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4.7
382 Reviews
18 Dec, 2024 by Anonymous
James did an amazing job from start to finish regarding communication with my case. I felt like there was no way to obtain justice for my wrongful termination, but James listened to me and convinced my former employer to provide me with fair compensation.
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06 Dec, 2024 by Sharon ladd
I’m giving 5 stars because Everyone at the Law firm was nice and professional! I was so confused of what I should do, so I gave them a call to guide me through this situation, and they were there to answer my questions and made sure I was doing ok! Thank you all once again!!
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29 Nov, 2024 by Paul finer
5.0
9 Reviews
20 Dec, 2024 by Keysha
Let me start off by saying THANK YOU! The efficiency and effectiveness of service I received from this team was miraculously. I’ve filed a chapter 13 years ago and can I tell you it did not go as smooth as this. Stuart and his team Jean Huang, and Kelly Smith was nothing other than amazing. They werealways available for my calls, questions and any concerns I had. They also directed me to where I can get a car while filing for this bankruptcy. And boy I tell you that was the fastest and smoothest car buying experience. I can’t thank you guys enough for this smooth new beginnings for me. Thank you again it was a 10/10 services.
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17 Dec, 2024 by Haitham
Mr. Stuart Handelman
Ms. Kelly Smith
they did a wonderful job for me and they helped me getting my Bankruptcy from A to Z highly recommended .
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07 Sep, 2024 by Tracy
I am one of the lucky persons who used the powerful debt settlement services of The Law Offices of Stuart B. Handelman, P.C .
Since Mr. Yednock was assigned to my case, Mr. Yednock successfully settled all my loans in the short period of time which I need to pay off over 10 years if not settled. Mr. Yednock always promptly answered my questions and won't stop working so diligently on my case until getting successful settlements. I would like to strongly recommend the Law Offices of Stuart Handelman to anyone who need debt relief, because they could help me to resolve all my debt so quickly, they could help you, too!
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06 Nov, 2024 by Mouhammed
Very satisfied with service. Attorney Kaplan and her staff helped streamline the college payments for my daughter with very professional staff and admirable attitude
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23 Oct, 2024 by Pete
I admit I was skeptical when I first met with Rae and her team. It seemed like a sales pitch. I was proven wrong. The Kaplan Team was always responsive and kept me informed. The piece of mind they provided by working directly with the loan servicers was huge. They achieved a tremendous forgiveness amount. Thank you!
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15 Oct, 2024 by Anonymous
I am extremely glad that I took the initiative to reach out to Kaplan Law. It can be stressful and difficult to deal with large amounts of debt. Both Raffy and her staff were helpful and supportive with their advice on the steps I should take in dealing with my crippling amounts of debt. Raffy wasrealistic with my prospects in reducing my debt and the rates were very reasonable. It's scary to think where I would be had I not hired Kaplan Law and I would not hesitate to recommend Rae Kaplan to family and friends. A Very Big Thank You to the Kaplan Team!
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08 Dec, 2016 by Gloryann
I can't thank you enough for taking care of my issue FAST & at a very fair rate!
Sincerely Grateful,
Mrs. Fox
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19 Jan, 2018 by Lisa
She was educating me on my choices and gave me fair and healthy feedback she is very smart and I’m so glad to have had her help me on my journey.
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26 Oct, 2017 by Anonymous
Togai handled our business litigation rather critically with out of box approaches. I appreciated his attentiveness, attention and dedication to building a plan that worked for our business. Would recommend
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08 Feb, 2025 by Isabella mercado
Thomas is currently helping me with my case and I can say he is hands down the best lawyer I’ve dealt with he is very professional and understands the system and how to win cases he is very nice and understanding I hope I never need a lawyer again, but if I did I would choose him every time.
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22 Jan, 2025 by Diamond donley
I cannot recommend Attorney Vadim Glozman highly enough. My mother was facing a terrifying 10-year federal prison sentence, and thanks to his exceptional legal skills and dedication, her sentence was reduced to just one day, time considered served.
