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5.0
14 Reviews
02 Nov, 2024 by James politano
When I came to Dan, my life was in a mess. Dan was caring and understanding. I felt like I was being treated like a member of his family. He has integrity, experience and a stellar reputation. My bankruptcy went through without a hitch. I HIGHLY recommend him to anyone who wants a caring lawyer to help them through a difficult process. Thanks, Dan!
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09 Oct, 2024 by Kristina kaczmark
Wow First Class Legal Care with Daniels Winters! Upon first meeting it became clear very quickly that Daniel is a GOLDEN RARE COIN in legal matters and delivers above and beyond service. Daniel is a perfect mix of empathy and caring for his clients, truly taking time to make me feel seen and heard as well as understanding the unique complexities of my unique situation. He treated me with utmost respect and dignitity and made me feel I didn’t have struggle on my own. He really lifted a heavy financial burden that had been weighing me down.He certainly distinguish himself as a dedicated creative-problem solver. It's evident that he take great pride in hid work and rises above and beyond to all situations presented to him. I had contacted a few other law firms prior to learning about Daniel’s legal services. I read his website with care and could immediately tell he was his legal practice, client care and his decades in the industry as a powerhouse attorney
All this combined to make Daniel is without a doubt the best lawyer for my complex case. I was extremely impressed upon first contact with Daniel how both thorough and caring he was. Not at all like the other law offices I previously called that were like salesman. If you want tp know you are in the most competent and caring legal hands that the only one for job is Daniel Winters and his team! His integrity, work-ethic, and preparedness shows in all he does to fight for his clients.
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11 Jul, 2024 by Chris berg
Once I met with Attorney Dan Winter, I felt a great weight was lifted off my shoulders. I was no longer alone, but had a knowledgeable, friendly, reassuring Ally in my corner. He developed a plan, to achieve the best outcome for my situation and guided me easily thru a difficult process. If you need a Bankruptcy Attorney, then I would highly recommend Daniel Winter.
Chris-Chapter 13 client
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5.0
27 Reviews
4.7
377 Reviews
18 Dec, 2024 by Anonymous
James did an amazing job from start to finish regarding communication with my case. I felt like there was no way to obtain justice for my wrongful termination, but James listened to me and convinced my former employer to provide me with fair compensation.
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06 Dec, 2024 by Sharon ladd
I’m giving 5 stars because Everyone at the Law firm was nice and professional! I was so confused of what I should do, so I gave them a call to guide me through this situation, and they were there to answer my questions and made sure I was doing ok! Thank you all once again!!
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29 Nov, 2024 by Paul finer
18 Sep, 2024 by George justynski
13 Oct, 2023 by E h
Charles Magerski is the best in the business. As a realtor he is my exclusive go to guy he always goes above and beyond! I highly recommend Charles for all your real estate needs.
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30 Mar, 2023 by Mali moor
It was an honor to have Attorney Charles Magerski to assist with the sell of our home. He has demonstrated integrity, competence, great communication skills and is outgoing. We strongly recommend him and CLM LAW GROUP, PC and would definitely use him again.
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06 Jun, 2024 by Cathy murphy gonzalez
I’ve referred many clients to Jay Chie at the Law Office of Jay Chie, and every single one of them has been extremely happy with the referral. Jay, who specializes in real estate law, provides outstanding services and is always accessible to his clients. He handles cases throughout Cook County, specifically in Park Ridge, Niles, and the northwest side of Chicago. Clients consistently praise his professionalism and dedication. I couldn’t ask for a better partner in ensuring our clients get the best legal support possible in their real estate transactions.
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07 May, 2024 by Joseph misho
Last three years I have been working with best Mr.Chie he is the best & all his team they do great job keep up with client & keep the deal together
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26 Apr, 2024 by Tim mchugh
Mr. Lee is an excellent attorney. He is knowledgeable and thorough, and his staff are friendly and professional. Working with this firm was a great experience. Definitely recommend.
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5.0
9 Reviews
20 Dec, 2024 by Keysha
Let me start off by saying THANK YOU! The efficiency and effectiveness of service I received from this team was miraculously. I’ve filed a chapter 13 years ago and can I tell you it did not go as smooth as this. Stuart and his team Jean Huang, and Kelly Smith was nothing other than amazing. They werealways available for my calls, questions and any concerns I had. They also directed me to where I can get a car while filing for this bankruptcy. And boy I tell you that was the fastest and smoothest car buying experience. I can’t thank you guys enough for this smooth new beginnings for me. Thank you again it was a 10/10 services.
