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27 Dec, 2024 by Sierra dariana
Joe has been phenomenal to work with, especially during a time that can be so difficult, frustrating & frightful. Joe and his team help you every step of the way!
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20 Dec, 2024 by C shore
Joe and his team are incredibly thorough! They will dedicate the time to support you along the way. BK is a hard decision to make and this team really brings a level of support that makes the process as painless as possible! Highly recommend this office!
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11 Dec, 2024 by Tawanda jones
A bankruptcy is not easy to talk about or to go through, but Jeppson Law made this really easy to understand ,to a complex situation. I’m glad I chose them to work my case . Number one company in my book , Thank you guys for all your hard work and team efforts .
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08 Jan, 2025 by Debra eeten
Explained all options and helped me make the best choices -Quick to respond with any questions as well-
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08 Jan, 2025 by Stephanie harris
08 Jan, 2025 by Lamarra b
I had a wonderful and speedy experience with this company. Highly recommend!
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07 Nov, 2024 by Dale malesker
This man did nothing for me than merely dot the "I's" n cross the "T's" he was in the pocket of the opposition. He did not give me a monthly statement or any kind of tally of my money that he was supposedly doing anykind of work for me that would justify it. I would not recommend this so called attorney to anyone. This man can't not get past his arrogant and self-seated personality. At the end when he asked me for more money out of nowhere n I stated that before I just handed him more money that I needed a game plan n he refused n when I demanded one he just wouldn't give me one he just wanted my money for doing absolutely nothing... He is the worst attorney that I ever hired for anything......
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15 Aug, 2024 by Cole leakey
24 Jul, 2024 by Olivia halsey
Ross is simply amazing he was able to find the cases quickly and efficiently and handle them at a fair price. He is the best attorney I have delt with. His expertise and experience really shines.
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31 Oct, 2024 by Teri summerfield
I can't say enough good things about Jesse and Audra. They were an amazing team that helped me through all of the situations that came up during my 5 year journey. I'm so grateful for them answering all of my questions and just guiding me through this process flawlessly. It wasn't an easy journey at times, but so well worth it in the end. I'm now moving forward in life in a much better financial position. Thank you so much, Licata Bankruptcy, for everything over the last 5+ years! I wouldn't be where I am now without you.
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30 Jul, 2024 by Wendy sundstrom
I had a great experience at Licata!! Jordyn was my attorney, and he was excellent at explaining things, so we could fully understand . I would recommend him to anyone facing financial problems including Bankruptcy.
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30 Jul, 2024 by Colin judy
They made the process extremely easy. I’d recommend Jordyn to anyone thinking about filing. If you’re on the fence about making the decision, give them a call. They were amazing to work with.
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24 Feb, 2025 by Kathy mantia
William Goldstein is a fantastic Lawyer. He is very straight forward, knowledgeable and personable.
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04 Feb, 2025 by Mary harris
Carrie Simmons is the most wonderful, excellent lawyer I have ever met. She does an awesome job. She’s wonderful, patient, truthful and honest. She will definitely fight for you and I appreciate and honor her. I would recommend her to anybody and everybody I know. If you’re looking for a good lawyer please contact Carrie Sims. She’s the best and God bless.
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17 Jan, 2025 by Leroyce
These attorneys are simply amazing! Their advertisement let me know I was being sued by a collection agency. They are knowledgeable, smart, gifted at their skills. Also will back up what they say they can do. If you need results, and a spokesman who can and will deliver then Boevingloh & Pilakos is for you. I have them in my address book! Ha
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09 Jun, 2013 by Anonymous
Isaac's handling of our bankruptcy case was professional, yet very caring. He is a man of rare integrity, great character, and a wonderful personality. I would highly recommend him for any legal representation that you need.
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30 May, 2013 by Raymond
excellent job representing me and my family in these hard times,,,very knowledgeable about the laws and procedures,,,,,would reccomend to all my family and friends in the future,,,,,,will deffinately use this law firm again if the need presents itself
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02 May, 2013 by Anonymous
Isaac did a great job with some contracts I needed drawn up. He was very knowledgeable and had the contacts to me very quickly. Will absolutely contact him first the next time.
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20 Dec, 2024 by Michael morgan
Richard is a professional. He was always on time and answered all my questions. I would like to thank him for his service in the army and as a police officer. My case was dismissed. Thank you very much.
