Reviews

I met John Bowles while looking for a way to protect myself from having to file Bankruptcy as the result of the crash of the real estate market and greed of firms like Bear Stearns. This was at a time when millions of homeowners where either already losing their homes or about to lose their homes. Also the service companies and lenders would give you lip service regarding forbearance agreements and loan modifications without ever intending to perform on Government sponsored programs. John Bowles had come from the banking industry and has a unique perspective on how the financial world operates. John also has a way of helping those in a crisis situation step back to see the big picture. Losing a piece of property is not the end of the world. It may seem like it but it is not. John and his colleagues are dedicated to helping those in a crisis situation come out of it with the best possible outcome for the clients. The sad truth is that if you are in foreclosure, it means you agreed to pay back an obligation and are not doing so. There are many cases where the borrowers are victims of the lenders and service companies. John and his colleagues can deal with this situation. If there is fraud on the part of lenders/servicers John and his colleagues can help frame a defense that could benefit the victims. John and his colleagues are good at what they do, but they also have families to care for and a business to run. Do not wait too long before asking for help. Bowles and Fernandez are a good place to start. You generally only receive one free consultation, so be prepared. Prior to our first meeting, I conducted a preliminary background check and found that John’s license had once been suspended. Regardless, I had no other options so I made an appointment. After reviewing my situation and background, John told me that his license at one time had been suspended. I asked him why and he shared some personal information that had nothing to do with his practicing law or his clients. I personally have a successful record of challenging attorney’s working for CA EPA. September 2010 I decided that John was the kind of attorney I liked working with. I have not been disappointed. I do not believe he has ever let a client down. Bear in mind, we as clients have to communicate with our attorney and meet our obligations to them. I do believe he has made opposing attorneys angry. Chances are I will lose my family’s home but I will always have a friend with John and his firm. If you wish to speak to me, John Bowles can make an introduction. Rick

John Bowles has shown tremendous attention to details, persistence, and dedication to my case. He has spent countless hours on research and offered solutions to my situation. He did a very good job on educating me on the subject. He makes every effort to help in a difficult situation. The firm's payment plan makes it possible to hire an attorney. I was looking for a representation for a long time without success until I found John Bowles.

Mr. Bowles' firm has performed exceptionally on my case. The attorneys in his firm are very capable. They often speak on foreclosure defense panels. Turning my case over to his firm has been a life saver.

Very personable, and helpful! I had a issue he was able to resolve quickly and successfully. Thank you!