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02 Oct, 2024 by Anonymous
I found myself in a tough spot financially and had to file bankruptcy. Bert and Robin were knowledgeable, helpful, professional and patient with me. I now have a fresh start.
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24 Sep, 2024 by Anonymous
Bert Briones made a difficult situation flow as smoothly as it could go. Mr. Briones and his team were beyond helpful in guiding my parents through the process. We cannot thank him and his enough for everything they did to assist us in helping my elderly parents in this unfortunate situation.
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03 Sep, 2024 by Sarah chou
Honestly had no idea where to look to find a good firm. Took me a while to look through the Orange County area and apparently they are the best in Irvine. From the first call everything was positive. Daniel has a great team when it comes to car accident settlements!!
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03 Sep, 2024 by Sarah chou
Honestly had no idea where to look to find a good firm. Took me a while to look through the Orange County area and apparently they are the best in Irvine. From the first call everything was positive. Daniel has a great team when it comes to car accident settlements!!
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28 Aug, 2024 by Brittny le
Highly recommend the staff to take care of your accidents. They were efficient, straight forward, and did everything possible to make sure my case was taken care of.
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26 Aug, 2024 by Linda houston
I highly recommend Red Hill Law Group. Very professional and really nice.
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06 Dec, 2021 by Wilsondan
I went online looking for a attorney to represent me in a Chase credit card debt lawsuit being handled by the Moore Law Group. I called John, and he actually answers his own phone. That was a time saver and I did not have to wait for a call back. We had a brief discussion about my situation and he gave me sound advice. I was leaning toward hiring him, but unfortunately I am in northern California and his recommendation was to find a local attorney. If i have a need for a attorney in the Orange County area, I will be contacting John.
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03 Sep, 2020 by Kyle
I am so pleased to find John after looking through several websites and reviews. He made everything easy enough to understand and process, using his smart analogy’s and references it was an enjoyable process. He explained things brilliantly and effective, his demand letter got a response within the week and the owed money was paid back to me in full. First time using an attorney, I was nervous but I’m so grateful that I hired John to help me, highly recommended!
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09 May, 2019 by Min
John is one of the best attorneys I've had the pleasure of working with. He is very patient in answering all my questions and has a solution as well. He has guided me every step of the way in my current case. I interviewed couple attorneys for my case and John stood out as someone that is very knowledgeable in debt settlement cases. If you are looking for an attorney that cares about winning for you, then I would highly recommend calling him and see if he can help you as well.
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26 Nov, 2014 by Meghan
As our small business grew, we could no longer afford to risk it with oral agreements and it became necessary to sign a contract before beginning any project. Business attorney Keith Salek helped protect our company from liability with a properly drafted lawyer reviewed contract. Now before signing any business agreement, we have an attorney at Salek Law Firm look it over.
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07 Sep, 2014 by Matt
Our construction company ran into difficulty obtaining payment for work performed on a real estate improvement project. We had invested in labor and materials, performed the work as specified and could not afford to wait any longer to be paid, so we contacted a construction lawyer. Keith Salek helped us file a mechanics lien for non-payment. We were able to obtain the full amount due as well as recover legal costs. Now our company uses Salek Law Firm for all of our construction contract preparation to ensure that we are protected by every contract we sign.
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06 Nov, 2012 by Edward
I am extremely satified with the service I have received from SLF. I have worked with several attorney's in the past and Mr. Salek exceeds performance in all -- work ethic, integrity, and accountablility.
