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08 Nov, 2024 by Will canestaro
I had a wonderful experience working with Mark. He got up to speed quickly, was extremely thoughtful, and found a path to resolution. I would highly recommend him.
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08 Nov, 2024 by Sana
We approached Ms. Ahmed with a very complicated divorce case. It was a devastating severance of a 50 year marriage that completely unanticipated. Culturally, even in this modern and progressive day of age, divorce is not a matter that is commonly experienced, especially within the generation we were dealing with. We are Pakistani and Muslim which brought significant complexities into this case for us and especially for Ms. Ahmed as she navigated through our situation tirelessly first simply to understand all these components. We were really left in the dark by the opposing party, and we could not 'help' Ms. Ahmed much. I know we did not make it easier for her. At every turn we presented her with 'I do not know". We did not have anything in our control, we didn't know where anything was, we could not untangle anything for her. We made her work as challenging, and difficult as it could possibly be. We were completely an utterly in the dark, and that is how we approached her. Yet, she managed us, emotionally, professionally, compassionately, step by step along the way, and investigated our situation from every single angle and then some. This was over a year of harsh struggle and she unwaveringly stood by our side. There were times where we did not want to hear what she wanted to say, but that did not deter her from always being realistic and honest with us. She wouldn't give us one possible outcome, but ten. She did not treat us as a client, but from her communications, from her availabilities, from her constant checking in with us, at every and any hour, we were confident knowing she genuinely cared and treated us as family. All this aside, Ms. Ahmed's knowledge of the law, is impeccable. She is both calm and aggressive, she is both graceful and a beast, she is so strong that even when things are looking impossible, you always see the light through her confidence. Everyone must be wondering did we get the outcome we wanted? Ms. Ahmed did God's work. She not only protected my mother, but protected her legacy and our generations to come. The outcome that other legal professionals prepared us for, the outcome that friends, community, and family told us we would probably get, was not going to be a devastating outcome for us and not one that we could live with. Ms. Ahmed fought hard for us to get us the impossible, and she won...we won. Whatever stone she could un-turn, she did, whatever creative angle she could investigate and research, she did, whatever approach her mind had not considered yet, she found and researched. No matter what the case was looking like, through all the ups and downs, we always found peace in her consistent limitless determination. Before we were able to think of presenting a thought or an idea, she was 100 steps ahead of us. We ended up in court, terrified, sleepless nights, anxieties that led us through 1000 paths of 'what ifs', but she held our hand through all the mess, the complications, and the nonsense. Do not let her calmness or gracefulness, fool you, she is a force of nature. She is one of the strongest most confident women I have ever met. Saying thank you to her is almost embarrassing and we are sure this review is not needed by her. Her reputation precedes her a thousand fold. The intention of this review is for someone that is dealing with an extremely impossible divorce, where there is no hope, when you are flailing around in the universe facing with extreme anxieties, when there seems to be absolutely no hope and no way out. If you need someone to untangle a situation that seems just impossible and are truly looking for a miracle worker; please reach out to Ms. Ahmed. If it is a matter of your life, there is no better hands to put them in. We as a family are always, and will always for our entire lifetime, be ever so grateful for what she has been able to accomplish for us. We truly believe she was an answer to prayers and did divine work and serves as a shield for my mother and our family.
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29 Oct, 2024 by Mary stevenson
I reached out to Aaron Engle Law to seek advice and guidance regarding a long term disability claim. Mr Engle was very thorough and knowledgeable to my situation. He spent all the time I needed to answer all my questions and concerns. He put my mind at ease and guided me to make a decision that was in my best interest. I am truly grateful for his expertise.
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08 Nov, 2024 by Will canestaro
I had a wonderful experience working with Mark. He got up to speed quickly, was extremely thoughtful, and found a path to resolution. I would highly recommend him.
