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27 Sep, 2024 by Anonymous
Professional. Effective. Efficient. Got it done. Expert guidance every step of the way.
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26 Sep, 2024 by Millie
Mr. Weed is an excellent bankruptcy lawyer. He is kind & patient & extremely knowledgeable! I have hired him previously as well. He has been doing this for a long time. Would highly recommend!
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18 Sep, 2024 by Maria a.
From beginning to end. Mr. Weed was there to answer all my questions I had. He was very informative and from the consultation appointment, he gave me confidence to hired him and I knew that my case would get discharged without any issues or concerns. I truly recommend him to everyone who is looking to file for bankruptcy.
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22 Feb, 2024 by Paula miller
We had a phone conference call with Mr. Moghul. It was very informative and pleasant. He offered great advice and let us breathe a sigh of relief. If need be, we will be back in contact with him for additional service.
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21 Dec, 2023 by Jesse albert
They were extremely professional. They handled my case quickly and diligently and helped me with any questions I had throughout the entire process. They made what I thought was going to be a stressful process very straightforward and easy.
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31 Oct, 2023 by Thrilok shivaraman
Helpful, prompt, and straightforward.
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30 Aug, 2024 by Clb
I had the best lawyer and he was a God send. I had the pleasure of working with Seth Obed, and I am incredibly thankful for his support. He was amazing throughout the entire process, always taking the time to listen to my concerns and provide thoughtful guidance. His brilliance and effectiveness were evident in how he handled my case, fighting tirelessly on my behalf. I am grateful to have had such a dedicated and skilled lawyer by my side. Highly recommended!
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28 Jul, 2024 by Michael
I utilized Mr. Obed's services to help with an eviction. Getting results required very little of my time--simply an initial phone call to explain the situation and an email with the required documentation. He took care of everything else including proactively reaching out to my delinquent tenant. I had a vacated apartment within a few weeks of engaging Mr. Obed.
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25 Apr, 2024 by Kristen
We worked with Seth on a tenant dispute. His guidance assured that the tenant understood the expectations upon moveout and that we understood not only our rights as owners with a difficult tenant situation but that we understood how to approach the situation and communicate clearly and effectively. The resolution ended in our favor and we are confident that things could have turned out differently if we didn't have the guidance of Seth and his team.
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27 Feb, 2024 by Dustin noel aliff/ owner of david’s oriental rugs 20 years.
My Brother was Recently Arrested on a seemingly crucial Charge, which carried significant Jail Time. After Hiring Marie for not only the Bond Hearing ,which she got reduced to a realistic cost. We Also hired Her for The Whole Case. Very Happy with The Results, that could of been severe, but instead very little jail time and small probation sentenced. Also She Has Followed up with My Brother During his Short stent of Jail. Thank you Again Marie. Keep it Up.
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29 Jan, 2024 by Larry
Marie Washington and her associates were a pleasure to work with. She is very thorough in researching issues and having very good solutions to legal issues. She was extremely compassionate in dealing with the estate of a loved one and went beyond our expectations to expedite services. I highly recommend her services in dealing and solving legal issues.
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07 Jan, 2022 by Franklin williams
I could have not been Blessed More By Marie Washington and Her Team . I was treated as Family . The team never left Me “ in the dark” Always mindful of my worries and concerns. Marie Washington Was , Is and always be a Light , full of Hope and Grace . I have never been treated with such dignity that Mrs. Washington and Her Superior Team showed Me . May God continue to Bless them All. Thanks Again for Your Diligence ,Professional and Integrity Excellence.
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27 Oct, 2020 by Ali
In the case of taking possession of property purchased in home auctions, the speed, proficiency, and knowledge he demonstrated were superb.
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17 Dec, 2019 by Anonymous
Ash is knowledgeable and empathetic. He demonstrated his skill in navigating through the process and getting a frivolous case dismissed. The overall cost was reasonable and he kept me updated throughout. I am very happy to recommend Ash.
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21 Aug, 2018 by Anonymous
