Filter by

star star star star star
27 Sep, 2024 by Hunter townley
Russel is the best of the best. There is a reason he has such good ratings and reviews because his professionalism shows in every way. He is extremely communicative from beginning to end. I highly recommend him and his team.
Read more Google Maps
star star star star star
11 Sep, 2024 by Derek smyth
Russell was an outstanding advocate during my recent legal needs,thoroughly professional and helpful, he communcated frequently and helped me through a very difficult situation. I would say he is is the only lawyer I would contact should I need any future legal assistance.
Read more Google Maps
star star star star star
26 Aug, 2024 by Alex chavez
Russel made the whole process easy and less nerve wracking for our whole family. He is an amazing lawyer. He put us at ease with any questions we had and helped us get our son the least amount of punishment. We really recommend Russel!! Thanks Russel!!!
Read more Google Maps
See more
star star star star star
01 Aug, 2024 by Nali
Jocelyn Kanoff was absolutely amazing! She exceeded our expectations in every way. Her responses were super timely and thorough, and her pricing was transparent and fair. I would highly recommend her to anyone.
Read more Google Maps
star star star star star
16 May, 2024 by Lisa cramer
Highly recommend Jocelyn at Kottke & Brantz LLC!! She helped me with a business purchase and covered all the bases. She is responsive and knowledgeable and I hope to use her again.
Read more Google Maps
star star star star star
28 Feb, 2024 by Maria a
Graham was prompt, professional and a great communicator. He swiftly moved through my case by staying on top of deadlines and paperwork. We quickly won my case with minimal lawyer fees.
Read more Google Maps
See more
star star star star star
30 Jul, 2024 by Jordan hansen
I spent around two hours talking to Jason and the team at Jordan Law. At first, I thought I was walking into any other law firm – I was wrong. Jason and his team are kind, compassionate, direct? yes. But in such a way I knew he was the perfect lawyer for my situation. Highly recommend – He's the guy you want in your corner, I promise you.
Read more Google Maps
star star star star star
15 Jul, 2024 by Lr s
Jordan Law is one of the most experienced firms in Colorado. They helped me when a texting distracted driver slammed into my car on the highway. They worked with my doctors in the process to ensure all of my bills were paid on a timely basis. They kept in close communication and gave me constant updates. Ashley on the paralegal staff was very professional and amazing. I highly recommend this firm, Jordon Law.
Read more Google Maps
star star star star star
11 Jul, 2024 by Jason cheyne
Commutative team! Professional work!
Read more Google Maps
See more
star star star star star
12 Jun, 2019 by Julio
Gary Merenstein was very professional and knowledgeable regarding my particular situation. He deals with debt attorneys and litigation on a regular basis. I appreciated the fact that he fought for me, responded to my emails and text promptly and didn't have a knee-jerk reaction to bankruptcy as an only option. I would highly recommend Mr. Merenstein to anyone going through some debt troubles. He was able to reduce my debt burden by over 80% with the collections' attorney!
Read more Avvo
star star star star star
24 May, 2019 by William
Gary will take the time to review your information and case and give you the best advice he can on how to proceed and what to expect every step of the way. Gary knows the debt collection industry and how to deal with both the collectors themselves as well as their attorneys and adjuncts. He not only went out of his way to get me the best outcome possible but he tried to figure out all possible ways to make them pay ME for not following the rules and laws concerning debt collection possible. When Gary is on your side the opposing lawyers and collectors pay attention to your case more (in my experience, as I started the process pro se, representing myself, and they were unresponsive to my outreaches until I had Gary) and are more willing to negotiate a better settlement. I would highly recommend anyone that has debt collection letters, issues, or lawsuits to speak with Gary about them and he will advise you as to the best courses of action.
Read more Avvo
star star star star star
22 Feb, 2018 by Daniel
I consulted Gary about a legal problem. Gary accepted the case and has been diligent in handling the case. He has stayed in contact with me on a regular basis. I feel very confident Gary will succeed in resolving this case in my favor.
Read more Avvo
See more
star star star star star
19 Jul, 2024 by Vicki hasty
Mark was very professional and helpful. He made the process enjoyable. Jim & Vicki Hasty
