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16 Apr, 2024 by Montrell hilliard
My experience with working with this law firm was amazing. Lisa, Jarred, and Shebrina are professionals and will take care of you. They also keep all lines of communication clear. From being active duty and station else where this team have gotten the job done and met my expectations. They’re no such thing of a dumb question, they will literally explain everything to you and if you don’t understand they will break everything down to ensure you have a full understanding. I will chose Gill Family Law without hesitation, especially if you are military.
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02 Apr, 2024 by Virginia alter
I received personal care and attention during a particularly difficult and emotional case. I always felt like my legal team was two steps ahead of the opposition at every turn. I know this was due to hours of research and preparation. They took time to get to know us so that they knew best how to represent us, and they did that so very well. I don’t like to think about how different our outcomes would have been without all the “extra miles” they went for us.
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28 Mar, 2024 by Cathy shoffner
I highly recommend Melinda Jewell. I think our case was her longest and hardest. She had been compassionate and very patient with all of us. If you are looking for a good attorney hire her!! She’s the best.
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06 Sep, 2024 by Claudia d
Do not recommend this office if you're a minority. No you did not represent me, but telling me to move from my home was not necessary especially after i told you we are the only Latino family in the neighborhood. Please do not contact me again. Remove the private information disclosed in the phone conversation. Information shared by a prospective client during an intake process is generally considered privileged information with the lawyer, meaning it is confidential and cannot be disclosed unless there is a legal exception, as long as the communication is intended to seek legal advice and is made with the reasonable belief that it will be kept confidential; even if the prospective client does not ultimately hire the lawyer. As stated in the second sentence, you have never represented my family, yet the 10 minute and 34 second conversation should have remain confidential, all of it. In the previous post, you wrote detailed information about my family's situation and victim shamed me and still continue to victim shame me in this current post with a God Bless at the end. We have worked hard to purchase our home and to simply get up and leave is not easy. An apology that it was never the intent of this office to victim shame me in the post and make the statement of "moving would a better solution" is what Christian would do.
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04 Aug, 2024 by Paul french
Todd Watson prepared a conservatorship for me and I was impressed with his abilities throughout the process. I would highly recommend him to handle anyone's legal needs.
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12 Mar, 2024 by Crystal wilson
Highly recommended!!! You won’t be disappointed with Watson and Watson. Mr. Todd did a magnificent job in winning my case. I couldn’t have hired a better lawyer to represent me in my case.
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26 Sep, 2024 by Anonymous
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28 Jul, 2024 by Kenneth renner
I was very disappointed with the outcome and felt Mr. Snider didn't present my case to the Judge accurately and was presented without conviction. In my opinion he appeared ill prepared in court and in the end he couldn't even recover his legal fees on my behalf resulting in my having to pay his firm roughly $3200. I'll never use his firm again.
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06 Feb, 2024 by Cyerra meadows
Called looking for a lawyer to help with issues being placed with my registratied service animal from my management company apparently this attorney only works for the plantiff and not the tendents which is funny seeming as we have laws and rights. Violating those laws and rights by a property management company would of came with $$$
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22 Aug, 2024 by Ls f
Great advice and guidance on a tough situation I’m dealing with! Thank you !
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02 Aug, 2024 by Christie plum
I had the absolute worst experience with David Waldrop as my divorce attorney. IF YOU ARE A WOMAN GOING THROUGH A DIVORCE, PLEASE DO NOT USE THIS ATTORNEY. He charged me over $6,000 only to get me and my 11-year-old son kicked out of our house just three weeks before the end of the school year. First off, it took him forever to file anything, just like another review stated. When he finally did, my mom drove nine hours to come with me to court, and David called me 20 minutes before the hearing to say the courts messed up and didn’t put us on the docket. I later found out from my husband that David had actually forgotten to file anything. To make matters worse, he then charged me an additional fee to refile what he had messed up and failed to file in the first place. Meanwhile, my husband was torturing me and my son by stealing his game system, my cell phone, and locking us out of the house. David charged me for every single text and call, accomplishing absolutely nothing but getting everything taken from us. I had to fight for my husband to even let me and my son take our personal items. Free legal services reviewed everything and confirmed that I was screwed over big time. I had to quit my job and move to another state because David told me that, due to proof of my husband’s physical abuse, Judge Lundy in DeSoto County said we couldn’t stay in the same home. David told me that Judge Lundy said whoever filed for divorce was the person he was forcing to leave the marital residence. Since