Ashley C Dean is an exceptional attorney. He is knowledgeable and might I add a devoted attorney who will secure his patient in a diligent and truthful environment. The verdict of my case was dismissed all due to the fact Mr. Dean represented me. The outcome of my case exceeded my expectations. He is immensely caring for his clients and that fact shows when and if you decide to hire him. You will not be disappointed. To hire him to represent me in my case was such a blessing and he made the whole process effortless for me. I deeply appreciate all the hard work he has done for me and if I were to ever need an attorney again, I can count on him.
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10 Mar, 2021 by Amanda
Kenneth Farino was my lawyer on a case that lasted 2 years and 3 months. And while that is a chunk of time, I can only imagine how long it would have dragged on if not for him. No question was ever too small (or too anxiety riddled). This is by far one of the best professional experiences I have ever had, and I am saying that coming from an unexpected awful situation. I am a cup half empty gal but he always had me seeing the cup half full. He is thoughtful, caring, passionate, accessible, considerate, transparent, knowledgeable, tenacious, the list goes on and on. I knew every step of the way I was prioritized. When it came to settling the case, I was in awe watching him work on email. He was relentless to the opposing counsel. I cannot recommend him enough. He gave me my life back. Thank you will never be enough. I will never forget the care you put into this horrendous ordeal.
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02 Oct, 2019 by Andrew
Kenneth Farino was very accessible, responsive, and provided tons of helpful info when we needed a deed/payout contract written up to buy our home. I can’t recommend him highly enough!
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15 Mar, 2019 by Jason
Mr. Kenneth Farino Jr. was extremely efficient in setting up my partner and I's LLC offering not only his services but also his expertise and knowledge of how to structure it properly. He was very timely and responsive when asked any questions and was available every time when needed. It is extremely difficult to find a good lawyer you can trust however Mr. Kenneth Farino Jr. has far beyond exceeded my expectations and will not only work with him on all other future endeavors but will highly recommend him to any and all who need an honest, trustworthy, efficient, knowledgeable lawyer on their side.
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15 Sep, 2021 by Mike
Jeff performed his representation of me in a highly professional manner. He was always responsive to all parities involved and went out of his way to get me a good result in as short a time as possible. He always took the time to explain all the options with solid recommendations to proceed. He was extremely thorough in his research and often would obtain opinions of other experts just to explore any and all possible solutions. I will absolutely utilize his service should the need arise in the future.
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14 Oct, 2020 by John
I started off with another attorney who thought I should just pay what the other party was ordering me to pay. Then I got a referral from a good friend of mine, so I called Jeff Howell. Jeff rolled his sleeves and jumped right in. Less than a week later he had negotiated a settlement agreement for less than half of what the other party wanted. As soon as that was settled I signed him up as my registered agent and look forward to using him for all of my legal needs. If you’re looking for a young and aggressive legal team to represent your business, I highly recommend these guys.
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16 Jan, 2020 by Kathleen
I retained Jeff last year (2019). I have had the opportunity to work with many attorneys in my life for many reasons Never I once have I felt that an office would put in a drop of thought to my case without overcharging. Jeff and his office (Kelli!) are different than other legal offices—they work tirelessly and really care about their clients. I feel 100% confident in stating that this office is not just in it for the money and they genuinely want to provide quality representation. When the defending party in my case became threatening, Jeff did not hesitate to firmly put them in their place. I wouldn’t hesitate to hire Jeff again. If you are looking for great representation from an attorney that is also a trustworthy and good individual, look no further—Jeff is your guy! There really aren’t enough words to express how much I recommend this firm.
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23 Jan, 2024 by Konstantyn kopystynski
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04 Dec, 2020 by Christi taylor
We have recently been working with Lehrman (“BevLaw” as I call them!) on our spirit formulations and then COLA label approvals They have been IMMENSELY helpful and saved us tons of money in the long run and shaved off months on what it would have taken us personally to navigate the TTB system. Their contacts and intimate knowledge of the Formula approval and label approval process are far beyond what I’d learn in a whole year Their expertise is definitely worth paying for, saved us a giant headache and also money and time in the end. Jaycee was a JOY to work with and always super responsive Cannot day enough good things about Lehrman; I heartily recommend! ( We are a new craft distillery, having just gone through our first approval process.)
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02 Dec, 2020 by Elizabeth ocasio