Read more Google Maps
star star star star star
13 Nov, 2023 by James levine
I am an out-of-state attorney who was looking for local counsel to handle an Ancillary Probate proceeding in CO. I happened upon Natalie and Mark, and they were both a pleasure with whom to deal. The work was completed timely, professionally, and at a reasonable fee. Thank you both!
Read more Google Maps
star star star star star
03 Nov, 2023 by Jackie pyles
I had the privilege of working with Mark and Natalie for my legal needs, and I couldn't be happier with their services. They are not only highly knowledgeable and professional but also incredibly dedicated to their clients. They provided expert guidance and support throughout my case. They ensured that I understood the legal process every step of the way. I appreciated their attention to detail, effective communication, and commitment to achieving the best possible outcome for me. I highly recommend cribbet in French for anyone in need of legal assistance; they are a true partner in navigating the complexities of the legal system.
Read more Google Maps
See more
star star star star star
22 Oct, 2019 by Mike wallen
I have worked directly with Alexis Hailpern, at Jackson Kelly, PLLC, on several shared clients and can say with all confidence she is one of the best, most communicative, and knowledgeable attorney's I have ever had the pleasure of working with. If you're up against IRS issues within audit, tax court, or the appeals space, she is your go to. Thanks, Alexis, for all of your wonderful work and assistance.
Read more Google Maps
star star star star star
25 Jan, 2019 by Samn good
I feel these guys went above and beyond to earn a favorable outcome.
Read more Google Maps
star star star star star
16 Jul, 2018 by Tanya halden
Google Maps
See more
star star star star star
02 Sep, 2020 by Melanie
Mr. Peterson is an honest and sincere attorney who goes above and beyond for his clients. He provides regular updates on all of our cases and is always available when I need him. In the past we tried other attorney's and no one compares to him and his staff. I have been using him over 20 years and would highly recommend him to anyone.
Read more Avvo
star star star star star
27 Aug, 2020 by Sean
Bill Peterson and the MCPY staff took the stress and worry out of pursing our suit. The case involved jurisdictions in Colorado and Indiana. Initially, we attempted to handle the case ourselves. After several months of frustrating calls and emails with the company we were pursing, we retained MCPY. We elected to meet in person with Bill (rather than virtually) who clearly explained our options and best courses of action. Immediately, MCPY collaborated with their contacts in Indiana and aggressively fought for our family to obtain an expedited and fair resolution. As a retired police officer and former military, I wanted an honest but aggressive law firm to assist us. If not for the expertise and network of professionals associated with MCPY, we certainly would not have had the positive outcome (especially not as quickly) that resulted from our decision to retain MCPY for our litigation. A sincere THANK YOU to MCPY, Bill and the rest of the staff who helped us.
Read more Avvo
star star star star star
26 Aug, 2020 by Stacy
Mr. Peterson works hard for his clients and he gets me through the legal process. He explains what to expect and what the Courts need. I am very pleased with the work he performs and provides me with current updated status's on my files. Mr. Peterson is very honest and sincere. I highly recommend his services.
Read more Avvo
See more
star star star star star
17 May, 2017 by Helen
From my application to court appearance their many years of experience had a very positive experience outcome for me. I feel having their representation was a great decision for me
Read more Avvo
star star star star star
11 Apr, 2017 by Courtney
I was in a pretty severe car accident. The guy who hit me was completely at fault, and there were all sorts of difficult pieces to my case. Cam & Team spent hours and hours tracking things down and getting me the best possible result. I'd prefer to have never had the accident, obviously, but when live gives you lemons, you go see Cam, and he helps you make lemonade. I would completely recommend Cam & his team. They were kind, helpful, and just all around good people. I was referred to them by a friend, and I'm grateful that I found them!
Read more Avvo
star star star star star
04 Apr, 2017 by Samantha
