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05 Aug, 2024 by Jessica vincent
There are so few who truly believe that bad things do happen to good people. Attorney Eric Kornblum and his exceptional team operate on this belief. They were kind and sympathetic and they always treated me with dignity and respect. Because of this and their knowledge of the law and efficiency, my case went quickly and smoothly.
I highly recommend Eric Kornblum should you ever find yourself up the creek.
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02 Aug, 2024 by John claine
This is one Lawyer who actually has compassion and cares about his clients. He's clearly not in it just to collect money from you. He really works to help you. I highly recommend him you won't regret it.
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14 Jul, 2024 by A a
08 Oct, 2024 by Bridgette naddaff
Excellent Lawyer: Highly Recommend for Criminal Defense
I am extremely grateful for Paul Moraski’s support and expertise in resolving a complex legal issue I was facing. From the start, he was thorough, professional, and dedicated to achieving the best outcome. I was in a challenging situation that could have had serious implications for my career, but Paul handled it with skill and confidence. He successfully negotiated a dismissal with a year-long contingency, which allowed me to move forward with my life. I can’t thank him enough for his diligence and highly recommend him to anyone in need of a strong defense attorney.
Lastly, he was super easy to call or text at any hour to relieve me if I had any questions about anything, no redirection to his Office or an assistant. I found that to be invaluable, and I was surprised at the accessibility. He really goes above and beyond for his clients. I definitely understand why he’s a top attorney in Boston.
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30 Aug, 2024 by Hustle2 invest
While on vacation in Boston, I was falsely accused of a serious crime, arrested, and faced with felony charges.
After spending the night in jail, I was assigned a public defender who was entirely unfamiliar with my case. Unfortunately, not only was this public defender incompetent, but he also lacked the appropriate credentials to handle a case of such seriousness.
I was facing a minimum of five years in prison, and my bail was set at $60,000. The public defender made no effort to fight for me. He didn't attempt to have my bail reduced or identify any weaknesses in the case against me. Instead, he simply agreed with the prosecutor and judge, and I was sent back to jail.
After three nights in jail, my family informed me that they had hired a criminal defense attorney named Paul Moraski, who would be visiting me in a couple of days.
True to their word, Paul arrived at the jail two days later. I was escorted by a correctional officer to meet him. From the moment we met, I knew Paul was the right lawyer for me. He had an incredible personality, was highly educated and knowledgeable, and held himself to a very high standard. For the first time, I felt hopeful again.
The first thing Paul said to me was, "We’re going to beat this case." He then assured me, "I am going to get your bail reduced from $60,000 to $30,000 so you can go home." Paul not only understood my case thoroughly but also knew the courtroom inside and out, thanks to his 14+ years of experience.
Two days later, I had another court appearance, and Paul was outstanding. He successfully persuaded the judge to lower my bail from $60,000 to $30,000, allowing my family to secure my release.
The night I was bailed out, Paul immediately called to congratulate me on going home. He reassured me once again, saying, "There are numerous holes in your case, and you have nothing to worry about."
Despite Paul's reassurances, I remained anxious about my case after returning home and would call him weekly. Each time, Paul answered the phone, and if he was in court, he would return my call immediately afterward.
Paul is an exceptional attorney, though not inexpensive. However, he provided me with a very reasonable rate given the severity of my case. He also offered me a monthly payment plan, which greatly eased the financial burden.
When it comes to fighting for your freedom, no price is too high. Paul Moraski was worth every dollar.
Six months later, just as Paul had predicted from the start, my case was completely dismissed.
If you find yourself facing legal issues in the Boston area, I highly recommend contacting and hiring Paul Moraski. He is not only an outstanding defense attorney but also a remarkable person. I feel like I not only hired a lawyer but also gained a friend.
Thank you for everything, Paul.
