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Cynthia Elaine Lewis, experienced Bankruptcy, Debt Settlement attorney in Orlando, FL with 742 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
44,22
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4.9/5
Avvo
5.0
5 Reviews
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4.9
737 Reviews
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06 Feb, 2025 by Maighenn west
Moe is a fantastic personal injury attorney and I would recommend him to anyone that was in a motorcycle accident!
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06 Feb, 2025 by Janelle
I cannot think of a harder working lawyer and team. They really stand in your corner and fight. I would highly recommend them!
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05 Feb, 2025 by Summer beauregard
Our attorney was amazing! She thought for us every step of the way. We cannot thank her and the team at Dewitt enough! You could not in better hands if you choose Dewitt.
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Donald Edward Petersen, experienced Bankruptcy, Business attorney in Orlando, FL with 7 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
44,16
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5.0/5
Avvo
5.0
5 Reviews
Google Maps
5.0
2 Reviews
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16 Feb, 2022 by Katrina williams
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20 Feb, 2021 by Hugh bowen
Impressive and professionally done website. I know one of their partners so I really expected nothing less.
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15 Dec, 2017 by Jay
Mr. Petersen is extremely knowledgable in consumer debt collection and consumer collection cases. Hired this attorney for an aggressive debt collector that had incorrectly reported to credit report and was calling continually, violating several laws. He was able to quickly resolve the issue and represent me in the court case. He thoroughly understands and defends consumer rights against these companies that will try to bully you while they knowingly violate laws, and I had utmost confidence in his handling he case. He is on your side as a consumer, and fee structure was very fair. I have hired numerous attorneys over the years for different needs, and for consumer collection and litigation he is the best I've hired, can't recommend enough.
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Joseph James Mancuso, experienced Bankruptcy, Debt Settlement attorney in Orlando, FL with 467 reviews
Average
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
43,72
star star star star star
4.9/5
Avvo
4.6
11 Reviews
Google Maps
4.9
456 Reviews
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03 Jan, 2025 by Martin hernandez
I as involved in a car accident and they really helped me throughout the process !
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03 Jan, 2025 by Maira hernandez
I was involved in a hit and run and they found the person who caused the accident. They managed to get me compensated for my injuries.
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31 Dec, 2024 by Gabrielle la rosa
Excellent service!! I highly recommend Kamma; she's wonderful!
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Joshua Jonathan Tejes, experienced Debt Settlement, Estate Planning attorney in Orlando, FL with 507 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
43,41
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4.8/5
Avvo
4.8
16 Reviews
Google Maps
4.8
491 Reviews
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14 Jan, 2025 by Daniela alexandra suarez ramirez
. Me hicieron un excelente trabajo, en solo 3 meses logré conseguir mi residencia. El trabajo de la abogada Kelly Sánchez y su asistente Ginna fue muy profesional y me guiaron en todo el proceso. Gracias, los recomendaré demasiado !!
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24 Dec, 2024 by J b
Amazing! I live overseas and the team made it so easy for me. Pam was so easy to work with and handled every issue I had with professionalism and with actual solutions. What a great company.
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23 Dec, 2024 by Kimberly g
They do not answer emails or return calls within a timely manner. I was under contract to buy a new construction property and this office was the closing agent for the seller as well as the lawyer for the seller. The seller more than two years after the contract was signed has still not completed (and has barely started) the construction. The seller used these lawyers to write up a contract to cancel the original purchase agreement. My money was supposed to be refunded within 90 days. I keep following up about the estimated date of arrival and they are telling me that the money will be paid more than 90 days past execution of contract. It is a breach of contract and they are not responding to my emails nor calls. I would avoid at all costs unless you don’t care about wasting time and money.
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Carl Edward McPhail Jr., experienced Criminal Defense, Debt Collection attorney in Orlando, FL with 387 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
41,11
star star star star star
4.8/5
Avvo
5.0
9 Reviews
Google Maps
4.8
378 Reviews
star star star star star
11 Jan, 2025 by Dooly438 3h6y
I’m very appreciative of Mr. Blaine. He worked hard in my case and my case was very difficult. He gave me the best results and I’m greatly appreciated to him and I will recommend him to all my friends and family.
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10 Jan, 2025 by Jack sayed
Longwell Lawyers are by far the most professional law firm I have ever worked with. They deeply care about their clients, work tirelessly to collect facts, and more importantly they care about your hard-earned money. I highly recommend Longwell Lawyers to anyone seeking justice and peace of mind.
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11 Nov, 2024 by Kelli suchorski
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Brett Alan Foster, experienced Debt Settlement, Family Law attorney in Orlando, FL with 938 reviews
Average
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
40,26
star star star star star
4.9/5
Avvo
4.8
6 Reviews
Google Maps
4.9
932 Reviews
star star star star star
31 Dec, 2024 by Ali tamargo
I am so happy that I chose this law firm to help me during a very stressful situation. They treat their clients with respect, and make you feel like you are part of their family. All necessary papers were completed and reviewed with me. It was a very positive experience, and now I can recover and move forward. Thank you so much, Benenati Law Firm. I most definitely recommend this law firm.