I am so glad I found Cameron and his team after I was rear-ended by another vehicle during my work day. I had just moved to a new city and was completely shaken up about the whole situation. Cameron was diligent about pursuing all facets of care and medical attention after I had been injured from my accident. My case was very complex and involved multiple insurance companies and I couldn't have found a better lawyer to take it on. I felt like I was taken care of every step of the way and my experience was made as stress free as possible so I could take time to heal. If you are ever in a situation (and I hope you aren't) that requires the need for an attorney to help you with an accident where you received injuries, then I highly recommend this team. They responded to me quickly when I had questions, they were very informative and professional very step of the way and just good, easy to talk to people. Cameron is an excellent and experienced injury attorney with amazing and helpful assistants working along side him. He negotiated and pressed forward on all fronts to successfully resolve my injury and damage claims. I was told this process can and does take awhile in many cases to get resolved but Cameron was able to get my case settled in just 8 months. I highly recommend this team and can't thank Cameron enough for all he did!
Read more Avvo
See more
star star star star star
25 Mar, 2015 by Christie
It is with great pleasure that I recommend Edward Levy! I have had the opportunity to have Mr. Levy represent me in court on 2 separate occasions. Both times, he demonstrated tremendous competency in my cases and when representing me in court. He demonstrates outstanding communication skills and spent as much quality time with me as I needed. He made me feel comfortable and at ease during this stressful time. His familiarity and years of experience clearly shown when we were in court and also in the hours of preparation and mediation with the other attorneys. I don't know what I would have done without him! He helped me to be calm, as his client, yet he was a strong force when representing me. I highly recommend him and I, personally, will continue using his services! Thank you, Mr. Levy!
Read more Avvo
star star star star star
07 Jan, 2015 by Anonymous
Mr Levy represented me in a Federal misdemeanor charge. He was very knowledgeable about Colorado and Federal law pertaining to my case. I was well informed through e-mail, phone calls and face to face throughout all of it. During court appearances Mr Levy was very professional, curtious, ambitious and ready to fight for me. This was a very stressful time as I could have lost my career license if I was charged, not to mention all the additional costs and classes I would have had to take. Mr Levy had a calming presence that was very reassuring. I feel he went above and beyond for the price he charged. He was able to get my Federal charges completely dropped! I would highly recommend Mr Levy to any one. I thought he did such a great job that I have engaged him to do some additional work on a possible bankruptcy. He has been talking with creditors and making negotiations to determine if I even need to file. Once again the personal attention to my case and the communication throughout has made a difficult situation slightly better.
Read more Avvo
See more
star star star star star
03 May, 2017 by Joseph
Rob was a powerful ally from day one. Collecting on a debt is ridiculously hard, and having a partner who knows the most direct path to your goals is more than worth it. Rob was communicative throughout, set my expectations appropriately, and often went above and beyond my expectations. His tenacity and professionalism are a credit to his profession. Strongly recommend.
Read more Avvo
star star star star star
09 Jan, 2017 by Kristine campbell-solak
Rob was very helpful, got right to the point and told me exactly what I needed to do. Worked out well and would recommend him to anyone!
Read more Avvo
See more
star star star star star
27 Mar, 2017 by Deb
Scott's be an incredible source of support and information to me over the last couple of years. Everything from reviewing my contract to advising me about sticky client situations and potential business partnerships. AND I've never had to hire him - yet. Being able to build a trusted relationship with a business lawyer like Scott is critical when and if the time comes for some kind of legal dispute. It's naive to think legal issues will never happen. If you're a business owner I encourage any business owner to establish a relationship with Scott. He's smart, informed and makes law interesting.
Read more Avvo
star star star star star
02 Feb, 2017 by Amir
I highly recommend Scott. When my company van was hit by another car I called him right away. He instructed me on what to expect and what steps I should take. The results were that I got the entire amount I was intending to get. I also have friends that have used him and were extremely satisfied.
