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Jeanne Ann Pennebaker, experienced Bankruptcy, Debt Settlement attorney in Charlotte, NC with 26 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
45,81
star star star star star
5.0/5
Avvo
5.0
26 Reviews
star star star star star
03 Jan, 2025 by Nelten1
I cannot recommend Attorney Jeanne Pennebaker highly enough! From the moment I retained her for my Chapter 13 case, she exhibited unmatched professionalism, compassion, and dedication. Navigating the complexities of the Chapter 13 process was overwhelming, but she made the entire process manageable,taking the time to explain every detail and ensuring I was always informed. Over the past five years, she has consistently gone above and beyond my expectations. Her thoroughness and expertise were evident in every interaction, and she listened and treated my case with the utmost care and respect. No question was too small, no concern too trivial—she was always there to guide and support me through it. Thanks to her unwavering commitment, my case was discharged my plan and I am now in a much better financial position. If you’re looking for a compassionate, knowledgeable, and dedicated attorney, Jeanne Pennebaker is definitely the one to call. She truly changed my life, and I am forever grateful!
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13 Dec, 2024 by Pam
Jeanne Anne Pennebaker has been my BK Atty since 2019 and she has always made herself available to help assist me throughout these entire 5 yrs. Now in 2024 , she informed me that my Chapter 13 was approved by the courts to be discharged and I can’t Thank her enough for staying with me throughout this entire 5 yr journey! You’re the best Atty I’ve had to represent me! Thank you for your time & consideration!
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11 Dec, 2024 by Anonymous
I am incredibly grateful for the outstanding service I received from Jeanne Ann Pennebaker at JA Law. Filing for Chapter 13 bankruptcy can be a daunting process, but she made it seamless and stress-free. From the very beginning, Jeanne Ann managed my case with exceptional care and professionalism. Her communication skills are impressive; she answered my questions within 24 hours and explained legal terms in a clear and straightforward manner. This clarity not only helped me understand my situation but also solidified my trust in her expertise. I confidently recommend Jeanne Ann Pennebaker and JA Debt Law to anyone seeking bankruptcy services. Her prompt communication and in-depth knowledge of bankruptcy law truly set her apart. I am fortunate to have had her as my attorney.
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John T. Orcutt, experienced Bankruptcy, Personal Injury attorney in Raleigh, NC with 713 reviews
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info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
44,64
star star star star star
4.9/5
Avvo
5.0
20 Reviews
Google Maps
4.9
693 Reviews
star star star star star
22 Nov, 2024 by Tony cashdog
I don't thank John t orca did someone I know took her money for themselves win she try to call for help get lies I want her to sue and get the money she paid these money hungry lawyer's miss Cheryl tell her alot of lies. That all they do is tell lies. Her name Janice daye. Left her in a big mess. She calls josh he never returned her calls. Just a big rip off the lawyer got there money. Paying little small payments to the creditors then after they get there money dismiss her off bankruptcy I thank that not right. Giver her money back
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26 Oct, 2024 by Andrew chernoff
I would like to thank the Law Offices of John T Orcutt, Edward Boltz, Kelli Stanley and team helped make a very stressful and difficult situation much easier to cope with due to their professionalism and concern for our well being which is beyond reproach. Edward and Kelli are amazing and empathetic, we couldn't thank them enough for all of their help in dealing with our situation, Kelli is a pleasure to have helping us get through this difficult process, she is courteous and efficient, responding to all of our questions expeditiously. We feel blessed to have them by our side.
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24 Sep, 2024 by Mary pierson
Nicole Lombardi has been a wonderful asset to your office not only did she answer my questions an very patiently waited for me to send papers to her but she went above an beyond what I expected a paralegal to do she did not have to listen to my troubles but she is the kindest person an sweetest I've met in a very long time thank you Mr. Orcutt an God bless you Nicole Lombardi I appreciate you so much
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Matthew Allen Schmidt, experienced Bankruptcy attorney in Fayetteville, NC with 679 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
44,10
star star star star star
4.9/5
Avvo
5.0
3 Reviews
Google Maps
4.9
676 Reviews
star star star star star
25 Jan, 2025 by Timothy greenlaw
Nicole was extremely helpful. The entire process was streamlined and simple.
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19 Jan, 2025 by Carnaya hosch
I had the pleasure of working with Nicole Lombardi, and I can’t say enough about her professionalism and patience. She guided me through the process of gathering all the necessary documents for filing and took the time to explain everything in detail, including the differences between Chapter 7 and Chapter 13 bankruptcy. Her support made a potentially overwhelming process feel manageable. I would highly recommend this law firm to anyone considering filing for bankruptcy.
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13 Jan, 2025 by Condranique reid
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Jeremy Harn, experienced Bankruptcy attorney in Raleigh, NC with 695 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
44,08
star star star star star
4.9/5
Avvo
5.0
2 Reviews
Google Maps
4.9
693 Reviews
star star star star star
22 Nov, 2024 by Tony cashdog
I don't thank John t orca did someone I know took her money for themselves win she try to call for help get lies I want her to sue and get the money she paid these money hungry lawyer's miss Cheryl tell her alot of lies. That all they do is tell lies. Her name Janice daye. Left her in a big mess. She calls josh he never returned her calls. Just a big rip off the lawyer got there money. Paying little small payments to the creditors then after they get there money dismiss her off bankruptcy I thank that not right. Giver her money back
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star star star star star
26 Oct, 2024 by Andrew chernoff
I would like to thank the Law Offices of John T Orcutt, Edward Boltz, Kelli Stanley and team helped make a very stressful and difficult situation much easier to cope with due to their professionalism and concern for our well being which is beyond reproach. Edward and Kelli are amazing and empathetic, we couldn't thank them enough for all of their help in dealing with our situation, Kelli is a pleasure to have helping us get through this difficult process, she is courteous and efficient, responding to all of our questions expeditiously. We feel blessed to have them by our side.
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24 Sep, 2024 by Mary pierson
Nicole Lombardi has been a wonderful asset to your office not only did she answer my questions an very patiently waited for me to send papers to her but she went above an beyond what I expected a paralegal to do she did not have to listen to my troubles but she is the kindest person an sweetest I've met in a very long time thank you Mr. Orcutt an God bless you Nicole Lombardi I appreciate you so much
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Heather W. Culp, experienced Bankruptcy, Debt Settlement attorney in Charlotte, NC with 74 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
44,01
star star star star star
4.9/5
Avvo
5.0
21 Reviews
Google Maps
4.9
53 Reviews
star star star star star
22 Nov, 2024 by Christopher allen
John C. Woodman at Essex Richards, P.A., was exceptional in handling our business bankruptcy and the associated hearings. He was always fair, prompt, honest, and highly responsive. John understood the complexities of our situation, including the emotions and embarrassment tied to a large-scale asset case, and guided us with compassion and professionalism. Thanks to his thorough and thoughtful approach, we felt supported throughout the process. Because of the care and expertise shown, we will undoubtedly rely on John and his firm for any future legal matters. He is highly recommend!
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10 Sep, 2024 by Jay poff
