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12 Apr, 2024 by Anonymous
It was a pleasure to work with Mr. Rivera. He was very attentive to my needs and always quick to respond to my questions. Mr. Rivera went up over and beyond to help me. I was very impressed!!!
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12 Mar, 2024 by Anonymous
I recently had the privilege of working with Mr. Teddy Rivera and I cannot express enough how grateful I am for the exceptional legal services provided. From the outset, Teddy Rivera demonstrated a level of professionalism and expertise that surpassed my expectations.
What impressed me most was Teddy Rivera 's attention to detail and commitment to ensuring that every aspect of my case was thoroughly examined and addressed. The clear and concise communication throughout the process helped alleviate any concerns I had, providing me with the confidence that I was in capable hands.
Mr. Teddy Rivera not only possesses an extensive knowledge of the law but also has a remarkable ability to convey complex legal concepts in a way that is easily understandable. This made the entire experience much more manageable and allowed me to make informed decisions about my case.
Beyond the technical aspects of the legal work, Mr. Teddy Rivera demonstrated genuine care and empathy. The personal touch and consideration for my specific needs and concerns set him apart from other professionals I have worked with in the past.
I would wholeheartedly recommend Teddy Rivera to anyone seeking legal assistance. He is not just a lawyer; he is a true advocate for his clients, dedicated to achieving the best possible outcomes. Thank you, Mr. Teddy Rivera , for your outstanding service and for making a challenging process as smooth and stress-free as possible.
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24 Jan, 2023 by Tracey
Mr. Rivera was wonderful, he helped through a stressful divorce. He was empathic and anytime I had a question or concern he always responded back immediately.
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12 Feb, 2021 by Mary ann guiney
Attorney Khawaja represented me in my recent bankruptcy case. The entire process was very fast because Mr. Khawaja was very knowledgeable about the bankruptcy laws. He explained the process, the forms that needed to be completed and provided a detail description of all the supporting documentation I would need to complete the process. He always responded to my questions quickly and with great patience. I have worked with attorneys in the past and Mr. Khawaja is one of the very best I have dealt with.
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29 Jul, 2018 by Juli
Bankruptcy Attorney, Mr. Rehan Khawaja and his Legal Assistant, Mr. John Walker are professionals who I highly recommend in helping with your legal concerns. Mr. Khawaja from day one of my initial consultation was so very understanding, professional and brilliant at knowing how to help me. He really put me at ease with my situation since I was unsure how most of the process worked. Anytime I needed to speak with Mr. Khawaja, he was immediately available and always willing to explain in detail what I did not understand. What I realized about working with this attorney is that he is extremely proficient in every part of what he does. He did not waste time on any matter and is completely brilliant in his field understanding how the law works. For my 341 meeting, I was completely confident knowing he was there to help represent me. When I noticed other people in the meeting with different lawyers I knew immediately I had chosen the right person as Mr. Khawaja is always highly professional in both appearance and attitude. He is a highly qualified lawyer and I am so THANKFUL he has been able to help me lift the burden of debt from my shoulders so I can breathe. Thank you so very much for all of your help and time!!! I couldn’t believe when I received a letter in the mail stating my bankruptcy was discharged. I had been contemplating bankruptcy for most of my adult life and was always told by others how hard it was to do and how it would not work or be good. I was so nervous and concerned going into this, but Mr. Khawaja made it seem so easy and simple. I am truly amazed by how excellent a lawyer he is. In addition, his legal assistant, Mr. Walker is so knowledgeable, helpful, kind and together these two are the experience you need in order to get through a bankruptcy.
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27 Apr, 2018 by Jennifer
Rehan was a real person helping me to navigate a very difficult legal case, due to another lawyer's shoddy work. He took my case in the most difficult time. He saved my life from going to jail because of misunderstanding that occurred in the initial BK process. He helped to restructure my debt with a Ch. 13 100% repayment plan. He recently helped me an my husband to gain permission from the trustee to purchase our first home. I am so grateful for Mr. Khawaja's ability to turn my life around with his hard work. He provides honesty and demonstrates a great proficiency for his work. Anyone in the Florida area should work with Rehan, he is the absolute best bankruptcy lawyer out there. He will treat you like a real person!
