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Gilbert Michael Singer, experienced Debt Collection, Litigation attorney in Tampa, FL with 5 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
43,15
star star star star star
5.0/5
Avvo
5.0
5 Reviews
star star star star star
19 Oct, 2015 by Jonathan
My firm has retained Mr. Singer for our debt collection litigation for almost two decades. As an experienced litigator myself, and the owner of my collection agency, I can unequivocally state that he is one of the most highly qualified attorneys that I have used since opening my agency. He, and his firm, has diligently worked to collect every account of all sizes forwarded for collection. His litigation skills guaranty that my accounts will be properly pursued, and I highly recommend him.
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08 Oct, 2015 by Anonymous
I have personally known Mr. Singer for 20+ years. He has handled collection matters for me personally and for my various business entities. He has excellent interpersonal skills and will "tell you like it is." In addition, I have used Mr. Singer for consultation on various collection issues and have found his knowledge indispensable. I would highly recommend Mr. Singer for all of your collection needs.
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06 Oct, 2015 by Paul
I have utilized the services of Mr. Singer on numerous occasions. He has assisted me in the recovery of delinquent debts via the legal system in the state of Florida for over 20 years. I have been happy with the results. I find him to be conscientious, responsive, and easy to communicate with.
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Christie Dee Arkovich, experienced Bankruptcy, Debt Collection attorney in Tampa, FL with 2 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
43,06
star star star star star
5.0/5
Avvo
5.0
2 Reviews
star star star star star
02 Dec, 2024 by Tyler
If you’re considering any legal help when it comes to financial issues you’ve come to the right place! Barbara and Angie have made this experience very easy. I was nervous when reaching out for help but they kept my nerves at ease the entire process. If I had any questions, I had an answer within afew hours every time. I couldn’t recommend them enough.
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12 Sep, 2024 by Morgahn
Barbara and Angie were always very responsive with our case. They were kind and understanding and did everything they could to expedite the bankruptcy for our elderly mother living in the Tampa area. Both were easy to work with and they guided our family graciously and effectively through the challenging process. They made it look easy. We recommend them highly.
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Dustin Duell Deese, experienced Debt Collection, Real Estate attorney in Tampa, FL with 23 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
42,76
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4.8/5
Avvo
5.0
8 Reviews
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4.7
15 Reviews
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07 Feb, 2024 by Melanie lopez
Great attorney.
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28 May, 2021 by Anonymous
Dustin has represented me over the last 12 years on multiple issues. He is a true professional, always detail oriented, knowledgeable and through. I would highly recommend Dustin with your legal matters.
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26 May, 2021 by Michael kukulka
We bought a piece of property and the neighbors have been using 10ft wide times 100 feet long of our property started as a nice gesture letting them know where the property line was and after a year of being nice it was time to take them to court DUSTIN DEESE came highly recommended and he out performed in our minds !! He kept excellent communication with us and won our case and even money back for costs according to Florida Law. We highly recommend him and will keep in contact with him for future use thanks again!!
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Carroll Sanders, experienced Business, Debt Collection attorney in Tampa, FL with 18 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,56
star star star star star
5.0/5
Avvo
5.0
18 Reviews
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13 May, 2024 by Donna
I needed help with an urgent real estate matter concerning a deceased family member. I was referred to him by a relative in real estate. The firm was prompt in responding to me. The attorney, Mr. Sanders, was very thorough and responded in layman's terms for me to understand. They also followed-up with me to be sure I understood and to see if I had further questions. All of my questions and concerns were handled in a timely manner and the staff was customer friendly.
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03 May, 2024 by Becky
