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29 Oct, 2024 by Sherri roberts
I had a great experience with Yolanda during this trying time in my life. She was very patient, understanding, and very informative, even if i asked the same question several times. I would recommend this law firm every chance i get. Yolanda is very good at what she does and is definitely an asset to the firm. I am happy the case is settled but will miss communicating with her. Yolanda built my faith and trust in this whole process. I was kept inform every step of the way. Again, the firm as a great asset in Yolanda.
Thank you,
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24 Oct, 2024 by Kellee butler
I worked with ELG after being injured in a car crash. I worked closely with Pre-Litigation Case Manager, Yolanda Correa and she was absolutely wonderful. From the time of her assignment until the closure of the case she kept me up to date and in the loop. She was very accessible and quick to answer any questions or address any concerns. This was the first time I've had anything like this happen and she walked me through the process. She was able to negotiate a lower medical obligation and get me a fair settlement. I hope to never be in this position again but if so I would definitely use ELG and Ms. Correa again.
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23 Oct, 2024 by Dolla hughley
06 Sep, 2024 by Gemma
They were amazing helping out with my green card application and made the process super simple and smooth. They were also available anytime to address my questions. Have since recommended them!
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05 Sep, 2024 by Adam lippman
Although everyone anticipates that estate planning can be stressful and complicated, we found that working with Michael Greenfield was the best choice we could have made. His process, deep understanding of the options available, and communication style made working through this project fulfilling. Thank you, Michael!
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04 Sep, 2024 by Cherry chandra
I am incredibly satisfied with the service provided by Solomon Immigration Law. They are always on top of things—meticulous, organized, and consistently reliable. Whenever I send a package, they promptly acknowledge receipt, even on weekends, which gives me great peace of mind. Allison, my paralegal, was exceptionally thorough, making sure every detail was covered. Their dedication and attention to detail are truly amazing. I highly recommend Solomon Immigration Law for their outstanding service!
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06 Sep, 2024 by Gemma
They were amazing helping out with my green card application and made the process super simple and smooth. They were also available anytime to address my questions. Have since recommended them!
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05 Sep, 2024 by Adam lippman
Although everyone anticipates that estate planning can be stressful and complicated, we found that working with Michael Greenfield was the best choice we could have made. His process, deep understanding of the options available, and communication style made working through this project fulfilling. Thank you, Michael!
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04 Sep, 2024 by Cherry chandra
I am incredibly satisfied with the service provided by Solomon Immigration Law. They are always on top of things—meticulous, organized, and consistently reliable. Whenever I send a package, they promptly acknowledge receipt, even on weekends, which gives me great peace of mind. Allison, my paralegal, was exceptionally thorough, making sure every detail was covered. Their dedication and attention to detail are truly amazing. I highly recommend Solomon Immigration Law for their outstanding service!
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06 Sep, 2024 by Gemma
They were amazing helping out with my green card application and made the process super simple and smooth. They were also available anytime to address my questions. Have since recommended them!
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05 Sep, 2024 by Adam lippman
Although everyone anticipates that estate planning can be stressful and complicated, we found that working with Michael Greenfield was the best choice we could have made. His process, deep understanding of the options available, and communication style made working through this project fulfilling. Thank you, Michael!
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04 Sep, 2024 by Cherry chandra
I am incredibly satisfied with the service provided by Solomon Immigration Law. They are always on top of things—meticulous, organized, and consistently reliable. Whenever I send a package, they promptly acknowledge receipt, even on weekends, which gives me great peace of mind. Allison, my paralegal, was exceptionally thorough, making sure every detail was covered. Their dedication and attention to detail are truly amazing. I highly recommend Solomon Immigration Law for their outstanding service!
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06 Sep, 2024 by Gemma
They were amazing helping out with my green card application and made the process super simple and smooth. They were also available anytime to address my questions. Have since recommended them!
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05 Sep, 2024 by Adam lippman
Although everyone anticipates that estate planning can be stressful and complicated, we found that working with Michael Greenfield was the best choice we could have made. His process, deep understanding of the options available, and communication style made working through this project fulfilling. Thank you, Michael!
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04 Sep, 2024 by Cherry chandra
I am incredibly satisfied with the service provided by Solomon Immigration Law. They are always on top of things—meticulous, organized, and consistently reliable. Whenever I send a package, they promptly acknowledge receipt, even on weekends, which gives me great peace of mind. Allison, my paralegal, was exceptionally thorough, making sure every detail was covered. Their dedication and attention to detail are truly amazing. I highly recommend Solomon Immigration Law for their outstanding service!