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14 Mar, 2017 by Chris
We have worked with Phillip and his practice for many years, over many varied and complex legal issues. I can't speak higher of Phillip, he's professional, knows the law incredibly well, has a great team but as importantly is a genuine partner to his clients as you figure out the best course of action depending on circumstances. I can't say enough great things. Congratulations Phillip and team on building an outstanding practice.
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03 Dec, 2014 by Ray
I have had two cases for Phillip. The first was a business transaction gone bad and required extensive discovery, finding details and analysis of documents. Phillip never stopped looking for the last bit of strength. In the final days he was able to get a favorable settlement from a tough Chapter 11 case. The 2nd was on behalf of my grandson. He had an opportunity to become a 1/3 partner in a business where he was the acting manager. My Grandson knew my business and knew II was required to use competent legal advise. He asked me to look at the deal proposed by his, then, employer. I referred it to Phillip and , on my grandsons request, guided my grandson on the special points of future protection required to make the deal good for all parties. The deal was done according to Phillips suggestions and my grandson has thanked me many times for getting him the right help to give him a "LIFE CHANGING" head start as a businessman. Today, his company is doing much more business than ever and he has complete control to make it grow even more. Thank you, Phillip. Your are ALWAYS on the money with total competence, integrity and kindness in tough times. Phillip can do the job! I have referred several business associates to Phillip and no one has EVER expressed anything but complete respect and satisfaction. Ray Now retired in Pocatello, Idaho
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25 Nov, 2014 by Jeff
My case involved a business matter. One of my customers filed bankruptcy and my corporation had a sizable liability on a Preference Claim. Mr Ashman settled the case for me for 12.5 cents on the dollar. I considered that outcome to be extremely positive. Mr Ashman and his team of legal experts were able to research some very specific and detailed areas of the law which contributed to my side of the matter. They were also able to utilize their capable negotiating skills to my benefit as well. I would highly recommend this lawyer! Since that case, I've called him several times to discuss other various business matters, he's always been very helpful.
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20 Oct, 2016 by Claire
I hired Debra to represent me in a suit filed against me by a predatory lender. Debra handled my case with the highest level of expertise and professionalism. I appreciated her taking the time to explain every aspect of the legal process to me along the way. She was able to negotiate a favorable settlement for me.
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23 Oct, 2014 by Paul
Debra is extremely knowledgeable, very timely in all responses and very, very thorough. I am very happy to have her on my team.
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20 Jul, 2009 by Anonymous
Linda assisted us with a landlord/tenant lawsuit. Linda was very trustworthy, knowledgeable and responsive. Assertive, professional. We feel we definitely got our moneys worth and would definitely recommend her.
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03 Apr, 2009 by Anonymous
Linda Frieder was extremely supportive of my interests from the first day until the case was settled. She is very knowledgable of the law. There never were situations or developments that she wasn't prepared for. She handled every matter with the utmost professionalism. Her response time was very impressive, always returning my phone calls in a timely manner. I would recommend her to anyone looking for legal representation. Her fees are reasonable and her results are impressive. Overall I would say that I am 100% happy with her as my attorney!!
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14 May, 2024 by Jose perla
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31 Mar, 2024 by Miguel canas.miguel@y
Mi experience fue muy ecellente ayuda de la oficina y su personal muy amables muchas gracias
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07 Mar, 2024 by Juanita an
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What a Debt Collection Lawyer Can Do for You