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02 Dec, 2024 by Taylor schulz
I worked with Jim after being referred to him from another attorney who was unable to help due to the complexity of my case. Jim was exceptional to work with, was straight forward but compassionate, and relatable. I hope I never need his services again, but if I ever would I would not hesitate to use him again.
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01 Dec, 2024 by Victoria vila
18 Nov, 2024 by Dar
Page Law was great in helping me settle my case! Definitely recommend them!
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06 Nov, 2024 by Erica
Wasted 2 years telling us we had a good case. Within the first year they stated it was taking them so long because they didn’t have my mother’s medical records. Then they dragged it out until the statute of limitations was reached. It’s states in clear words why my mom died on her death certificate and we were told by Kurt this was a very good case and the medical malpractice was within the first 4 pages of her being admitted! There’s so much proof and documentation to prove malpractice and still nothing ! We had a good case until the last minute when they were about to file the lawsuit then they call stuttering barely explaining why they were dropping the case! I would NEVER TRUST THIS COMPANY ! YOU FAILED MY MOTHER HER GRANDKIDS AND HER FAMILY!!! 1000/10 WOULD NEVER RECOMMEND THEM! A WASTE OF 2 YEARS!!! THEN THEY SENT BACK ONLY HALF THE MEDICAL
RECORDS AND KEEP SAYING THEY SENT EVERYTHING BACK AN IVE WENT THROUGH THEM SO MANY TIMES AND HALF OF THEM ARE MISSING !!! I CANT SAY WHAT I BELIEVE THEYRE DOING BUT PLEASE DO NOT WASTE YOUR TIME ON THIS COMPANY !!! I AM BEGGING YOU !!!
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17 Oct, 2024 by Daniel draper
He was super helpful even though he was unable to help me do to me being in another state was able to answer tons of questions and was fair and very knowledgeable
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20 Dec, 2024 by Tenise little
Awesome service
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19 Dec, 2024 by Mescha little
Brent and his team are the best ever. Brent is a trusted confidant in legal battles. He fights for his clients rewards and their well being wholeheartedly. In the time I have known him he has exercised such patience. When people are involved in waiting on lawsuit payments it can be a trying time emotionally, especially when faced with an offending party who do wrong and take their time to acknowledge it. Thank you so much Brent and the Labovitz family, I feel like I spelled that wrong, LOL. I will definitely be sending more people your way.
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15 Nov, 2024 by Yuriy kondaurov
Thank you so much for job done so professionally.
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05 Feb, 2025 by William ginger
I felt like there are no better attorneys than strong law firm that helped me with my case, specially since i was familiar
with legal system how it works
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02 Feb, 2025 by Queenb
We could not recommend this law firm more! Not only do they go above and beyond, they work with you as a friend. We were always informed about what was happening with our case. In our situation you could just tell they felt what we were going through and that was a blessing.
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28 Jan, 2025 by Rani hutcherson
Nick and Caitlin were great! They helped me quick and efficiently.
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17 Dec, 2024 by Taylor botts
24 Sep, 2024 by Tonya flegler
I knew my son was facing a very serious charge, I paid 20,000 for representation that I feel a public defender could have done. I felt like he absolutely did not fight for my son at all, whatever the prosecutor said , is what it was. My son has never been in any type of trouble, and any time I would mention anything with his case that I looked up on my own he would say oh that doesn’t apply to his case. My son was never showed any evidence that they supposedly had against him. Communication with the attorney was not the best, he would respond when it was convenient. I was told after the case was over, if you ever have any questions feel free to reach out, I did and never heard back from him. I guess after getting his money, his job was done…. Don’t say reach out with questions if you know you’re not going to keep your word. He had me believing the whole time he would do all he could to help my son, he still got screwed in the end.
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29 Mar, 2024 by Bryan manion
My case involved several delays that were likely not directly anyone's fault, up to and, very literally, including the weather. In the end, Mr. Christie was able to get me a better result than I expected. I'm a free man. I thank him for his efforts and recommend hiring him.
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11 Dec, 2024 by Bill chennault
20 Nov, 2024 by Jamie de geer
Great service, reasonable price and clear explanations of the process. I would highly recommend Douglas Richards, attorney.
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29 Oct, 2024 by Genelle hines
Easy to work with good results.
