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12 Feb, 2024 by Michael murphy
Yancey and his team have been fantastic. Treating me with respect and helping guide me through my legal matters for the best possible outcome in my case!
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05 Jan, 2024 by Adrian williams
I recently worked with Zach Deubler at Carmichael Ellis & Brock, PLLC, and I cannot recommend him highly enough. From the onset of my case to its dismissal, Zach demonstrated an extraordinary level of professionalism, expertise, and dedication. From our first meeting, Zach was incredibly approachable and empathetic, making a stressful situation much more manageable. His ability to clearly explain legal procedures and strategies provided a sense of clarity and calm. Throughout the case, Zach's guidance was invaluable. He was always available to answer questions, offer advice, and provide support, which was greatly appreciated. His attention to detail and commitment to achieving the best possible outcome set Zach apart. His efforts led to the dismissal of my case, an outcome that I am immensely grateful for. It was evident that Zach deeply understands the law and genuinely cares about his client's well-being. His support extended beyond just legal advice. Zach was a pillar of strength in a challenging time, offering reassurance and a positive outlook. His confidence and expertise were a constant source of comfort. Zach is a remarkable attorney who goes above and beyond for his clients. His combination of legal understanding, compassion, and dedication is rare and truly commendable. Anyone needing legal assistance would be fortunate to have him on their side. Thank you, Zach, for your outstanding service and pivotal role in resolving my case. ABW
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06 Dec, 2023 by K k
Zach Deubler defended me in a federal felony case and I am very happy with the result. His effort and commitment to my case was clear and I was grateful to have him in my corner. Zach explained every step of the process clearly and was a timely communicator. There was never a point where I was in the dark. Highly recommend. He is The Man.
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29 Aug, 2016 by Anonymous
I contacted Jose when he worked for another firm a couple years ago. He understood the dire and time sensitive situation I was in. He was honest and up front with me that taking my case on such short notice, while he would do his best, he cannot commit as many resources as he would like given the short turn around time and the other cases on his plate. Having said that, he said he would take my case, but just wanted me to be aware that he might not be able to do the job 100% like he would normally do. But he also referred me to another disability lawyer in case I wanted someone who could dedicate more time to my case. Ultimately, I chose to go with the other lawyer he referred me to because I wanted a lawyer who could dedicate his full attention to my case. And I successfully won my disability appeal. So it is clear that Jose had no ego in referring me to another very good lawyer. I really appreciated Jose's honesty and up front nature. And the amount of time he spent helping me even though he got nothing out of it. If Jose says he can take your case, you can be assured he will dedicate the proper amount of attention unless he tells you otherwise.
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28 Aug, 2015 by Anonymous
Reviewing policies these days is too difficult and could be really costly, so we were referred to Joe-- and he was great. It really helped to understand where we are and what we need to do.
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06 Aug, 2015 by Steve
I am 53 and have suffered back issues and surgeries for 24 years. I am at the point in life where I can't take much more day to day pain. In researching about long term disability I realized this is not a "game" the average person should play alone. Honestly I did not want to spend money as I have spent thousands on medical bills this year alone. Mr. Caballe made me feel comfortable from the start of the conversation. It was encouraged that my wife participate and he included her throughout the conversation. He pointed out so many areas that I never would have thought about or considered regarding the process of filing and collection LTD. How Social Security most likely will become part of the process and the fact that I do not have to totally stop living to be considered disabled, and ways to handle that. He also told me that I most likely will have additional questions after our meeting and to feel free to call or email him and he will respond. This single outreach says to me that it is about the client and not just the money. He treated us the way both my wife and I treat people. If I need to move forward with a disability claim, I only have one phone call to make and that is comforting.
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14 Feb, 2015 by Anonymous
Mr. Brown was very good about taking me through every step of the process. Even though my case was not the kind where my career was at stake, he treated it with the utmost seriousness and was very professional. My case was ultimately dismissed just before trial; it seemed likely we would win and the plaintiff decided not to go through with it. If I ever have to do this again, I will call him!
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08 Dec, 2010 by Satisfied customer in merrifield, va
Our office uses Mr. Brown's services for medical malpractice & business purposes. Mr. Brown is very responsive, knowledgeable, and professional. Whenever we have an issue or need his services he provides quality & sound advice and service. He does an amazing job of keeping you informed and involved with any matter he is handling on your behalf. He is an outstanding attorney and I highly recommend him to all.
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22 Dec, 2017 by Stephen
My case is still ongoing. I have been litigating before the Alexandria Circuit Court since 2013. Rich came on board Sept 2017 and very quickly was able to obtain an important ruling on a critical case issue. The guy is just amazing, very knowledgeable, known and respected in the Virginia legal community, personable and easy to talk to. Calm and smooth in Court. In Virginia you must have an attorney who can make a case in the written pleadings as well as in oral arguments. Rich excels at both. I recommend with no reservations and trust him completely with my case. I will update this upon conclusion of my case.
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14 Aug, 2018 by Paul davis
Nancy Greene has been our company attorney for almost 10 years. She has represented our company with several issues. Her excellent work has saved us in so many ways. We are grateful to have her with her wide range of legal expertise. Thanks for being the best of the best. You will sleep much better when retaining Nancy Greene
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21 Aug, 2024 by Clarence higginsbottom
I would like to express my deepest gratitude to Mr Mughal an his intire staff for there outstanding representation an dedication to my civil case. There expertise, determination,strategic approach an untiring effort achieved me a very successful outcome. I recommend the The Mughal law with the confidence that you will be more than satisfied with his results.
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17 Aug, 2024 by Khuram mughal
Excellent Service. Professional staff. Helped me with multiple issues. Delivered what they promised. I highly highly recommend this Law Firm.
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08 Jun, 2024 by Zaman khan
A massive thank you to Mughal Law Firm for all the hard work in helping me obtain my immigration visa. It was a stressful process made easier with their help and guidance. Kudos to Shawn and his team, specially Nafee, for their untiring efforts. I will recommend you to other people.
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11 Jul, 2022 by Midhat karim
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19 May, 2022 by Asim butt
Does not do anything avoids calls /tell lies ended switching and got my issue resolved quickly.
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28 Aug, 2020 by Dolly malhotra
We would highly recommend Mr. Robertson's immigration law firm. He is not only the best immigration attorney but even more so very professional, supportive and cares for his clients by making sure that justice is done. He has helped my family very successfully, thank you!
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FAQs
Questions? We have answers