Read more
08 Nov, 2024 by Sana
We approached Ms. Ahmed with a very complicated divorce case. It was a devastating severance of a 50 year marriage that completely unanticipated. Culturally, even in this modern and progressive day of age, divorce is not a matter that is commonly experienced, especially within the generation we were dealing with. We are Pakistani and Muslim which brought significant complexities into this case for us and especially for Ms. Ahmed as she navigated through our situation tirelessly first simply to understand all these components. We were really left in the dark by the opposing party, and we could not 'help' Ms. Ahmed much. I know we did not make it easier for her. At every turn we presented her with 'I do not know". We did not have anything in our control, we didn't know where anything was, we could not untangle anything for her. We made her work as challenging, and difficult as it could possibly be. We were completely an utterly in the dark, and that is how we approached her. Yet, she managed us, emotionally, professionally, compassionately, step by step along the way, and investigated our situation from every single angle and then some. This was over a year of harsh struggle and she unwaveringly stood by our side. There were times where we did not want to hear what she wanted to say, but that did not deter her from always being realistic and honest with us. She wouldn't give us one possible outcome, but ten. She did not treat us as a client, but from her communications, from her availabilities, from her constant checking in with us, at every and any hour, we were confident knowing she genuinely cared and treated us as family. All this aside, Ms. Ahmed's knowledge of the law, is impeccable. She is both calm and aggressive, she is both graceful and a beast, she is so strong that even when things are looking impossible, you always see the light through her confidence. Everyone must be wondering did we get the outcome we wanted? Ms. Ahmed did God's work. She not only protected my mother, but protected her legacy and our generations to come. The outcome that other legal professionals prepared us for, the outcome that friends, community, and family told us we would probably get, was not going to be a devastating outcome for us and not one that we could live with. Ms. Ahmed fought hard for us to get us the impossible, and she won...we won. Whatever stone she could un-turn, she did, whatever creative angle she could investigate and research, she did, whatever approach her mind had not considered yet, she found and researched. No matter what the case was looking like, through all the ups and downs, we always found peace in her consistent limitless determination. Before we were able to think of presenting a thought or an idea, she was 100 steps ahead of us. We ended up in court, terrified, sleepless nights, anxieties that led us through 1000 paths of 'what ifs', but she held our hand through all the mess, the complications, and the nonsense. Do not let her calmness or gracefulness, fool you, she is a force of nature. She is one of the strongest most confident women I have ever met. Saying thank you to her is almost embarrassing and we are sure this review is not needed by her. Her reputation precedes her a thousand fold. The intention of this review is for someone that is dealing with an extremely impossible divorce, where there is no hope, when you are flailing around in the universe facing with extreme anxieties, when there seems to be absolutely no hope and no way out. If you need someone to untangle a situation that seems just impossible and are truly looking for a miracle worker; please reach out to Ms. Ahmed. If it is a matter of your life, there is no better hands to put them in. We as a family are always, and will always for our entire lifetime, be ever so grateful for what she has been able to accomplish for us. We truly believe she was an answer to prayers and did divine work and serves as a shield for my mother and our family.
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29 Oct, 2024 by Mary stevenson
I reached out to Aaron Engle Law to seek advice and guidance regarding a long term disability claim. Mr Engle was very thorough and knowledgeable to my situation. He spent all the time I needed to answer all my questions and concerns. He put my mind at ease and guided me to make a decision that was in my best interest. I am truly grateful for his expertise.
Read more
08 Nov, 2024 by Will canestaro
I had a wonderful experience working with Mark. He got up to speed quickly, was extremely thoughtful, and found a path to resolution. I would highly recommend him.
