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29 Aug, 2023 by R sauers
21 Mar, 2016 by Richard kaminski
I have used Jeff Charlow for several real estate transactions. Highly Recommend.
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11 Mar, 2016 by Kara
This was my second time using Ryan as my lawyer, and I was not disappointed! He helped me through my car accident years ago, and this time helped lessen my sentence after a first offense DUI. He certainly made the process easier. Would highly recommend!
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09 Jan, 2025 by Nic kamau
09 Jan, 2025 by Jaci gachukia
Attorney Scott was able to help us where we needed a lawyer for traffic offense that was punishable by jail term. He was available and knowledgeable when we needed him. I recommend him.
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24 Dec, 2024 by Stephen johnson
God blesses people in different ways. These guys were my blessings. They're very caring and dependable in every way. They took care of everything from start to finish with me and ended with great results. I would recommend them to anyone and everyone. I pray for their future endeavors. God bless them.
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13 Feb, 2025 by Timothy williams
Kevin Carr ,Esq.I would like to express my sincere gratitude for the exceptional legal services you provided during my personal injury case. Your thorough approach and clear communication helped me feel confident and supported throughout the entire process. Thank you for your outstanding representation. It was a pleasure working with you,and I will not hesitate to recommend your services to others who may need legal assistance in the future. Warn regards, Timothy williams.
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09 Feb, 2025 by T roy
Mr. Kafka really cares and does diligent research on your case. He’s very honest. He also is knowledgeable of States Attorney Office, having been a former public defender. He is resourceful and quick in getting needed records, body cams and files. He knows what motions need to be filed. He does a great job of communicating and keeping you informed.
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31 Jan, 2025 by Latoya jackson-taylor
Tell all your family and friends. This lawfirm is honest, dedicated, responsive and comforting during a very complicated and stressful situation. 5 stars all the way down to the people who answer the phones. Arian was my attorney and Grace was my case manager. 5 Star Service. God bless you all
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03 Mar, 2018 by Alec
Jared represented both my wife and myself after a distracted driver hit us pulling into our driveway. Our initial instinct was to settle immediately, but Jared explained both the pros and the cons in our unique situation of the settlement process. He did not pressure us to wait for a larger settlement offer (although my wife and I collectively decided to after reflection).
His knowledge of having worked in the insurance industry prior was the asset that eventually gave a positive resolution and an amicable settlement. We were not trying to get rich, just be compensated for our injuries and loss of wages fairly.
His staff, and especially his paralegal Celene, were so responsive to questions, because we had many. An A+ experience. He even remembered my wife was expecting and sent a personalized card months after our settlement was completed. That level of customer service was not expected
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09 Jan, 2025 by Nic kamau
09 Jan, 2025 by Jaci gachukia
Attorney Scott was able to help us where we needed a lawyer for traffic offense that was punishable by jail term. He was available and knowledgeable when we needed him. I recommend him.
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24 Dec, 2024 by Stephen johnson
God blesses people in different ways. These guys were my blessings. They're very caring and dependable in every way. They took care of everything from start to finish with me and ended with great results. I would recommend them to anyone and everyone. I pray for their future endeavors. God bless them.
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13 Feb, 2025 by Jeremy steinhorn
Attorney Richard Scott is not your typical attorney he cares about his clients. Mr. Scott spent close to a hour on the phone with no charge discussing a peace order we filed against a neighbor. He gave me great advice and was a complete gentlemen. If you need an attorney call him.
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11 Feb, 2025 by Ryan foy
Richard is one of the most intelligent, honest, and enjoyable people I have ever met. He has been there for me for over 20 years. It’s never for the best reasons but it’s always a pleasure to work with him.
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07 Feb, 2025 by Paris vazquez
My initial phone conversation with Attorney Richard K. Scott was thoroughly enlightening. I was struck by his genuine nature and selfless approach to his work. Unlike many in his profession, he prioritizes helping others over financial gain.