What an Insurance Lawyer Can Do for You

An insurance lawyer specializes in legal issues related to insurance policies and claims. These lawyers help individuals, businesses, and insurance companies navigate disputes involving insurance coverage, claim denials, bad faith claims, and policy interpretation. Insurance lawyers can represent policyholders who feel they've been unfairly denied coverage, or they can work on behalf of insurance companies to defend against fraudulent or inflated claims.

Whether you're filing a claim, disputing a denial, or dealing with complex coverage issues, an insurance lawyer can provide critical guidance and legal representation to protect your rights and ensure you receive the benefits you're entitled to under your policy.

When Should I Hire an Insurance Lawyer?

Hiring an insurance lawyer is advisable in several situations, particularly when disputes arise over insurance coverage, claim denials, or bad faith actions. Common reasons to hire an insurance lawyer include:

  • Denied insurance claims: If your insurance company denies your claim, a lawyer can help determine whether the denial was justified or if you should challenge the decision.
  • Bad faith insurance practices: If you believe your insurer has acted in bad faith, such as delaying payment or failing to properly investigate your claim, a lawyer can help you pursue legal action.
  • Underpaid claims: If the insurance company has offered less compensation than you believe your claim is worth, a lawyer can negotiate for a higher payout or file a lawsuit.
  • Coverage disputes: When there's ambiguity or disagreement about what your policy covers, a lawyer can provide clarity and advocate for your rights under the policy.
  • Business insurance claims: If you own a business and are dealing with commercial insurance claims (e.g., property damage, liability, or professional indemnity), a lawyer can help ensure your business receives proper coverage.
  • Third-party claims: If you're being sued for liability and your insurance company refuses to defend or indemnify you, an insurance lawyer can help enforce your coverage rights.
  • Appealing long-term disability claims: If your disability insurance claim has been denied, a lawyer can assist in gathering evidence and appealing the decision to get the benefits you deserve.

What Does an Insurance Lawyer Do?

An insurance lawyer provides a wide range of services to assist with insurance-related legal issues. These can include:

  • Reviewing insurance policies: A lawyer can review your insurance policy to ensure you understand your rights and obligations, as well as clarify what coverage is provided.
  • Filing insurance claims: Assisting with the preparation and filing of claims to ensure all necessary documentation is submitted correctly.
  • Challenging claim denials: If your claim has been denied, a lawyer can investigate the reasons for denial and file appeals or lawsuits to challenge the decision.
  • Litigating bad faith claims: Representing clients in bad faith insurance cases, where the insurer fails to act in good faith by unfairly delaying, denying, or underpaying a valid claim.
  • Negotiating settlements: Helping policyholders negotiate settlements with insurance companies to receive fair compensation for claims.
  • Defending against fraudulent claims: Representing insurance companies to defend against false or exaggerated claims filed by policyholders or third parties.
  • Handling disputes over policy language: Interpreting complex insurance policies and resolving disputes between the insured and the insurer regarding coverage limits, exclusions, and conditions.

