Reviews
Overall rating
Mary wendelken
04 Jul, 2016
All words, no actions. I wrote my own letters, made my own calls last summer and changed my own credit by 150 pts per bureau. Then school started and I hired Lexington Law to do the "heavy lifting". I purchased the most expensive plan and called regularly to get them going, as they were doing nothing. It's been about 7 mos and I'm done. Going back to doing it myself, when I can, the best I can. I'm clearly better at it than they are!
Oh, I should mention that AFTER hiring them, my score dropped from Very Good to Good, and now I'm rising again. Really. Get a couple books, discipline yourself to do what you need to do and instead of watching TV, do this until you're happy with your score. Best part: It's free.
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Shanika hicks (nika)
04 Jul, 2016
They are horrible they overdraft my account 3 times
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Darlyn dossus
01 Jul, 2016
The best Decision I made in my life!!! Thanks Lexington Law for being the best at what you do. Just a short note on what they have done for me.
I started with a credit score at 483, 496, and 538. I started with Lexington in March of this year (2016). My scores WERE as follows 598, 564 and 611. I had 93 items on my credit report across all three in total. The biggest chunk of it was student loans. 20 loans on each report. Mind you, I have and never worked in my selected major, but am still required to make payments and have not been able to get any grants or school forgiveness programs because of being married and our combined GROSS income disqualified me. (Which is wrong because I don't take gross home.. We take net but creditors don't care about that. So my last option was to try Lexington Law.. And I don't regret not one bit of it! They have removed 43 items from my credit report and they are dropping like flies! Those student loans.. Well come to find out ... The original creditor for my students loans transferred the balance to a new creditor and both were appearing on my credit with late payments.. THE SAME MISSED PAYMENTS... Lexington had them to correct this. And for the creditors that are really stubborn.. They had an escalation team that handled them at no additional charge.
I know not everyone has had the same results but I must also confess that I put in a few leg work myself by watching my credit score, not applying for any new credit, calling my student loan creditor and finding the best repayment option for me. Lexington also gave me letters to mail out to each of the credit bureaus about inquires that were on the report. So I really do feel as though .. If you really want this to work for you.. You need to put in just as much as Lexington does to help you.
I messed up my credit on my own and take full responsibility for it and I am paying for it by having to pay Lexington Law to repair it... But it's one of the best decisions I have made on my credit and since I put in leg work to mess it up I feel that I have to put in the same to fix it!! And to be honest , everyone should feel the same if repairing your credit is just as important to you.
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Mazi's mommy
01 Jul, 2016
I have the worst experience with Lexington law. I was missed informed about their services. I asked for a refund and it's taking two weeks 😡
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Delois brown
24 Jun, 2016
Edith hernandez
23 Jun, 2016
I cannot complain...my credit score went from 400 to 535 in 4 months......although I had to stop using ...lost my job...but will use them again soon.
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Siby mathew
22 Jun, 2016
I joined Lexington Law in January 2016, all I had was five negative items on my credit file. They removed one item from only one credit bureau. I have paid $600.00 so far and with little to no result, I called to cancel my service when monthly charge appeared on my card today. I called Lexington Law asked to reverse the charge from today and cancel my services. Agent I spoke with agreed I should get the money back for this month but her manager George O’shea will not allow the refund. I spoke with him, he stated charges that appeared today was for services that was rendered to me last month but when I active their services they charged me the same day without providing me with any services. I was going to keep my wife acct open with them but it appears Mr. George O’Shea didn’t see the logic in canceling my acct with refund of one payment and keeping my wife account open. I wouldn’t be upset if they were able to remove one item from all three credit bureau. I would not recommend Lexington Law service, this is something you can do yourself. Based on my own experience and of my friends, they are not effective as they claim and I believe most the reviews you see on youtube or on many websites are fake.
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Laural wilson
22 Jun, 2016
These people only care about themselves - I set up initial payment to draft on a specific day - they drafted it earlier - caused fees and problems with my checking account - then drafted again on the originally set up date - did not refund money as they said - they have caused me more problems than have helped - I asked them to suspend my account until my finances improved and they keep trying to draft my account and are charging me 19.95 a pop even after I have asked them to stop - not happy with them at all.
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Clint cox
21 Jun, 2016
They billed me more than they said then told me that the charges were for services that had happened. I asked to cancel reoccurring payment and they said it would close my account. So in other words the monthly payment means nothing.
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Willie
21 Jun, 2016
Big items get drug out so that you keep making payments. When I signed up I made a payment for the up and coming month. And when I tried to cancel I spas told that I owed for the previous month. I would not recommend them.
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Keap
20 Jun, 2016
DO NOT PURCHASE THEIR SERVICE!!!
They say on average they can clear 10.2 cases. That's all lies.. My wife and I signed up for the $80 program. It's been well over 5 months and I yet have to see any significant changes. Once a month they send out a letter to one of the bureau for one of your negative accounts. Then it's just a waiting game. Next month they send another letter and so on... I specifically told them to work on my Experian first but they simply did not comprehend my request...
Now after months of waiting and money spend. I hear that they have to send another letter. So now again wait another 30-60 days just to get one of the negatives removed...
After spending hundreds of dollars. You'll hear, in average we do remove 10 negatives in 4 months but it all depends...
Well it's my wife and I and nothing really changed after 5 months. My question is, do they really send out these letters? I have proof that they apparently did but yet have to hear from the banks... I canceled my service because I am not waiting 60 days to hear back from one case and then another 60 days to challenge that again.
They are not aggressive at all. They not going to challenge multiple accounts.
WORSED EXPERIENCE
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Shakara mcdowell
20 Jun, 2016
They are a SCAM. Only want your money! Don't be a fool like I was try someone else!!! Jessica Lopez is very unprofessional. Has no people skills. I'm waiting on her supervisor Hannah Rohan to call me back. We didn't even have them for a week and they double charged our account. In which they were quickly to refund, but why take the money out anyway. The guy that set us up lied to us about the monthly payments. I wouldn't recommend them to Jesus and I know that he can fix it!
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