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11 Sep, 2024 by Kevin
Ryan is truly a stand up guy. Even though we ultimately did not use his service, he was very thorough explaining all of our options. Highly recommend him!
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13 Jul, 2024 by D b
22 May, 2024 by Nelly mercado
I can not say enough good things about Attorney Ryan Really. He handled my case with care, his advice was on point, his understanding was very sympathetic. He treated me like a person and not just a client, if you need help he is the one to go to. He exceeded my expectations and would highly recommend him to anyone that needs help.
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31 Aug, 2021 by Lindsay
I was very satisfied with the results. Alan was very knowledgeable and explained everything until I understood exactly what was going on in my situation. If I'm ever in need for an attorney, this will be my first phone call
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20 Jul, 2021 by John
Alan was involved for nine months in my real estate dispute which took over two years to conclude. He joined with his partner Michelle Hurvitz who had been leading the case since it began. Because of Covid I was not able to meet Alan in person, but it really didn't matter. His dedication and compassion were readily apparent by phone and zoom, and I immediately trusted his integrity and outstanding legal skills and judgement. He worked smoothly with Michelle to move my case to a successful verdict (We won!). They communicate openly and honestly and hone each other's thinking. I've taught executive teamwork in many companies and countries, and these two, Hamisch and Hurvitz, are the real deal.
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11 Jul, 2021 by Juliana
Mr Hamisch did a wonderful job with the preparation and presentation of my case.
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10 Sep, 2020 by Deborah
I first was put into contact with Mr. Rich by my lawyer in Indiana in 2016. My younger brother had passed away unexpectedly and I was the appointed executor of his estate. He owned property in Florida that either needed to be sold or transferred to me. As there were two other siblings involved from other states, it became a little more complicated. Mr. Rich was able to get all things sorted out to everyone’s satisfaction.
In 2020 my husband, myself and my in-laws got involved with the purchase of a “time share” in Florida. It involved a large corporation with resorts all over the United States. As time went on, we realized we were not getting what was promised to us. We wanted out of the contract, but of course they said that was not possible. I contacted Mr Rich again to see if we had any way out. After he heard everything that was promised and what we actually were getting he took our case. We won!
I have worked now with Mr. Rich on two occasions. Neither of these cases were large, but I always felt he always worked his hardest to obtain a good outcome for me. He is very knowledgeable, very approachable, honest and tenacious. I highly recommend him and would not hesitate to call upon him again should the need arise.
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10 Feb, 2015 by Susan
Mr. Rich is an excellent litigator. He is an expert attorney who is a detail-oriented, in-depth, and thoughtful legal researcher. His is conversant with current case law and his case preparation and hearing performances have been exceptional. He has filed paperwork and findings efficiently and promptly, in addition to thoroughly exploring all legal avenues and tailoring the approaches selected to meet the needs of my case.
Both compassionate and professional, he found creative solutions to complex matters and cases that supported the issues involved in my dispute. His legal expertise is demonstrated by his intelligence and excellent communication skills. He is an outstanding and persuasive negotiator who is tenacious, articulate, and well informed. At all times during my case, he has been very responsive to me and looked after my best interests. He returns phone calls and emails promptly, often on weekends. He is an honest and client-focused attorney who is patient, informative, professional, and kind. I would recommend him for any legal matter.
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11 Jul, 2012 by Bill
Like most people we have had both good and bad experiences with Attorneys. Todd Rich answered a 1/2 million dollar suit brought against us and drafted a counter suit that was lawyering beyond words. result was we won by the plaintiff dismissing the suit entirely and with prejdudice to boot.
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19 Apr, 2023 by Carolyn
Having just moved to Florida and needing help relocating my business here, the Dal Lago Law Group has been exceptional; from their customer service, transparent billing, communication and wllingness to help me find other services I need for my business. Jennifer is my attorney and I couldnt be happier. She works and goes the extra mile for me. Her passion for the law and her knowledge and experience have been so valuable to me. I HIGHLY suggest the Dal Lago Law Group and I refer them to anyone who needs a great legal team.