They are honest and made me feel like a priority. I will always utilize their services
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20 Jun, 2024 by Reuben burton
John Woodman and his partners and staff are amazing in their capacity to do their jobs and connect personally with their clients. When and if you or your company needs representation for litigation or bankruptcy you would struggle to find better counsel and friends.
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Koury L. Hicks, experienced Bankruptcy attorney in Durham, NC with 351 reviews
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info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
44,00
star star star star star
4.9/5
Avvo
5.0
11 Reviews
Google Maps
4.9
340 Reviews
star star star star star
08 Dec, 2024 by Prescriptive living: diagnose. prescribe.
I am being sued by an intermediate of a creditor I paid. After a year and a half of defending myself to through the courts against the likes of a billion dollar company that has been found guilty of defrauding customers through oversight agencies already, I thought this was a slam dunk case. The judge must have forgot to eat his Wheaties it seems because things didn't play out that well. This is the same judge that threw a victim of partner abuse in jail because her abuser was one of his lawyer/church buddies. Yes, I will likely be writing a screenplay about this. So I called this law firm hoping for help. They were trying to push me into something rapidly that would harm me. After the trauma I just went through with the legal system, this certainly wasn't appreciated. They even had the nerve to ask for a review that same day! YIKES. Well today is the day I deliver on that review. They then put you into an email and text communication sequence. Telling you they will always be there for you, but when you try to get answers, they leave you hanging without answers. If you want a lawyer that promises much and delivers much less, I believe this may be the perfect firm for you. If you want someone that lives up to their salt, you will need to keep looking. And so I will because I must. If you know of a good lawyer 🙃 please let me know. I really could use one right now it seems.
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17 Aug, 2024 by Shawana mcintosh
April Ayscue was a pleasure to work with. She responded quickly to every email and answered all my questions. She definitely made the filing process very easy.
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02 Aug, 2024 by Lorri phillips
Anita explained everything so good and she made me at ease. She was considerate about my disabilities and so kind in general.
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William G. Berggren, experienced Bankruptcy attorney in Raleigh, NC with 57 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
43,96
star star star star star
4.9/5
Avvo
5.0
20 Reviews
Google Maps
4.9
37 Reviews
star star star star star
14 May, 2023 by Sam grinstead
I’m not much on writing reviews but I feel like I’d be doing a disservice by not sucking it up for the gain of others after having done business with Mr. Berggren. Being 50 I come from the age of filing being something taboo and I couldn’t say with any more certainty it was by far one of the best decisions I have ever made in my life. I immediately had a weight lifted off my shoulders after going to court with Bill and being approved to file with the damages I had caused myself financially. Not only was I able to keep my car and home but I was able to walk away from bad decisions in my opinion such as a time share, high interest loan, etc. I spent a lot of time checking others reviews and one of the many great things about filing with Bill is the fact you deal with the person you hire. It’s not like the offices of big name lawyers where you deal with all their up and comers. Not that they don’t deserve their right to make a name for themselves but when you’re talking about salvaging everything I’ve ever worked for having him by my side in court and every step of the way was lets say a blessing. Should you need to make this decision to better your financial and mental well being you can’t go wrong with working with Bill in my opinion. Best Wishes in your endeavors and I pray you’re blessed as I have been in your future years both mentally and financially.
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14 May, 2023 by Sam
I’m not much on writing reviews but I feel like I’d be doing a disservice by not sucking it up for the gain of others after having done business with Mr. Berggren. Being 50 I come from the age of filing being something taboo and I couldn’t say with any more certainty it was by far one of the best decisions I have ever made in my life. I immediately had a weight lifted off my shoulders after going to court with Bill and being approved to file with the damages I had caused myself financially. Not only was I able to keep my car and home but I was able to walk away from bad decisions in my opinion such as a time share, high interest loan, etc. I spent a lot of time checking others reviews and one of the many great things about filing with Bill is the fact you deal with the person you hire. It’s not like the offices of big name lawyers where you deal with all their up and comers. Not that they don’t deserve their right to make a name for themselves but when you’re talking about salvaging everything I’ve ever worked for having him by my side in court and every step of the way was lets say a blessing. Should you need to make this decision to better your financial and mental well being you can’t go wrong with working with Bill in my opinion. Best Wishes in your endeavors and I pray you’re blessed as I have been in your future years both mentally and financially.
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11 May, 2023 by Peggy mace
I am not writing this review as a bankruptcy client of Mr. Berggren…..it is quite the opposite. This review, which I hope to post everywhere, is about Mr. B’s character, his courtesy and understanding, his extreme knowledge of contractual and bankruptcy laws, and his professionalism (not to mention his terrific sense of humor). On 3/3/23, I signed a contract with Covenant Roofing in Durham, as well as the financing documents for the job through GoodLeap, which Covenant refers their clients to for financing options. About 5 weeks after I signed the contracts, no work had yet been started, Covenant Roofing filed for bankruptcy. Also, GoodLeap increased the amount of the contract I signed and they would not give me an addendum or a voided contract of the first one I signed, even though that amount was included AGAIN in the second set of loan documents. Of course, I would not sign the second set. A friend of mine is a bankruptcy client of Mr. B, and she suggested I contact him for an unusual sort of consultation. First of all, somebody actually answered the phone when I called his office, and second of all, he called me right back. He said he would be happy to talk about my situation right over the phone, and third of all, with NO CONSULTATION FEE after 40 minutes on the phone. Amazing. The bottom line is that, even though he is not my lawyer or representing me in any way, I took his advice on what to do which resulted in me getting out of my GoodLeap financing loan. And because I have it documented and memorialized that Covenant never started the work, nor did they return my calls and inquiries, that matter is also considered as null and void. Thank you Mr. Berggren for being a decent human being who is ruled and driven by just doing something nice!
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Damon Terry Duncan, experienced Bankruptcy, Workers Compensation attorney in Greensboro, NC with 126 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
43,93
star star star star star
4.9/5
Avvo
5.0
20 Reviews
Google Maps
4.8
106 Reviews
star star star star star
08 Jul, 2024 by Renee servis
Mr Bill is an EXCELLENT attorney. He has great customer service - responds to texts, phone calls and emails promptly. Bill makes you feel like he hears your situation and will do all that he can to help you. i called bill on 7/5 - though i had a court date on 7/7. I was nervous that it was so short notice he wouldn't be able to help me. not only was Bill able to help me, he had one of the issues dismissed and another down to the lowest form. I not only saved myself having to pay a fine as well as court costs as well as this bleeding into other areas of my life - which could affect my job - now i just paid bills fee and the court cost and i can forget this happened to me. i couldn't pull out my wallet fast enough!!! long story short - bill is awesome and trustworthy. don't call the people who send you letters in the mail for tickets. Call Bill Causey. if your reading this - thanks Mr Bill, you are the best!