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02 May, 2017 by Alison
I have had the pleasure of serving on the Board of Directors with Jennifer for the last six years. She is always willing to help and very reliable.
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02 May, 2017 by Caroline
I have worked with Jennifer for a number of years - she is smart and practices with civility and professionalism. . She and I work in an adverse capacity; she has earned my respect and admiration
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11 Apr, 2017 by Patrick
We've used Jennifer and her firm for many years. She's very honest, persistent, knowledgeable and resourceful when handling our collection matters.
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06 Nov, 2015 by Shannon
Mr. Davis handled my case quickly when I was injured at a local retail store. He was able settle favorable for me and my family. He's easy to work with and fought hard for me. THANK YOU!
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24 Sep, 2015 by Charlie alden
Todd Davis has a background in business and in working for the federal judiciary. As such, he has a unique perspective on business litigation matters, having been on both sides of the bench. Todd gets great results for his clients and I would recommend him without hesitation.
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07 May, 2014 by Preston
Todd did a great job in keeping me informed through the entire process. If I had questions he was very quick to respond, and help me understand each step that was being taken in my case. Got the job done quickly and efficiently, and never made a decision in my case without first consulting me about it. Highly Recommend!!
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16 Oct, 2016 by Anonymous
When Atty. Matthew Collett was referred to me to handle my case, the first thing I did was reviewed his profiles against the other attorney profiles that I had in my list. I was impressed with all that he had successfully accomplished and I said to myself "hmmm...this guy would fit in the case". He was actually the one that hit the bell and made my decision to retain him.
He put in his full efforts and worked hard on my case for a reasonable and affordable charge. He listened closely and carefully to and understood my situations and/or opinions and provided with legal advice, he was really easy to work with, he advised me that my case could be referred to other attorney if it were outside of his expertise, and most importantly the untiring patience that he had shown throughout the entire case process.
He was able to resolve my case in a short period of time with positive outcomes. Now, the biggest thing to me is that I am able to retain my employment because of his expertise. He is second to none with his undoubted dedication, knowledge, skills and abilities. I would definitely recommend Attorney Matthew Collett for consultation and eventually for retention to handle your case all the way through the end.
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03 Jan, 2013 by Anonymous
Matt Collett was a pleasure to deal with, he got my driving with a suspended license changed to a civil case of not having a valid drivers license. He also got my speeding ticket completely dropped. He also did not charge me a ridiculous price, I was very happy with the deal he gave me. I also thought he was a very nice and reliable guy to have, he was very responsive and kept me up to date with everything that was going on.
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02 Jan, 2013 by Sean
Matt has been a pleasure to work with over the years. He is extreemly knowlegable and has earned my trust to what is right for me. Whether it be something small like a traffic ticket or something major he makes himself available at all times. His dedication to helping his clients is something that really impressed me. Matt is also very well connected, there have been a few things that Matt was honest with me and let me know that isnt his expertise, but he was able to set me up with someone. Regardless of what you need a laywer for I would recomed giving Matt a call.
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24 Nov, 2012 by Anonymous
He is the best attorney that I have ever seen.he is very knowledgable in different fields.he def deserves any fees he charges.
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02 Dec, 2009 by Beth
I've used Omar for a couple of things and been very happy with his service. He's great about communicating, which not all lawyers are. His fees are reasonable, given the cost of legal issues these days. He gives things to you straight, but lets you make your own decision after laying out all the facts. I like his common sense approach. His ego doesn't get in the way. I like his ethics. I like his honesty. I've recommended him to my friends. He's got a grasp of what ordinary people are up against, instead of being insulated from the real world.
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06 Jul, 2009 by Anonymous
I would highly reccomend Mr. Farooq. He is very competent in every area he practices in and always kept me informed as to what was happening in my case.