I was impressed when he graciously offered a complimentary 30-minute consultation, despite my offer to pay for his time. His willingness to listen to my case and provide valuable insights demonstrated a rare level of compassion and dedication to his clients. I am looking forward to working with him in the future.
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06 Jun, 2024 by Candis carr
Attorney Christine Nielsen provides first class customer service to her clients. She was there for me throughout my entire process and she helped me win every case. Christine is very passionate, dedicated, knowledgeable, persistent, and caring to all her clients needs. I have referred many of my friends post my divorce 5 years ago and she has won every case for them too. I promise you Christine will take great care of you too!!
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05 Jun, 2024 by Maryam w
Ms Nielson had represented me for my criminal case where i was assaulted, she successfully got me the protection i needed and got rid of the false allegations against me. I have full faith in her work. Very grateful to have her as my attorney!
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24 Oct, 2023 by Kelly white
Christine Saverda Nielson demonstrates next-level professionalism. We retained her for an incredibly complicated custody case, overcoming several near-devastating crisis moments only because Christine was in our corner. She leaves no stone unturned, is razor sharp (um, her brain is a file cabinet), and she straight-up owns the courtroom. Thank you, Chris...
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18 Oct, 2011 by Paschal obiajunwa
I have about three cases of lost of fund, which I want you to fight for me. One was with a lottry organization in Germany and that was two Million Deutsche mark, but now 1millon Euro, the second is 4023 thousand Euro from swedish immigration office in Sweden and the third is 2 millon Euro from swedish train corpration. These three cases we will win, because they are very simple. These are my own money which they have to pay me. Between me and Immigration was lost of fond, which was caused by illicit attack, even assult and misdemeanor from swedish train Driver which cased him to threw away my bag thereby causing the lost of 2 millon Euro check, the third was 423 thausand from immegration officer duwe to illicit eviction from my residence.
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29 Aug, 2023 by R sauers
21 Mar, 2016 by Richard kaminski
I have used Jeff Charlow for several real estate transactions. Highly Recommend.
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5.0
2 Reviews
08 May, 2021 by Lancy cash
13 Oct, 2020 by Kev mc
Mr. Hamburger is an awesome Attorney. I been going here for years. Tammy is the best to work with. She takes care of all your issues and concerns. Highly recommended, thanks!
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09 Jan, 2025 by Nic kamau
09 Jan, 2025 by Jaci gachukia
Attorney Scott was able to help us where we needed a lawyer for traffic offense that was punishable by jail term. He was available and knowledgeable when we needed him. I recommend him.
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24 Dec, 2024 by Stephen johnson
God blesses people in different ways. These guys were my blessings. They're very caring and dependable in every way. They took care of everything from start to finish with me and ended with great results. I would recommend them to anyone and everyone. I pray for their future endeavors. God bless them.
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13 Feb, 2025 by Jeremy steinhorn
Attorney Richard Scott is not your typical attorney he cares about his clients. Mr. Scott spent close to a hour on the phone with no charge discussing a peace order we filed against a neighbor. He gave me great advice and was a complete gentlemen. If you need an attorney call him.
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11 Feb, 2025 by Ryan foy
Richard is one of the most intelligent, honest, and enjoyable people I have ever met. He has been there for me for over 20 years. It’s never for the best reasons but it’s always a pleasure to work with him.
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07 Feb, 2025 by Paris vazquez
My initial phone conversation with Attorney Richard K. Scott was thoroughly enlightening. I was struck by his genuine nature and selfless approach to his work. Unlike many in his profession, he prioritizes helping others over financial gain.
I was impressed when he graciously offered a complimentary 30-minute consultation, despite my offer to pay for his time. His willingness to listen to my case and provide valuable insights demonstrated a rare level of compassion and dedication to his clients. I am looking forward to working with him in the future.