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08 Jul, 2024 by Zach m
I have no complaints. Mr. Causey was quick and professional. He got me the best possible result for my case and let me know the results immediately.
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08 Jul, 2024 by A. moore
Mr. Causey was an ideal attorney. I hired him to help a family member who lives in North Carolina, and I honestly wasn't expecting a whole lot because I am out of state. I felt like since I was not local I could easily be ignored. Not so! Mr. Causey was informative and patient, and kept me abreast every step of the way. Did absolutely everything he said he'd do, flawlessly. I would recommend.
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Robert Todd Mosley, experienced Bankruptcy attorney in Asheville, NC with 126 reviews
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info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
43,73
star star star star star
4.9/5
Avvo
5.0
10 Reviews
Google Maps
4.9
116 Reviews
star star star star star
06 Nov, 2024 by Kim bella
Professional, attention to detail, knowledgeable, great customer service
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06 Nov, 2024 by Stephan martin
Friendly professional, knowlegable, and efficient. We highly recommend them!
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05 Nov, 2024 by Susan mccarthy
We had a great experience with Peter McGuire at Strauss Law and with his team, Jenna, Megan and Janice. Peter walked us through a complex process and made it easy for us to understand. This was the best thing we could have done for our family. Bill & Sue McCarthy
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Joshua Paul Hillin, experienced Bankruptcy attorney in Wilson, NC with 229 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
43,63
star star star star star
4.9/5
Avvo
5.0
3 Reviews
Google Maps
4.9
226 Reviews
star star star star star
10 Feb, 2025 by Eldred harding
My agent with Jennifer Freeman. She was excellent helping me through these problems and on my behalf. Give her a pat on the back please
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13 Jan, 2025 by Condranique reid
Love this office
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19 Nov, 2024 by James farmer
I am looking forward for the interview Anita was a great help
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Lynn Ellen Coleman, experienced Bankruptcy, Debt Collection attorney in Kernersville, NC with 27 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
43,51
star star star star star
4.7/5
Avvo
5.0
19 Reviews
Google Maps
4.0
8 Reviews
star star star star star
26 Feb, 2024 by Tyler
Responded to my questions regarding debt collection in a timely and professional manner.
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27 Nov, 2023 by Kirtis baines - bey
I reached out to her about my situations and she was rude and unprofessional. I was explaining my situations and once I mention the companies she tried to argue me with PROCEDURES and I stated I know I'm not a professional but I just read laws on contract repudiation/breach, then i was interrupted, she went on more about the procedures then I asked well what about this statute and that one and since when does procedure triumph the law. Being that the loan was sold makes the contract an actual breach, she interrupted and said. Look you called me asking for my help and if you're going to try and tell me how things go and don't want to listen then I may not be the attorney for you and if you're not going to listen I will terminate the call in a very aggressive and annoyed tone, like I was her child. I replied you need to watch your tone and I will find another attorney because you don't even want to hear me out, you keep being rude trying to talk over me and interrupting telling me about the procedures. I'm very aware that loans get sold on the regular but there is still a correct procedure that should be done and the North Carolina General Statutes speaks on them and I can read and comprehend very well. As I was speaking she was interrupting by attempting to speaking over me which annoyed me, like where is the professionalism. And I ended to the call because I let her actions take me out of character. And all I was trying to do was get advice. Then I get on here and see she has a mediator title as well, now that's hilarious.
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14 Jun, 2023 by Brandon shields
Lynn is very knowledgeable and friendly. I asked a lot of questions because all i have ever heard was different things from different people. She also has the best prices.
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Sheree Cameron, experienced Bankruptcy attorney in Raleigh, NC with 124 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
43,46
star star star star star
4.9/5
Avvo
4.6
11 Reviews
Google Maps
5.0
113 Reviews
star star star star star
09 Dec, 2024 by Silver alcid
My experience with Cameron Bankruptcy Law was great. They provided very thorough instructions from start to finish and made the whole process very easy. I came to them because I thought their pricing was very fair especially considering the nature of their services. I had no issues, they were quick, friendly, and direct.
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09 Dec, 2024 by Carl nagle
Kerry and his team are fantastic! I am a North Carolina personal injury lawyer and have referred clients to Cameron Bankruptcy because I don't handle those cases. I've always had great feedback and just had a client who is so very relieved by Kerry's assistance with a bankruptcy that arose due to a severe accident that left my client with large bills after she was unable to work for some time. We secured a settlement that was protected from creditors' claims, and my client was able to get back on the successful path she enjoyed before the accident. Cameron Bankrutpcy Law put out some huge financial fires and my client is so happy with their service and results. Thanks Kerry for being there for the clients I have referred. I recommend this bankruptcy firm to anyone who is facing overwhelming financial pressure from creditors. True experts in bankruptcy law!
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06 Dec, 2024 by Tammy peterson
I recently had a consultation with Kerry, and I couldn't be more pleased with the zoom meeting. He took the time to thoroughly explain the entire bankruptcy process, which was incredibly helpful given how overwhelming it can be. One of the standout aspects of the consultation was transparency regarding pricing. He provided a detailed breakdown of the costs involved, so I knew exactly what to expect. This level of clarity was refreshing and alleviated a lot of my concerns about financial obligations moving forward. Moreover, the He was patient answering all of my questions without hesitation. Whether it was about the different types of bankruptcy, eligibility requirements, or the timeline of the process, he addressed everything comprehensively. I left the consultation feeling informed and empowered to make the right decisions for my financial future. Overall, this was a fantastic experience, and I highly recommend this company to anyone facing bankruptcy. Their expertise, professionalism, and willingness to share knowledge truly set them apart. If you're in need of assistance with bankruptcy, look no further!
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Algernon L. Butler III, experienced Bankruptcy, Litigation attorney in Wilmington, NC with 6 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
43,19
star star star star star
5.0/5
Avvo
5.0
6 Reviews
star star star star star
16 Apr, 2019 by John
Outstanding advice, service and knowledge. Walked me through every step of the process. There were no surprises. Mr Butler got the best possible legal results for me. I would highly recommend Al Butler. A very professional and personable attorney.
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12 Apr, 2019 by Tim
You can't live in this world without a problem or two - after retiring, we faced a significant issue with a prior residence in Tennessee - Mr. Butler's professional guidance and recommendations enabled us to work through that problem - this took a number of years but it is finally behind us and we are so appreciative for Mr. Butler's advice, continuing legal assistance over this period, and for his compassionate support throughout!
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10 Apr, 2019 by Anonymous
