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20 Apr, 2024 by Michelle aguilar
He seems like a decent attorney even though he fired us.. didn't have him long enough to see his full potential.. I can tell he takes his job very serious.. I wish he would hear us out before deciding to withdraw.. now we are back to square one..
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02 Dec, 2022 by Joel dennis
Very competent lawyer
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15 Nov, 2022 by Peyton bizarri
14 Jun, 2023 by J smith
Found him Googling and think someone mentioned him. Was a simple straight forward case one he specializes in.
Chuck seems like a clean cut person but always to busy. Office is nice. Gave me a price up front on phone. Never really talked with him or met him till later. Paid him right away. After that he was hard to reach.
I had just a few simple updates or questions. Almost ever returned simple voice messages or emails. If you get the answering machine don't leave a message. Call back later when the lady up front can answer.
I knew another person that used to pratice at one time. I had to go to them to clarify some simple questions / concerns. That was very helpfull but sad
Once the case ran it normal course he wanted more money to send the final paper work out. Yet this was part of the whole case the whole time. Still waiting on 2 emails and 2 calls to be returned cause of something he mentioned to call him about after the case was done. But he sure cashed the second check.
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15 Nov, 2020 by Kevin giltmier
05 Sep, 2020 by Mayme buckley
No follow-up, still waiting on a return call 😕
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12 Jun, 2024 by Norm scranton
Awesome. . Very knowledgeable been in business for years . The Best . Thanks Britt
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01 Jun, 2024 by Billy faiyad
Left five messages with the secretary for the attorney to call back. Never received one. Do not recommend this office at all.
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24 Feb, 2024 by James stanford
21 Apr, 2024 by Carrie t
Thompson is not worth your time and money. He believes the slander from unethical peers rather than the facts and truth of the case and his client's best interests. He will allow you to suffer further due to his negligence, while charging you nonetheless, then drop you due to the damage his negligence caused without accomplishing what he was retained for. He will argue with you, further slandering and damaging you, to defend himself rather than admit any wrong doing. He is not in it to work. He wants easy cases that he will decide what is best for him, not you.
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02 Mar, 2023 by Avinash patel
03 Sep, 2022 by Bryan suh
09 Jul, 2024 by Martha zambrano
30 Apr, 2024 by Gene f
Just got off the phone. May be a scam. They came recommended from 3 law firms & the person who picked up was rude and said she couldn't help. Suspicious......
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21 Feb, 2024 by Ch lin
You guys need to get it together if your going to offer a service as delicate as immigration services. We come to you not begging but trusting that you have our best interest at heart and that you at least care. I will not let Anyone push me around just because you claim to offer Help. Get a better person to answer your phone calls an not place people on hold for 10 plus minutes. I don’t not recommend y’all to anyone.
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24 May, 2024 by Paula johnson
I had an amazing experience with Affordable Legal. The team made my chapter 7 filing a very smooth process! Great service and great price only $598.00 Don’t hesitate give them a call and get your fresh start.
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23 May, 2024 by Erica hardaway825
Sue has worked on a few cases of mine over the years and she's the best! Always professional, makes sure I understand everything, she's extremely patient, caring and kind!
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08 Mar, 2021 by Jasmine brown
They don’t respond they are terrible it’s truly sad they are out here making your life harder and not easier. I’ve been calling and emailing nonstop since November no call back no email. NOTHING. They moved the office and didn’t even tell me I had to call the trustee to get an address on them. I’m literally sitting here crying because I’m tired of being on the bus with my 3 small children! They won’t return anything to help me get a car or anything! At this point I’m about to report them to EVERYONE I can until I’m done dealing with these low down lying unprofessional people! They played with the right one😃
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24 May, 2024 by Paula johnson
I had an amazing experience with Affordable Legal. The team made my chapter 7 filing a very smooth process! Great service and great price only $598.00 Don’t hesitate give them a call and get your fresh start.
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23 May, 2024 by Erica hardaway825
Sue has worked on a few cases of mine over the years and she's the best! Always professional, makes sure I understand everything, she's extremely patient, caring and kind!
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08 Mar, 2021 by Jasmine brown
They don’t respond they are terrible it’s truly sad they are out here making your life harder and not easier. I’ve been calling and emailing nonstop since November no call back no email. NOTHING. They moved the office and didn’t even tell me I had to call the trustee to get an address on them. I’m literally sitting here crying because I’m tired of being on the bus with my 3 small children! They won’t return anything to help me get a car or anything! At this point I’m about to report them to EVERYONE I can until I’m done dealing with these low down lying unprofessional people! They played with the right one😃
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24 May, 2024 by Paula johnson
I had an amazing experience with Affordable Legal. The team made my chapter 7 filing a very smooth process! Great service and great price only $598.00 Don’t hesitate give them a call and get your fresh start.
