Filter by

John Frederick Bradley Jr, experienced Business, Debt Collection attorney in San Jose, CA with 20 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
42,22
star star star star star
4.8/5
Avvo
4.8
20 Reviews
star star star star star
21 May, 2024 by Leila
From the moment I reached out with my inquiry, he was prompt and thorough in his responses. I greatly appreciate his dedication to providing timely assistance
Read more Avvo
star star star star star
08 Apr, 2024 by Paul
Great attorney, gave a great response and had even followed up with two phone calls. Even when he knew I needed something different, he went above and beyond to help. True ethics! Thanks!!
Read more Avvo
star star star star star
09 Jan, 2024 by Atti
I would very highly recommend Mr. Bradley for any collection disputes. I was looking around to retain a lawyer to collect my judgment award against my previous employer. A friend of mine recommended Mr. Bradley and I am so grateful that he accepted my case. He is a fantastic lawyer. He is very knowledgeable and professional. He was able to collect the judgment in a very short period while maintaining the cost at a minimum for me. I never sent him an email during the whole process because he always updated me on everything. He is very reachable and easy to communicate with. I will recommend him again and again.
Read more Avvo
See more
Thomas Caudill, experienced Debt Collection attorney in San Jose, CA with 59 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
40,09
star star star star star
5.0/5
Avvo
5.0
1 Reviews
Google Maps
5.0
58 Reviews
star star star star star
10 Oct, 2024 by V.e.
It was a pleasure to work with Attorney Mousavi. She is the best and very knowledgable, honest, knows the details very well. She is kind and extremely supportive and the most important, She is always available to talk to you on the phone or in person as needed. She gets your job done in timely manner and tells you what to expect which was exactly true. She is also very patient with her clients. Her office fees are very reasonable, she is there to help you. I highly recommend her for your immigration matters. I cannot thank her enough.
Read more Google Maps
star star star star star
04 Oct, 2024 by Sara mozafari
Sahar is one the exceptionally professional lawyers that i have seen, she is patient, knowledgeable, with the great sense of understanding, assessing your case carefully and giving you the best option possible, i highly recommend her to anyone who wants a reliable lawyer
Read more Google Maps
star star star star star
14 Sep, 2024 by Yosra may
I highly recommend Sahar Mousavi for anyone in need of immigration services. She has been an incredible support throughout my entire process, always attentive, knowledgeable, and professional. Her expertise and dedication made a stressful situation much easier to navigate, and I always felt confident knowing she was handling my case. Sahar Mousavi was responsive to my questions and kept me updated every step of the way. Thanks to her hard work and guidance, I achieved the outcome I was hoping for. If you’re looking for an immigration attorney who truly cares about her clients and delivers outstanding service, look no further than Mousavi Sahar .
Read more Google Maps
See more
Frederick William Schwinn, experienced Appeals, Business attorney in San Jose, CA with 20 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,62
star star star star star
5.0/5
Avvo
5.0
20 Reviews
star star star star star
29 May, 2022 by Mira r.
Fred was great! He helped me resolve the issue with western dental. Western dental refused to return my money after canceling the job they promised to do. For several months I called western dental, asking them for refund. I finally ran into Fred, who easily solved the problem. Soon after I got full refund! Thank you Fred!
Read more Avvo
star star star star star
19 Oct, 2021 by John
Received a judgement for a credit card l defaulted on over 10 years ago, they were going to take 25% of my wages by garnishing my paychecks. Over the years I avoided the paperwork and didn’t have the money to pay it off. Looking all over the internet for a local consumer attorney to guide me through this situation. While l was reading reviews l came across Mr. Fred Schwinn and just go in my car and drove over to his office. Upon my arrival Fred met me at the entrance and right away took me back to his office and looked up my case. Fred instructed me to go pick up some paperwork for him downtown, with paperwork in hand the next morning I was back in Fred’s office, sat down and discussed a few things with Fred and he, of course, just happened to know the collection agency that garnished my wages. Fred solved my situation in a matter of minutes! We reached an agreement and it was over right then and there. I’m sure it all depends on the situation but the minute l met Fred l said to myself this is my guy. Big Thank You To Mr. Fred Schwinn And The Consumer Law Center John G
Read more Avvo
star star star star star
20 Aug, 2021 by Tim
I consulted Fred Schwinn regarding a debt-buyer's action to reopen an out-of-state vacated and dismissed case. As a result of Fred's professional knowledge and experience, Fred informed me of the exact document I needed for my defense. I obtained this critical document and it was sent to the debt-buyer's attorney. Due to this supporting evidence, my case was again vacated and dismissed in court. I am forever grateful...Fred Schwinn is the very best consumer law attorney!