Read more Avvo
See more
star star star star star
17 Apr, 2016 by Ron
Excellent attorney, very well prepared and works hard and smart for his clients. I could not have asked for a better attorney or outcome of my case. I highly recommend Mr. Nash!
Read more Avvo
See more
star star star star star
09 Apr, 2012 by Greg
Krea gave us great legal advice. She took the time to discuss the complexities of our situation and explained how to best proceed. Actions speak louder than words. Krea put our needs before his own. Thank you Krea for helping us.
Read more Avvo
See more
star star star star star
14 Jul, 2017 by Anonymous
She has been good to me
Read more Avvo
See more
star star star star star
10 Jan, 2024 by Kyle
I worked with Pat at Linden Law Partners on a sublease and other commercial contracts. He knows exactly what he’s doing. Pragmatic, reasonably priced, and business minded. Easy to reach and talk to. Definitely recommend Pat and Linden Law Partners for small business owners looking for top notch and practical guidance. Thanks again, Pat!
Read more Avvo
See more
star star star star star
22 Oct, 2019 by Mike wallen
I have worked directly with Alexis Hailpern, at Jackson Kelly, PLLC, on several shared clients and can say with all confidence she is one of the best, most communicative, and knowledgeable attorney's I have ever had the pleasure of working with. If you're up against IRS issues within audit, tax court, or the appeals space, she is your go to. Thanks, Alexis, for all of your wonderful work and assistance.
Read more Google Maps
star star star star star
25 Jan, 2019 by Samn good
I feel these guys went above and beyond to earn a favorable outcome.
Read more Google Maps
star star star star star
16 Jul, 2018 by Tanya halden
Google Maps
See more
star star star star star
16 Sep, 2020 by Kevin churchill
I consulted with Mr. Turner about estate planning and he was very straightforward, knowledgable and personable. His advice was instrumental in helping my family decide how to proceed. Thank you Mr. Turner!
Read more Google Maps
star star star star star
01 Mar, 2017 by Margaret mckarr
Superb negotiating skills!
Read more Google Maps
See more
star star star star star
16 Sep, 2020 by Kevin churchill
I consulted with Mr. Turner about estate planning and he was very straightforward, knowledgable and personable. His advice was instrumental in helping my family decide how to proceed. Thank you Mr. Turner!
Read more Google Maps
star star star star star
01 Mar, 2017 by Margaret mckarr
Superb negotiating skills!
Read more Google Maps
See more
star star star star star
13 Feb, 2017 by John cimino
Illene is a very hardworking, bright, honest and reliable lawyer.
Read more Google Maps
See more
star star star star star
14 Sep, 2024 by John arellano
I can't say enough about the Hoggatt Law Office. If I could give them 6 stars, I would. That's how great they are. Thanks again.
Read more Google Maps
star star star star star
29 Aug, 2024 by Michael downard
Google Maps
star star star star star
28 Aug, 2024 by Ava chard
Hoggatt Law Office was excellent to work with during a long and stressful time. They had timely responses during all our communication, patience to answer my questions, and represented me in the way I was asking them to. All their advice was transparent. I'd like to specifically shout out two champions, Angela and Cecilia. Angela as the main point of contact helped ease the stress of legal proceedings through her consistency and communication, and I will be forever grateful. I would trust Hoggatt Law to represent me again if needed, and would recommend them to a friend.
Read more Google Maps
See more
star star star star star
27 Aug, 2024 by Laurence martin
I worked with Nick and he was great! I'm a new business owner and needed help with contracts. He found a way to make it cost effective for me. He educated me along the way and was really great to chat with. I'll definitely do business with him again.
Read more Google Maps
star star star star star
17 Aug, 2024 by Nick behm
Troxel Fitch was great to work with and we will definitely be working with them again in the future.
Read more Google Maps
star star star star star
15 Jul, 2024 by Dane lariviere
I was able to connect with the team and complete what I needed done in a very tight turn around. I will continue to keep my business with the TF team for years to come!
Read more Google Maps
See more
star star star star star
03 May, 2024 by Jennifer roth
After sharing the details of my situation, Joe questioned what I was even calling for. I would have appreciate more empathy or a willingness to help as that was what I was reaching out for. I did gain some advice during the call which was helpful but I shouldn’t question or feel bad for seeking advice on a stressful situation for my family.