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29 Mar, 2012 by Kelly
Mr. Jimerson has handled collection files as well as other matters involving liens with several companies that I have managed. The use of Mr. Jimerson and his team have proved to be a great asset for increased payments that otherwise would have never been collected.
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09 Jun, 2010 by Anonymous
Mr. Jimerson and his support staff did a great job with with a rather complex case. He and his staff kept me informed throughout the entire affair and helped me understand the nuances of issue.
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23 Jun, 2021 by Brandon harris
Very intelligent and competent lawyer. She went above and beyond with her help in my case and I recommend her to anyone.
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22 Nov, 2011 by Anonymous
I have known and used Raymond for over 15 years. He has always been very professional and anytime I needed a question answered in any area of my position as Credit or Collections, he has always given me the answer. No waiting time - he always returns calls or emails immediately. He has collected over $3,000,000.00 for me in the past and I recently changed companies in the last two years and he has collected over $1,000,000.00 for the new company I am working for. His partner, Mike Marees, and all of his staff have been amazing to work with and has made my job easy. If you need someone to work for you, he is the man.
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23 Mar, 2017 by Kimberlee
I have had the pleasure of working with Jeff Ricke over the last year on collections efforts on behalf of the Bank. Jeff is knowledgeable and effective regarding the collection of debts owed to the bank and is very professional and easy to work with. The team at Hiday & Ricke is very responsive to me and the Bank’s needs. You won’t be disappointed with their efforts and results.
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07 May, 2024 by Hunter n
Robert was awesome to work with. My case took years to resolve and i never felt out of the loop. I could always get ahold of him through text, calls, or emails. He took what we needed into account and always made sure we were able to get the treatment we needed for our injuries. In the long run we were able to settle right as the trial started and we are happy to have our future treatment and more secure. Such a weight is off our shoulders and we have Robert and everyone else at his firm that helped to thank for it. I would highly recommend having this firm fight for you because I've seen how they fought for me and my brother. Thank you guys again!
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22 Feb, 2024 by Joy beam
5 stars for Seth Studer! He went above and beyond to help us settle our case. He was knowledgeable, efficient and friendly. He works hard to make sure you get what you deserve. 10/10 recommend!
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27 Dec, 2023 by Sean denison
Very happy with my experience with this law firm. Went above and beyond to help with every step of the way!
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01 Oct, 2024 by Jichelle peña
Pajcic & Pajcic was the best firm for me. Paralegal, Sabrina Williams, was absolutely amazing! She deserves a hefty raise (no less than 30%) with how professional, caring, and thorough she was throughout this process. She made sure that I was up to date with everything every step of the way and so much more. She honestly went above and beyond with so much and I'm eternally grateful. Thank you for being the glue that kept everything together, Sabrina Williams!
Attorney Curt Pajcic was great to witness in action. When things got tough, Curt gave me the reassurance I needed and solidified my decision to choose him to represent me. Curt Pajcic, I can't thank you enough for all you have done for me and my family. I am forever grateful!
If you're looking for a great firm that takes care of you, choose Pajcic & Pajcic. Sabrina Williams and Curt Pajcic are a wonderful duo and will make you feel like family.
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24 Sep, 2024 by T h
Attorney, Curt Pajcic, paralegal, Sabrina Williams and all of his staff were absolutely wonderful in handling my case. This was the first car accident I've ever been in as well as the first lawsuit.
Curt and his team were extremely kind, professional, efficient and responsive to my calls and concerns and worked diligently on my behalf! The insurance company and their lawyers were very difficult to deal with, but no match for Curt Pajcic! He pursued my case with unmitigated tenacity with respect for the law and I received the full limits of the policy.
I highly recommend Curt Pajcic and his team!
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23 Sep, 2024 by Steven amos
A fantastic and seamless process for our case. Very personalized communication and assistance from our attorney and his staff. W could not be happier!
