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08 Aug, 2019 by Anonymous
Craig represented me for a difficult brain injury case with my long-term disability insurance provider. He's compassionate, caring, very smart, and a hard worker. I'm so grateful for both the work and support that Craig and his paralegal Heidi provided me during such a stressful and difficult time and for the favorable outcome he achieved.
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22 Jul, 2015 by Carl
I cannot do justice to Craig and his staff in the limited space available. I have known Craig for 35 years. He has represented my wife and I in 2 separate instances over the years. In my circumstance, communication was very important and challenging. Due to a head injury, my wife suffers short-term memory issues. Craig and his staff were amazingly patient, understanding and accommodating. They made sure everything was understood and never showed any frustration in repeating what had been previously discussed. They performed follow-up communication to ensure nothing was missed as well. He and his staff showed such understanding that it still pulls at my heart. I wish everyone could be as wonderful as they were. Craig communicated continuously, in terms we could understand. He also kept us informed of the processes taking place and the next steps to be taken. We were never left guessing or wondering what happens next. He and his staff were always there for us. He prepared us for each step of the case and trial at a pace my wife could handle. His flexibility in working around our limitations kept the whole experience from being overwhelming. His research and preparation left nothing to chance. He prepared us for any foreseeable contingency and helped ease our fears. Through his dedication and efforts, we successfully negotiated a settlement with workman's comp and received a favorable judgment with full rewards in a trial for a separate incident. Craig and his staff have been a godsend for our family. Craig demonstrates incomparable integrity at all times. He and his staff have incredible compassion and empathy for their clients. They genuinely care for their clients and that shows in the work they put into every case. Craig is extremely thorough in his research and preparation for every case he represents. His work ethics ensure his clients are getting the best representation they can possibly attain. He has an extensive knowledge of the law, legal proceedings and processes. His reputation within the court system is impeccable. He is known and respected by judges and attorneys alike. His skill, knowledge, compassion and understanding make him an extraodinary person whom I recommend with heartfelt appreciation.
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14 Nov, 2014 by Daniel
I have been fortunate enough to have been both a client and friend of Craig's for many years. Craig has a rare combination of extraordinary skill, compassion and uncompromising integrity, all coupled with a work ethic second to none. Craig deeply cares for his clients and spares no effort to ensure that they have the best representation they could find anywhere. His deep knowledge of the law and his preparation result in the comfort in knowing that you are in the best of hands at all times. I recommend Craig to anyone needing the best legal representation.
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23 Jan, 2016 by Anonymous
We highly recommend using Darrell Damschen as he fought, and won, a dispute for us over improperly installed siding on our home. We tried to resolve the issue ourselves without any results and when Darrell became involved he swiftly took action and organized the lawsuit. He was prompt, professional and courteous. We would definitely use his services again.
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05 Jan, 2016 by Matt
My wife and I hired Mr. Damschen to defend us against a complicated lawsuit filed against us by a reckless and negligent hardwood flooring contractor. Mr. Damschen initially provided us with free phone consultations and then we hired him to represent us. Mr. Damschen is personable, cordial and easy to speak with as he does well to translate legal jargon into common English. He was always well prepared and did considerable research to stay on top of the case. He was successful in getting a number of claims against us withdrawn or dismissed and ultimately put us in a good situation to address the true matter at hand which was complicated by the contractor's frivolous claims. In the end Mr. Damschen was able to get us in a position to make a very reasonable settlement offer to avoid further legal costs. We would highly recommend Mr. Damschen to anyone who is dealing with a construction defect or a contract dispute.
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29 Dec, 2015 by Za w johnson
Darrell did an exceptional job of determining all that would be required and making contacts with all necessary players. He kept several of our people in the loop not just me. He guided the proper funds resources needed for the bidding process. He acted as our representative in the bidding process at the county office. He made sure all of the necessary paperwork was filed with the county. He checked to be sure that the transaction became finalized after the necessary waiting period. He secured the information needed to gain access to the property after the transaction was final. Everything that Darrell did was outstanding and clear and with the necessary detail. He made all of the required decisions that could have been a source of unnecessary work for us as client. I highly recommend Darrell to anyone seeking legal guidance. He will be upfront about what it will take to accomplish the task and move forward with confidence and great capability once hired.
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04 Dec, 2020 by Anonymous