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30 Dec, 2024 by Gomezedwin67
Great Law Firm. I received all professional support that I needed.
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21 Dec, 2024 by Maldonado f g
I didnt know where to go or who to trust but i hit jock pot with them, they were amazing everything with no issues and i got what i was looking for and more…. Will def recommended them to any body
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Anne-Marie L. Bowen, experienced Bankruptcy, Debt Settlement attorney in Orlando, FL with 21 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,65
star star star star star
5.0/5
Avvo
5.0
21 Reviews
star star star star star
11 Nov, 2024 by Tami
Anne-Marie has truly been a God send, and I am so thankful for her! She is a well seasoned attorney who truly cares about her clients! She treated me like family from day one, she patiently answered all of my questions giving me more than my money’s worth of time, and she made sure that I felt comfortable throughout the entire bankruptcy process by informing me with exactly what to expect. Her communication was kind and consistent, and she supportively walked beside me step by step. I now feel as though a huge weight has been lifted, and that I finally have a fresh new start!! If you are facing the daunting task of having to file for bankruptcy, and you just don’t know where to start, I highly encourage you to take the first step and call Anne -Marie! You’ll be so glad you did!
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26 Jun, 2024 by Anonymous
Faced with the very difficult choice to choose bankruptcy for my parents was a challenge. Hiring Ann-Marie to oversee the process was the best decision made. She not only provided an excellent legal road map but also showed compassion and care for my aging parents. Great attorney and outstanding person! Thank you Todd Haag
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26 Mar, 2024 by Omar burgos
Hi, this layer i hired for a very delicate situation was super profesional in all areas, super updated on laws and made my process go smooth, will highly recomed this layer to anybody with a financial situación .specially bankruptcy cases Shes TOP NOTCH LAYER.
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Bryan A. Dangler, experienced Consumer Protection, Debt Settlement attorney in Orlando, FL with 3 reviews
Average
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,09
star star star star star
5.0/5
Avvo
5.0
3 Reviews
star star star star star
15 Mar, 2022 by Nola
After months of trying to negotiate with my creditor- who refused to budge on their demands-they had added on $2,700 to the original debt for late fees. I could not pay what they were asking- if I could, I would have paid it to begin with. They finally filed to take me to court. I tried to mediate, but they refused and said they would seek judgement. I was in tears. I had just so happened to receive a letter from Bryan the day before offering his service. Something told me to contact Bryan. I am so thankful I did. Brian and his Mom were so helpful in explaining everything and listening to my problem. For a VERY reasonable fee Bryan got the collector to completely dismiss the debt. I owed nothing! And they agreed to remove it from my credit report too! God was watching out for me when he sent me to Bryan. Such a nice, honest man willing to listen and help. I would not recommend any other lawyer.
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19 Aug, 2015 by Brian
He gave excellent advice for us and he Is a great attorney if you need a good attorney please choose him
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29 Jul, 2015 by Terrie
Attorney Dangler exceeded my expectations. After both consulting with another firm and failing to take care of my debt lawsuit on my own, Mr. Dangler was able to have the case dismissed and I didn't have to pay anything to the debt collector. Attorney Dangler maintained constant contact with me during the duration of my case, even going so far as to give me a congratulatory phone call when my son was accepted into college. He was very knowledge, blunt in in terms of which solutions were realistic, and guided me through the steps he took during the case in an effort to further educate me on the issues. Should I need any help or advice when it comes to anything relating to debt, whether or not I absolutely need an attorney, I will be sure to contact Mr. Dangler to at least gain his insight into my options.
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Wendy Timonera Kwon, experienced Criminal Defense, Debt Settlement attorney in Orlando, FL with 1 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,03
star star star star star
5.0/5
Avvo
5.0
1 Reviews
star star star star star
24 Feb, 2017 by Paul
Ms. Kwon did well with the handling of my speeding traffic case. She was able to get a reduction in my fine, adjudication of my charge and no points. I only had to take an advance traffic class. Thanks ms. Kwon
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N. James Turner, experienced Debt Collection, Debt Settlement attorney in Orlando, FL with 18 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
38,86
star star star star star
4.9/5
Avvo
4.9
18 Reviews
star star star star star
10 Oct, 2021 by Donna
From the moment I contacted Mr. Turner he was prompt to address all my concerns and questions. He was very knowledgeable and guided us through the process from beginning to end. I would definitely recommend him and hire again if needed.
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03 Aug, 2020 by Anonymous
I would highly recommend. Mr. Turner was great to work with. He responded to all of my questions and concerns in a timely manner and was always available. He was able to assist my specific situation successfully.
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15 Jul, 2020 by Matthew
Mr. Turner has been amazing. It took a while but his persistent efforts where able to get my cases dismissed. The time was worth it and the fee was very reasonable. It feels great to have this burden off my back and Mr. Turner made it happen.
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Georgia Begin, experienced Business, Debt Settlement attorney in Orlando, FL with 294 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
38,61
star star star star star
4.9/5
Google Maps
4.9
294 Reviews
star star star star star
10 Jan, 2025 by Devonte stallings