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23 May, 2024 by Erica hardaway825
Sue has worked on a few cases of mine over the years and she's the best! Always professional, makes sure I understand everything, she's extremely patient, caring and kind!
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08 Mar, 2021 by Jasmine brown
They don’t respond they are terrible it’s truly sad they are out here making your life harder and not easier. I’ve been calling and emailing nonstop since November no call back no email. NOTHING. They moved the office and didn’t even tell me I had to call the trustee to get an address on them. I’m literally sitting here crying because I’m tired of being on the bus with my 3 small children! They won’t return anything to help me get a car or anything! At this point I’m about to report them to EVERYONE I can until I’m done dealing with these low down lying unprofessional people! They played with the right one😃
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23 Feb, 2020 by Holly krupke
16 Nov, 2019 by M james bunnell
Would definitely recommend.
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28 Jun, 2024 by Divine anj beneit
I definitely appreciate an awesome attorney. Mr. Abrams and his team always answered my text messages, emails, and returned my phone calls. I never felt gaslighted or ignored by anyone. Mr. Abrams took the time to explain everything to me via over the phone or in-person on the process, hold up, or if they had questions of me. I would recommend him to anyone who ask. Thank you Mr. Abrams and Liz (secretary). Appreciate you.
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21 Jun, 2024 by Ronny reel
Please read and take precaution!!!! Terrible he needs to be put out of business!!!!! I hired Howard Abrams over 5 years ago still no results, unanswered phone calls and emails. Howard Abrams is a fraud, he doesn't do anything . I think he takes all clients money paid out and keeps it. He needs to be reported
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25 Feb, 2024 by Reginald clark
28 Jun, 2024 by Divine anj beneit
I definitely appreciate an awesome attorney. Mr. Abrams and his team always answered my text messages, emails, and returned my phone calls. I never felt gaslighted or ignored by anyone. Mr. Abrams took the time to explain everything to me via over the phone or in-person on the process, hold up, or if they had questions of me. I would recommend him to anyone who ask. Thank you Mr. Abrams and Liz (secretary). Appreciate you.
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21 Jun, 2024 by Ronny reel
Please read and take precaution!!!! Terrible he needs to be put out of business!!!!! I hired Howard Abrams over 5 years ago still no results, unanswered phone calls and emails. Howard Abrams is a fraud, he doesn't do anything . I think he takes all clients money paid out and keeps it. He needs to be reported
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25 Feb, 2024 by Reginald clark
19 Apr, 2024 by Neil nielsen
Ashley Davis appointed as guardian ad litem. Ashley unethically ran up billable hours. Illinois,
Is one of several states that does not have a cap on guardian ad litem fees. That needs to be fixed. She inserted herself into everything in the case, including after her recommendation. Her recommendation wasn't needed. Ashley's further involvement only ran up billable hours, with no other purpose applied. Overwhelming evidence along with child testimonials forced Ashley to make a decision of sticking with the status quo. Her decision was welcomed yet surprising due to her coercion of the children during their interview. Ashley actually went on defense for the other parent. Other parent was neglectful and abusive and has since abandoned the children. It is a known rule from the Illinois state bench, not to put the primary care giver under duress. Ashley does not follow this rule. Putting the primary care giver under duress, harms the children. Ashley cares about her pocket book and not the children.
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07 Mar, 2024 by James
Called & asked for help on a family law case.
I have sufficient retainer to go forward.
Unfortunately they said No!
No explanation, No referral,
Very Unprofessional..
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23 Jan, 2024 by Nunya biznus
Unethical, unprofessional, a piece of @!it, That is Ashley Davis. Also she does not disclose her relationship to Brown, Hay, and Stevens law firm. Instead she participates in ex parte communication and then lies when called out.
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08 Feb, 2024 by Matt kentner
John Logan is a warrior for his clients. He is knowledgeable, responsive, and gets things done!