Read more Google Maps
star star star star star
01 May, 2024 by Jeremy merrill
Google Maps
star star star star star
01 May, 2024 by Darrel moreland
After realizing damages from a Colorado transaction, I sought legal advice from several local attorneys and was discouraged from pursuing a legal remedy due to the difficulty of recovery in similar cases. After reviewing Robinson & Henry’s website, I contacted Joe Lico, who said he could help after reviewing my fact summary. Joe referred the case to Gina Botti, who reviewed the evidence and sent a demand letter clearly stating the facts, the actual and estimated total damages, and the legal basis for the claim. Gina was an effective partner, who managed all communications with the other parties and fiercely defended my positions. Gina’s efforts led to a successful mediation with the other parties that avoided a protracted and expensive legal process, and I am very pleased with the outcome that was fair and acceptable to all parties. I highly recommend seeking legal advice from Robinson & Henry, and give Joe Lico and Gina Botti the highest ratings for their expertise, advice, and attention to customer service.
Read more Google Maps
See more
star star star star star
19 Jul, 2024 by Sarah wilson
Judith assisted us in our agreement with our egg donor. It’s clear to us that her experience and knowledge in the field is the result of years committed to the fertility and legal fields. She was a supportive, kind advocate from our initial meeting through the completion of the agreement. She was very clear about cost and timeline expectations and delivered as promised. Our particular agreement was a “split-cycle” for sharing eggs with our donor. She took the time to carefully understand our situation and craft an agreement that reflected our needs. Everything has gone smoothly! Thank you, Judith!
Read more Google Maps
star star star star star
01 Jul, 2024 by Matt lynch
Judith was fantastic helping us navigate the IVF legal process.
Read more Google Maps
star star star star star
05 Apr, 2024 by Lainey garraty
I used Ron twice…for a restraining order and a felony charge. He is reasonably priced and gets the job done. He is empathic and can cut to the chase saving expenses.
Read more Google Maps
See more
star star star star star
09 Sep, 2024 by Levi lutes
Armstrong Graham has exceeded all of my high expectations. Previously, with another firm, I had spent thousands of dollars and so little results. Armstrong was completely transparent and totally upfront with expectations of what kind of money it should take. He follows up with me regularly and clearly lays out what the next steps are and how that pertains to me. Interview Armstrong for your next legal needs. After speaking to him I hand ZERO desire to interview anyone else. During our initial first phone call I was at complete peace just knowing that he was the one to be in my corner and represent me. I couldn’t be more happy with my legal choice.
Read more Google Maps
star star star star star
09 Aug, 2024 by Luke drew
Everyone who helped with my case at Miller and Law were great and super helpful throughout the process. I personally worked with Dave Law. He was very personable, knowledgeable, and in the end helped me receive the best possible outcome for my particular case. I wouldn't hesitate to recommend Miller and Law to anyone in need of their services.l!
Read more Google Maps
star star star star star
26 Jul, 2024 by Gavin mckay
Hands down best lawyer firm you can choose for any of you Legal profession needs. They were 100% on top of the communication, always explaining every outcome, and willing to go the extra mile for the customer. They work great with the scheduling, they understand we all have to work. And they always go to Bat for the customer with out a doubt and give them their all.
Read more Google Maps
See more
star star star star star
09 Feb, 2024 by Micah craig
I met Julian Bendinelli years ago, and I’m so grateful for his advice and guidance over the last few years. His entire firm staff is kind and always went above and beyond to help me and answer my questions. I highly recommend him if you have any kind of injury claim.
Read more Google Maps
star star star star star
24 Jul, 2023 by Pyro kaynine
I had a vehicle accident in 2020. It is now late 2023 and I can't tell if this case is still on going. They lack communication. I had a lawyer work with me up til the part they negotiate and then he goes quiet. The law firm ends up firing him. And now I'm with a new attorney and he hasn't said nothing other then an email stating who he was and that he's taking over my case. 0/10. Would never recommend this law firm to anyone.
Read more Google Maps