Ray Ray
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26 Jul, 2024 by Eric meagher
Paul was amazing , very straightforward, knowledgeable and responded whenever I needed help.Highly recommended. Thank you again
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04 Oct, 2023 by Deanna
I sent an inquiry to her through this website and within two minutes of sending it, I got a phone call. She was extremely approachable, friendly, and knowledgeable—she gave me my consultation right then and there over the phone, and before I we ended our call, I knew next steps for moving forward.
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14 May, 2023 by Allie
Dara helped me through a housing matter and I was so grateful for her expertise and confidence. She was able to arrange a settlement for me despite the other party doing everything in their power to intimidate us. I would absolutely recommend her for any housing related issues!
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19 Jan, 2021 by Katie
I called Dara for advice on my tricky leasing situation, and was blown away by her knowledge and experience in this field. She was able to give me the perfect advice with great confidence and very friendly all at the same time. I would absolutely recommend Dara to my friends and family!
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04 Mar, 2024 by Susan de souza
Alejandro is very supportive, very kind and honest. It was a pleasure working with him.
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17 Dec, 2023 by Wellington nascimento
In the face of so many lawyers that I had contact with and explained my situation in and out of Boston, I was frustrated by the values ​​and care of my case; they all made me suspicious of their motives and that I was just another person to make a profit from. But after meeting Alejandro, everything was different. He gave me the confidence I needed after our first meeting that I hadn't experienced before and the price he charged was extremely fair. After many years, we have finally recieved our green cards after the hard work from our lawyers. I am very grateful to have found this law firm with excellent professionals. I will recommend it to anyone who needs immigration law. I hope that God continues to bless this company so that thousands of people are honored as I was.
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20 Feb, 2023 by Karen alvarez
Alejandro was a pleasure to work with. My fathers case was very hard and no one wanted to take it. Alejandro was very upfront and honest about the case which I appreciated. I decided to take a chance with him since he was the only lawyer willing to work with me. Alejandro always communicated well with both me and my father about any information he had to tell us. The process was very long and stressful but worth it because now my father is back after 13 years. I really appreciate how hard Alejandro worked to get back my dad here and did. I recommend hiring him for any situations with immigration or in general as well. He’s the best.
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23 Jan, 2024 by Anonymous
Attorney Nocera went well above and beyond to help me with my case. Highly recommend attaining her services
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12 Dec, 2023 by Kina
I was surprised with the outcome of my case. She made the case go away. I recommend her a lot for anyone that wants a goood lawyer.
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02 Aug, 2023 by Katherine
I hired her and she didn't disappoint very knowledgeable and patient explained everything and told me what's the result we needed to accomplish and we did just that we accomplished the result
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06 Feb, 2018 by Anonymous
Attorney Korth and his team were instrumental in helping with a lemon aid law case. He patiently responded to all the questions and helped put any concerns about the case at ease. He was also very careful about keeping expectations realistic and not over-promising. The case took many months to resolve and to collect the settlement so the ability to ask about potential options and next steps throughout the process was very reassuring, and could've been nerve-wrecking without the counsel.
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23 Mar, 2017 by Rebecca
I was referred to Attorney Korth on a Lemon Law matter. He was very knowledgeable of the laws surrounding my case. He quickly put my concerns at ease, assuring me I had taken all the right steps. It was like a burden was taken off of me when I turned everything over to him. Attorney Korth was very fair and reasonable and kept in touch with me throughout the process. He was honest and to the point. I would highly recommend Attorney Korth to anyone looking for good, fair and strong legal representation!! I would not hesitate to hire him again if the situation arose.
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08 Dec, 2015 by Anonymous
I consulted with Mr. Korth on a situation involving the Truth in Lending Act and Uniform Commercial Code. I found him to be articulate, intelligent, and extremely knowledgable as it related to the above mentioned legal issues. I am still considering if this is an issue I want to move forward with, but should I do so, Attorney Korth will certainly be
the Attorney I hire
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21 Jul, 2020 by Alfred and gloria
I expressed our thank you from attorney Nicolas Yousif and his amazing team. In selling our home. After finishing our business connecting with him we reached out six months later needing help we where treated as if we had never left. Very professional you’re made to feel as family. I strongly encourage if you need results attorney Yousif is what you need ready to go to battle for you and his team. We give him a 5 star company.