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23 Jan, 2025 by Jessica bailey
Julius was very informative, so helpful in getting me divorced. It was quick and easy. If you have limited childcare he does consultations over video chat, and his office is right in town for meetings, to discuss the simplest way to get your needs taken care of. Julius is friendly, knowledgeable, and I am so happy he took the time to represent me, and help me get my divorce taken care of! Give him a call, you will not be disappointed!!!
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22 Jan, 2025 by Sanjol basel
I highly recommend Blattner Family Law Group! Mr. Julius, Ms. Autumn, and Ms. Reagan were incredibly supportive, professional, and compassionate throughout my case. They took the time to understand my situation, kept me informed every step of the way, and always made me feel heard. Their expertise and dedication led to a favorable outcome, and I couldn’t be more grateful. If you need a legal team that truly cares about you, look no further!
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07 Jan, 2025 by Dennis bullock-bey
They were very professional at a good price. I really enjoyed my experience with this Law Firm.
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21 Nov, 2024 by Randy holley
Mr. Nowak is absolutely incredible!!
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24 Oct, 2024 by Heather hensgen
Dave and his associate are the best in the business. I highly recommend their services for marital affairs and divorce. David is open, honest and transparent and very knowledgeable. I would definitely use Dave as legal counsel in the future.
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14 Aug, 2024 by Sherronda alexander
02 Nov, 2024 by Nicol singh
I love me some Scott Baron attorney-at-law
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22 Oct, 2024 by Heather walk
Very competent, friendly, and efficient. Very happy with the results.
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16 Sep, 2024 by Sofya faddzeyeva
23 Dec, 2024 by Robert daly
If you are looking for caring and exceptional lawyers, I highly recommend the Whitney LLP Group. They kept me informed at every step of the process and truly cared about my case. If there were six stars, I would give them all six!
Thank you to everyone at the Whitney Group for all their hard work and for achieving such a wonderful outcome.
Robert Daly
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18 Dec, 2024 by Courtpaperworkserver2024
If you are looking for caring and exceptional lawyers, I highly recommend the Whitney LLP Group. They kept me informed at every step of the process and truly cared about0 my case. If there were six stars, I would give them all six!
Thank you to everyone at the Whitney Group for all their hard work and for achieving such a wonderful outcome.
Robert Daly
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31 Oct, 2024 by Joe picone
From the get go, the Whitney Law Firm gave me precise instructions on how to handle my case. I purchased a car online from a dealership in Maryland ( I'm from California). They hid a major mechanical flaw, making the vehicle worthless. I was guided to Whitney for representation. Before even representing me, they told me where to file a case with the Maryland MVA. It took a few months, but the MVA found in my favor. Dan Whitney Jr. stepped in at that point, took over, and reclaimed every dime I had spent on this endeavor, even getting my legal fees back. Dan is a man of his word. Everything he told me came to pass, & I could not be happier. I highly recommend the Whitney Law Firm, & I would not hesitate to use them again. Top shelf people & business.
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11 Dec, 2024 by Ray mcgowan
Wasserman White Family Law provided excellent insight and advice throughout a challenging experience! I felt prepared at every step of the process!
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24 Jul, 2024 by The prolific maryland kid
12 Jul, 2024 by Shelley-rose moghrabi
That won't happen to me, I said. I am not of that race, nationality, or ethnicity, and so I did not speak out. That won’t happen to me, I said, I don’t practice that religion, and so I did not speak out. That won’t happen to me, I said, I’m not of that sexual orientation, and so I did not speak out. That won’t happen to me, I said, I’m not part of that income bracket, and so I did not speak out. That won’t happen to me, I said, I don’t have that disability, and so I did not speak out. That won’t happen to me, I said, until it was physically in my face, had me backed into a corner, and was spewing utter vitriol at me. That won't happen to me, I said, he'd never lay a hand on me, until one day the physical aggression caused me physical pain and injury. That won’t happen to me, I said, until thirteen months ago, when I found myself on the phone with a domestic violence hotline. That won’t happen to me, I said, until thirteen months ago, when I found myself hurriedly packing a bag and fleeing my home, and boarding an aircraft out of state, because I feared for my life and safety. Fifty years ago, when my mother and her family escaped their war-torn country with nothing but the clothes on their backs and one bag per person due to religious persecution, I never imagined that one day, fifty years into the future, that I too would one day find myself following in her footsteps, quite literally.
