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21 Aug, 2024 by Gail dobbins
Fab! Used Law Office of Steven R Smith numerous times, with fabulous results. Also recommend them to Family and Friends. Never a complaint. And they as well used them when needed and referred to others as well. Thank You Steve R Smith totally Appreciate you and the Firm. Over 20yrs!
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14 Jun, 2024 by Cindy march
Steven and his team were extremely responsive to my questions and concerns.
There was not a time that Steven did not respond to any of my questions the same day. It took 18 months for my case to be settled and he kept in the loop the entire time.
If it wasn’t for Steven’s kindness, I don’t think I could have done it.
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14 May, 2024 by Julie s.
Sara Meyer was excellent! She was warm, kind, down-to-earth and explained everything in such a clear, understandable way. She was thoughtful, and really took the time to understand my needs and preferences. I've already recommended her to friends and family, and will continue to do so. Thank you for making what can be a challenging task so simple. I'm very appreciative!
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21 Aug, 2024 by Gail dobbins
Fab! Used Law Office of Steven R Smith numerous times, with fabulous results. Also recommend them to Family and Friends. Never a complaint. And they as well used them when needed and referred to others as well. Thank You Steve R Smith totally Appreciate you and the Firm. Over 20yrs!
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14 Jun, 2024 by Cindy march
Steven and his team were extremely responsive to my questions and concerns.
There was not a time that Steven did not respond to any of my questions the same day. It took 18 months for my case to be settled and he kept in the loop the entire time.
If it wasn’t for Steven’s kindness, I don’t think I could have done it.
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14 May, 2024 by Julie s.
Sara Meyer was excellent! She was warm, kind, down-to-earth and explained everything in such a clear, understandable way. She was thoughtful, and really took the time to understand my needs and preferences. I've already recommended her to friends and family, and will continue to do so. Thank you for making what can be a challenging task so simple. I'm very appreciative!
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21 Aug, 2024 by Gail dobbins
Fab! Used Law Office of Steven R Smith numerous times, with fabulous results. Also recommend them to Family and Friends. Never a complaint. And they as well used them when needed and referred to others as well. Thank You Steve R Smith totally Appreciate you and the Firm. Over 20yrs!
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14 Jun, 2024 by Cindy march
Steven and his team were extremely responsive to my questions and concerns.
There was not a time that Steven did not respond to any of my questions the same day. It took 18 months for my case to be settled and he kept in the loop the entire time.
If it wasn’t for Steven’s kindness, I don’t think I could have done it.
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14 May, 2024 by Julie s.
Sara Meyer was excellent! She was warm, kind, down-to-earth and explained everything in such a clear, understandable way. She was thoughtful, and really took the time to understand my needs and preferences. I've already recommended her to friends and family, and will continue to do so. Thank you for making what can be a challenging task so simple. I'm very appreciative!
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02 Jun, 2023 by Faze 4 orchestras
A few years back Len Sperber handled a lawsuit against our company for a liability claim. The company that handled our insurance found a loophole in our policy and denied insurance for that claim. End result several months later, what could have been a financial disaster ended in a sigh of relief. It was settled for $1000. Need I say more
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09 Dec, 2022 by E w
Leonard Sperber did for me what my two prior law firms could not achieve in my divorce case. He handled my case efficiently and with the personal sensitivity that divorce actions require. Wish I would have retained him first, he is an excellent matrimonial attorney.
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26 Apr, 2018 by Paula smith
The absolute best!
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18 Sep, 2017 by Monica
I found Evan Schwartz to be profoundly compassionate and perceptive. Even in our initial consult re. a possible long term disability case, he asked me many targeted questions and listened thoughtfully to my responses. He spent significant time in analyzing my situation and discussing possible options. He spoke to me with so much concern and empathy that I immediately felt I was talking to someone who would go the extra mile for me. Evan is brilliant, insightful and kind I was impressed by his honesty and integrity. I cannot recommend him highly enough.