A debt collection lawyer helps individuals and businesses navigate legal matters related to debt collection. Whether you’re a creditor seeking to recover unpaid debts or a debtor facing aggressive collection actions, a debt collection lawyer can provide valuable assistance. These lawyers help creditors pursue legal action to collect overdue debts and ensure compliance with debt collection laws. On the debtor’s side, they help defend against unlawful collection practices, negotiate repayment plans, or file for bankruptcy if necessary.

If you’re dealing with a debt collection issue, a lawyer can ensure your rights are protected and work toward a resolution that aligns with your financial or business needs.

When Should I Hire a Debt Collection Lawyer?

You should consider hiring a debt collection lawyer if you are facing any of the following situations:

  • For Creditors:
    • Unpaid debts: If you’re a creditor (such as a business or individual) with unpaid invoices, loans, or accounts receivable, a lawyer can help you pursue legal action to recover the debt.
    • Debtor refuses to pay: When a debtor is unwilling or unable to make payments, a lawyer can assist with filing lawsuits, securing judgments, and enforcing those judgments to collect the debt.
    • Negotiating repayment plans: If you’re willing to work with a debtor to arrange a payment plan, a lawyer can negotiate and draft a legally enforceable agreement.
    • Legal representation in court: If a debtor disputes the debt or countersues, a lawyer can represent you in court and ensure your legal interests are protected.
    • Securing liens or garnishments: A lawyer can help you secure liens on a debtor’s property or garnishments on their wages to recover the owed debt.
  • For Debtors:
    • Facing debt collection lawsuits: If you’ve been sued by a creditor or collection agency, a lawyer can represent you in court and help you defend against the claim or negotiate a settlement.
    • Debt collection harassment: If creditors or debt collection agencies are harassing you or violating your rights under the Fair Debt Collection Practices Act (FDCPA), a lawyer can help stop the harassment and potentially sue for damages.
    • Negotiating debt settlements: If you owe a significant amount of money but want to avoid bankruptcy, a lawyer can negotiate with creditors to reduce the total amount owed or set up a payment plan.
    • Disputing a debt: If you believe a debt is incorrect or have been wrongfully targeted by debt collectors, a lawyer can help you dispute the claim and provide evidence to resolve the matter.
    • Bankruptcy options: If your debts are overwhelming and you’re unable to repay them, a debt collection lawyer can help you explore bankruptcy as an option for debt relief.

Hiring a lawyer early in the process can help you protect your financial interests and avoid escalating legal issues.

What Does a Debt Collection Lawyer Do?

A debt collection lawyer provides a variety of services depending on whether they are representing the creditor or the debtor. Their responsibilities often include:

  • For Creditors:
    • Filing lawsuits: A lawyer can file a lawsuit against a debtor who has failed to pay what they owe. This includes preparing and submitting legal documents, representing you in court, and pursuing judgments.
    • Negotiating settlements: If the debtor is willing to settle, the lawyer can negotiate a payment arrangement or reduced settlement that ensures you recover some or all of the debt.
    • Securing judgments and enforcement: After obtaining a court judgment, a lawyer can help enforce it through methods like wage garnishment, bank levies, or property liens.
    • Reviewing contracts and agreements: A lawyer can review your contracts and lending agreements to ensure that they comply with the law and are enforceable if a debtor defaults.
  • For Debtors:
    • Defending against debt collection lawsuits: If you’re being sued by a creditor, a lawyer can challenge the lawsuit, dispute the debt’s validity, or negotiate a more favorable settlement.
    • Stopping harassment: If debt collectors are using unlawful practices to collect a debt (such as threatening you or contacting you excessively), a lawyer can intervene and protect your rights.
    • Negotiating debt relief: A lawyer can negotiate with creditors to reduce the total amount of debt you owe or develop a manageable payment plan that suits your financial situation.
    • Disputing inaccurate debts: If a debt is not valid, a lawyer can help you gather evidence to dispute the claim and prevent further collection actions.
    • Filing for bankruptcy: If your debts are overwhelming, a lawyer can advise you on whether filing for bankruptcy is the best option and help you through the process.

How Are Debt Collection Lawyers Paid?

Debt collection lawyers typically charge for their services in different ways depending on the complexity of the case and whether they represent a creditor or debtor. Common payment structures include:

  • Hourly rate: Many debt collection lawyers charge by the hour, with rates typically ranging from $150 to $500 or more, depending on the lawyer’s experience and the case’s complexity. Hourly fees are common when the lawyer is representing either party in litigation or negotiation.
  • Contingency fee: For creditors, some lawyers work on a contingency fee basis, meaning they only get paid if they successfully recover the debt. Their fee is typically a percentage of the recovered amount, usually ranging from 20% to 40%.
  • Flat fee: For specific services, such as reviewing a contract, drafting a demand letter, or defending a straightforward debt collection lawsuit, a lawyer may charge a flat fee.
  • Retainer: For larger or ongoing cases, a lawyer may require a retainer fee ranging from $2,000 to $10,000, depending on the complexity of the case and the expected duration.

It’s important to discuss fees with your lawyer during the initial consultation and understand the total cost of their services before proceeding with your case.

How Much Does a Debt Collection Lawyer Cost?

