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Timothy Paul Welch, experienced Insurance, Litigation attorney in Buffalo, NY with 142 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
42,78
star star star star star
4.8/5
Avvo
5.0
1 Reviews
Google Maps
4.8
141 Reviews
star star star star star
16 Feb, 2025 by Willie holton
I want to express my gratitude for my attorney, Eric. He is always available, personable, and ensures everything is handled in a timely manner with great follow-up. I truly appreciate his dedication and professionalism. Plus, I love that they are local! Thank you for your excellent service.
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18 Dec, 2024 by Daveisha hunter
The best law firm
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09 Dec, 2024 by Michael kinsley
The firm was very timely with any questions that I had regarding my case.Very personable and informative đź‘Ť. Would recommend them to anyone.
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Kathleen Marie Kaczor, experienced Insurance, Litigation attorney in Buffalo, NY with 41 reviews
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info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,04
star star star star star
5.0/5
Google Maps
5.0
41 Reviews
star star star star star
14 Aug, 2024 by Elyse cramer
Daylyn from the Clark Peshkin law firm was a true advocate for me in family court. She was understanding and genuine through the entire stressful process. She was assertive and truly cared about what was best for my son and I. She takes the time to know all parties involved and fights for what’s right and truthful. I would recommend her to anyone who finds themself in a similar situation. She is nice, has great communication, and overall really cares about her clients.
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31 Mar, 2024 by Ralph williams
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05 Feb, 2024 by Rob cadle
I am very happy that I chose to go with Clark and Peshkin for my divorce. Daylyn was phenomenal. She was attentive and responsive to any questions or concerns that were raised. Daylyn was also extremely mindful of the retainer and did not put up with any of the ridiculousness of an extremely unprofessional opposing counsel. She helped make a very difficult time in my life bearable and I would highly recommend contacting her if you are in need of an extremely capable divorce lawyer.
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Aaron Jacob Aisen, experienced Government, Insurance attorney in Buffalo, NY with 1 reviews
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info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,03
star star star star star
5.0/5
Avvo
5.0
1 Reviews
star star star star star
13 Sep, 2021 by Misty
Aaron Arisen is on top of his game. There is nothing he does not know. Highly recommend!!
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Michael J. Willett, experienced Appeals, Insurance attorney in Buffalo, NY with 1 reviews
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info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,03
star star star star star
5.0/5
Avvo
5.0
1 Reviews
star star star star star
23 Dec, 2021 by Ed
Michael represented me and I cannot say enough about him. He is a tenacious fighter, awesomely intelligent and incredibly skilled.
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Pauline Costanzo Will, experienced Business, Insurance attorney in Buffalo, NY with 2 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,00
star star star star star
5.0/5
Google Maps
5.0
2 Reviews
star star star star star
17 Jul, 2024 by Vikki rechlin
Great people
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10 Nov, 2019 by Aramis joel ramirez
Just the best!!!
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Sharon Angelino, experienced Insurance, Intellectual Property attorney in Buffalo, NY with 1 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,00
star star star star star
5.0/5
Google Maps
5.0
1 Reviews
star star star star star
19 Nov, 2019 by Jill campbell
Tells it like it is looks for the detail.
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Rachel M. Zucker, experienced Insurance attorney in Buffalo, NY with 1 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,00
star star star star star
5.0/5
Google Maps
5.0
1 Reviews
star star star star star
19 Nov, 2019 by Jill campbell
Tells it like it is looks for the detail.
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Troy Saxton Flascher, experienced Appeals, Insurance attorney in Buffalo, NY with 1 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,00
star star star star star
5.0/5
Google Maps
5.0
1 Reviews
star star star star star
19 Nov, 2019 by Jill campbell
Tells it like it is looks for the detail.
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Michael Thomas Glascott, experienced Business, Insurance attorney in Buffalo, NY with 1 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,00
star star star star star
5.0/5
Google Maps
5.0
1 Reviews
star star star star star
19 Nov, 2019 by Jill campbell
Tells it like it is looks for the detail.
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Richard Jay Cohen, experienced Appeals, Business attorney in Buffalo, NY with 1 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,00
star star star star star
5.0/5
Google Maps
5.0
1 Reviews
star star star star star