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05 Jan, 2024 by Ruth amenda
17 May, 2021 by Randy banfi
28 Sep, 2024 by Cindy todd
This review is only for Embrich. My sister and I had a “simple” estate case after we lost our father. Embrich had a great first appointment with us and then disappeared. The estate contained only a house and a car. We do not live in the state of Illinois and were both 3 hours away In opposite directions. This was a non contested estate with a lawyer prepared will. Embrich “lost our email” more than once, failed to file the will in the time stated within the first meeting after we drove 3 hours to place it under her door. Yes, we were told to slide our father’s last will and testament under her door. She rescheduled a court date and told us the judge rescheduled it. We found out from the clerk at the courthouse this was supported by the paperwork the clerk sent us. After the first time she ignored us for months, we thought everything was on track. Nope, she forgot us again when she left her firm to start this new one and failed to contact us. In fact, any contact we did have with her was only because we initiated it and we have pages of documentation. This “simple” estate case lasted well over a year. During a period of grief, she caused months of additional stress and lack of closure due to her client neglect.
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13 Aug, 2024 by Sharon miller
02 Jul, 2024 by Kimber kim
Have worked with for many many years and has always been extremely professional. I have had many clients state she was excellent on their cases.
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02 May, 2023 by Gina
Very helpful department
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15 Dec, 2022 by D d
06 Dec, 2022 by Brad h
Bad man
I would describe this bad person as someone who is consistently cruel, selfish, and dishonest. He lies, cheats, steals, and will hurt others without remorse. He is also manipulative, controlling, and abusive. He will undoubtedly cause a great deal of pain and suffering to those around him. He lives only to lock people up. No rehabilitation. No compassion. The jail is a warehouse for 80% of everyone he has ever met in his entire life. POS
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08 Mar, 2023 by Nana to 8
16 Sep, 2022 by Alyssa d
Bates is very friendly and ready to help. She answered all our family law questions and concerns. Because of her, we are confident in our next moves.
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14 Sep, 2022 by Matt williams
Do not do business with this law office. Does not return messages after promising a response/resolution nearly five weeks ago to an incredibly simple issue. She is very unprofessional. Guess I shouldn't be surprised, as her only other reviews come from her husband and a friend.
EDIT: Pertaining to her response below, she most obviously would not want to respond because of the piles of documented proof showing her lack of professionalism and inability to respond to messages after promises to do so. It's funny that it took her 20 minutes to respond to this review, but she still has not responded to a half dozen messages from the previous five weeks.
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19 Jul, 2024 by Curt stowe
The reviews are accurate unfortunately. Hired these guys for an eviction, waited a week with no response. Sent another message days ago...no response. Hired a different lawyer who has everything done within a few hours. I don't know if these guys are lost on the dude ranch or what but they are NOT GOOD LAWYERS.
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08 Jul, 2024 by Doug mandeville
27 Jun, 2024 by Sergey savenok
We hired Edgerton and Edgerton to represent us in a case due to non payment by a customer. Kyle Delfin was the attorney we got stuck with. 3 years later, zero returned calls or emails, he closes our file. This firm does not care about anything other than getting your deposit. They do not return calls or emails. Worst law firm we have ever used. Run, and save your money.
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09 Feb, 2024 by Ashley headrick
My husband and I used Austin Willis. He was highly professional and extremely helpful. We were purchasing a rather difficult foreclosure. He spent countless additional hours advocating on our behalf. He was always a phone call or email away, and happy to explain things in a simple manner. His prices are beyond reasonable for the service and support provided. We can’t recommend him enough!
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09 Feb, 2024 by Dale rawls
Helpful staff Mr Frank himself is quite professional highly recommended
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14 Dec, 2023 by Harvie mills
04 Apr, 2024 by Ethan seither
Drew Templeton Erwin breaking and entering, trying to serve me an illegal eviction notice. I have a whole video of him just walking right in my front door. I also have a phone conversation on file with Mr. Erwin swearing and acting completely unprofessional, being an attorney.
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12 Dec, 2023 by Soulsniper29
Not very helpful for Grandmas estate
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21 Dec, 2022 by Kari havens
Saleem is hands down an amazing attorney. Great for children's cases. He won't give up! he fights to the best of his ability. He never cancels appointments. He never lets you feel like you don't know what is going on! He is trustworthy. He won't let you down.
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07 Jul, 2024 by Rc29
Excellent choice for my divorce case, Riley and his staff are very polite and patient.
Very professional, very knowledgeable.
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11 Aug, 2023 by Anonymous
Poor communication and guidance. Exceptionally poor. Was not fought for. Felt alone during entire process. Paperwork incorrect including typos. Absolutely unacceptable. Should have hired someone else but that would have been unaffordable at that point.