I highly recommend Attorney Sanders and his paralegal team. They are not only friendly, professional, timely, communicative, and cost effective, they are also very efficient, as well as able to find creative ways to solve problems! I've worked with a number of attorneys in business over the years, and they are now my go to! To be specific, they were able to assist me in settling out of court at a price that worked for me, avoiding lawsuit, at a fraction of what others may have charged. I appreciate that he doesn't get mired in unnecessary contract details, and sticks to only whats pertinent, saving time and money. He knows how to strategize.
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17 Apr, 2024 by Laurie
Attorney Sanders assisted me with a real estate case. I was going through a bad break-up and a partition action was needed. Attorney Sanders walked me through the process while providing me with an understanding of the laws. He was definitely familiar with this type of service and he provided the utmost expertise. He read over every document and answered all questions as needed. I truly appreciate his integrity and support during this difficult time. I would recommend him to anyone for representation always.
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Deirdre Frances Aretini, experienced Civil Rights, Class Action attorney in Tampa, FL with 159 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,17
star star star star star
5.0/5
Google Maps
5.0
159 Reviews
star star star star star
04 Dec, 2024 by Dj fetti fee
Best lawyer in Tampa, i suggest everyone who fighting a criminal case to go to them.
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19 Nov, 2024 by Phil kogan
Alex and Ben helped me feel comfortable during a stressful time. They showed up and did what they said they were going to do. Thanks for all your help.
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14 Nov, 2024 by Dianna guerrero
Alex Mendez!!!
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Brian Andrew Leung, experienced Business, Debt Collection attorney in Tampa, FL with 2 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,06
star star star star star
5.0/5
Avvo
5.0
2 Reviews
star star star star star
23 Feb, 2015 by Raleigh
I own a technical company that bids on a contracts. After winning the bid, my client asked me to sign a Vendor agreement. There was so much complicated legal language in the document that I did not know what I was signing. Brian walked me through every part of the document explaining to me in plain English what I would be signing. He also flagged potential terms that were very important for me to be aware of, but was a standard practice for this kind of contract. I will be a returning customer and would recommend him to anyone one else who requires this level of detail.
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29 Jan, 2010 by Christian savaia
Brian helped myself and my family with a Real Estate issue. He was very knowledgeable, highly ethical, and attentive, all traits my family and me value strongly. I would highly recommend Mr. Leung for anyone who needs advice with any real estate or business matters. I will definitely use Mr. Leung for future transactions agian.
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Rinky S. Parwani, experienced Business, Civil Rights attorney in Tampa, FL with 1 reviews
Average
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,03
star star star star star
5.0/5
Avvo
5.0
1 Reviews
star star star star star
19 Sep, 2024 by Ella
Ms Parwani is a lovely person and a very excellent attorney. She filed a chapter 7 Bankruptcy for me and her main concern it seemed, was to get the best results that she could given my situation. I wasn't well during the time of working on the bankruptcy and Ms Parwani was so understanding. I would recommend Ms Parwani to anyone needing her skilled work.
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Philip Alan Friedman, experienced Car Accident, Class Action attorney in Tampa, FL with 1 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,00
star star star star star
5.0/5
Google Maps
5.0
1 Reviews
star star star star star
28 Feb, 2020 by Stanley padgett
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Kevin Lee Dees, experienced Debt Collection, Intellectual Property attorney in Tampa, FL with 178 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
37,79
star star star star star
4.8/5
Google Maps
4.8
178 Reviews
star star star star star
19 Dec, 2024 by Alex chilsholm
I had a terrible experience with my previous attorney that really put me and my family in a compromising situation. I reached out to this firm to help me sort out my crisis and I am beyond pleased with Jeff Hankersson. Although I'm still in litigation its comforting to know they are extremely thorough with communicating and explaining the process. I highly recommend them.