19 Nov, 2019 by Jill campbell
Tells it like it is looks for the detail.
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Jeffrey Lloyd Kingsley, experienced Business, Civil Rights attorney in Buffalo, NY with 1 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,00
star star star star star
5.0/5
Google Maps
5.0
1 Reviews
star star star star star
19 Nov, 2019 by Jill campbell
Tells it like it is looks for the detail.
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Sarah J. Delaney, experienced Business, Civil Rights attorney in Buffalo, NY with 1 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,00
star star star star star
5.0/5
Google Maps
5.0
1 Reviews
star star star star star
19 Nov, 2019 by Jill campbell
Tells it like it is looks for the detail.
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Kevin Arthur Lane, experienced Insurance attorney in Buffalo, NY with 80 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
38,38
star star star star star
4.9/5
Google Maps
4.9
80 Reviews
star star star star star
23 Jan, 2025 by Rylee kominiarek
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21 Jan, 2025 by Allysa piracci
Unprofessional, incompetent. More worried about himself and making money! Yes u were my so called attorney. U should focus more on people's disability case instead of reviews!
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17 Jan, 2025 by Randy gillmer
Zack is one of the best out here definitely recommend him he took care of myself and my family super professional and relatable Hands down would recommend him
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Kristin A. Tisci, experienced Car Accident, Insurance attorney in Buffalo, NY with 579 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
38,20
star star star star star
4.8/5
Google Maps
4.8
579 Reviews
star star star star star
10 Feb, 2025 by Teyonna walkers
Very grateful for this firm work definitely recommend 10/10
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07 Feb, 2025 by Billie jean
Was a great experience from beginning to end
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31 Jan, 2025 by Floyd harmon
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Thomas Joseph Lang, experienced Insurance, Personal Injury attorney in Buffalo, NY with 141 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
37,75
star star star star star
4.8/5
Google Maps
4.8
141 Reviews
star star star star star
16 Feb, 2025 by Willie holton
I want to express my gratitude for my attorney, Eric. He is always available, personable, and ensures everything is handled in a timely manner with great follow-up. I truly appreciate his dedication and professionalism. Plus, I love that they are local! Thank you for your excellent service.
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star star star star star
18 Dec, 2024 by Daveisha hunter
The best law firm
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09 Dec, 2024 by Michael kinsley
The firm was very timely with any questions that I had regarding my case.Very personable and informative đź‘Ť. Would recommend them to anyone.
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Elizabeth M. Midgley, experienced Insurance, Litigation attorney in Buffalo, NY with 141 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
37,75
star star star star star
4.8/5
Google Maps
4.8
141 Reviews
star star star star star
16 Feb, 2025 by Willie holton
I want to express my gratitude for my attorney, Eric. He is always available, personable, and ensures everything is handled in a timely manner with great follow-up. I truly appreciate his dedication and professionalism. Plus, I love that they are local! Thank you for your excellent service.
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star star star star star
18 Dec, 2024 by Daveisha hunter
The best law firm
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09 Dec, 2024 by Michael kinsley
The firm was very timely with any questions that I had regarding my case.Very personable and informative đź‘Ť. Would recommend them to anyone.
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Thomas David Lyons, experienced Insurance, Litigation attorney in Buffalo, NY with 141 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
37,75
star star star star star
4.8/5
Google Maps
4.8
141 Reviews
star star star star star
16 Feb, 2025 by Willie holton
I want to express my gratitude for my attorney, Eric. He is always available, personable, and ensures everything is handled in a timely manner with great follow-up. I truly appreciate his dedication and professionalism. Plus, I love that they are local! Thank you for your excellent service.
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star star star star star
18 Dec, 2024 by Daveisha hunter
The best law firm
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09 Dec, 2024 by Michael kinsley
The firm was very timely with any questions that I had regarding my case.Very personable and informative đź‘Ť. Would recommend them to anyone.
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James Jude Graber, experienced Insurance, Litigation attorney in Buffalo, NY with 141 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
37,75
star star star star star
4.8/5
Google Maps
4.8
141 Reviews
star star star star star
16 Feb, 2025 by Willie holton