My lawyer was thorough and to the point and took care of my problem quickly. I wanted to foreclose on some property and the owner took bankruptcy. He was able to get it out of the bankruptcy proceedings. He was very friendly and made me not be nervous. His fees were reasonable.
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Derek R. Caldwell, experienced Bankruptcy, Car Accident attorney in Raleigh, NC with 45 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
43,18
star star star star star
4.8/5
Avvo
5.0
21 Reviews
Google Maps
4.7
24 Reviews
star star star star star
05 Dec, 2024 by Tessa nicole mcmillan
Mr. Kirby is very knowledgeable and personable. I highly recommend him.
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02 Dec, 2024 by Shaqura cobb
This the worst law office ever they was supposed to send out my check 2 Monday ago now there saying 2weeks from now do not advise no one to ever use their firm. I don’t even know how there Texas law office is handling their NC case it’s weird! Please do not use them
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19 Nov, 2024 by Kent lupino
Having a reliable, trustworthy, knowledgeable, and empathetic attorney to help with employment issues has been invaluable to me--and Holly is that attorney. She has provided me with peace of mind and treated me with respect and empathy during some difficult career transitions. Uniquely, she is detail-oriented while also seeing the big picture and always listens to my concerns and questions without ever being condescending or dismissive. I highly recommend Hammer Law for anyone who needs help with legal employment matters. She will treat you with the dignity and honesty you need when faced with professional uncertainty.
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Brent Clifton Wootton, experienced Bankruptcy attorney in Durham, NC with 5 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
43,15
star star star star star
5.0/5
Avvo
5.0
5 Reviews
star star star star star
16 Mar, 2018 by Anonymous
I was trying to rent a house from your Dad and when he reviewed my credit history he referred me to you .That was three years ago, I'm truly thankful for all of the advise and encouragement that was given during this process. It feels good to be debt free
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06 Feb, 2017 by Anonymous
Saw Brent two different times with questions. He gave excellent advise and did not charge a penny.
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18 Aug, 2016 by Anonymous
Brent Wootton really took his time explaining the process to us and answered all of our questions. He treated us with the upmost respect and was very kind. We would recommend him to anyone who has questions about Bankruptcy.
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Jason David Witt, experienced Bankruptcy, Business attorney in Monroe, NC with 207 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
43,14
star star star star star
4.8/5
Avvo
4.9
14 Reviews
Google Maps
4.8
193 Reviews
star star star star star
21 Jan, 2025 by Lesley culbreth
Mr Witt helped me tremendously with my speeding ticket. I live in a different county than where my ticket was received. I didn't have to appear in court, and my charges were reduced. He also helped me pay my court costs through the payment portal when the system would not accept my payment on my device. I will definitely be calling him if I ever receive another ticket in Union County. Thank you, Mr. Witt.
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10 Jan, 2025 by Ying gu
Respond promptly. My case was settled very successfully. I am very satisfied with Attorney Jason. Definitely recommended.
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25 Nov, 2024 by Amanda bradberry
Ken Swain at Swain Law in Monroe is someone I will think of as a source of comfort for the rest of my life. He took on my case, put me at ease, but gave it to me straight. He prepared me for the worse case scenario but delivered the best outcome by far! He is smart, kind and all around an amazing attorney.
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Adrian M. Lapas, experienced Bankruptcy, Consumer Protection attorney in Goldsboro, NC with 4 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
43,12
star star star star star
5.0/5
Avvo
5.0
4 Reviews
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28 Jan, 2024 by James j.
I am thrilled to share a review of my experience with Lapas Law Firm, particularly with the exceptional personal service and dedication of Adrian Lapas and his team. My journey with Lapas Law Firm has been nothing short of outstanding, and I am genuinely satisfied with the level of professionalism and expertise they have consistently demonstrated. From the very beginning of my legal matter, Adrian Lapas displayed a deep commitment to my case. His attention to detail, legal knowledge, and genuine concern for my well-being were evident from our first consultation. It was clear that he and his firm were dedicated to achieving the best possible outcome for their clients, and this dedication never wavered throughout the entire process. One aspect that truly stood out was the respect and reputation that Lapas Law Firm has within the legal community, particularly with trustees. It was clear that Adrian Lapas and his team were well-respected by their peers, which undoubtedly played a significant role in the positive outcome of my case. This level of professional respect is a testament to their unwavering commitment to excellence and their clients' best interests. Furthermore, the respect and dedication that Lapas Law Firm demonstrated towards me as a client were unparalleled. Adrian and his team were always available to answer my questions and provide guidance, ensuring that I felt well-informed and supported throughout the legal process. Their responsiveness and willingness to go the extra mile made me feel valued and reassured during what could have been a stressful time. In conclusion, I cannot express my satisfaction enough with Lapas Law Firm and the exceptional personal service and dedication of Adrian Lapas and his team. They are a shining example of what a law firm should be – knowledgeable, respected, dedicated, and genuinely caring about their clients' well-being. I highly recommend Lapas Law Firm to anyone seeking legal representation, as they have undoubtedly earned my trust and gratitude for their outstanding work.
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07 Apr, 2018 by Daniel
After simultaneously experiencing a protracted period of unemployment and a difficult divorce and losing everything I found myself buried in debt that would take the rest of my life to repay. I was being sued by creditors and unable to get credit anywhere when I reached out to Adrian. He quickly assessed my situation and advised me that a Chapter 7 bankruptcy was the best option for me and immediately assisted me in responding to a lawsuit notification I had received before I had actually hired him. He walked me through the process and kept me updated and always took my calls and responded promptly to my emails throughout the whole process. With his assistance I successfully received a discharge for a Chapter 7 bankruptcy in just under 90 days. It changed my life. Since then in just under 2 years I have restored my credit, purchased and financed a brand new vehicle, and just recently moved into a brand new home I was able to finance through my credit union. Adrian has even helped me deal with a couple of creditors that popped up after the discharge and quickly resolved those situations. This was the best decision I ever made and I have my life back because of Adrian. Thank you.
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22 Jul, 2015 by Anonymous
Impressive! Very thorough in his answer, smart, knowledgable and extremely helpful. One of the best attorney in the field. I have spent these past months meeting with different lawyers and not one came back with such clear, smart and accurate legal advice. Frankly, I'm looking forward to hire him fror his knowledge, his ability to be clear, precise and to understand the subtlety of my case. I definitely recommend him big time!
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Bryan Ward Stone, experienced Bankruptcy, Business attorney in Charlotte, NC with 379 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
43,09
star star star star star
4.8/5
Avvo
5.0
3 Reviews
Google Maps
4.8
376 Reviews
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19 Dec, 2024 by Jose torres