Read more
08 Nov, 2024 by Sana
We approached Ms. Ahmed with a very complicated divorce case. It was a devastating severance of a 50 year marriage that completely unanticipated. Culturally, even in this modern and progressive day of age, divorce is not a matter that is commonly experienced, especially within the generation we were dealing with. We are Pakistani and Muslim which brought significant complexities into this case for us and especially for Ms. Ahmed as she navigated through our situation tirelessly first simply to understand all these components. We were really left in the dark by the opposing party, and we could not 'help' Ms. Ahmed much. I know we did not make it easier for her. At every turn we presented her with 'I do not know". We did not have anything in our control, we didn't know where anything was, we could not untangle anything for her. We made her work as challenging, and difficult as it could possibly be. We were completely an utterly in the dark, and that is how we approached her. Yet, she managed us, emotionally, professionally, compassionately, step by step along the way, and investigated our situation from every single angle and then some. This was over a year of harsh struggle and she unwaveringly stood by our side. There were times where we did not want to hear what she wanted to say, but that did not deter her from always being realistic and honest with us. She wouldn't give us one possible outcome, but ten. She did not treat us as a client, but from her communications, from her availabilities, from her constant checking in with us, at every and any hour, we were confident knowing she genuinely cared and treated us as family. All this aside, Ms. Ahmed's knowledge of the law, is impeccable. She is both calm and aggressive, she is both graceful and a beast, she is so strong that even when things are looking impossible, you always see the light through her confidence. Everyone must be wondering did we get the outcome we wanted? Ms. Ahmed did God's work. She not only protected my mother, but protected her legacy and our generations to come. The outcome that other legal professionals prepared us for, the outcome that friends, community, and family told us we would probably get, was not going to be a devastating outcome for us and not one that we could live with. Ms. Ahmed fought hard for us to get us the impossible, and she won...we won. Whatever stone she could un-turn, she did, whatever creative angle she could investigate and research, she did, whatever approach her mind had not considered yet, she found and researched. No matter what the case was looking like, through all the ups and downs, we always found peace in her consistent limitless determination. Before we were able to think of presenting a thought or an idea, she was 100 steps ahead of us. We ended up in court, terrified, sleepless nights, anxieties that led us through 1000 paths of 'what ifs', but she held our hand through all the mess, the complications, and the nonsense. Do not let her calmness or gracefulness, fool you, she is a force of nature. She is one of the strongest most confident women I have ever met. Saying thank you to her is almost embarrassing and we are sure this review is not needed by her. Her reputation precedes her a thousand fold. The intention of this review is for someone that is dealing with an extremely impossible divorce, where there is no hope, when you are flailing around in the universe facing with extreme anxieties, when there seems to be absolutely no hope and no way out. If you need someone to untangle a situation that seems just impossible and are truly looking for a miracle worker; please reach out to Ms. Ahmed. If it is a matter of your life, there is no better hands to put them in. We as a family are always, and will always for our entire lifetime, be ever so grateful for what she has been able to accomplish for us. We truly believe she was an answer to prayers and did divine work and serves as a shield for my mother and our family.
Read more
29 Oct, 2024 by Mary stevenson
I reached out to Aaron Engle Law to seek advice and guidance regarding a long term disability claim. Mr Engle was very thorough and knowledgeable to my situation. He spent all the time I needed to answer all my questions and concerns. He put my mind at ease and guided me to make a decision that was in my best interest. I am truly grateful for his expertise.
Read more
26 Oct, 2020 by Terence
After eleven months of trying to deal with a large insurance company I decided to seek professional help. I then contacted Cheryl Farrish at the Certa Law Group. From that point onwards Cheryl and her very competent colleagues took care of everything in an efficient, professional and friendly manner. Eventually, they got me a settlement five times my initial demand. Without them, I would have struggled to pay the medical and auto mechanic bills from the accident. With them, I received a settlement that allowed me to pay all my bills and leave the accident in the past.
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20 Sep, 2020 by Franklin
I was unable to resolve an accident case so decided to seek legal assistance. After conversing with Cheryl Farrish at Certa Law Group regarding my situation I was encouraged by her understanding and felt comfortable about selecting Certa Law Group to represent me. During the negotiation phase with the insurance company , she and Cortney Williams, Paralegal, kept me apprised of developments and sought my opinion at appropriate times. I received replies to my questions without hesitation. I am happy with the settlement reached. I would definitely use them again if necessary.
