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09 Apr, 2024 by Peter s
From the moment he calls (on the dot at the scheduled time) to the end of the call, you know you are in EXCELLENT hands. He is kind, calm, professional, expert, knowledgeable, good-natured, communicative, a natural educator (I say that as a professional educator), and just an honorable and compassionate individual. Outstanding, efficient, and no-frills advice. I found him to be completely trustworthy and ... well... if i had more legal issues to solve, I'd call him exclusively for support.
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05 Mar, 2024 by Pamle
When I came to Attorney Eduerdo Celaya’s. I was afraid and need advice about my bankruptcy. He was so calm and understanding. He had a lot of patients with me and guides me alone the way. He answered all of my questions, and made sure I had all of the paperwork I needed to file the bankruptcy. I highly recommend Attorney Eduardo Celaya, if you want someone knowledgeable and compassionate, I recommend him.
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31 Jul, 2019 by Renee
If you want an attorney to take care of you completely, I mean he does all the work..no repeat phone calls, no giving him documents again and again, this is the attorney for you! Mr. Celaya was wonderful, got my case done quick and right! Highly recommend....
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17 Dec, 2021 by Ken
I came to know Tom through a referral from my business attorney. Tom is a true professional from the first phone call to him and the subsequent guidance through a case that was very difficult. He provided just enough tenacity and drive to bring our case to a fruitful ending. Tom has so much experience in his field, and garners much respect amongst his peers.
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16 Dec, 2021 by Krista
I've had the great fortune to have had Tom Littler as my attorney. He provided excellent legal service for me throughout a 10 month ordeal. Mr. Littler showed extreme care in representing me, making sure that I had a full understanding AND that my interests, thoughts, opinions, and needs were considered along the way. Tom gave excellent legal advice, fought for my rights, and involved me in every step of the process. He gave me courage when I had none and helped me to believe in myself. When I didn't have the words necessary to say what I needed and wanted to, Tom helped me find them. Although I have never had cause to have an attorney before Tom, I feel absolutely certain that he is the very best one could have when an attorney is needed. His knowledge and experience provided the very best outcome for me and my family. I am truly grateful for all that Tom has done and would highly recommend him to friends, colleagues, family members and any person who should ask. Thank you Tom Littler for your service! I am forever in awe of your skill set, your integrity and your professionalism!
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25 Jan, 2017 by Cindy
I was referred to Thomas E. Littler, Esq by another attorney and family friend, and after speaking to him personally, I immediately hired him and never looked back. Throughout my 2 yr. legal battle Mr. Littler represented me in a very ethical and professional manner. He was attentive to detail and always met court deadlines unlike the opposing attorney in my case. Bottom line is his strategy produced results in my favor. Mr. Littler has earned my highest respect and I would, without reservation, recommend him to anyone looking for a most competent, ethical and quality attorney.
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04 Feb, 2016 by Anonymous
I've had several occasions to utilize Michael's services over the last six years and he has always provided excellent service. He is knowledgeable and has always demonstrated the highest professionalism in his dealing with me. I have been extremely pleased with our association, his customer service is second to none and I have no hesitation in recommending Michael to all individuals who have a need of his services.
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11 Dec, 2015 by Andrew
Michael is a true professional adviser. I have used him many times on myriad of professional services. He is a key member of my wealth building team. Mike can handle real estate, probate, estate, and much more. I highly recommend Michael Faith!
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03 Dec, 2015 by Anonymous
I recommend Michael Faith very highly. Michael took me on as a client in real estate dispute. Michael’s vast knowledge of the law made it possible for him to discover information about my case of which I was not aware. He took, what due to the other party, became a very complicated case and found ways for me to not only win the case, but to protect me in the future regarding issues around this property. I found Faith, Ledyard & Faith, PLC through my Arizona Teacher’s Association, where Faith Law offered a discount to educators. Because this case went on for a great length of time, Michael was also very considerate of my financial situation by having correspondence through emails as opposed to phone calls or meetings as he did not have to charge as much for an email. Michael often would send me emails on the weekend, showing that he spent time during his non office hours to work on my case. Michael Faith is an extremely skilled, qualified, honest and caring attorney who goes the extra mile for his clients. I don't know what I would have done without Michael's help!