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06 Sep, 2024 by Gemma
They were amazing helping out with my green card application and made the process super simple and smooth. They were also available anytime to address my questions. Have since recommended them!
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05 Sep, 2024 by Adam lippman
Although everyone anticipates that estate planning can be stressful and complicated, we found that working with Michael Greenfield was the best choice we could have made. His process, deep understanding of the options available, and communication style made working through this project fulfilling. Thank you, Michael!
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04 Sep, 2024 by Cherry chandra
I am incredibly satisfied with the service provided by Solomon Immigration Law. They are always on top of things—meticulous, organized, and consistently reliable. Whenever I send a package, they promptly acknowledge receipt, even on weekends, which gives me great peace of mind. Allison, my paralegal, was exceptionally thorough, making sure every detail was covered. Their dedication and attention to detail are truly amazing. I highly recommend Solomon Immigration Law for their outstanding service!
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06 Sep, 2024 by Gemma
They were amazing helping out with my green card application and made the process super simple and smooth. They were also available anytime to address my questions. Have since recommended them!
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05 Sep, 2024 by Adam lippman
Although everyone anticipates that estate planning can be stressful and complicated, we found that working with Michael Greenfield was the best choice we could have made. His process, deep understanding of the options available, and communication style made working through this project fulfilling. Thank you, Michael!
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04 Sep, 2024 by Cherry chandra
I am incredibly satisfied with the service provided by Solomon Immigration Law. They are always on top of things—meticulous, organized, and consistently reliable. Whenever I send a package, they promptly acknowledge receipt, even on weekends, which gives me great peace of mind. Allison, my paralegal, was exceptionally thorough, making sure every detail was covered. Their dedication and attention to detail are truly amazing. I highly recommend Solomon Immigration Law for their outstanding service!
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07 Aug, 2024 by Britt wilson
03 Jul, 2024 by Joe dono
Mike Grife did an absolute wonderful job handling our case, very professional, kept us informed every step of the way, and top notch guidance. we are very satisfied with the outcome and would highly recommend Mike Grife!
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28 May, 2024 by Matthew kauget
09 Sep, 2024 by Heidi stewart
I had a very good experience with Steven Sanchez of Lytal, Reiter, Smith, Ivey & Fronrath. I was personally referred to him by someone who had also had a good prior experience. He was professional at all times, and genuinely concerned for my health and well being. I felt comfortable contacting him whenever I had any questions. Thank you, Steve!
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19 Aug, 2024 by Robert romano
Our experience with Lytal REITER Smith&Fronrath was that we were well represented.They were professional and very helpful as well as reassuring.They were patient with our concerns and guided us thru many decisions that were not what we were confident with.We had never been engaged in a legal matter like this and they helped bring the matter to a successful conclusion.We appreciate their efforts on our behalf Sincerely Therese & Bob Romano
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14 Aug, 2024 by Tori whidden
09 Sep, 2024 by Heidi stewart
I had a very good experience with Steven Sanchez of Lytal, Reiter, Smith, Ivey & Fronrath. I was personally referred to him by someone who had also had a good prior experience. He was professional at all times, and genuinely concerned for my health and well being. I felt comfortable contacting him whenever I had any questions. Thank you, Steve!
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19 Aug, 2024 by Robert romano
Our experience with Lytal REITER Smith&Fronrath was that we were well represented.They were professional and very helpful as well as reassuring.They were patient with our concerns and guided us thru many decisions that were not what we were confident with.We had never been engaged in a legal matter like this and they helped bring the matter to a successful conclusion.We appreciate their efforts on our behalf Sincerely Therese & Bob Romano
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14 Aug, 2024 by Tori whidden
02 Jul, 2024 by Lisa terrell
If you find yourself needing an attorney, Steven Ganim, is the attorney to choose!
Steven represented me for a Real Estate case and he didn't just represent me he educated me, respected me, and ensured I was in trusted hands. Steven's communication and follow through is impeccable. His integrity, intelligence and commitment definitely shone through. Regardless of his case load (I would have no idea but I would have to assume it is large due to his ability) you will feel as if you are his only client and his #1 priority! I highly recommend Steven and Ganim Law Group.