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17 Jun, 2021 by Anonymous
Members of the Law office of Riley N Oncken sit on the board of directors of Safe Passage a domestic violence organization in Dekalb, IL meanwhile its attorneys will represent abusive partners for the right cost. This is a for-profit law firm with no true concern for abused children,individuals and families. It is very alarming for a law firm to be affiliated with a domestic violence shelter and then support and represent domestic violence and child abuse perpetrators.
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02 Jan, 2019 by Anonymous
Aaron did not respond to my emails, or calls. I went a month at a time without hearing from him. I've spent a lot of money to get things cleared up for court and its almost been 2 years and nothing is done!! Every time I called I got "oh ya! I'm working on your stuff right now!" and then I wouldn't hear from him for a month! He is ridiculous! Waste of time and money!
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30 Apr, 2014 by Anonymous
Aaron Bellm was excellent for us. He was very responsive and we were able to speak with him whenever we needed. He kept us up to date and briefed us regularly on our case. Was very candid and helpful. Would recommend him to anyone!
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29 Apr, 2014 by Nathan
Aaron has helped me tremendously. He has been very honest with me throughout our relationship. He is very upfront in telling me whether we have a chance at winning, or if he knows we are fighting a losing battle. Aaron is very knowledgable of laws, and has given me many options involving directions we should take. He is personable, and feels like I'm talking to a person rather than someone who is just doing their job.
I highly recommend Aaron Bellm
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22 Oct, 2015 by David
Atty. King has helped me on several occasions and has always been up front and direct with regards to the expected outcome. He is an excellent litigator and is well respected by prosecutors, judges and fellow defense attorneys in the multiple counties in which he practices. I highly recommend him!
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06 Aug, 2015 by Anonymous
I have no feedback for his work as a lawyer, but his personal skills are beyond horrible. After my initial inquiry and multiple attempts to confirm receipt of my fax, he called me and yelled at me non-stop and lied about his calling me back multiple times (I got 1 call 4 days later). He would not let me say a single word for well over a minute. He then hung up on me and when I called him back, he told me to NEVER call his cell phone ever again. He did not return the emails I had sent, and he waited 4 days to tell me he did not receive my faxes and then complained that this all would be blamed on him because I didn't send the document! (Why would I NOT send the documents and then ask multiple times if you received them?!?!)
What a horrible representation and initial impression he gave us. Even if I were in the wrong completely, this is no way for reasonable humans to act. Engage this man with caution. He may be a wonderful lawyer, but I would never trust him.
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06 May, 2022 by Robert brown
Unethical, uses excuses. Refuses to represent or help. As I said they use excuses. They represent a person and after they win a case. They continue to represent that said person. Without fairness, or justice. The founding fathers would be ashamed of the mockery you have made of a system.
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07 Feb, 2022 by Chris kenn
31 Dec, 2021 by Becky lopez
What an awful experience. My teenage son was assaulted by his father and Prairie State agreed to represent me (us) in a modification of visitation. My son was very traumatized by what had happened and felt traumatized again after this. Not ONCE, not EVER, did the attorney agree to meet us in person. It would take many days, or sometimes a week or longer, to even get a return call. Court date after court date the attorney NEVER, NOT ONCE, showed up in court! This went on for MONTHS. The Prairie State attorney would just “ counsel” me over the phone as to what to say or do…..and that is IF I was lucky enough to even get a call back. The attorneys “ counseling “ advise was pretty much useless, as my ex’s attorney was there and would frequently object to me speaking because I wasn’t phrasing something correctly. Even the judge asked me where our representation was at and why was she not there. Thank goodness that the advocates were there to at least give my son and I some emotional support and could try to make recommendations after each court appearance. I would say easily that half of the time we would show up to court to find out the other attorney had requested to change the court date…. I was never notified as apparently they were contacting Prairie State as they were the ones who were supposedly representing us. Finally, after MONTHS, of court dates, a modified order was ordered by the judge. HIS attorney agreed to write up the new order since MY attorney was never present in court. Prairie State mailed me a copy of the “modified “ order HIS attorney mailed them…..it included things the judge ordered changed, BUT also other changes NOT ordered by the judge ( things like he won’t be responsible for carrying health insurance on our son any longer, things like that). I called Prairie State right away after getting the modified order and requested a call regarding and explained what the issue was. After a good week or so, the Prairie State attorney called me wanting to know what the problem was. I explained to her IF she would check court records for what the judge ordered against the original order, she would see that his attorney was making other changes not ordered by the judge or approved by me. I never heard from the Prairie State attorney again nor did she return any of my calls after that. Then the Prairie State attorney, after about 2 months, sends me a letter stating that she is considering the case closed for lack of communication with her… what a complete joke! This was by far one the most horrible things that my son or I have ever had to go through … for an attor I’m sure if I had money like my ex and could of afforded to pay money for representation, this experience would of been at least a little less traumatic. Shame on them!