I never imagined that I would one day find myself fleeing my home with nothing but the clothes on my back and one small carry-on bag, and boarding a same-day aircraft bound for 1,000+ miles away, because I too feared for my life and safety. Thirteen months ago, when I found myself on the phone with a local domestic violence agency in my state, I never imagined that the proverbial door would get slammed in my face, on the basis that I earned too much money to qualify for any help or support. Since I was born and raised abroad, and with my own family still living halfway around the world, it was in that moment that I truly realized, and that it genuinely sunk in, that I was going to be completely and entirely alone in the process of escaping the cycle of violence.
In 1848, divorce was practically unheard of. Most states had fault-based divorce laws outlining the requirements and criteria permitting divorce: lunacy, adultery, desertion, or cruelty. This meant that couples could only pursue divorce IF they could prove, in a court of law, that one or the other had committed one of these offenses. However, given the laws (or lack thereof) governing women's rights and freedoms at the time, divorce was far more complex for women, as they remained at risk of being unable to regain their last names, unable to retain property acquired prior to their marriage, or unable to obtain custody of their children. These fault-based grounds are in stark contrast to the no-fault system that exists across most states today. Today, after decades of tireless advocacy, and thanks to incredible attorneys like Laurie Wasserman and Virginia Yeoman, people are no longer required to remain shackled to their spouses, and have the freedom to escape the cycle of violence. Thanks to the fabulous support of Laurie and Virginia, I've not only been able to survive, but I am slowly on my way to thriving again. The words "happiness" and "divorce" are the last two words you'd expect to see in the same sentence, but that is exactly what Virginia and Laurie have facilitated for me.
For anyone considering engaging the services of Laurie Wasserman and her team, from the bottom of my heart, I wholeheartedly recommend them and their entire office. They'll not only save your life, but they will also help re-unlock your door to freedom, health, independence, and joy again.
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10 Dec, 2024 by Jason cellars
I don't think they told me the truth one time during my entire case. After my case is over and I received almost No medical treatment and almost no money, now I am talking to other attorneys. They are all telling me Seigel and Rouhana scammed me and lied to me. If only I had called other attorneys earlier, everything would be different. Do not fall for Seigel and Rouhana's lies. They want to get you as little money as possible. All of their clients say they have been taken advantage of but they don't find out until it's too late. They have a class action being filed against them soon by their former clients. They are thieves.
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19 Oct, 2024 by Gg charities
Since retaining this firm, it has been great, responsive, and dedicated to making me comfortable and resourceful with waiting for my weekly wages from the insurance company . So far, great!
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26 Sep, 2024 by Timesha johnson
Jason mansmann went above and beyond to make sure I got decent settlement I will definitely use law firm of Sigel & Rouhana again. I will refer this law firm to my family and friends Thank you again Jason mansmann
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25 Aug, 2024 by Roger madison
This dude is a loud mouth chuckle head who thinks being a loud bully is how you win cases.
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31 Mar, 2024 by Jass saini
After my DUI, I hired Gary. His guidance was perfect. I followed his instructions, and when we got to court he really showed his expertise. We got better results than we could have even hoped for. I highly recommend him to anyone with DUI or DWI.
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08 Feb, 2024 by Kate kessinger
I used Rebecca Fleming for a most recent case, and I have been working with her for five years now. Divorce is not easy, but when it comes to it, she has it in the best interest of the child, and no matter what the circumstance is when it comes down to it it’s about the child. I have seen her in court And she is extremely professional, very intelligent on point and one of the kindest women I’ve ever met (she listens to you ) but when you need somebody to fight for your children I would highly recommend her. In this position, no matter what it’s difficult for the mother or the father and you need somebody who is direct and knows what they’re doing. I cannot recommend her enough. Five years ago, I was given her contact name from a family member who knows Marilyn lawyers very well, and she was the first person that he said for me to call.
