with the utmost respect while providing the best results in their respective cases.
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14 Nov, 2024 by Kimberley b-p
With great gratitude, thank you Duane and Adam! You believed that I was injured and you fought hard to bring us a big win. If anyone wants to win, contact Fiedler and Deutsch for all of your legal needs!
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29 Oct, 2024 by Brian canavan
Greg did not fight for me. He just wanted an easy payday. It was like my wife had two lawyers
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28 Oct, 2024 by Dimitry desavy ralph
14 Nov, 2024 by Kimberley b-p
With great gratitude, thank you Duane and Adam! You believed that I was injured and you fought hard to bring us a big win. If anyone wants to win, contact Fiedler and Deutsch for all of your legal needs!
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29 Oct, 2024 by Brian canavan
Greg did not fight for me. He just wanted an easy payday. It was like my wife had two lawyers
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28 Oct, 2024 by Dimitry desavy ralph
04 Dec, 2024 by R h
30 Oct, 2024 by Manuel suconota
06 Jul, 2024 by Jennifer g. baculima
30 Aug, 2024 by Anonymous
Hired Charles and after paying him in full he just stop answering and put my case in jeopardy.
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28 Jun, 2023 by Kenneth
He is terrible. After paying him, he stuck around to answer calls for a couple of months, never filed the BK plan, never did anything.
I called and emailed dozens of times with no response.
Light your money on fire before you hire Higgs.
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16 May, 2023 by Svitlana niskoklon
I want to share my gratitude for the outstanding work that Charles and Melissa did for my client whose house was in foreclosure and was about to be sold at the public auction. The situation with my client's property was very tough - his property in Queens, NY was underwater, and the bank didn't want to entertain any short payoff offers. However, Charles and Melissa put together and executed a compelling strategy involving the bankruptcy sale, which forced the mortgage bank to return to the negotiation table and allowed the client to sell the property on his terms. Charle's and Melissa's expertise in the complicated world of bankruptcy is undeniably strong; I will recommend their services to any homeowner whose house is in foreclosure and who requires similar legal representation.
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16 Dec, 2024 by Deigna bernard
If I could give 0 stars I would. We have been trying to get in contact with Mitchell Rutkin for over a year in regards to estate planning. He has taken our money and we have been left in the dust in return. Please be warned and save your time and money.
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11 Dec, 2024 by Alex garcia lopez
30 Oct, 2024 by Humberto munoz
They didn't help me, they just lied to me, they hired lawyers who didn't even know where they were. I lost everything, even my money. They just played with me with their promises. What a disappointment.
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FAQs
Questions? We have answers
What a Bankruptcy Lawyer Can Do for You
A bankruptcy lawyer specializes in helping individuals and businesses manage overwhelming debt by filing for bankruptcy or exploring alternatives to bankruptcy. They guide clients through the complex legal process of discharging or restructuring debts, represent them in court, and work to protect assets such as homes and cars. Bankruptcy lawyers can also help stop creditor harassment, wage garnishment, and foreclosures through bankruptcy protections.
If you're facing financial hardship, a bankruptcy lawyer can help you decide whether filing for bankruptcy is the right option and assist you through the legal process.
When Should I Hire a Bankruptcy Lawyer?
You should consider hiring a bankruptcy lawyer in the following situations:
- Unmanageable debt: If you're unable to pay your bills and debts are piling up, a lawyer can help you explore options such as Chapter 7 or Chapter 13 bankruptcy.
- Foreclosure or repossession: If your home is at risk of foreclosure or your vehicle is in danger of being repossessed, a bankruptcy lawyer can help you use bankruptcy protections to prevent this and potentially reorganize your debts.
- Wage garnishment: If your wages are being garnished, filing for bankruptcy can stop garnishments and allow you to regain control of your finances.
- Creditor harassment: If creditors are constantly calling or sending collection notices, a bankruptcy lawyer can stop these actions by filing for bankruptcy, which enacts an automatic stay that halts collection activities.
- Small business debt: If your business is struggling with debt and cannot meet financial obligations, a lawyer can help you file for Chapter 11 (reorganization) or Chapter 7 (liquidation) bankruptcy.
- Medical debt or credit card debt: If you have large amounts of unsecured debt like medical bills or credit card balances, a bankruptcy lawyer can help you seek relief through Chapter 7 or Chapter 13 bankruptcy.
Hiring a bankruptcy lawyer early in the process can prevent further financial damage and help you choose the best legal option for debt relief.
What Does a Bankruptcy Lawyer Do?
A bankruptcy lawyer provides a range of services to help individuals and businesses handle their debts. Their responsibilities often include:
- Evaluating your financial situation: Assessing your income, assets, debts, and expenses to determine if bankruptcy is the right option and which type of bankruptcy (Chapter 7, Chapter 13, or Chapter 11) best suits your situation.
- Filing bankruptcy petitions: Preparing and filing the necessary documents to initiate your bankruptcy case, ensuring that all legal requirements are met.
- Stopping creditor harassment: Once the bankruptcy case is filed, an automatic stay is enacted, which stops creditors from pursuing collection efforts. A lawyer ensures this protection is applied immediately.
- Representing you in court: Representing you in court proceedings, including meetings with creditors and any hearings related to your case.