From start to finish, Vadim was incredibly responsive, supportive, and professional. He took the time to explain everything to us, kept us updated throughout the process, and gave us confidence when we needed it most. His deep knowledge of federal law and his ability to build a strong defense made all the difference in my mother’s case.
If you or a loved one are facing a federal case, Vadim Glozman is the attorney you want by your side. His expertise and commitment to his clients are unmatched.
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21 Jan, 2025 by Mostafa noureldin
I had an unusual accident about two months ago THAT resulted in court appearance request during a v inconvenient time for me -this is all besides my inexperience with traffic law / requirements - I was recommended to work with driver defense team DDT - after looking at the documents related to the case they were somewhat confident they will get it resolved to my favor - I followed their recommendations and they had it resolved mostly to my favor (alh)- I appreciate their service and time to tackle this unusual case - thanks DDT
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11 Dec, 2024 by Miranda davis
Words simply don’t do enough to express my genuine gratitude for Young and her Teams support in handling my husbands immigration case. We first connected with Young about a year ago to adjust my husband’s status as he overstayed his visa. I found Young through my legal insurance offered by my job with MetLife, Young acted quickly once we contacted her office and shared our love story and its legal challenges of immigration. Young became enthralled with our story and was confident that she could help us adjust my husband’s status, and assist with all applicable applications. Young is an expert Immigration Attorney! She is extremely efficient and knowledgeable, and helped us tremendously with all the immigration procedures. We had some interesting bumps along the way, not the fault of our wonderful attorney, but by USCIS itself. Young stood right beside us, literally and figuratively to ensure we understood all legal matters and future proceedings. It was an emotionally exhausting case since we had a surprising second interview, with too many complexities involved to understand, but Young and her team, along with their strategic thinking and bold advocacy helped us achieve a favorable outcome. In the height of political turmoil, this process was simply draining, and I mean real tears at times. Young instilled so much faith and reassurance in my husband and myself, we interviewed with confidence. Exceptional service and results is an understatement, I can go on and on, maybe even chapters! I’m beyond grateful, what a friend she has in me forever and beyond! Now we can travel, worry free and experience all the world has to offer together. Simply amazing, and highly recommend!
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03 Dec, 2024 by Ibrahim najamuddin
Absolutely an incredible legal team.
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02 Dec, 2024 by Nhi hoang vu dao
My journey was challenging, however, with the helpful guide from Young and her team, it was smooth and much relieving. I enjoy working with her due to her deliberate and comprehensive strategy, approached with her passionate manner into my case. I would highly recommend Young to anyone who needs help with their immigration matters.
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24 Jan, 2025 by Ashley knott
I had a question for Russell about a family law matter and he responded quickly and completely. Really appreciate his help and professionalism.
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23 Jan, 2025 by Ashley kix
I’ve recently worked with Russell and his team. They are a group of positive, hardworking family law attorneys and paralegals. I would strongly recommend them based on my experience.
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22 Jan, 2025 by David iancu
Attorney Knight and his team are my go-to referral for Chicagoland family law and divorce cases. The feedback we get from our clients who we refer there is that they are prompt, honest and highly competent. I can’t recommend them highly enough.
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17 Aug, 2020 by Conrad
Mr Maher is very professional , helpful and very through Lawer .He is not only very helpful , he cares about his client . I am so Happy i choose him , he help me to guide my future . Optimistic and encurage me to do better . He belived in me and my success in my life . I was very Lucky to choose Mr Majer as my Attorney and i appriciate All his effiort he put in my case . I highly recommend Mr as a wonderful attorney . My experience was great it is not only about the money you pay it is about the care he give me . Conrad Phillips
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15 Oct, 2010 by Robert
Takes a personal person point of view to your case. Get very involved to have the out come of your case to be the best possible for the client Would recommend highly. Always there when you need him. I havering Lawyers this man is the Best if you want to actually take to the lawyer that is taking care of your case. A Man to be Trusted.