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25 Aug, 2024 by Roger madison
This dude is a loud mouth chuckle head who thinks being a loud bully is how you win cases.
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31 Mar, 2024 by Jass saini
After my DUI, I hired Gary. His guidance was perfect. I followed his instructions, and when we got to court he really showed his expertise. We got better results than we could have even hoped for. I highly recommend him to anyone with DUI or DWI.
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08 Feb, 2024 by Kate kessinger
I used Rebecca Fleming for a most recent case, and I have been working with her for five years now. Divorce is not easy, but when it comes to it, she has it in the best interest of the child, and no matter what the circumstance is when it comes down to it it’s about the child. I have seen her in court And she is extremely professional, very intelligent on point and one of the kindest women I’ve ever met (she listens to you ) but when you need somebody to fight for your children I would highly recommend her. In this position, no matter what it’s difficult for the mother or the father and you need somebody who is direct and knows what they’re doing. I cannot recommend her enough. Five years ago, I was given her contact name from a family member who knows Marilyn lawyers very well, and she was the first person that he said for me to call.
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16 Nov, 2024 by Latondria spence
I am absolutely satisfied with the representation provided by Ms. Moylan. Her Paralegal was thorough and personable as was Ms. Moylan. She even reached out to me after the court proceedings were over to ensure that i understood the ruling, to address any concerns and simply to wish me and my family the best! That speaks volumes.
I highly recommend her services.
Thanks again Lauri and Allison🙂
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05 Nov, 2024 by Jamal bacote
Good friend of mines hire ms. Moylan and she had bad communication.i wouldn’t advise her to no one.
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04 Nov, 2024 by Teodora-diana supeanu
Lauri Moylan was so great! She helped me through one of the most difficult times in my life. She was not only my legal support, but also a moral one, being patient and understanding with me and answering all my questions. She understood my situation much better than I did and she acted at the right time for my best options. With her help I got more than I had hoped for. Once again thousands of thanks Laury and Allison!
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16 Nov, 2024 by Latondria spence
I am absolutely satisfied with the representation provided by Ms. Moylan. Her Paralegal was thorough and personable as was Ms. Moylan. She even reached out to me after the court proceedings were over to ensure that i understood the ruling, to address any concerns and simply to wish me and my family the best! That speaks volumes.
I highly recommend her services.
Thanks again Lauri and Allison🙂
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05 Nov, 2024 by Jamal bacote
Good friend of mines hire ms. Moylan and she had bad communication.i wouldn’t advise her to no one.
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04 Nov, 2024 by Teodora-diana supeanu
Lauri Moylan was so great! She helped me through one of the most difficult times in my life. She was not only my legal support, but also a moral one, being patient and understanding with me and answering all my questions. She understood my situation much better than I did and she acted at the right time for my best options. With her help I got more than I had hoped for. Once again thousands of thanks Laury and Allison!
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21 Jun, 2017 by Anonymous
Throughout my SSDI case Mr. Neuworth didn't know how to answer questions I had and gave me incorrect information on what to do when dealing with SSA. Mr. Neuworth never provided proof that he appealed my case, which I asked him to. He later fired me as his client saying that he could not represent me because I "didn't qualify." When I asked for my records he refused to comply. It took me going to his office unannounced (after several emails) to get him to agree to give me my records, however when I first appeared he did not even know who I was. Because of Mr. Neuworth's lack of competency my SSDI case has been left in limbo and it has become extremely difficult to find other representation due to the now unusual nature of my case.
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25 Feb, 2015 by Lawrence
I've known Richard personally and worked with on many occasions. He is a great lawyer and respected throughout the legal community. The firm is top notch throughout Maryland.