How Are Insurance Lawyers Paid?

Insurance lawyers typically charge for their services in different ways, depending on the nature of the case and the type of insurance issue involved. Common payment structures include:

  • Contingency fee: For many policyholders disputing claim denials or underpayments, lawyers work on a contingency basis. This means the lawyer only gets paid if they win or settle the case, taking a percentage (usually between 25% and 40%) of the recovered amount.
  • Hourly rate: For more complex or ongoing legal issues, such as bad faith lawsuits or business insurance disputes, insurance lawyers may charge an hourly rate. This rate varies depending on the lawyer’s experience and location.
  • Flat fee: For simpler matters, such as reviewing an insurance policy or helping file a claim, some lawyers charge a flat fee for their services.
  • Retainer: For businesses or clients with ongoing legal needs, an insurance lawyer may require a retainer fee, which is an upfront payment for future services.

It’s important to clarify the fee structure with your lawyer during the initial consultation to avoid unexpected costs.

How Much Does an Insurance Lawyer Cost?

The cost of hiring an insurance lawyer depends on the complexity of the case, the lawyer's experience, and the payment structure. General cost estimates include:

  • Contingency fees: If your lawyer works on a contingency fee basis, you won’t pay any fees upfront, but the lawyer will take a percentage (typically 25% to 40%) of any settlement or judgment awarded.
  • Hourly rates: Hourly rates for insurance lawyers generally range from $150 to $500 or more, depending on the lawyer’s experience and location. Complex cases involving bad faith or high-value business claims may require significant hours, leading to higher legal costs.
  • Flat fees: For specific services, such as reviewing an insurance policy, lawyers may charge a flat fee ranging from $500 to $2,500, depending on the complexity of the task.
  • Retainers: Businesses or individuals seeking ongoing insurance legal services may pay a retainer, which can range from $5,000 to $20,000 or more, depending on the lawyer and scope of work.

Make sure to discuss costs and payment structures with your lawyer before proceeding to understand how much the services will cost.

Top Questions to Ask an Insurance Lawyer

Before hiring an insurance lawyer, it’s important to ask the right questions to ensure they are the right fit for your case. Here are key questions to ask:

  1. What experience do you have with insurance law?
    Ensure the lawyer has specific experience handling cases involving your type of insurance, whether it’s auto, health, home, or business-related.
  2. How do you charge for your services?
    Clarify whether the lawyer works on contingency, hourly rates, or flat fees, and ask for an estimate of the total cost of your case.
  3. What is your success rate with insurance disputes?
    Ask about the lawyer’s track record in winning or settling cases similar to yours.
  4. What are my chances of success?
    A good lawyer will provide an honest assessment of your case’s strengths and weaknesses and outline the possible outcomes.
  5. How long will the process take?
    Get an estimate of how long it will take to resolve your claim or dispute, as some cases can extend over months or even years.
  6. Will you handle my case personally?
    In larger firms, junior attorneys or paralegals may handle some aspects of your case. Make sure you know who will be managing your case.

How to Check the Credibility of an Insurance Lawyer

To ensure you’re hiring a reputable insurance lawyer, take the following steps to verify their credentials and experience:

  • Verify their state bar license: Check with your state bar association to confirm the lawyer is licensed and in good standing with no disciplinary actions.
  • Review their experience in insurance law: Look at the lawyer’s website or professional profile to ensure they specialize in insurance law and have experience with cases like yours.
  • Read client reviews and testimonials: Search for reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s expertise and professionalism.
  • Ask for references: A credible lawyer should be able to provide references from past clients who have dealt with similar insurance issues.
  • Check for industry memberships: Membership in organizations like the American Bar Association’s Tort Trial and Insurance Practice Section (TIPS) can indicate the lawyer’s focus on insurance law.

What Should I Prepare for My First Consultation?

To make the most out of your first consultation with an insurance lawyer, come prepared with the following documents and information:

  • A copy of your insurance policy: Bring the policy related to your claim or dispute so the lawyer can review the coverage details.
  • Any correspondence with the insurance company: Provide copies of letters, emails, or other communications between you and your insurer regarding the claim or denial.
  • Proof of claim and supporting documents: Bring any documentation you have submitted with your claim, including receipts, invoices, photos, medical records, or repair estimates.
  • List of questions: Prepare a list of questions you want to ask about your case, the legal process, and the potential outcomes.
  • Timeline of events: Be ready to provide a clear timeline of the incident that led to the claim and any steps you’ve taken with your insurance company.

By preparing thoroughly for your consultation, you can ensure that the lawyer has all the information they need to assess your case and provide the best legal advice.

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