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17 Dec, 2024 by Haitham
Mr. Stuart Handelman
Ms. Kelly Smith
they did a wonderful job for me and they helped me getting my Bankruptcy from A to Z highly recommended .
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07 Sep, 2024 by Tracy
I am one of the lucky persons who used the powerful debt settlement services of The Law Offices of Stuart B. Handelman, P.C .
Since Mr. Yednock was assigned to my case, Mr. Yednock successfully settled all my loans in the short period of time which I need to pay off over 10 years if not settled. Mr. Yednock always promptly answered my questions and won't stop working so diligently on my case until getting successful settlements. I would like to strongly recommend the Law Offices of Stuart Handelman to anyone who need debt relief, because they could help me to resolve all my debt so quickly, they could help you, too!
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29 Aug, 2024 by Brad r
I had the pleasure of working with Attorney Kevin McSwain and Paralegal Nicole Tkachuk during my real estate closing, and I couldn't be more impressed. From the very beginning, they demonstrated exceptional communication skills, ensuring that I was informed and comfortable throughout the entire process as a first time homebuyer.
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26 Jul, 2024 by Elizabeth serdar
Highly recommend MNGR Law! Lisa and the firm are extremely knowledgeable and will execute a plan in your best interest. They are quick to respond and put their clients first.
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18 Jul, 2024 by David b
Lisa Giese is a very knowledgeable, well informed, intelligent, and efficient attorney. She crafted a solution to accomplish my goals in short order after assessing the situation. And she was successful in delivering results.
I highly recommend Lisa!
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06 Nov, 2024 by Mouhammed
Very satisfied with service. Attorney Kaplan and her staff helped streamline the college payments for my daughter with very professional staff and admirable attitude
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23 Oct, 2024 by Pete
I admit I was skeptical when I first met with Rae and her team. It seemed like a sales pitch. I was proven wrong. The Kaplan Team was always responsive and kept me informed. The piece of mind they provided by working directly with the loan servicers was huge. They achieved a tremendous forgiveness amount. Thank you!
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15 Oct, 2024 by Anonymous
I am extremely glad that I took the initiative to reach out to Kaplan Law. It can be stressful and difficult to deal with large amounts of debt. Both Raffy and her staff were helpful and supportive with their advice on the steps I should take in dealing with my crippling amounts of debt. Raffy wasrealistic with my prospects in reducing my debt and the rates were very reasonable. It's scary to think where I would be had I not hired Kaplan Law and I would not hesitate to recommend Rae Kaplan to family and friends. A Very Big Thank You to the Kaplan Team!
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27 Dec, 2024 by Brandee decker
22 Dec, 2024 by Marta luis luis
I recommend this company
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17 Dec, 2024 by Mr.deepfried memes
12 Dec, 2024 by Taylor peters
21 Nov, 2024 by Dalia leon
Attorney Nick has helped in two types of cases and on both has succeeded. Nick is on top of things and very professional would recommend him and his Law Firm and will continue to hire him for future cases if need be! Thank you again for all your help Nick!
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01 Nov, 2024 by Fernando morales
Melisa and Nick were great they helped me out so much made everything clear didn’t give me the run around on anything got straight to the point i amazing service definitely recommend.
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29 Aug, 2018 by Beth
I had about a 6K debt from a loan I defaulted on from a creditor because I was unable to keep up with the monthly payments as a single parent. The creditor sent a sheriff to my home to demand I show up for court and make the payment in full. I was embarrassed, saddened and extremely distraught. I reached out to Heather who was so kind and sympathetic to my situation. She was able to facilitate a monthly payment plan with the creditor which was great. As I was making monthly payments, I began to have some unforeseen circumstances and once again fell in the "no payment" trap. The creditor then sent wage garnishment paperwork to myself and my job. The creditor also noted that the garnishment would begin at the end of the month! I reached out to Heather again who was once again so sweet and understanding. She asked me how would I like to resolve this? I was in shock because no one ever asked me what I wanted to do! I was overcome with relief because I just knew from the beginning that she was on my side. I gave her an ordered list - starting with the best plan to the least favorite plan to get this debt resolved. Heather reached out to the attorney representing the creditor and worked tirelessly on my behalf. I am happy to say that my #1 resolution from my list was accepted and my wages will NOT be garnished!!! I cannot Thank Heather enough for her hard work and effort!!! She is a blessing to have as an attorney and I will definitely work with her in the future!!!!