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30 Aug, 2016 by Patricia
Evan and his team represented me in a claim for disability benefits against my insurance company. I have to say, Evan is the most knowledgeable attorney I've ever come across. He answered my questions and treated me with respect and compassion from the start, as did his entire staff. He and his team fought for me and won my benefits! I am so happy I found Schwartz Law!
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17 Dec, 2011 by Rishipadooman
My story is a long one but ill try to keep it as short as possible. I was involved in a motorcycle accident. Basically a lady pretty much hit me at a perpendicular angle, or to better put it she "t-boned" me. I flew off the bike and my right side hit a tree. The impact was severe and left me with literally around 3 pages worth of injuries. The most severe of my injuries is that I have no use of my tight hand any more and i am in constant physical pain. Not the kind of pain you can just think of something else and it would go away.. It's the kind of pain that will cripple you. I've had about 4 spinal surgery and nothing worked.
Words cannot describe what David has been to me. Nevertheless, i will try. First he's been a loyal, trustworthy and honorable friend. Second he's been a great lawyer from the start of my case to the end. He's kept every single promise made to me, kept me updated as things went by, made me feel confident enough to talk to him about anything regarding the case, he even answered phone calls at all kinds of ridiculous hours just to make me feel comfortable.
I couldn't think of a better man, or lawyer for me.
In conclusion, i am more than satisfied with everything he's done for me. He went above and beyond the call of duty with me, for that i must say he's more than a lawyer to me, he's a trusted friend i've gained for life.
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17 Mar, 2011 by Jo-ellen
.While working for the NYPD as a school crossing guard,I was involed in a serious accident, the accident was life altering. While in the Hospital my Family and I realizied how serious my injuries were. My son Chris had experience working with Mr. Brand through his employment. My son and others from his work convinced me Mr. Brand was the best attorney to have. While building my case Mr. Brand called me every week ,often more than once. My confidence in him doing his job never wavered. He informed me of all his activities concerning my case, involved top notch academic experts for testimony. They created illustated boards and reports detailing how and why my life would be so changed. I knew I'd the right lawyer when, afterwards the opposing attorney's and Judge approached me to tell me I had a "wonderful attorney who really had my best intrest as his first priority". I told them "I know". I have recommended him to others since and I have to say, I consider him to be my friend. David is a good man with a good soul. From a terrible situation David has relieved my financial worries because I am now disabled, and secured my future medical need. I highly recommed this skilled attorney.
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31 Aug, 2024 by Anthony palumbo
Luigi is the best of the best and one of the most honest Attorney’s that I know! He always has the client’s best interest first and he is as reliable as they come! I would highly recommend Luigi!
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02 Aug, 2024 by Seda ozdemir
Luigi really worked his magic when it came to my case. I am not someone who usually writes reviews, but Luigi really deserves one!!! He always answered all my questions and it was very easy to get in touch with him!!! He always texted or called me back. He never made me feel less than. If I ever need a lawyer again, Luigi is the one who I would call!!
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25 Jul, 2024 by Marie mcneill
Luigi Vigliotti represented my son for a traffic ticket. I was very happy with his services and the outcome was fantastic. He constantly kept in touch with me throughout the process. He was kind and he definitely cares about his clients. Anytime I would reach out to him he always responded. He made everything very easy and simple for me. I would highly recommend his services! He was a pleasure to work with and I would recommend him to family and friends. Thank you!
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07 Jul, 2022 by Darnell balthazar
I retained Sean as my attorney for my case. My experience as his client was beyond measure.
He was very detail oriented and concerned to assure that I would be able to get the best results for my case. He was exceptionally patient and interpersonal to my needs for the best outcome. I will definitely refer him to anyone that needs a good lawyer. I will always appoint him to handle my business endeavors.
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10 Jun, 2021 by Ed donaldson
04 Jun, 2021 by Tiffany caterina
I had a great experience with Sean. He kept me posted thru out my case,it took a few years but usually thats how cases are. Sean was always available whenever I asked him of an update and gets the job done. Thank you again Sean!!! Definitely recommend!!!