The cost of hiring a debt collection lawyer depends on whether you are a creditor or debtor, the complexity of the case, and the lawyer’s experience. General cost estimates include:

  • Hourly rates: Most debt collection lawyers charge between $150 and $500 per hour. Complex cases involving litigation or large amounts of money may result in higher legal fees.
  • Contingency fees: If the lawyer works on a contingency basis, they typically charge between 20% and 40% of the recovered amount. For example, if you recover $10,000 and the contingency fee is 30%, the lawyer would take $3,000.
  • Flat fees: For simpler services like drafting a demand letter or responding to a debt collection lawsuit, flat fees may range from $500 to $2,500, depending on the work required.
  • Retainers: For larger or ongoing cases, a lawyer may require a retainer fee ranging from $2,000 to $10,000, depending on the complexity of the case and the expected duration.

Always ask for a detailed cost estimate during your consultation to avoid surprises and ensure that the services fit your budget.

Top Questions to Ask a Debt Collection Lawyer

Before hiring a debt collection lawyer, it’s important to ask the right questions to ensure they have the experience and expertise to handle your case. Key questions to ask include:

  1. What experience do you have with debt collection cases?
    Make sure the lawyer has experience handling cases similar to yours, whether you’re a creditor or debtor.
  2. How do you charge for your services?
    Clarify whether the lawyer charges by the hour, on a contingency fee basis, or a flat fee, and ask for a detailed estimate of the total cost.
  3. What is the likelihood of success in my case?
    Ask the lawyer for an honest assessment of your case and the potential outcomes.
  4. How long will the process take?
    Debt collection cases can take time, so ask the lawyer how long they expect the process to last, from filing the claim to recovering the debt or resolving the dispute.
  5. What are my legal rights?
    Ask the lawyer to explain your rights as a creditor or debtor, including protections under laws like the Fair Debt Collection Practices Act (FDCPA).
  6. Will you personally handle my case?
    In larger firms, junior attorneys or paralegals may handle parts of the case. Make sure you know who will be managing your case.

How to Check the Credibility of a Debt Collection Lawyer

To ensure you are hiring a reputable debt collection lawyer, take the following steps to verify their credentials and track record:

  • Verify their bar status: Check with your state bar association to confirm that the lawyer is licensed to practice law and has no history of disciplinary actions.
  • Look for debt collection experience: Review the lawyer’s website or professional profile to ensure they specialize in debt collection law and have successfully handled cases like yours.
  • Read client reviews and testimonials: Look for client reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s professionalism and ability to handle debt collection cases.
  • Ask for references: A reputable lawyer should be able to provide references from past clients who have worked with them on debt collection matters.
  • Check for certifications or memberships: Look for certifications or memberships in organizations like the National Creditors Bar Association (NCBA) or other relevant associations that focus on debt collection law.

What Should I Prepare for My First Consultation?

To get the most out of your first consultation with a debt collection lawyer, it’s important to come prepared with relevant documents and information. Here’s what you should bring:

  • For Creditors:
    • List of outstanding debts: Bring a detailed list of the debts owed to you or your business, including invoices, contracts, or other supporting documentation.
    • Previous communication with the debtor: Provide copies of any emails, letters, or phone call logs showing attempts to collect the debt.
    • Contracts or agreements: Bring any contracts or agreements related to the debt, as they may be critical in proving your case.
    • Judgment information (if applicable): If you’ve already obtained a court judgment against the debtor, bring the judgment documents and any enforcement attempts.
  • For Debtors:
    • Debt collection letters or notices: Bring any correspondence from creditors or collection agencies, including demand letters and collection notices.
    • Payment records: Provide proof of any payments made toward the debt, including receipts, canceled checks, or bank statements.
    • Debt validation or dispute documentation: If you’ve disputed the debt or requested validation, bring copies of the dispute letters and the creditor’s response.
    • Legal summons or lawsuit documentation: If you’re facing a lawsuit, bring the court summons, complaint, and any legal documents related to the case.

By preparing thoroughly for your consultation, you can help the lawyer assess your situation more effectively and provide the best legal advice tailored to your needs.

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