LLEVO SOBRE 18 AñOS TRABAJANDO EN EL NEGOCIO DE BEBIDAS ALCOHOLICAS. ESPECIALMENTE SOLICITANDO APROBACIONES DE ETIQUETAS PARA TODO TIPO DE LICOR. LA COMPAñIA LEHRMAN NOS HA ASISTIDO EN TODOS NUESTRAS SOLICITUDES CON EL TTB CON RESULTADOS FAVORABLES. MI CONTACTO ES LA SRA. JAYCEE J. KIM Y LE PUEDO CONFIRMAR QUE ES UNA EXCELENTE EMPLEADA. SIEMPRE CON LA MEJOR DISPOSICION DE AYUDAR Y ACLARAR EN CUALQUIER SITUACION QUE SURJA. YO LOS RECOMIENDO A CUALQUIERA QUE ESTE EN ESTE NEGOCIO. NO SE VAN A REPENTIR. ELIZABETH OCASIO
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23 Sep, 2016 by Chris
I contacted Mr Gross's office to help me review a lease contract and was pleased to find out that he answered the phone and helped me. He was very patient and answered all of my questions. He is very understanding of my needs and was happy to help. I decided to hire him. He was very quick to respond to later emails and questions and was able to help me review the lease to my satisfaction. I would recommend him to anyone looking to do the same thing. Thanks ED
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04 Aug, 2014 by Farid
Words cannot describe the gratitude that my wife and I feel for Mr. Gross' exceptional representation. We had a highly complex case against a very able adversary. Mr. Gross and his firm represented us in the most exemplary fashion. The case was handled quickly, professionally, with great decency and immense legal talent. I am a Professor of Surgery and a Thoracic Surgeon. In my profession precision and expert talent is the difference between life and death. I pride myself in my highly personal and precision-driven approach to my patients. I must say that I have been humbled by what I have seen in Mr. Gross. I will return to Mr. Gross and his firm for all my legal needs in the future. If you want to win your case I cannot recommend any one else.
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02 May, 2014 by David
When I first met Ed Gross I was General Counsel for a technology company located in Northern Virginia, and we were soon retaining his services for business matters requiring outside counsel services. I was so impressed with Ed that I have been working with him ever since to handle both my personal and corporate legal matters. Highly recommended for anyone looking for that rare combination of superior legal skill and a real personal touch.
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17 Jun, 2015 by David
My company and I have worked with Dave and his firm for many years. I always feel I am getting the correct advice. He is very honest with us and works very hard to help us with any situations that may arise. I highly recommend Dave!
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16 Jun, 2015 by Mei
Dave Honadle has represented my former company for over ten years (his firm Vanderpool, Frostick & Nishanian has represented the company for a lot longer than that), the majority of the work being related to landlord/tenant. matters. Dave is knowledgeable and reliable. When one of the properties was placed in to redevelopment mode, Dave was instrumental in the termination of leases and the removal of holdover tenants. Even though our relationship focused mainly on landlord/tenant issues, Dave is proactive in forwarding information that may be important to the company doing business in the State of Virginia. I would not hesitate recommending Dave as a lawyer.
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15 Jan, 2015 by Carlos
David is easy to work with, takes times to explain the law and how it applies to the case. David is not shy to suggest on best practices and past case rullings and will make sure you understand all available options. I recomend David and will use his services again.
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25 Feb, 2020 by Julian king
Attorney Leahy is a consummate professional who genuinely cares about his clients, He took the time to explained my options and how to go about getting out of the situation I found my self in with the law, and he was able to clear me of all my charges.
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08 Oct, 2016 by Anonymous
Mr. Leahy provided the legal help very professionally and ensured that the case was dropped. He was very approachable, knowledgeable and patiently explained the process and options to us. He even helped us with a lot of suggestions and promptly answered all our questions multiple times, even after the case was dismissed. The information he provided was very valuable and we are very happy with the outcome and wouldn't hesitate to hire Kevin in the future if the need should arise.
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10 May, 2016 by Jessica
I received my second Reckless ticket and again contacted Mr. Leahy because I was so worried about the ticket being on my record. Mr. Leahy was able to get it dropped again to an infraction. I am so, so pleased with the result. I highly recommend
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21 Apr, 2020 by Gary
Brian Fayman has done an excellent job on helping us collect past due accounts that we thought were hopeless. We greatly appreciate his communication skills in letting us know the exact progress with each account. We will definitely be using Mr. Fayman for all our legal matters.
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20 Apr, 2020 by Lois