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17 Sep, 2019 by Anonymous
Stay away from this firm. They are very nice in the beginning however, they treat you poorly once you become a client. I was a client on a bankruptcy and I would ask questions while I was in this case to ensure I was missing anything. Every time I asked a question it became a battle with this attorney. He is very rude and arrogant. He belittles his clients and basically make you feels worse about the situation you are in. Stay away there are several reputable and respectful bankruptcy attorneys in the Chicagoland area.
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31 Jan, 2019 by Vladimir
I lived in Munster & had to file a Chapter 7 because of medical bills . I went to theee orher attorneys, but I decided to hire Adam after a consultation were he made me feel completely comfortable.
He was available to answer my questions & kept me informed.
I was able to get rid of $52,000 of medical bills!
Highly recommended this Firm!
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25 Apr, 2017 by Don
Bentz Holguin Law Firm LLC, specifically attorneys Adam Holguin and Jessica and Law Clerk Bryan handled my sensitive financial matter professionally and expeditiously. They walked me through each step of the procedure and provided reassurance and support. I am very pleased with my experience with Bentz Holguin Law Firm LLC and would highly recommend their services to others.
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19 Jan, 2025 by J d
Khalid is very professional, quick in response and patient to answer questions. I am so happy that I been connected to him through out my property sale and a search for a new home.
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02 Jan, 2025 by Cynthia c.
28 Dec, 2024 by Laura zisu
I am extremely pleased to share my experience with Elizabeth Camilo and her assistant, Jasmine Gudino, who played an invaluable role in my immigration process.
Elizabeth guided me through each step of the immigration process with clear explanations and thorough understanding. She took the time to address all my questions and concerns, ensuring I felt informed and confident in moving forward.
Jasmine was equally impressive. She was highly responsive and organized, handling all communications efficiently. Her support made a significant difference in managing timelines and ensuring all necessary documents were submitted promptly.
Together, Elizabeth and Jasmine created a supportive and reassuring environment, which made navigating this complex process much easier than I had anticipated. I am truly grateful for their hard work and commitment to my case.
I highly recommend Elizabeth Camilo and her team to anyone seeking legal assistance in immigration matters. Their professionalism, expertise, and dedication to their clients are truly commendable. Thank you!
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18 Jun, 2024 by Amy depwe schwartz
Alexander Passo, Esq. has been my trusted advisor for four years, providing invaluable assistance on a variety of matters during my successful business litigation. His expertise, dedication, and personalized approach made me feel confident and well-supported during my incredibly complex case. I felt he genuinely cared about my success. Mr. Passo’s professionalism and commitment to his clients are unmatched. If you need a "WIN", I highly recommend Alexander Passo, Esq. and his firm Latimer LeVay Fyock LLC for anyone seeking top-notch legal services.
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20 Feb, 2023 by Adnan shahzad
Worked with Brian Thompto as an attorney to file my Green card and he was so unreponsive, careless, rude and never ever replied back to my emails neither calls. Wasted my 15 months for PWD and PERm and end result is it got denied because of his mistake to not including my skills in ETA-9089 besides providing him all the details. Even after it got denied, he seems like nothing happened and jeopardizing my future and now i am left with no option else than leaving US as my time is getting closer. I would definitely not recommend him and I still can't believe that i am not the first person to give this type of review but still he is serving in this organization. Seems like all Attorneys here are like same where no one care about their clients. If you wish to waste your time and money, please hire from here.
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11 Sep, 2022 by Lieba dlinn
05 Nov, 2010 by Mike
Mihaela took care of my complex case in a few months. I was able to save my house and my car, and some cash. She also made my extensive hospital and credit card bills go away. I wish I would have contacted her earlier, because I struggled for more than 1 year before I approached her. I have worked with several other attorneys before, never for bankruptcy though, and she really took the time to explain everything about my situation and how we can make it better, unlike some of the other attorneys. I felt like it was a team approach, although she would explain the pros and cons of different options. I feel like I was able to make good and informed decisions that suited my personal situation. In the end, I was very happy with the results and Mihaela's professionalism. I already started my new life, and can't explain how free I feel. If I need other services from an attorney in the future, I will certainly give her a call.