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06 May, 2022 by Robert brown
Unethical, uses excuses. Refuses to represent or help. As I said they use excuses. They represent a person and after they win a case. They continue to represent that said person. Without fairness, or justice. The founding fathers would be ashamed of the mockery you have made of a system.
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07 Feb, 2022 by Chris kenn
31 Dec, 2021 by Becky lopez
What an awful experience. My teenage son was assaulted by his father and Prairie State agreed to represent me (us) in a modification of visitation. My son was very traumatized by what had happened and felt traumatized again after this. Not ONCE, not EVER, did the attorney agree to meet us in person. It would take many days, or sometimes a week or longer, to even get a return call. Court date after court date the attorney NEVER, NOT ONCE, showed up in court! This went on for MONTHS. The Prairie State attorney would just “ counsel” me over the phone as to what to say or do…..and that is IF I was lucky enough to even get a call back. The attorneys “ counseling “ advise was pretty much useless, as my ex’s attorney was there and would frequently object to me speaking because I wasn’t phrasing something correctly. Even the judge asked me where our representation was at and why was she not there. Thank goodness that the advocates were there to at least give my son and I some emotional support and could try to make recommendations after each court appearance. I would say easily that half of the time we would show up to court to find out the other attorney had requested to change the court date…. I was never notified as apparently they were contacting Prairie State as they were the ones who were supposedly representing us. Finally, after MONTHS, of court dates, a modified order was ordered by the judge. HIS attorney agreed to write up the new order since MY attorney was never present in court. Prairie State mailed me a copy of the “modified “ order HIS attorney mailed them…..it included things the judge ordered changed, BUT also other changes NOT ordered by the judge ( things like he won’t be responsible for carrying health insurance on our son any longer, things like that). I called Prairie State right away after getting the modified order and requested a call regarding and explained what the issue was. After a good week or so, the Prairie State attorney called me wanting to know what the problem was. I explained to her IF she would check court records for what the judge ordered against the original order, she would see that his attorney was making other changes not ordered by the judge or approved by me. I never heard from the Prairie State attorney again nor did she return any of my calls after that. Then the Prairie State attorney, after about 2 months, sends me a letter stating that she is considering the case closed for lack of communication with her… what a complete joke! This was by far one the most horrible things that my son or I have ever had to go through … for an attor I’m sure if I had money like my ex and could of afforded to pay money for representation, this experience would of been at least a little less traumatic. Shame on them!
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01 Mar, 2024 by Morgan luca
Robert Steele has already sued me once for 7,000 of unpaid medical bills. He is now going after my boyfriend for a hospital bill from 2011. The hospital is closed and the bill is over 10 years old. On top of all this I was diagnosed with breast cancer so my boyfriend is the only one getting a paycheck right now. . He makes just over minimum wage. We can barely afford food and every cent goes to bills and medical coverage. This shark is garnishing his wage. Thanks steele
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13 Feb, 2024 by Nick van schaick
Greedy and soulless corporate scumbag.
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26 Jan, 2024 by Eric lucas
18 Feb, 2024 by Seth barrow
Scum bags
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03 Oct, 2023 by James bergman
10 May, 2023 by April riley
We will be filing a formal complaint to the ARDC on Sharon Costa( Perjury )
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18 Feb, 2024 by Seth barrow
Scum bags
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03 Oct, 2023 by James bergman
10 May, 2023 by April riley
We will be filing a formal complaint to the ARDC on Sharon Costa( Perjury )
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12 Jul, 2024 by Michael bach
KSN has been reliable and prompt to respond to any of our HOA concerns.
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01 Jul, 2024 by Saman mirza
Absolutely pathetic company.
The lawyer Jenny Williams was super unprofessional. Had so much attitude for no reason. No manners to talk to her client.
She literally hung up on me. Just because I needed to talk to her and she would not come on the phone even if she was in the office.
Have never met such a rude and disrespectful experience.
Absolutely pathetic.
