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02 Oct, 2024 by Kim
This is my first experience with dealing with a hardship that required a lawyer and Kyle helped me through this process with great comfort and reassurance. He explained everything that I needed to know and walked me through everything to help ease my anxiety of what was possibly going to happen. I was very fortunate to have him defend me and I believe that people can see that he was genuine and trustworthy. I will be forever grateful for him being by my side.
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23 Jan, 2024 by Sandeep
Kyle is very professional and he is very good at what he does.He has a very good coordination with you .thank you
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17 Oct, 2023 by Anonymous
Kyle has been great to work with, starting from Day 1. Kyle patiently and thoroughly explained to me the next steps (answered my many questions and helped calm my anxiety) and walked me through his strategy to settle my case. Kyle and his team followed through and were able to settle my suit fairly quickly and provided me with the outcome I hoped for. I highly recommend Kyle for any future accident related cases!
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31 Oct, 2016 by Brittney
Mike is wonderful. He is very honest with his clients and he helps in anyway he can. He is outstanding. He will make you feel as comfortable as possible and make sure he gives the best advice and his help!
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13 Jan, 2017 by Anonymous
The best attorney I know. Great person and top attorney.
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02 Oct, 2014 by Warren v. norred
In my experience with Scott Roberts, I have found him to be a quietly competent and absolutely trustworthy attorney who does what he says.
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10 Oct, 2024 by Jas
She called me because I was refereed her by a aid service, Im 20 this is my first marriage, so it’s my FIRST divorce ! I called confused and asking for help because I don't know the first thing about getting a divorce, I explained to Ms. Rita M Boyd this was my first time and Im confused on the whole process she proceeds to ask me because I'm so confused “Am I on medication?” what a wonderful thing to ask a grieving WOMEN going through a
DIVORCE with a child ! 0/10 wont help if you don't know much about getting a divorce ! STAY AWAY !
Edit: You gave me the aid website I had previously called and I stated that to you !
I didnt pay a consultation fee because YOU called me asking what I needed help with and I told you I needed help with a divorce and you spoke me like I had 0 sense from jump, so I explained to you that I knew nothing about the divorce process, and you said “Might I ask how old you are” because I stated I was confused, You said you would help with the paper work but wont show up to court with me ! Why would you do paper work but not come to court with me for 1,500 ? Before I hung up you asked if I was on medication, and my mom who has waaaay more tolerance than me, hung up on your unprofessional, rude, behind. You have a angry soul and I pray no one goes to you !
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01 Oct, 2024 by Subarna shrestha
Very professional and dedicated lawyer. Helped me with settlement. Saved lot of my money. Highly recommended.
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20 Aug, 2024 by Tony brame
The initial conversation sounded very promising. The next two months seemed like a completely different experience so much that I decided to go another route before my actual court date. First in two months she never tried to setup a meeting or phone call to get the proper paperwork/proof related to the case on my behalf, one week out I was messaging her like “Hey we need to meetup to get you all this paperwork so I’m not going in there empty handed”. Also after being counter sued, I messaged her about this and her response was “ok” and “you didn’t hire me for that new case” basically saying it has nothing to do with her and proceeds to send me another retainer bill.
I told her to call me trying to figure out how to get her my paperwork and what else I would need for court and she HUNG UP IN MY FACE! Which is why I ultimately fired her on top of not being prepared! Causing me to spend even more on a new attorney in less than a week before court date!
So fast forward to now: All she has done on my behalf was file the papers to initiate my case, $601. Which was written with some errors, also my Ex was served improperly as per the judge so technically she could have not shown up on the court date and there was nothing I could’ve done about that! Never spoke with me about our plan, never got any paperwork or statements from me, was released prior to going to court. When asked for a billing statement and the remainder of my retainer, first she states “she can’t talk to me” when in fact she can when it’s related to billing and not the case/legal advice itself. She then tells me she is not going to reimburse my remaining retainer of $5k and that I actually will owe her a balance.
I wish I followed my gut when I read her reviews from other men online, she sounded a lot more professional and on top of things on the phone during our consultation. She may be better for women, men look elsewhere!
Update Aug 16,2024:
Rita proceeded to reply to this same review on FACEBOOK and call me a liar posting “Lies and More Lies” as her response! She literally messaged me twice and called me twice to ask me to take the review down because “It will post everywhere if it’s left up for too long!” I REPLIED “Refund me properly and we can talk about it”. This call was ended when she stated she had a call she had been waiting for. Screen shots below, since I’m a “liar!”, would she be calling and texting me if I was “Just lying on her!”