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17 Oct, 2024 by Glenn valerio
17 Oct, 2024 by Connie e. jenkins-pye
01 Oct, 2024 by S n b
Today, I had the pleasure of completing a Real Estate Closing for both the buyer and the seller with Ansbacher Law. The entire process was smooth, Ms. Jacqueline Clay was very professional and very knowledgeable, and I had an incredible experience from start to finish. I’m looking forward to reconnecting with you and your team in the future for more successful transactions! Thank you again SNB MOBILE NOTARY SERVICES
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26 Sep, 2024 by Michael weathers
16 Sep, 2024 by Anita music waldron
I appreciate century law firm very much! Miss Donald White called me today and went over my case! she had a lot of knowledge and she respected me, and she explained to me about everything about my case! she is a Jewel & Access for century law firm⭐️⭐️⭐️⭐️⭐️! And good for customers also like myself! Central law firm is awesome! And they have good employees working for the clients benefits’ Again, thank you Central law firm for Donna White!! I give lost Central law firm Five stars⭐️⭐️⭐️⭐️⭐️! Also give Donna five stars⭐️⭐️⭐️⭐️⭐️! Yay!
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16 Sep, 2024 by Debra rodriguez
Friendly staff that works hard for you. Everyone you speak with is so pleasant and kind to your concerns. They quickly address your concerns and get them resolved promptly. Cynthia recently worked diligently to reach a resolution by going above and beyond to followup with me. Very pleased with the entire company!!!
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26 Sep, 2024 by Michael weathers
16 Sep, 2024 by Anita music waldron
I appreciate century law firm very much! Miss Donald White called me today and went over my case! she had a lot of knowledge and she respected me, and she explained to me about everything about my case! she is a Jewel & Access for century law firm⭐️⭐️⭐️⭐️⭐️! And good for customers also like myself! Central law firm is awesome! And they have good employees working for the clients benefits’ Again, thank you Central law firm for Donna White!! I give lost Central law firm Five stars⭐️⭐️⭐️⭐️⭐️! Also give Donna five stars⭐️⭐️⭐️⭐️⭐️! Yay!
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16 Sep, 2024 by Debra rodriguez
Friendly staff that works hard for you. Everyone you speak with is so pleasant and kind to your concerns. They quickly address your concerns and get them resolved promptly. Cynthia recently worked diligently to reach a resolution by going above and beyond to followup with me. Very pleased with the entire company!!!
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06 Aug, 2023 by Anonymous
He likes to post irrelevant things on your questions and mock your situation. I live in Kentucky so I have no need for a Florida lawyer and I stated my situation with a little backstory and he not only tried to make me look stupid but continued to come back and add more comments with his condescending opinions and unasked for "advice" I think he enjoys trolling people. I did not consult him and asked him to move on to someone else and he just continued to come back and insult me personally.
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19 May, 2023 by Chris
I loved his advice even though it is a very messed up situation. I am presently hiring an attorney and he told me exactly what I needed to hear.
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08 Feb, 2023 by David
This lawyer was very helpful and obvious of having significant knowledge of the complex structure of the FL laws of civil procedures. He is upfront, no bs and honest.
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FAQs
Questions? We have answers
What a Debt Collection Lawyer Can Do for You
A debt collection lawyer helps individuals and businesses navigate legal matters related to debt collection. Whether you’re a creditor seeking to recover unpaid debts or a debtor facing aggressive collection actions, a debt collection lawyer can provide valuable assistance. These lawyers help creditors pursue legal action to collect overdue debts and ensure compliance with debt collection laws. On the debtor’s side, they help defend against unlawful collection practices, negotiate repayment plans, or file for bankruptcy if necessary.
If you’re dealing with a debt collection issue, a lawyer can ensure your rights are protected and work toward a resolution that aligns with your financial or business needs.
When Should I Hire a Debt Collection Lawyer?
You should consider hiring a debt collection lawyer if you are facing any of the following situations:
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For Creditors:
- Unpaid debts: If you’re a creditor (such as a business or individual) with unpaid invoices, loans, or accounts receivable, a lawyer can help you pursue legal action to recover the debt.
- Debtor refuses to pay: When a debtor is unwilling or unable to make payments, a lawyer can assist with filing lawsuits, securing judgments, and enforcing those judgments to collect the debt.