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30 Mar, 2019 by Janat
I would highly recommend having Mr. Yousif as a legal advocate. He is extremely professional and was very caring when considering the best needs for my case. I consulted him regarding financial issues in which he was knowledgable and had handle the process with proceeding guidance. I'm grateful for the consultation!
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20 May, 2018 by Ryan
I retained Mr. Yousif to represent me in a civil matter in Massachusetts. The facts required that he become an expert in racing engines and race car maintenance protocols. I was amazed at how quickly he mastered a highly technical and complex area of mechanics so that he could better represent me. I was very satisfied with the outcome of the litigation and I can assure anyone contemplating Mr. Yousif's services that he will spare no expense or detail in aggressively advocating for his client. Rest assured, you'll be in good hands!
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13 Dec, 2023 by Joe
I recently faced a daunting array of charges, including Assault & Battery on a Family/Household Member, Assault & Battery with a Dangerous Weapon, Carrying a Firearm Without a License, and Improper Storage of a Firearm. With mandatory minimum incarceration looming, my freedom hung in the balance.
Attorney Estes proved to be an invaluable ally during this challenging time. Through his skillful negotiation with the prosecutor, he orchestrated a plea arrangement that resulted in the dismissal of a majority of the charges. Remarkably, he secured a Continuance Without a Finding (CWOF) for the most serious offense, effectively avoiding the mandatory jail time that seemed inevitable.
The resulting disposition was probation for one year, a far cry from the harsher alternatives I was initially facing. I cannot overemphasize the significance of having Attorney Estes as your defense lawyer when your freedom is on the line. His expertise, strategic approach, and unwavering dedication make him the advocate you want in your corner.
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19 Jan, 2022 by Erik
I needed Thomas H Estes Jr. law services to help me with a criminal case and he went above and beyond in giving me excellent service. Thomas and Stephanie are very polite, respectful and kind. They both make you feel welcome and comfortable when you have them at your side dealing with Your legal issues. Thomas and Stephanie make dealing with the court system seem like a breeze. If you ever need legal counsel and have to deal with any of the issues that Thomas specializes in I would highly recommend hiring him as your lawyer.
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09 Sep, 2019 by Stephanie
His trial strategy is impeccable. Very professional and straight forward. He seems to be very well known in the field of criminal justice. He was very kind in my situation and it was greatly appreciated. He was always on time and always addressed my concerns.
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30 Jul, 2021 by Dc
Outstanding. Attorney Paige is like something out of a John Grisham novel. He's tough, honest, fair, intelligent, and pragmatic. He handled a situation for my 82 year-old mother and she felt very comfortable and satisfied with the services rendered. I would highly recommend a consultation with Mike for any legal matter. He will definitely be retained in the future. -DC & LC
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20 Feb, 2009 by Anonymous
Attorney Paige has been honest and forthright in all his dealings with me.
He has represented me zealously and promptly informed me anytime the status of my case changed.
I would recommend him without hesitation.
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02 Oct, 2012 by Melissa
Very very happy with him. He handled my divorce. He knows his stuff, and didn't back down. Fair, honest, compassionate, understanding, and reasonable is how I would describe him! I have referred him to others, and everyone thanks me over and over again.
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18 Nov, 2020 by Anonymous
I worked with Kevin for a few years in debt collections. He is a great attorney.
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21 Sep, 2024 by Richard smith
I highly recommend Matthew as a divorce lawyer. He was instrumental in drafting my agreement and guided me through every step of the process. Matthew went above and beyond to ensure that my divorce proceedings were handled smoothly. Highly recommended.
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12 Sep, 2024 by Jeanette luongo
I had the opportunity to work with Matthew while he was the opposing counsel in my intricate and highly unusual divorce case. His performance throughout the proceedings was nothing short of exemplary. Matthew's deep expertise and unwavering commitment to advancing the case with both efficiency and effectiveness were evident from the start.