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13 Jun, 2024 by Ralston hewitt
I highly recommend Steven for their exceptional work and Services. He was willing to help me and guide me in the correct direction to get my case settled as quickly as possible. Thank you again for your excellent service
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10 Jun, 2024 by Gail
Steve Ganim provided exceptional legal support and guidance. He made a very stressful process a lot easier, and I am very grateful.
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31 Jan, 2019 by Anonymous
Thanks to Jay and his team, I’ve been paid by the insurance company after a very long and hard battle. My roof is now good as new!!!
Thank you Team Arnesen Webb
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29 Jan, 2019 by Jill
I hired Jay Arnesen in a great time of need because my insurance company denied our insurance claim. We really needed the money to fix our house but the insurance company refused to help us even though we've been paying insurance premiums for years. Jay was very understanding and sympathetic to our position. He worked tirelessly to help us. After months of litigation, Jay was able to recover the money we needed to repair our home and get our lives back together. I don't know where we would be without his help. Simply a great attorney.
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28 Jan, 2019 by Vincent
From Day one Jay communicated extremely well regarding the process of getting insurance companies to pay legitimate claims. The process took longer than I wanted however Jay and Jay's team always picked up the phone and helped me get over my anxiety. He lived up to my expectations exactly as contracted and I now consider him a friend.
One final comment- after discussing the adventure that connected me with Jay's firm I've discovered that I was paid in a shorter amount of time then other people in my situation by sometimes greater than 30 days.
Thanks Jay,
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23 Dec, 2022 by Anonymous
I am very grateful for the help I received from John Edwards at K&P. He is very professional, addresses all my concerns and has excellent communication. He always kept me informed of any status update and all my options which led to my receiving very satisfying claims settlements. I would highly recommend John Edwards to manage insurance claims and other litigation cases. Thank you!!
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09 Aug, 2022 by Carl
John was very helpful and knowledgable, helped me successfully negotiate a settlement with the insurance company, i am a UK citizen so tackling and trusting US legal process it was important i could rely on John and clearly i could, great integrity and support throughout
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04 Aug, 2022 by Richard
my problem was salved in less then a month i would say that was as fast as any one could be
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24 May, 2019 by Chelsea
Abe was very helpful and caring with my case. I was in a lot of pain and he immediately sent me to get treated. He followed up with me regularly and settled my case!
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24 May, 2019 by Melissa bonilla
I called lawyer Abraham Ovadia to represent me on my personal injury accident case. Was very happy with the quality of work and the money I received. I ended up with more money than we thought! I would definitely use him again and refer him to friends and family.
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08 May, 2019 by Pamela
I got into a very bad car accident where I wasn't at fault. My insurance wanted to charge me through the roof! My friend recommended Abraham Ovadia and I'm so thankful that she did. He was very clear and informative. He wasn't afraid to go up against a big insurance company. He won my case and I couldn't be more thankful. I recommend Abraham Ovadia to anyone looking for a car accident lawyer, he is the best!
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06 Oct, 2017 by Bradley
It was an absolute pleasure working with Steve! I was in a lot of pain after my accident and I was scared that a would not be able to find an honest lawyer to help me with my case. Steve went above and beyond to make sure that we won the case and that I finally got the money I deserved.
Thank you Steve for all of your help and kindness.
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21 Jun, 2017 by Aris & reymond
I came to Steven for advice. He was extremely knowledgeable and attentive. He took time to listen and understand the predicament I was in and went above and beyond to deliver the best service. With his expertise and great customer service skills I knew I was in good hands. I am very happy with the end result and all the thanks goes to Steven. Not only a great lawyer, but a great person. HIGHLY RECOMMEND!
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16 Mar, 2017 by Alan
Steve is as high quality an attorney as you can find. He is extremely knowledgeable, with excellent skills. I have known Steve for 40 years and trust him with personal injury and insurance cases.
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29 Jan, 2019 by Michael
As a retired law enforcement professional (NYPD), and business owner, I have dealt with dozens of attorneys, both criminal and civil. Unfortunately, most of them lived up to (down to?) all the lawyer jokes. Chad J. Robinson, an attorney in Boca Raton, FL, is unique. A true professional- extremely competent at what he does- while making sure his clients are kept informed and updated of all progress. If you seek information, or have a question to be answered, I have found that his response time is almost immediate, electronically. When you are in need of legal services, at a reasonable fee, this is the man to see!