- Negotiating repayment plans: If you’re willing to work with a debtor to arrange a payment plan, a lawyer can negotiate and draft a legally enforceable agreement.
- Legal representation in court: If a debtor disputes the debt or countersues, a lawyer can represent you in court and ensure your legal interests are protected.
- Securing liens or garnishments: A lawyer can help you secure liens on a debtor’s property or garnishments on their wages to recover the owed debt.
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For Debtors:
- Facing debt collection lawsuits: If you’ve been sued by a creditor or collection agency, a lawyer can represent you in court and help you defend against the claim or negotiate a settlement.
- Debt collection harassment: If creditors or debt collection agencies are harassing you or violating your rights under the Fair Debt Collection Practices Act (FDCPA), a lawyer can help stop the harassment and potentially sue for damages.
- Negotiating debt settlements: If you owe a significant amount of money but want to avoid bankruptcy, a lawyer can negotiate with creditors to reduce the total amount owed or set up a payment plan.
- Disputing a debt: If you believe a debt is incorrect or have been wrongfully targeted by debt collectors, a lawyer can help you dispute the claim and provide evidence to resolve the matter.
- Bankruptcy options: If your debts are overwhelming and you’re unable to repay them, a debt collection lawyer can help you explore bankruptcy as an option for debt relief.
Hiring a lawyer early in the process can help you protect your financial interests and avoid escalating legal issues.
What Does a Debt Collection Lawyer Do?
A debt collection lawyer provides a variety of services depending on whether they are representing the creditor or the debtor. Their responsibilities often include:
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For Creditors:
- Filing lawsuits: A lawyer can file a lawsuit against a debtor who has failed to pay what they owe. This includes preparing and submitting legal documents, representing you in court, and pursuing judgments.
- Negotiating settlements: If the debtor is willing to settle, the lawyer can negotiate a payment arrangement or reduced settlement that ensures you recover some or all of the debt.
- Securing judgments and enforcement: After obtaining a court judgment, a lawyer can help enforce it through methods like wage garnishment, bank levies, or property liens.
- Reviewing contracts and agreements: A lawyer can review your contracts and lending agreements to ensure that they comply with the law and are enforceable if a debtor defaults.
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For Debtors:
- Defending against debt collection lawsuits: If you’re being sued by a creditor, a lawyer can challenge the lawsuit, dispute the debt’s validity, or negotiate a more favorable settlement.
- Stopping harassment: If debt collectors are using unlawful practices to collect a debt (such as threatening you or contacting you excessively), a lawyer can intervene and protect your rights.
- Negotiating debt relief: A lawyer can negotiate with creditors to reduce the total amount of debt you owe or develop a manageable payment plan that suits your financial situation.
- Disputing inaccurate debts: If a debt is not valid, a lawyer can help you gather evidence to dispute the claim and prevent further collection actions.
- Filing for bankruptcy: If your debts are overwhelming, a lawyer can advise you on whether filing for bankruptcy is the best option and help you through the process.
How Are Debt Collection Lawyers Paid?
Debt collection lawyers typically charge for their services in different ways depending on the complexity of the case and whether they represent a creditor or debtor. Common payment structures include:
- Hourly rate: Many debt collection lawyers charge by the hour, with rates typically ranging from $150 to $500 or more, depending on the lawyer’s experience and the case’s complexity. Hourly fees are common when the lawyer is representing either party in litigation or negotiation.
- Contingency fee: For creditors, some lawyers work on a contingency fee basis, meaning they only get paid if they successfully recover the debt. Their fee is typically a percentage of the recovered amount, usually ranging from 20% to 40%.
- Flat fee: For specific services, such as reviewing a contract, drafting a demand letter, or defending a straightforward debt collection lawsuit, a lawyer may charge a flat fee.
- Retainer: For larger or ongoing cases, a lawyer may require a retainer fee ranging from $2,000 to $10,000, depending on the complexity of the case and the expected duration.
It’s important to discuss fees with your lawyer during the initial consultation and understand the total cost of their services before proceeding with your case.
How Much Does a Debt Collection Lawyer Cost?