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05 Mar, 2015 by Anonymous
I was devastated to find myself in a position to have to file bankruptcy. Mr Eastin and the entire staff at Platt and Westby were knowledgeable and helped me make it through the process and came up with a payment plan that worked for me. They stood by me when complications were incurred during the process. They were caring and supportive and with their help I have completed the process. I highly recommend this firm and Mr. Eastin to anyone who finds themselves in this unfortunate position.
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06 Dec, 2013 by Brian
We had an extremely complex Chapter13 case. Filing bankruptcy was an extremely agonizing decision but hiring Platt and Westby to represent us was probably the smartest decision I’ve ever made. Throughout the entire 5 years, Harvey Platt, Bryan Eastin, Thomas Karvel, and especially paralegal Dorothy Bain treated us with dignity and respect. If I could give Platt and Westby, P.C. “6” stars, I would. Trust me, if you need to file bankruptcy…nobody will get your back like Platt & Westby, P.C.
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01 Nov, 2013 by Anonymous
Mr. Eastin impressed me by his high regard for ethics and professionalism. He was always a voice of calm and reason in a highly emotionally charged situation. He was extremely honest with me and kept me informed during the course of my case. Thank you Mr. Eastin.
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26 Jun, 2015 by Eve
Mr Black has done many cases for myself, my mom and the rest of my family. I would highly recommend him to everyone. He has even came to my house on the weekend to get things done. He is very efficient. He likes to get things done and does them right. Is a matter of fact I am fixing to contact him again about another case. Thanks again Bill for everything that you have donr. EVE G.
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08 Jun, 2015 by Bill r.
Mr. Black has provided a variety of legal services to my family and me over the last several years. I initially contacted him for advice relating to certain of my business matters, but more sought his services regarding a personal injury accident in which my daughter was involved. She was struck by a negligent driver while she was riding her bike on a city sidewalk. She sustained multiple serious injuries and required extensive hospital treatment and medical follow-up. Her claim against the other driver’s insurance company was resolved much to our satisfaction. Mr. Black has continued to help me with other legal matters and when my inquiries are not in areas in which he regularly practices, he has been very helpful in helping me to connect with other top professionals. Bill R
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04 Dec, 2012 by Jesus
This is my families injury lawyer. Mr. Black has been handling my case for two years, which is on going. I was rear ended and sustained two herniated disc in my neck. I have MS and this has made my life a hellish nightmare. Having this pain all the time on top of my MS is life ending.
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23 Feb, 2022 by Marjorie
He is a rare gem of a lawyer-compassionate and honest. He genuinely cares about his clients and winning your case. Takes the time to discuss everything with you so you understand all of your options. Always available by phone or email for any questions. Superior service, I recommend him highly!
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12 Feb, 2014 by Anonymous
From day one when we were nervous about filing for bankruptcy, he took a guiding hand and didn't make us feel like the bad people we felt we were, for getting into trouble with medical expenses after having debt. Helped us through the whole process and also answered any questions we had no matter how big or small.
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07 Sep, 2012 by Paul
I think Mr. Reijonen defines what a good attorney should be. A friend of mine recommended him and, first, I wasn't really excited to meet him since I haven't heard or known anything about him, not to mention his girlish name and hard-to pronounce last name. Met him about less than a year ago, discussed about my injury case that previous two attorneys considered a "waste of time". He took his time explaining my options and gave me some valuable advice regarding some of other legal issues that I had free of charge as well. I ended up hiring him and results were exceptional. When I left his office, I felt like I had a visit with a great friend. A nice guy and great attorney!
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24 Jan, 2023 by Gary swimmer
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19 Dec, 2022 by Dion reilly
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15 Jun, 2020 by Trey
Dan was excellent at all the various parts of my Chapter 7 bankruptcy. I felt like he was 100% on my side by immediately stopping the creditors from harassing me and then negotiating some really sweet solutions with them. He effortless and effectively handled the bankruptcy issues with my home's short sale, a rental property, credit card issues, my divorce, vehicle complications and so much more. He has a wide range of professional contacts and his staff were supportive, confidential and tireless. He's a super hero!