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16 Dec, 2024 by Gabriella di piazza
Matthews Injury Law deserves more than 5 stars! From start to finish, they took care of everything. They handled all the billing, found me the right doctors, and had my case settled in just 6 months. Their professionalism, compassion, and efficiency made a difficult time so much easier. I never had to worry about a thing—they truly went above and beyond. God forbid I or someone I care about ever gets injured again, but if it happens, I wouldn’t hesitate to recommend Matthews Injury Law. They’re simply amazing!
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08 Dec, 2024 by Andrew clay
Nearly a decade ago I was fortunate to find Marc Matthews! I had a thriving career when I was involved in a car wreck! The insurance carrier offered me $2,000 - it took some time and excellent legal skills in order to obtain a 7 figure settlement which made a huge difference for getting back on my feet and providing for my family. My life has moved on, I take care of the injuries, I’m back to work and live a good life, which would not be possible without being represented by Marc so long ago! It matters who you chose - You won’t find a more intelligent, dedicated or skilled Attorney to be your strongest advocate in your toughest time! Thank you Marc!
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Christian Charles Burden, experienced Business, Debt Collection attorney in Tampa, FL with 1073 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
35,45
star star star star star
4.6/5
Google Maps
4.6
1073 Reviews
star star star star star
13 Jan, 2025 by M e
I would not use them again.
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19 Dec, 2024 by Terry n
I really appreciate Catania And Catania and all their employees NEVER had to wait for a phone call back or a response. They’re very professional, always taking consideration to my feelings and injuries. I would recommend Catania And Catania 100% to anybody who needs a good attorney. Special thanks to Desiree, Peter, Madelyn.
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11 Dec, 2024 by Bezo chad
First off I want too thank the entire Catania and Catania team for constantly fighting for me throughout my whole journey.The Catania and Catania team gave me constant communication throughout my journey and even exceeded what I thought the outcome would be. I want to give a special thanks to LUCY BERMUDEZ & LISA KEELER for all your help ! If you ever need injury lawyers call on this team !!!
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Claudette Fornuto, experienced Business, Debt Collection attorney in Tampa, FL with 1072 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
35,45
star star star star star
4.6/5
Google Maps
4.6
1072 Reviews
star star star star star
13 Jan, 2025 by M e
I would not use them again.
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11 Dec, 2024 by Bezo chad
First off I want too thank the entire Catania and Catania team for constantly fighting for me throughout my whole journey.The Catania and Catania team gave me constant communication throughout my journey and even exceeded what I thought the outcome would be. I want to give a special thanks to LUCY BERMUDEZ & LISA KEELER for all your help ! If you ever need injury lawyers call on this team !!!
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06 Dec, 2024 by Anne dean
We had a challenging situation with our son who had an accident in Florida and yet lived in another state. All of the details of medical care and insurance, etc were confusing during a difficult time and the team at Catania and Catania really helped us navigate everything. At the end, Lucy helped settle everything in a thorough and expedient way. We are very thankful for the help and support we received from Patti, Lisa, and all who helped on our son’s case.
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Amanda Jamison Allen, experienced Class Action, Consumer Protection attorney in Tampa, FL with 1 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
35,03
star star star star star
5.0/5
Avvo
5.0
1 Reviews
star star star star star
08 Mar, 2016 by Emily
Amanda represented me against Sallie Mae. Because of her I won the case and stopped being harassed by Sallie Mae. She is very professional, determined, and went above and beyond for me. Thank You Amanda! Morgan and Morgan needs more lawyers like you...
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Chad Michael Vanderhoef, experienced Business, Debt Collection attorney in Tampa, FL with 506 reviews
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info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
34,83
star star star star star
4.9/5
Google Maps
4.9
506 Reviews
star star star star star
10 Feb, 2025 by Victoria baigush