What truly stood out was his remarkable ability to facilitate collaboration between both parties, which played a crucial role in reaching a resolution. Even in the face of the many complexities and emotional challenges that accompanied this case, Matthew's patience and professionalism never wavered. He consistently demonstrated a high level of respect and understanding, which significantly contributed to a smoother resolution process.
Typically, I would not offer a review for opposing counsel, but Matthew's exceptional skills and approach warranted this acknowledgment. His adept handling of the case not only expedited the resolution but also saved both sides considerable time and financial resources. For anyone seeking a lawyer with a rare combination of legal acumen and interpersonal skill, I highly recommend Matthew.
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15 Aug, 2024 by Rich vetstein
As a fellow real estate attorney, I can confidently say that Matt is one of the best bankruptcy and real estate attorneys around. Although we are technically competitors, I've referred several clients to Matt and he's done a wonderful job. Any client would be lucky to have a talented and dedicated lawyer like Matt on his/her side.
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11 Oct, 2024 by Pritish devurkar
Attorney Bass represented me at a traffic ticket hearing recently. He was extremely communicative, prompt and helped me in getting a dismissal. Would love to work with him again!
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23 Sep, 2024 by Camilla
I was impressed by how patient and empathetic Andrew was as I had a lot of questions and concerns about a construction small claims issue. He helped us with getting a court case dismissed. He took us down all the pathways and explained it all clearly. It was great to be listened to and respected, but also get honest advice. I can highly recommend!
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30 Aug, 2024 by Orrin isles
even though it took a long time. I am very happy with the out come. I think Atty. Bass and his team did a very good job. I believe they really care about their clients. Very professional. I would use them again .
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27 Aug, 2024 by Harmonize
It is hard to overstate how positive my family’s two experiences with Atty. Asaf Sarno have been. If one were to sit down and describe the qualities of a great criminal defense attorney, you would describe Atty. Sarno.
In the first case, a close family member with substance use issues was already on probation for non-violent related offenses when he re-offended. His case was referred to Superior Court where he was indicted and faced up to 5 years in a state penitentiary. He even failed to appear for a hearing. Fortunately, Asaf was available to take the case. Asaf deftly took advantage of errors and weaknesses in the state’s case. He also researched the sentencing history for similar cases, including that of the assigned judge. He also employed a PI to obtain relevant info to bolster the case. Although the DA’s office refused to make an acceptable plea deal, Asaf was confident that the case would resolve acceptably. In the end, the accused received extended probation – far better than jail time.
At all times, Asaf remained positive and optimistic. With his client’s permission, he kept us family in the loop so that we could be appropriately supportive. (We also attended every court appearance which Asaf assured us was very helpful.)
Meanwhile, another case (i.e. a different non-violent offense while under the influence) had been simmering for 2 ½ years. The original defense lawyer had assumed it would settle quickly. However, the prosecution again would not agree to an acceptable plea deal. It was apparent that the case would go to trial. It felt like a lost cause. My family member decided to get a 2nd opinion from Atty. Sarno. He instantly greeted us with positive energy and enthusiasm even before we explained the reason for calling him. We agreed to pay his reasonable fee to review the case. No guarantees but based on Asaf’s thorough review he presented three distinct approaches to the defense. Based on this and the prior experience with Asaf, he was hired to take over the case.
Attorney Sarno worked hard on this case, appropriately hiring a PI and a forensic psychologist to bolster the defense. Importantly, Asaf ALWAYS returned calls and emails in a timely manner – typically within 24 hours, even when he was in court on another trial. Also with his guidance, we solicited letters of support from family members, former counselors, etc.. All this led to being as prepared as possible for the trial. Asaf made a vigorous defense, for which he was congratulated by the judge! In the end, my family member was given probation with some strict but reasonable conditions – much better than the what the state had previously insisted on. Now my family member has a reasonable shot at wellness because staying in a treatment program is now possible.