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26 Nov, 2024 by Melissa walters
25 Sep, 2024 by Lily kutzuba
This is basically a scam for anybody looking for real help with student loans. No one answered the first time I called the meet webcall, the second time it stopped working, they were supposed to just call me if it wasn't working, 15 mins later and four we call tries later the link finally worked, he said no one had called him (soooo you should be calling me for $200). He literally said where would you like to start even though I had given a detailed description of my situation and then when I said I wasn't sure he asked me WHAT MY FEARS WERE. This isn't therapy why don't you tell me what my options are. He basically kept putting everything on me instead of just saying I've reviewed your situation these are your options. He said repeatedly "it won't be the outcome you desire" "you'll have to put in the work". He did mention that Navient has a private loan forgiveness program but upon researching that very few loans have been forgiven. I brought up missing payment history and had to bring it up repeatedly to get him to speak about it. I had to ask him what if I sue them independently for predatory practices, basically again" it won't be the outcome you desire", like did I just pay $200 for a magic 8 ball?
I should have known better when there wasn't a contact form, that he goes straight to pay me $200 (to tell you good luck so sad)
BEST PART at the end of the what 12 min phone call he actually said to me it's nice to see another person with eye bags, I said yeah I have thyroid eye disease. Like seriously do not give this guy your money call someone else. I want my money back so I can call a different lawyer.
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08 Aug, 2024 by J melton
Over $433,000 completely forgiven through PSLF. I trusted Mr. Tate and his process.
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05 Dec, 2024 by Devin schultz
I had an exceptional experience with Smith & Turley. From the moment I reached out, their team was professional, attentive, and truly invested in my case. They explained every step of the process clearly, making sure I felt informed and confident along the way. Their expertise and attention to detail were evident, and they went above and beyond to achieve the best possible outcome.
I especially appreciated their compassion and responsiveness—any time I had a question or concern, they were quick to address it with care. If you’re looking for a law firm that combines skill, integrity, and a genuine dedication to their clients, I highly recommend Smith & Turley.
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11 Nov, 2024 by Tonya dobcinski
Tyce and his office staff were very helpful and had great communication from the beginning. Tyce took the time at the consult to look over our information and paperwork and lay out our options. Tyce and Sheila kept us up to date in the long process of our case. We are very grateful for all of Tyce's hard work throughout our case.
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11 Nov, 2024 by Tonya
Tyce and his office staff were very helpful and had great communication from the beginning. Tyce took the time at the consult to look over our information and paperwork and lay out our options. Tyce and Sheila kept us up to date in the long process of our case. We are very grateful for all of Tyce'shard work throughout our case.
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29 Aug, 2024 by Tim
We had a great experience with Mr. Daher and his office. They were on top of our case and got it dismissed quickly. He is timely and affordable.
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13 Aug, 2024 by Alexander
This was my first experience hiring an attorney to represent me, so I had several initial questions and concerns due to my unfamiliarity with the process. James was not only straightforward and truthful but also exceptionally knowledgeable. He took the time to explain what the process would entail and was highly responsive whenever I reached out. I quickly learned that such court cases can take months to resolve. I am extremely satisfied with the outcome, and I will definitely keep James Joseph Daher’s contact information saved in my phone. I would also feel confident recommending him to others.
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04 Aug, 2024 by Gary
Absolutely thrilled with the service provided by Jim Daher, who represented me in a case filed by a creditor. From the very first consultation, Jim showcased exceptional professionalism and deep knowledge in his field. He was incredibly transparent throughout the entire process, ensuring I was well-informed and comfortable with every step we took.
Jim's honesty and integrity truly set him apart. He was upfront about potential challenges and outcomes, which made me feel secure and confident in his expertise. Moreover, his services were very affordable, providing excellent value without compromising on quality.
I couldn't have asked for a better attorney to handle my case. Jim Daher is a true professional, and I highly recommend his services to anyone in need of legal representation for credit issues. Thank you, Jim, for your outstanding support and dedication!
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11 Dec, 2024 by Bob h
We attempted to use his services. We spoke with him during his consultation; we found him curt in the initial meeting, but we cast it aside. We didn't hear a thing back for three weeks. He promised an email - nothing. Called the office three times; finally, on the third attempt, I got a call back... from an administrative person. (FYI, I'm almost certain he uses an outsourced service.) The woman said Michael would not take our case. "Okay... fine. Did he say a reason?" "No." I understand it's a small practice, but their communication skills are poor. I went to his office to pick up our documents I dropped off. I found him to be prickly again. Ultimately, it's probably for the best he didn't take the case. Not a fan of his personality, and his office's lack of professionalism reflects poorly on his practice.
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20 Nov, 2024 by Karen bodeux
Mr. Doyle made this scary process so easy for me. Every time I had a question, his staff was always available and immediately provided the information I needed. I highly recommend him for all your legal issues.