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29 Sep, 2022 by Kathalena
Mr. Gardner handled my divorce case with complete professionalism even though my ex-husband, who represented himself, was very difficult to work with. Mr. Gardner and his staff were always keeping me advised of the status of my case as well and responded timely to my communications. They took my concerns and questions very seriously and spent whatever time was necessary to explain the processes of my case and answer all of my questions. I would give Mr. Gardner and his firm my highest recommendation.
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26 Sep, 2022 by Jared
I met with Douglas for a consultation after realizing my wife was having a year long affair. Douglas provided outstanding legal advice throughout the process and was always sure to to provide me options along the way. If you are looking for an empathetic and skilled family law attorney to guide you through your divorce, look no further.
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08 Sep, 2022 by Keith
Douglas is very professional and knowledgeable in family law. My case was Termination of Spousal Support and he worked his way through a difficult situation to come up with a good ending for me. I would hire him again if needed.
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17 Sep, 2018 by Jennifer
Mr. Gardner was instrumental in helping me through my Bankruptcy and turned what could have been a horrible experience into a pleasant one. I didn’t want to file bankruptcy, but was pushed into a corner by creditors who refused to work with me. His paralegal Kristin was also extremely helpful to me. I was 100% satisfied with Mr. Gardner and Kristin’s professionalism and was very happy to have them on my side. I would highly recommend them to anyone in need of assistance in this regard.
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11 Apr, 2018 by Suzanne
I have such gratitude for Attorney Preston Gardner and Kristin Lienhard, his paralegal, who with the administrative support of Kaitlyn Ochs and a full team gave me hope that my Chapter 7 Bankruptcy would indeed be a fresh start. Mine was a long process by choice with some legal quirks, which they took in charge of right away. My greatest thanks is for the human kindness shown without judgement and their great ethical and professional knowledge of the process. With heartfelt Thanks!
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06 Dec, 2016 by Paula
I was extremely pleased with my lawyer Preston Gardner and how professional and educated he was with everything!! The process was quick and painless. I was extremely happy with all the hard work everyone involved put in for me. I will recommend him and the firm Davis Miles to everyone I know. Sincerely, A very pleased customer
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24 Oct, 2015 by Karianne
Liz was outstanding. Always available, and made this difficult process much smoother. The whole firm was professional and efficient. Liz more specifically was reliable, compassionate, and had tremendous integrity. We never felt alone or confused. And most of all she was respectful. When we barely held our heads high, she treated us with respect and without judgement.
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29 Sep, 2015 by Anonymous
Liz was always on point, helpful and efficient. She helps you navigate through the process, lets you know what to expect and is very patient with endless questions.
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10 Sep, 2015 by Billy
Liz went above and beyond as it related to my case. She was always available by phone when I had questions and she was very timely as it pertained to getting information to me that was important to my case. She also pointed out several cost cutting initiatives that would help me pay off the amount owed.
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21 Jun, 2017 by Sean
After meeting with several bankruptcy attorneys, my wife felt that most were either unprepared or willing to throw anything at the courts in hopes to see what sticks. Ben was exceptionally honest, knowledgeable, and straight forward. We knew that he would be honest and would not do anything unethical to jeopardize our case. Him and Celeste have been exceedingly friendly and helpful. They made what a difficult time much more bearable by explaining the overall process, what to expect and when. Although I won't be filing for bankruptcy again, I would hire Ben in a heartbeat if I had to choose again.
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02 Jul, 2014 by C.w.
I met Ben Skinner at a Real Estate Lunch and learn at my broker’s office. This attorney knows his stuff. Whenever I have an agent question whether it is on commission, disclosure, contracts, liability, etc, Ben always has the answer. Love working with him! I even had him review the documents when my husband and recently bought a new home. His fees are very reasonable and unlike most attorneys he is very efficient with his time! I have also referred friends and family to him for bankruptcy matters. He has helped each of them navigate the bankruptcy process with support and consideration. His team and him really understand the emotional side of bankruptcy.