Thank you so much for the opportunity to represent me on my case. Sam was awesome with communication being there to Cover my mental even when I was going through my crisis awesome guy to talk to.. With avita we built a bond from the jump. Kim I love your hospitality and dog I’m coming to adapt him one day lol. Thank you Guys so much I definitely recommend anyone to come to this firm!!!!!
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03 Jan, 2025 by Feroz rajani
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03 Jan, 2025 by Samuel solomon
Samaroo law did outstanding job for me and my family. I would recommend doing to anybody who wasn’t involved in a car accident and they treat me as a family member thank you sarmaroo law
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Arielle Kay Williams, experienced Debt Settlement, Family Law attorney in Orlando, FL with 344 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
35,40
star star star star star
4.7/5
Google Maps
4.7
344 Reviews
star star star star star
10 Jan, 2025 by Jack sayed
Longwell Lawyers are by far the most professional law firm I have ever worked with. They deeply care about their clients, work tirelessly to collect facts, and more importantly they care about your hard-earned money. I highly recommend Longwell Lawyers to anyone seeking justice and peace of mind.
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11 Nov, 2024 by Kelli suchorski
Google Maps
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31 Oct, 2024 by T kolovos
I recently had the pleasure of working with Mr. Smallwood and his team during my divorce process, and I cannot recommend them highly enough. From the very first consultation, Mr. Smallwood demonstrated a deep understanding of family law and made me feel supported throughout the entire journey. Not only was Mr. Smallwood and the team knowledgeable but also compassionate and approachable, which made a difficult time much easier to navigate. They took the time to listen to my concerns, answered all my questions patiently, and provided clear guidance on what to expect, Mr. Smallwood always kept my best interests at heart. The communication was excellent—every step of the way, I was kept informed and updated. I truly appreciated Mr. Smallwood and the rest of his team's dedication and hard work, which led to a favorable outcome in my case. If you’re looking for a trustworthy and skilled family law attorney, I highly recommend Mr. Smallwood!
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Michael William Hennen II, experienced Business, Debt Settlement attorney in Orlando, FL with 7 reviews
Below Average
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
23,64
star star star star star
3.9/5
Avvo
3.9
7 Reviews
star star star star star
23 Aug, 2024 by Mark
We asked Michael for his help, he agreed. He got spooked and did not respond. Calls, emails, multiple times. No response. We wasted significant amount of time. When finally reached, softly, softly gave weak excuses and arrogantly said “you’re welcome” for 3 minutes of work.
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04 Sep, 2019 by Muhammad
Michael has been very impressive for me and friends in dealing with different cases encountered so far.He is very thorough and meticulous in details when preparing any case or documents.
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14 Jan, 2016 by Yeimy flores
Excellent attention: speed, honesty and humanity. He answered my question respectfully and politely. I took confidence from his first answer and actually tracked my case. Grateful
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Jeffrey David Ostlie, experienced Business, Debt Settlement attorney in Orlando, FL with 2 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
16,29
star star star star star
3.0/5
Avvo
3.0
2 Reviews
star star star star star
27 Jul, 2017 by Charles
I USED MR. OSTLIE FOR A COMMERCIAL REAL ESTATE CLOSING FOR MY BANK. HE WAS HANDS-ON AND HE AND HIS STAFF DID AN EXCELLENT JOB. I WOULD RECOMMEND THEM ANYTIME.
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28 Jun, 2017 by Alexandra
I used this firm as my closing company for a personal, residential purchase. I was charged $550 for closing fees as the buyer of a house, about twice the fees one would expect for a house this price. I requested an invoice of what was included in the closing fees. After a heated discussion, Ostlie replied that he doesn't question what I charge in my profession for my services, though he isn't a my client. Finally, he asked if I was looking for breakdown of "ancillary costs and the wire charges and the cost of staffing the closing and calling the lender." I replied that indeed, that is what I'm requesting, to which he replied, "Well, I'm not going to do that." The seller was assessed no closing cost, as it was the sibling of Ostlie. Clearly passed the buck to me. Nepotism at its finest. Thankful that his paralegals were punctual and helpful, but I would not recommend his services.
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Sara Ann Chalkley, experienced Debt Settlement, Real Estate attorney in Orlando, FL with 1 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
7,17
star star star star star
1.0/5
Avvo
1.0
1 Reviews
star star star star star
30 May, 2024 by Dana
Absolutely terrible lawyer. I would never recommend her to anyone, not even to my enemy! Extremely biased lawyer protecting unlicensed criminals. She didn't read all my complaints nor did she look all the overwhelming evidences yet she decided to give to a criminal a free pass. Stay away from this extremely biased lawyer.
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Michael Steven Grimsley, experienced Business, Debt Collection attorney in Orlando, FL with 0 reviews
Below Average
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,00
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0.0/5
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Michael Alan Paasch, experienced Bankruptcy, Debt Settlement attorney in Orlando, FL with 0 reviews
Below Average
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,00
star star star star star
0.0/5
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Michelle Rene Fernandez, experienced Bankruptcy, Debt Settlement attorney in Orlando, FL with 0 reviews
Below Average
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,00
star star star star star
0.0/5
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Jordan Michel Cohen, experienced Business, Criminal Defense attorney in Orlando, FL with 0 reviews
Below Average
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,00
star star star star star
0.0/5
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FAQs
Questions? We have answers