I was overwhelmed and unable to focus on my day to day responsibilities due to having put myself into really bad debt. The team at Arnold & Smith didn’t judge me or make me feel like I was just another person who had irresponsibly put themselves in a bad situation. I wasn’t just another debt settlement case. I was made to feel like a person they wanted to genuinely help get their life back on track. Shannon, Madison and everyone else at Arnold & Smith were there every step of the way, every question I had, every concern, any stumbles, every creditor call, every debt collector correspondence. I was reassured they would do whatever they could to help me with my debt settlement. If I was ever skeptical this program would work or if they could really help me, that skepticism is gone. You guys are real life heroes. You helped me get my peace of mind and my life back on track. I can’t thank you all enough for what you have done for me and everything you continue to do.
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17 Dec, 2024 by Lanell smith
Never waste your time with this law firm. They don’t think about clients best interests. They think about themselves please never ever trust their company.
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17 Dec, 2024 by Rusty smith
Not helpful at all to me regarding a simple case. I was under the impression that they handle civil cases. The Attorney didn't even bother to call and tell me directly that they could not take my case. I received a generic text message with a link that was not useful. That was my experience.
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George M. Oliver, experienced Bankruptcy, Debt Settlement attorney in New Bern, NC with 60 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
43,06
star star star star star
4.6/5
Avvo
5.0
2 Reviews
Google Maps
4.6
58 Reviews
star star star star star
04 Nov, 2024 by Tony gardner
Thank you for all your services. Yall have helped me out in a so many ways.
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08 Jul, 2024 by Scott herman
Stopped by Mr. McAfee's office after talking with two others attorneys, knew right after walking out of his office he was the right attorney to represent my court case! Mr. McAfee is very responsive, diligent and truly working on my behalf. Appreciate all his efforts, time and dedication, definitely impressed.
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08 Jul, 2024 by John p
Good lawyer. Fair, humble and Honest.
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Paul F. Winborne, experienced Bankruptcy, Child Custody attorney in Edenton, NC with 836 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
42,93
star star star star star
5.0/5
Avvo
3.0
2 Reviews
Google Maps
5.0
834 Reviews
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23 Jan, 2025 by B g
very satisfied with the work they did, excellent service, I recommend it.
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13 Jan, 2025 by Destiny marie
Had an incredible experience. From beginning to end, had tons of communication and explanation through the excruciating process and was truly satisfied in the end. Thank you so much for helping me and looking out for me! Would highly recommend Slaughter and Lupton Law
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07 Jan, 2025 by Kevin reynolds
I have been a Senior Partner and Managing Director on Wall Street for 40 years. i have retained the best law firms in New York. None of them has shown me the professionalism, client care, and hard work that Sam Dixon has. In my opinion, no better lawyer anywhere. He wins his cases for his clients. Outstanding staff. The best.
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Douglas Q. Wickham, experienced Bankruptcy attorney in Raleigh, NC with 103 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
42,83
star star star star star
4.8/5
Avvo
5.0
4 Reviews
Google Maps
4.8
99 Reviews
star star star star star
19 Nov, 2024 by K. n.
The CR Legal Team were professional and hung in there well after I wanted to give up. They get the job done! 👍👍
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16 Oct, 2024 by Michael howard
Google Maps
star star star star star
27 Aug, 2024 by Marcie rien
They dropped my case after supposedly being my attorney for months. Do not hire them!!
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Blake Younger Boyette, experienced Bankruptcy, Consumer Protection attorney in Raleigh, NC with 25 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
42,72
star star star star star
4.8/5
Avvo
5.0
3 Reviews
Google Maps
4.8
22 Reviews
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28 Apr, 2024 by Bradley taylor
Hey Matt- still waiting on your call man. It’s been 10 days. I’ve provided you with all relevant information on the support that I need over email. What happened? We very clearly needed legal assistance. You dropped the ball on this.
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17 Feb, 2024 by Gaurav "g" patel
Google Maps
star star star star star
24 Jan, 2024 by Y m
Mr Matt one of the best attorney ever deal with. Is business owners I have to deal with many of them .
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Edward C. Boltz, experienced Bankruptcy attorney in Durham, NC with 344 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
42,18
star star star star star
4.8/5
Avvo
4.0
4 Reviews
Google Maps
4.9
340 Reviews
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08 Dec, 2024 by Prescriptive living: diagnose. prescribe.
I am being sued by an intermediate of a creditor I paid. After a year and a half of defending myself to through the courts against the likes of a billion dollar company that has been found guilty of defrauding customers through oversight agencies already, I thought this was a slam dunk case. The judge must have forgot to eat his Wheaties it seems because things didn't play out that well. This is the same judge that threw a victim of partner abuse in jail because her abuser was one of his lawyer/church buddies. Yes, I will likely be writing a screenplay about this. So I called this law firm hoping for help. They were trying to push me into something rapidly that would harm me. After the trauma I just went through with the legal system, this certainly wasn't appreciated. They even had the nerve to ask for a review that same day! YIKES. Well today is the day I deliver on that review. They then put you into an email and text communication sequence. Telling you they will always be there for you, but when you try to get answers, they leave you hanging without answers. If you want a lawyer that promises much and delivers much less, I believe this may be the perfect firm for you. If you want someone that lives up to their salt, you will need to keep looking. And so I will because I must. If you know of a good lawyer 🙃 please let me know. I really could use one right now it seems.
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17 Aug, 2024 by Shawana mcintosh
April Ayscue was a pleasure to work with. She responded quickly to every email and answered all my questions. She definitely made the filing process very easy.
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02 Aug, 2024 by Lorri phillips
Anita explained everything so good and she made me at ease. She was considerate about my disabilities and so kind in general.
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Travis P. Sasser, experienced Bankruptcy attorney in Cary, NC with 8 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
41,85
star star star star star
4.8/5
Avvo
4.8
8 Reviews
star star star star star
20 May, 2021 by Anonymous
I did a consultation with him and was sold. The office staff is absolutely amazing. they're very professional and responsive. I see complaints of attorneys not responding to their clients, not the case with this office. I had multiple questions and they were answered in a timely manner. Thank you Mr. Sasser and Team for your dliigence, knowlesge and professionalism.
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08 Jun, 2020 by Valerie
Absolutely awesome!!!!!!! Travis and his staff are great! The team has worked with me over the past 7 years and it has been a great experience as the compete staff were accommodating and helpful. If I needed a letter or a copy of material, they were on it!!! Best
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20 Jun, 2017 by Anthony pirrocco
Travis did an amazing job educating me on the situation I was in and listening to me fully.
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Diana Arleen Saffa, experienced Bankruptcy, Debt Settlement attorney in Charlotte, NC with 36 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
40,69
star star star star star
4.8/5
Avvo
5.0
20 Reviews
Google Maps
4.4
16 Reviews
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08 Jul, 2024 by Rob edelman
Attended the real estate closing for my daughter's home which was handled quickly and efficiently by Ashley Law Firm.