There are many factors that play into the outcome of a criminal trial – the strength of the evidence, the skill and determination of the prosecution, the judge assigned, the defendant’s history, and the degree of support by family and friends. But certainly, a HUGE factor is the SKILL, DETERMINATION, POSITIVE DEMEANOR, and WORK ETHIC of the defense counsel. Asaf brings all of those qualities to his work – to an EXCEPTIONALLY high degree! Moreover, Atty. Asaf Sarno’s enthusiasm for his profession and dedication to his clients are what make him a head-and-shoulders standout in the criminal defense bar.
I hope you never need the criminal defense skills of Attorney Asaf Sarno, but if you’re reading this there’s a good chance you do. My advice: HIRE HIM!
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24 Jul, 2024 by Glenn sawyer
Did an amazing job made me feel like I wasn't just another case made me feel respected did a great job for me and my family
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31 May, 2024 by Grimelab
I have nothing but good things to say about Attorney Sarno. I was charged with multiple counts of possession of a large capacity firearm without a FID card, facing up to 10 years in prison on each count, and Attorney Sarno was able to negotiate a custodial sentence of only 15 months (after the prosecutor pushed the court for 2x that amount) and three years' probation. Through additional research and investigation, Attorney Sarno uncovered multiple instances of misconduct committed by the District Attorney's Office and local PD, resulting in my probation sentence being cut in half! Attorney Sarno went far above and beyond my expectations for a criminal defense attorney. I am grateful for his diligence, expertise, and relentless effort to get the best possible outcome for me. I would whole-heartedly recommend Attorney Sarno to anyone who needs the BEST legal representation possible!
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05 Oct, 2024 by Kenny mejia
Forever grateful for Jim. If you’re fighting a DUI charge, look no further. I was facing a 5 year license suspension and ended up with only a 1. My guy is a wizard!!! Hopefully I won’t need him again, but if you do - you’re in the RIGHT HANDS!
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03 Oct, 2024 by Ben chambers
James DeGiacomo helped me out when I needed to deal with some nastiness. One less thing to worry about now. Thanks.
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03 Oct, 2024 by M brad
Mr. DeGiacomo was extremely helpful, attentive to my needs, always available, and excellent in the court room.
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5.0
20 Reviews
4.7
56 Reviews
16 Sep, 2024 by Donna sacca
Excellent customer service, fast responses, goes above and beyond to help!
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09 Jul, 2024 by Lul abdullahi
I had the pleasure of working with Weinberg during a tough time, and I’m incredibly grateful for his expertise and support. Weinberg’s deep understanding of bankruptcy law and compassionate guidance made the process much easier. He was always available to answer questions and provided clear explanations.
What set Weinberg apart was his genuine care and empathy for my situation, which gave me confidence and peace of mind. Thanks to him, I’m on a path to financial recovery. I highly recommend Weinberg for his professionalism and compassion.
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02 Jul, 2024 by Jillian hettler
Kind, knowledgeable and very helpful! I highly recommend Herb and his team.
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30 Aug, 2024 by Sheree frazier
Great Law firm! Helpful throughout me entire legal process! Thank you !
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29 Aug, 2024 by Lisa kerkorian
26 Aug, 2024 by Joshua haigh
01 Oct, 2024 by Anonymous
From the consultation aloe, Kevin had provided a wave of stability in my doubts with my current situation. Thank you!
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27 Sep, 2024 by Robert polin
Kevin provided me great advise and was super sympathetic to my issue. He even advised me to update him on how I make out. Great guy!
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20 Sep, 2024 by Steve
I have had a lengthy dispute with an RV company. I contacted and consulted with Kevin who helped guide me on a path. I will be hiring Kevin in the near future if the company I am in dispute with doesn't come to a fair resolution.
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19 Sep, 2012 by Mary
I went to speak to John regarding a small claims I wanted to file against a client who owed me money. He was very helpful and walked me thought the entire process. Thank You!