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26 Oct, 2016 by Shannon
Chad Robinson is an outstanding Professional. He assisted in my family's insurance claim and resolved the issue with expediency and with an agreeable settlement. He was attentive to all our concerns and answered questions day and night. He worked to move the process along as quick as possible and kept us abreast of the status of the case along the way. This case was stressful for my family, but Chad continued to put us at ease, and walked with us every step of the way. You can't find a nicer person to handle your case and get things done. He will be our first call for all legal matters in the future.
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20 Oct, 2016 by Cynthia
Chad was always available when I had questions of my case. He was able to resolve my claim with my insurance company very smoothly. I highly recommend Chad! Thank you for everything.
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20 Jul, 2017 by Nick
Alex was fantastic to work with. He was usually available to speak directly with and occasionally if he wasn't, he would return my call promptly. I always spoke directly with Alex...not his secretary or a paralegal. He was easy to talk with. He spoke in clear terms and made things easy to understand. He was always professional, courteous and sympathetic to my situation. Perhaps most importantly, I always felt as though my case was a priority for him and he had my best interests in mind.
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12 Jul, 2017 by Paul
Alex all ways responded very fast to any questions I had,He even called me,with updates on my case often several times a day,and he's a Great guy to talk with.He got me a very quick settlement.
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22 Apr, 2017 by Vadim
Alex was assigned by Morgan & Morgan to handle my dispute with another co-founder of my startup. The affair was fairly complicated, spanning multiple agreements with arcane terms and several countries.
Alex figured out all the details from the tons of documentation and provided the necessary advice and the guidance, being very clear on what to expect. Methodically taking notice of the other side's numerous technical errors, Alex kept his focus on the big picture, and eventually got the other side to offer a settlement.
Throughout the case Alex was very responsive, courteous, and willing to explain the reasoning behind everyone's actions.
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24 Nov, 2019 by Wilfredo alvarado
Great customer service!
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22 Mar, 2018 by Anonymous
Paul has helped me and my family work through a couple different legal matters. Paul is courteous, respectful, accommodating, but most importantly, honest. I would highly recommend him to anyone looking for a lawyer.
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19 Feb, 2018 by Anonymous
Paul helped me and my daughter recover $80,000 in a difficult case. He diligently pursued my case leading to the best outcome I could have asked for. He was quick to respond to all of my inquiries and kept me up to date on everything that was happening in my case. He’s the best! I would highly recommend him to anyone In need of a lawyer.
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18 Oct, 2017 by Virginia
I went to David's law firm to speak with his partner first, and his partner referred me to David. We hit it off immediately; he listens well, makes no assumptions until he has heard everything and takes notes so his questions are succinct and to the point.
My issue was with a rogue HOA president who just wanted to make certain homeowners lives miserable. David was prompt and thorough in all of his correspondence to the opposing attorney and made sure he followed up with me weekly, even if there was no movement. I really appreciated the fact that he let me proof all of the letters to the opposing attorney, and took my edits/additions to heart.
David was able to not only bring closure to the matter with the opposing attorney but made sure all of the false claims brought against me (with fines attached) were wiped clean from my HOA ledger so I was once again a homeowner in good standing.
I was grateful for David's work and would hire him again if needed.
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17 Oct, 2017 by Michael
I've worked with a number of lawyers in the past, many of whom I've felt were counting hours or simply too busy to work with me in a meaningful way. In other circumstances, they were not knowledgeable enough on the topics I had issues on, and I didn't feel comfortable with them.
With David I've had none of these issues. He's always extremely patient with servicing my issues, and has a very good understanding of a broad variety of legal concerns that I bring to his desk.
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12 May, 2016 by Janet
As a new Board of Directors of a condo association, we were referred to David Kim. We have and continue to sort out a number off issues. David has worked swiftly to solve the most urgent. His legal expertise, advise, compassion and honesty are impressive. His communications skills and fast turn to issues and emails has been extremely helpful. I wholeheartedly recommend him to any HOA/Condo Association looking for a good lawyer and litigant.