She is bad business! Please stay away from her! I’m giving her, her 30days to bill and refund me or I will be reporting her to Texas Bar and taking her to Small Claims court! I initially gave 2 stars, since being called a liar I dropped it to 1 star!
She literally calls every person that gives her a bad review a liar! Go look at her reviews for yourself.
Update Aug 20, 2024
And now she is blatantly lying and making up random statements under review to make her self not look like she is the problem stating “Didn’t send her an email address for her to do her job”…you mean the email that I sent her when I paid her initial retainer or the entire form I filled out with all of my information as well as my sons mothers, the day I hired her! This lady is very crooked and keeps getting worse. I’m just waiting my 30days to get my billing statement and return of my retainer or we’ll be in small claims court and I’ll be making a claim on her with the bar! All my emails and her blatant lying under this review will be submitted on her when we go to court if I don’t receive 50% of my retainer back. She hasn’t ceased to amaze me how unprofessional and bad business she continues to be.
Update Sept 3,2024:
After asking for my bill and remaining retainer for past few weeks I was forced to have to ask her again to complete our business. She tried to bargain removing this review vs completing our business appropriately. When I didn’t agree She ultimately said my $5k retainer was gone and that I actually had a $6k balance and she wouldn’t try and get the balance if I removed my review.
Bad business please stay away.
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FAQs
Questions? We have answers
What an Insurance Lawyer Can Do for You
An insurance lawyer specializes in legal issues related to insurance policies and claims. These lawyers help individuals, businesses, and insurance companies navigate disputes involving insurance coverage, claim denials, bad faith claims, and policy interpretation. Insurance lawyers can represent policyholders who feel they've been unfairly denied coverage, or they can work on behalf of insurance companies to defend against fraudulent or inflated claims.
Whether you're filing a claim, disputing a denial, or dealing with complex coverage issues, an insurance lawyer can provide critical guidance and legal representation to protect your rights and ensure you receive the benefits you're entitled to under your policy.
When Should I Hire an Insurance Lawyer?
Hiring an insurance lawyer is advisable in several situations, particularly when disputes arise over insurance coverage, claim denials, or bad faith actions. Common reasons to hire an insurance lawyer include:
- Denied insurance claims: If your insurance company denies your claim, a lawyer can help determine whether the denial was justified or if you should challenge the decision.
- Bad faith insurance practices: If you believe your insurer has acted in bad faith, such as delaying payment or failing to properly investigate your claim, a lawyer can help you pursue legal action.
- Underpaid claims: If the insurance company has offered less compensation than you believe your claim is worth, a lawyer can negotiate for a higher payout or file a lawsuit.
- Coverage disputes: When there's ambiguity or disagreement about what your policy covers, a lawyer can provide clarity and advocate for your rights under the policy.
- Business insurance claims: If you own a business and are dealing with commercial insurance claims (e.g., property damage, liability, or professional indemnity), a lawyer can help ensure your business receives proper coverage.
- Third-party claims: If you're being sued for liability and your insurance company refuses to defend or indemnify you, an insurance lawyer can help enforce your coverage rights.
- Appealing long-term disability claims: If your disability insurance claim has been denied, a lawyer can assist in gathering evidence and appealing the decision to get the benefits you deserve.
What Does an Insurance Lawyer Do?
An insurance lawyer provides a wide range of services to assist with insurance-related legal issues. These can include:
- Reviewing insurance policies: A lawyer can review your insurance policy to ensure you understand your rights and obligations, as well as clarify what coverage is provided.
- Filing insurance claims: Assisting with the preparation and filing of claims to ensure all necessary documentation is submitted correctly.
- Challenging claim denials: If your claim has been denied, a lawyer can investigate the reasons for denial and file appeals or lawsuits to challenge the decision.
- Litigating bad faith claims: Representing clients in bad faith insurance cases, where the insurer fails to act in good faith by unfairly delaying, denying, or underpaying a valid claim.
- Negotiating settlements: Helping policyholders negotiate settlements with insurance companies to receive fair compensation for claims.
- Defending against fraudulent claims: Representing insurance companies to defend against false or exaggerated claims filed by policyholders or third parties.
- Handling disputes over policy language: Interpreting complex insurance policies and resolving disputes between the insured and the insurer regarding coverage limits, exclusions, and conditions.
How Are Insurance Lawyers Paid?