I consulted with, and hired, Brian Fayman to help with the details of my mother's estate after her passing. From the first meeting with Brian I knew I would hire him. He listened intently while I explained a complicated executor situation. I never felt rushed during appointments or phone conversations. After I told Brian what I was looking for and that I needed assistance in moving forward, he methodically outlined my options. He provided a sense of calm during an emotionally charged time. He helped me throughout the entire process from start to finish with my mother's estate. I was kept in the loop at all times when correspondences were sent to other parties and Brian was available to me via phone and email to answer any questions I had. I highly recommend Brian based on my experience working with him. Not only is he excellent in his profession, but he is a kind person. I still stay in touch with Brian and sought his services for additional legal needs about a year after I hired him for the estate settlement. I like to think of Brian as my attorney, but also a friend. He is a straight shooter and you will always know your options but never feel pressured. Brian will guide you with his expert advice yet allowing the client to make the choices on what they want to do. I recommend Brian with enthusiasm and confidence in his ability. He is a superb attorney.
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17 Apr, 2020 by Matthew
Mr. Fayman was responsive, communicative, knowledgeable, and professional throughout the settlement of my father's estate. He provided excellent service, kept me on track with the estate business, and gave significant cost-saving advice. I highly recommend his services in estate administration and probate proceedings.
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21 Jul, 2021 by Jennifer
Mr. Wolcott successfully negotiated a lease termination I was a party to. He handled this case with professionalism and was diligent in resolving the case. More importantly, Mr. Gordon's discerning knowledge of real estate law was a catalyst toward achieving the desired case outcome. I highly recommend Mr. Wolcott. His attention to detail, erudite knowledge of the law, and first class client service make him a trustworthy choice for legal representation.
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28 Apr, 2020 by Raechel
Mr. Wolcott and the Wolcott team were amazing at handling my car accident case. They helped me receive a fair claim and I couldn’t have asked for a better team on my side. They supported me through out the entire process and were always available to take my questions. They put 100% of effort in helping me close my case! Mr. Wolcott and his team are wonderful and I can’t thank them enough. This was my first accident I was involved in (not at fault) and Mr. Wolcott eased the process tremendously. He took away a lot of stress of trying to handle a claim with insurances alone and I cannot be more grateful for his assistance. I recommend Mr. Wolcott and the entire firm to everyone. You won’t regret hiring this team!
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23 Sep, 2019 by Anonymous
After reaching an impasse with our business partners earlier this year, Attorney Wolcott was hired to represent our interest in a buy-out/separation agreement. After listening to the details surrounding our case, he provided initial insight into how best to proceed, then set realistic expectations for what to expect throughout the process. Attorney Wolcott went above and beyond to remain reachable throughout the process, provided quick follow ups for emails/phone calls, and delivered all necessary materials in a timely manner. We highly recommend Attorney Wolcott and the entire Wolcott/Rivers/Gates Law Firm to anyone in need of representation!
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03 Jan, 2015 by Patrick
Ed handled a very tedious and potentially cumbersome divorce in a very calm and professional way. He kept me up to date on all of the legal ramifications and was able to address each of the legal roadblocks that were presented with ease and satisfy all parties concerned. I would highly recommend Ed to anyone who was in need of a lawyer with his field of expertise
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04 Jun, 2014 by Roy
I am a professional and deal with attorneys on a regular basis in my work. I also retained several attorneys to handle various matters for me, but Mr. Culbertson proved to be among the best attorney I ever worked with or retained. Mr. Culbertson handled a custody-related issue for me during 2014, and provided excellent representation in my case that led to a successful outcome. He is a very capable, professional attorney that offers alternative approaches for addressing complex issues and does so in a simple and straightforward manner. He also suggests ways that allow the client to minimize attorney fees, and is very responsive to inquiries and questions that arise during the course of his representation. I would not hesitate to retain Mr. Culbertson in the future and would recommend him without any reservations to anyone looking for a highly skilled and experienced attorney in Fairfax County, Virginia.
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05 Aug, 2010 by S.
I received outstanding representation in a highly disputed divorce and custody case. Mr. Culbertson was extremely attentive from start to finish. Nothing got by him. He is extremely professional and is careful about how he spends the time that you are paying for. This enables you to stretch your legal budget further which is especially important when you're headed for trial. I highly recommend him.