star star star star star
18 Mar, 2023 by Jose gomez
Mark was able to assist me in my matter with superb professionalism. Communication was easy, he was very understanding of my situation, and helped me understand the process.
Read more Google Maps
See more
star star star star star
20 Sep, 2023 by Randy agazio
I referred an 81 year young lady to Harry for his help in creating a Will & all associated legal documents for her. She was very nervous, however Harry took his time to explain all to her & made her feel at ease & comfortable with him. He answered her questions in clear English & she Was very satisfied
Read more Google Maps
star star star star star
22 Mar, 2022 by Holly breer
Google Maps
star star star star star
27 Jul, 2018 by G baro
Google Maps
See more
star star star star star
24 Jul, 2024 by Logennis
I began working with Brad and and the Bell and Pollock team shortly after my family was involved in a head-on car accident. After interviewing other firms and significant research, we are glad we chose his firm. From the moment we began working together, the firm took exceptional care for mine and my family's cases. Brad guided us through the entire process and I could not be more grateful for the time and effort his whole office provided. I would highly recommend Bell and Pollock to anyone in need of exceptional legal care.
Read more Google Maps
star star star star star
12 Jul, 2024 by Natalie herrera
I was having some concerns and needed a consultation and information from a lawyer and wanted a good law firm that is more personal and not passing me along to whomever could squeeze me in. Bell and Pollock was a great choice for me based on their knowledge and expertise in the areas of law I needed to discuss. Gary Bell was very instrumental in providing me with detailed information that was beneficial for what I was looking for. I value ethics and this law firm made me feel heard. Gary took time to not just meet with me but had me send over my concerns and he spent time going over my information before the consultation so that he was able to be very specific to me and my concerns and spoke in a way that made sense and not just ‘legal speak’. The fact that Gary and his firm take consultations seriously and are so open to truly helping clients is amazing in this day and age! Everyone I spoke to there was so helpful and professional. It is a welcome change to know you can find a trusted law firm. If I ever need representation, I would definitely choose him and his law firm to represent me.
Read more Google Maps
star star star star star
12 Jul, 2024 by Katy de pena
I have no doubt Kory Edmark would be able to help you with your legal needs.
Read more Google Maps
See more
star star star star star
07 May, 2024 by Jimmie guggino
Google Maps
star star star star star
26 Apr, 2024 by Karma derry-yorker
Google Maps
star star star star star
19 Apr, 2024 by Greg pond
Highly recommend Will Arant and his law firm. We have used him for our business and personal legal matters
Read more Google Maps
See more
star star star star star
02 Aug, 2024 by Ken graham
I had an excellent experience with the Law Office of Nicholas J. Vail, PLLC. I was referred to Nick through colleagues for assistance with creating an operating agreement and understanding the nuances of business ownership types and decision-making processes between business partners. Nick was exceptionally responsive, thoroughly addressing all my questions and providing clear explanations of how to structure my business. He also offered valuable advice on finding a registered agent and detailed the necessary steps for filing. Nick's professionalism and expertise made the entire process smooth and informative. I highly recommend his services for anyone in need of business legal guidance.
Read more Google Maps
star star star star star
08 Jul, 2024 by Tim pahula
Nick was amazing and would highly recommend. I found him on Contact Counsel, his price was right, but his service and work could not have been better. He is super easy to work with and was very quick but also very thorough. I was work with him again in a second and would highly recommend to anyone! Thanks again Nick!
Read more Google Maps
star star star star star
08 Jul, 2024 by Tom hawat
Nicolas is a professional lawyer, listen and take care to details, strive to give the correct advise and he is trustworthy.
Read more Google Maps
See more
star star star star star
04 Aug, 2024 by M e
Rude and unprofessional staff.
Read more Google Maps
star star star star star
24 Jun, 2024 by C. diaz
Google Maps
star star star star star
18 Jun, 2024 by Natalie ramirez
Google Maps
See more
Discover the ideal lawyer
You can search a lawyer by practice area, lawyer name, city, state, or ZIP code
FAQs
Questions? We have answers