The cost of hiring a debt collection lawyer depends on whether you are a creditor or debtor, the complexity of the case, and the lawyer’s experience. General cost estimates include:
- Hourly rates: Most debt collection lawyers charge between $150 and $500 per hour. Complex cases involving litigation or large amounts of money may result in higher legal fees.
- Contingency fees: If the lawyer works on a contingency basis, they typically charge between 20% and 40% of the recovered amount. For example, if you recover $10,000 and the contingency fee is 30%, the lawyer would take $3,000.
- Flat fees: For simpler services like drafting a demand letter or responding to a debt collection lawsuit, flat fees may range from $500 to $2,500, depending on the work required.
- Retainers: For larger or ongoing cases, a lawyer may require a retainer fee ranging from $2,000 to $10,000, depending on the complexity of the case and the expected duration.
Always ask for a detailed cost estimate during your consultation to avoid surprises and ensure that the services fit your budget.
Top Questions to Ask a Debt Collection Lawyer
Before hiring a debt collection lawyer, it’s important to ask the right questions to ensure they have the experience and expertise to handle your case. Key questions to ask include:
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What experience do you have with debt collection cases?
Make sure the lawyer has experience handling cases similar to yours, whether you’re a creditor or debtor. -
How do you charge for your services?
Clarify whether the lawyer charges by the hour, on a contingency fee basis, or a flat fee, and ask for a detailed estimate of the total cost. -
What is the likelihood of success in my case?
Ask the lawyer for an honest assessment of your case and the potential outcomes. -
How long will the process take?
Debt collection cases can take time, so ask the lawyer how long they expect the process to last, from filing the claim to recovering the debt or resolving the dispute. -
What are my legal rights?
Ask the lawyer to explain your rights as a creditor or debtor, including protections under laws like the Fair Debt Collection Practices Act (FDCPA). -
Will you personally handle my case?
In larger firms, junior attorneys or paralegals may handle parts of the case. Make sure you know who will be managing your case.
How to Check the Credibility of a Debt Collection Lawyer
To ensure you are hiring a reputable debt collection lawyer, take the following steps to verify their credentials and track record:
- Verify their bar status: Check with your state bar association to confirm that the lawyer is licensed to practice law and has no history of disciplinary actions.
- Look for debt collection experience: Review the lawyer’s website or professional profile to ensure they specialize in debt collection law and have successfully handled cases like yours.
- Read client reviews and testimonials: Look for client reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s professionalism and ability to handle debt collection cases.
- Ask for references: A reputable lawyer should be able to provide references from past clients who have worked with them on debt collection matters.
- Check for certifications or memberships: Look for certifications or memberships in organizations like the National Creditors Bar Association (NCBA) or other relevant associations that focus on debt collection law.
What Should I Prepare for My First Consultation?
To get the most out of your first consultation with a debt collection lawyer, it’s important to come prepared with relevant documents and information. Here’s what you should bring:
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For Creditors:
- List of outstanding debts: Bring a detailed list of the debts owed to you or your business, including invoices, contracts, or other supporting documentation.
- Previous communication with the debtor: Provide copies of any emails, letters, or phone call logs showing attempts to collect the debt.
- Contracts or agreements: Bring any contracts or agreements related to the debt, as they may be critical in proving your case.
- Judgment information (if applicable): If you’ve already obtained a court judgment against the debtor, bring the judgment documents and any enforcement attempts.
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For Debtors:
- Debt collection letters or notices: Bring any correspondence from creditors or collection agencies, including demand letters and collection notices.
- Payment records: Provide proof of any payments made toward the debt, including receipts, canceled checks, or bank statements.
- Debt validation or dispute documentation: If you’ve disputed the debt or requested validation, bring copies of the dispute letters and the creditor’s response.
- Legal summons or lawsuit documentation: If you’re facing a lawsuit, bring the court summons, complaint, and any legal documents related to the case.
By preparing thoroughly for your consultation, you can help the lawyer assess your situation more effectively and provide the best legal advice tailored to your needs.