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26 Oct, 2016 by Steve
Amazing service, he has always been there to help me. Anything I needed, he took care of me. Always responds right away. He is very knowledgeable. I am so appreciative that I had him to help me through my most difficult times.
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18 Oct, 2016 by Amy
Very helpful, compassionate and understanding. Would definitely recommend him.
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11 Jul, 2012 by Anonymous
The Law Office of Clint Smith represented me in, Chapter 7 proceedings, on the recommendation of a friend. I met with Mr. Allen for my consultation where he took the time to thoughtfully answer all of my questions. Mr. Allen was present with me during my debtor's hearing. He met with me just prior & it put me at ease for the hearing. On the occasions I had to contact the office or had detailed questions he quickly accepted my call & assisted me. My impression of him was that he truly cared about his cases and clients were not just a number. His integrity during my Chapter 7 case was impeccable.
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08 Jun, 2015 by Brandi
JC stepped in at the last minute when my attorney quit unexpectedly due to personal reasons. He amazingly learned the details of my complex case, which had been going on for years, overnight. Yet you would of never known that he wasn't my attorney from day 1. I have nothing but appreciation for JC and his winning my case for me!
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28 May, 2010 by Anonymous
This attorney did a contract for me and it was very helpful, she was knowledgeable, friendly, and very helpful!!
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05 Nov, 2011 by Rick
As a practicing attorney I have known Mr. Martindale for many years. I have the utmost confidence in his legal skills and would not hesitate to refer a client to him. I do not practice bankruptcy law and Roger is recognized by his peers as an expert in such matters. He is pleasant to work with. He is patient with clients who are often feeling the stress of legal and financial matters. He is cool and plays a 12 string guitar.
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12 Feb, 2010 by Anonymous
I had a terrible situation where I was going through a divorce from an irresponsible person that allowed back taxes to pile up by not withholding from his checks for years. At the time, we owed over $60,000 in back taxes to the IRS. This attorney was able to bankrupt the IRS as well as take care of the "no fault" divorce papers for us for a very reasonable cost. I could not have had a better experience!
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26 Jun, 2015 by Martha
This is a very strong recommendation for Ed Ribadeneira who exceeded our expectations when we called upon him for assistance revising a contract in the wake of flood damage to our home. Time was of the essence and Ed responded immediately to our request the same day, working into the evening and early next morning to re-write the contract. Thanks to his diligent and timely efforts, all revisions were fully accepted and work began immediately. Ed is personable, responsive, insightful, and pragmatic, and he delivered truly exceptional customer service at a critical time. He couldn't have been any easier or more effective to work with. We would gratefully engage his services again in a heartbeat.
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19 May, 2024 by Ashley pham
Tracy and Joelle by far is the best team! Have been in my crazy battle for 4 years now, with my previous lawyer he did an okay job, but after hiring Tracy and her team, I am finally making progress. Tracy has been very transparent and gives the best advice throughout this crazy/difficult time. She has given me so much peace of mind and very on top of it. Her and Joelle has exceeded all of my expectations and then some. I am a complete over thinker and they both have eased my mind so much and have kept me sane from all of the crap I have been through. I wish I hired Tracy to begin with, but very happy I found her through a referral! Thank you over and over !!
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17 May, 2024 by Randy clarke
I had an extremely positive experience with Tracy and her team. I wouldn't ask for a better attorney. If there was a piece of advice I would share, it would be to stay calm and abide by everything Tracy asks you to do!
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16 May, 2024 by Silvia chavez jara
To whom ever is in need of friendly,sincere, understanding, professional, knowledgeable in family law and divorce I recommend you reach out to Augustin Law, PLLC ask for Tracy. You won't regret it. I'm still benefiting from their expertise.
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14 Aug, 2024 by Bryan
Henk was a rare find early on when the Celsius bankruptcy case was unfolding. He had published a blog article that showed he was the lone expert when it came to the matter. He knew how the payouts and treatment of creditors and debitors was likely going to play out. His guidance was authentic and reassuring. Henk is the guy to go to with complex crypto chapter 11 cases.
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30 Jul, 2024 by Heather torgersen
Andy was amazing! He is kind, caring, efficient and did a great job! We are grateful for him and The great job he did for us. I would recommend him to any of my family and friends.
