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08 Jul, 2024 by Jared a. chambers
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08 Jul, 2024 by Kevin ahearn
They are a large group of experienced workers comp lawyers. They help businesses large and small. Meet with them before one of your employees gets injured.
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08 Jul, 2024 by Amanda shook
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20 Dec, 2024 by Shirrell lewis
I wanted to take a moment to express my heartfelt gratitude for the exceptional representation Atty Sharon Jackson and her team provided during my divorce ordeal. Atty Jackson's expertise, guidance and unwavering support were instrumental in helping me navigate through this challenging time. Her dedication to my case went far beyond what I expected. She and her team took the time to listen to my concerns, address my questions, and provide reassurance when I needed it most. Her ability to balance empathy with professionalism was truly impressive as well as reassuring. I was particularly impressed by the way she was able to calm me down and let me know that everything was going to be okay. It made me feel confident in her ability to represent me. I appreciate the countless hours you and your team devoted to my case, going above and beyond to ensure the best possible outcome. Your commitment to me as your client is truly remarkable, and I feel fortunate to have had the opportunity to work with you. Thank you for your outstanding representation and support during this difficult time. (I was a mess). I would not hesitate to recommend you to anyone seeking exceptional legal counsel.
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19 Oct, 2024 by Watchful weg
Lovely team--personable & patient with tears and questions. I felt supported and informed throughout the process. My needs were prioritized. Would most definitely recommend.
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04 Oct, 2024 by Jennifer
I was hurt so bad after being in a bad accident. I was able to get GREAT treatment from the best surgeons and I received so much money after all is said and done. Always going to call Julius & Will with any legal issues. I am going to save some, and I am looking into buying a house in the states or Jamaica.
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18 Sep, 2024 by Obden
I was facing serious jail time for several charges, but once Julio stepped in, not only do I remain a free man but he dismissed a bunch of the charges and got it reduced to nothing. Well worth spending a few stacks to keep my freedom. I am calling Julio for all things legal after today's results. A real hustler. Thanks for looking out Julio!
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04 Sep, 2024 by Emanuel
I have used Julio for all of my legal needs. From my divorce, tickets and car accidents, he does it all. I have and do refer all of my friends and family to Julio. I can buy a new car now!!! Glad I called Julio & Will! Thank you!!!
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30 Dec, 2024 by John huzzie
I am grateful to Butler Kahn personal injury attorneys. After my accident, they made sure I received the treatment that I needed . Attorney Graham Roberts kept me informed throughout the entire process. He also made sure that I received a settlement that exceeded my expectations! Thanks again! John H.
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30 Dec, 2024 by Tj j
Graham, thank you so much for your professionalism and dedication to my catastrophic motorcycle wreck. I truly appreciate the detailed information and the time you spent working for me. Your expertise and knowledge made things so much easier. Thank you for your time and patience. Sincerely, TJ Jeffries.
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20 Dec, 2024 by Joey barber
Gives great information for help I highly recommend this place Sarah was very helpful and nice me also with my questions
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21 Nov, 2024 by Juanita cobb-west
Awesome experience, communication was spectacular. Any concern I had was addressed same day. Would highly recommend!
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20 Nov, 2024 by Sunyoung lim
Very professioanl firm. They handled my case efficiently. I am more than satisfied with the firm and the compensation received.
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24 Oct, 2024 by Kanku baswe
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01 Sep, 2014 by Mrs. thomas
Atty. Brown served my family in an exceptional manner. She gathered all the information needed to represent our son. She kept in close contact with our family and the outcome was just as we discussed. We would highly recommend Atty. Brown for services.
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19 Nov, 2024 by Alva jones
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21 Nov, 2023 by Juan rivas
Great attorney, profecional, attentive, and 100% recommendable
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04 Sep, 2023 by Hikmat mamma
Very very nice and awesome and professional person. If you need attorney this is the guy for you trust me. Before I hired him I talk to lot off place but no one make me feel the way he did and he show me that he care about me and he knows what he’s talking about. And any time I call he picks up the phone right a way and BEST PTICE
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03 Apr, 2023 by Taj salaam
Mandisa is an exceptionally outstanding attorney. She has incredible communication skills where she can explain the legalese in a way that's understandable and not intimidating. Our company will definitely work with Mandisa again in future legal matters.
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21 Feb, 2023 by Latavia alexander
Attorney Styles is an amazing attorney with a kind spirit. She is knowledgeable, thorough, committed to helping her clients!
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03 Feb, 2023 by Demi willis
An amazing attorney and law firm!
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07 Dec, 2024 by Joshua escobar
Es muy buen abogado, lo recomiendo al 100% muy satisfecho con su trabajo, es muy bueno en lo Que hace , 100% satisfecho
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22 Jan, 2024 by Mike jones
If you have a criminal case. Do NOT hire him . You will waste your money and end up with a long prison sentence. I am living proof. I wasted years of my life for a case that could have been thrown away or gotten a reduced sentence. He will work with the DA an throw you under the bus for another client to get time reduced.
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30 Oct, 2023 by S. covelo
Great lawyers
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17 Apr, 2015 by Anonymous
mr whitman although a very nice man, was the suckiest (if thats even a word) lawyer ever. The whole time that he was may lawyere I spoke to him maybe a total of a 2 hours combined.. the most i found out about my case was a few days before going.. then when i get there i tried discussing the possiblities of going to trial and he kept trying to push me to take a 6 month plea deal where i would go to jail. He did not present the entire plea deal to me. Also kept telling me the DA had a very weak case.. pretty much no evidence but one word against another, but still kept trying to pressure me. At a calendae call I asked the judge for a continuance to retain my own lawyer. I told Mr. Whitman my plan before hand he tried to tell me that only 90% of the time your able to change your lawyer (that was a lie) the judge told me that it was my right to obtain my own lawyer if i wish to do so
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FAQs
Questions? We have answers