What a Debt Collection Lawyer Can Do for You

A debt collection lawyer helps individuals and businesses navigate legal matters related to debt collection. Whether you’re a creditor seeking to recover unpaid debts or a debtor facing aggressive collection actions, a debt collection lawyer can provide valuable assistance. These lawyers help creditors pursue legal action to collect overdue debts and ensure compliance with debt collection laws. On the debtor’s side, they help defend against unlawful collection practices, negotiate repayment plans, or file for bankruptcy if necessary.

If you’re dealing with a debt collection issue, a lawyer can ensure your rights are protected and work toward a resolution that aligns with your financial or business needs.

When Should I Hire a Debt Collection Lawyer?

You should consider hiring a debt collection lawyer if you are facing any of the following situations:

  • For Creditors:
    • Unpaid debts: If you’re a creditor (such as a business or individual) with unpaid invoices, loans, or accounts receivable, a lawyer can help you pursue legal action to recover the debt.
    • Debtor refuses to pay: When a debtor is unwilling or unable to make payments, a lawyer can assist with filing lawsuits, securing judgments, and enforcing those judgments to collect the debt.
    • Negotiating repayment plans: If you’re willing to work with a debtor to arrange a payment plan, a lawyer can negotiate and draft a legally enforceable agreement.
    • Legal representation in court: If a debtor disputes the debt or countersues, a lawyer can represent you in court and ensure your legal interests are protected.
    • Securing liens or garnishments: A lawyer can help you secure liens on a debtor’s property or garnishments on their wages to recover the owed debt.
  • For Debtors:
    • Facing debt collection lawsuits: If you’ve been sued by a creditor or collection agency, a lawyer can represent you in court and help you defend against the claim or negotiate a settlement.
    • Debt collection harassment: If creditors or debt collection agencies are harassing you or violating your rights under the Fair Debt Collection Practices Act (FDCPA), a lawyer can help stop the harassment and potentially sue for damages.
    • Negotiating debt settlements: If you owe a significant amount of money but want to avoid bankruptcy, a lawyer can negotiate with creditors to reduce the total amount owed or set up a payment plan.
    • Disputing a debt: If you believe a debt is incorrect or have been wrongfully targeted by debt collectors, a lawyer can help you dispute the claim and provide evidence to resolve the matter.
    • Bankruptcy options: If your debts are overwhelming and you’re unable to repay them, a debt collection lawyer can help you explore bankruptcy as an option for debt relief.

Hiring a lawyer early in the process can help you protect your financial interests and avoid escalating legal issues.

What Does a Debt Collection Lawyer Do?

A debt collection lawyer provides a variety of services depending on whether they are representing the creditor or the debtor. Their responsibilities often include:

  • For Creditors:
    • Filing lawsuits: A lawyer can file a lawsuit against a debtor who has failed to pay what they owe. This includes preparing and submitting legal documents, representing you in court, and pursuing judgments.
    • Negotiating settlements: If the debtor is willing to settle, the lawyer can negotiate a payment arrangement or reduced settlement that ensures you recover some or all of the debt.
    • Securing judgments and enforcement: After obtaining a court judgment, a lawyer can help enforce it through methods like wage garnishment, bank levies, or property liens.
    • Reviewing contracts and agreements: A lawyer can review your contracts and lending agreements to ensure that they comply with the law and are enforceable if a debtor defaults.
  • For Debtors:
    • Defending against debt collection lawsuits: If you’re being sued by a creditor, a lawyer can challenge the lawsuit, dispute the debt’s validity, or negotiate a more favorable settlement.
    • Stopping harassment: If debt collectors are using unlawful practices to collect a debt (such as threatening you or contacting you excessively), a lawyer can intervene and protect your rights.
    • Negotiating debt relief: A lawyer can negotiate with creditors to reduce the total amount of debt you owe or develop a manageable payment plan that suits your financial situation.
    • Disputing inaccurate debts: If a debt is not valid, a lawyer can help you gather evidence to dispute the claim and prevent further collection actions.
    • Filing for bankruptcy: If your debts are overwhelming, a lawyer can advise you on whether filing for bankruptcy is the best option and help you through the process.

How Are Debt Collection Lawyers Paid?

Debt collection lawyers typically charge for their services in different ways depending on the complexity of the case and whether they represent a creditor or debtor. Common payment structures include:

  • Hourly rate: Many debt collection lawyers charge by the hour, with rates typically ranging from $150 to $500 or more, depending on the lawyer’s experience and the case’s complexity. Hourly fees are common when the lawyer is representing either party in litigation or negotiation.
  • Contingency fee: For creditors, some lawyers work on a contingency fee basis, meaning they only get paid if they successfully recover the debt. Their fee is typically a percentage of the recovered amount, usually ranging from 20% to 40%.
  • Flat fee: For specific services, such as reviewing a contract, drafting a demand letter, or defending a straightforward debt collection lawsuit, a lawyer may charge a flat fee.
  • Retainer: For larger or ongoing cases, a lawyer may require a retainer fee ranging from $2,000 to $10,000, depending on the complexity of the case and the expected duration.

It’s important to discuss fees with your lawyer during the initial consultation and understand the total cost of their services before proceeding with your case.