From the onset, I was impressed and put at ease with Dennis Boyd Polk’s style, level of competence, diligence and commitment to my case. He and his staff must be praised for my positive outcome, as well.
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28 May, 2014 by Anonymous
Dennis has represented our major national residential production homebuilder as outside counsel for over 30 years and has done so with professionalism and care. He has advised us on matters ranging from insurance coverage to class action avoidance. His experience and knowledge has helped to guide our company from a small local builder to a large national builder.
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19 Jan, 2017 by Pete
We had an issue with flooding. He had the builder buy the house back from is at a hefty profit. Not sure why his rating would be so low. He was great for us.
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14 Feb, 2016 by Anonymous
Mark is a great attorney. He is very professional and personable. He was able to settle my case quickly and with a better results then I had expected. I highly recommend him.
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08 Apr, 2024 by Gamebob
Had a wonderful consultation that explained everything we needed to know to get the process started and where to go from here. Thank you, Christian Frank!
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20 Mar, 2024 by Marcos e ortega cordova
Professionalism and patience is what one should look for in a lawyer and with USADefend Law Firm you will find it. We contacted Christian M. Frank Fas, Esq. thru a recommendation and were not disappointed in the results. Working through the process of a change of citizenship status is not an easy job and it takes a lot of paperwork and back and forth. Thankfully, me and my wife were explained the process not once, but all the times we had to re-ask the same questions with months in-between. It is a long process, but thanks to the professionalism of Christian M. Frank Fas, Esq. we were lead thru it with certainty in that the correct paperwork was submitted.
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20 Mar, 2024 by Connie kaplan
This attorney and his firm have such a wide array of knowledge on so many areas (crypto, investments, immigration, etc.) that it is hard to find a better firm for anyone looking for an investment visa to the US.
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25 May, 2023 by Eastan hamlin
Had a conference call scheduled at 4pm and nobody even called or bothered to reschedule.
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07 Mar, 2023 by Chris tee
I text the number on the website over the weekend and never got a response. I get the office may be closed on weekends, but it was definitely discouraging no one reached out to me yesterday.
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22 Aug, 2022 by Andrew sharp
Perfect experience with Jim and his staff member Kate. Jim helped me deal with a plea that helped me get out of a harsher traffic violation. His staff member, Kaye was also able to help me with any questions when Jim was unavailable. Jim was professional, communicative, and a very nice gentleman. Better Call Jim!
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27 Aug, 2024 by Elaine huffman
I have recently had the opportunity to use the legal services of Michael Levy on two separate occasions. I wanted to take a moment to share my experience and thoughts. I found Michael Levy to be extremely responsive. The second issue I brought to him was time sensitive. He made arrangements to see me within two hours of our initial discussion. That kind of response is unheard of these days. The work related to that issue was completed that same day. I was kept informed on progress and potential issues throughout the whole process. Mike Levy is very knowledgeable. He explains legal issues, potential problems, and the process clearly so you can understand and make an informed decision and action plan. Michael Levy is extremely competent, professional, and caring. I highly recommend his legal services.
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08 Apr, 2024 by Matt schneider
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12 Jul, 2023 by Terrie vaughan
I just have a question, no real review, but why would a lawyer, allow a contractor to install less than what was paid for by a client and not get the contractor to correct it? I have the invoice and loads of emails. Just wondering, as it just baffles me.
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06 Sep, 2024 by Kay smith
Luke C and Cheryl C both worked diligently to finalize my personal injury claim. They both kept me informed about what was happening and patiently answered my questions and concerns. Highly recommend!
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01 Sep, 2024 by Karlie kubas
Mintz law firm was wonderful to work with regarding my case. It took a while to close up but that’s to be expected. They fought to get me the maximum amount they could and would check in with me periodically during my treatment to see how I was doing. This was my first time dealing with something like this and they made my experience smooth and made me feel important to them.
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20 Aug, 2024 by Nick valdivia
I thought it was pretty unprofessional when I was called back by someone in the office (paralegal?) to demand my business after telling them I was more comfortable with another attorney. Is it your company's policy to berate potential clients and attempt to bully them into working with your firm? This attitude may have worked decades ago but it shows how out of touch your law office is with the times. Typical ambulance chaser behavior.
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FAQs
Questions? We have answers

