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25 Jun, 2018 by John
After suffering fracture of my spinal cord resulting from being hit a careless car-driver while I was riding my bicycle, a defense litigator recommended Gary Craw. I am glad I followed the recommendation.
I would have been overwhelmed without Gary’s help. I have no independent memory of the accident or of my first days in the hospital. I had neither the memory nor the strength to have done what Gary and his legal assistant did for me and my wife:
Gary developed an effective negotiating strategy that we followed. He advised that I should have patience as we went through the process so I could focus on recovering my health. His legal assistant oversaw payment of, and receipt of reimbursements for. all my medical and related expenses. Gary handled all the negotiations with both the driver’s and my insurance companies. They put together the settlement offers, including gathering all necessary documentation such as expenses and reimbursements, police reports, eye witness statements and an expert report.
He and his legal assistant were sympathetic, professional and courteous to my wife and me. Unlike some attorneys, Gary is soft spoken; explains his recommendations, and lets his client make all important decisions with guidance, rather than dictation, from him. He is also well-respected in the Colorado personal-injury legal community.
I recommend Gary to anyone who has suffered an injury.
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24 Feb, 2018 by Catherine
I was involved in a car accident in 2014 where I was injured by a driver who ran a red light. I had never been injured in a car accident before, and had no idea where to turn. I received Gary's name from another attorney, and knew I wanted to hire him the first time I met with him. I did interview 2 different attorneys for my case, and after my appointment with Gary, I knew which attorney to put my trust in. I have NEVER regretted that decision. My injuries did require extensive physical therapy and shoulder surgery, with more physical therapy. The case was open for over 3 years, and Gary as well as his paralegal, Tresa, followed up with me constantly to check on the status of my recovery, and also to keep track of all of my medical expenses, as well as time away from work. I felt that Gary was always accessible, responsive to any questions or concerns I had, and the utmost professional. These cases can be long, tedious, and so very stressful. Gary (and his paralegal Tresa- GREAT TEAM) always took the time to explain the process to me, and address ANY concern I had. I have NEVER regretted hiring Gary to represent me in this case. It took over 3 years, but a fair settlement was reached, and I feel I can move on with my life. I would recommend Gary without reservation.
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06 Apr, 2017 by Anna
I was in a pedestrian accident in 2014 and suffered multiple fractures, a laceration of the spleen, and multiple abrasions. I had extensive medical bills and a long road ahead of me. As a paralegal, I’ve had many encounters with attorneys in the area, none of which I was comfortable in retaining for my case. I did extensive research to find an upstanding and competent attorney. Gary Craw was among one of the top attorneys in Colorado Springs. Now that my case has finalized, I have to say I am so impressed with Gary and his staff. There was never a time that they weren't on top of my case. Gary and Tresa (Paralegal) consistently stayed in contact with me regarding all facets of my case. I didn’t have to worry about anything. I’ve come across a lot of attorneys that promise you the world, but then you can’t reach them and your case is put on the back burner. Not the case here!!! Gary’s years of personal injury experience and extensive knowledge of the law was again impressive. Most importantly Gary’s every move was well thought out and he was honest and realistic in his guidance of my case, which I greatly appreciated. I would without hesitation recommend attorney Gary S. Craw for your legal needs.
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08 Apr, 2019 by Joy ( car accident )
To be in a car accident and deal with a litigation afterwards is not an easy ordeal, but having McCormick & Murphy Law firm represent my case made it less traumatic. Kirk has been very kind and protective of my plight, tenacious yet compassionate, but most importantly- Kirk’s been fair and delivered results. Someone I definitely want on my side. Kudos to Jay and the staff for being patient and caring. I would personally advocate for his professionalism and skills.
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25 Jun, 2014 by Anonymous
I was hit by an uninsured drunk driver back in 2002. I was seriously injured and had to go to the emergency room.
Even though I had $100,000.00 in medical insurance through my auto insurance, they wouldn't pay for the ambulance or the emergency room or the treatment that I got after the accident. They kept saying that they didn't get the forms from me even though I sent them to them several times.