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16 Sep, 2012 by Barbara
The best attorney I have ever spoken with, he is very knowledgeable about Consumer Protection Laws and Contract Laws. He was able to identify my issue and knew exactly how to handle it. I would recommend Mr. Farrell Jr. to all my family members and friends.
Thanks a million!
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16 May, 2024 by Luke
I had a wonderful experience with Chris! He seems to genuinely care about his clients and is careful to not charge beyond what is necessary.
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17 Oct, 2021 by Heather
Chris was an outstanding attorney to work with during the purchase of my condo. He is an expert in the real estate and housing market. I would highly recommend working with him for any of your real estate needs. This was my first time purchasing a home and Chris aided in easing my stress and made the process seamless.
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20 May, 2014 by Anonymous
I hired Attorney Vaughn-Martel after a civil lawsuit was filed against me by an ex-girlfriend over ownership rights to a vehicle I had solely purchased during our 4+ year relationship. An injunction/ court order was filed against me stating that I was not allowed to sell the vehicle until the case was heard before a judge. I hired Vaughn-Martel in hopes that he'd be able to assist in getting the court order lifted as I was unable to afford payments on the vehicle and wanted to be able to sell it. After several months of negotiations between Vaughn-Martel and the plaintiff's attorney a Settlement Agreement was drafted by Vaughn-Martel's office and was forwarded to me for review and signature. I stated the Agreement was to my liking and was told that the Agreement would be sent out AS IS to the Plaintiff and then sent to me for signatures. Problems arose when I found out that after I had approved what I thought to be the FINAL draft of the Settlement Agreement that the Plaintiff's attorney asked that a few changes be made and Attorney Vaughn-Martel's office made these changes without my knowledge, consent or even a discussion of such. When I contacted Attorney Vaughn-Martel to indicate my disproval of such changes I was told that there was nothing they could do to change the Agreement back as the REVISED Agreement had already been mailed out to the Plaintiff for signature. I was beyond irate at this point. To make matters worse is the Plaintiff was never able to obtain financing in order to follow through on the terms of the Settlement Agreement by purchasing the vehicle to pay off my loan (which I couldn't afford to pay and faced repossession of) and to compensate me for monies she had stolen via check fraud / forgery. After the Plaintiff had breached the Agreement by not coming up with the funds within the allotted time frame as per Agreement terms, I was advised by Attorney Vaughn-Martel that selling the vehicle, paying off the loan and keeping the balance of the agreed upon sales amount for myself would be a "viable solution to complying with the agreement, getting rid of the car, and getting settlement funds, all in a way that protects my interests in the event I had to go in front of a judge." I followed my attorneys exact advice and I sold the vehicle 2 days prior to the date it was to be repossessed but only got what I owed. When I got in front of the judge though I was found in contempt of court for going against the imposed court order. Attorney Vaughn-Martel never once stated that he had advised me to do such nor did he defend me in any sense of the word. He never tried to state facts and in no way stood up for me. He seemed to have no idea what to say in court and came across as being completely unprepared, incompetent, unprofessional and unknowledgeable of how to defend a client. He let me hang out to dry and when I confronted him prior to the next hearing for my punishment in front of the judge he totally denied ever having advised me to go against the court order. I even showed him his own email to me stating his advice and he still insisted he never advised such. He then stated it would be in my best interest to allow the civil case against me along with my counterclaims against her for stolen monies be dismissed as per the Plaintiff's request or the judge could punish me by making me pay her money for selling the car. I felt as though I was being coerced into settling the case because my attorney didn't want to have to explain himself to the judge as to why he advised his client to go against a court order. Due to being in fear of what the judge might fine/punish me with and knowing I had no more money and no real counsel on my side to defend me I went against my rights and agreed to allow the case to be dismissed. I ended up with nothing more than destroyed credit & added debt due to racking up $7k in legal fees.....way more than Vaughn-Martel Law ever truly earned or deserved
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08 Aug, 2023 by Janel
Unfortunately my experience with Attorney Boz was unprofessional, didn’t keep appointments or timeline set by himself. Then became unreachable still trying to get retainer returned.