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19 Jun, 2018 by Anonymous
I was charged with harassment after I placed a call to my neighbor's place of work for her her multiple crimes against me. I was referred to Mr. Sauer as being a top criminal attorney despite nothing to back up that claim. Both attorneys told me I had to sell my home and I thought they were providing me with proper advice. Soon they got involved in the rapid sale of my home to appease my neighbor. When I called the Maryland States Attorney I was informed that my home had no relationship to the case what was one phone call. I was also told I would be given one year of no contact with my neighbor. Both attys were charging me despite that fact that the other was the referring attorney. The other attorney even got a real estate agent for the house. They told me I had to put a For Sale sign in front of my home as soon as possible. The other attorney then wanted to have me move into a senior living area in the county where he l iives. They were working together. I was so horrible I cannot describe what they were putting me through. It was evident that they were very happy about the sale value of my home because they discussed it in front of me. My husband was very ill and I was his caretaker. We were married until his 2017 death after 52 years of marriage. To be thrown out of my beautiful home was a nightmare. I didn't know where to turn. I finally fired both of them.
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25 Feb, 2016 by Anonymous
Mr. Sauer represented me for a DUI case and an associated MVA hearing. He got me unsupervised probation with a not guilty plea at court. I also got to keep my license with no restrictions or suspensions. I feel like he saved my life. He was also one of the least expensive lawyers of the four I consulted with.
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04 Sep, 2019 by Sean
If you have a worker’s comp case, please stay away from this lawyer!
I had brain injury and have severe post-concussion syndrome including depression. My first lawyer, Mr. James Nicoll was rude and made my condition worse each time I contacted him. It reached to a point that I could no longer bear it anymore. Finally, I decided to find a new counsel. I called a local law office and a lawyer in that office was nice. The lawyer said he knew Mr. Gay many years and he strongly recommended Mr. Gay to me. He praised Mr. Gay enthusiastically and said Mr. Gay is best lawyer in Baltimore. I was so delighted to hear that and switched to Mr. Gay without second thought.
It turned out to be the worst mistake. Since he took over the case, not single time I called him, he was at his office. His secretary always told me to leave a message and would let Mr. Gay call me back. But he rarely did and rarely reply my emails. It seems he is too busy to stay in his office. I was very timid to speak out for fear that I was a difficult person because I already terminated my first lawyer.
He has very limited knowledge of worker’s comp. He even thought that the accidental disability retirement would offset worker’s comp, which means he would not get paid because my retirement is more than the award. He basically stopped working on my case after I was award disability retirement in early May until I pointed to him in July that worker’s comp would offset my retirement, which means I would not get any award benefit (of course, this is extremely unfair to injured workers, I have lost 1/3 of my income in the past and will lose 1/3 in the future).
Worker’s comp stopped paying one of my medications for my headache after IME in late April. I have to use my own insurance and asked Mr. Gay to contact IWIF. He had never contacted IWIF or my treating doctor regarding this matter. As a matter of fact, he had never contacted my treating doctors regarding my treatment or medications. I have to say he had done absolutely nothing on my case. I do not know what would happen to me if I did not get the retirement. Most likely I would kill myself because I can not go back to work and this lawyer could not do anything for my case.
Worker’s comp system is extremely unfair to injured workers because any lawyer signed on would get part of the settlement even though they did absolutely nothing. The worst, you can not directly contact IWIF adjuster and everything has to go though your lawyer. When a lawyer is not responsive, it keeps you waiting and waiting. It increases your anxiety and depression.
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15 Jun, 2017 by Lisa
I was recommended by an attorney within my state to Mr. Gerald Gay regarding a prospective law suit that I'm currently pursuing. Since my damages occurred in a different state from Mr. Gay's, he took the time out of his personal schedule to find me an attorney at a reputable law firm. Mr. Gay is extremely knowledgeable, patient and helpful. Each time that I left a voicemail message, he returned my calls promptly. In addition, he offered to provide me with further advice if the outcome of the other attorney is not favorable for me. Thank you Mr. Gay!!