I was the one who was abused, I was the one who filed. I told David that didn’t make any sense—why would the judge put me and my minor child, who has no family here and catches the bus at the house, out all because I was abused and filed for divorce? He basically told me he didn’t know, the judge was crazy, and that if I didn’t agree to sign the paper, the judge would force me out and it would be more humiliating and affect future cases. David, who was friends with my husband’s attorney, pressured me into signing an agreement giving my husband the home, leaving my son and me homeless. The first document David gave me said no one was allowed to move into the home, but the second document had that part removed. When I asked about it, he dismissed my concerns and told me to sign it. Now, my husband’s new girlfriend is living in my house. David Waldrop does not care about women, especially single moms. I don’t believe the judge even said what David claimed; I think he colluded with his attorney buddy to get me out of the house. I filed for exclusive use of the home, and hiring David ruined my life. When I told him it seemed like he was working for my husband, he dropped me as a client. I still owe him $2,700, and despite begging to make payments, he sent me a demand letter to pay within five days or face court. My first divorce attorney, George in Southaven, was great and got me everything I asked for for $1,000. David Waldrop, however, has no soul and will drain you of every dollar while helping your husband. I am 38 and have never left a review before, but this experience was so horrific that I had to warn others. Avoid this attorney at all costs. PLEASE NOTICE DAVID’s response to the last single mom’s post in the picture below at the bottom. He called up one of his male clients to give him a fake review in exchange for money off his bill.
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20 Dec, 2023 by Jessica cannon
Mr. Waldrop & his staff were very friendly, prompt, & explained everything in detail to our family throughout our estate planning process. I would recommend his firm to anyone!
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22 Aug, 2024 by Ls f
Great advice and guidance on a tough situation I’m dealing with! Thank you !
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02 Aug, 2024 by Christie plum
I had the absolute worst experience with David Waldrop as my divorce attorney. IF YOU ARE A WOMAN GOING THROUGH A DIVORCE, PLEASE DO NOT USE THIS ATTORNEY. He charged me over $6,000 only to get me and my 11-year-old son kicked out of our house just three weeks before the end of the school year. First off, it took him forever to file anything, just like another review stated. When he finally did, my mom drove nine hours to come with me to court, and David called me 20 minutes before the hearing to say the courts messed up and didn’t put us on the docket. I later found out from my husband that David had actually forgotten to file anything. To make matters worse, he then charged me an additional fee to refile what he had messed up and failed to file in the first place. Meanwhile, my husband was torturing me and my son by stealing his game system, my cell phone, and locking us out of the house. David charged me for every single text and call, accomplishing absolutely nothing but getting everything taken from us. I had to fight for my husband to even let me and my son take our personal items. Free legal services reviewed everything and confirmed that I was screwed over big time. I had to quit my job and move to another state because David told me that, due to proof of my husband’s physical abuse, Judge Lundy in DeSoto County said we couldn’t stay in the same home. David told me that Judge Lundy said whoever filed for divorce was the person he was forcing to leave the marital residence. Since I was the one who was abused, I was the one who filed. I told David that didn’t make any sense—why would the judge put me and my minor child, who has no family here and catches the bus at the house, out all because I was abused and filed for divorce? He basically told me he didn’t know, the judge was crazy, and that if I didn’t agree to sign the paper, the judge would force me out and it would be more humiliating and affect future cases. David, who was friends with my husband’s attorney, pressured me into signing an agreement giving my husband the home, leaving my son and me homeless. The first document David gave me said no one was allowed to move into the home, but the second document had that part removed. When I asked about it, he dismissed my concerns and told me to sign it. Now, my husband’s new girlfriend is living in my house. David Waldrop does not care about women, especially single moms. I don’t believe the judge even said what David claimed; I think he colluded with his attorney buddy to get me out of the house. I filed for exclusive use of the home, and hiring David ruined my life. When I told him it seemed like he was working for my husband, he dropped me as a client. I still owe him $2,700, and despite begging to make payments, he sent me a demand letter to pay within five days or face court. My first divorce attorney, George in Southaven, was great and got me everything I asked for for $1,000. David Waldrop, however, has no soul and will drain you of every dollar while helping your husband. I am 38 and have never left a review before, but this experience was so horrific that I had to warn others. Avoid this attorney at all costs. PLEASE NOTICE DAVID’s response to the last single mom’s post in the picture below at the bottom. He called up one of his male clients to give him a fake review in exchange for money off his bill.
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20 Dec, 2023 by Jessica cannon
Mr. Waldrop & his staff were very friendly, prompt, & explained everything in detail to our family throughout our estate planning process. I would recommend his firm to anyone!
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FAQs
Questions? We have answers