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17 May, 2024 by Austin patton
Friendly and thorough
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18 Apr, 2024 by Bobbie
I had a smooth and efficient working experience with Andy. I would highly recommend him to family & friends. He is very caring, honest, knowledgeable, professional, and understanding.
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11 Sep, 2024 by Anonymous
Mark was always on point, kind, and humorous. We felt very prepared and supported along the process, and would certainly recommend. We were also recommended to Mark by past clients.
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30 Jul, 2024 by Pam
Making a decision to file bankruptcy was one of the hardest things I have ever done in my life. Next I had to pick an attorney, that to me was admitting I had FAILED. I knew I did not want to go to one of those offices that has several attorneys or one that I felt was over priced. Every time I searched, and this went on for at least 6 months, Mark Atchley's name was where I ended up. I made the dreaded call. I know Mark could hear the anxiety in my voice, but he was so calm and reassuring, letting me know that life happens and lets setup a consultation. Meeting Mark in person assured me I had made the right decision in calling him, and the price was good too! We started the process in March, and was completed in July. Mark and his office people made me feel like a friend they CARED about, not a client.
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26 Apr, 2024 by Arizona tim
My wife and I used Atchley law firm for our bankrupcy. The staff were very helpful answering questions and letting us know when each step had to be done. Payment was reasonable and could be paid over time instead of all at once. I feel I made some new friends. If you need estate planning or a bankrupcy give them a call.
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21 Sep, 2024 by Savannah mendez
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21 Sep, 2024 by Kris almario
The Phoenix Accident and Injury Law firm are great professionals. They communicate well and are make sure you understand the details and make well-guided decisions.
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19 Sep, 2024 by Jean pierre frias peñaloza
Very pleased with the service. Excellent communication. Special thanks to Geraldine for her support and hard work!
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22 Aug, 2024 by Ris reeves
Shasta Nolte is an awesome attorney, and Bella Law is an incredible law firm!!! They really are great communicators, and care for the people they serve. Excellent service 150%!!!
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20 Jul, 2024 by Scott webb
Highly recommended. Case settled quickly and efficiently. Shasta was very professional and her staff bryanda, Michelle and cal were awesome.
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20 Jul, 2024 by Heather webb
When my ex-husband and I decided it was time for us to file for divorce I had spoken to a few different law firms to go over my case and I felt dumb asking some of my questions and left their office unclear of the process. HOWEVER when I called The Bellah Law firm and spoke to the office staff right away they were very friendly, caring and welcoming. I was able to schedule my initial consultation with Shasta Nolte right away and after meeting with Shasta and the staff I immediately decided this was the law firm and attorney I wanted representing me in my divorce case. Shasta made it very easy for me to talk to her about my personal situation and my overall case, I was comfortable sharing my personal information and asking any questions I had regarding my divorce. She explained all my options as well as the process, time frame and fees for each option in a way that was very easy to understand and I did not feel stupid or that I was wasting her time with any questions . I also had the opportunity to interact with her assistants / office staff Bryanda, Michelle and Cal all of which were very friendly and helpful with any questions or follow up on the status of my case. I would 100% recommend using Shasta Notle and or Bellah Law to represent you in any legal matter that you may have. Thank you Shasta and Team for making what could have been an ugly and lengthy difficult situation go so smoothly and as easy and quick as possible! You and your team are AMAZING!!!
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03 Feb, 2024 by Big fafy's little family
Eric is a pit bull in and out of the court room.
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30 Jan, 2024 by Lou garber
Most considerate people I have ever met. Fabulous Attorney.
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21 Jun, 2023 by Carlos valenzuela
I called Sharon to find out about their bankruptcy services, and after taking my information, Eric called me back sooner than expected. After consulting with him, he made me feel confident about getting through this bankruptcy. They are very professional, very thorough. They gave me peace of mind. Very pleased with their work. Good Job! Thank you. CV
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07 Aug, 2024 by Karra krug