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27 Nov, 2018 by Ronnie
The Gilliam Law Group has been assisting our practice with outstanding receivables collections for more than two decades. They are reliable, experienced, and dedicated. Most importantly, they always treat our patients with courtesy and respect, and provide our staff with excellent customer service. I would highly recommend the Gilliam Law Group to the other medical practices.
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10 May, 2017 by Boyd
Mr. Gilliam has been my attorney for over 30 years. He's handled all matters in a prompt and professional manner. Would highly recommend him.
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14 Apr, 2024 by Eric black
Very efficient and easy to contact.. response is quick
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10 Jan, 2020 by Tiffani walker
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16 Mar, 2021 by Nancy
I would definitely recommend Mr. Mirman as a attorney! He has proven time after time how great he is, when you call he always returns your call you never wait very long! He is just a awesome attorney!
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11 Feb, 2012 by Richard
Mr Mirman assisted me in several legal matters over the last 20 years, including a bankruptcy. He fought for my rights, got a fair judgement for me, and kept me well informed. I always have the sense he is prepared and has done the diligence. I would recommend him, especially for financial and corporate issues
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02 Feb, 2015 by Phil
Edward treated me with respect, kept me informed and got my reckless driving charge dismissed. I highly recommend Edward and Railey and Railey.
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09 Nov, 2010 by Anonymous
If you are looking for a traffic attorney any where near Courtland VA I highly recommend Railey and Railey! I got pulled over going over 80mph which means it is a reckless driving ticket. I live 5 hours away from where I got pulled over. After researching many attorneys I decided to go with Railey and Railey. They were terrific! They represented me at court so I did not have to go. My charge was reduced to a non-moving violation, which means no points!!!!!! Highly recommend!!!
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22 Jul, 2015 by Heather
I am a middle class professional in the financial field. I have met many attorneys over the span of a 35 year career. I met Joe Lamb when I needed some legal advice. He is the most knowledgeable, understanding, compassionate, reasonable, level headed, thorough and professional person I have met in all my years of dealing with lawyers, clients, peers, etc... He really is what a lawyer should be and so much more. I have since referred several people to him and they have all come back and thanked ME for referring them to him. Wow...Joe has handled several legal situations for me and is continuing to do so as I would never go to another lawyer.
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02 Jul, 2015 by Marla
I was referred to Mr. Lamb by my mother's friend when I became a single parent with a large debt load that was really not my fault and I needed help. His consultation was free and he really listened. Through the process he always took my calls and gave me reasonable answers and I made it through. I am on the way to financial recovery and will refer him to anyone who needs the help I did. One special feature is he taught me how to do a monthly budget.
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08 Jan, 2015 by Bill
Sandy Bowen handled my separation and divorce with the utmost professionalism and was able to take me through a very difficult process with positive results. Sandy took the time to fully understand the dynamics of my case, determined what I wanted to achieve and gave me realistic advice on what to expect and not expect at trial. Sandy Bowen was very organized and fully prepared during the several times we were in court. I was impressed with how she presented the facts of my case and her abilty to cross examine and interact with the judge and citing other cases for precident. Most impressive was how she explored the law and suggested the use of a vocational expert to represent earnings potential of my spouse. I found Sandy to be very down to earth and easy to relate to and a true collaborator. While no one is comfortable in this kind of situation where results in court can be unpredictable, I had a feeling with Sandy Bowen that she was working in my best interest.
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22 Sep, 2012 by Bill
Steve Leon is an incredibly good attorney. He is above an beyond what is considered to be a benchmark for good performance as an attorney. He is excellent! He helped me recently with a creditor that was suing me for a balance on an account created in my name fraudulently and still I was being sued for this balance. Steven knew ALL of my options and knew the best way for my situation to handle this and we had a positive result from his directives. He knows the law and can work through a case not missing anything. While he did not need to litigate for me, His demeanor, knowledge and no nonsense approach would make him a winning litigator and he will not be pushed around by anybody! I highly recommend Steve Leon. He is also a genuinely honest attorney and he's not out to bill you for every question, staple or stamp! He's really the top in his field and he's very very fair. He's among the best lawyers I've ever worked with.