What an Insurance Lawyer Can Do for You

An insurance lawyer specializes in legal issues related to insurance policies and claims. These lawyers help individuals, businesses, and insurance companies navigate disputes involving insurance coverage, claim denials, bad faith claims, and policy interpretation. Insurance lawyers can represent policyholders who feel they've been unfairly denied coverage, or they can work on behalf of insurance companies to defend against fraudulent or inflated claims.

Whether you're filing a claim, disputing a denial, or dealing with complex coverage issues, an insurance lawyer can provide critical guidance and legal representation to protect your rights and ensure you receive the benefits you're entitled to under your policy.

When Should I Hire an Insurance Lawyer?

Hiring an insurance lawyer is advisable in several situations, particularly when disputes arise over insurance coverage, claim denials, or bad faith actions. Common reasons to hire an insurance lawyer include:

  • Denied insurance claims: If your insurance company denies your claim, a lawyer can help determine whether the denial was justified or if you should challenge the decision.
  • Bad faith insurance practices: If you believe your insurer has acted in bad faith, such as delaying payment or failing to properly investigate your claim, a lawyer can help you pursue legal action.
  • Underpaid claims: If the insurance company has offered less compensation than you believe your claim is worth, a lawyer can negotiate for a higher payout or file a lawsuit.
  • Coverage disputes: When there's ambiguity or disagreement about what your policy covers, a lawyer can provide clarity and advocate for your rights under the policy.
  • Business insurance claims: If you own a business and are dealing with commercial insurance claims (e.g., property damage, liability, or professional indemnity), a lawyer can help ensure your business receives proper coverage.
  • Third-party claims: If you're being sued for liability and your insurance company refuses to defend or indemnify you, an insurance lawyer can help enforce your coverage rights.
  • Appealing long-term disability claims: If your disability insurance claim has been denied, a lawyer can assist in gathering evidence and appealing the decision to get the benefits you deserve.

What Does an Insurance Lawyer Do?

An insurance lawyer provides a wide range of services to assist with insurance-related legal issues. These can include:

  • Reviewing insurance policies: A lawyer can review your insurance policy to ensure you understand your rights and obligations, as well as clarify what coverage is provided.
  • Filing insurance claims: Assisting with the preparation and filing of claims to ensure all necessary documentation is submitted correctly.
  • Challenging claim denials: If your claim has been denied, a lawyer can investigate the reasons for denial and file appeals or lawsuits to challenge the decision.
  • Litigating bad faith claims: Representing clients in bad faith insurance cases, where the insurer fails to act in good faith by unfairly delaying, denying, or underpaying a valid claim.
  • Negotiating settlements: Helping policyholders negotiate settlements with insurance companies to receive fair compensation for claims.
  • Defending against fraudulent claims: Representing insurance companies to defend against false or exaggerated claims filed by policyholders or third parties.
  • Handling disputes over policy language: Interpreting complex insurance policies and resolving disputes between the insured and the insurer regarding coverage limits, exclusions, and conditions.

How Are Insurance Lawyers Paid?