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03 Dec, 2022 by Michael
We worked with Mark on a contract issues with a home builder and their in house lender. The mortgage company was blatantly violating the law and attempting to keep a large portion of our money that wasn't theirs. We were worried such a complex antitrust matter would take years to resolve... However, Mark met with us and provided a timely and in-dept analysis which clearly determined the lender was violating the law, allowing us the terminate the agreement immediately. The lender conceded and agreed to refund us. Having Mark saved us tens of thousands in up-front costs, not to mention over 100k in a predatory interest rate. Working in the legal field, I have worked with dozens of attorneys in the past. Mark is by far the most honest, responsive, and considerate attorney I've met.
He and his staff are incredibly responsive, knowledgeable, and honest. I will be referring him to anyone who needs a contracts, litigation, or business law attorney!
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01 Sep, 2022 by Anonymous
My firm is a small business provider of IT services which had a service agreement with a large enterprise client. The client, in our opinion, breached the agreement and refused to pay the balance of the term. I hired a firm that I believed to be experienced in complex cases/contract law to file the complaint. After 9 months and spending tens of thousands of dollars with no satisfactory results, I terminated the original counsel. I posted my case with the Florida Bar Referral Service to find a trusted attorney. I connected with Mark Osherow of Osherow, PLLC. Mr. Osherow is a Florida Bar Board Certified Business Litigation Lawyer since 2006. Mr. Osherow took the time to fully understand the nuances and technicalities of our services and claims. The defendant originally made low offers to settle. In 5 months, Mr. Osherow and his team masterfully and successfully settled my case. I wholeheartedly recommend Osherow PLLC.
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12 Jan, 2018 by Vito
Adam helped me through tough times after an auto accident. He was able to get me the maximum amount of money so that I didn’t have to stress out about not being able to work. I highly recommend him.
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12 Jan, 2018 by Indra
His approach is very refreshing compared with other attorneys we have had in the past. He returns your texts, emails and phone calls immediately, its like having an attorney at your side all the time. Our experience in the past even with attorneys that were close friends did not and could not provide the level of responsiveness that Adam has provided. He renews my opinion of the legal community in general. He is compassionate and his compassion is palpable. You can feel he is truly interested and caring about the problems his clients are facing. He comes with our highest degree of recommendation.
He is very cool.
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04 Oct, 2017 by Adam
I chose Robert Siegel as my lawyer when searching for someone who can write me a outstanding contract for my bussiness. The things that made me choose his services were because not only was he knowlegable but he treated us like family. He is not the type of guy that will just take your money. He is the type of guy that will guide you in the write direction. Rob is our lawyer for life. . Thank you for your hard work and dedication.
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04 Oct, 2017 by Jessica
I went to Rob to assist me with a closing on a private boat dock. Rob was able to negotiate down some of my fees and helped with any questions I had. He was available and responsive the whole time and I would highly recommend his services.
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14 Feb, 2012 by Janet
Mr. Young handled my case from start to finish with complete professionalism. He was very personable, and kept me completely informed of the status of his objective, which was to reach an amicable settlement of my case. I had originally hired another firm to represent me; however, after almost a year of little to no communication or advancement in my case, I decided to hire Mr. Young’s firm to take over. Within a very short time Mr. Young negotiated a settlement that was well beyond what I ever expected. I was extremely pleased with the handling of my case by Mr. Young and his staff, and I know I made the right decision to transfer my case to his firm.
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23 Jan, 2018 by Anonymous
Joseph Rosen esq., seemingly helped our board of directors, incorporate and establish the first bilingual school in Boca Raton. As the founder and Director of the French American International School of Boca Raton, I have found Joseph Rosen to be extremely well-informed and very quick to respond to our ever-changing and growing needs.
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13 Aug, 2020 by Robin
Mr. Ferrara is professional, courteous and extremely successful with high end debt cases. We had several clients who refused to pay their dues, expenses and fees. Mr. Ferrara closed each case with a positive outcome for the club and little failure from the clients to fulfill their end of the agreement. He communicates clearly and is more than happy to explain the legalese as it pertains to each case. I would highly recommend Mr. Ferrara for your business needs.
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18 Jun, 2019 by Daniel
Max helped me and my family for our property claim. Hurricane Michael destroyed our house and Max with the legal team of Kanner & Pintaluga law firm helped us get the compensation we deserved to repair our home.
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30 Dec, 2010 by Elisha
very professional
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16 Dec, 2016 by Michele
My company works with Luis on a daily basis. He is very thorough, conscientious, knowledgeable and will provide information that's need for me on short notice.