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17 Mar, 2017 by Anonymous
I had continuous issues receiving compensation, my needs were not met in a timely fashion.
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FAQs
Questions? We have answers
What an Insurance Lawyer Can Do for You
An insurance lawyer specializes in legal issues related to insurance policies and claims. These lawyers help individuals, businesses, and insurance companies navigate disputes involving insurance coverage, claim denials, bad faith claims, and policy interpretation. Insurance lawyers can represent policyholders who feel they've been unfairly denied coverage, or they can work on behalf of insurance companies to defend against fraudulent or inflated claims.
Whether you're filing a claim, disputing a denial, or dealing with complex coverage issues, an insurance lawyer can provide critical guidance and legal representation to protect your rights and ensure you receive the benefits you're entitled to under your policy.
When Should I Hire an Insurance Lawyer?
Hiring an insurance lawyer is advisable in several situations, particularly when disputes arise over insurance coverage, claim denials, or bad faith actions. Common reasons to hire an insurance lawyer include:
- Denied insurance claims: If your insurance company denies your claim, a lawyer can help determine whether the denial was justified or if you should challenge the decision.
- Bad faith insurance practices: If you believe your insurer has acted in bad faith, such as delaying payment or failing to properly investigate your claim, a lawyer can help you pursue legal action.
- Underpaid claims: If the insurance company has offered less compensation than you believe your claim is worth, a lawyer can negotiate for a higher payout or file a lawsuit.
- Coverage disputes: When there's ambiguity or disagreement about what your policy covers, a lawyer can provide clarity and advocate for your rights under the policy.
- Business insurance claims: If you own a business and are dealing with commercial insurance claims (e.g., property damage, liability, or professional indemnity), a lawyer can help ensure your business receives proper coverage.
- Third-party claims: If you're being sued for liability and your insurance company refuses to defend or indemnify you, an insurance lawyer can help enforce your coverage rights.
- Appealing long-term disability claims: If your disability insurance claim has been denied, a lawyer can assist in gathering evidence and appealing the decision to get the benefits you deserve.
What Does an Insurance Lawyer Do?
An insurance lawyer provides a wide range of services to assist with insurance-related legal issues. These can include:
- Reviewing insurance policies: A lawyer can review your insurance policy to ensure you understand your rights and obligations, as well as clarify what coverage is provided.
- Filing insurance claims: Assisting with the preparation and filing of claims to ensure all necessary documentation is submitted correctly.
- Challenging claim denials: If your claim has been denied, a lawyer can investigate the reasons for denial and file appeals or lawsuits to challenge the decision.
- Litigating bad faith claims: Representing clients in bad faith insurance cases, where the insurer fails to act in good faith by unfairly delaying, denying, or underpaying a valid claim.
- Negotiating settlements: Helping policyholders negotiate settlements with insurance companies to receive fair compensation for claims.
- Defending against fraudulent claims: Representing insurance companies to defend against false or exaggerated claims filed by policyholders or third parties.
- Handling disputes over policy language: Interpreting complex insurance policies and resolving disputes between the insured and the insurer regarding coverage limits, exclusions, and conditions.
How Are Insurance Lawyers Paid?
Insurance lawyers typically charge for their services in different ways, depending on the nature of the case and the type of insurance issue involved. Common payment structures include:
- Contingency fee: For many policyholders disputing claim denials or underpayments, lawyers work on a contingency basis. This means the lawyer only gets paid if they win or settle the case, taking a percentage (usually between 25% and 40%) of the recovered amount.
- Hourly rate: For more complex or ongoing legal issues, such as bad faith lawsuits or business insurance disputes, insurance lawyers may charge an hourly rate. This rate varies depending on the lawyer’s experience and location.