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15 Jul, 2020 by Lynn
Having never needed an attorney before I was a bit skeptical about the process. From day one I felt well taken care of by Cheryl and her team. I was in a car accident in 2019 and it was evident that my well being was put first.
She took care of everything and I was able to concentrate on getting well. My questions were always answered immediately and the explanations were easy to understand.
The settlement process was quick and we were very pleased with the outcome. I highly recommend Cheryl and her team. True professionals!
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11 Jun, 2024 by Erin
Joe was brought on to my case about 6 months before trial by another attorney I hired. He took the lead of the trial process and worked harder than I thought possible to help me. Ultimately we achieved something pretty incredible with the jury verdict, and then he kept fighting and advocating for me through the process of collecting that verdict. If you want somebody who's going to ensure that every detail is covered and that you feel supported and encouraged through the whole process, you can't get any better than Joe Pipinich. He's not just a good lawyer, he's a really good person and that's the key to being so good at what he does.
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26 Sep, 2018 by William
After contacting Mr Pipinich, we met to talk about my case. I was not sure where to go with my case and I was at least hoping he could point me in the right direction if he could not help me. After going over my paperwork, Joe seemed perturbed. He too was upset at the Ex employer that was trying to rip me off! Joe told me that i had an Excellent case and that he would need to make a couple inquiries and get back to me. A couple days later Joe called and asked to meet. he presented the paperwork that he was ready to have served and gave me some options.I was really impressed by the way Joe explained everything so that I could understand. we chose a path and Joe had the paperwork served. I got nervous when the ex employer retained one of the largest Law offices in Seattle. Joe was so confident,and that made me more confident. their offers started at "ridiculous" then got better. eventually we did settle without going to court.I recieved way more than I was originally owed. I was happily surprised by how quick all this went. I have recommended Joe to others since and i will continue to do so.
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28 Aug, 2018 by David
Joe Pipinich did an amazing job helping our family through a trying time. About 4 years ago our dog was attacked by two pit bulls that broke through our gate and shattered our border collies front leg. When the owners refused to help with costs and turned it over to their insurance company who placed a value on our dog of only $1000 we contacted Mr. Pipinich and he contacted and fought with the insurance company to get the full medical bills covered this allowed us to get the best help possible to try and save my dogs leg. This was an expensive process to save the dogs leg and in the end amputation was the best option. If not for Mr. Pipinich fighting for us we would have had to put our animal down due to the costs incurred from the damage to our dogs leg. He took on the case and fought for us and our dog and I will say I was impressed by his compassion and fortitude in fighting our case. The insurance company saw our dog as an asset and Joe fought for him as if he was a family member. I believe Joe Pipinich to be a great asset to his profession and will fight for his clients to the very end. Thanks Joe you are a great lawyer and friend.
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04 Jun, 2024 by Kristen mershon
The entire team at BILS is phenomenal at their jobs. Their guidance, support and advocacy for me following my injury was extraordinary. The entire team wrapped around me during the most difficult time of my life. I will always be grateful for Scott, Cassidy and the team for their support and expertise. If you need legal help follow a Brain Injury, you can not go wrong by hiring these wonderful human beings to represent you.
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14 Feb, 2024 by Dan branley
When it comes to brain injury law, it's hard to imagine a more capable and calming attorney than Scott Blair. His clients know this and, more importantly, so do the insurance companies that he takes to court - as it's one thing for personal injury lawyers to say they can handle a brain injury case and quite another to show they've actually defended hundreds of them with successful verdicts and settlements. My family and I felt increasingly fortunate to have Scott and his team leading my recent case to a successful outcome and wouldn't hesitate in recommending Brain Injury Law of Seattle to anyone in need of specialized counsel.
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17 Jan, 2024 by Zip rider
27 Apr, 2020 by Sam hapke
I had a fantastic experience with Bill and his team! Bill's thorough, highly knowledgeable approach allowed me to fully understand my options during each step in the process and feel confident that my intentions were represented in the resulting documents.