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13 Sep, 2024 by Janie sikes
Very thorough, made sure EVERYTHING was taken care of, returned all my calls and stayed in close contact with me on what was going on. I would recommend them.
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10 Sep, 2024 by Justin kline
I was injured over a year ago and the last law firm I had chosen was doing absolutely nothing for me. I decided that I was going to check around and that is when I found this lawfirm. I am very pleased already and thankful to find people who actually care. I would recommend this group to anyone.
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09 Sep, 2024 by Elana nitti
Lisa and Alan were the best ! Got the help I needed during a rough time for me.
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13 Sep, 2024 by Janie sikes
Very thorough, made sure EVERYTHING was taken care of, returned all my calls and stayed in close contact with me on what was going on. I would recommend them.
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10 Sep, 2024 by Justin kline
I was injured over a year ago and the last law firm I had chosen was doing absolutely nothing for me. I decided that I was going to check around and that is when I found this lawfirm. I am very pleased already and thankful to find people who actually care. I would recommend this group to anyone.
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09 Sep, 2024 by Elana nitti
Lisa and Alan were the best ! Got the help I needed during a rough time for me.
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FAQs
Questions? We have answers
What an Insurance Lawyer Can Do for You
An insurance lawyer specializes in legal issues related to insurance policies and claims. These lawyers help individuals, businesses, and insurance companies navigate disputes involving insurance coverage, claim denials, bad faith claims, and policy interpretation. Insurance lawyers can represent policyholders who feel they've been unfairly denied coverage, or they can work on behalf of insurance companies to defend against fraudulent or inflated claims.
Whether you're filing a claim, disputing a denial, or dealing with complex coverage issues, an insurance lawyer can provide critical guidance and legal representation to protect your rights and ensure you receive the benefits you're entitled to under your policy.
When Should I Hire an Insurance Lawyer?
Hiring an insurance lawyer is advisable in several situations, particularly when disputes arise over insurance coverage, claim denials, or bad faith actions. Common reasons to hire an insurance lawyer include:
- Denied insurance claims: If your insurance company denies your claim, a lawyer can help determine whether the denial was justified or if you should challenge the decision.
- Bad faith insurance practices: If you believe your insurer has acted in bad faith, such as delaying payment or failing to properly investigate your claim, a lawyer can help you pursue legal action.
- Underpaid claims: If the insurance company has offered less compensation than you believe your claim is worth, a lawyer can negotiate for a higher payout or file a lawsuit.
- Coverage disputes: When there's ambiguity or disagreement about what your policy covers, a lawyer can provide clarity and advocate for your rights under the policy.
- Business insurance claims: If you own a business and are dealing with commercial insurance claims (e.g., property damage, liability, or professional indemnity), a lawyer can help ensure your business receives proper coverage.
- Third-party claims: If you're being sued for liability and your insurance company refuses to defend or indemnify you, an insurance lawyer can help enforce your coverage rights.
- Appealing long-term disability claims: If your disability insurance claim has been denied, a lawyer can assist in gathering evidence and appealing the decision to get the benefits you deserve.
What Does an Insurance Lawyer Do?
An insurance lawyer provides a wide range of services to assist with insurance-related legal issues. These can include:
- Reviewing insurance policies: A lawyer can review your insurance policy to ensure you understand your rights and obligations, as well as clarify what coverage is provided.
- Filing insurance claims: Assisting with the preparation and filing of claims to ensure all necessary documentation is submitted correctly.
- Challenging claim denials: If your claim has been denied, a lawyer can investigate the reasons for denial and file appeals or lawsuits to challenge the decision.
- Litigating bad faith claims: Representing clients in bad faith insurance cases, where the insurer fails to act in good faith by unfairly delaying, denying, or underpaying a valid claim.
- Negotiating settlements: Helping policyholders negotiate settlements with insurance companies to receive fair compensation for claims.
- Defending against fraudulent claims: Representing insurance companies to defend against false or exaggerated claims filed by policyholders or third parties.
- Handling disputes over policy language: Interpreting complex insurance policies and resolving disputes between the insured and the insurer regarding coverage limits, exclusions, and conditions.
How Are Insurance Lawyers Paid?