I sincerely want to thank Emel Ersan Law Office for their professionalism and efficiency. My case was quite complex, but Emel always knew exactly what to do, even in the most challenging situations. She is a true expert in her field—clear, concise, and absolutely the best. I truly appreciate her support and outstanding work!
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06 Feb, 2025 by Branka ik
As someone who recently went through the immigration process, I can say that hiring lawyer Emel Ersan was one of the best decisions I made. She basically saved me a lot of money and time. Definitely the best immigration lawyer! After many consultations with other lawyers we found out Emel Ersan. Unlike the others she was so confident, made this process easy and stress free and the most important thing I am extremely satisfied with the results. I highly recommend her for anyone in need of immigration legal services.
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27 Jan, 2025 by Medhat makram
She is professional, knowledgeable, and worked very hard to win our case. She explained everything clearly and made the process stress free. I’m so grateful for her help and dedication. If you need a lawyer who truly cares I highly recommend her she is the best!
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Eric David Jacobs, experienced Bankruptcy, Business attorney in Tampa, FL with 5 reviews
Below Average
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
29,58
star star star star star
4.4/5
Google Maps
4.4
5 Reviews
star star star star star
26 Aug, 2020 by Harold brown
We had the pleasure of working with Daniel Etinger. He was very professional , “ down to earth “, kind and completely honest. He did a lot of research and background checking for us. Several emails, phone calls and a face to face meeting, (that he offered to us as a virtual mtg to save us the trip). At the conclusion HE felt it wouldn’t be “ beneficial “ for us to retain him. (We were a creditor). He said the decision was ours. We took his advice. He DID NOT charge us ANY fee for all his effort. Our experience was WONDERFUL. We would highly recommend Dan and his law firm.
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16 Feb, 2020 by I p
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12 Feb, 2020 by Reverend alexander
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Alicia Regina Seward, experienced Debt Collection, Real Estate attorney in Tampa, FL with 17 reviews
Below Average
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
12,95
star star star star star
2.2/5
Avvo
2.2
17 Reviews
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23 Jul, 2024 by Anonymous
We are out $15,000 unjustly due to her mistakes in court where she was unprepared, admonished by the judge and filed the wrong initial complaint and then we had to pay the defendants legal fees because of all of this!!!!!Our case should have been contingency but she took our money and after being the victims to our home completely destroyed in a water loss, she took advantage of us and left us in a very bad position, worse than where we started. Do not give her a dime!!! Her mistakes unfairly cost us more $$$$!!!
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19 Sep, 2023 by Anthony
This attorney fully supported to pursue my claim against my HOA’s property manager in February 2023. After the initial consultation and write up with this attorney I had gotten very sporadic emails from her assistant for months. In September 2023 I was sent an email to set up a $300.00 15 minute call with the attorney. I expected the call to reveal the outcome of the months of sporadic emails over the months. Instead the attorney asked what was going on with my claim. I told her I would be expecting her to have her tell me what was going on. She did not remember the expected outcome of my claim. Many things said during the conversation did not make sense. The attorney 13 minutes into the conversation told me to call back(for another $300.00) when I was not aggravated, snarky, rude, and argumentative, and then hung up the phone. She followed up with an email saying because if the snarky, rude, argumentative, and disruptive that they are terminating services and closing my file. This was a large waste of my time and my money.
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18 Sep, 2023 by Nicole