What a Debt Settlement Lawyer Can Do for You

A debt settlement lawyer specializes in helping individuals and businesses negotiate with creditors to reduce or eliminate unsecured debts, such as credit card balances, medical bills, and personal loans. These lawyers provide legal advice on debt relief options, represent you in negotiations, and protect your rights under consumer protection laws. By leveraging their expertise, a debt settlement lawyer can often secure more favorable terms than you might achieve on your own, potentially reducing the total amount owed and helping you avoid bankruptcy.

When Should I Hire a Debt Settlement Lawyer?

You should consider hiring a debt settlement lawyer in the following situations:

  • Overwhelming Debt: If you're struggling to make minimum payments on your debts or are facing significant financial hardship, a lawyer can help explore options to reduce your debt burden.
  • Creditor Harassment: If creditors or collection agencies are harassing you with frequent calls, letters, or threats, a lawyer can intervene to protect your rights under the Fair Debt Collection Practices Act (FDCPA).
  • Lawsuits from Creditors: If a creditor has filed a lawsuit against you for unpaid debts, a lawyer can represent you in court and negotiate settlements to prevent wage garnishment or asset seizure.
  • Complex Debt Situations: If your debts involve legal complexities, such as co-signers, joint accounts, or disputed charges, a lawyer can navigate these issues effectively.
  • Considering Bankruptcy: If you're contemplating bankruptcy but want to explore alternatives, a debt settlement lawyer can advise on whether debt settlement is a better option for your situation.
  • Protecting Assets: If you have significant assets you wish to protect from creditors, a lawyer can help structure settlements to safeguard your property.

Hiring a lawyer early can maximize your chances of a favorable outcome and prevent legal missteps that could worsen your financial situation.

What Does a Debt Settlement Lawyer Do?

A debt settlement lawyer provides a range of services to help you manage and reduce your debts:

  • Legal Consultation: Evaluates your financial situation, explains your rights, and advises on the best debt relief options, such as debt settlement, debt consolidation, or bankruptcy.
  • Negotiating with Creditors: Communicates with creditors and collection agencies on your behalf to negotiate reduced settlements, lower interest rates, or extended repayment terms.
  • Drafting Settlement Agreements: Prepares legally binding agreements that outline the terms of the settlement, ensuring that the creditor cannot pursue additional claims once the debt is settled.
  • Protecting Against Creditor Harassment: Uses legal tools to stop abusive collection practices and enforces your rights under consumer protection laws.
  • Representing You in Court: If creditors file lawsuits, the lawyer can defend you, potentially getting cases dismissed or negotiating settlements to avoid judgments.
  • Financial Planning Advice: Provides guidance on budgeting, managing expenses, and rebuilding credit after debt settlement.
  • Bankruptcy Alternatives: Helps you explore alternatives to bankruptcy, which can have long-term effects on your credit and financial opportunities.