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07 Nov, 2019 by Trevor campbell
He shares not only his great advice but also perspective about how to accomplish the goal in the best possible way. Always enjoy working with jim.
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29 May, 2018 by Jason best
I sought Bill out when needing to understand my property rights in relationship to an encroaching neighbor. I have the utmost confidence in the legal information he provided. In addition, he provided great practical advice for navigating the situation. I highly recommend.
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FAQs
Questions? We have answers
What an Insurance Lawyer Can Do for You
An insurance lawyer specializes in legal issues related to insurance policies and claims. These lawyers help individuals, businesses, and insurance companies navigate disputes involving insurance coverage, claim denials, bad faith claims, and policy interpretation. Insurance lawyers can represent policyholders who feel they've been unfairly denied coverage, or they can work on behalf of insurance companies to defend against fraudulent or inflated claims.
Whether you're filing a claim, disputing a denial, or dealing with complex coverage issues, an insurance lawyer can provide critical guidance and legal representation to protect your rights and ensure you receive the benefits you're entitled to under your policy.
When Should I Hire an Insurance Lawyer?
Hiring an insurance lawyer is advisable in several situations, particularly when disputes arise over insurance coverage, claim denials, or bad faith actions. Common reasons to hire an insurance lawyer include:
- Denied insurance claims: If your insurance company denies your claim, a lawyer can help determine whether the denial was justified or if you should challenge the decision.
- Bad faith insurance practices: If you believe your insurer has acted in bad faith, such as delaying payment or failing to properly investigate your claim, a lawyer can help you pursue legal action.
- Underpaid claims: If the insurance company has offered less compensation than you believe your claim is worth, a lawyer can negotiate for a higher payout or file a lawsuit.
- Coverage disputes: When there's ambiguity or disagreement about what your policy covers, a lawyer can provide clarity and advocate for your rights under the policy.
- Business insurance claims: If you own a business and are dealing with commercial insurance claims (e.g., property damage, liability, or professional indemnity), a lawyer can help ensure your business receives proper coverage.
- Third-party claims: If you're being sued for liability and your insurance company refuses to defend or indemnify you, an insurance lawyer can help enforce your coverage rights.
- Appealing long-term disability claims: If your disability insurance claim has been denied, a lawyer can assist in gathering evidence and appealing the decision to get the benefits you deserve.
What Does an Insurance Lawyer Do?
An insurance lawyer provides a wide range of services to assist with insurance-related legal issues. These can include:
- Reviewing insurance policies: A lawyer can review your insurance policy to ensure you understand your rights and obligations, as well as clarify what coverage is provided.
- Filing insurance claims: Assisting with the preparation and filing of claims to ensure all necessary documentation is submitted correctly.
- Challenging claim denials: If your claim has been denied, a lawyer can investigate the reasons for denial and file appeals or lawsuits to challenge the decision.
- Litigating bad faith claims: Representing clients in bad faith insurance cases, where the insurer fails to act in good faith by unfairly delaying, denying, or underpaying a valid claim.
- Negotiating settlements: Helping policyholders negotiate settlements with insurance companies to receive fair compensation for claims.
- Defending against fraudulent claims: Representing insurance companies to defend against false or exaggerated claims filed by policyholders or third parties.
- Handling disputes over policy language: Interpreting complex insurance policies and resolving disputes between the insured and the insurer regarding coverage limits, exclusions, and conditions.
How Are Insurance Lawyers Paid?
Insurance lawyers typically charge for their services in different ways, depending on the nature of the case and the type of insurance issue involved. Common payment structures include:
- Contingency fee: For many policyholders disputing claim denials or underpayments, lawyers work on a contingency basis. This means the lawyer only gets paid if they win or settle the case, taking a percentage (usually between 25% and 40%) of the recovered amount.
- Hourly rate: For more complex or ongoing legal issues, such as bad faith lawsuits or business insurance disputes, insurance lawyers may charge an hourly rate. This rate varies depending on the lawyer’s experience and location.