I had an extremely disappointing experience with this attorney. I engaged their services with high hopes, but unfortunately, it turned into a complete nightmare. First and foremost, there were significant issues with transparency regarding fees. I was advised to settle my case, which ultimately left me with a settlement that didn't even cover half of the attorney fees. To make matters worse, I was billed for the attorney fees after the settlement, which I wasn't informed of in advance. If I had known, I would have pursued a different course of action, potentially going in front of a judge to ensure my legal expenses were covered. It was also shocking to discover that the company we were suing had a clause limiting their contribution to just $500 in attorney fees. If the attorney's staff had done their due diligence and informed me of this before taking my case, I would have never proceeded with the lawsuit. Another major issue was the disorganization within the office. They consistently failed to keep me updated on the progress of my case, and I had to initiate follow-ups repeatedly. At one point, I didn't hear anything from them for an astounding three months, which is completely unacceptable when dealing with legal matters of any kind. In conclusion, I strongly advise against hiring this attorney and their office. They lack competence, organization, and, most importantly, the dedication to look out for their clients' best interests. If you are in need of legal representation, there are undoubtedly more capable and client-focused options available. Save yourself the trouble and frustration, and look elsewhere for legal assistance.
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Samantha L. Dammer, experienced Bankruptcy, Business attorney in Tampa, FL with 0 reviews
Below Average
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,00
star star star star star
0.0/5
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Maulik Sharma, experienced Criminal Defense, Debt Collection attorney in Tampa, FL with 0 reviews
Below Average
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,00
star star star star star
0.0/5
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Stuart Herschel Marcadis, experienced Debt Collection attorney in Tampa, FL with 0 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,00
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0.0/5
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Neil C Spector, experienced Debt Collection attorney in Tampa, FL with 0 reviews
Below Average
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,00
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0.0/5
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William Patrick Ayers, experienced Debt Collection, Foreclosure attorney in Tampa, FL with 0 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,00
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0.0/5
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Charles Evans Glausier, experienced Debt Collection, Litigation attorney in Tampa, FL with 0 reviews
Below Average
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,00
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0.0/5
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Dawn Austin Hulbert, experienced Business, Debt Collection attorney in Tampa, FL with 0 reviews
Below Average
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,00
star star star star star
0.0/5
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Catharine Denise Hanley, experienced Debt Collection, Insurance attorney in Tampa, FL with 0 reviews
Below Average
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,00
star star star star star
0.0/5
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Brianna Katherine Welsh, experienced Consumer Protection, Debt Collection attorney in Tampa, FL with 0 reviews
Below Average
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,00
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0.0/5
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Jonathan Philip Hempfling, experienced Business, Debt Collection attorney in Tampa, FL with 0 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,00
star star star star star
0.0/5
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Jaison James, experienced Business, Debt Collection attorney in Tampa, FL with 0 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,00
star star star star star
0.0/5
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Mark Joseph Wolfson, experienced Debt Collection, Real Estate attorney in Tampa, FL with 0 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,00
star star star star star
0.0/5
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Scott David Stamatakis, experienced Credit Repair, Debt Collection attorney in Tampa, FL with 0 reviews
Below Average
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,00
star star star star star
0.0/5
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Barbara Clara Leon, experienced Bankruptcy, Debt Collection attorney in Tampa, FL with 0 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,00
star star star star star
0.0/5
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Johan Green, experienced Debt Collection, Estate Planning attorney in Tampa, FL with 0 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,00
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0.0/5
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What a Debt Collection Lawyer Can Do for You