How Much Does a Debt Collection Lawyer Cost?

The cost of hiring a debt collection lawyer depends on whether you are a creditor or debtor, the complexity of the case, and the lawyer’s experience. General cost estimates include:

  • Hourly rates: Most debt collection lawyers charge between $150 and $500 per hour. Complex cases involving litigation or large amounts of money may result in higher legal fees.
  • Contingency fees: If the lawyer works on a contingency basis, they typically charge between 20% and 40% of the recovered amount. For example, if you recover $10,000 and the contingency fee is 30%, the lawyer would take $3,000.
  • Flat fees: For simpler services like drafting a demand letter or responding to a debt collection lawsuit, flat fees may range from $500 to $2,500, depending on the work required.
  • Retainers: For larger or ongoing cases, a lawyer may require a retainer fee ranging from $2,000 to $10,000, depending on the complexity of the case and the expected duration.

Always ask for a detailed cost estimate during your consultation to avoid surprises and ensure that the services fit your budget.

Top Questions to Ask a Debt Collection Lawyer

Before hiring a debt collection lawyer, it’s important to ask the right questions to ensure they have the experience and expertise to handle your case. Key questions to ask include:

  1. What experience do you have with debt collection cases?
    Make sure the lawyer has experience handling cases similar to yours, whether you’re a creditor or debtor.
  2. How do you charge for your services?
    Clarify whether the lawyer charges by the hour, on a contingency fee basis, or a flat fee, and ask for a detailed estimate of the total cost.
  3. What is the likelihood of success in my case?
    Ask the lawyer for an honest assessment of your case and the potential outcomes.
  4. How long will the process take?
    Debt collection cases can take time, so ask the lawyer how long they expect the process to last, from filing the claim to recovering the debt or resolving the dispute.
  5. What are my legal rights?
    Ask the lawyer to explain your rights as a creditor or debtor, including protections under laws like the Fair Debt Collection Practices Act (FDCPA).
  6. Will you personally handle my case?
    In larger firms, junior attorneys or paralegals may handle parts of the case. Make sure you know who will be managing your case.

How to Check the Credibility of a Debt Collection Lawyer

To ensure you are hiring a reputable debt collection lawyer, take the following steps to verify their credentials and track record:

  • Verify their bar status: Check with your state bar association to confirm that the lawyer is licensed to practice law and has no history of disciplinary actions.
  • Look for debt collection experience: Review the lawyer’s website or professional profile to ensure they specialize in debt collection law and have successfully handled cases like yours.
  • Read client reviews and testimonials: Look for client reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s professionalism and ability to handle debt collection cases.
  • Ask for references: A reputable lawyer should be able to provide references from past clients who have worked with them on debt collection matters.
  • Check for certifications or memberships: Look for certifications or memberships in organizations like the National Creditors Bar Association (NCBA) or other relevant associations that focus on debt collection law.

What Should I Prepare for My First Consultation?

To get the most out of your first consultation with a debt collection lawyer, it’s important to come prepared with relevant documents and information. Here’s what you should bring:

  • For Creditors:
    • List of outstanding debts: Bring a detailed list of the debts owed to you or your business, including invoices, contracts, or other supporting documentation.
    • Previous communication with the debtor: Provide copies of any emails, letters, or phone call logs showing attempts to collect the debt.
    • Contracts or agreements: Bring any contracts or agreements related to the debt, as they may be critical in proving your case.
    • Judgment information (if applicable): If you’ve already obtained a court judgment against the debtor, bring the judgment documents and any enforcement attempts.
  • For Debtors:
    • Debt collection letters or notices: Bring any correspondence from creditors or collection agencies, including demand letters and collection notices.
    • Payment records: Provide proof of any payments made toward the debt, including receipts, canceled checks, or bank statements.
    • Debt validation or dispute documentation: If you’ve disputed the debt or requested validation, bring copies of the dispute letters and the creditor’s response.
    • Legal summons or lawsuit documentation: If you’re facing a lawsuit, bring the court summons, complaint, and any legal documents related to the case.

By preparing thoroughly for your consultation, you can help the lawyer assess your situation more effectively and provide the best legal advice tailored to your needs.

Scroll to top