I am grateful for Kristen and her services. Kristen represented my family cases for approximately 4 years. The overall case is complex needing representation with several components multiple times. Kristen was the 4th attorney that I had. The first was for the divorce; I wish I knew about Kristen then. I would have retained her immediately and likely never had to go through what I did. Kristen was up against a 'shark' of an attorney, who represented my ex. Kristen handled everything with grace and tact. There where moments when she presented the ugly truth to me in a kind way. Her knowledge and professionalism is unmatched. The only reason that I have new representation is because I moved across the country. She provided me with guidance to transfer my case. She also has great communication. I never felt that I was left hanging and wondering.
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10 Jan, 2024 by Angeline rose nixon
Kristen Kaffer is amazing!! She’s very patient, efficient, understanding and knowledgeable. I high recommend her!
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23 Sep, 2023 by Kimely gallagher
Kristen made the whole process easy and smooth for me. She was on top of everything and responded to all my questions in a timely manner. I appreciate her and I am very grateful to her.
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18 Sep, 2024 by Jason ward
I am pleased to share that my experience surpassed my expectations. Initially, I had some uncertainty about what to anticipate. However, Dave dedicated significant time to educating us on the complexities of estate planning and the process of establishing our trust. He demonstrated remarkable patience and ensured that we had all the necessary information to make informed decisions. Additionally, his staff was equally professional and prepared, providing thorough responses to our numerous questions. A notable advantage of this service is the ability to reach out at any time for further inquiries without incurring additional charges. Dave emphasized his commitment to building a long-term relationship with us, rather than simply providing a one-time service and moving on. While I hope to maintain our progress until our three-year update, it is reassuring to know that we can stop by if needed.
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17 Sep, 2024 by Robert walkup
The uncomfortable process was made easy and simple. Thank you
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06 Sep, 2024 by Loreatta bollie
I will use All Rise legal Document for all my legal needs. I was treated very professional, with respect,and all my needs was solve.
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01 Sep, 2024 by Bonnie heffentrager
Very professional!
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30 Aug, 2024 by Terrence earle
Friendly and professional . Dan spent almost an hour with me answering me questions and concerns
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29 Aug, 2024 by Phoebe holl
I was so worried about my child support case, I came in for a consultation and Mr.Dodds himself spoke to me about my case which really helped me feel more relaxed about my situation. He is kind, very honest and open about the possibilities of your case, and gives you peace of mind. The firm is super friendly and inviting, I am so happy to be working with The Dodds Law Firm.
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01 Aug, 2024 by Casey yontz
I would recommend this office to anyone looking to get help with tier finances. This is one of the most experienced bankruptcy attorneys in the state.
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31 Jul, 2024 by Cailyn janisch
I had a great interaction with Mr Wright! I reached out about some questions I had about bankruptcy and Mr Wright was extremely knowledgeable and helpful. I appreciated his kindness with his answers and I can definitely say he is the right person to hire if you're looking for a bankruptcy attorney!
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29 Jul, 2024 by Julia ra
I had the pleasure of receiving detailed voice memos in response to my specific questions. Each response was personalized and addressed unique scenarios that are not easily found online, as my situation has many unique aspects that are difficult to understand without professional expertise. Mr. Wright made an effort to explain everything clearly and understandably, avoiding overwhelming legal jargon. His dedication to providing thorough and accessible answers was greatly appreciated. I will definitely reach out for further details and assistance. The answers were incredibly helpful, and I highly recommend his expertise and personalized approach.
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10 May, 2024 by Esmeralda palacios
Lisa Elkin is amazing!!! She is very professional . We really appreciate you and all your staff. All the people working in the office is so sweet and friendly. I recommend 100%. Christian is very helpful. Thank you so much.
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07 May, 2024 by Cathy h
I wish i can give a better Rating. Dont Recommend if you have a long Process, they change you Lawyers like nothing. I have been Through 4 Lawyers in 7 years and i just hate having to tell my story over and over again. Very disappointed!!
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07 May, 2024 by Diana pacheco
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FAQs
Questions? We have answers

