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14 Mar, 2024 by Cynthia joubert
David was excellent in making sure I understood the process and that it was important to follow through with the agreement. He showed patience with working with me..I have already recommended David to someone.. Again Thanks for the support David getting this matter resolved..
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17 Dec, 2023 by Brenda and john
I appreciate all he did. He does his work well. He understands you and works with you. I would recommend him.
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16 Nov, 2023 by Mirela
I have had a great experience with David. He was detailed and responsive. I would definitely recommend him to my family and friends.
Thank you again.
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31 Mar, 2020 by Shellu
Melanie goes above and beyond for her clients. She actually joined a firm I was already working with in regards to my case. She actually took over my case and was there for me every step of the way. Her response time to my emails and phone calls were amazing. I stayed stress about my case and she was there to help me and put me at ease. I hated to see her go but am excited to see her continued success. She is definitely on my speed dial if I need her for anything in a civil matter. Thank you!
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14 Nov, 2019 by Michael
Mrs. Trogolo was my public defender in a case where my son and I had a major incident. As i have read on here, she listened to me also, was compassionate and set me at ease, the best I could be in the situation. I am a registered nurse (at the time I was in a fix financially) and this could have ruined my career, but thanks to her it was saved. Mrs. Trogolo, I hope you read these, my case was February 5, 2017 and I have yet to forget who was there for me. I wish there was a way to repay you for what you did. if that is even possible. Thank you. MJK
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16 May, 2019 by Christine
Ms. Trogolo met with us quickly, and worked diligently to get my matter resolved in court on my behalf. She kept me apprised every step of the way, and her competence left me with no concerns regarding her ability to handle my case. I will definitely use her services in the future for any legal matters I have.
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22 Jun, 2020 by Anthony hall
Mrs. Hall is thorough and professional. She is experienced in immigration law with a great knowledge base. She assisted me with obtaining with obtaining my green card. I would recommend her nay day for you legal needs.
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07 Jun, 2020 by Hannah
I contacted Attorney Hall to remove the conditions on my husband’s green card. Her price was reasonable and she allowed us to make payments for her help. She’s thorough and is very good with communicating. I highly recommend her for all your immigration needs.
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24 Jun, 2015 by Carolina
Hired Ms. Cuellar and her partner, Ms. Amador for a criminal defense and outstanding is an understatement. From the moment they took the case, they got to work and they had proof of all the work they had done. Depositions were done in an organized manner and the facts were made very clear by both Monica and Abbie. Once it came to trial, the case was beat and justice was truly served.
I reccomend these two amazing, professional attorneys for not just criminal matters, but civil matters as well!
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09 Oct, 2024 by Elybeth villanueva
Daniella was incredibly helpful! She addressed all my questions and gave clear, easy-to-understand explanations.
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09 Oct, 2024 by Max v
My case was time-sensitive and was treated as such. Overall a seamless process with great attention to detail. Eva was very courteous and professional with me and made sure each concern I had was addressed thoroughly.
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08 Oct, 2024 by Laura osorno vélez
Un gran agradecimiento a Eric y su equipo por todo el apoyo después de mi accidente. Se esforzaron muchísimo e hicieron lo posible para que recibiera la compensación que merecía. Los recomiendo sin duda!!!
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25 Aug, 2024 by Adam behnejad
Outstanding! I am very happy to know Mr Dobkin and his awesome team. My case was simplified and resolved in a very professional, friendly and efficient manner. Mr Dobkin is a great attorney with great personality and years of experience. I surly recommend this law firm to my family and friends.
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12 Aug, 2024 by Isolde mariana lena
Best experience ever
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15 Jul, 2024 by Valeska colmenares
Mr. Dobkin and Patty are super professionals, and we are very pleased and grateful with the service
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09 Apr, 2024 by Ricardo bossio
04 Apr, 2024 by Ramco miami
01 Dec, 2023 by Communicate4life
06 May, 2024 by Deivys suarez echezabal
Sin duda los mejores
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06 May, 2024 by Ricardo fernandez
06 May, 2024 by Tianna jackson
They were recommended to me by my god mom. I was not disappointed. They are very efficient , professional and follow up periodically. I am Highly satisfied 10/10
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05 May, 2024 by Fernandoi reyes
The experience was very pleasant as professional
my elderly mother was very happy and felt confortable with the attorney and his staff she was nervous at firsr and concerned about the outcome of her appointment but was altogether very pleased and relaxed with the iutcome
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13 Apr, 2024 by Will a
Dr Kessler has helped me tremendously with my case, I feel I can breathe freely now. Totally recommend him. Carmen Arroyo
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05 Apr, 2024 by Charity zayas
I’ll start by saying that going through a divorce is the most difficult process. I did a Google search on local attorneys and found the office of Granoff and Kessler. My experience from the beginning put my fears at rest. They are very knowledgeable and empathetic. Process has been smooth and easy thus far. They have answered all my questions in a timely matter. Thank you.