Eventually I got taken to collections because of the unpaid bills. McCormick and Murphy sued my insurance company for not paying my bills and it went to a jury trial where a jury awarded me over $974,000.
The judge then added interest to what the jury awarded and he entered a judgment in my favor in the amount of $1,348,693.86. McCormick and Murphy did a terrific job for me.
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08 Jan, 2018 by Brittany
I had a drunk driver hit the back building on my property and my insurance had released the driver and responsible insurance company from paying to replace the building. Mr. Rector was kind enough to help me gain back some of the money that was owed to me. Him and his paralegal, Carrie, were very professional and easy to work with through the whole situation.
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11 Oct, 2024 by Wyatt moore
07 Oct, 2024 by Latoya vasquez
I was in a difficult situation and had no idea what to do after my car accident. This law practice was recommended to me by a friend, and I'm so glad I chose it. The lawyers truly gave me a sense of support by taking the time to go over everything with me. They seemed to sincerely care about my well-being and kept me informed at every turn. I appreciate all of their efforts and how my case turned out!
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14 Aug, 2024 by Stephen wolters
I required legal counsel for an issue which I could not resolve without excellent legal counsel. Mr. Bussey met with me right away. He understood the issue, and took care of all of the legal requirements in a timely fashion. Because of Mr. Bussey's knowledge and skill, I no longer have a legal issue. I was properly informed and apprised of every step along the way. I could not speak more highly of The Bussey Law Firm; they were excellent.
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08 Aug, 2024 by Jason linden
Tim and I worked together on a NY case. I appreciate his professionalism and can attest to his zealous advocacy of his clients. If you are a referring attorney, I HIGHLY RECOMMEND referring him a Colorado based case.
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06 Aug, 2024 by Baldo tom
My appreciation and thanks to the Bussey Law Firm
Tim did an excellent job and I would highly recommend him for your legal matters.
Hopefully I wont need an attorney but if I do Tim is the man!
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25 Jul, 2024 by Mark brambila
24 May, 2024 by Jai
I found Mary while searching YouTube for steps for a name change. Not to sound like a hippie but I gravitated towards her energy. I set up a consultation and in that initial meet I felt as if I was talking to a long time friend. Needless to say, she accepted me as a client and our journey began. Mary made things very easy for me. She laid things out step by step. She was speedy and prompt in answering any questions and walked me through the entire way. I have told her privately how much I appreciate her and now I publicly! Mary, thank you again!
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01 May, 2024 by Jk patterson
Mary was very helpful and efficient with my name change! She is extremely kind and made this process painless for me. Thanks so much, Mary!
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24 Aug, 2024 by Cheryl
Terrible company. They just want money. My insurance company told me don’t get a lawyer bc all they will do is take from your money and sure enough they did. They do the same thing that the insurance companies do except you don’t have to pay the insurance companies. I regret ever using these people, and if I could go back in time I would not have done it!!! I regret it 100%
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06 Oct, 2023 by Jason wade
13 Sep, 2023 by Arshad zeedo
Don't use those people, they are just commercial, and they don't do anything. Iam talking from experience with those people i had sleeked their help for helping me with a case and after a month they sent me a letter tells me that they don't deal with the type of accident. after almost a month they just figured out they can't help me while they said they can do something in this case and had me sent them all pictures for the accident and information.
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16 Dec, 2018 by Angie
Mr. J. Kimball was very nice and attentive. He is very friendly and understanding of my situation Good listener, so is his staff. The office is clean well organized. He negotiated my medical bills to a lower amount When I did have questions, his responses were always very thoughtful and thorough. Gretschen
is Mr. Kimball right hand and she is fantastic. My rear end car accident happened in a shopping center, consider a private road, on a stop sign. The largest Insurance company who was the offenders Insurance put up roadblocks after roadblocks. Insurance companies have the financial resources to hire skilled, unscrupulous lawyers, lawyers who specialize in defending personal injury claims. "Like a Good Neighbor". They become your worst "Nightmare, so do there Doctor's. A Insurance justice system that is utterly broken. Dealing with my accident was hard enough; Jake took care of the bullying from the opposite side.