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23 Jul, 2018 by Tracy
Back in 2015 I lost my job of 15 years. I had two debts that I could not afford to make payments. I received court papers on one of the debts in the later part of 2017. I had stopped by my mailbox on the way to work on a Monday morning, and in there was a mailing for Heather Benveniste. I opened it at work and decided to contact Heather, and I am so glad that I did. I have never had to appear in court, and on the first debt, she was able to negotiate my debt down almost $700.00 and I received court papers 6 months later for the 2nd debt. I immediately contacted Heather. Again, I never had to appear in court and she was able to get my debt reduced down $1,200.00. All together Heather has saved me the grief and heartache of having to appear in court, no wage garnishments and $1,900.00, but most importantly peace of mind knowing that everything is taken care of with the courts.
Thank you so much Heather, you are AWESOME!!!
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03 Apr, 2018 by Jimmy and kate
Contacted Heather on behalf of my wife. Who was 2 days from having to go to court. Heather jumped on the case, and was able to settle my wife's case, and save her a few thousand without my wife having to go to court. Heather responded to our emails and voicemails in a timely manner. Very very professional and courteous.
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14 Apr, 2016 by Anonymous
We arrived at 9am for a consultation at 9:30am. We figured we'll be waiting for a while anyway, so we got comfortable. Stacy did not hesitate to welcome us with coffee and assisted us right away, ahead of our scheduled time. As we proceeded to explain our situation, I felt very comfortable with her, as she was very understanding and knowledgable. We came in with questions about trusts and a litigation situation. Stacy recommended the best course of action and referred us to some of her colleagues for more information also. We would definitely consider Stacy Beutler for future situations!
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09 Sep, 2015 by J.n.
I had the wonderful opportunity to collaborate my estate papers with Attorney Stacy Beutler today and I couldn't be more pleased. She is the most approachable attorney I have ever met. She is patient and listened to my endless questions and offered excellent, easy to understand explanations for everything. She never appeared rushed or rushed me. She was very compassionate of my life situation and I am truly grateful that. The office is very clean and cozy and easy to locate. Highly recommend Stacy Beutler!!!
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08 Sep, 2009 by Anonymous
Stacy listened to my problem, and was able to provide options for next steps. She also provided her own recommendation. In going through the steps, I completely understood the process, the timeline, my own liability, and the actions and possible outcomes of all parties involved.
Stacy returned phone calls and emails within a day, which is more responsive than any attorney I have worked with previously.
Stacy dealt with more than the issue at hand. She thought and advised strategically, with an eye on future issues.
Overall, I am happy with the outcome of my situation, and would definitely recommend Stacy to other people.
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14 Jul, 2016 by George
Steve Stanton is the best lawyer ever! He keeps his word on everything he tells you. During my bankruptcy, Steve stayed in touch with me, kept me informed of everything, but most of all, he explained everything and didn't make me feel dumb for some of the questions I asked! If he wasn't available at any time, his assistant was always there to answer my question(s). His office staff is very friendly, also. I never once had any bad feelings or experience. I would highly recommend Steve for your attorney!
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19 Mar, 2015 by John & dana
Over four years ago our business went under due to the crashing economy. After several attempts in working (on our own) with our bank to secure a deed in lieu of foreclosure, and after seeking counsel with multiple attorneys to secure a deed in lieu of foreclosure with our bank... we were referred to Steven Stanton. He is amazing! While every counselor we met before him advised us to file bankruptcy (even though we made it clear that was not something we wanted to do!) to get out of the financial situation we were in, HE actually explained that we had OTHER OPTIONS. What was even more impressive with Mr. Stanton was that he explained ALL of our OPTIONS in GREAT DETAIL. While we could have filed bankruptcy through him if we chose, he felt there were other ways to resolve our issue. This was great news for us because we DID NOT WANT bankruptcy on our record if at all possible. This attorney is THE FIRST attorney we have ever worked with that actually cared more about his client's outcome rather than his income. He is passionate about his client's, respects his client's, and is OVERLY knowledgeable of financial and bankruptcy regulation. Steven Stanton is the person you want on your side. We would recommend him to everyone. Thank you Mr. Stanton, for working so diligently and passionately to get us the outcome we desired.