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05 Jun, 2016 by John
Mr. Meyer's very knowledgable. He reviewed my tax debt situation and knew exactly where I stood and at the end of the consultations I had concrete numbers that corresponded with tax years and he had made sense of all the things I needed. He's very professional and knows his stuff.
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10 May, 2013 by Anonymous
I only met with Mr. Meyer once for a consultation whether I needed to file bankruptcy or not due to two foreclosures ocurred the end of 2012. After reviewing my W2 and the form the two mortgage companies sent IRS reporting abandonment of the property, market value and county assessment, he recommended no need of filing chapter 7, and offered to do my taxes at $500.00. I thought it was a bit pricey.
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15 Apr, 2013 by Anonymous
He's very knowledgeable. Helped us when we were at the end of the tunnel. After the filing, we are able to save money and start fresh.
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28 May, 2016 by Anonymous
I hope this (current) review will be helpful for those considering good representation (it could have helped me). This lawyer could serve you well if you are seeking a legal form to be filled and filed with the court (or something straightforward), but if litigation is required, I think better counsel can be found. My mother and I had a straightforward conflict that needed legal resolution. A contract was in place that would quickly be resolved in front of a judge. The case took a year to resolve and cost us a small loss and legal costs. Throughout the case, he was never clear with us until he needed to be, instead informed us on a need to know basis. Usually his response to detailed questions was, “Let’s see what happens.” He allowed himself to be manipulated by opposing counsel several times even though I warned him practically each time. I still have many apologetic emails and recordings that testify to this, yet he was able to still charge us for his mistakes. In case you are wondering, why not fire him? I learned that lesson late. We believed in the case more than we did him and so was willing to see it through. That was a mistake on our part. The case was settled overall in our favor upon my insistence to go to court, though he was against doing so and on many occasions tried to have us settle. In the end it was clear he wanted to walk away once our money ran out. Instead of continuing to find money to pay him, it was best to be finished with him and take the small loss. In conclusion, regardless of how strong your case might be, under his representation you stand a chance to lose or settle. So beware and I hope this turns out to be helpful to someone.
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22 May, 2011 by Carlos
We needed help with a subcontractor that defaulted on his agreement and was threatening to put a lien on the project. Mr. Carrero promptly engaged and resolved the matter in a matter of days.
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29 Apr, 2011 by Carlos
From a real estate perspective, we have exchanged many referrals and successfully helped many clients together. Mr. Carrero has always been responsive and well informed. I would eagerly refer any and all clients to him, and recommend him in all matters involving real estate.
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FAQs
Questions? We have answers
What a Debt Settlement Lawyer Can Do for You
A debt settlement lawyer specializes in helping individuals and businesses negotiate with creditors to reduce or eliminate unsecured debts, such as credit card balances, medical bills, and personal loans. These lawyers provide legal advice on debt relief options, represent you in negotiations, and protect your rights under consumer protection laws. By leveraging their expertise, a debt settlement lawyer can often secure more favorable terms than you might achieve on your own, potentially reducing the total amount owed and helping you avoid bankruptcy.
When Should I Hire a Debt Settlement Lawyer?
You should consider hiring a debt settlement lawyer in the following situations:
- Overwhelming Debt: If you're struggling to make minimum payments on your debts or are facing significant financial hardship, a lawyer can help explore options to reduce your debt burden.
- Creditor Harassment: If creditors or collection agencies are harassing you with frequent calls, letters, or threats, a lawyer can intervene to protect your rights under the Fair Debt Collection Practices Act (FDCPA).
- Lawsuits from Creditors: If a creditor has filed a lawsuit against you for unpaid debts, a lawyer can represent you in court and negotiate settlements to prevent wage garnishment or asset seizure.
- Complex Debt Situations: If your debts involve legal complexities, such as co-signers, joint accounts, or disputed charges, a lawyer can navigate these issues effectively.
- Considering Bankruptcy: If you're contemplating bankruptcy but want to explore alternatives, a debt settlement lawyer can advise on whether debt settlement is a better option for your situation.
- Protecting Assets: If you have significant assets you wish to protect from creditors, a lawyer can help structure settlements to safeguard your property.
Hiring a lawyer early can maximize your chances of a favorable outcome and prevent legal missteps that could worsen your financial situation.
What Does a Debt Settlement Lawyer Do?
A debt settlement lawyer provides a range of services to help you manage and reduce your debts:
- Legal Consultation: Evaluates your financial situation, explains your rights, and advises on the best debt relief options, such as debt settlement, debt consolidation, or bankruptcy.
- Negotiating with Creditors: Communicates with creditors and collection agencies on your behalf to negotiate reduced settlements, lower interest rates, or extended repayment terms.
- Drafting Settlement Agreements: Prepares legally binding agreements that outline the terms of the settlement, ensuring that the creditor cannot pursue additional claims once the debt is settled.
- Protecting Against Creditor Harassment: Uses legal tools to stop abusive collection practices and enforces your rights under consumer protection laws.