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07 Nov, 2019 by Tanya yanovsky
Very pleased with attorney Shur's service.
She was every helpful an efficient in bringing resolution to the issue I had as a landlord with the condo association. She was very responsive and easy to deal with. Would highly recommend her services.
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06 Jan, 2018 by Anonymous
I was given this attorney through the lawyer referral service, I did not use him as I had another attorney that was referred by someone I knew. I ended up calling Attorney Boz to clean up the mess that was made. His fees are affordable, he is honest and very helpful.
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24 Feb, 2024 by Anthony demarco
Peter never followed up with me and took my money.
I called him when he told me to and he never followed back with me via email he said he was busy
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What a Debt Settlement Lawyer Can Do for You
A debt settlement lawyer specializes in helping individuals and businesses negotiate with creditors to reduce or eliminate unsecured debts, such as credit card balances, medical bills, and personal loans. These lawyers provide legal advice on debt relief options, represent you in negotiations, and protect your rights under consumer protection laws. By leveraging their expertise, a debt settlement lawyer can often secure more favorable terms than you might achieve on your own, potentially reducing the total amount owed and helping you avoid bankruptcy.
When Should I Hire a Debt Settlement Lawyer?
You should consider hiring a debt settlement lawyer in the following situations:
- Overwhelming Debt: If you're struggling to make minimum payments on your debts or are facing significant financial hardship, a lawyer can help explore options to reduce your debt burden.
- Creditor Harassment: If creditors or collection agencies are harassing you with frequent calls, letters, or threats, a lawyer can intervene to protect your rights under the Fair Debt Collection Practices Act (FDCPA).
- Lawsuits from Creditors: If a creditor has filed a lawsuit against you for unpaid debts, a lawyer can represent you in court and negotiate settlements to prevent wage garnishment or asset seizure.
- Complex Debt Situations: If your debts involve legal complexities, such as co-signers, joint accounts, or disputed charges, a lawyer can navigate these issues effectively.
- Considering Bankruptcy: If you're contemplating bankruptcy but want to explore alternatives, a debt settlement lawyer can advise on whether debt settlement is a better option for your situation.
- Protecting Assets: If you have significant assets you wish to protect from creditors, a lawyer can help structure settlements to safeguard your property.
Hiring a lawyer early can maximize your chances of a favorable outcome and prevent legal missteps that could worsen your financial situation.
What Does a Debt Settlement Lawyer Do?
A debt settlement lawyer provides a range of services to help you manage and reduce your debts:
- Legal Consultation: Evaluates your financial situation, explains your rights, and advises on the best debt relief options, such as debt settlement, debt consolidation, or bankruptcy.
- Negotiating with Creditors: Communicates with creditors and collection agencies on your behalf to negotiate reduced settlements, lower interest rates, or extended repayment terms.
- Drafting Settlement Agreements: Prepares legally binding agreements that outline the terms of the settlement, ensuring that the creditor cannot pursue additional claims once the debt is settled.
- Protecting Against Creditor Harassment: Uses legal tools to stop abusive collection practices and enforces your rights under consumer protection laws.
- Representing You in Court: If creditors file lawsuits, the lawyer can defend you, potentially getting cases dismissed or negotiating settlements to avoid judgments.
- Financial Planning Advice: Provides guidance on budgeting, managing expenses, and rebuilding credit after debt settlement.
- Bankruptcy Alternatives: Helps you explore alternatives to bankruptcy, which can have long-term effects on your credit and financial opportunities.
How Are Debt Settlement Lawyers Paid?
Debt settlement lawyers typically charge for their services in one of the following ways:
- Flat Fee: A set fee for specific services, such as negotiating with a single creditor or handling a straightforward settlement.
- Hourly Rate: Charging an hourly fee for the time spent working on your case. Rates can range from $200 to $500 or more per hour, depending on the lawyer's experience and location.
- Percentage of Savings: Some lawyers charge a fee based on a percentage of the amount they save you in the settlement. For example, if they negotiate a $10,000 debt down to $6,000, they might charge 25% of the $4,000 saved.