Read more Avvo
See more
Julia Ming Hua Wei, experienced Debt Collection, Litigation attorney in San Jose, CA with 2 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,06
star star star star star
5.0/5
Avvo
5.0
2 Reviews
star star star star star
23 Jun, 2018 by Andrew wen
As a real estate investor, Julia and her firm are a critical business partner for me for over 5 years. As I consider new investments, seek to maximize my existing properties and exit them, I always make sure to run my key transactions and strategy through them. She's really efficient & effective at spotting the key issues I need to be concerned about. I get pragmatic legal advice that is in context of the business considerations I have.
Read more Avvo
star star star star star
20 Jun, 2010 by Anonymous
Julia was extremely helpful in our legal matter relating to a purchase transaction. Her vast experience in real estate law lead to a favorable resolution for our family. We would look to Julia for future needs.
Read more Avvo
See more
Steven Jude Sibley, experienced Business, Debt Collection attorney in San Jose, CA with 1 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,03
star star star star star
5.0/5
Avvo
5.0
1 Reviews
star star star star star
30 Mar, 2019 by Anonymous
I was given honest detailed facts of my tax status that opened up my eyes. I have hope to understand the "how" and "why" from a long journey of financial abuse. I have hope of more spousal injured, identity discoveries I'm not aware of. Lawyer Steve Sibley has given me great hope of discovering the " honest to God truth", no one has been able to. Just in consultation, I was given honest facts on my status that was alarming. It was honest and educating. I have hope again to continue working with attorney Sibley according to protocol measures.
Read more Avvo
See more
Andrew James Ditlevsen, experienced Business, Debt Collection attorney in San Jose, CA with 1 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,00
star star star star star
5.0/5
Google Maps
5.0
1 Reviews
star star star star star
08 Feb, 2024 by Lia ghirmazion
Dennis has been my family lawyer for years. Because, he is the most honest lawyer, that I have known Mr Kollenborn. I few lowyer before Mr kollenborn that took advantage of me, Unfortunately, I didn’t know Mr. Kollenborn then. I have know him for over 25 years I always recommended my friends and family to go to him before they hire other lawyers. he helped me my nasty divorce case 25 years ago and And family members are criminal cases Did wonderful job.
Read more Google Maps
See more
William Brown Gustafson, experienced Debt Collection attorney in San Jose, CA with 47 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
36,18
star star star star star
4.7/5
Avvo
5.0
8 Reviews
Google Maps
4.6
39 Reviews
star star star star star
25 Nov, 2024 by Rachel
Super thankful for Josh (and Chris) for bringing this case to an end and helping settle this matter. Very upfront about everything and answered all of my questions. Also shoutout to Tanya for handling all the back and forth with me. Great team. Highly recommend them.
Read more Google Maps
star star star star star
23 Nov, 2024 by Jenny thai
Outstanding Legal Representation from Lawyer Albie Jachimovicz Lawyer Albie Jacjimovicz at (JLG Jachimovicz) Law Office provided exceptional legal support. They were professional, knowledgeable, and always responsive, keeping me informed every step of the way. Thanks to their dedication and expertise, the case of my son had a favorable outcome. Highly recommend!
Read more Google Maps
star star star star star
16 Nov, 2024 by Candelaria grajeda- campos
Google Maps
See more
Alexander Sarafin Rusnak, experienced Consumer Protection, Debt Collection attorney in San Jose, CA with 117 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
35,84
star star star star star
4.8/5
Google Maps
4.8
117 Reviews
star star star star star
26 Feb, 2025 by Yujin choi
Google Maps
star star star star star
26 Nov, 2024 by The goul
Mr. Cameron and his team were very easy to work with and always responded within a reasonable amount of time. All questions were answered in detail, was guided through the process for my case, and was taken care of in a timely manner. Highly recommend Mr. Cameron Bowman. He is a natural born fighter.
Read more Google Maps
star star star star star
16 Oct, 2024 by Andrea fullmer
Google Maps
See more
Benjamin Rafael Levinson, experienced Debt Collection, Foreclosure attorney in San Jose, CA with 11 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
28,08
star star star star star
4.1/5
Avvo
4.1
11 Reviews
star star star star star
16 May, 2023 by John bui
My house recently got sold by foreclosure. My house is about $1.3 mil however it got sold $537,000. I want to find is any wrongful foreclosure. Was it letting public know the day it went out for auction or any bits? Please return my call for more informative.
Read more Avvo
star star star star star
10 Oct, 2018 by Keith