Follow up is great. I recommend Jake Kinmball and Gretchen.
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18 Jun, 2018 by Darlene paul
Jake was absolutely amazing to work with. He provided excellent representation and did an amazing job for me. I would highly recommend him.
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03 Nov, 2017 by Carol
Jake helped me with my auto accident that involved my kids. He helped us get the medical attention we needed. He was always willing to help in any way.he made sure I was always informed on what was going on. Jake is an amazing lawyer hes sympathetic, smart and always helpful.
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21 Nov, 2024 by Eva vagreti
Robert Harper is Excellent.
Very knowledgable, speaking to the point, enormous amount of knowledge in details, with a good sense of humor!
Highly recommend Robert !
Thank you!
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21 Nov, 2024 by Steve cockrille
I want to thank Robert Harper for his insight into the complexity of our HOA real estate problem. He took the time to explain the many details and complexities of this difficulty and was very patient with our numerous questions. I highly recommend Baker Law Group and Robert Harper to help resolve important issues, which may require a business and real estate litigation attorney.
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07 Nov, 2024 by Amanda galloway
10/10 exceeded all expectations. Mr. Kane and his team were very professional. The attention to detail and ability to communicate effectively with a non law minded person made Ranson and Kane the ideal law firm for our family’s needs. We were guided through each step of the process and provided detailed information about our options. His calm sense of self assurance created an easy working relationship that allowed us to be confident in our decisions and ultimately led to a successful outcome.
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11 Oct, 2024 by Justin ross
I worked with Mike Kuhn, Paul Lewis, and Cameron Caldwell on a situation for a year. It was an incredibly stressful situation, but because of their partnership through the situation, I felt at peace. Mike, Paul, and Cameron were absolutely incredible every step of the way. Their experience and expertise were immediately evident. They are extremely responsive and give great care to their clients. I highly recommend them!
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10 Oct, 2024 by Thomas kittelsen
I have had a very good experience with this firm. Very professional. Very competent.
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08 Oct, 2024 by Lisa zimmermann
Nick one of the attorneys is in protection mode of his receptionist who was absolutely unprofessional ! Any attorney who believes his receptionist over a potential client is not a good attorney. Obviously this office wears Versace suits with Walmart shoes.
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19 Apr, 2017 by Danielle
I was in an auto accident in July, 2015, where I was injured after being forcefully rear-ended and thrust into into another vehicle in front of me. I went to Heuser and Heuser for representation, they readily agreed to take my case, and I was assigned to one of their attorneys, Patrick Salt. The day Mr. Salt took my case was the one and only time I met with, or even spoke to him, until the day he dropped me 19 months later. The only contact I received from the firm during that time as their client, other than periodic letters, were from legal assistants, and ONE face to face with Mr. Salt's paralegal. (He went through three different legal assistants during my time as his client, and each time a new one was brought on, I literally had to give them every detail of my case, the doctors who were treating me, etc. as though the last one had not kept any notes or records of the previous conversations I had with them). I often would not hear from anyone for 2-3 months at a time, then I would have to call to ask how/what was going on with my case. Whatever assistant was there at the time, would either make up some sort of excuse about why I had not been contacted or why things were taking so long, such as saying my doctors had still not sent them my records, or something similar that put blame on someone else. Sometimes they offered me no excuse, and simply told me they would speak with Mr. Salt and get back to me; then another several weeks or months would go by. To make a long story short, Mr. Salt completely neglected my case for a year and a half, then when I assume he realized his neglect had severely hurt my case, or they weren't going to be able to make enough money off of me, I was called in to speak with Mr. Salt for the second and last time at the end of February, 2017. This was when he told me he "didn't feel comfortable" representing me anymore and withdrew from my case. I was given no warning, and when I pleaded with him not to do this to me and asked for a reason why, he refused to give me an explanation, instead, he literally opened his office door and responded with "have a good day." So now I'm left with a stack of paperwork as thick as an encyclopedia, with no idea how to proceed, attempting to find another attorney who is willing to take a tarnished case. Mr. Salt treated me like I wasn't a human being, but just a disposable "case number" that was only worth whatever potential money I could make them, and once he thought they couldn't make enough off me, I was thrown away like a piece of garbage. It was the worst experience I have ever had with someone who is supposed to be a professional.