- Retainer Fee: An upfront payment from which the lawyer deducts fees as they work on your case. You may need to replenish the retainer if it is exhausted.
- Payment Plans: Some lawyers offer payment arrangements to make their services more affordable, allowing you to pay the fee over time.
It's important to discuss payment structures and fees during your initial consultation to understand the total cost and ensure it fits within your budget.
How Much Does a Debt Settlement Lawyer Cost?
The cost of hiring a debt settlement lawyer varies based on several factors:
- Flat Fees: May range from $500 to $3,000 per creditor, depending on the complexity of the negotiations.
- Hourly Rates: Typically between $200 and $500 per hour. Total costs depend on the amount of time required to settle your debts.
- Percentage of Savings: Commonly 15% to 25% of the amount saved through negotiation. For example, if your lawyer saves you $10,000, their fee might be $1,500 to $2,500.
- Retainer Fees: Initial retainers can range from $1,000 to $5,000, depending on the anticipated workload.
Additional costs may include:
- Court Fees: If legal action is necessary, such as filing motions or defending against lawsuits.
- Administrative Fees: Charges for copying documents, postage, or other administrative tasks.
Always request a detailed fee agreement and discuss all potential costs upfront to avoid unexpected expenses.
Top Questions to Ask a Debt Settlement Lawyer
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What is your experience with debt settlement cases similar to mine?
Ensure the lawyer has a successful track record in negotiating debt settlements for clients with situations like yours. -
How do you charge for your services, and what are the estimated total costs?
Understand the fee structure, including any upfront costs, percentages, or additional fees. -
What are the potential outcomes of my case?
Ask for an honest assessment of how much your debts could be reduced and the likelihood of successful negotiations. -
How long will the debt settlement process take?
Get an estimated timeline for negotiations and resolution. -
Will you handle communications with all my creditors?
Clarify whether the lawyer will negotiate with all your creditors or only specific ones. -
What happens if a creditor refuses to settle?
Discuss alternative strategies if a creditor is uncooperative. -
How will debt settlement affect my credit score?
Understand the potential impact on your credit and how to rebuild it afterward. -
Can you help protect me from creditor lawsuits or wage garnishment?
Inquire about legal protections and how the lawyer can assist if creditors take legal action.
How to Check the Credibility of a Debt Settlement Lawyer
- Verify Their License: Ensure the lawyer is licensed and in good standing with your state's bar association.
- Experience and Specialization: Look for a lawyer who specializes in debt settlement or consumer debt law.
- Client Reviews and Testimonials: Research online reviews or ask for references to learn about other clients' experiences.
- Professional Memberships: Membership in organizations like the National Association of Consumer Bankruptcy Attorneys (NACBA) or local bar associations can indicate a commitment to the field.
- Disciplinary Record: Check for any past disciplinary actions or complaints filed against the lawyer.
- Consultation Feedback: Use the initial consultation to assess their communication style, professionalism, and confidence in handling your case.
What Should I Prepare for My First Consultation?
To make the most of your initial meeting with a debt settlement lawyer, bring the following:
- Detailed List of Debts: Include all creditors, account numbers, balances, interest rates, and any correspondence you've received.
- Income and Expense Statements: Provide documentation of your income sources and monthly expenses to give the lawyer a clear picture of your financial situation.
- Credit Reports: Obtain a recent copy of your credit report from all three major bureaus (Experian, TransUnion, Equifax).
- Correspondence from Creditors: Bring any letters, notices, or legal documents you've received from creditors or collection agencies.
- Legal Documents: If you've been served with lawsuits, summons, or wage garnishment orders, bring those documents.
- Questions and Concerns: Prepare a list of questions about your options, the debt settlement process, and potential outcomes.
- Budget Information: Be ready to discuss what you can realistically afford to pay toward settlements.
By being thoroughly prepared, you enable the lawyer to assess your situation effectively and provide the best possible legal advice tailored to your needs.