I have hired Ben Levinson (Ben) for over twenty years. During that time, the cases he assisted with ranged from foreclosure issues, bankruptcy issues, real estate in many forms including eviction assistance, to concerns related to notes and loans. Scarcely a year has gone by when I have not had some issue or cause of litigation which required his assistance. His knowledge of the fields above has been quite exceptional. His sheer depth of experience has meant I not only felt comfortable with him in every way, but have recommended him to others, as well as regard him as the man "I go to" first of all. In addition, many of my colleagues in the real estate areas above also consider him the "go to man" nowadays. I doubt if there are many attorneys with his combination of experience and book knowledge combined. I have seen Ben in many different circumstances, and dealt with numerous other attorneys both as a client and adversary. Ben's years of business provides an extensive list of contacts which Ben readily offers to you if needed. This can be very useful where a case is remote from him and minimizes costs by using a local man. I can say he shows no restraint in minimizing exposure to other, cost-saving persons. Such experience also gives a client the inside information on the type of judges at hand, the best practical way to handle a case, and the strength of an opponent both in terms of the case, and his representation. This class of insight can only come from a long period in the field, and direct interaction with the actors in that field. Ben has both. As regards his knowledge of the business, I have seen first-hand his vast knowledge applied in what I know have been really exotic cases to my advantage. I have seen him run rings around other, lesser attorneys who literally lack his understanding and insight. I will add his recognition by the bench also does not harm the client where a judge has to choose between attorney BS and Levinson savoir-faire. With such observations, one would expect a fee that is high. I can state I have found Ben to be quite reasonable. I pay attorneys from $350 per hour to $1,500 per hour. Ben is in the reasonable portion of that range. Furthermore, since your payments as a client are the product of the hourly rate and number of hours, he has not to my knowledge ever added to the hours portion to enhance his bills - in fact quite the contrary. Ben has frequently undercharged for what I was expecting and also given free advice. I wish that were true of all attorneys! Ben has an office that is not large. As such, if your case is huge, an idea may be to have him lead the case, with one of the major "big-name" offices providing back-up. You will only save using this approach, I can guarantee that. I have used a similar approach on three occasions. In all interactions I have found Ben to be honest, forthright, and to the point. A valuable asset when the clock is ticking. He is accessible easily and answers his calls in a timely fashion. This may seem trite, but can be a major problem in getting cases started or questions answered. The contrast between Ben and other attorneys I am trying to deal with makes life so much more easy which is why I choose to deal with him when I can. In short, Ben is both a real professional, who knows his field, and does not inflate charges. A real find, at lease for me, in his world.
Read more Avvo
star star star star star
29 May, 2017 by Anonymous
I consulted with Ben and he let me know that I don't need a bankruptcy lawyer anymore and can continue to pursue my eviction case. I appreciate his honesty and professionalism and would recommend him!
Read more Avvo
See more
Richard George Maul, experienced Business, Debt Collection attorney in San Jose, CA with  reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
8,00
star star star star star
0/5
See more
Joseph R. Kafka, experienced Bankruptcy, Car Accident attorney in San Jose, CA with 0 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,00
star star star star star
0.0/5
See more
Ryan Dewey Griffin, experienced Bankruptcy, Debt Collection attorney in San Jose, CA with 0 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,00
star star star star star
0.0/5
See more
Madison Nhung-My Nguyen, experienced Business, Debt Collection attorney in San Jose, CA with 0 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,00
star star star star star
0.0/5
See more
Drew Flippin Henwood, experienced Debt Collection attorney in San Jose, CA with 0 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
0,00
star star star star star
0.0/5
See more
Janalie Ann Henriques, experienced Debt Collection attorney in San Jose, CA with 0 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
0,00
star star star star star
0.0/5
See more
Leslie Holmes, experienced Business, Debt Collection attorney in San Jose, CA with 0 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
0,00
star star star star star
0.0/5
See more
Catherine Schlomann Robertson, experienced Debt Collection, Financial Markets And Services attorney in San Jose, CA with 0 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
0,00
star star star star star
0.0/5
See more
Jason Sei Chin Kim, experienced Business, Debt Collection attorney in San Jose, CA with 0 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
0,00
star star star star star
0.0/5
See more
Ronald Wilcox, experienced Debt Collection attorney in San Jose, CA with 0 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
0,00
star star star star star
0.0/5
See more
Discover the ideal lawyer
You can search a lawyer by practice area, lawyer name, city, state, or ZIP code
FAQs
Questions? We have answers