I would give less than 1 star actually
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15 May, 2024 by Elena popa
08 Oct, 2024 by Steve
I recently had to deal with Blitt & Gaines, the collection agency for Discover Card, and let me tell you, the experience started off as one of the most toxic interactions I’ve ever encountered. I had just been through a traumatic event in my life and was trying to get things back in order when I called this agency. The first lady I spoke to, who was simply verifying my identity, was incredibly rude and nasty. She made an already difficult situation worse with her toxic attitude.
When I asked to speak with her supervisor, I thought things might improve, but unfortunately, it wasn’t much better. Both individuals were extremely condescending and repeatedly made me feel like a bad person for being in this situation. It was truly unbearable, and I was left feeling demoralized.
However, after a month or two of trying to navigate this, I finally spoke with a manager named Miss Julie, and let me tell you, she was a ray of sunshine. Julie took the time to talk through everything with me and offered real guidance. She went above and beyond by giving me the names of two people I could contact directly moving forward. I chose to work with Cassandra, and from the moment I spoke with her, things turned around completely.
Cassandra was friendly, helpful, and genuinely cared about guiding me through the process. Within just a week or two, I had everything resolved. It made all the difference having someone who treated me like a person, rather than just another case to collect on.
While Julie and Cassandra are the reason I’d give this review six stars if I could, I’m holding back from a full five-star rating because of the toxic behavior I experienced from the initial representative and her supervisor. I understand that collections can be a tough business, but there’s absolutely no need for hostility and nastiness.
To Julie and Cassandra: Thank you. You made a painful process bearable, and I truly hope Blitt & Gaines recognizes how valuable you are. You treated me with respect and kindness, and that made all the difference. The final settlement amount was nearly the same as what the toxic representatives were demanding, but the difference was that you treated me with decency.
If anyone from Blitt & Gaines reads this, please give Julie and Cassandra a raise. They’re the kind of employees who can make your firm more successful.
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06 Oct, 2024 by Gilberto guerrero
-1000 all I can say
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27 Sep, 2024 by Revolver ocelot
Sent sheriffs to my house trying to intimidate. Debt is paid off but only made me more aware how much the judicial system is equivalent to bacteria.
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08 Oct, 2024 by Steve
I recently had to deal with Blitt & Gaines, the collection agency for Discover Card, and let me tell you, the experience started off as one of the most toxic interactions I’ve ever encountered. I had just been through a traumatic event in my life and was trying to get things back in order when I called this agency. The first lady I spoke to, who was simply verifying my identity, was incredibly rude and nasty. She made an already difficult situation worse with her toxic attitude.
When I asked to speak with her supervisor, I thought things might improve, but unfortunately, it wasn’t much better. Both individuals were extremely condescending and repeatedly made me feel like a bad person for being in this situation. It was truly unbearable, and I was left feeling demoralized.
However, after a month or two of trying to navigate this, I finally spoke with a manager named Miss Julie, and let me tell you, she was a ray of sunshine. Julie took the time to talk through everything with me and offered real guidance. She went above and beyond by giving me the names of two people I could contact directly moving forward. I chose to work with Cassandra, and from the moment I spoke with her, things turned around completely.
Cassandra was friendly, helpful, and genuinely cared about guiding me through the process. Within just a week or two, I had everything resolved. It made all the difference having someone who treated me like a person, rather than just another case to collect on.
While Julie and Cassandra are the reason I’d give this review six stars if I could, I’m holding back from a full five-star rating because of the toxic behavior I experienced from the initial representative and her supervisor. I understand that collections can be a tough business, but there’s absolutely no need for hostility and nastiness.
To Julie and Cassandra: Thank you. You made a painful process bearable, and I truly hope Blitt & Gaines recognizes how valuable you are. You treated me with respect and kindness, and that made all the difference. The final settlement amount was nearly the same as what the toxic representatives were demanding, but the difference was that you treated me with decency.
If anyone from Blitt & Gaines reads this, please give Julie and Cassandra a raise. They’re the kind of employees who can make your firm more successful.
Read more
06 Oct, 2024 by Gilberto guerrero
-1000 all I can say
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27 Sep, 2024 by Revolver ocelot
Sent sheriffs to my house trying to intimidate. Debt is paid off but only made me more aware how much the judicial system is equivalent to bacteria.
Read more
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Cities in Illinois - Find a Lawyer Near Me
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Chicago
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FAQs
Questions? We have answers
What a Debt Collection Lawyer Can Do for You
A debt collection lawyer helps individuals and businesses navigate legal matters related to debt collection. Whether you’re a creditor seeking to recover unpaid debts or a debtor facing aggressive collection actions, a debt collection lawyer can provide valuable assistance. These lawyers help creditors pursue legal action to collect overdue debts and ensure compliance with debt collection laws. On the debtor’s side, they help defend against unlawful collection practices, negotiate repayment plans, or file for bankruptcy if necessary.