I want to express my gratitude for my attorney, Eric. He is always available, personable, and ensures everything is handled in a timely manner with great follow-up. I truly appreciate his dedication and professionalism. Plus, I love that they are local! Thank you for your excellent service.
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star star star star star
18 Dec, 2024 by Daveisha hunter
The best law firm
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09 Dec, 2024 by Michael kinsley
The firm was very timely with any questions that I had regarding my case.Very personable and informative đź‘Ť. Would recommend them to anyone.
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Phillip Anthony Oswald, experienced Insurance, Real Estate attorney in Buffalo, NY with 141 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
37,75
star star star star star
4.8/5
Google Maps
4.8
141 Reviews
star star star star star
16 Feb, 2025 by Willie holton
I want to express my gratitude for my attorney, Eric. He is always available, personable, and ensures everything is handled in a timely manner with great follow-up. I truly appreciate his dedication and professionalism. Plus, I love that they are local! Thank you for your excellent service.
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star star star star star
18 Dec, 2024 by Daveisha hunter
The best law firm
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09 Dec, 2024 by Michael kinsley
The firm was very timely with any questions that I had regarding my case.Very personable and informative đź‘Ť. Would recommend them to anyone.
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Joseph Donald Morath Jr., experienced Insurance, Personal Injury attorney in Buffalo, NY with 141 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
37,75
star star star star star
4.8/5
Google Maps
4.8
141 Reviews
star star star star star
16 Feb, 2025 by Willie holton
I want to express my gratitude for my attorney, Eric. He is always available, personable, and ensures everything is handled in a timely manner with great follow-up. I truly appreciate his dedication and professionalism. Plus, I love that they are local! Thank you for your excellent service.
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star star star star star
18 Dec, 2024 by Daveisha hunter
The best law firm
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09 Dec, 2024 by Michael kinsley
The firm was very timely with any questions that I had regarding my case.Very personable and informative đź‘Ť. Would recommend them to anyone.
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Jesse Gregory Hoelscher, experienced Insurance attorney in Buffalo, NY with 195 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
35,25
star star star star star
4.7/5
Google Maps
4.7
195 Reviews
star star star star star
16 Feb, 2025 by Willie holton
I want to express my gratitude for my attorney, Eric. He is always available, personable, and ensures everything is handled in a timely manner with great follow-up. I truly appreciate his dedication and professionalism. Plus, I love that they are local! Thank you for your excellent service.
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star star star star star
18 Dec, 2024 by Daveisha hunter
The best law firm
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09 Dec, 2024 by Michael kinsley
The firm was very timely with any questions that I had regarding my case.Very personable and informative đź‘Ť. Would recommend them to anyone.
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Jessica Jean Burgasser, experienced Business, Insurance attorney in Buffalo, NY with 68 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
35,12
star star star star star
4.7/5
Google Maps
4.7
68 Reviews
star star star star star
09 Jan, 2025 by Patricia anne hover
I would certainly recommend the excellent staff at Sawers and Sackel Attorney's at Law. After being injured at work, I know I could always be reassured that they were there to assist me every step of the way.It made it a great deal easier to get through the Workers Compensation process. Sawers and Sackel were always very prompt to answer my many questions, they treated me like family and really assisted me when the difficult questions came up. Sawers and Sackel guided me in a very caring manner and were always very concise. I have already referred a friend to Sawers and Sackel. I would highly recommend them to everyone.
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21 Aug, 2024 by Jeffrey hileman
I have been with Sawer & Sackel for 3 separate workers comp claims and have been very unsatisfied until recently. Up until Holly took ownership in my cases I was left wondering what was going on. I was the one that had to initiate any and all inquiries into correspondences from the insurance carrier. And I rarely spoke with a lawyer and it was Never the same individual. Since working with Holly things have change my thinking entirely. She has taken ownership in my case and has gone above and beyond my expectations (or at least what my expectations of a law firm should be) and have reaffirmed my choice in a workers compensation law firm. Holly will initiate and follow up on all inquiries and respond in a timely manner. I have enjoyed working with her and look forward to a positive outcome in my pending cases.
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14 Aug, 2024 by Kk eagen