What an Insurance Lawyer Can Do for You

An insurance lawyer specializes in legal issues related to insurance policies and claims. These lawyers help individuals, businesses, and insurance companies navigate disputes involving insurance coverage, claim denials, bad faith claims, and policy interpretation. Insurance lawyers can represent policyholders who feel they've been unfairly denied coverage, or they can work on behalf of insurance companies to defend against fraudulent or inflated claims.

Whether you're filing a claim, disputing a denial, or dealing with complex coverage issues, an insurance lawyer can provide critical guidance and legal representation to protect your rights and ensure you receive the benefits you're entitled to under your policy.

When Should I Hire an Insurance Lawyer?

Hiring an insurance lawyer is advisable in several situations, particularly when disputes arise over insurance coverage, claim denials, or bad faith actions. Common reasons to hire an insurance lawyer include:

  • Denied insurance claims: If your insurance company denies your claim, a lawyer can help determine whether the denial was justified or if you should challenge the decision.
  • Bad faith insurance practices: If you believe your insurer has acted in bad faith, such as delaying payment or failing to properly investigate your claim, a lawyer can help you pursue legal action.
  • Underpaid claims: If the insurance company has offered less compensation than you believe your claim is worth, a lawyer can negotiate for a higher payout or file a lawsuit.
  • Coverage disputes: When there's ambiguity or disagreement about what your policy covers, a lawyer can provide clarity and advocate for your rights under the policy.
  • Business insurance claims: If you own a business and are dealing with commercial insurance claims (e.g., property damage, liability, or professional indemnity), a lawyer can help ensure your business receives proper coverage.
  • Third-party claims: If you're being sued for liability and your insurance company refuses to defend or indemnify you, an insurance lawyer can help enforce your coverage rights.
  • Appealing long-term disability claims: If your disability insurance claim has been denied, a lawyer can assist in gathering evidence and appealing the decision to get the benefits you deserve.

What Does an Insurance Lawyer Do?

An insurance lawyer provides a wide range of services to assist with insurance-related legal issues. These can include:

  • Reviewing insurance policies: A lawyer can review your insurance policy to ensure you understand your rights and obligations, as well as clarify what coverage is provided.
  • Filing insurance claims: Assisting with the preparation and filing of claims to ensure all necessary documentation is submitted correctly.
  • Challenging claim denials: If your claim has been denied, a lawyer can investigate the reasons for denial and file appeals or lawsuits to challenge the decision.
  • Litigating bad faith claims: Representing clients in bad faith insurance cases, where the insurer fails to act in good faith by unfairly delaying, denying, or underpaying a valid claim.
  • Negotiating settlements: Helping policyholders negotiate settlements with insurance companies to receive fair compensation for claims.
  • Defending against fraudulent claims: Representing insurance companies to defend against false or exaggerated claims filed by policyholders or third parties.
  • Handling disputes over policy language: Interpreting complex insurance policies and resolving disputes between the insured and the insurer regarding coverage limits, exclusions, and conditions.

How Are Insurance Lawyers Paid?