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08 Sep, 2010 by Anonymous
Every time I attempted to reach this attorney to get updates on my case I was not able to receive a timely answer.
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FAQs
Questions? We have answers
What a Debt Settlement Lawyer Can Do for You
A debt settlement lawyer specializes in helping individuals and businesses negotiate with creditors to reduce or eliminate unsecured debts, such as credit card balances, medical bills, and personal loans. These lawyers provide legal advice on debt relief options, represent you in negotiations, and protect your rights under consumer protection laws. By leveraging their expertise, a debt settlement lawyer can often secure more favorable terms than you might achieve on your own, potentially reducing the total amount owed and helping you avoid bankruptcy.
When Should I Hire a Debt Settlement Lawyer?
You should consider hiring a debt settlement lawyer in the following situations:
- Overwhelming Debt: If you're struggling to make minimum payments on your debts or are facing significant financial hardship, a lawyer can help explore options to reduce your debt burden.
- Creditor Harassment: If creditors or collection agencies are harassing you with frequent calls, letters, or threats, a lawyer can intervene to protect your rights under the Fair Debt Collection Practices Act (FDCPA).
- Lawsuits from Creditors: If a creditor has filed a lawsuit against you for unpaid debts, a lawyer can represent you in court and negotiate settlements to prevent wage garnishment or asset seizure.
- Complex Debt Situations: If your debts involve legal complexities, such as co-signers, joint accounts, or disputed charges, a lawyer can navigate these issues effectively.
- Considering Bankruptcy: If you're contemplating bankruptcy but want to explore alternatives, a debt settlement lawyer can advise on whether debt settlement is a better option for your situation.
- Protecting Assets: If you have significant assets you wish to protect from creditors, a lawyer can help structure settlements to safeguard your property.
Hiring a lawyer early can maximize your chances of a favorable outcome and prevent legal missteps that could worsen your financial situation.
What Does a Debt Settlement Lawyer Do?
A debt settlement lawyer provides a range of services to help you manage and reduce your debts:
- Legal Consultation: Evaluates your financial situation, explains your rights, and advises on the best debt relief options, such as debt settlement, debt consolidation, or bankruptcy.
- Negotiating with Creditors: Communicates with creditors and collection agencies on your behalf to negotiate reduced settlements, lower interest rates, or extended repayment terms.
- Drafting Settlement Agreements: Prepares legally binding agreements that outline the terms of the settlement, ensuring that the creditor cannot pursue additional claims once the debt is settled.
- Protecting Against Creditor Harassment: Uses legal tools to stop abusive collection practices and enforces your rights under consumer protection laws.
- Representing You in Court: If creditors file lawsuits, the lawyer can defend you, potentially getting cases dismissed or negotiating settlements to avoid judgments.
- Financial Planning Advice: Provides guidance on budgeting, managing expenses, and rebuilding credit after debt settlement.
- Bankruptcy Alternatives: Helps you explore alternatives to bankruptcy, which can have long-term effects on your credit and financial opportunities.
How Are Debt Settlement Lawyers Paid?
Debt settlement lawyers typically charge for their services in one of the following ways:
- Flat Fee: A set fee for specific services, such as negotiating with a single creditor or handling a straightforward settlement.
- Hourly Rate: Charging an hourly fee for the time spent working on your case. Rates can range from $200 to $500 or more per hour, depending on the lawyer's experience and location.
- Percentage of Savings: Some lawyers charge a fee based on a percentage of the amount they save you in the settlement. For example, if they negotiate a $10,000 debt down to $6,000, they might charge 25% of the $4,000 saved.