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02 Jun, 2023 by Faze 4 orchestras
A few years back Len Sperber handled a lawsuit against our company for a liability claim. The company that handled our insurance found a loophole in our policy and denied insurance for that claim. End result several months later, what could have been a financial disaster ended in a sigh of relief. It was settled for $1000. Need I say more
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09 Dec, 2022 by E w
Leonard Sperber did for me what my two prior law firms could not achieve in my divorce case. He handled my case efficiently and with the personal sensitivity that divorce actions require. Wish I would have retained him first, he is an excellent matrimonial attorney.
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26 Apr, 2018 by Paula smith
The absolute best!
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02 Jun, 2023 by Faze 4 orchestras
A few years back Len Sperber handled a lawsuit against our company for a liability claim. The company that handled our insurance found a loophole in our policy and denied insurance for that claim. End result several months later, what could have been a financial disaster ended in a sigh of relief. It was settled for $1000. Need I say more
Read more
09 Dec, 2022 by E w
Leonard Sperber did for me what my two prior law firms could not achieve in my divorce case. He handled my case efficiently and with the personal sensitivity that divorce actions require. Wish I would have retained him first, he is an excellent matrimonial attorney.
Read more
26 Apr, 2018 by Paula smith
The absolute best!
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02 Jun, 2023 by Faze 4 orchestras
A few years back Len Sperber handled a lawsuit against our company for a liability claim. The company that handled our insurance found a loophole in our policy and denied insurance for that claim. End result several months later, what could have been a financial disaster ended in a sigh of relief. It was settled for $1000. Need I say more
Read more
09 Dec, 2022 by E w
Leonard Sperber did for me what my two prior law firms could not achieve in my divorce case. He handled my case efficiently and with the personal sensitivity that divorce actions require. Wish I would have retained him first, he is an excellent matrimonial attorney.
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26 Apr, 2018 by Paula smith
The absolute best!
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02 Nov, 2015 by Jake- brawl stars
02 Nov, 2015 by Jake- brawl stars
02 Nov, 2015 by Jake- brawl stars
02 Nov, 2015 by Jake- brawl stars
02 Nov, 2015 by Jake- brawl stars
29 Apr, 2023 by Peter stein
29 Apr, 2023 by Jen herman
I had two amazing experiences with this law office and specifically Riva. They made everything seamless from start to finish. I HIGHLY recommend them to anyone!
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27 Apr, 2023 by Yvonne dam
23 Oct, 2024 by David burke
My lawyer was Mike Barchak from the Barnes firm he was great he explained everything in detail and kept me informed and let me know what was the next step. Mike made me feel at easy and his staff are excellent
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17 Oct, 2024 by Saanvi khera
I have had such an amazing experience with Schwartzapfel Lawyers! Especially with Christina Bayonne as my case manager and Alexandar Ostroy as paralegal. They made the process so easy and educated me on each step! Christina and Alexander took care of all the work on my part, I really didn’t have to do anything except provide them with information. Schwartzapfel really makes you feel like a family. I would definitely recommend them to everyone.
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16 Oct, 2024 by Michael c
I chose SCHWARTZAPFEL Lawyers based on a friend's referral, and it turned out to be an excellent decision. Brian Montalto is an outstanding attorney(Claims Manager)—he answers all my questions thoroughly and shows great knowledge and attentiveness to my concerns. The entire team (Alex) has been wonderful, keeping me informed every step of the way and always making themselves available when needed. They truly care about their clients' best interests and worked diligently on my case. I’m confident they provide the same dedication to every case they handle. Highly recommended!"
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19 Sep, 2024 by Alana p
Mr. Levy was extremely thorough during my consultation. He answered all of my questions and helped me to explore all of my options. Not only was he extremely knowledgeable but he was also very nice.