What a Bankruptcy Lawyer Can Do for You

A bankruptcy lawyer specializes in helping individuals and businesses manage overwhelming debt by filing for bankruptcy or exploring alternatives to bankruptcy. They guide clients through the complex legal process of discharging or restructuring debts, represent them in court, and work to protect assets such as homes and cars. Bankruptcy lawyers can also help stop creditor harassment, wage garnishment, and foreclosures through bankruptcy protections.

If you're facing financial hardship, a bankruptcy lawyer can help you decide whether filing for bankruptcy is the right option and assist you through the legal process.

When Should I Hire a Bankruptcy Lawyer?

You should consider hiring a bankruptcy lawyer in the following situations:

  • Unmanageable debt: If you're unable to pay your bills and debts are piling up, a lawyer can help you explore options such as Chapter 7 or Chapter 13 bankruptcy.
  • Foreclosure or repossession: If your home is at risk of foreclosure or your vehicle is in danger of being repossessed, a bankruptcy lawyer can help you use bankruptcy protections to prevent this and potentially reorganize your debts.
  • Wage garnishment: If your wages are being garnished, filing for bankruptcy can stop garnishments and allow you to regain control of your finances.
  • Creditor harassment: If creditors are constantly calling or sending collection notices, a bankruptcy lawyer can stop these actions by filing for bankruptcy, which enacts an automatic stay that halts collection activities.
  • Small business debt: If your business is struggling with debt and cannot meet financial obligations, a lawyer can help you file for Chapter 11 (reorganization) or Chapter 7 (liquidation) bankruptcy.
  • Medical debt or credit card debt: If you have large amounts of unsecured debt like medical bills or credit card balances, a bankruptcy lawyer can help you seek relief through Chapter 7 or Chapter 13 bankruptcy.

Hiring a bankruptcy lawyer early in the process can prevent further financial damage and help you choose the best legal option for debt relief.

What Does a Bankruptcy Lawyer Do?

A bankruptcy lawyer provides a range of services to help individuals and businesses handle their debts. Their responsibilities often include:

  • Evaluating your financial situation: Assessing your income, assets, debts, and expenses to determine if bankruptcy is the right option and which type of bankruptcy (Chapter 7, Chapter 13, or Chapter 11) best suits your situation.
  • Filing bankruptcy petitions: Preparing and filing the necessary documents to initiate your bankruptcy case, ensuring that all legal requirements are met.
  • Stopping creditor harassment: Once the bankruptcy case is filed, an automatic stay is enacted, which stops creditors from pursuing collection efforts. A lawyer ensures this protection is applied immediately.
  • Representing you in court: Representing you in court proceedings, including meetings with creditors and any hearings related to your case.
  • Negotiating with creditors: In Chapter 13 or Chapter 11 bankruptcies, negotiating a repayment plan that restructures your debts and allows you to manage payments more effectively.
  • Advising on asset protection: Guiding you on how to protect certain assets, such as your home or retirement savings, through available bankruptcy exemptions.
  • Explaining the impact on your credit: Informing you about how bankruptcy will affect your credit and advising on steps to rebuild your credit post-bankruptcy.

How Are Bankruptcy Lawyers Paid?

Bankruptcy lawyers typically charge for their services in different ways depending on the complexity of the case and the type of bankruptcy being filed. Common payment structures include:

  • Flat fee: Many bankruptcy lawyers charge a flat fee for handling Chapter 7 or Chapter 13 bankruptcy cases. This fee usually covers the entire process, from preparing and filing paperwork to representing you in court.
  • Hourly rate: For more complex cases, such as Chapter 11 bankruptcy (often used by businesses), some lawyers charge an hourly rate. Hourly rates typically range from $150 to $500 or more.
  • Retainer: In cases where ongoing legal services are required, such as in Chapter 11 bankruptcies or complex Chapter 13 cases, a lawyer may request a retainer, which is an upfront payment billed against as the lawyer works on the case.

It’s important to discuss fees with your lawyer upfront, as bankruptcy law requires lawyers to disclose all fees and ensure they are reasonable and fair.