- Flat fee: For simpler matters, such as reviewing an insurance policy or helping file a claim, some lawyers charge a flat fee for their services.
- Retainer: For businesses or clients with ongoing legal needs, an insurance lawyer may require a retainer fee, which is an upfront payment for future services.
It’s important to clarify the fee structure with your lawyer during the initial consultation to avoid unexpected costs.
How Much Does an Insurance Lawyer Cost?
The cost of hiring an insurance lawyer depends on the complexity of the case, the lawyer's experience, and the payment structure. General cost estimates include:
- Contingency fees: If your lawyer works on a contingency fee basis, you won’t pay any fees upfront, but the lawyer will take a percentage (typically 25% to 40%) of any settlement or judgment awarded.
- Hourly rates: Hourly rates for insurance lawyers generally range from $150 to $500 or more, depending on the lawyer’s experience and location. Complex cases involving bad faith or high-value business claims may require significant hours, leading to higher legal costs.
- Flat fees: For specific services, such as reviewing an insurance policy, lawyers may charge a flat fee ranging from $500 to $2,500, depending on the complexity of the task.
- Retainers: Businesses or individuals seeking ongoing insurance legal services may pay a retainer, which can range from $5,000 to $20,000 or more, depending on the lawyer and scope of work.
Make sure to discuss costs and payment structures with your lawyer before proceeding to understand how much the services will cost.
Top Questions to Ask an Insurance Lawyer
Before hiring an insurance lawyer, it’s important to ask the right questions to ensure they are the right fit for your case. Here are key questions to ask:
-
What experience do you have with insurance law?
Ensure the lawyer has specific experience handling cases involving your type of insurance, whether it’s auto, health, home, or business-related. -
How do you charge for your services?
Clarify whether the lawyer works on contingency, hourly rates, or flat fees, and ask for an estimate of the total cost of your case. -
What is your success rate with insurance disputes?
Ask about the lawyer’s track record in winning or settling cases similar to yours. -
What are my chances of success?
A good lawyer will provide an honest assessment of your case’s strengths and weaknesses and outline the possible outcomes. -
How long will the process take?
Get an estimate of how long it will take to resolve your claim or dispute, as some cases can extend over months or even years. -
Will you handle my case personally?
In larger firms, junior attorneys or paralegals may handle some aspects of your case. Make sure you know who will be managing your case.
How to Check the Credibility of an Insurance Lawyer
To ensure you’re hiring a reputable insurance lawyer, take the following steps to verify their credentials and experience:
- Verify their state bar license: Check with your state bar association to confirm the lawyer is licensed and in good standing with no disciplinary actions.
- Review their experience in insurance law: Look at the lawyer’s website or professional profile to ensure they specialize in insurance law and have experience with cases like yours.
- Read client reviews and testimonials: Search for reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s expertise and professionalism.
- Ask for references: A credible lawyer should be able to provide references from past clients who have dealt with similar insurance issues.
- Check for industry memberships: Membership in organizations like the American Bar Association’s Tort Trial and Insurance Practice Section (TIPS) can indicate the lawyer’s focus on insurance law.
What Should I Prepare for My First Consultation?
To make the most out of your first consultation with an insurance lawyer, come prepared with the following documents and information:
- A copy of your insurance policy: Bring the policy related to your claim or dispute so the lawyer can review the coverage details.
- Any correspondence with the insurance company: Provide copies of letters, emails, or other communications between you and your insurer regarding the claim or denial.
- Proof of claim and supporting documents: Bring any documentation you have submitted with your claim, including receipts, invoices, photos, medical records, or repair estimates.
- List of questions: Prepare a list of questions you want to ask about your case, the legal process, and the potential outcomes.
- Timeline of events: Be ready to provide a clear timeline of the incident that led to the claim and any steps you’ve taken with your insurance company.
By preparing thoroughly for your consultation, you can ensure that the lawyer has all the information they need to assess your case and provide the best legal advice.