If you’re dealing with a debt collection issue, a lawyer can ensure your rights are protected and work toward a resolution that aligns with your financial or business needs.
When Should I Hire a Debt Collection Lawyer?
You should consider hiring a debt collection lawyer if you are facing any of the following situations:
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For Creditors:
- Unpaid debts: If you’re a creditor (such as a business or individual) with unpaid invoices, loans, or accounts receivable, a lawyer can help you pursue legal action to recover the debt.
- Debtor refuses to pay: When a debtor is unwilling or unable to make payments, a lawyer can assist with filing lawsuits, securing judgments, and enforcing those judgments to collect the debt.
- Negotiating repayment plans: If you’re willing to work with a debtor to arrange a payment plan, a lawyer can negotiate and draft a legally enforceable agreement.
- Legal representation in court: If a debtor disputes the debt or countersues, a lawyer can represent you in court and ensure your legal interests are protected.
- Securing liens or garnishments: A lawyer can help you secure liens on a debtor’s property or garnishments on their wages to recover the owed debt.
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For Debtors:
- Facing debt collection lawsuits: If you’ve been sued by a creditor or collection agency, a lawyer can represent you in court and help you defend against the claim or negotiate a settlement.
- Debt collection harassment: If creditors or debt collection agencies are harassing you or violating your rights under the Fair Debt Collection Practices Act (FDCPA), a lawyer can help stop the harassment and potentially sue for damages.
- Negotiating debt settlements: If you owe a significant amount of money but want to avoid bankruptcy, a lawyer can negotiate with creditors to reduce the total amount owed or set up a payment plan.
- Disputing a debt: If you believe a debt is incorrect or have been wrongfully targeted by debt collectors, a lawyer can help you dispute the claim and provide evidence to resolve the matter.
- Bankruptcy options: If your debts are overwhelming and you’re unable to repay them, a debt collection lawyer can help you explore bankruptcy as an option for debt relief.
Hiring a lawyer early in the process can help you protect your financial interests and avoid escalating legal issues.
What Does a Debt Collection Lawyer Do?
A debt collection lawyer provides a variety of services depending on whether they are representing the creditor or the debtor. Their responsibilities often include:
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For Creditors:
- Filing lawsuits: A lawyer can file a lawsuit against a debtor who has failed to pay what they owe. This includes preparing and submitting legal documents, representing you in court, and pursuing judgments.
- Negotiating settlements: If the debtor is willing to settle, the lawyer can negotiate a payment arrangement or reduced settlement that ensures you recover some or all of the debt.
- Securing judgments and enforcement: After obtaining a court judgment, a lawyer can help enforce it through methods like wage garnishment, bank levies, or property liens.
- Reviewing contracts and agreements: A lawyer can review your contracts and lending agreements to ensure that they comply with the law and are enforceable if a debtor defaults.
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For Debtors:
- Defending against debt collection lawsuits: If you’re being sued by a creditor, a lawyer can challenge the lawsuit, dispute the debt’s validity, or negotiate a more favorable settlement.
- Stopping harassment: If debt collectors are using unlawful practices to collect a debt (such as threatening you or contacting you excessively), a lawyer can intervene and protect your rights.
- Negotiating debt relief: A lawyer can negotiate with creditors to reduce the total amount of debt you owe or develop a manageable payment plan that suits your financial situation.
- Disputing inaccurate debts: If a debt is not valid, a lawyer can help you gather evidence to dispute the claim and prevent further collection actions.
- Filing for bankruptcy: If your debts are overwhelming, a lawyer can advise you on whether filing for bankruptcy is the best option and help you through the process.
How Are Debt Collection Lawyers Paid?
Debt collection lawyers typically charge for their services in different ways depending on the complexity of the case and whether they represent a creditor or debtor. Common payment structures include:
- Hourly rate: Many debt collection lawyers charge by the hour, with rates typically ranging from $150 to $500 or more, depending on the lawyer’s experience and the case’s complexity. Hourly fees are common when the lawyer is representing either party in litigation or negotiation.
- Contingency fee: For creditors, some lawyers work on a contingency fee basis, meaning they only get paid if they successfully recover the debt. Their fee is typically a percentage of the recovered amount, usually ranging from 20% to 40%.