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24 Jul, 2014 by Greg
I have used Mr. Stern to assist me in collection cases for a number of my clients. He is very is very knowledgeable and responsive and I highly recommend him.
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08 Sep, 2016 by Anonymous
Our company hires attorneys from various states across the country. Attorney Perry has successfully represented our company for over 20 years in literally thousands of bankruptcy and debt collection cases between Va. and Md. earning an average of $50K a month in revenue. He offers very reasonable rates and commissions with open lines of communication. Definitely by far one of our favorite attorneys we use.
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07 Sep, 2008 by Kim
I am a Ph.D. candidate in the field of criminology, and I know what makes a good attorney. I give Mr. Walker my most sincere endorsement. He is honest, caring, knowledgeable, and an zealous advocate for his clients. He was truly worth every penny I paid him! On a more personal note, the family law case I went through was the most difficult experience of my life, and Mr. Walker went beyond the call of duty by being a friend, counselor, and comedian-who could always turn my frown upside down-in addition to being my advocate. I would recommend him-highly-to anyone going through any type of family law issue. He will give it to you straight on what you can expect, and he will let you know the potential outcomes and alternatives to any issue. He earns his keep. He is articulate and knowledgeable. Furthermore, he has a wonderful rapport with most of the judges and attorneys in this area. I can not say enough about how amazing he is. Look no further, you just found the best attorney around!!!!!!!!!
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29 Mar, 2016 by Fred
I have been in business for 54 years, have had to hire many Lawyers... Steve is not only talented, but also very personal and easy to talk to. Has handled wills, law suits, closings, contract review and debt collections, as well as defending our Corp against suits, successfully I might add. I have and will continue to recommend him...
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22 Feb, 2017 by Michele
He went over all the paperwork I provided and is making sure that I'm taking care of in my divorce
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12 Feb, 2023 by John
Around 2020, I discovered that I had somehow been declared deceased. This was rather strange, because I certainly did not feel decreased. This had many negative consequences, particularly on my credit reports. I did research on the best way to deal with this and it was clear that I needed a lawyer. I contacted a couple who weren't responsive, then I was fortunate enough to have found Craig Marchiando of Consumer Litigation Associates. Craig is on the opposite side of the country from me, but everything was handled perfectly by phone and email, with help from his legal assistant, Sydnee Shirley and senior paralegal, Vicki Crissman. Craig did an excellent job of keeping my expectations realistic and keeping me updated when necessary, in what is a LONG process, by its very nature. I am limited in what I can say due to the terms of my non-disclosure agreement, but I will say that Craig went far beyond ANY realistic expectations in my particular case and I was DELIGHTED with the outcome.
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23 Apr, 2015 by Dewey
Mr. Heindel was very responsive and knowledgeable. I much appreciated his efforts to solve our problem. He is quite gifted in his ability to explain the law to us.
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18 Nov, 2009 by David
I would highly recommend Mr. Berger on many different levels. He was extremely professional and gave very sound advice. I received very clear and down to earth input from him. Mr. Berger was knowledgable and trustworthy about many situations.
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26 Oct, 2021 by Jessica hill
Got my divorce against a narcissist that was hiding his address at a price affordable to me. Received numerous updates. Thankful to finally have everything overwith. Especially thankful to Lisa Chavis for all her hard work and emails.
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21 Oct, 2021 by Diamond cornish
I came to Mr. Bush in 2019 with a child custody/support case, with Covid things got pushed back many times over the last 2 years. Even through the difficult time he always maintained communication and always was easy to get a hold of anytime I had an issue or questions. He was able to help me so much and fought for me. I would highly recommend him to anyone. Huge Thank you to Mr. bush and his team.
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20 Oct, 2021 by Grayson davis
Justin Bush handled my case and he acted like a friend to me. He took my case personally and professionally and helped me in every way possible I didn’t get the outcome I wanted this time but that was not Justin’s fault at all. I know I’ll have to go back to court one day and his number will still be in my phone and the first one I call to stand by my side.
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FAQs
Questions? We have answers