What an Insurance Lawyer Can Do for You

An insurance lawyer specializes in legal issues related to insurance policies and claims. These lawyers help individuals, businesses, and insurance companies navigate disputes involving insurance coverage, claim denials, bad faith claims, and policy interpretation. Insurance lawyers can represent policyholders who feel they've been unfairly denied coverage, or they can work on behalf of insurance companies to defend against fraudulent or inflated claims.

Whether you're filing a claim, disputing a denial, or dealing with complex coverage issues, an insurance lawyer can provide critical guidance and legal representation to protect your rights and ensure you receive the benefits you're entitled to under your policy.

When Should I Hire an Insurance Lawyer?

Hiring an insurance lawyer is advisable in several situations, particularly when disputes arise over insurance coverage, claim denials, or bad faith actions. Common reasons to hire an insurance lawyer include:

  • Denied insurance claims: If your insurance company denies your claim, a lawyer can help determine whether the denial was justified or if you should challenge the decision.
  • Bad faith insurance practices: If you believe your insurer has acted in bad faith, such as delaying payment or failing to properly investigate your claim, a lawyer can help you pursue legal action.
  • Underpaid claims: If the insurance company has offered less compensation than you believe your claim is worth, a lawyer can negotiate for a higher payout or file a lawsuit.
  • Coverage disputes: When there's ambiguity or disagreement about what your policy covers, a lawyer can provide clarity and advocate for your rights under the policy.
  • Business insurance claims: If you own a business and are dealing with commercial insurance claims (e.g., property damage, liability, or professional indemnity), a lawyer can help ensure your business receives proper coverage.
  • Third-party claims: If you're being sued for liability and your insurance company refuses to defend or indemnify you, an insurance lawyer can help enforce your coverage rights.
  • Appealing long-term disability claims: If your disability insurance claim has been denied, a lawyer can assist in gathering evidence and appealing the decision to get the benefits you deserve.

What Does an Insurance Lawyer Do?

An insurance lawyer provides a wide range of services to assist with insurance-related legal issues. These can include:

  • Reviewing insurance policies: A lawyer can review your insurance policy to ensure you understand your rights and obligations, as well as clarify what coverage is provided.
  • Filing insurance claims: Assisting with the preparation and filing of claims to ensure all necessary documentation is submitted correctly.
  • Challenging claim denials: If your claim has been denied, a lawyer can investigate the reasons for denial and file appeals or lawsuits to challenge the decision.
  • Litigating bad faith claims: Representing clients in bad faith insurance cases, where the insurer fails to act in good faith by unfairly delaying, denying, or underpaying a valid claim.
  • Negotiating settlements: Helping policyholders negotiate settlements with insurance companies to receive fair compensation for claims.
  • Defending against fraudulent claims: Representing insurance companies to defend against false or exaggerated claims filed by policyholders or third parties.
  • Handling disputes over policy language: Interpreting complex insurance policies and resolving disputes between the insured and the insurer regarding coverage limits, exclusions, and conditions.

How Are Insurance Lawyers Paid?

Insurance lawyers typically charge for their services in different ways, depending on the nature of the case and the type of insurance issue involved. Common payment structures include:

  • Contingency fee: For many policyholders disputing claim denials or underpayments, lawyers work on a contingency basis. This means the lawyer only gets paid if they win or settle the case, taking a percentage (usually between 25% and 40%) of the recovered amount.
  • Hourly rate: For more complex or ongoing legal issues, such as bad faith lawsuits or business insurance disputes, insurance lawyers may charge an hourly rate. This rate varies depending on the lawyer’s experience and location.
  • Flat fee: For simpler matters, such as reviewing an insurance policy or helping file a claim, some lawyers charge a flat fee for their services.
  • Retainer: For businesses or clients with ongoing legal needs, an insurance lawyer may require a retainer fee, which is an upfront payment for future services.