Insurance lawyers typically charge for their services in different ways, depending on the nature of the case and the type of insurance issue involved. Common payment structures include:

  • Contingency fee: For many policyholders disputing claim denials or underpayments, lawyers work on a contingency basis. This means the lawyer only gets paid if they win or settle the case, taking a percentage (usually between 25% and 40%) of the recovered amount.
  • Hourly rate: For more complex or ongoing legal issues, such as bad faith lawsuits or business insurance disputes, insurance lawyers may charge an hourly rate. This rate varies depending on the lawyer’s experience and location.
  • Flat fee: For simpler matters, such as reviewing an insurance policy or helping file a claim, some lawyers charge a flat fee for their services.
  • Retainer: For businesses or clients with ongoing legal needs, an insurance lawyer may require a retainer fee, which is an upfront payment for future services.

It’s important to clarify the fee structure with your lawyer during the initial consultation to avoid unexpected costs.

How Much Does an Insurance Lawyer Cost?

The cost of hiring an insurance lawyer depends on the complexity of the case, the lawyer's experience, and the payment structure. General cost estimates include:

  • Contingency fees: If your lawyer works on a contingency fee basis, you won’t pay any fees upfront, but the lawyer will take a percentage (typically 25% to 40%) of any settlement or judgment awarded.
  • Hourly rates: Hourly rates for insurance lawyers generally range from $150 to $500 or more, depending on the lawyer’s experience and location. Complex cases involving bad faith or high-value business claims may require significant hours, leading to higher legal costs.
  • Flat fees: For specific services, such as reviewing an insurance policy, lawyers may charge a flat fee ranging from $500 to $2,500, depending on the complexity of the task.
  • Retainers: Businesses or individuals seeking ongoing insurance legal services may pay a retainer, which can range from $5,000 to $20,000 or more, depending on the lawyer and scope of work.

Make sure to discuss costs and payment structures with your lawyer before proceeding to understand how much the services will cost.

Top Questions to Ask an Insurance Lawyer

Before hiring an insurance lawyer, it’s important to ask the right questions to ensure they are the right fit for your case. Here are key questions to ask:

  1. What experience do you have with insurance law?
    Ensure the lawyer has specific experience handling cases involving your type of insurance, whether it’s auto, health, home, or business-related.
  2. How do you charge for your services?
    Clarify whether the lawyer works on contingency, hourly rates, or flat fees, and ask for an estimate of the total cost of your case.
  3. What is your success rate with insurance disputes?
    Ask about the lawyer’s track record in winning or settling cases similar to yours.
  4. What are my chances of success?
    A good lawyer will provide an honest assessment of your case’s strengths and weaknesses and outline the possible outcomes.
  5. How long will the process take?
    Get an estimate of how long it will take to resolve your claim or dispute, as some cases can extend over months or even years.
  6. Will you handle my case personally?
    In larger firms, junior attorneys or paralegals may handle some aspects of your case. Make sure you know who will be managing your case.

How to Check the Credibility of an Insurance Lawyer

To ensure you’re hiring a reputable insurance lawyer, take the following steps to verify their credentials and experience:

  • Verify their state bar license: Check with your state bar association to confirm the lawyer is licensed and in good standing with no disciplinary actions.
  • Review their experience in insurance law: Look at the lawyer’s website or professional profile to ensure they specialize in insurance law and have experience with cases like yours.
  • Read client reviews and testimonials: Search for reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s expertise and professionalism.
  • Ask for references: A credible lawyer should be able to provide references from past clients who have dealt with similar insurance issues.
  • Check for industry memberships: Membership in organizations like the American Bar Association’s Tort Trial and Insurance Practice Section (TIPS) can indicate the lawyer’s focus on insurance law.

What Should I Prepare for My First Consultation?

To make the most out of your first consultation with an insurance lawyer, come prepared with the following documents and information:

  • A copy of your insurance policy: Bring the policy related to your claim or dispute so the lawyer can review the coverage details.
  • Any correspondence with the insurance company: Provide copies of letters, emails, or other communications between you and your insurer regarding the claim or denial.
  • Proof of claim and supporting documents: Bring any documentation you have submitted with your claim, including receipts, invoices, photos, medical records, or repair estimates.
  • List of questions: Prepare a list of questions you want to ask about your case, the legal process, and the potential outcomes.
  • Timeline of events: Be ready to provide a clear timeline of the incident that led to the claim and any steps you’ve taken with your insurance company.

By preparing thoroughly for your consultation, you can ensure that the lawyer has all the information they need to assess your case and provide the best legal advice.

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