- Retainer Fee: An upfront payment from which the lawyer deducts fees as they work on your case. You may need to replenish the retainer if it is exhausted.
- Payment Plans: Some lawyers offer payment arrangements to make their services more affordable, allowing you to pay the fee over time.
It's important to discuss payment structures and fees during your initial consultation to understand the total cost and ensure it fits within your budget.
How Much Does a Debt Settlement Lawyer Cost?
The cost of hiring a debt settlement lawyer varies based on several factors:
- Flat Fees: May range from $500 to $3,000 per creditor, depending on the complexity of the negotiations.
- Hourly Rates: Typically between $200 and $500 per hour. Total costs depend on the amount of time required to settle your debts.
- Percentage of Savings: Commonly 15% to 25% of the amount saved through negotiation. For example, if your lawyer saves you $10,000, their fee might be $1,500 to $2,500.
- Retainer Fees: Initial retainers can range from $1,000 to $5,000, depending on the anticipated workload.
Additional costs may include:
- Court Fees: If legal action is necessary, such as filing motions or defending against lawsuits.
- Administrative Fees: Charges for copying documents, postage, or other administrative tasks.
Always request a detailed fee agreement and discuss all potential costs upfront to avoid unexpected expenses.
Top Questions to Ask a Debt Settlement Lawyer
-
What is your experience with debt settlement cases similar to mine?
Ensure the lawyer has a successful track record in negotiating debt settlements for clients with situations like yours. -
How do you charge for your services, and what are the estimated total costs?
Understand the fee structure, including any upfront costs, percentages, or additional fees. -
What are the potential outcomes of my case?
Ask for an honest assessment of how much your debts could be reduced and the likelihood of successful negotiations. -
How long will the debt settlement process take?
Get an estimated timeline for negotiations and resolution. -
Will you handle communications with all my creditors?
Clarify whether the lawyer will negotiate with all your creditors or only specific ones. -
What happens if a creditor refuses to settle?
Discuss alternative strategies if a creditor is uncooperative. -
How will debt settlement affect my credit score?
Understand the potential impact on your credit and how to rebuild it afterward. -
Can you help protect me from creditor lawsuits or wage garnishment?
Inquire about legal protections and how the lawyer can assist if creditors take legal action.
How to Check the Credibility of a Debt Settlement Lawyer
- Verify Their License: Ensure the lawyer is licensed and in good standing with your state's bar association.
- Experience and Specialization: Look for a lawyer who specializes in debt settlement or consumer debt law.
- Client Reviews and Testimonials: Research online reviews or ask for references to learn about other clients' experiences.
- Professional Memberships: Membership in organizations like the National Association of Consumer Bankruptcy Attorneys (NACBA) or local bar associations can indicate a commitment to the field.
- Disciplinary Record: Check for any past disciplinary actions or complaints filed against the lawyer.
- Consultation Feedback: Use the initial consultation to assess their communication style, professionalism, and confidence in handling your case.
What Should I Prepare for My First Consultation?
To make the most of your initial meeting with a debt settlement lawyer, bring the following:
- Detailed List of Debts: Include all creditors, account numbers, balances, interest rates, and any correspondence you've received.
- Income and Expense Statements: Provide documentation of your income sources and monthly expenses to give the lawyer a clear picture of your financial situation.
- Credit Reports: Obtain a recent copy of your credit report from all three major bureaus (Experian, TransUnion, Equifax).
- Correspondence from Creditors: Bring any letters, notices, or legal documents you've received from creditors or collection agencies.
- Legal Documents: If you've been served with lawsuits, summons, or wage garnishment orders, bring those documents.
- Questions and Concerns: Prepare a list of questions about your options, the debt settlement process, and potential outcomes.
- Budget Information: Be ready to discuss what you can realistically afford to pay toward settlements.
By being thoroughly prepared, you enable the lawyer to assess your situation effectively and provide the best possible legal advice tailored to your needs.