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25 Nov, 2020 by Angie
I can't thank Mike enough for all of the work he did for me. When asked to join a newly founded company as a partner, I consulted Mike to review all my partnership agreements, etc. His recommendations were well though-out and his experience truly showed when walking me through the options for my particular situation. He was extremely responsive and professional. I truly appreciate all the work he did for me.
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19 Sep, 2019 by John
Several years ago I had a major dispute with the Florida department of revenue. I wanted to sue them knowing it would be a long, lengthy and costly ordeal.
Mike strongly advised me against this. As an atty, this is how he makes his money, so this is truly integrity at its best.
I have now used Mike for other matters and highly recommend his service.
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22 Sep, 2023 by Ron clark
This is the friendliest law firm, I have ever experienced, everyone was so nice and willing to listen to me. I would recommend this law firm to anyone.
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22 Sep, 2023 by Annette leteux
Very Professional, Knowledgeable, and Personable. I would recommend Kushi Law Firm for those with small and large assets! She knows how to assist anyone’s Estate Planning!
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28 Jun, 2023 by Kyle shoemaker
Kushi Law firm is dedicated and provides concierge level estate planning. They assist with documents to ensure you and your loved ones are protected.
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03 Oct, 2024 by Darlene egan
Efficient, attention to detail, professional, caring, with our best interest at heart. These are the words I use to describe Missy at Bryant Title/Bryant Law and how she handled our closings. We have had the pleasure of working with her twice in the past year and we were very pleased both times with our interaction. I would highly recommend Bryant Title/Bryant Law to anyone needing their services.
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02 Oct, 2024 by Angela rizzi
Brad and the staff at Bryant Title always do an amazing job for my customers and I was fortunate to have them do my own closing recently. They are always very thorough and accommodating. I had highly recommend them.
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02 Oct, 2024 by Nathan dyer
Very professional! Great Team Work!
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10 Sep, 2024 by Sam aceti
05 Sep, 2024 by Nick cuomo
We’ve been using Ross title for years and they are very helpful
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29 Aug, 2024 by Jack hirsh
Very pleased with the efficiency . Strongly recommend
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01 Apr, 2017 by Kris
Recently used Mr. Ged regarding real estate matters. I found Mr. Ged to go above and beyond an attorneys duty. He was knowledgeable, informative, honest and worked with confidentiality and integrity.
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20 Mar, 2017 by Kevin
Was referred to David by a real estate agent. He was very vague in his conversations. Could not keep appointments, and his secretary admitted she did not know if and when he would be in office. Our local attorney's would not deal with him.
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16 Jan, 2014 by Lea
I was referred to David and he was very knowledgeable and made the whole real estate transaction very smooth and easy. He was very organized and his company responded to me in a very quick manner.
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FAQs
Questions? We have answers
What a Debt Collection Lawyer Can Do for You
A debt collection lawyer helps individuals and businesses navigate legal matters related to debt collection. Whether you’re a creditor seeking to recover unpaid debts or a debtor facing aggressive collection actions, a debt collection lawyer can provide valuable assistance. These lawyers help creditors pursue legal action to collect overdue debts and ensure compliance with debt collection laws. On the debtor’s side, they help defend against unlawful collection practices, negotiate repayment plans, or file for bankruptcy if necessary.
If you’re dealing with a debt collection issue, a lawyer can ensure your rights are protected and work toward a resolution that aligns with your financial or business needs.
When Should I Hire a Debt Collection Lawyer?
You should consider hiring a debt collection lawyer if you are facing any of the following situations:
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For Creditors:
- Unpaid debts: If you’re a creditor (such as a business or individual) with unpaid invoices, loans, or accounts receivable, a lawyer can help you pursue legal action to recover the debt.
- Debtor refuses to pay: When a debtor is unwilling or unable to make payments, a lawyer can assist with filing lawsuits, securing judgments, and enforcing those judgments to collect the debt.
- Negotiating repayment plans: If you’re willing to work with a debtor to arrange a payment plan, a lawyer can negotiate and draft a legally enforceable agreement.