A debt collection lawyer helps individuals and businesses navigate legal matters related to debt collection. Whether you’re a creditor seeking to recover unpaid debts or a debtor facing aggressive collection actions, a debt collection lawyer can provide valuable assistance. These lawyers help creditors pursue legal action to collect overdue debts and ensure compliance with debt collection laws. On the debtor’s side, they help defend against unlawful collection practices, negotiate repayment plans, or file for bankruptcy if necessary.

If you’re dealing with a debt collection issue, a lawyer can ensure your rights are protected and work toward a resolution that aligns with your financial or business needs.

When Should I Hire a Debt Collection Lawyer?

You should consider hiring a debt collection lawyer if you are facing any of the following situations:

  • For Creditors:
    • Unpaid debts: If you’re a creditor (such as a business or individual) with unpaid invoices, loans, or accounts receivable, a lawyer can help you pursue legal action to recover the debt.
    • Debtor refuses to pay: When a debtor is unwilling or unable to make payments, a lawyer can assist with filing lawsuits, securing judgments, and enforcing those judgments to collect the debt.
    • Negotiating repayment plans: If you’re willing to work with a debtor to arrange a payment plan, a lawyer can negotiate and draft a legally enforceable agreement.
    • Legal representation in court: If a debtor disputes the debt or countersues, a lawyer can represent you in court and ensure your legal interests are protected.
    • Securing liens or garnishments: A lawyer can help you secure liens on a debtor’s property or garnishments on their wages to recover the owed debt.
  • For Debtors:
    • Facing debt collection lawsuits: If you’ve been sued by a creditor or collection agency, a lawyer can represent you in court and help you defend against the claim or negotiate a settlement.
    • Debt collection harassment: If creditors or debt collection agencies are harassing you or violating your rights under the Fair Debt Collection Practices Act (FDCPA), a lawyer can help stop the harassment and potentially sue for damages.
    • Negotiating debt settlements: If you owe a significant amount of money but want to avoid bankruptcy, a lawyer can negotiate with creditors to reduce the total amount owed or set up a payment plan.
    • Disputing a debt: If you believe a debt is incorrect or have been wrongfully targeted by debt collectors, a lawyer can help you dispute the claim and provide evidence to resolve the matter.
    • Bankruptcy options: If your debts are overwhelming and you’re unable to repay them, a debt collection lawyer can help you explore bankruptcy as an option for debt relief.

Hiring a lawyer early in the process can help you protect your financial interests and avoid escalating legal issues.

What Does a Debt Collection Lawyer Do?

A debt collection lawyer provides a variety of services depending on whether they are representing the creditor or the debtor. Their responsibilities often include:

  • For Creditors:
    • Filing lawsuits: A lawyer can file a lawsuit against a debtor who has failed to pay what they owe. This includes preparing and submitting legal documents, representing you in court, and pursuing judgments.
    • Negotiating settlements: If the debtor is willing to settle, the lawyer can negotiate a payment arrangement or reduced settlement that ensures you recover some or all of the debt.
    • Securing judgments and enforcement: After obtaining a court judgment, a lawyer can help enforce it through methods like wage garnishment, bank levies, or property liens.
    • Reviewing contracts and agreements: A lawyer can review your contracts and lending agreements to ensure that they comply with the law and are enforceable if a debtor defaults.
  • For Debtors:
    • Defending against debt collection lawsuits: If you’re being sued by a creditor, a lawyer can challenge the lawsuit, dispute the debt’s validity, or negotiate a more favorable settlement.
    • Stopping harassment: If debt collectors are using unlawful practices to collect a debt (such as threatening you or contacting you excessively), a lawyer can intervene and protect your rights.
    • Negotiating debt relief: A lawyer can negotiate with creditors to reduce the total amount of debt you owe or develop a manageable payment plan that suits your financial situation.
    • Disputing inaccurate debts: If a debt is not valid, a lawyer can help you gather evidence to dispute the claim and prevent further collection actions.
    • Filing for bankruptcy: If your debts are overwhelming, a lawyer can advise you on whether filing for bankruptcy is the best option and help you through the process.

How Are Debt Collection Lawyers Paid?

Debt collection lawyers typically charge for their services in different ways depending on the complexity of the case and whether they represent a creditor or debtor. Common payment structures include:

  • Hourly rate: Many debt collection lawyers charge by the hour, with rates typically ranging from $150 to $500 or more, depending on the lawyer’s experience and the case’s complexity. Hourly fees are common when the lawyer is representing either party in litigation or negotiation.
  • Contingency fee: For creditors, some lawyers work on a contingency fee basis, meaning they only get paid if they successfully recover the debt. Their fee is typically a percentage of the recovered amount, usually ranging from 20% to 40%.
  • Flat fee: For specific services, such as reviewing a contract, drafting a demand letter, or defending a straightforward debt collection lawsuit, a lawyer may charge a flat fee.
  • Retainer: For larger or ongoing cases, a lawyer may require a retainer fee ranging from $2,000 to $10,000, depending on the complexity of the case and the expected duration.

It’s important to discuss fees with your lawyer during the initial consultation and understand the total cost of their services before proceeding with your case.

How Much Does a Debt Collection Lawyer Cost?