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18 Feb, 2015 by Stephen jourdan
As a single male with no assets in debt Counsellor Stanton and his team took on the Federal Trustee and The IL Court with Fervency. I as an ordained minister and healthcare provider do recommend him to anyone who wishes to end the crushing feeling of debt. He went through every option in a free consultation and has negotiated and protected my assets that are exempt to the best of legal remedy. Whether you be in need of Debt Consolidation, Chapter 7, 13 or others Steven T. Stanton is the first choice for Honesty and Ingegrity and let it be known on my honor as a man and a mason that he is considered a confident and friend.
Rev Stephen J. Brown
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01 Feb, 2023 by Anonymous
Wonderful Professional man. Joel was there for me after my car accident. He was 100% responsive to all of my communications, easy to talk to and walked me through exactly what to do right after I was hit...knew I was taken care of and didn't have to worry. Very honest and very knowledgeable. I knew he was not afraid to try my case if it came down to it (which it almost did)...which was incredibly relieving to me after a super stressful accident. Joel kept in contact until I got my settlement check sent in the mail. Great great service...and I will continue to use him for all legal needs in the future. Highly recommend to friends/family.
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15 May, 2015 by Anonymous
Awesome! Incredibly knowledgeable and accommodating! Was very prompt in all correspondence and kept me informed every step of the way. Made me feel very valued, respected and represented at his fullest capability!
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15 May, 2015 by Anonymous
Making a decision to file bankruptcy is nerve wrecking, a different kind of stress. Mr. Stephen is knowledge coupled with immeasurable customer service that helped to ease the stress. He is very thorough in explaining the options. He is not forceful. He wants to make sure your are comfortable with the decision that will best fit your financial situation. His patience and follow through helped make filing bankruptcy more accepting. Once it was all said and final, I reflect back on his services and realize that he helped to change my life. I highly recommend his services to anyone needing bankrupcy or any legal advice!
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16 Oct, 2009 by Anonymous
Mr. Grain settled my debt /dispute with my former landlord. He did a great job at very reasonable fee. Thank you very much Mr. Grain!
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29 Jul, 2009 by Anonymous
Excellent attorney, kept us posted every steo of the way. Highly recommend.
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29 Jul, 2020 by Mary isselhard
Attorney Sbertoli helped me many years ago after another dishonest lawyer failed me miserably. He helped me sue to recoup money taken by an unscrupulous contractor. I will be forever grateful to this kind, intelligent, and very honest man. Mr. Sbertoli refused payment saying that since my first lawyer took advantage of me, he wanted to show me that there are good lawyers out there. I will never forget Mr. Sbertoli's kindness or how hard he worked to help me with my case. He is a wonderful lawyer and a very ethical individual.
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08 Dec, 2016 by Gloryann
I can't thank you enough for taking care of my issue FAST & at a very fair rate!
Sincerely Grateful,
Mrs. Fox
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19 Jan, 2018 by Lisa
She was educating me on my choices and gave me fair and healthy feedback she is very smart and I’m so glad to have had her help me on my journey.
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26 Oct, 2017 by Anonymous
Togai handled our business litigation rather critically with out of box approaches. I appreciated his attentiveness, attention and dedication to building a plan that worked for our business. Would recommend
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26 Dec, 2024 by Dana mitchell
I contacted Drivers Defense Team on 12/24 to represent me for court date of 12/26, The entire process was quick and easy, This law firm provided excellent service not only that they were able to represent me and get my tickets thrown out… Five stars from me
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23 Dec, 2024 by Ron rotondo
I hadn’t had a driving ticket of any kind for over 25 years…. But when it rains it pours. Within the scope of a couple of months I received a few tickets that needed the attention of a law team. One was a regular driving violation and couple of related tickets that were deeper and could have been very costly and more.
After researching law firms online… I quickly came upon the Driver Defense team, decided to work with them and was amazed at the results. Nea, Jan (case manager) & Klaudia (Attorney) were all very welcoming and professional. Klaudia is communicative and really understands the law system she works with. They all explained the process to me and communicated when they said they would. And like I mentioned, I was beyond amazed at the results and very grateful & thankful for their service.