What a Debt Collection Lawyer Can Do for You

A debt collection lawyer helps individuals and businesses navigate legal matters related to debt collection. Whether you’re a creditor seeking to recover unpaid debts or a debtor facing aggressive collection actions, a debt collection lawyer can provide valuable assistance. These lawyers help creditors pursue legal action to collect overdue debts and ensure compliance with debt collection laws. On the debtor’s side, they help defend against unlawful collection practices, negotiate repayment plans, or file for bankruptcy if necessary.

If you’re dealing with a debt collection issue, a lawyer can ensure your rights are protected and work toward a resolution that aligns with your financial or business needs.

When Should I Hire a Debt Collection Lawyer?

You should consider hiring a debt collection lawyer if you are facing any of the following situations:

  • For Creditors:
    • Unpaid debts: If you’re a creditor (such as a business or individual) with unpaid invoices, loans, or accounts receivable, a lawyer can help you pursue legal action to recover the debt.
    • Debtor refuses to pay: When a debtor is unwilling or unable to make payments, a lawyer can assist with filing lawsuits, securing judgments, and enforcing those judgments to collect the debt.
    • Negotiating repayment plans: If you’re willing to work with a debtor to arrange a payment plan, a lawyer can negotiate and draft a legally enforceable agreement.
    • Legal representation in court: If a debtor disputes the debt or countersues, a lawyer can represent you in court and ensure your legal interests are protected.
    • Securing liens or garnishments: A lawyer can help you secure liens on a debtor’s property or garnishments on their wages to recover the owed debt.
  • For Debtors:
    • Facing debt collection lawsuits: If you’ve been sued by a creditor or collection agency, a lawyer can represent you in court and help you defend against the claim or negotiate a settlement.
    • Debt collection harassment: If creditors or debt collection agencies are harassing you or violating your rights under the Fair Debt Collection Practices Act (FDCPA), a lawyer can help stop the harassment and potentially sue for damages.
    • Negotiating debt settlements: If you owe a significant amount of money but want to avoid bankruptcy, a lawyer can negotiate with creditors to reduce the total amount owed or set up a payment plan.
    • Disputing a debt: If you believe a debt is incorrect or have been wrongfully targeted by debt collectors, a lawyer can help you dispute the claim and provide evidence to resolve the matter.
    • Bankruptcy options: If your debts are overwhelming and you’re unable to repay them, a debt collection lawyer can help you explore bankruptcy as an option for debt relief.

Hiring a lawyer early in the process can help you protect your financial interests and avoid escalating legal issues.

What Does a Debt Collection Lawyer Do?

A debt collection lawyer provides a variety of services depending on whether they are representing the creditor or the debtor. Their responsibilities often include:

  • For Creditors:
    • Filing lawsuits: A lawyer can file a lawsuit against a debtor who has failed to pay what they owe. This includes preparing and submitting legal documents, representing you in court, and pursuing judgments.
    • Negotiating settlements: If the debtor is willing to settle, the lawyer can negotiate a payment arrangement or reduced settlement that ensures you recover some or all of the debt.
    • Securing judgments and enforcement: After obtaining a court judgment, a lawyer can help enforce it through methods like wage garnishment, bank levies, or property liens.
    • Reviewing contracts and agreements: A lawyer can review your contracts and lending agreements to ensure that they comply with the law and are enforceable if a debtor defaults.
  • For Debtors:
    • Defending against debt collection lawsuits: If you’re being sued by a creditor, a lawyer can challenge the lawsuit, dispute the debt’s validity, or negotiate a more favorable settlement.
    • Stopping harassment: If debt collectors are using unlawful practices to collect a debt (such as threatening you or contacting you excessively), a lawyer can intervene and protect your rights.
    • Negotiating debt relief: A lawyer can negotiate with creditors to reduce the total amount of debt you owe or develop a manageable payment plan that suits your financial situation.
    • Disputing inaccurate debts: If a debt is not valid, a lawyer can help you gather evidence to dispute the claim and prevent further collection actions.
    • Filing for bankruptcy: If your debts are overwhelming, a lawyer can advise you on whether filing for bankruptcy is the best option and help you through the process.

How Are Debt Collection Lawyers Paid?

Debt collection lawyers typically charge for their services in different ways depending on the complexity of the case and whether they represent a creditor or debtor. Common payment structures include:

  • Hourly rate: Many debt collection lawyers charge by the hour, with rates typically ranging from $150 to $500 or more, depending on the lawyer’s experience and the case’s complexity. Hourly fees are common when the lawyer is representing either party in litigation or negotiation.
  • Contingency fee: For creditors, some lawyers work on a contingency fee basis, meaning they only get paid if they successfully recover the debt. Their fee is typically a percentage of the recovered amount, usually ranging from 20% to 40%.
  • Flat fee: For specific services, such as reviewing a contract, drafting a demand letter, or defending a straightforward debt collection lawsuit, a lawyer may charge a flat fee.
  • Retainer: For larger or ongoing cases, a lawyer may require a retainer fee ranging from $2,000 to $10,000, depending on the complexity of the case and the expected duration.