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FAQs
Questions? We have answers
What an Insurance Lawyer Can Do for You
An insurance lawyer specializes in legal issues related to insurance policies and claims. These lawyers help individuals, businesses, and insurance companies navigate disputes involving insurance coverage, claim denials, bad faith claims, and policy interpretation. Insurance lawyers can represent policyholders who feel they've been unfairly denied coverage, or they can work on behalf of insurance companies to defend against fraudulent or inflated claims.
Whether you're filing a claim, disputing a denial, or dealing with complex coverage issues, an insurance lawyer can provide critical guidance and legal representation to protect your rights and ensure you receive the benefits you're entitled to under your policy.
When Should I Hire an Insurance Lawyer?
Hiring an insurance lawyer is advisable in several situations, particularly when disputes arise over insurance coverage, claim denials, or bad faith actions. Common reasons to hire an insurance lawyer include:
- Denied insurance claims: If your insurance company denies your claim, a lawyer can help determine whether the denial was justified or if you should challenge the decision.
- Bad faith insurance practices: If you believe your insurer has acted in bad faith, such as delaying payment or failing to properly investigate your claim, a lawyer can help you pursue legal action.
- Underpaid claims: If the insurance company has offered less compensation than you believe your claim is worth, a lawyer can negotiate for a higher payout or file a lawsuit.
- Coverage disputes: When there's ambiguity or disagreement about what your policy covers, a lawyer can provide clarity and advocate for your rights under the policy.
- Business insurance claims: If you own a business and are dealing with commercial insurance claims (e.g., property damage, liability, or professional indemnity), a lawyer can help ensure your business receives proper coverage.
- Third-party claims: If you're being sued for liability and your insurance company refuses to defend or indemnify you, an insurance lawyer can help enforce your coverage rights.
- Appealing long-term disability claims: If your disability insurance claim has been denied, a lawyer can assist in gathering evidence and appealing the decision to get the benefits you deserve.
What Does an Insurance Lawyer Do?
An insurance lawyer provides a wide range of services to assist with insurance-related legal issues. These can include:
- Reviewing insurance policies: A lawyer can review your insurance policy to ensure you understand your rights and obligations, as well as clarify what coverage is provided.
- Filing insurance claims: Assisting with the preparation and filing of claims to ensure all necessary documentation is submitted correctly.
- Challenging claim denials: If your claim has been denied, a lawyer can investigate the reasons for denial and file appeals or lawsuits to challenge the decision.
- Litigating bad faith claims: Representing clients in bad faith insurance cases, where the insurer fails to act in good faith by unfairly delaying, denying, or underpaying a valid claim.
- Negotiating settlements: Helping policyholders negotiate settlements with insurance companies to receive fair compensation for claims.
- Defending against fraudulent claims: Representing insurance companies to defend against false or exaggerated claims filed by policyholders or third parties.
- Handling disputes over policy language: Interpreting complex insurance policies and resolving disputes between the insured and the insurer regarding coverage limits, exclusions, and conditions.
How Are Insurance Lawyers Paid?
Insurance lawyers typically charge for their services in different ways, depending on the nature of the case and the type of insurance issue involved. Common payment structures include:
- Contingency fee: For many policyholders disputing claim denials or underpayments, lawyers work on a contingency basis. This means the lawyer only gets paid if they win or settle the case, taking a percentage (usually between 25% and 40%) of the recovered amount.
- Hourly rate: For more complex or ongoing legal issues, such as bad faith lawsuits or business insurance disputes, insurance lawyers may charge an hourly rate. This rate varies depending on the lawyer’s experience and location.