I’ve been with Sawers & Sackel for a few months. From day one, they have been professional and answered all of my questions. Going through this process has been difficult. During a phone call, Holly was so supportive. A few days later, I received a letter from Holly, with handwritten encouragement from her! It brought me to tears. I’ve never heard of a law firm that cares this much, to not only work diligently on my behalf but to take an interest in me personally. Bill and Julie have also been so supportive to me I would recommend Sawers & Sackel to anyone!!
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John Joseph Weinholtz, experienced Class Action, Insurance attorney in Buffalo, NY with 18 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
35,07
star star star star star
4.7/5
Google Maps
4.7
18 Reviews
star star star star star
07 Jun, 2024 by Vicki allcorn
I've had nothing but problems. One return call from many messages and a totally blown off phone appointment. No bueno so far.
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08 Dec, 2023 by Jodi daechsel
Big thank you to Eileen Martin and team. They successfully executed my E-1 Visa quickly and efficiently. Thanks Eileen and McKenzie! I'll certainly use them again.
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19 Feb, 2023 by Kim c
Excellent law firm!!!
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Agnieszka Anna Wilewicz, experienced Business, Insurance attorney in Buffalo, NY with 1 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
35,03
star star star star star
5.0/5
Avvo
5.0
1 Reviews
star star star star star
05 Jan, 2012 by Jesse
Ms. Wilewicz handled a particularly tricky case involving multiple complex issues. She obtained a quick disposition for us, and thus saved a considerable amount of time and fees. Through a friend working at another agency that was also involved in the action, I learned the case was still bogged down 5 months after we had been disposed. Thank you!
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Joseph John Schoellkopf Jr., experienced Civil Rights, Elder Law attorney in Buffalo, NY with 2 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
35,00
star star star star star
5.0/5
Google Maps
5.0
2 Reviews
star star star star star
02 Feb, 2022 by Hassan ahmed
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18 Feb, 2020 by Kajal f
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Adam Ross Durst, experienced Civil Rights, Insurance attorney in Buffalo, NY with 1 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
35,00
star star star star star
5.0/5
Google Maps
5.0
1 Reviews
star star star star star
19 Nov, 2019 by Jill campbell
Tells it like it is looks for the detail.
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Ashlyn Mausolf Capote, experienced Insurance attorney in Buffalo, NY with 1 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
35,00
star star star star star
5.0/5
Google Maps
5.0
1 Reviews
star star star star star
19 Nov, 2019 by Jill campbell
Tells it like it is looks for the detail.
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Evan Daniel Gestwick, experienced Insurance, Personal Injury attorney in Buffalo, NY with 132 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
34,52
star star star star star
4.6/5
Google Maps
4.6
132 Reviews
star star star star star
16 Feb, 2025 by Willie holton
I want to express my gratitude for my attorney, Eric. He is always available, personable, and ensures everything is handled in a timely manner with great follow-up. I truly appreciate his dedication and professionalism. Plus, I love that they are local! Thank you for your excellent service.
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star star star star star
09 Dec, 2024 by Michael kinsley
The firm was very timely with any questions that I had regarding my case.Very personable and informative đź‘Ť. Would recommend them to anyone.
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star star star star star
07 Dec, 2024 by Logan fleming
Highly recommend. Thank you Chris!
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Robert Patrick Goodwin, experienced Car Accident, Insurance attorney in Buffalo, NY with 85 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
34,47
star star star star star
4.6/5
Google Maps
4.6
85 Reviews
star star star star star
27 Nov, 2024 by Marlen batista
Muy satisfecha con el trabajo del señor Andrew Slepian muy profesional, me ha ayudado a tener mi estatus legal en los Estados Unidos, hemos ganado mi caso de acilo, muchas gracias un excelente abogado.
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20 Nov, 2024 by Ekman danujan
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07 Oct, 2024 by Shourob hossain
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Roy Albert Mura, experienced Consumer Protection, Insurance attorney in Buffalo, NY with 85 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
34,47
star star star star star
4.6/5
Google Maps
4.6
85 Reviews
star star star star star
27 Nov, 2024 by Marlen batista
Muy satisfecha con el trabajo del señor Andrew Slepian muy profesional, me ha ayudado a tener mi estatus legal en los Estados Unidos, hemos ganado mi caso de acilo, muchas gracias un excelente abogado.
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20 Nov, 2024 by Ekman danujan
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07 Oct, 2024 by Shourob hossain
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FAQs
Questions? We have answers