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18 Sep, 2024 by Elizabeth celestin
Seidner & Associates is an outstanding family court attorney firm that consistently goes above and beyond for their clients. Mr. Seidner and his associate, Ms. Plantin, are truly respected in their field and are superb attorneys. Their team is not only passionate and dedicated but also incredibly professional, exceptionally knowledgeable, and highly capable. They work diligently, showing genuine commitment to supporting families during difficult times and ensuring that every aspect is handled with precision. It’s truly refreshing to witness such dedication and hard work. For anyone in need of family court representation, I wholeheartedly recommend this firm. They are more than just attorneys; they are true advocates who genuinely care about their clients!
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10 Sep, 2024 by Ron berstein
Itamar is great to work with. Her expertise and professionalism were evident from the very beginning. I recommend her for anyone seeking legal advice.
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10 Sep, 2024 by Chelsea seo
I had the unfortunate experience of being involved in an auto accident. During this incredibly stressful time, I was fortunate to have the expertise and support of Attorney Lee and Mark DeCicco. From the very beginning, they demonstrated a remarkable level of professionalism, empathy, and dedication to my case.
One of the most commendable aspects of Attorney Mark DeCicco's service was his consistent and open communication. He was always available to answer my questions, whether by phone or email. I never felt like just another case; I felt genuinely cared for and supported throughout the entire process.
Thanks to Attorney Mark DeCicco's truly exceptional skills and hard work, I received a settlement that far exceeded my expectations. I cannot recommend Attorney Mark DeCicco and the whole Sackstein, Sackstein & Lee team highly enough for anyone in need of an auto accident lawyer. You need them in your corner to win and win with the BEST possible outcome!
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10 Sep, 2024 by Hye min kim (alice kim)
This was my very first case, and I had an outstanding experience! Una and Hannah were exceptional. Every time I called with questions, they took the time to thoroughly explain each step, ensuring I fully understood the process. Their dedication to my case and commitment to achieving satisfactory results were evident. Thank you so much for the exceptional service and for making a challenging situation much easier to navigate!
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10 Sep, 2024 by Karla hernandez
Gracias a la firma de abogados Sackstein Sackstein & Lee por su dedicacion y empeños desde desde el primer dia al llevar mi caso especialmente a la Señora MERCEDES MILLONES una persona profesional amable y dedicada asu profesión un trato exelente agradecido con ella siempre que no descanso en ayudarme en todo momento con mi salud y lograr mi caso con exito gracias se los recomiendo al 💯
Atte: Juan Rivera
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10 Sep, 2024 by Chelsea seo
I had the unfortunate experience of being involved in an auto accident. During this incredibly stressful time, I was fortunate to have the expertise and support of Attorney Lee and Mark DeCicco. From the very beginning, they demonstrated a remarkable level of professionalism, empathy, and dedication to my case.
One of the most commendable aspects of Attorney Mark DeCicco's service was his consistent and open communication. He was always available to answer my questions, whether by phone or email. I never felt like just another case; I felt genuinely cared for and supported throughout the entire process.
Thanks to Attorney Mark DeCicco's truly exceptional skills and hard work, I received a settlement that far exceeded my expectations. I cannot recommend Attorney Mark DeCicco and the whole Sackstein, Sackstein & Lee team highly enough for anyone in need of an auto accident lawyer. You need them in your corner to win and win with the BEST possible outcome!
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10 Sep, 2024 by Hye min kim (alice kim)
This was my very first case, and I had an outstanding experience! Una and Hannah were exceptional. Every time I called with questions, they took the time to thoroughly explain each step, ensuring I fully understood the process. Their dedication to my case and commitment to achieving satisfactory results were evident. Thank you so much for the exceptional service and for making a challenging situation much easier to navigate!
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10 Sep, 2024 by Karla hernandez
Gracias a la firma de abogados Sackstein Sackstein & Lee por su dedicacion y empeños desde desde el primer dia al llevar mi caso especialmente a la Señora MERCEDES MILLONES una persona profesional amable y dedicada asu profesión un trato exelente agradecido con ella siempre que no descanso en ayudarme en todo momento con mi salud y lograr mi caso con exito gracias se los recomiendo al 💯
Atte: Juan Rivera
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10 Sep, 2024 by Chelsea seo
I had the unfortunate experience of being involved in an auto accident. During this incredibly stressful time, I was fortunate to have the expertise and support of Attorney Lee and Mark DeCicco. From the very beginning, they demonstrated a remarkable level of professionalism, empathy, and dedication to my case.