What a Debt Collection Lawyer Can Do for You

A debt collection lawyer helps individuals and businesses navigate legal matters related to debt collection. Whether you’re a creditor seeking to recover unpaid debts or a debtor facing aggressive collection actions, a debt collection lawyer can provide valuable assistance. These lawyers help creditors pursue legal action to collect overdue debts and ensure compliance with debt collection laws. On the debtor’s side, they help defend against unlawful collection practices, negotiate repayment plans, or file for bankruptcy if necessary.

If you’re dealing with a debt collection issue, a lawyer can ensure your rights are protected and work toward a resolution that aligns with your financial or business needs.

When Should I Hire a Debt Collection Lawyer?

You should consider hiring a debt collection lawyer if you are facing any of the following situations:

  • For Creditors:
    • Unpaid debts: If you’re a creditor (such as a business or individual) with unpaid invoices, loans, or accounts receivable, a lawyer can help you pursue legal action to recover the debt.
    • Debtor refuses to pay: When a debtor is unwilling or unable to make payments, a lawyer can assist with filing lawsuits, securing judgments, and enforcing those judgments to collect the debt.
    • Negotiating repayment plans: If you’re willing to work with a debtor to arrange a payment plan, a lawyer can negotiate and draft a legally enforceable agreement.
    • Legal representation in court: If a debtor disputes the debt or countersues, a lawyer can represent you in court and ensure your legal interests are protected.
    • Securing liens or garnishments: A lawyer can help you secure liens on a debtor’s property or garnishments on their wages to recover the owed debt.
  • For Debtors:
    • Facing debt collection lawsuits: If you’ve been sued by a creditor or collection agency, a lawyer can represent you in court and help you defend against the claim or negotiate a settlement.
    • Debt collection harassment: If creditors or debt collection agencies are harassing you or violating your rights under the Fair Debt Collection Practices Act (FDCPA), a lawyer can help stop the harassment and potentially sue for damages.
    • Negotiating debt settlements: If you owe a significant amount of money but want to avoid bankruptcy, a lawyer can negotiate with creditors to reduce the total amount owed or set up a payment plan.
    • Disputing a debt: If you believe a debt is incorrect or have been wrongfully targeted by debt collectors, a lawyer can help you dispute the claim and provide evidence to resolve the matter.
    • Bankruptcy options: If your debts are overwhelming and you’re unable to repay them, a debt collection lawyer can help you explore bankruptcy as an option for debt relief.

Hiring a lawyer early in the process can help you protect your financial interests and avoid escalating legal issues.

What Does a Debt Collection Lawyer Do?

A debt collection lawyer provides a variety of services depending on whether they are representing the creditor or the debtor. Their responsibilities often include:

  • For Creditors:
    • Filing lawsuits: A lawyer can file a lawsuit against a debtor who has failed to pay what they owe. This includes preparing and submitting legal documents, representing you in court, and pursuing judgments.
    • Negotiating settlements: If the debtor is willing to settle, the lawyer can negotiate a payment arrangement or reduced settlement that ensures you recover some or all of the debt.
    • Securing judgments and enforcement: After obtaining a court judgment, a lawyer can help enforce it through methods like wage garnishment, bank levies, or property liens.
    • Reviewing contracts and agreements: A lawyer can review your contracts and lending agreements to ensure that they comply with the law and are enforceable if a debtor defaults.
  • For Debtors:
    • Defending against debt collection lawsuits: If you’re being sued by a creditor, a lawyer can challenge the lawsuit, dispute the debt’s validity, or negotiate a more favorable settlement.
    • Stopping harassment: If debt collectors are using unlawful practices to collect a debt (such as threatening you or contacting you excessively), a lawyer can intervene and protect your rights.
    • Negotiating debt relief: A lawyer can negotiate with creditors to reduce the total amount of debt you owe or develop a manageable payment plan that suits your financial situation.
    • Disputing inaccurate debts: If a debt is not valid, a lawyer can help you gather evidence to dispute the claim and prevent further collection actions.
    • Filing for bankruptcy: If your debts are overwhelming, a lawyer can advise you on whether filing for bankruptcy is the best option and help you through the process.

How Are Debt Collection Lawyers Paid?

Debt collection lawyers typically charge for their services in different ways depending on the complexity of the case and whether they represent a creditor or debtor. Common payment structures include:

  • Hourly rate: Many debt collection lawyers charge by the hour, with rates typically ranging from $150 to $500 or more, depending on the lawyer’s experience and the case’s complexity. Hourly fees are common when the lawyer is representing either party in litigation or negotiation.
  • Contingency fee: For creditors, some lawyers work on a contingency fee basis, meaning they only get paid if they successfully recover the debt. Their fee is typically a percentage of the recovered amount, usually ranging from 20% to 40%.
  • Flat fee: For specific services, such as reviewing a contract, drafting a demand letter, or defending a straightforward debt collection lawsuit, a lawyer may charge a flat fee.
  • Retainer: For larger or ongoing cases, a lawyer may require a retainer fee ranging from $2,000 to $10,000, depending on the complexity of the case and the expected duration.