How Much Does a Bankruptcy Lawyer Cost?

The cost of hiring a bankruptcy lawyer varies depending on the type of bankruptcy and the complexity of the case. General cost estimates include:

  • Chapter 7 bankruptcy: For individuals, legal fees usually range from $1,000 to $3,500. This flat fee generally covers the entire process.
  • Chapter 13 bankruptcy: For individuals filing Chapter 13, legal fees typically range from $2,500 to $6,000. This cost is higher because of the additional work required to create and manage the repayment plan.
  • Chapter 11 bankruptcy (for businesses): Chapter 11 bankruptcy is more complex and usually more expensive, with legal fees ranging from $10,000 to $50,000 or more, depending on the size of the business and the complexity of the debt restructuring.
  • Filing fees: In addition to legal fees, there are also court filing fees, which are $338 for Chapter 7 and $313 for Chapter 13 as of 2024.

Always ask for a detailed cost estimate during your consultation to understand what services are included and whether payment plans are available.

Top Questions to Ask a Bankruptcy Lawyer

Before hiring a bankruptcy lawyer, it’s important to ask key questions to ensure they have the experience and knowledge to handle your case effectively. Key questions to ask include:

  1. What experience do you have with bankruptcy cases?
    Ensure the lawyer has experience handling cases similar to yours, whether it's Chapter 7, Chapter 13, or Chapter 11 bankruptcy.
  2. How do you charge for your services?
    Clarify whether the lawyer charges a flat fee or hourly rate, and ask for a detailed breakdown of costs, including filing fees and additional expenses.
  3. Which type of bankruptcy is best for me?
    Ask the lawyer to explain whether Chapter 7, Chapter 13, or Chapter 11 is the best option based on your financial situation and long-term goals.
  4. What debts can be discharged?
    Ask which of your debts will be forgiven through bankruptcy and which debts (such as certain taxes or student loans) may not be dischargeable.
  5. How long will the process take?
    Bankruptcy cases can take time to resolve, so ask the lawyer how long they expect the process to last, from filing to discharge.
  6. Will I be able to keep my assets?
    Ask if you will be able to keep important assets, such as your home or car, and what exemptions might apply.
  7. What happens after bankruptcy?
    Ask about the impact of bankruptcy on your credit score and what steps you can take to rebuild your credit after the bankruptcy is finalized.

How to Check the Credibility of a Bankruptcy Lawyer

To ensure you are hiring a reputable bankruptcy lawyer, follow these steps to verify their credentials and track record:

  • Verify their bar status: Check with your state bar association to confirm that the lawyer is licensed to practice law and has no history of disciplinary actions.
  • Look for bankruptcy experience: Review the lawyer’s website or professional profile to ensure they specialize in bankruptcy law and have successfully handled cases like yours.
  • Read client reviews and testimonials: Look for client reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s professionalism and ability to handle bankruptcy cases.
  • Ask for references: A reputable lawyer should be able to provide references from past clients who have worked with them on bankruptcy matters.
  • Check for certifications or memberships: Look for lawyers who are members of organizations such as the National Association of Consumer Bankruptcy Attorneys (NACBA) or who have specialized bankruptcy law certifications.

What Should I Prepare for My First Consultation?

To get the most out of your first consultation with a bankruptcy lawyer, it’s important to come prepared with relevant documents and information. Here’s what you should bring:

  • List of debts: Prepare a detailed list of all your debts, including credit cards, personal loans, medical bills, and any secured debts such as mortgages or car loans.
  • Income and expense records: Bring documents that show your current income, such as pay stubs or tax returns, and a list of your monthly expenses, including rent, utilities, and other essential costs.
  • Asset information: Provide information on any assets you own, such as your home, car, investments, or other valuable property.
  • Credit reports: If possible, bring copies of your credit reports to give the lawyer a clear view of your financial situation.
  • Questions for the lawyer: Prepare a list of questions you have about the bankruptcy process, the lawyer’s fees, and what to expect after filing for bankruptcy.

By preparing thoroughly for your consultation, you can help the lawyer assess your situation more effectively and provide the best possible legal advice tailored to your needs.

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