One of the most commendable aspects of Attorney Mark DeCicco's service was his consistent and open communication. He was always available to answer my questions, whether by phone or email. I never felt like just another case; I felt genuinely cared for and supported throughout the entire process.
Thanks to Attorney Mark DeCicco's truly exceptional skills and hard work, I received a settlement that far exceeded my expectations. I cannot recommend Attorney Mark DeCicco and the whole Sackstein, Sackstein & Lee team highly enough for anyone in need of an auto accident lawyer. You need them in your corner to win and win with the BEST possible outcome!
Read more
10 Sep, 2024 by Hye min kim (alice kim)
This was my very first case, and I had an outstanding experience! Una and Hannah were exceptional. Every time I called with questions, they took the time to thoroughly explain each step, ensuring I fully understood the process. Their dedication to my case and commitment to achieving satisfactory results were evident. Thank you so much for the exceptional service and for making a challenging situation much easier to navigate!
Read more
10 Sep, 2024 by Karla hernandez
Gracias a la firma de abogados Sackstein Sackstein & Lee por su dedicacion y empeños desde desde el primer dia al llevar mi caso especialmente a la Señora MERCEDES MILLONES una persona profesional amable y dedicada asu profesión un trato exelente agradecido con ella siempre que no descanso en ayudarme en todo momento con mi salud y lograr mi caso con exito gracias se los recomiendo al 💯
Atte: Juan Rivera
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10 Sep, 2024 by Lipodcastnetworkcom
Great law firm. Very professional. Ashish Kapoor is patient and answered all of my questions. He answers emails promptly and immediately contacted me when something changed in my case. I recommend him as a defense attorney in civil lawsuits.
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30 Aug, 2024 by Melissa grant
What an excellent decision to add Neil Flynn to the Horn Wright team. Neil is an extraordinarily intelligent, trustworthy, and tenacious advocate for his clients’ needs. I could not recommend Neil more highly to anyone seeking the highest levels of competence and confidence.
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29 Aug, 2024 by Christian tucci
Neil Flynn, as many of the reviews clearly state, is a rockstar. Truly cares about his clients and how to best help them. Knowledgeable and confident, exactly how an attorney should be.
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10 Sep, 2024 by Lipodcastnetworkcom
Great law firm. Very professional. Ashish Kapoor is patient and answered all of my questions. He answers emails promptly and immediately contacted me when something changed in my case. I recommend him as a defense attorney in civil lawsuits.
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30 Aug, 2024 by Melissa grant
What an excellent decision to add Neil Flynn to the Horn Wright team. Neil is an extraordinarily intelligent, trustworthy, and tenacious advocate for his clients’ needs. I could not recommend Neil more highly to anyone seeking the highest levels of competence and confidence.
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29 Aug, 2024 by Christian tucci
Neil Flynn, as many of the reviews clearly state, is a rockstar. Truly cares about his clients and how to best help them. Knowledgeable and confident, exactly how an attorney should be.
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10 Sep, 2024 by Lipodcastnetworkcom
Great law firm. Very professional. Ashish Kapoor is patient and answered all of my questions. He answers emails promptly and immediately contacted me when something changed in my case. I recommend him as a defense attorney in civil lawsuits.
Read more
30 Aug, 2024 by Melissa grant
What an excellent decision to add Neil Flynn to the Horn Wright team. Neil is an extraordinarily intelligent, trustworthy, and tenacious advocate for his clients’ needs. I could not recommend Neil more highly to anyone seeking the highest levels of competence and confidence.
Read more
29 Aug, 2024 by Christian tucci
Neil Flynn, as many of the reviews clearly state, is a rockstar. Truly cares about his clients and how to best help them. Knowledgeable and confident, exactly how an attorney should be.