The cost of hiring a debt collection lawyer depends on whether you are a creditor or debtor, the complexity of the case, and the lawyer’s experience. General cost estimates include:

  • Hourly rates: Most debt collection lawyers charge between $150 and $500 per hour. Complex cases involving litigation or large amounts of money may result in higher legal fees.
  • Contingency fees: If the lawyer works on a contingency basis, they typically charge between 20% and 40% of the recovered amount. For example, if you recover $10,000 and the contingency fee is 30%, the lawyer would take $3,000.
  • Flat fees: For simpler services like drafting a demand letter or responding to a debt collection lawsuit, flat fees may range from $500 to $2,500, depending on the work required.
  • Retainers: For larger or ongoing cases, a lawyer may require a retainer fee ranging from $2,000 to $10,000, depending on the complexity of the case and the expected duration.

Always ask for a detailed cost estimate during your consultation to avoid surprises and ensure that the services fit your budget.

Top Questions to Ask a Debt Collection Lawyer

Before hiring a debt collection lawyer, it’s important to ask the right questions to ensure they have the experience and expertise to handle your case. Key questions to ask include:

  1. What experience do you have with debt collection cases?
    Make sure the lawyer has experience handling cases similar to yours, whether you’re a creditor or debtor.
  2. How do you charge for your services?
    Clarify whether the lawyer charges by the hour, on a contingency fee basis, or a flat fee, and ask for a detailed estimate of the total cost.
  3. What is the likelihood of success in my case?
    Ask the lawyer for an honest assessment of your case and the potential outcomes.
  4. How long will the process take?
    Debt collection cases can take time, so ask the lawyer how long they expect the process to last, from filing the claim to recovering the debt or resolving the dispute.
  5. What are my legal rights?
    Ask the lawyer to explain your rights as a creditor or debtor, including protections under laws like the Fair Debt Collection Practices Act (FDCPA).
  6. Will you personally handle my case?
    In larger firms, junior attorneys or paralegals may handle parts of the case. Make sure you know who will be managing your case.

How to Check the Credibility of a Debt Collection Lawyer

To ensure you are hiring a reputable debt collection lawyer, take the following steps to verify their credentials and track record:

  • Verify their bar status: Check with your state bar association to confirm that the lawyer is licensed to practice law and has no history of disciplinary actions.
  • Look for debt collection experience: Review the lawyer’s website or professional profile to ensure they specialize in debt collection law and have successfully handled cases like yours.
  • Read client reviews and testimonials: Look for client reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s professionalism and ability to handle debt collection cases.
  • Ask for references: A reputable lawyer should be able to provide references from past clients who have worked with them on debt collection matters.
  • Check for certifications or memberships: Look for certifications or memberships in organizations like the National Creditors Bar Association (NCBA) or other relevant associations that focus on debt collection law.

What Should I Prepare for My First Consultation?

To get the most out of your first consultation with a debt collection lawyer, it’s important to come prepared with relevant documents and information. Here’s what you should bring:

  • For Creditors:
    • List of outstanding debts: Bring a detailed list of the debts owed to you or your business, including invoices, contracts, or other supporting documentation.
    • Previous communication with the debtor: Provide copies of any emails, letters, or phone call logs showing attempts to collect the debt.
    • Contracts or agreements: Bring any contracts or agreements related to the debt, as they may be critical in proving your case.
    • Judgment information (if applicable): If you’ve already obtained a court judgment against the debtor, bring the judgment documents and any enforcement attempts.
  • For Debtors:
    • Debt collection letters or notices: Bring any correspondence from creditors or collection agencies, including demand letters and collection notices.
    • Payment records: Provide proof of any payments made toward the debt, including receipts, canceled checks, or bank statements.
    • Debt validation or dispute documentation: If you’ve disputed the debt or requested validation, bring copies of the dispute letters and the creditor’s response.
    • Legal summons or lawsuit documentation: If you’re facing a lawsuit, bring the court summons, complaint, and any legal documents related to the case.

By preparing thoroughly for your consultation, you can help the lawyer assess your situation more effectively and provide the best legal advice tailored to your needs.

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