It’s important to discuss fees with your lawyer during the initial consultation and understand the total cost of their services before proceeding with your case.

How Much Does a Debt Collection Lawyer Cost?

The cost of hiring a debt collection lawyer depends on whether you are a creditor or debtor, the complexity of the case, and the lawyer’s experience. General cost estimates include:

  • Hourly rates: Most debt collection lawyers charge between $150 and $500 per hour. Complex cases involving litigation or large amounts of money may result in higher legal fees.
  • Contingency fees: If the lawyer works on a contingency basis, they typically charge between 20% and 40% of the recovered amount. For example, if you recover $10,000 and the contingency fee is 30%, the lawyer would take $3,000.
  • Flat fees: For simpler services like drafting a demand letter or responding to a debt collection lawsuit, flat fees may range from $500 to $2,500, depending on the work required.
  • Retainers: For larger or ongoing cases, a lawyer may require a retainer fee ranging from $2,000 to $10,000, depending on the complexity of the case and the expected duration.

Always ask for a detailed cost estimate during your consultation to avoid surprises and ensure that the services fit your budget.

Top Questions to Ask a Debt Collection Lawyer

Before hiring a debt collection lawyer, it’s important to ask the right questions to ensure they have the experience and expertise to handle your case. Key questions to ask include:

  1. What experience do you have with debt collection cases?
    Make sure the lawyer has experience handling cases similar to yours, whether you’re a creditor or debtor.
  2. How do you charge for your services?
    Clarify whether the lawyer charges by the hour, on a contingency fee basis, or a flat fee, and ask for a detailed estimate of the total cost.
  3. What is the likelihood of success in my case?
    Ask the lawyer for an honest assessment of your case and the potential outcomes.
  4. How long will the process take?
    Debt collection cases can take time, so ask the lawyer how long they expect the process to last, from filing the claim to recovering the debt or resolving the dispute.
  5. What are my legal rights?
    Ask the lawyer to explain your rights as a creditor or debtor, including protections under laws like the Fair Debt Collection Practices Act (FDCPA).
  6. Will you personally handle my case?
    In larger firms, junior attorneys or paralegals may handle parts of the case. Make sure you know who will be managing your case.

How to Check the Credibility of a Debt Collection Lawyer

To ensure you are hiring a reputable debt collection lawyer, take the following steps to verify their credentials and track record:

  • Verify their bar status: Check with your state bar association to confirm that the lawyer is licensed to practice law and has no history of disciplinary actions.
  • Look for debt collection experience: Review the lawyer’s website or professional profile to ensure they specialize in debt collection law and have successfully handled cases like yours.
  • Read client reviews and testimonials: Look for client reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s professionalism and ability to handle debt collection cases.
  • Ask for references: A reputable lawyer should be able to provide references from past clients who have worked with them on debt collection matters.
  • Check for certifications or memberships: Look for certifications or memberships in organizations like the National Creditors Bar Association (NCBA) or other relevant associations that focus on debt collection law.

What Should I Prepare for My First Consultation?

To get the most out of your first consultation with a debt collection lawyer, it’s important to come prepared with relevant documents and information. Here’s what you should bring:

  • For Creditors:
    • List of outstanding debts: Bring a detailed list of the debts owed to you or your business, including invoices, contracts, or other supporting documentation.
    • Previous communication with the debtor: Provide copies of any emails, letters, or phone call logs showing attempts to collect the debt.
    • Contracts or agreements: Bring any contracts or agreements related to the debt, as they may be critical in proving your case.
    • Judgment information (if applicable): If you’ve already obtained a court judgment against the debtor, bring the judgment documents and any enforcement attempts.
  • For Debtors:
    • Debt collection letters or notices: Bring any correspondence from creditors or collection agencies, including demand letters and collection notices.
    • Payment records: Provide proof of any payments made toward the debt, including receipts, canceled checks, or bank statements.
    • Debt validation or dispute documentation: If you’ve disputed the debt or requested validation, bring copies of the dispute letters and the creditor’s response.
    • Legal summons or lawsuit documentation: If you’re facing a lawsuit, bring the court summons, complaint, and any legal documents related to the case.

By preparing thoroughly for your consultation, you can help the lawyer assess your situation more effectively and provide the best legal advice tailored to your needs.

Scroll to top