It’s important to discuss fees with your lawyer during the initial consultation and understand the total cost of their services before proceeding with your case.

How Much Does a Debt Collection Lawyer Cost?

The cost of hiring a debt collection lawyer depends on whether you are a creditor or debtor, the complexity of the case, and the lawyer’s experience. General cost estimates include:

  • Hourly rates: Most debt collection lawyers charge between $150 and $500 per hour. Complex cases involving litigation or large amounts of money may result in higher legal fees.
  • Contingency fees: If the lawyer works on a contingency basis, they typically charge between 20% and 40% of the recovered amount. For example, if you recover $10,000 and the contingency fee is 30%, the lawyer would take $3,000.
  • Flat fees: For simpler services like drafting a demand letter or responding to a debt collection lawsuit, flat fees may range from $500 to $2,500, depending on the work required.
  • Retainers: For larger or ongoing cases, a lawyer may require a retainer fee ranging from $2,000 to $10,000, depending on the complexity of the case and the expected duration.

Always ask for a detailed cost estimate during your consultation to avoid surprises and ensure that the services fit your budget.

Top Questions to Ask a Debt Collection Lawyer

Before hiring a debt collection lawyer, it’s important to ask the right questions to ensure they have the experience and expertise to handle your case. Key questions to ask include:

  1. What experience do you have with debt collection cases?
    Make sure the lawyer has experience handling cases similar to yours, whether you’re a creditor or debtor.
  2. How do you charge for your services?
    Clarify whether the lawyer charges by the hour, on a contingency fee basis, or a flat fee, and ask for a detailed estimate of the total cost.
  3. What is the likelihood of success in my case?
    Ask the lawyer for an honest assessment of your case and the potential outcomes.
  4. How long will the process take?
    Debt collection cases can take time, so ask the lawyer how long they expect the process to last, from filing the claim to recovering the debt or resolving the dispute.
  5. What are my legal rights?
    Ask the lawyer to explain your rights as a creditor or debtor, including protections under laws like the Fair Debt Collection Practices Act (FDCPA).
  6. Will you personally handle my case?
    In larger firms, junior attorneys or paralegals may handle parts of the case. Make sure you know who will be managing your case.

How to Check the Credibility of a Debt Collection Lawyer

To ensure you are hiring a reputable debt collection lawyer, take the following steps to verify their credentials and track record:

  • Verify their bar status: Check with your state bar association to confirm that the lawyer is licensed to practice law and has no history of disciplinary actions.
  • Look for debt collection experience: Review the lawyer’s website or professional profile to ensure they specialize in debt collection law and have successfully handled cases like yours.
  • Read client reviews and testimonials: Look for client reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s professionalism and ability to handle debt collection cases.
  • Ask for references: A reputable lawyer should be able to provide references from past clients who have worked with them on debt collection matters.
  • Check for certifications or memberships: Look for certifications or memberships in organizations like the National Creditors Bar Association (NCBA) or other relevant associations that focus on debt collection law.

What Should I Prepare for My First Consultation?

To get the most out of your first consultation with a debt collection lawyer, it’s important to come prepared with relevant documents and information. Here’s what you should bring:

  • For Creditors:
    • List of outstanding debts: Bring a detailed list of the debts owed to you or your business, including invoices, contracts, or other supporting documentation.
    • Previous communication with the debtor: Provide copies of any emails, letters, or phone call logs showing attempts to collect the debt.
    • Contracts or agreements: Bring any contracts or agreements related to the debt, as they may be critical in proving your case.
    • Judgment information (if applicable): If you’ve already obtained a court judgment against the debtor, bring the judgment documents and any enforcement attempts.
  • For Debtors:
    • Debt collection letters or notices: Bring any correspondence from creditors or collection agencies, including demand letters and collection notices.
    • Payment records: Provide proof of any payments made toward the debt, including receipts, canceled checks, or bank statements.
    • Debt validation or dispute documentation: If you’ve disputed the debt or requested validation, bring copies of the dispute letters and the creditor’s response.
    • Legal summons or lawsuit documentation: If you’re facing a lawsuit, bring the court summons, complaint, and any legal documents related to the case.

By preparing thoroughly for your consultation, you can help the lawyer assess your situation more effectively and provide the best legal advice tailored to your needs.

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