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08 Jul, 2024 by Kim trouten
Last year I closed over 70 real estate sales, and unless my buyer has a preferred attorney, my recommendation in NC is Mary Ashley. Her paralegal, Karen Carpenter is excellent and they give personalized ultra efficient service. They go the extra mile on behalf of my clients and make sure that all issues are resolved and everything is completed in a timely fashion. I highly recommend Mary's services.
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08 Jul, 2024 by Adam marlow
I was recommended the Ashley Law Firm by my real estate agent and I’m glad we took his suggestion. Our real estate closing came with significantly more hurdles than most typical closings. Mary Ashley went above and beyond to ensure our closing went smoothly and as planned. She took the time to thoroughly answer all of our questions related to additional items specific to our closing. She was friendly, diligent, and professional. If you are considering the Ashley Law Firm to handle your RE closing, look no further.
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Kenneth Love Jr., experienced Bankruptcy, Litigation attorney in Matthews, NC with 22 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,68
star star star star star
5.0/5
Avvo
5.0
22 Reviews
star star star star star
02 Sep, 2024 by Anonymous
l asked a question on AVVO and he provided clear and direct answers. I am beyond grateful. Thank you!
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10 Jul, 2024 by Anonymous
I have asked a few questions on Avvo and he answered most of them very soon. I appreciate his help.
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01 Dec, 2023 by Tecora
This lawyer was incredibly helpful to me when I had an issue with a former Landlord. He provided context, perspective, and helped me to see what my issue really was. I tend to be very wordy, but he helped to make things more concise for me. For that I am extremely grateful. He provides great advice! God bless!
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Patrick T. Wood, experienced Bankruptcy attorney in Asheville, NC with 21 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,65
star star star star star
5.0/5
Avvo
5.0
21 Reviews
star star star star star
23 Aug, 2024 by Anonymous
Mr Wood was very knowledgeable and thorough in helping me through the bankruptcy process. I highly recommend him!
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09 Feb, 2024 by Anonymous
It’s a long process. But he got the job done. He is very thorough. Would recommend to anyone.
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09 Jan, 2024 by John
A series of unfortunate events, and a couple really stupid decisions, lead me to the point where filing for bankruptcy became my only fiscally prudent option. Confused and embarrassed, I reached out to Patrick for assistance in filing Ch.13. From the very beginning, Patrick was nothing but professional, encouraging and patient. After making doubly sure with me that bankruptcy was how I wanted to proceed, he quelled all my fears and trepidations by explaining the entire situation and process with me. It’s never a good thing to have to accept you colossally screwed up. However, it’s a lot easier to swallow your pride and accept reality when the person helping you is as close to a “friend” as you can get in this type of situation. For the entire 3 years I was Patrick’s client, he was always available, always friendly and always understanding. Should you find yourself needing to file for Ch.13, do yourself a favor and make the whole thing infinitely easier and better by having Patrick Wood be your lawyer.
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Douglas L. Hall, experienced Bankruptcy, Criminal Defense attorney in Charlotte, NC with 20 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,62
star star star star star
5.0/5
Avvo
5.0
20 Reviews
star star star star star
30 May, 2015 by Anonymous
Doug was wonderful! He was very knowledgeable and took his time to make sure my husband knew all of our options and had all the information we needed. I would definitely recommend him!
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08 May, 2015 by Galon
I needed a will and other related documents prepared and Mr Hall responsed right away via email. I told him what my needs were and he was able to prepare all the right documents immediately. He always was very nice, respectful and timely. After I received the documents I was able to set up a time to meet him at the office. When I arrived everything went smoothly and he answered all the questions I had. I highly recommend Mr Hall to any potiential clients! Thank you so much for all your help. I feel secure knowing my family is taking care of!
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08 May, 2015 by Will
I arrive at my appointment early and Mr. Hall did not hesitate to meet with me. I appreciated all the insight that he provided. I felt as if he wanted to provide the best help with my concern and he remained respectful throughout our conversation. I would recommend his service to any one of my colleagues and family members.
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Dennis J Sargent Jr., experienced Bankruptcy, Debt Settlement attorney in Cary, NC with 20 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,62
star star star star star
5.0/5
Avvo
5.0
20 Reviews
star star star star star
15 Sep, 2016 by Bethany
Dennis Sargent was amazing from the get go. He was patient with me, making sure I had all the details of my seperation agreement finalized before proceeding to file for bankruptcy. He was very prompt with responses and utilized a lot of online tools to help facilitate an easy process. Having to go through a divorce and file for bankruptcy was very hard, stressful and emotional but Mr. Sargent was very clear in explaining each step of the process and how to obtain all the documents and information he needed to best help me. He made me feel so at ease and confident that I was making the right decision in filing for bankruptcy. Top class gentleman and attorney . Highly recommend.
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03 Jun, 2016 by Leland
We are still awaiting the final outcome, but so far we could not ask for better counsel, more expert service. We thank you, Dennis, for all your efforts.
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19 May, 2016 by Anonymous
Atty Dennis Sargent assisted me with my bankruptcy case. He has a sense of professionalism and expertise that I found to be unmatched by others in the business. Atty Sargent is honest and straightforward, and flawlessly handled my case. I might also mention that Atty Sargent's fees were very competitive, and affordable. I would definitely hire this attorney again.
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Joseph M. Wilson Jr., experienced Bankruptcy, Criminal Defense attorney in Durham, NC with 4 reviews
Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,12
star star star star star
5.0/5
Avvo
5.0
4 Reviews
star star star star star
14 Sep, 2012 by Anonymous
I came to Mr. Wilson after a work injury not really understanding anything about the process. He and his paralegal got me the treatment I needed, kept me informed throughout the process, and got me a great result. I am glad I called Merritt Webb.
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14 Sep, 2012 by Eric & lynn
We have been dealing with Mr. Wilson and his staff for two years, They have been very professional in every matter we have encountered. They have always been prompt in answering any concern we have had. It has been a very long and tiring battle for us to come to the life changing situation we find ouselves in, but with Mr. Wilson and his staff that situation was made eaiser. I would like to say thank you to Mr.Wilson and his staff!
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30 Mar, 2012 by Stephen
Hired Mr. Wilson for two seperate cases and have been very pleased with his expertise in his field of law. Not only is he knowledgeable, Informative, and concerned for his clients well being, so is his staff. We have worked with Mr. Wilson one on one, but also his paralegal Wendy, we are very pleased with the fact that he enjoys what he does and gets personal satisfaction in his clients satisfaction not like other lawyers that we have had, only looking at the check that goes in there pocket! Mr. Wilson is definately an ASSET to his firm! along with his years of service to me and all of his clients! Keep up the excellent work Mr. Wilson you are a blessing to those in need of your talent!
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FAQs
Questions? We have answers