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18 Oct, 2024 by Patricia thompson
This guy made me feel lower than low. His attitude sucks and his rudeness, mistakes, and incompetence, is not worth how he makes you feel. He must have some ego. I'd find someone who's friendly and enjoys his work. As I told a friend the other day, some people just shouldn't work with the public.
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5.0
1 Reviews
3.6
42 Reviews
25 Nov, 2024 by Camille lombardi
Charged my son $100 for a zoom consultation that they thought was free. Not helpful at all.
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20 Sep, 2024 by Jae
Thanks for the refund but you’re STILL apart of the problem you never asked for proof you were just being rude and hateful a blind man can see I was discriminated against but hey I’m a child of the most high God and where one devil says no just know Gods angels will step right in with a yes!! You weren’t my last stop trust me!! You’ll read about my winnings!! I see why your ratings are so low just bc you practiced law doesn’t me you stand for justice sweetheart!! God bless you!!
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16 Jul, 2024 by Carree mayree
They charge you ,tell you what you wanna hear. Then when it comes time to hold them to what they said , they backtrack and change what was originally stated, they build you up to think you have a case, and that you just need to wait for this 1 or 2 things to happen/not happen and when those events come ,he turns around and tells you sorry I can't do anything now good luck, even though its what he initially told you to wait for, for your case . Absolutely not for workers and nor the little people.
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27 Apr, 2016 by Sean
This guy is a FRAUD! Literally billed me for a year and a half and resolved no motions! Ended relationship when he drained $2.6K and refused to itemize bill! Do not approach unless you want to be a broke loser like me!
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FAQs
Questions? We have answers
What a Debt Settlement Lawyer Can Do for You
A debt settlement lawyer specializes in helping individuals and businesses negotiate with creditors to reduce or eliminate unsecured debts, such as credit card balances, medical bills, and personal loans. These lawyers provide legal advice on debt relief options, represent you in negotiations, and protect your rights under consumer protection laws. By leveraging their expertise, a debt settlement lawyer can often secure more favorable terms than you might achieve on your own, potentially reducing the total amount owed and helping you avoid bankruptcy.
When Should I Hire a Debt Settlement Lawyer?
You should consider hiring a debt settlement lawyer in the following situations:
- Overwhelming Debt: If you're struggling to make minimum payments on your debts or are facing significant financial hardship, a lawyer can help explore options to reduce your debt burden.
- Creditor Harassment: If creditors or collection agencies are harassing you with frequent calls, letters, or threats, a lawyer can intervene to protect your rights under the Fair Debt Collection Practices Act (FDCPA).
- Lawsuits from Creditors: If a creditor has filed a lawsuit against you for unpaid debts, a lawyer can represent you in court and negotiate settlements to prevent wage garnishment or asset seizure.
- Complex Debt Situations: If your debts involve legal complexities, such as co-signers, joint accounts, or disputed charges, a lawyer can navigate these issues effectively.
- Considering Bankruptcy: If you're contemplating bankruptcy but want to explore alternatives, a debt settlement lawyer can advise on whether debt settlement is a better option for your situation.
- Protecting Assets: If you have significant assets you wish to protect from creditors, a lawyer can help structure settlements to safeguard your property.
Hiring a lawyer early can maximize your chances of a favorable outcome and prevent legal missteps that could worsen your financial situation.
What Does a Debt Settlement Lawyer Do?
A debt settlement lawyer provides a range of services to help you manage and reduce your debts:
- Legal Consultation: Evaluates your financial situation, explains your rights, and advises on the best debt relief options, such as debt settlement, debt consolidation, or bankruptcy.
- Negotiating with Creditors: Communicates with creditors and collection agencies on your behalf to negotiate reduced settlements, lower interest rates, or extended repayment terms.
- Drafting Settlement Agreements: Prepares legally binding agreements that outline the terms of the settlement, ensuring that the creditor cannot pursue additional claims once the debt is settled.
- Protecting Against Creditor Harassment: Uses legal tools to stop abusive collection practices and enforces your rights under consumer protection laws.
- Representing You in Court: If creditors file lawsuits, the lawyer can defend you, potentially getting cases dismissed or negotiating settlements to avoid judgments.
- Financial Planning Advice: Provides guidance on budgeting, managing expenses, and rebuilding credit after debt settlement.
- Bankruptcy Alternatives: Helps you explore alternatives to bankruptcy, which can have long-term effects on your credit and financial opportunities.