Read more
10 Sep, 2024 by Lipodcastnetworkcom
Great law firm. Very professional. Ashish Kapoor is patient and answered all of my questions. He answers emails promptly and immediately contacted me when something changed in my case. I recommend him as a defense attorney in civil lawsuits.
Read more
30 Aug, 2024 by Melissa grant
What an excellent decision to add Neil Flynn to the Horn Wright team. Neil is an extraordinarily intelligent, trustworthy, and tenacious advocate for his clients’ needs. I could not recommend Neil more highly to anyone seeking the highest levels of competence and confidence.
Read more
29 Aug, 2024 by Christian tucci
Neil Flynn, as many of the reviews clearly state, is a rockstar. Truly cares about his clients and how to best help them. Knowledgeable and confident, exactly how an attorney should be.
Read more
10 Sep, 2024 by Lipodcastnetworkcom
Great law firm. Very professional. Ashish Kapoor is patient and answered all of my questions. He answers emails promptly and immediately contacted me when something changed in my case. I recommend him as a defense attorney in civil lawsuits.
Read more
30 Aug, 2024 by Melissa grant
What an excellent decision to add Neil Flynn to the Horn Wright team. Neil is an extraordinarily intelligent, trustworthy, and tenacious advocate for his clients’ needs. I could not recommend Neil more highly to anyone seeking the highest levels of competence and confidence.
Read more
29 Aug, 2024 by Christian tucci
Neil Flynn, as many of the reviews clearly state, is a rockstar. Truly cares about his clients and how to best help them. Knowledgeable and confident, exactly how an attorney should be.
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30 Apr, 2024 by I c
01 Apr, 2024 by Bridget elise
An absolute gem of a lawyer! Provided me with all the support I needed throughout my entire loan assumption process and getting back what I deserve. Communication is clear and gave honest timelines. He’s a beast, if you need someone in your corner it’s Anthony.
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27 Mar, 2024 by Steven rossner
I want to give Anthony Lopresti a 5 star recommendation for helping me get out of never ending litigation. He was always professional and never greedy! He would take my calls and return them promptly. If your going through a brutal divorce and you have a Gold-digger and a Karen to deal with, retain AJ Lopresti. He will get you out of the mess.
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08 Jul, 2024 by S f
Danielle is the best attorney ever. She is highly intelligent and an excellent litigator. She gives 100% and I felt safe and confident with her advocating on my behalf. I was very satisfied with the outcome of my case. I would give her 10 stars if I could.
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08 Jul, 2024 by Jill purpura
I am so thankful to have had Danielle Seid-Vazana as my divorce attorney. Danielle is a very professional, responsive, diligent, a caring attorney. She listens to every detail and her approach is well throughout. I would highly recommend her for anyone dealing with a highly contested divorce. She stood by my side the entire time until the end. I truly can't thank her enough as she helped me get through a difficult time in my life.
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08 Jul, 2024 by Joe bergovoy
Danielle is a compassionate, caring and present family law attorney. She is responsive, timely and actually cares about the best interest of your child. Before I started working with her I referred a few clients to her based on a recommendation, and I’m happy that I hired her as well once I had respond to litigation for the first time in four years. It’s important to have someone who cares because otherwise the attorney will get bored of your case, won’t respond and you’ll be put on the back burner. Danielle is unlike the others and I highly recommend her.
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16 Mar, 2024 by Jason isaacs
Mark Isaacs is extremely experienced and knowledgeable in the law, as he has now been practicing law for 44 years. Mark Isaacs has handled many legal matters for me. The outcomes have always been excellent. He is very professional, knowledgeable, conscientious and diligent. He is extremely patient and always attains the best possible outcome. I have never been disappointed. His legal advice is superb. He always kept me apprised of the situation and progress on the case. He is very easy to talk to and always available. He receives my highest recommendation. If you’re looking for the best attorney, call Mark Isaacs.
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13 Dec, 2023 by Zoya cheema
I truly cannot speak more highly of Jason. He is such a wonderful and knowledgeable lawyer. Jason guided me through the entire case, answered any questions I had, and overall, made me feel confident in choosing him as my lawyer. He truly went out of his way for my case, and I am forever grateful. Please look no further than JK Law Group if you need a lawyer, they really are the best of the best! Cannot recommend Jason enough!