- Negotiating with creditors: In Chapter 13 or Chapter 11 bankruptcies, negotiating a repayment plan that restructures your debts and allows you to manage payments more effectively.
- Advising on asset protection: Guiding you on how to protect certain assets, such as your home or retirement savings, through available bankruptcy exemptions.
- Explaining the impact on your credit: Informing you about how bankruptcy will affect your credit and advising on steps to rebuild your credit post-bankruptcy.
How Are Bankruptcy Lawyers Paid?
Bankruptcy lawyers typically charge for their services in different ways depending on the complexity of the case and the type of bankruptcy being filed. Common payment structures include:
- Flat fee: Many bankruptcy lawyers charge a flat fee for handling Chapter 7 or Chapter 13 bankruptcy cases. This fee usually covers the entire process, from preparing and filing paperwork to representing you in court.
- Hourly rate: For more complex cases, such as Chapter 11 bankruptcy (often used by businesses), some lawyers charge an hourly rate. Hourly rates typically range from $150 to $500 or more.
- Retainer: In cases where ongoing legal services are required, such as in Chapter 11 bankruptcies or complex Chapter 13 cases, a lawyer may request a retainer, which is an upfront payment billed against as the lawyer works on the case.
It’s important to discuss fees with your lawyer upfront, as bankruptcy law requires lawyers to disclose all fees and ensure they are reasonable and fair.
How Much Does a Bankruptcy Lawyer Cost?
The cost of hiring a bankruptcy lawyer varies depending on the type of bankruptcy and the complexity of the case. General cost estimates include:
- Chapter 7 bankruptcy: For individuals, legal fees usually range from $1,000 to $3,500. This flat fee generally covers the entire process.
- Chapter 13 bankruptcy: For individuals filing Chapter 13, legal fees typically range from $2,500 to $6,000. This cost is higher because of the additional work required to create and manage the repayment plan.
- Chapter 11 bankruptcy (for businesses): Chapter 11 bankruptcy is more complex and usually more expensive, with legal fees ranging from $10,000 to $50,000 or more, depending on the size of the business and the complexity of the debt restructuring.
- Filing fees: In addition to legal fees, there are also court filing fees, which are $338 for Chapter 7 and $313 for Chapter 13 as of 2024.
Always ask for a detailed cost estimate during your consultation to understand what services are included and whether payment plans are available.
Top Questions to Ask a Bankruptcy Lawyer
Before hiring a bankruptcy lawyer, it’s important to ask key questions to ensure they have the experience and knowledge to handle your case effectively. Key questions to ask include:
-
What experience do you have with bankruptcy cases?
Ensure the lawyer has experience handling cases similar to yours, whether it's Chapter 7, Chapter 13, or Chapter 11 bankruptcy. -
How do you charge for your services?
Clarify whether the lawyer charges a flat fee or hourly rate, and ask for a detailed breakdown of costs, including filing fees and additional expenses. -
Which type of bankruptcy is best for me?
Ask the lawyer to explain whether Chapter 7, Chapter 13, or Chapter 11 is the best option based on your financial situation and long-term goals. -
What debts can be discharged?
Ask which of your debts will be forgiven through bankruptcy and which debts (such as certain taxes or student loans) may not be dischargeable. -
How long will the process take?
Bankruptcy cases can take time to resolve, so ask the lawyer how long they expect the process to last, from filing to discharge. -
Will I be able to keep my assets?
Ask if you will be able to keep important assets, such as your home or car, and what exemptions might apply. -
What happens after bankruptcy?
Ask about the impact of bankruptcy on your credit score and what steps you can take to rebuild your credit after the bankruptcy is finalized.
How to Check the Credibility of a Bankruptcy Lawyer
To ensure you are hiring a reputable bankruptcy lawyer, follow these steps to verify their credentials and track record:
- Verify their bar status: Check with your state bar association to confirm that the lawyer is licensed to practice law and has no history of disciplinary actions.
- Look for bankruptcy experience: Review the lawyer’s website or professional profile to ensure they specialize in bankruptcy law and have successfully handled cases like yours.
- Read client reviews and testimonials: Look for client reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s professionalism and ability to handle bankruptcy cases.
- Ask for references: A reputable lawyer should be able to provide references from past clients who have worked with them on bankruptcy matters.
- Check for certifications or memberships: Look for lawyers who are members of organizations such as the National Association of Consumer Bankruptcy Attorneys (NACBA) or who have specialized bankruptcy law certifications.
What Should I Prepare for My First Consultation?
To get the most out of your first consultation with a bankruptcy lawyer, it’s important to come prepared with relevant documents and information. Here’s what you should bring:
- List of debts: Prepare a detailed list of all your debts, including credit cards, personal loans, medical bills, and any secured debts such as mortgages or car loans.
- Income and expense records: Bring documents that show your current income, such as pay stubs or tax returns, and a list of your monthly expenses, including rent, utilities, and other essential costs.
- Asset information: Provide information on any assets you own, such as your home, car, investments, or other valuable property.
- Credit reports: If possible, bring copies of your credit reports to give the lawyer a clear view of your financial situation.
- Questions for the lawyer: Prepare a list of questions you have about the bankruptcy process, the lawyer’s fees, and what to expect after filing for bankruptcy.
By preparing thoroughly for your consultation, you can help the lawyer assess your situation more effectively and provide the best possible legal advice tailored to your needs.