If you are looking for a law driving defense attorney … I encourage you to work with this team! Though they cannot promise specific outcomes… they have a 5 star rating for a reason. I hope this review is helpful and guides you in the best direction. The Driver Defense Team is 1st-class!
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20 Dec, 2024 by Sergio salazar
06 Dec, 2024 by Veleda harvey
10 Nov, 2024 by James calmese
Irubiel Ferrer was great in assisting me through my process. Knowledgable, patient, and most importantly, kind, with me throughout the entirety of working with him. He's someone I'd recommend highly.
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28 Oct, 2024 by Shawn johnson
I hired Floyd to handle a divorce case and he likes to shuffle papers and over bill.
I feel he is unorganized because weeks I would go by and I wouldn’t hear anything. Finally I will send an email to inquire about my case then I was flooded with emails that were sent to him weeks ago. I finally fired him because he was taking my money. The next step will be a complaint with the ARDC.
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13 Dec, 2024 by Grace ahlering busch
I'm so grateful that I found and sought the help of Finegan, Rinker & Ghrist. I worked with Josh, who helped me navigate handling a traffic ticket. Upon initially calling the firm, I was able to speak with him right away. He was quick to help me evaluate the situation, outline next steps, and explain / clarify parts of the traffic court process that were unfamiliar to me. He was also timely in responding to my emails, patiently answering all the questions I had. He proactively kept me updated every step of the way. Best of all, the ticket was ultimately resolved in a favorable way. 5/5 Recommend!
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25 Nov, 2024 by Hong jianchen private
Phil helped me with a traffic case, and he was absolutely fantastic. He handled everything with great professionalism and care, making the entire process much less stressful for me. Phil was always clear, responsive, and thorough in explaining my options and next steps. Thanks to his expertise and dedication, my case was resolved with the best possible outcome. I’m truly grateful for his help and would highly recommend him to anyone in need of a trustworthy lawyer.
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19 Nov, 2024 by Chad reeser
Josh Rinker gave me the best legal services that you can ask for. He is professional, well mannered, knowledgeable about the law and will fight for what is right. If you are looking for or in need of a law firm. I highly recommend Josh Rinker and the Finegan, Rinker & Christ law firm. You will not be disappointed!
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11 Dec, 2024 by Miranda davis
Words simply don’t do enough to express my genuine gratitude for Young and her Teams support in handling my husbands immigration case. We first connected with Young about a year ago to adjust my husband’s status as he overstayed his visa. I found Young through my legal insurance offered by my job with MetLife, Young acted quickly once we contacted her office and shared our love story and its legal challenges of immigration. Young became enthralled with our story and was confident that she could help us adjust my husband’s status, and assist with all applicable applications. Young is an expert Immigration Attorney! She is extremely efficient and knowledgeable, and helped us tremendously with all the immigration procedures. We had some interesting bumps along the way, not the fault of our wonderful attorney, but by USCIS itself. Young stood right beside us, literally and figuratively to ensure we understood all legal matters and future proceedings. It was an emotionally exhausting case since we had a surprising second interview, with too many complexities involved to understand, but Young and her team, along with their strategic thinking and bold advocacy helped us achieve a favorable outcome. In the height of political turmoil, this process was simply draining, and I mean real tears at times. Young instilled so much faith and reassurance in my husband and myself, we interviewed with confidence. Exceptional service and results is an understatement, I can go on and on, maybe even chapters! I’m beyond grateful, what a friend she has in me forever and beyond! Now we can travel, worry free and experience all the world has to offer together. Simply amazing, and highly recommend!
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03 Dec, 2024 by Ibrahim najamuddin
Absolutely an incredible legal team.
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02 Dec, 2024 by Nhi hoang vu dao
My journey was challenging, however, with the helpful guide from Young and her team, it was smooth and much relieving. I enjoy working with her due to her deliberate and comprehensive strategy, approached with her passionate manner into my case. I would highly recommend Young to anyone who needs help with their immigration matters.
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23 Jul, 2024 by Tiffany self
Bill has a wealth of knowledge and is patient with questions for those new to navigating legal issues. Highly recommend.
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01 May, 2024 by Joel roos
I required the services of an employment attorney and Bill did not disappoint.