How Are Debt Settlement Lawyers Paid?

Debt settlement lawyers typically charge for their services in one of the following ways:

  • Flat Fee: A set fee for specific services, such as negotiating with a single creditor or handling a straightforward settlement.
  • Hourly Rate: Charging an hourly fee for the time spent working on your case. Rates can range from $200 to $500 or more per hour, depending on the lawyer's experience and location.
  • Percentage of Savings: Some lawyers charge a fee based on a percentage of the amount they save you in the settlement. For example, if they negotiate a $10,000 debt down to $6,000, they might charge 25% of the $4,000 saved.
  • Retainer Fee: An upfront payment from which the lawyer deducts fees as they work on your case. You may need to replenish the retainer if it is exhausted.
  • Payment Plans: Some lawyers offer payment arrangements to make their services more affordable, allowing you to pay the fee over time.

It's important to discuss payment structures and fees during your initial consultation to understand the total cost and ensure it fits within your budget.

How Much Does a Debt Settlement Lawyer Cost?

The cost of hiring a debt settlement lawyer varies based on several factors:

  • Flat Fees: May range from $500 to $3,000 per creditor, depending on the complexity of the negotiations.
  • Hourly Rates: Typically between $200 and $500 per hour. Total costs depend on the amount of time required to settle your debts.
  • Percentage of Savings: Commonly 15% to 25% of the amount saved through negotiation. For example, if your lawyer saves you $10,000, their fee might be $1,500 to $2,500.
  • Retainer Fees: Initial retainers can range from $1,000 to $5,000, depending on the anticipated workload.

Additional costs may include:

  • Court Fees: If legal action is necessary, such as filing motions or defending against lawsuits.
  • Administrative Fees: Charges for copying documents, postage, or other administrative tasks.

Always request a detailed fee agreement and discuss all potential costs upfront to avoid unexpected expenses.

Top Questions to Ask a Debt Settlement Lawyer

  1. What is your experience with debt settlement cases similar to mine?
    Ensure the lawyer has a successful track record in negotiating debt settlements for clients with situations like yours.
  2. How do you charge for your services, and what are the estimated total costs?
    Understand the fee structure, including any upfront costs, percentages, or additional fees.
  3. What are the potential outcomes of my case?
    Ask for an honest assessment of how much your debts could be reduced and the likelihood of successful negotiations.
  4. How long will the debt settlement process take?
    Get an estimated timeline for negotiations and resolution.
  5. Will you handle communications with all my creditors?
    Clarify whether the lawyer will negotiate with all your creditors or only specific ones.
  6. What happens if a creditor refuses to settle?
    Discuss alternative strategies if a creditor is uncooperative.
  7. How will debt settlement affect my credit score?
    Understand the potential impact on your credit and how to rebuild it afterward.
  8. Can you help protect me from creditor lawsuits or wage garnishment?
    Inquire about legal protections and how the lawyer can assist if creditors take legal action.

How to Check the Credibility of a Debt Settlement Lawyer

  • Verify Their License: Ensure the lawyer is licensed and in good standing with your state's bar association.
  • Experience and Specialization: Look for a lawyer who specializes in debt settlement or consumer debt law.
  • Client Reviews and Testimonials: Research online reviews or ask for references to learn about other clients' experiences.
  • Professional Memberships: Membership in organizations like the National Association of Consumer Bankruptcy Attorneys (NACBA) or local bar associations can indicate a commitment to the field.
  • Disciplinary Record: Check for any past disciplinary actions or complaints filed against the lawyer.
  • Consultation Feedback: Use the initial consultation to assess their communication style, professionalism, and confidence in handling your case.

What Should I Prepare for My First Consultation?

To make the most of your initial meeting with a debt settlement lawyer, bring the following:

  • Detailed List of Debts: Include all creditors, account numbers, balances, interest rates, and any correspondence you've received.
  • Income and Expense Statements: Provide documentation of your income sources and monthly expenses to give the lawyer a clear picture of your financial situation.
  • Credit Reports: Obtain a recent copy of your credit report from all three major bureaus (Experian, TransUnion, Equifax).
  • Correspondence from Creditors: Bring any letters, notices, or legal documents you've received from creditors or collection agencies.
  • Legal Documents: If you've been served with lawsuits, summons, or wage garnishment orders, bring those documents.
  • Questions and Concerns: Prepare a list of questions about your options, the debt settlement process, and potential outcomes.
  • Budget Information: Be ready to discuss what you can realistically afford to pay toward settlements.

By being thoroughly prepared, you enable the lawyer to assess your situation effectively and provide the best possible legal advice tailored to your needs.

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