- Legal representation in court: If a debtor disputes the debt or countersues, a lawyer can represent you in court and ensure your legal interests are protected.
- Securing liens or garnishments: A lawyer can help you secure liens on a debtor’s property or garnishments on their wages to recover the owed debt.
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For Debtors:
- Facing debt collection lawsuits: If you’ve been sued by a creditor or collection agency, a lawyer can represent you in court and help you defend against the claim or negotiate a settlement.
- Debt collection harassment: If creditors or debt collection agencies are harassing you or violating your rights under the Fair Debt Collection Practices Act (FDCPA), a lawyer can help stop the harassment and potentially sue for damages.
- Negotiating debt settlements: If you owe a significant amount of money but want to avoid bankruptcy, a lawyer can negotiate with creditors to reduce the total amount owed or set up a payment plan.
- Disputing a debt: If you believe a debt is incorrect or have been wrongfully targeted by debt collectors, a lawyer can help you dispute the claim and provide evidence to resolve the matter.
- Bankruptcy options: If your debts are overwhelming and you’re unable to repay them, a debt collection lawyer can help you explore bankruptcy as an option for debt relief.
Hiring a lawyer early in the process can help you protect your financial interests and avoid escalating legal issues.
What Does a Debt Collection Lawyer Do?
A debt collection lawyer provides a variety of services depending on whether they are representing the creditor or the debtor. Their responsibilities often include:
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For Creditors:
- Filing lawsuits: A lawyer can file a lawsuit against a debtor who has failed to pay what they owe. This includes preparing and submitting legal documents, representing you in court, and pursuing judgments.
- Negotiating settlements: If the debtor is willing to settle, the lawyer can negotiate a payment arrangement or reduced settlement that ensures you recover some or all of the debt.
- Securing judgments and enforcement: After obtaining a court judgment, a lawyer can help enforce it through methods like wage garnishment, bank levies, or property liens.
- Reviewing contracts and agreements: A lawyer can review your contracts and lending agreements to ensure that they comply with the law and are enforceable if a debtor defaults.
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For Debtors:
- Defending against debt collection lawsuits: If you’re being sued by a creditor, a lawyer can challenge the lawsuit, dispute the debt’s validity, or negotiate a more favorable settlement.
- Stopping harassment: If debt collectors are using unlawful practices to collect a debt (such as threatening you or contacting you excessively), a lawyer can intervene and protect your rights.
- Negotiating debt relief: A lawyer can negotiate with creditors to reduce the total amount of debt you owe or develop a manageable payment plan that suits your financial situation.
- Disputing inaccurate debts: If a debt is not valid, a lawyer can help you gather evidence to dispute the claim and prevent further collection actions.
- Filing for bankruptcy: If your debts are overwhelming, a lawyer can advise you on whether filing for bankruptcy is the best option and help you through the process.
How Are Debt Collection Lawyers Paid?
Debt collection lawyers typically charge for their services in different ways depending on the complexity of the case and whether they represent a creditor or debtor. Common payment structures include:
- Hourly rate: Many debt collection lawyers charge by the hour, with rates typically ranging from $150 to $500 or more, depending on the lawyer’s experience and the case’s complexity. Hourly fees are common when the lawyer is representing either party in litigation or negotiation.
- Contingency fee: For creditors, some lawyers work on a contingency fee basis, meaning they only get paid if they successfully recover the debt. Their fee is typically a percentage of the recovered amount, usually ranging from 20% to 40%.
- Flat fee: For specific services, such as reviewing a contract, drafting a demand letter, or defending a straightforward debt collection lawsuit, a lawyer may charge a flat fee.
- Retainer: For larger or ongoing cases, a lawyer may require a retainer fee ranging from $2,000 to $10,000, depending on the complexity of the case and the expected duration.
It’s important to discuss fees with your lawyer during the initial consultation and understand the total cost of their services before proceeding with your case.
How Much Does a Debt Collection Lawyer Cost?