I received very timely advice, first over the phone then a follow up summary in writing. Bill was extremely patient, answering all of my questions and explaining all options.
I would not hesitate to recommend him.
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29 Mar, 2024 by Ahmed khan
Amazing service and lawyer, would highly recommend!
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17 Sep, 2019 by Anonymous
Stay away from this firm. They are very nice in the beginning however, they treat you poorly once you become a client. I was a client on a bankruptcy and I would ask questions while I was in this case to ensure I was missing anything. Every time I asked a question it became a battle with this attorney. He is very rude and arrogant. He belittles his clients and basically make you feels worse about the situation you are in. Stay away there are several reputable and respectful bankruptcy attorneys in the Chicagoland area.
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31 Jan, 2019 by Vladimir
I lived in Munster & had to file a Chapter 7 because of medical bills . I went to theee orher attorneys, but I decided to hire Adam after a consultation were he made me feel completely comfortable.
He was available to answer my questions & kept me informed.
I was able to get rid of $52,000 of medical bills!
Highly recommended this Firm!
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25 Apr, 2017 by Don
Bentz Holguin Law Firm LLC, specifically attorneys Adam Holguin and Jessica and Law Clerk Bryan handled my sensitive financial matter professionally and expeditiously. They walked me through each step of the procedure and provided reassurance and support. I am very pleased with my experience with Bentz Holguin Law Firm LLC and would highly recommend their services to others.
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12 Jan, 2025 by Anis said
The Law office of Russell Knight is the best family law firm in Illinois. They helped me to navigate through my family law matter.The whole team is very knowledgeable and they met my expectations. Thank you from the bottom of my heart for the high quality services you provided me.
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12 Jan, 2025 by Jude
Russell gave me a very well reasoned clear explanation of my situation regarding a family law matter that concurred with multiple other opinions I've received. I really appreciate how concise yet through his responses were and his clear familiarity with the subject matter.
This is a disconcerting situation where your constitutional rights are in effect voided and it is jarring to realize that the best likelihood of practical success is to accept that, and deal with the system. Another scary issue is how amorphous neglect law is which allows vindictive people to make essentially any situation into a matter to harass you with.
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22 Nov, 2024 by Blair mgbada
Russell is very professional and very helpful. I highly recommend him and his law office for any family law related needs!
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17 Aug, 2020 by Conrad
Mr Maher is very professional , helpful and very through Lawer .He is not only very helpful , he cares about his client . I am so Happy i choose him , he help me to guide my future . Optimistic and encurage me to do better . He belived in me and my success in my life . I was very Lucky to choose Mr Majer as my Attorney and i appriciate All his effiort he put in my case . I highly recommend Mr as a wonderful attorney . My experience was great it is not only about the money you pay it is about the care he give me . Conrad Phillips
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15 Oct, 2010 by Robert
Takes a personal person point of view to your case. Get very involved to have the out come of your case to be the best possible for the client Would recommend highly. Always there when you need him. I havering Lawyers this man is the Best if you want to actually take to the lawyer that is taking care of your case. A Man to be Trusted.
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24 Jun, 2018 by Heath
Very nice man who is giving of his time and quite enjoyable to speak with about a variety of topics.
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17 Apr, 2020 by Joe rose
The entire Hibbs Law team could not have been easier to do business with.
From start to finish they kept us in the loop on the entire process which ended up working flawlessly! Thank you for your time and efforts and we will definitely be using you again for future services!
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02 Jan, 2025 by Cynthia c.
28 Dec, 2024 by Laura zisu
I am extremely pleased to share my experience with Elizabeth Camilo and her assistant, Jasmine Gudino, who played an invaluable role in my immigration process.
Elizabeth guided me through each step of the immigration process with clear explanations and thorough understanding. She took the time to address all my questions and concerns, ensuring I felt informed and confident in moving forward.
Jasmine was equally impressive. She was highly responsive and organized, handling all communications efficiently. Her support made a significant difference in managing timelines and ensuring all necessary documents were submitted promptly.
Together, Elizabeth and Jasmine created a supportive and reassuring environment, which made navigating this complex process much easier than I had anticipated. I am truly grateful for their hard work and commitment to my case.
I highly recommend Elizabeth Camilo and her team to anyone seeking legal assistance in immigration matters. Their professionalism, expertise, and dedication to their clients are truly commendable. Thank you!