- Flat fee: For specific services, such as reviewing a contract, drafting a demand letter, or defending a straightforward debt collection lawsuit, a lawyer may charge a flat fee.
- Retainer: For larger or ongoing cases, a lawyer may require a retainer fee ranging from $2,000 to $10,000, depending on the complexity of the case and the expected duration.
It’s important to discuss fees with your lawyer during the initial consultation and understand the total cost of their services before proceeding with your case.
How Much Does a Debt Collection Lawyer Cost?
The cost of hiring a debt collection lawyer depends on whether you are a creditor or debtor, the complexity of the case, and the lawyer’s experience. General cost estimates include:
- Hourly rates: Most debt collection lawyers charge between $150 and $500 per hour. Complex cases involving litigation or large amounts of money may result in higher legal fees.
- Contingency fees: If the lawyer works on a contingency basis, they typically charge between 20% and 40% of the recovered amount. For example, if you recover $10,000 and the contingency fee is 30%, the lawyer would take $3,000.
- Flat fees: For simpler services like drafting a demand letter or responding to a debt collection lawsuit, flat fees may range from $500 to $2,500, depending on the work required.
- Retainers: For larger or ongoing cases, a lawyer may require a retainer fee ranging from $2,000 to $10,000, depending on the complexity of the case and the expected duration.
Always ask for a detailed cost estimate during your consultation to avoid surprises and ensure that the services fit your budget.
Top Questions to Ask a Debt Collection Lawyer
Before hiring a debt collection lawyer, it’s important to ask the right questions to ensure they have the experience and expertise to handle your case. Key questions to ask include:
-
What experience do you have with debt collection cases?
Make sure the lawyer has experience handling cases similar to yours, whether you’re a creditor or debtor. -
How do you charge for your services?
Clarify whether the lawyer charges by the hour, on a contingency fee basis, or a flat fee, and ask for a detailed estimate of the total cost. -
What is the likelihood of success in my case?
Ask the lawyer for an honest assessment of your case and the potential outcomes. -
How long will the process take?
Debt collection cases can take time, so ask the lawyer how long they expect the process to last, from filing the claim to recovering the debt or resolving the dispute. -
What are my legal rights?
Ask the lawyer to explain your rights as a creditor or debtor, including protections under laws like the Fair Debt Collection Practices Act (FDCPA). -
Will you personally handle my case?
In larger firms, junior attorneys or paralegals may handle parts of the case. Make sure you know who will be managing your case.
How to Check the Credibility of a Debt Collection Lawyer
To ensure you are hiring a reputable debt collection lawyer, take the following steps to verify their credentials and track record:
- Verify their bar status: Check with your state bar association to confirm that the lawyer is licensed to practice law and has no history of disciplinary actions.
- Look for debt collection experience: Review the lawyer’s website or professional profile to ensure they specialize in debt collection law and have successfully handled cases like yours.
- Read client reviews and testimonials: Look for client reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s professionalism and ability to handle debt collection cases.
- Ask for references: A reputable lawyer should be able to provide references from past clients who have worked with them on debt collection matters.
- Check for certifications or memberships: Look for certifications or memberships in organizations like the National Creditors Bar Association (NCBA) or other relevant associations that focus on debt collection law.
What Should I Prepare for My First Consultation?
To get the most out of your first consultation with a debt collection lawyer, it’s important to come prepared with relevant documents and information. Here’s what you should bring:
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For Creditors:
- List of outstanding debts: Bring a detailed list of the debts owed to you or your business, including invoices, contracts, or other supporting documentation.
- Previous communication with the debtor: Provide copies of any emails, letters, or phone call logs showing attempts to collect the debt.
- Contracts or agreements: Bring any contracts or agreements related to the debt, as they may be critical in proving your case.
- Judgment information (if applicable): If you’ve already obtained a court judgment against the debtor, bring the judgment documents and any enforcement attempts.
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For Debtors:
- Debt collection letters or notices: Bring any correspondence from creditors or collection agencies, including demand letters and collection notices.
- Payment records: Provide proof of any payments made toward the debt, including receipts, canceled checks, or bank statements.
- Debt validation or dispute documentation: If you’ve disputed the debt or requested validation, bring copies of the dispute letters and the creditor’s response.
- Legal summons or lawsuit documentation: If you’re facing a lawsuit, bring the court summons, complaint, and any legal documents related to the case.
By preparing thoroughly for your consultation, you can help the lawyer assess your situation more effectively and provide the best legal advice tailored to your needs.