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25 Sep, 2023 by Q a
Amazing attorney very knowledgeable and thorough with implementation of his knowledge of the law. Professional courteous and prompt with answering emails and calls/texts. He goes above and beyond for his clients and I was very happy with my outcomes and results of my litigation. I would definitely recommend him. Ai received the maximum settlement for my injuries thank you for all your hard work and dedication Jason.
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FAQs
Questions? We have answers
What an Insurance Lawyer Can Do for You
An insurance lawyer specializes in legal issues related to insurance policies and claims. These lawyers help individuals, businesses, and insurance companies navigate disputes involving insurance coverage, claim denials, bad faith claims, and policy interpretation. Insurance lawyers can represent policyholders who feel they've been unfairly denied coverage, or they can work on behalf of insurance companies to defend against fraudulent or inflated claims.
Whether you're filing a claim, disputing a denial, or dealing with complex coverage issues, an insurance lawyer can provide critical guidance and legal representation to protect your rights and ensure you receive the benefits you're entitled to under your policy.
When Should I Hire an Insurance Lawyer?
Hiring an insurance lawyer is advisable in several situations, particularly when disputes arise over insurance coverage, claim denials, or bad faith actions. Common reasons to hire an insurance lawyer include:
- Denied insurance claims: If your insurance company denies your claim, a lawyer can help determine whether the denial was justified or if you should challenge the decision.
- Bad faith insurance practices: If you believe your insurer has acted in bad faith, such as delaying payment or failing to properly investigate your claim, a lawyer can help you pursue legal action.
- Underpaid claims: If the insurance company has offered less compensation than you believe your claim is worth, a lawyer can negotiate for a higher payout or file a lawsuit.
- Coverage disputes: When there's ambiguity or disagreement about what your policy covers, a lawyer can provide clarity and advocate for your rights under the policy.
- Business insurance claims: If you own a business and are dealing with commercial insurance claims (e.g., property damage, liability, or professional indemnity), a lawyer can help ensure your business receives proper coverage.
- Third-party claims: If you're being sued for liability and your insurance company refuses to defend or indemnify you, an insurance lawyer can help enforce your coverage rights.
- Appealing long-term disability claims: If your disability insurance claim has been denied, a lawyer can assist in gathering evidence and appealing the decision to get the benefits you deserve.
What Does an Insurance Lawyer Do?
An insurance lawyer provides a wide range of services to assist with insurance-related legal issues. These can include:
- Reviewing insurance policies: A lawyer can review your insurance policy to ensure you understand your rights and obligations, as well as clarify what coverage is provided.
- Filing insurance claims: Assisting with the preparation and filing of claims to ensure all necessary documentation is submitted correctly.
- Challenging claim denials: If your claim has been denied, a lawyer can investigate the reasons for denial and file appeals or lawsuits to challenge the decision.
- Litigating bad faith claims: Representing clients in bad faith insurance cases, where the insurer fails to act in good faith by unfairly delaying, denying, or underpaying a valid claim.
- Negotiating settlements: Helping policyholders negotiate settlements with insurance companies to receive fair compensation for claims.
- Defending against fraudulent claims: Representing insurance companies to defend against false or exaggerated claims filed by policyholders or third parties.
- Handling disputes over policy language: Interpreting complex insurance policies and resolving disputes between the insured and the insurer regarding coverage limits, exclusions, and conditions.
How Are Insurance Lawyers Paid?
Insurance lawyers typically charge for their services in different ways, depending on the nature of the case and the type of insurance issue involved. Common payment structures include:
- Contingency fee: For many policyholders disputing claim denials or underpayments, lawyers work on a contingency basis. This means the lawyer only gets paid if they win or settle the case, taking a percentage (usually between 25% and 40%) of the recovered amount.
- Hourly rate: For more complex or ongoing legal issues, such as bad faith lawsuits or business insurance disputes, insurance lawyers may charge an hourly rate. This rate varies depending on the lawyer’s experience and location.