Insurance lawyers typically charge for their services in different ways, depending on the nature of the case and the type of insurance issue involved. Common payment structures include:
- Contingency fee: For many policyholders disputing claim denials or underpayments, lawyers work on a contingency basis. This means the lawyer only gets paid if they win or settle the case, taking a percentage (usually between 25% and 40%) of the recovered amount.
- Hourly rate: For more complex or ongoing legal issues, such as bad faith lawsuits or business insurance disputes, insurance lawyers may charge an hourly rate. This rate varies depending on the lawyer’s experience and location.
- Flat fee: For simpler matters, such as reviewing an insurance policy or helping file a claim, some lawyers charge a flat fee for their services.
- Retainer: For businesses or clients with ongoing legal needs, an insurance lawyer may require a retainer fee, which is an upfront payment for future services.
It’s important to clarify the fee structure with your lawyer during the initial consultation to avoid unexpected costs.
How Much Does an Insurance Lawyer Cost?
The cost of hiring an insurance lawyer depends on the complexity of the case, the lawyer's experience, and the payment structure. General cost estimates include:
- Contingency fees: If your lawyer works on a contingency fee basis, you won’t pay any fees upfront, but the lawyer will take a percentage (typically 25% to 40%) of any settlement or judgment awarded.
- Hourly rates: Hourly rates for insurance lawyers generally range from $150 to $500 or more, depending on the lawyer’s experience and location. Complex cases involving bad faith or high-value business claims may require significant hours, leading to higher legal costs.
- Flat fees: For specific services, such as reviewing an insurance policy, lawyers may charge a flat fee ranging from $500 to $2,500, depending on the complexity of the task.
- Retainers: Businesses or individuals seeking ongoing insurance legal services may pay a retainer, which can range from $5,000 to $20,000 or more, depending on the lawyer and scope of work.
Make sure to discuss costs and payment structures with your lawyer before proceeding to understand how much the services will cost.
Top Questions to Ask an Insurance Lawyer
Before hiring an insurance lawyer, it’s important to ask the right questions to ensure they are the right fit for your case. Here are key questions to ask:
-
What experience do you have with insurance law?
Ensure the lawyer has specific experience handling cases involving your type of insurance, whether it’s auto, health, home, or business-related. -
How do you charge for your services?
Clarify whether the lawyer works on contingency, hourly rates, or flat fees, and ask for an estimate of the total cost of your case. -
What is your success rate with insurance disputes?
Ask about the lawyer’s track record in winning or settling cases similar to yours. -
What are my chances of success?
A good lawyer will provide an honest assessment of your case’s strengths and weaknesses and outline the possible outcomes. -
How long will the process take?
Get an estimate of how long it will take to resolve your claim or dispute, as some cases can extend over months or even years. -
Will you handle my case personally?
In larger firms, junior attorneys or paralegals may handle some aspects of your case. Make sure you know who will be managing your case.
How to Check the Credibility of an Insurance Lawyer
To ensure you’re hiring a reputable insurance lawyer, take the following steps to verify their credentials and experience:
- Verify their state bar license: Check with your state bar association to confirm the lawyer is licensed and in good standing with no disciplinary actions.
- Review their experience in insurance law: Look at the lawyer’s website or professional profile to ensure they specialize in insurance law and have experience with cases like yours.
- Read client reviews and testimonials: Search for reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s expertise and professionalism.
- Ask for references: A credible lawyer should be able to provide references from past clients who have dealt with similar insurance issues.
- Check for industry memberships: Membership in organizations like the American Bar Association’s Tort Trial and Insurance Practice Section (TIPS) can indicate the lawyer’s focus on insurance law.
What Should I Prepare for My First Consultation?
To make the most out of your first consultation with an insurance lawyer, come prepared with the following documents and information:
- A copy of your insurance policy: Bring the policy related to your claim or dispute so the lawyer can review the coverage details.
- Any correspondence with the insurance company: Provide copies of letters, emails, or other communications between you and your insurer regarding the claim or denial.
- Proof of claim and supporting documents: Bring any documentation you have submitted with your claim, including receipts, invoices, photos, medical records, or repair estimates.
- List of questions: Prepare a list of questions you want to ask about your case, the legal process, and the potential outcomes.
- Timeline of events: Be ready to provide a clear timeline of the incident that led to the claim and any steps you’ve taken with your insurance company.
By preparing thoroughly for your consultation, you can ensure that the lawyer has all the information they need to assess your case and provide the best legal advice.