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28 Dec, 2024 by Petya drenska
18 Jun, 2024 by Amy depwe schwartz
Alexander Passo, Esq. has been my trusted advisor for four years, providing invaluable assistance on a variety of matters during my successful business litigation. His expertise, dedication, and personalized approach made me feel confident and well-supported during my incredibly complex case. I felt he genuinely cared about my success. Mr. Passo’s professionalism and commitment to his clients are unmatched. If you need a "WIN", I highly recommend Alexander Passo, Esq. and his firm Latimer LeVay Fyock LLC for anyone seeking top-notch legal services.
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20 Feb, 2023 by Adnan shahzad
Worked with Brian Thompto as an attorney to file my Green card and he was so unreponsive, careless, rude and never ever replied back to my emails neither calls. Wasted my 15 months for PWD and PERm and end result is it got denied because of his mistake to not including my skills in ETA-9089 besides providing him all the details. Even after it got denied, he seems like nothing happened and jeopardizing my future and now i am left with no option else than leaving US as my time is getting closer. I would definitely not recommend him and I still can't believe that i am not the first person to give this type of review but still he is serving in this organization. Seems like all Attorneys here are like same where no one care about their clients. If you wish to waste your time and money, please hire from here.
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11 Sep, 2022 by Lieba dlinn
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What a Debt Settlement Lawyer Can Do for You
A debt settlement lawyer specializes in helping individuals and businesses negotiate with creditors to reduce or eliminate unsecured debts, such as credit card balances, medical bills, and personal loans. These lawyers provide legal advice on debt relief options, represent you in negotiations, and protect your rights under consumer protection laws. By leveraging their expertise, a debt settlement lawyer can often secure more favorable terms than you might achieve on your own, potentially reducing the total amount owed and helping you avoid bankruptcy.
When Should I Hire a Debt Settlement Lawyer?
You should consider hiring a debt settlement lawyer in the following situations:
- Overwhelming Debt: If you're struggling to make minimum payments on your debts or are facing significant financial hardship, a lawyer can help explore options to reduce your debt burden.
- Creditor Harassment: If creditors or collection agencies are harassing you with frequent calls, letters, or threats, a lawyer can intervene to protect your rights under the Fair Debt Collection Practices Act (FDCPA).
- Lawsuits from Creditors: If a creditor has filed a lawsuit against you for unpaid debts, a lawyer can represent you in court and negotiate settlements to prevent wage garnishment or asset seizure.
- Complex Debt Situations: If your debts involve legal complexities, such as co-signers, joint accounts, or disputed charges, a lawyer can navigate these issues effectively.
- Considering Bankruptcy: If you're contemplating bankruptcy but want to explore alternatives, a debt settlement lawyer can advise on whether debt settlement is a better option for your situation.
- Protecting Assets: If you have significant assets you wish to protect from creditors, a lawyer can help structure settlements to safeguard your property.
Hiring a lawyer early can maximize your chances of a favorable outcome and prevent legal missteps that could worsen your financial situation.
What Does a Debt Settlement Lawyer Do?
A debt settlement lawyer provides a range of services to help you manage and reduce your debts:
- Legal Consultation: Evaluates your financial situation, explains your rights, and advises on the best debt relief options, such as debt settlement, debt consolidation, or bankruptcy.
- Negotiating with Creditors: Communicates with creditors and collection agencies on your behalf to negotiate reduced settlements, lower interest rates, or extended repayment terms.
- Drafting Settlement Agreements: Prepares legally binding agreements that outline the terms of the settlement, ensuring that the creditor cannot pursue additional claims once the debt is settled.
- Protecting Against Creditor Harassment: Uses legal tools to stop abusive collection practices and enforces your rights under consumer protection laws.
- Representing You in Court: If creditors file lawsuits, the lawyer can defend you, potentially getting cases dismissed or negotiating settlements to avoid judgments.
- Financial Planning Advice: Provides guidance on budgeting, managing expenses, and rebuilding credit after debt settlement.
- Bankruptcy Alternatives: Helps you explore alternatives to bankruptcy, which can have long-term effects on your credit and financial opportunities.
How Are Debt Settlement Lawyers Paid?
Debt settlement lawyers typically charge for their services in one of the following ways:
- Flat Fee: A set fee for specific services, such as negotiating with a single creditor or handling a straightforward settlement.