Insurance lawyers typically charge for their services in different ways, depending on the nature of the case and the type of insurance issue involved. Common payment structures include:

  • Contingency fee: For many policyholders disputing claim denials or underpayments, lawyers work on a contingency basis. This means the lawyer only gets paid if they win or settle the case, taking a percentage (usually between 25% and 40%) of the recovered amount.
  • Hourly rate: For more complex or ongoing legal issues, such as bad faith lawsuits or business insurance disputes, insurance lawyers may charge an hourly rate. This rate varies depending on the lawyer’s experience and location.
  • Flat fee: For simpler matters, such as reviewing an insurance policy or helping file a claim, some lawyers charge a flat fee for their services.
  • Retainer: For businesses or clients with ongoing legal needs, an insurance lawyer may require a retainer fee, which is an upfront payment for future services.

It’s important to clarify the fee structure with your lawyer during the initial consultation to avoid unexpected costs.

How Much Does an Insurance Lawyer Cost?

The cost of hiring an insurance lawyer depends on the complexity of the case, the lawyer's experience, and the payment structure. General cost estimates include:

  • Contingency fees: If your lawyer works on a contingency fee basis, you won’t pay any fees upfront, but the lawyer will take a percentage (typically 25% to 40%) of any settlement or judgment awarded.
  • Hourly rates: Hourly rates for insurance lawyers generally range from $150 to $500 or more, depending on the lawyer’s experience and location. Complex cases involving bad faith or high-value business claims may require significant hours, leading to higher legal costs.
  • Flat fees: For specific services, such as reviewing an insurance policy, lawyers may charge a flat fee ranging from $500 to $2,500, depending on the complexity of the task.
  • Retainers: Businesses or individuals seeking ongoing insurance legal services may pay a retainer, which can range from $5,000 to $20,000 or more, depending on the lawyer and scope of work.

Make sure to discuss costs and payment structures with your lawyer before proceeding to understand how much the services will cost.

Top Questions to Ask an Insurance Lawyer

Before hiring an insurance lawyer, it’s important to ask the right questions to ensure they are the right fit for your case. Here are key questions to ask:

  1. What experience do you have with insurance law?
    Ensure the lawyer has specific experience handling cases involving your type of insurance, whether it’s auto, health, home, or business-related.
  2. How do you charge for your services?
    Clarify whether the lawyer works on contingency, hourly rates, or flat fees, and ask for an estimate of the total cost of your case.
  3. What is your success rate with insurance disputes?
    Ask about the lawyer’s track record in winning or settling cases similar to yours.
  4. What are my chances of success?
    A good lawyer will provide an honest assessment of your case’s strengths and weaknesses and outline the possible outcomes.
  5. How long will the process take?
    Get an estimate of how long it will take to resolve your claim or dispute, as some cases can extend over months or even years.
  6. Will you handle my case personally?
    In larger firms, junior attorneys or paralegals may handle some aspects of your case. Make sure you know who will be managing your case.

How to Check the Credibility of an Insurance Lawyer

To ensure you’re hiring a reputable insurance lawyer, take the following steps to verify their credentials and experience:

  • Verify their state bar license: Check with your state bar association to confirm the lawyer is licensed and in good standing with no disciplinary actions.
  • Review their experience in insurance law: Look at the lawyer’s website or professional profile to ensure they specialize in insurance law and have experience with cases like yours.
  • Read client reviews and testimonials: Search for reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s expertise and professionalism.
  • Ask for references: A credible lawyer should be able to provide references from past clients who have dealt with similar insurance issues.
  • Check for industry memberships: Membership in organizations like the American Bar Association’s Tort Trial and Insurance Practice Section (TIPS) can indicate the lawyer’s focus on insurance law.

What Should I Prepare for My First Consultation?

To make the most out of your first consultation with an insurance lawyer, come prepared with the following documents and information:

  • A copy of your insurance policy: Bring the policy related to your claim or dispute so the lawyer can review the coverage details.
  • Any correspondence with the insurance company: Provide copies of letters, emails, or other communications between you and your insurer regarding the claim or denial.
  • Proof of claim and supporting documents: Bring any documentation you have submitted with your claim, including receipts, invoices, photos, medical records, or repair estimates.
  • List of questions: Prepare a list of questions you want to ask about your case, the legal process, and the potential outcomes.
  • Timeline of events: Be ready to provide a clear timeline of the incident that led to the claim and any steps you’ve taken with your insurance company.

By preparing thoroughly for your consultation, you can ensure that the lawyer has all the information they need to assess your case and provide the best legal advice.

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