- Flat fee: For simpler matters, such as reviewing an insurance policy or helping file a claim, some lawyers charge a flat fee for their services.
- Retainer: For businesses or clients with ongoing legal needs, an insurance lawyer may require a retainer fee, which is an upfront payment for future services.
It’s important to clarify the fee structure with your lawyer during the initial consultation to avoid unexpected costs.
How Much Does an Insurance Lawyer Cost?
The cost of hiring an insurance lawyer depends on the complexity of the case, the lawyer's experience, and the payment structure. General cost estimates include:
- Contingency fees: If your lawyer works on a contingency fee basis, you won’t pay any fees upfront, but the lawyer will take a percentage (typically 25% to 40%) of any settlement or judgment awarded.
- Hourly rates: Hourly rates for insurance lawyers generally range from $150 to $500 or more, depending on the lawyer’s experience and location. Complex cases involving bad faith or high-value business claims may require significant hours, leading to higher legal costs.
- Flat fees: For specific services, such as reviewing an insurance policy, lawyers may charge a flat fee ranging from $500 to $2,500, depending on the complexity of the task.
- Retainers: Businesses or individuals seeking ongoing insurance legal services may pay a retainer, which can range from $5,000 to $20,000 or more, depending on the lawyer and scope of work.
Make sure to discuss costs and payment structures with your lawyer before proceeding to understand how much the services will cost.
Top Questions to Ask an Insurance Lawyer
Before hiring an insurance lawyer, it’s important to ask the right questions to ensure they are the right fit for your case. Here are key questions to ask:
-
What experience do you have with insurance law?
Ensure the lawyer has specific experience handling cases involving your type of insurance, whether it’s auto, health, home, or business-related. -
How do you charge for your services?
Clarify whether the lawyer works on contingency, hourly rates, or flat fees, and ask for an estimate of the total cost of your case. -
What is your success rate with insurance disputes?
Ask about the lawyer’s track record in winning or settling cases similar to yours. -
What are my chances of success?
A good lawyer will provide an honest assessment of your case’s strengths and weaknesses and outline the possible outcomes. -
How long will the process take?
Get an estimate of how long it will take to resolve your claim or dispute, as some cases can extend over months or even years. -
Will you handle my case personally?
In larger firms, junior attorneys or paralegals may handle some aspects of your case. Make sure you know who will be managing your case.
How to Check the Credibility of an Insurance Lawyer
To ensure you’re hiring a reputable insurance lawyer, take the following steps to verify their credentials and experience:
- Verify their state bar license: Check with your state bar association to confirm the lawyer is licensed and in good standing with no disciplinary actions.
- Review their experience in insurance law: Look at the lawyer’s website or professional profile to ensure they specialize in insurance law and have experience with cases like yours.
- Read client reviews and testimonials: Search for reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s expertise and professionalism.
- Ask for references: A credible lawyer should be able to provide references from past clients who have dealt with similar insurance issues.
- Check for industry memberships: Membership in organizations like the American Bar Association’s Tort Trial and Insurance Practice Section (TIPS) can indicate the lawyer’s focus on insurance law.
What Should I Prepare for My First Consultation?
To make the most out of your first consultation with an insurance lawyer, come prepared with the following documents and information:
- A copy of your insurance policy: Bring the policy related to your claim or dispute so the lawyer can review the coverage details.
- Any correspondence with the insurance company: Provide copies of letters, emails, or other communications between you and your insurer regarding the claim or denial.
- Proof of claim and supporting documents: Bring any documentation you have submitted with your claim, including receipts, invoices, photos, medical records, or repair estimates.
- List of questions: Prepare a list of questions you want to ask about your case, the legal process, and the potential outcomes.
- Timeline of events: Be ready to provide a clear timeline of the incident that led to the claim and any steps you’ve taken with your insurance company.
By preparing thoroughly for your consultation, you can ensure that the lawyer has all the information they need to assess your case and provide the best legal advice.