What a Bankruptcy Lawyer Can Do for You

A bankruptcy lawyer specializes in helping individuals and businesses manage overwhelming debt by filing for bankruptcy or exploring alternatives to bankruptcy. They guide clients through the complex legal process of discharging or restructuring debts, represent them in court, and work to protect assets such as homes and cars. Bankruptcy lawyers can also help stop creditor harassment, wage garnishment, and foreclosures through bankruptcy protections.

If you're facing financial hardship, a bankruptcy lawyer can help you decide whether filing for bankruptcy is the right option and assist you through the legal process.

When Should I Hire a Bankruptcy Lawyer?

You should consider hiring a bankruptcy lawyer in the following situations:

  • Unmanageable debt: If you're unable to pay your bills and debts are piling up, a lawyer can help you explore options such as Chapter 7 or Chapter 13 bankruptcy.
  • Foreclosure or repossession: If your home is at risk of foreclosure or your vehicle is in danger of being repossessed, a bankruptcy lawyer can help you use bankruptcy protections to prevent this and potentially reorganize your debts.
  • Wage garnishment: If your wages are being garnished, filing for bankruptcy can stop garnishments and allow you to regain control of your finances.
  • Creditor harassment: If creditors are constantly calling or sending collection notices, a bankruptcy lawyer can stop these actions by filing for bankruptcy, which enacts an automatic stay that halts collection activities.
  • Small business debt: If your business is struggling with debt and cannot meet financial obligations, a lawyer can help you file for Chapter 11 (reorganization) or Chapter 7 (liquidation) bankruptcy.
  • Medical debt or credit card debt: If you have large amounts of unsecured debt like medical bills or credit card balances, a bankruptcy lawyer can help you seek relief through Chapter 7 or Chapter 13 bankruptcy.

Hiring a bankruptcy lawyer early in the process can prevent further financial damage and help you choose the best legal option for debt relief.

What Does a Bankruptcy Lawyer Do?