The cost of hiring a debt collection lawyer depends on whether you are a creditor or debtor, the complexity of the case, and the lawyer’s experience. General cost estimates include:
- Hourly rates: Most debt collection lawyers charge between $150 and $500 per hour. Complex cases involving litigation or large amounts of money may result in higher legal fees.
- Contingency fees: If the lawyer works on a contingency basis, they typically charge between 20% and 40% of the recovered amount. For example, if you recover $10,000 and the contingency fee is 30%, the lawyer would take $3,000.
- Flat fees: For simpler services like drafting a demand letter or responding to a debt collection lawsuit, flat fees may range from $500 to $2,500, depending on the work required.
- Retainers: For larger or ongoing cases, a lawyer may require a retainer fee ranging from $2,000 to $10,000, depending on the complexity of the case and the expected duration.
Always ask for a detailed cost estimate during your consultation to avoid surprises and ensure that the services fit your budget.
Top Questions to Ask a Debt Collection Lawyer
Before hiring a debt collection lawyer, it’s important to ask the right questions to ensure they have the experience and expertise to handle your case. Key questions to ask include:
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What experience do you have with debt collection cases?
Make sure the lawyer has experience handling cases similar to yours, whether you’re a creditor or debtor. -
How do you charge for your services?
Clarify whether the lawyer charges by the hour, on a contingency fee basis, or a flat fee, and ask for a detailed estimate of the total cost. -
What is the likelihood of success in my case?
Ask the lawyer for an honest assessment of your case and the potential outcomes. -
How long will the process take?
Debt collection cases can take time, so ask the lawyer how long they expect the process to last, from filing the claim to recovering the debt or resolving the dispute. -
What are my legal rights?
Ask the lawyer to explain your rights as a creditor or debtor, including protections under laws like the Fair Debt Collection Practices Act (FDCPA). -
Will you personally handle my case?
In larger firms, junior attorneys or paralegals may handle parts of the case. Make sure you know who will be managing your case.
How to Check the Credibility of a Debt Collection Lawyer
To ensure you are hiring a reputable debt collection lawyer, take the following steps to verify their credentials and track record:
- Verify their bar status: Check with your state bar association to confirm that the lawyer is licensed to practice law and has no history of disciplinary actions.
- Look for debt collection experience: Review the lawyer’s website or professional profile to ensure they specialize in debt collection law and have successfully handled cases like yours.
- Read client reviews and testimonials: Look for client reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s professionalism and ability to handle debt collection cases.
- Ask for references: A reputable lawyer should be able to provide references from past clients who have worked with them on debt collection matters.
- Check for certifications or memberships: Look for certifications or memberships in organizations like the National Creditors Bar Association (NCBA) or other relevant associations that focus on debt collection law.
What Should I Prepare for My First Consultation?
To get the most out of your first consultation with a debt collection lawyer, it’s important to come prepared with relevant documents and information. Here’s what you should bring:
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For Creditors:
- List of outstanding debts: Bring a detailed list of the debts owed to you or your business, including invoices, contracts, or other supporting documentation.
- Previous communication with the debtor: Provide copies of any emails, letters, or phone call logs showing attempts to collect the debt.
- Contracts or agreements: Bring any contracts or agreements related to the debt, as they may be critical in proving your case.
- Judgment information (if applicable): If you’ve already obtained a court judgment against the debtor, bring the judgment documents and any enforcement attempts.
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For Debtors:
- Debt collection letters or notices: Bring any correspondence from creditors or collection agencies, including demand letters and collection notices.
- Payment records: Provide proof of any payments made toward the debt, including receipts, canceled checks, or bank statements.
- Debt validation or dispute documentation: If you’ve disputed the debt or requested validation, bring copies of the dispute letters and the creditor’s response.
- Legal summons or lawsuit documentation: If you’re facing a lawsuit, bring the court summons, complaint, and any legal documents related to the case.
By preparing thoroughly for your consultation, you can help the lawyer assess your situation more effectively and provide the best legal advice tailored to your needs.