What an Insurance Lawyer Can Do for You

An insurance lawyer specializes in legal issues related to insurance policies and claims. These lawyers help individuals, businesses, and insurance companies navigate disputes involving insurance coverage, claim denials, bad faith claims, and policy interpretation. Insurance lawyers can represent policyholders who feel they've been unfairly denied coverage, or they can work on behalf of insurance companies to defend against fraudulent or inflated claims.

Whether you're filing a claim, disputing a denial, or dealing with complex coverage issues, an insurance lawyer can provide critical guidance and legal representation to protect your rights and ensure you receive the benefits you're entitled to under your policy.

When Should I Hire an Insurance Lawyer?

Hiring an insurance lawyer is advisable in several situations, particularly when disputes arise over insurance coverage, claim denials, or bad faith actions. Common reasons to hire an insurance lawyer include:

  • Denied insurance claims: If your insurance company denies your claim, a lawyer can help determine whether the denial was justified or if you should challenge the decision.
  • Bad faith insurance practices: If you believe your insurer has acted in bad faith, such as delaying payment or failing to properly investigate your claim, a lawyer can help you pursue legal action.
  • Underpaid claims: If the insurance company has offered less compensation than you believe your claim is worth, a lawyer can negotiate for a higher payout or file a lawsuit.
  • Coverage disputes: When there's ambiguity or disagreement about what your policy covers, a lawyer can provide clarity and advocate for your rights under the policy.
  • Business insurance claims: If you own a business and are dealing with commercial insurance claims (e.g., property damage, liability, or professional indemnity), a lawyer can help ensure your business receives proper coverage.
  • Third-party claims: If you're being sued for liability and your insurance company refuses to defend or indemnify you, an insurance lawyer can help enforce your coverage rights.
  • Appealing long-term disability claims: If your disability insurance claim has been denied, a lawyer can assist in gathering evidence and appealing the decision to get the benefits you deserve.

What Does an Insurance Lawyer Do?

An insurance lawyer provides a wide range of services to assist with insurance-related legal issues. These can include:

  • Reviewing insurance policies: A lawyer can review your insurance policy to ensure you understand your rights and obligations, as well as clarify what coverage is provided.
  • Filing insurance claims: Assisting with the preparation and filing of claims to ensure all necessary documentation is submitted correctly.
  • Challenging claim denials: If your claim has been denied, a lawyer can investigate the reasons for denial and file appeals or lawsuits to challenge the decision.
  • Litigating bad faith claims: Representing clients in bad faith insurance cases, where the insurer fails to act in good faith by unfairly delaying, denying, or underpaying a valid claim.
  • Negotiating settlements: Helping policyholders negotiate settlements with insurance companies to receive fair compensation for claims.
  • Defending against fraudulent claims: Representing insurance companies to defend against false or exaggerated claims filed by policyholders or third parties.
  • Handling disputes over policy language: Interpreting complex insurance policies and resolving disputes between the insured and the insurer regarding coverage limits, exclusions, and conditions.

How Are Insurance Lawyers Paid?

Insurance lawyers typically charge for their services in different ways, depending on the nature of the case and the type of insurance issue involved. Common payment structures include:

  • Contingency fee: For many policyholders disputing claim denials or underpayments, lawyers work on a contingency basis. This means the lawyer only gets paid if they win or settle the case, taking a percentage (usually between 25% and 40%) of the recovered amount.
  • Hourly rate: For more complex or ongoing legal issues, such as bad faith lawsuits or business insurance disputes, insurance lawyers may charge an hourly rate. This rate varies depending on the lawyer’s experience and location.
  • Flat fee: For simpler matters, such as reviewing an insurance policy or helping file a claim, some lawyers charge a flat fee for their services.
  • Retainer: For businesses or clients with ongoing legal needs, an insurance lawyer may require a retainer fee, which is an upfront payment for future services.