Insurance lawyers typically charge for their services in different ways, depending on the nature of the case and the type of insurance issue involved. Common payment structures include:
- Contingency fee: For many policyholders disputing claim denials or underpayments, lawyers work on a contingency basis. This means the lawyer only gets paid if they win or settle the case, taking a percentage (usually between 25% and 40%) of the recovered amount.
- Hourly rate: For more complex or ongoing legal issues, such as bad faith lawsuits or business insurance disputes, insurance lawyers may charge an hourly rate. This rate varies depending on the lawyer’s experience and location.
- Flat fee: For simpler matters, such as reviewing an insurance policy or helping file a claim, some lawyers charge a flat fee for their services.
- Retainer: For businesses or clients with ongoing legal needs, an insurance lawyer may require a retainer fee, which is an upfront payment for future services.
It’s important to clarify the fee structure with your lawyer during the initial consultation to avoid unexpected costs.
How Much Does an Insurance Lawyer Cost?
The cost of hiring an insurance lawyer depends on the complexity of the case, the lawyer's experience, and the payment structure. General cost estimates include:
- Contingency fees: If your lawyer works on a contingency fee basis, you won’t pay any fees upfront, but the lawyer will take a percentage (typically 25% to 40%) of any settlement or judgment awarded.
- Hourly rates: Hourly rates for insurance lawyers generally range from $150 to $500 or more, depending on the lawyer’s experience and location. Complex cases involving bad faith or high-value business claims may require significant hours, leading to higher legal costs.
- Flat fees: For specific services, such as reviewing an insurance policy, lawyers may charge a flat fee ranging from $500 to $2,500, depending on the complexity of the task.
- Retainers: Businesses or individuals seeking ongoing insurance legal services may pay a retainer, which can range from $5,000 to $20,000 or more, depending on the lawyer and scope of work.
Make sure to discuss costs and payment structures with your lawyer before proceeding to understand how much the services will cost.
Top Questions to Ask an Insurance Lawyer
Before hiring an insurance lawyer, it’s important to ask the right questions to ensure they are the right fit for your case. Here are key questions to ask:
-
What experience do you have with insurance law?
Ensure the lawyer has specific experience handling cases involving your type of insurance, whether it’s auto, health, home, or business-related. -
How do you charge for your services?
Clarify whether the lawyer works on contingency, hourly rates, or flat fees, and ask for an estimate of the total cost of your case. -
What is your success rate with insurance disputes?
Ask about the lawyer’s track record in winning or settling cases similar to yours. -
What are my chances of success?
A good lawyer will provide an honest assessment of your case’s strengths and weaknesses and outline the possible outcomes. -
How long will the process take?
Get an estimate of how long it will take to resolve your claim or dispute, as some cases can extend over months or even years. -
Will you handle my case personally?
In larger firms, junior attorneys or paralegals may handle some aspects of your case. Make sure you know who will be managing your case.
How to Check the Credibility of an Insurance Lawyer
To ensure you’re hiring a reputable insurance lawyer, take the following steps to verify their credentials and experience:
- Verify their state bar license: Check with your state bar association to confirm the lawyer is licensed and in good standing with no disciplinary actions.
- Review their experience in insurance law: Look at the lawyer’s website or professional profile to ensure they specialize in insurance law and have experience with cases like yours.
- Read client reviews and testimonials: Search for reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s expertise and professionalism.
- Ask for references: A credible lawyer should be able to provide references from past clients who have dealt with similar insurance issues.
- Check for industry memberships: Membership in organizations like the American Bar Association’s Tort Trial and Insurance Practice Section (TIPS) can indicate the lawyer’s focus on insurance law.
What Should I Prepare for My First Consultation?
To make the most out of your first consultation with an insurance lawyer, come prepared with the following documents and information:
- A copy of your insurance policy: Bring the policy related to your claim or dispute so the lawyer can review the coverage details.
- Any correspondence with the insurance company: Provide copies of letters, emails, or other communications between you and your insurer regarding the claim or denial.
- Proof of claim and supporting documents: Bring any documentation you have submitted with your claim, including receipts, invoices, photos, medical records, or repair estimates.
- List of questions: Prepare a list of questions you want to ask about your case, the legal process, and the potential outcomes.
- Timeline of events: Be ready to provide a clear timeline of the incident that led to the claim and any steps you’ve taken with your insurance company.
By preparing thoroughly for your consultation, you can ensure that the lawyer has all the information they need to assess your case and provide the best legal advice.