- Flat fee: For simpler matters, such as reviewing an insurance policy or helping file a claim, some lawyers charge a flat fee for their services.
- Retainer: For businesses or clients with ongoing legal needs, an insurance lawyer may require a retainer fee, which is an upfront payment for future services.
It’s important to clarify the fee structure with your lawyer during the initial consultation to avoid unexpected costs.
How Much Does an Insurance Lawyer Cost?
The cost of hiring an insurance lawyer depends on the complexity of the case, the lawyer's experience, and the payment structure. General cost estimates include:
- Contingency fees: If your lawyer works on a contingency fee basis, you won’t pay any fees upfront, but the lawyer will take a percentage (typically 25% to 40%) of any settlement or judgment awarded.
- Hourly rates: Hourly rates for insurance lawyers generally range from $150 to $500 or more, depending on the lawyer’s experience and location. Complex cases involving bad faith or high-value business claims may require significant hours, leading to higher legal costs.
- Flat fees: For specific services, such as reviewing an insurance policy, lawyers may charge a flat fee ranging from $500 to $2,500, depending on the complexity of the task.
- Retainers: Businesses or individuals seeking ongoing insurance legal services may pay a retainer, which can range from $5,000 to $20,000 or more, depending on the lawyer and scope of work.
Make sure to discuss costs and payment structures with your lawyer before proceeding to understand how much the services will cost.
Top Questions to Ask an Insurance Lawyer
Before hiring an insurance lawyer, it’s important to ask the right questions to ensure they are the right fit for your case. Here are key questions to ask:
-
What experience do you have with insurance law?
Ensure the lawyer has specific experience handling cases involving your type of insurance, whether it’s auto, health, home, or business-related. -
How do you charge for your services?
Clarify whether the lawyer works on contingency, hourly rates, or flat fees, and ask for an estimate of the total cost of your case. -
What is your success rate with insurance disputes?
Ask about the lawyer’s track record in winning or settling cases similar to yours. -
What are my chances of success?
A good lawyer will provide an honest assessment of your case’s strengths and weaknesses and outline the possible outcomes. -
How long will the process take?
Get an estimate of how long it will take to resolve your claim or dispute, as some cases can extend over months or even years. -
Will you handle my case personally?
In larger firms, junior attorneys or paralegals may handle some aspects of your case. Make sure you know who will be managing your case.
How to Check the Credibility of an Insurance Lawyer
To ensure you’re hiring a reputable insurance lawyer, take the following steps to verify their credentials and experience:
- Verify their state bar license: Check with your state bar association to confirm the lawyer is licensed and in good standing with no disciplinary actions.
- Review their experience in insurance law: Look at the lawyer’s website or professional profile to ensure they specialize in insurance law and have experience with cases like yours.
- Read client reviews and testimonials: Search for reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s expertise and professionalism.
- Ask for references: A credible lawyer should be able to provide references from past clients who have dealt with similar insurance issues.
- Check for industry memberships: Membership in organizations like the American Bar Association’s Tort Trial and Insurance Practice Section (TIPS) can indicate the lawyer’s focus on insurance law.
What Should I Prepare for My First Consultation?
To make the most out of your first consultation with an insurance lawyer, come prepared with the following documents and information:
- A copy of your insurance policy: Bring the policy related to your claim or dispute so the lawyer can review the coverage details.
- Any correspondence with the insurance company: Provide copies of letters, emails, or other communications between you and your insurer regarding the claim or denial.
- Proof of claim and supporting documents: Bring any documentation you have submitted with your claim, including receipts, invoices, photos, medical records, or repair estimates.
- List of questions: Prepare a list of questions you want to ask about your case, the legal process, and the potential outcomes.
- Timeline of events: Be ready to provide a clear timeline of the incident that led to the claim and any steps you’ve taken with your insurance company.
By preparing thoroughly for your consultation, you can ensure that the lawyer has all the information they need to assess your case and provide the best legal advice.