It’s important to clarify the fee structure with your lawyer during the initial consultation to avoid unexpected costs.

How Much Does an Insurance Lawyer Cost?

The cost of hiring an insurance lawyer depends on the complexity of the case, the lawyer's experience, and the payment structure. General cost estimates include:

  • Contingency fees: If your lawyer works on a contingency fee basis, you won’t pay any fees upfront, but the lawyer will take a percentage (typically 25% to 40%) of any settlement or judgment awarded.
  • Hourly rates: Hourly rates for insurance lawyers generally range from $150 to $500 or more, depending on the lawyer’s experience and location. Complex cases involving bad faith or high-value business claims may require significant hours, leading to higher legal costs.
  • Flat fees: For specific services, such as reviewing an insurance policy, lawyers may charge a flat fee ranging from $500 to $2,500, depending on the complexity of the task.
  • Retainers: Businesses or individuals seeking ongoing insurance legal services may pay a retainer, which can range from $5,000 to $20,000 or more, depending on the lawyer and scope of work.

Make sure to discuss costs and payment structures with your lawyer before proceeding to understand how much the services will cost.

Top Questions to Ask an Insurance Lawyer

Before hiring an insurance lawyer, it’s important to ask the right questions to ensure they are the right fit for your case. Here are key questions to ask:

  1. What experience do you have with insurance law?
    Ensure the lawyer has specific experience handling cases involving your type of insurance, whether it’s auto, health, home, or business-related.
  2. How do you charge for your services?
    Clarify whether the lawyer works on contingency, hourly rates, or flat fees, and ask for an estimate of the total cost of your case.
  3. What is your success rate with insurance disputes?
    Ask about the lawyer’s track record in winning or settling cases similar to yours.
  4. What are my chances of success?
    A good lawyer will provide an honest assessment of your case’s strengths and weaknesses and outline the possible outcomes.
  5. How long will the process take?
    Get an estimate of how long it will take to resolve your claim or dispute, as some cases can extend over months or even years.
  6. Will you handle my case personally?
    In larger firms, junior attorneys or paralegals may handle some aspects of your case. Make sure you know who will be managing your case.

How to Check the Credibility of an Insurance Lawyer

To ensure you’re hiring a reputable insurance lawyer, take the following steps to verify their credentials and experience:

  • Verify their state bar license: Check with your state bar association to confirm the lawyer is licensed and in good standing with no disciplinary actions.
  • Review their experience in insurance law: Look at the lawyer’s website or professional profile to ensure they specialize in insurance law and have experience with cases like yours.
  • Read client reviews and testimonials: Search for reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s expertise and professionalism.
  • Ask for references: A credible lawyer should be able to provide references from past clients who have dealt with similar insurance issues.
  • Check for industry memberships: Membership in organizations like the American Bar Association’s Tort Trial and Insurance Practice Section (TIPS) can indicate the lawyer’s focus on insurance law.

What Should I Prepare for My First Consultation?

To make the most out of your first consultation with an insurance lawyer, come prepared with the following documents and information:

  • A copy of your insurance policy: Bring the policy related to your claim or dispute so the lawyer can review the coverage details.
  • Any correspondence with the insurance company: Provide copies of letters, emails, or other communications between you and your insurer regarding the claim or denial.
  • Proof of claim and supporting documents: Bring any documentation you have submitted with your claim, including receipts, invoices, photos, medical records, or repair estimates.
  • List of questions: Prepare a list of questions you want to ask about your case, the legal process, and the potential outcomes.
  • Timeline of events: Be ready to provide a clear timeline of the incident that led to the claim and any steps you’ve taken with your insurance company.

By preparing thoroughly for your consultation, you can ensure that the lawyer has all the information they need to assess your case and provide the best legal advice.

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