- Flat fee: For simpler matters, such as reviewing an insurance policy or helping file a claim, some lawyers charge a flat fee for their services.
- Retainer: For businesses or clients with ongoing legal needs, an insurance lawyer may require a retainer fee, which is an upfront payment for future services.
It’s important to clarify the fee structure with your lawyer during the initial consultation to avoid unexpected costs.
How Much Does an Insurance Lawyer Cost?
The cost of hiring an insurance lawyer depends on the complexity of the case, the lawyer's experience, and the payment structure. General cost estimates include:
- Contingency fees: If your lawyer works on a contingency fee basis, you won’t pay any fees upfront, but the lawyer will take a percentage (typically 25% to 40%) of any settlement or judgment awarded.
- Hourly rates: Hourly rates for insurance lawyers generally range from $150 to $500 or more, depending on the lawyer’s experience and location. Complex cases involving bad faith or high-value business claims may require significant hours, leading to higher legal costs.
- Flat fees: For specific services, such as reviewing an insurance policy, lawyers may charge a flat fee ranging from $500 to $2,500, depending on the complexity of the task.
- Retainers: Businesses or individuals seeking ongoing insurance legal services may pay a retainer, which can range from $5,000 to $20,000 or more, depending on the lawyer and scope of work.
Make sure to discuss costs and payment structures with your lawyer before proceeding to understand how much the services will cost.
Top Questions to Ask an Insurance Lawyer
Before hiring an insurance lawyer, it’s important to ask the right questions to ensure they are the right fit for your case. Here are key questions to ask:
-
What experience do you have with insurance law?
Ensure the lawyer has specific experience handling cases involving your type of insurance, whether it’s auto, health, home, or business-related. -
How do you charge for your services?
Clarify whether the lawyer works on contingency, hourly rates, or flat fees, and ask for an estimate of the total cost of your case. -
What is your success rate with insurance disputes?
Ask about the lawyer’s track record in winning or settling cases similar to yours. -
What are my chances of success?
A good lawyer will provide an honest assessment of your case’s strengths and weaknesses and outline the possible outcomes. -
How long will the process take?
Get an estimate of how long it will take to resolve your claim or dispute, as some cases can extend over months or even years. -
Will you handle my case personally?
In larger firms, junior attorneys or paralegals may handle some aspects of your case. Make sure you know who will be managing your case.
How to Check the Credibility of an Insurance Lawyer
To ensure you’re hiring a reputable insurance lawyer, take the following steps to verify their credentials and experience:
- Verify their state bar license: Check with your state bar association to confirm the lawyer is licensed and in good standing with no disciplinary actions.
- Review their experience in insurance law: Look at the lawyer’s website or professional profile to ensure they specialize in insurance law and have experience with cases like yours.
- Read client reviews and testimonials: Search for reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s expertise and professionalism.
- Ask for references: A credible lawyer should be able to provide references from past clients who have dealt with similar insurance issues.
- Check for industry memberships: Membership in organizations like the American Bar Association’s Tort Trial and Insurance Practice Section (TIPS) can indicate the lawyer’s focus on insurance law.
What Should I Prepare for My First Consultation?
To make the most out of your first consultation with an insurance lawyer, come prepared with the following documents and information:
- A copy of your insurance policy: Bring the policy related to your claim or dispute so the lawyer can review the coverage details.
- Any correspondence with the insurance company: Provide copies of letters, emails, or other communications between you and your insurer regarding the claim or denial.
- Proof of claim and supporting documents: Bring any documentation you have submitted with your claim, including receipts, invoices, photos, medical records, or repair estimates.
- List of questions: Prepare a list of questions you want to ask about your case, the legal process, and the potential outcomes.
- Timeline of events: Be ready to provide a clear timeline of the incident that led to the claim and any steps you’ve taken with your insurance company.
By preparing thoroughly for your consultation, you can ensure that the lawyer has all the information they need to assess your case and provide the best legal advice.