- Hourly Rate: Charging an hourly fee for the time spent working on your case. Rates can range from $200 to $500 or more per hour, depending on the lawyer's experience and location.
- Percentage of Savings: Some lawyers charge a fee based on a percentage of the amount they save you in the settlement. For example, if they negotiate a $10,000 debt down to $6,000, they might charge 25% of the $4,000 saved.
- Retainer Fee: An upfront payment from which the lawyer deducts fees as they work on your case. You may need to replenish the retainer if it is exhausted.
- Payment Plans: Some lawyers offer payment arrangements to make their services more affordable, allowing you to pay the fee over time.
It's important to discuss payment structures and fees during your initial consultation to understand the total cost and ensure it fits within your budget.
How Much Does a Debt Settlement Lawyer Cost?
The cost of hiring a debt settlement lawyer varies based on several factors:
- Flat Fees: May range from $500 to $3,000 per creditor, depending on the complexity of the negotiations.
- Hourly Rates: Typically between $200 and $500 per hour. Total costs depend on the amount of time required to settle your debts.
- Percentage of Savings: Commonly 15% to 25% of the amount saved through negotiation. For example, if your lawyer saves you $10,000, their fee might be $1,500 to $2,500.
- Retainer Fees: Initial retainers can range from $1,000 to $5,000, depending on the anticipated workload.
Additional costs may include:
- Court Fees: If legal action is necessary, such as filing motions or defending against lawsuits.
- Administrative Fees: Charges for copying documents, postage, or other administrative tasks.
Always request a detailed fee agreement and discuss all potential costs upfront to avoid unexpected expenses.
Top Questions to Ask a Debt Settlement Lawyer
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What is your experience with debt settlement cases similar to mine?
Ensure the lawyer has a successful track record in negotiating debt settlements for clients with situations like yours. -
How do you charge for your services, and what are the estimated total costs?
Understand the fee structure, including any upfront costs, percentages, or additional fees. -
What are the potential outcomes of my case?
Ask for an honest assessment of how much your debts could be reduced and the likelihood of successful negotiations. -
How long will the debt settlement process take?
Get an estimated timeline for negotiations and resolution. -
Will you handle communications with all my creditors?
Clarify whether the lawyer will negotiate with all your creditors or only specific ones. -
What happens if a creditor refuses to settle?
Discuss alternative strategies if a creditor is uncooperative. -
How will debt settlement affect my credit score?
Understand the potential impact on your credit and how to rebuild it afterward. -
Can you help protect me from creditor lawsuits or wage garnishment?
Inquire about legal protections and how the lawyer can assist if creditors take legal action.
How to Check the Credibility of a Debt Settlement Lawyer
- Verify Their License: Ensure the lawyer is licensed and in good standing with your state's bar association.
- Experience and Specialization: Look for a lawyer who specializes in debt settlement or consumer debt law.
- Client Reviews and Testimonials: Research online reviews or ask for references to learn about other clients' experiences.
- Professional Memberships: Membership in organizations like the National Association of Consumer Bankruptcy Attorneys (NACBA) or local bar associations can indicate a commitment to the field.
- Disciplinary Record: Check for any past disciplinary actions or complaints filed against the lawyer.
- Consultation Feedback: Use the initial consultation to assess their communication style, professionalism, and confidence in handling your case.
What Should I Prepare for My First Consultation?
To make the most of your initial meeting with a debt settlement lawyer, bring the following:
- Detailed List of Debts: Include all creditors, account numbers, balances, interest rates, and any correspondence you've received.
- Income and Expense Statements: Provide documentation of your income sources and monthly expenses to give the lawyer a clear picture of your financial situation.
- Credit Reports: Obtain a recent copy of your credit report from all three major bureaus (Experian, TransUnion, Equifax).
- Correspondence from Creditors: Bring any letters, notices, or legal documents you've received from creditors or collection agencies.
- Legal Documents: If you've been served with lawsuits, summons, or wage garnishment orders, bring those documents.
- Questions and Concerns: Prepare a list of questions about your options, the debt settlement process, and potential outcomes.
- Budget Information: Be ready to discuss what you can realistically afford to pay toward settlements.
By being thoroughly prepared, you enable the lawyer to assess your situation effectively and provide the best possible legal advice tailored to your needs.