A bankruptcy lawyer provides a range of services to help individuals and businesses handle their debts. Their responsibilities often include:

  • Evaluating your financial situation: Assessing your income, assets, debts, and expenses to determine if bankruptcy is the right option and which type of bankruptcy (Chapter 7, Chapter 13, or Chapter 11) best suits your situation.
  • Filing bankruptcy petitions: Preparing and filing the necessary documents to initiate your bankruptcy case, ensuring that all legal requirements are met.
  • Stopping creditor harassment: Once the bankruptcy case is filed, an automatic stay is enacted, which stops creditors from pursuing collection efforts. A lawyer ensures this protection is applied immediately.
  • Representing you in court: Representing you in court proceedings, including meetings with creditors and any hearings related to your case.
  • Negotiating with creditors: In Chapter 13 or Chapter 11 bankruptcies, negotiating a repayment plan that restructures your debts and allows you to manage payments more effectively.
  • Advising on asset protection: Guiding you on how to protect certain assets, such as your home or retirement savings, through available bankruptcy exemptions.
  • Explaining the impact on your credit: Informing you about how bankruptcy will affect your credit and advising on steps to rebuild your credit post-bankruptcy.

How Are Bankruptcy Lawyers Paid?

Bankruptcy lawyers typically charge for their services in different ways depending on the complexity of the case and the type of bankruptcy being filed. Common payment structures include:

  • Flat fee: Many bankruptcy lawyers charge a flat fee for handling Chapter 7 or Chapter 13 bankruptcy cases. This fee usually covers the entire process, from preparing and filing paperwork to representing you in court.
  • Hourly rate: For more complex cases, such as Chapter 11 bankruptcy (often used by businesses), some lawyers charge an hourly rate. Hourly rates typically range from $150 to $500 or more.
  • Retainer: In cases where ongoing legal services are required, such as in Chapter 11 bankruptcies or complex Chapter 13 cases, a lawyer may request a retainer, which is an upfront payment billed against as the lawyer works on the case.

It’s important to discuss fees with your lawyer upfront, as bankruptcy law requires lawyers to disclose all fees and ensure they are reasonable and fair.

How Much Does a Bankruptcy Lawyer Cost?

The cost of hiring a bankruptcy lawyer varies depending on the type of bankruptcy and the complexity of the case. General cost estimates include:

  • Chapter 7 bankruptcy: For individuals, legal fees usually range from $1,000 to $3,500. This flat fee generally covers the entire process.
  • Chapter 13 bankruptcy: For individuals filing Chapter 13, legal fees typically range from $2,500 to $6,000. This cost is higher because of the additional work required to create and manage the repayment plan.
  • Chapter 11 bankruptcy (for businesses): Chapter 11 bankruptcy is more complex and usually more expensive, with legal fees ranging from $10,000 to $50,000 or more, depending on the size of the business and the complexity of the debt restructuring.
  • Filing fees: In addition to legal fees, there are also court filing fees, which are $338 for Chapter 7 and $313 for Chapter 13 as of 2024.

Always ask for a detailed cost estimate during your consultation to understand what services are included and whether payment plans are available.

Top Questions to Ask a Bankruptcy Lawyer

Before hiring a bankruptcy lawyer, it’s important to ask key questions to ensure they have the experience and knowledge to handle your case effectively. Key questions to ask include:

  1. What experience do you have with bankruptcy cases?
    Ensure the lawyer has experience handling cases similar to yours, whether it's Chapter 7, Chapter 13, or Chapter 11 bankruptcy.
  2. How do you charge for your services?
    Clarify whether the lawyer charges a flat fee or hourly rate, and ask for a detailed breakdown of costs, including filing fees and additional expenses.
  3. Which type of bankruptcy is best for me?
    Ask the lawyer to explain whether Chapter 7, Chapter 13, or Chapter 11 is the best option based on your financial situation and long-term goals.
  4. What debts can be discharged?
    Ask which of your debts will be forgiven through bankruptcy and which debts (such as certain taxes or student loans) may not be dischargeable.
  5. How long will the process take?
    Bankruptcy cases can take time to resolve, so ask the lawyer how long they expect the process to last, from filing to discharge.
  6. Will I be able to keep my assets?
    Ask if you will be able to keep important assets, such as your home or car, and what exemptions might apply.
  7. What happens after bankruptcy?
    Ask about the impact of bankruptcy on your credit score and what steps you can take to rebuild your credit after the bankruptcy is finalized.

How to Check the Credibility of a Bankruptcy Lawyer

To ensure you are hiring a reputable bankruptcy lawyer, follow these steps to verify their credentials and track record:

  • Verify their bar status: Check with your state bar association to confirm that the lawyer is licensed to practice law and has no history of disciplinary actions.
  • Look for bankruptcy experience: Review the lawyer’s website or professional profile to ensure they specialize in bankruptcy law and have successfully handled cases like yours.
  • Read client reviews and testimonials: Look for client reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s professionalism and ability to handle bankruptcy cases.
  • Ask for references: A reputable lawyer should be able to provide references from past clients who have worked with them on bankruptcy matters.
  • Check for certifications or memberships: Look for lawyers who are members of organizations such as the National Association of Consumer Bankruptcy Attorneys (NACBA) or who have specialized bankruptcy law certifications.

What Should I Prepare for My First Consultation?

To get the most out of your first consultation with a bankruptcy lawyer, it’s important to come prepared with relevant documents and information. Here’s what you should bring:

  • List of debts: Prepare a detailed list of all your debts, including credit cards, personal loans, medical bills, and any secured debts such as mortgages or car loans.
  • Income and expense records: Bring documents that show your current income, such as pay stubs or tax returns, and a list of your monthly expenses, including rent, utilities, and other essential costs.
  • Asset information: Provide information on any assets you own, such as your home, car, investments, or other valuable property.
  • Credit reports: If possible, bring copies of your credit reports to give the lawyer a clear view of your financial situation.
  • Questions for the lawyer: Prepare a list of questions you have about the bankruptcy process, the lawyer’s fees, and what to expect after filing for bankruptcy.

By preparing thoroughly for your consultation, you can help the lawyer assess your situation more effectively and provide the best possible legal advice tailored to your needs.

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