How Are Debt Settlement Lawyers Paid?
Debt settlement lawyers typically charge for their services in one of the following ways:
- Flat Fee: A set fee for specific services, such as negotiating with a single creditor or handling a straightforward settlement.
- Hourly Rate: Charging an hourly fee for the time spent working on your case. Rates can range from $200 to $500 or more per hour, depending on the lawyer's experience and location.
- Percentage of Savings: Some lawyers charge a fee based on a percentage of the amount they save you in the settlement. For example, if they negotiate a $10,000 debt down to $6,000, they might charge 25% of the $4,000 saved.
- Retainer Fee: An upfront payment from which the lawyer deducts fees as they work on your case. You may need to replenish the retainer if it is exhausted.
- Payment Plans: Some lawyers offer payment arrangements to make their services more affordable, allowing you to pay the fee over time.
It's important to discuss payment structures and fees during your initial consultation to understand the total cost and ensure it fits within your budget.
How Much Does a Debt Settlement Lawyer Cost?
The cost of hiring a debt settlement lawyer varies based on several factors:
- Flat Fees: May range from $500 to $3,000 per creditor, depending on the complexity of the negotiations.
- Hourly Rates: Typically between $200 and $500 per hour. Total costs depend on the amount of time required to settle your debts.
- Percentage of Savings: Commonly 15% to 25% of the amount saved through negotiation. For example, if your lawyer saves you $10,000, their fee might be $1,500 to $2,500.
- Retainer Fees: Initial retainers can range from $1,000 to $5,000, depending on the anticipated workload.
Additional costs may include:
- Court Fees: If legal action is necessary, such as filing motions or defending against lawsuits.
- Administrative Fees: Charges for copying documents, postage, or other administrative tasks.
Always request a detailed fee agreement and discuss all potential costs upfront to avoid unexpected expenses.
Top Questions to Ask a Debt Settlement Lawyer
-
What is your experience with debt settlement cases similar to mine?
Ensure the lawyer has a successful track record in negotiating debt settlements for clients with situations like yours. -
How do you charge for your services, and what are the estimated total costs?
Understand the fee structure, including any upfront costs, percentages, or additional fees. -
What are the potential outcomes of my case?
Ask for an honest assessment of how much your debts could be reduced and the likelihood of successful negotiations. -
How long will the debt settlement process take?
Get an estimated timeline for negotiations and resolution. -
Will you handle communications with all my creditors?
Clarify whether the lawyer will negotiate with all your creditors or only specific ones. -
What happens if a creditor refuses to settle?
Discuss alternative strategies if a creditor is uncooperative. -
How will debt settlement affect my credit score?
Understand the potential impact on your credit and how to rebuild it afterward. -
Can you help protect me from creditor lawsuits or wage garnishment?
Inquire about legal protections and how the lawyer can assist if creditors take legal action.
How to Check the Credibility of a Debt Settlement Lawyer
- Verify Their License: Ensure the lawyer is licensed and in good standing with your state's bar association.
- Experience and Specialization: Look for a lawyer who specializes in debt settlement or consumer debt law.
- Client Reviews and Testimonials: Research online reviews or ask for references to learn about other clients' experiences.
- Professional Memberships: Membership in organizations like the National Association of Consumer Bankruptcy Attorneys (NACBA) or local bar associations can indicate a commitment to the field.
- Disciplinary Record: Check for any past disciplinary actions or complaints filed against the lawyer.
- Consultation Feedback: Use the initial consultation to assess their communication style, professionalism, and confidence in handling your case.
What Should I Prepare for My First Consultation?
To make the most of your initial meeting with a debt settlement lawyer, bring the following:
- Detailed List of Debts: Include all creditors, account numbers, balances, interest rates, and any correspondence you've received.
- Income and Expense Statements: Provide documentation of your income sources and monthly expenses to give the lawyer a clear picture of your financial situation.
- Credit Reports: Obtain a recent copy of your credit report from all three major bureaus (Experian, TransUnion, Equifax).
- Correspondence from Creditors: Bring any letters, notices, or legal documents you've received from creditors or collection agencies.
- Legal Documents: If you've been served with lawsuits, summons, or wage garnishment orders, bring those documents.
- Questions and Concerns: Prepare a list of questions about your options, the debt settlement process, and potential outcomes.
- Budget Information: Be ready to discuss what you can realistically afford to pay toward settlements.
By being thoroughly prepared, you enable the lawyer to assess your situation effectively and provide the best possible legal advice tailored to your needs.