It’s important to clarify the fee structure with your lawyer during the initial consultation to avoid unexpected costs.

How Much Does an Insurance Lawyer Cost?

The cost of hiring an insurance lawyer depends on the complexity of the case, the lawyer's experience, and the payment structure. General cost estimates include:

  • Contingency fees: If your lawyer works on a contingency fee basis, you won’t pay any fees upfront, but the lawyer will take a percentage (typically 25% to 40%) of any settlement or judgment awarded.
  • Hourly rates: Hourly rates for insurance lawyers generally range from $150 to $500 or more, depending on the lawyer’s experience and location. Complex cases involving bad faith or high-value business claims may require significant hours, leading to higher legal costs.
  • Flat fees: For specific services, such as reviewing an insurance policy, lawyers may charge a flat fee ranging from $500 to $2,500, depending on the complexity of the task.
  • Retainers: Businesses or individuals seeking ongoing insurance legal services may pay a retainer, which can range from $5,000 to $20,000 or more, depending on the lawyer and scope of work.

Make sure to discuss costs and payment structures with your lawyer before proceeding to understand how much the services will cost.

Top Questions to Ask an Insurance Lawyer

Before hiring an insurance lawyer, it’s important to ask the right questions to ensure they are the right fit for your case. Here are key questions to ask:

  1. What experience do you have with insurance law?
    Ensure the lawyer has specific experience handling cases involving your type of insurance, whether it’s auto, health, home, or business-related.
  2. How do you charge for your services?
    Clarify whether the lawyer works on contingency, hourly rates, or flat fees, and ask for an estimate of the total cost of your case.
  3. What is your success rate with insurance disputes?
    Ask about the lawyer’s track record in winning or settling cases similar to yours.
  4. What are my chances of success?
    A good lawyer will provide an honest assessment of your case’s strengths and weaknesses and outline the possible outcomes.
  5. How long will the process take?
    Get an estimate of how long it will take to resolve your claim or dispute, as some cases can extend over months or even years.
  6. Will you handle my case personally?
    In larger firms, junior attorneys or paralegals may handle some aspects of your case. Make sure you know who will be managing your case.

How to Check the Credibility of an Insurance Lawyer

To ensure you’re hiring a reputable insurance lawyer, take the following steps to verify their credentials and experience:

  • Verify their state bar license: Check with your state bar association to confirm the lawyer is licensed and in good standing with no disciplinary actions.
  • Review their experience in insurance law: Look at the lawyer’s website or professional profile to ensure they specialize in insurance law and have experience with cases like yours.
  • Read client reviews and testimonials: Search for reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s expertise and professionalism.
  • Ask for references: A credible lawyer should be able to provide references from past clients who have dealt with similar insurance issues.
  • Check for industry memberships: Membership in organizations like the American Bar Association’s Tort Trial and Insurance Practice Section (TIPS) can indicate the lawyer’s focus on insurance law.

What Should I Prepare for My First Consultation?

To make the most out of your first consultation with an insurance lawyer, come prepared with the following documents and information:

  • A copy of your insurance policy: Bring the policy related to your claim or dispute so the lawyer can review the coverage details.
  • Any correspondence with the insurance company: Provide copies of letters, emails, or other communications between you and your insurer regarding the claim or denial.
  • Proof of claim and supporting documents: Bring any documentation you have submitted with your claim, including receipts, invoices, photos, medical records, or repair estimates.
  • List of questions: Prepare a list of questions you want to ask about your case, the legal process, and the potential outcomes.
  • Timeline of events: Be ready to provide a clear timeline of the incident that led to the claim and any steps you’ve taken with your insurance company.

By preparing thoroughly for your consultation, you can ensure that the lawyer has all the information they need to assess your case and provide the best legal advice.

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