- Representing You in Court: If creditors file lawsuits, the lawyer can defend you, potentially getting cases dismissed or negotiating settlements to avoid judgments.
- Financial Planning Advice: Provides guidance on budgeting, managing expenses, and rebuilding credit after debt settlement.
- Bankruptcy Alternatives: Helps you explore alternatives to bankruptcy, which can have long-term effects on your credit and financial opportunities.
How Are Debt Settlement Lawyers Paid?
Debt settlement lawyers typically charge for their services in one of the following ways:
- Flat Fee: A set fee for specific services, such as negotiating with a single creditor or handling a straightforward settlement.
- Hourly Rate: Charging an hourly fee for the time spent working on your case. Rates can range from $200 to $500 or more per hour, depending on the lawyer's experience and location.
- Percentage of Savings: Some lawyers charge a fee based on a percentage of the amount they save you in the settlement. For example, if they negotiate a $10,000 debt down to $6,000, they might charge 25% of the $4,000 saved.
- Retainer Fee: An upfront payment from which the lawyer deducts fees as they work on your case. You may need to replenish the retainer if it is exhausted.
- Payment Plans: Some lawyers offer payment arrangements to make their services more affordable, allowing you to pay the fee over time.
It's important to discuss payment structures and fees during your initial consultation to understand the total cost and ensure it fits within your budget.
How Much Does a Debt Settlement Lawyer Cost?
The cost of hiring a debt settlement lawyer varies based on several factors:
- Flat Fees: May range from $500 to $3,000 per creditor, depending on the complexity of the negotiations.
- Hourly Rates: Typically between $200 and $500 per hour. Total costs depend on the amount of time required to settle your debts.
- Percentage of Savings: Commonly 15% to 25% of the amount saved through negotiation. For example, if your lawyer saves you $10,000, their fee might be $1,500 to $2,500.
- Retainer Fees: Initial retainers can range from $1,000 to $5,000, depending on the anticipated workload.
Additional costs may include:
- Court Fees: If legal action is necessary, such as filing motions or defending against lawsuits.
- Administrative Fees: Charges for copying documents, postage, or other administrative tasks.
Always request a detailed fee agreement and discuss all potential costs upfront to avoid unexpected expenses.
Top Questions to Ask a Debt Settlement Lawyer
-
What is your experience with debt settlement cases similar to mine?
Ensure the lawyer has a successful track record in negotiating debt settlements for clients with situations like yours. -
How do you charge for your services, and what are the estimated total costs?
Understand the fee structure, including any upfront costs, percentages, or additional fees. -
What are the potential outcomes of my case?
Ask for an honest assessment of how much your debts could be reduced and the likelihood of successful negotiations. -
How long will the debt settlement process take?
Get an estimated timeline for negotiations and resolution. -
Will you handle communications with all my creditors?
Clarify whether the lawyer will negotiate with all your creditors or only specific ones. -
What happens if a creditor refuses to settle?
Discuss alternative strategies if a creditor is uncooperative. -
How will debt settlement affect my credit score?
Understand the potential impact on your credit and how to rebuild it afterward. -
Can you help protect me from creditor lawsuits or wage garnishment?
Inquire about legal protections and how the lawyer can assist if creditors take legal action.
How to Check the Credibility of a Debt Settlement Lawyer
- Verify Their License: Ensure the lawyer is licensed and in good standing with your state's bar association.
- Experience and Specialization: Look for a lawyer who specializes in debt settlement or consumer debt law.
- Client Reviews and Testimonials: Research online reviews or ask for references to learn about other clients' experiences.
- Professional Memberships: Membership in organizations like the National Association of Consumer Bankruptcy Attorneys (NACBA) or local bar associations can indicate a commitment to the field.
- Disciplinary Record: Check for any past disciplinary actions or complaints filed against the lawyer.
- Consultation Feedback: Use the initial consultation to assess their communication style, professionalism, and confidence in handling your case.
What Should I Prepare for My First Consultation?
To make the most of your initial meeting with a debt settlement lawyer, bring the following:
- Detailed List of Debts: Include all creditors, account numbers, balances, interest rates, and any correspondence you've received.
- Income and Expense Statements: Provide documentation of your income sources and monthly expenses to give the lawyer a clear picture of your financial situation.
- Credit Reports: Obtain a recent copy of your credit report from all three major bureaus (Experian, TransUnion, Equifax).
- Correspondence from Creditors: Bring any letters, notices, or legal documents you've received from creditors or collection agencies.
- Legal Documents: If you've been served with lawsuits, summons, or wage garnishment orders, bring those documents.
- Questions and Concerns: Prepare a list of questions about your options, the debt settlement process, and potential outcomes.
- Budget Information: Be ready to discuss what you can realistically afford to pay toward settlements.
By being thoroughly prepared, you enable the lawyer to assess your situation effectively and provide the best possible legal advice tailored to your needs.
