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22 Aug, 2024 by Anonymous
Cynthia is extremely knowledgable, and clearly known as one of the best in her field. She spent countless hours advising me throughout the bankruptcy process, and looking back there is absolutely no way I would have gotten through it without her. She knows her stuff. You can trust that you're in the right hands with her!
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26 Apr, 2024 by Sydney n
Incredible service! Sam is supportive and professional. Interactions with her make me feel confident in the next steps. Definitely consider giving them a call.
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04 Mar, 2024 by Shrout craner
I would give them 20 reviews if possible. I had an absolutely amazing experience.
The work was done quickly and efficiently. They were great at what they do, Kelly & Associates Injury Lawyers.
He was always available for me if I need to talk with him and answered my texts and questions, even after hours.
I would give him the highest recommendation.
He was very friendly and worked hard on my case.
Jim was communicative and kept us up to date on what was going on with our case.
The office staff was supportive and responsive too.
If he was not around his assistants helped me. I have no words to explain how happy I am with the service, results, and our new friendship.
Thank you for everything Jim!!!!
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06 Jan, 2025 by Zorelyn quezada
I will like to thank Joe Wang he helped me a lot through my bankruptcy process, he was on top of everything, he always reply to me really quick. Thanks Joe for everything.
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03 Jan, 2025 by Luis lopez
I am extremely pleased with the services provided for my Chapter 7 Bankruptcy. The process can be overwhelming and stressful, but they made everything so much easier to understand and navigate. Their professionalism, responsiveness, and attention to detail were exceptional. They were always available to answer my questions and kept me informed every step of the way. Thanks to their expertise, I was able to get a fresh start and regain peace of mind. I highly recommend their services to anyone in need of assistance with bankruptcy. You won’t be disappointed! Thank you Joe and attorney Forghany
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23 Jun, 2023 by Robert caranci
Thank you for answering the question I had about my case , even thou it was closed over 2 years ago. It was nice Joe took the time and answered my email. Thank you
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13 Nov, 2024 by John pitney
03 Nov, 2024 by Dominique rose
Robert and Lynn were so great in helping me with my case. They were quick to respond and honestly made things as painless as possible. I couldn’t be happier with Kovacs Law
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05 Oct, 2024 by G b
My experience with Kovacs Law was amazing. From the first consultation to the end of the discharge. Rob methodically explained all the processes and timelines to me. Lyne was also a great support. I will definitely recommend Kovacs Law to anyone who needs assistance
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12 Dec, 2024 by Denise martin
I would like to extend my sincere thanks to Mr. Nichols Ratush Esq. on his expertise in assisting me with the bankruptcy process. Prior to my filing, I was extremely scared, nervous and overwhelmed with the thought of having to file, compounded with the task of calling around dealing with call back issues from other firms. I felt a sense of relief when I found Mr. Ratush. I highly recommend him as he always communicated efficiently with my calls or emails. He took the necessary time to answer any concerning questions along the way, which ultimately reduced my stress, as well as the stress that comes with the process involved with filing bankruptcy. Thanks again Mr. Ratush.
Denise M.
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06 Dec, 2024 by Nadya belenkiy
Leader in the field, knowledgeable, supportive and prepared to deal with any and all situations that come up.
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11 Sep, 2024 by P
My dad and my grandmother went to see him very helpful knowledgeable and good at what he does, got us in the next day so I didn’t have to wait months and prices are good highly recommend will use him again in future! -Roger
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04 Feb, 2025 by Maria
I truly recommend them Mr. Simonian is kind caring and is willing to go above and beyond to help you , you will not regret it, thank you Mr. Robert simonian for taking care of my case
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18 Dec, 2024 by Pete
Attorney Robert Simonian was absolutely fantastic. The complete process was fast and very professional. I always felt at ease and well represented. I highly recommend him.
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10 Nov, 2024 by Shawn mc
Best lawyer! Has an excellent reputation and that goes a long way in the system, super smart and professional!! I'm using Robert again for other services he does in the legal field.
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05 Dec, 2024 by Rich goguen
We got sued for adverse possession and easement rights on or lake property. Adam took the case 4 years ago. Just before the pretrial he bailed out. We now have to find a replacement in a very short time and for an extremely high cost. He left us in a very bad situation. I don't believe he felt comfortable about litigation. His specialty seems to be land lord/ tenant issues. I believe he was out of his league taking our case.
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08 Nov, 2024 by Marc bellerose
I am attorney who has practiced for nearly 30 years with a focus on probate and family law. I recently had a foreclosure issue arise related to the sale of probate property and Adam provided clear, concise guidance that helped me successfully resolve this issue to the benefit of my clients.
Thank you, Adam.
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14 Oct, 2024 by Joseph loguidice
I’ve been dealing with Peter Bellotti for quite some time now I am also a member of Local 22
I had a car accident and Peter is in charge of the whole process . I am totally comfortable with Peter Bellotti and although it’s taking a little bit of time these things sometimes happen. I am totally confident that the right thing is being done with my case..
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26 Sep, 2021 by Michaelanthony
Matthew Scafidi helped me with the closing of my first condo, and I couldn't be happier with him. He was very professional and on top of his game at every point. He was detail oriented, and explained the process in lament terms for me. Would work with him again for sure!
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09 Aug, 2021 by Morgan
We used Matt in the closing of our home. He made the process a breeze! We are new to Massachusetts, and the process is a lot different out here then where we purchased our first home. Matt was patient with all of our questions and ensured we were set up for success.
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08 Jul, 2021 by Robert
Matt handled all legal aspects of our residential real estate purchase. He is extremely responsive and efficient. Matt also worked very closely with our realtor and mortgage banker. It all went more smoothly than I could have imagined. He is very experienced and has a strong team supporting him. I can recommend him without reservations.
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20 Jun, 2023 by Mark
I have to say I was full of nerves questions anxiety about the whole thing I have never had anything legal related to have to go through ect in terms of needing a lawyer so this was a big deal to me and I have to say Anthony erased all of those fears and jitters he was down to earth kind and very welcoming and very informative of the whole process and what to expect ect
Truly the best experience I could of hoped for such a breeze ! And he has a very good office crew working with him ! Jenn and Grace are truly phenomenal they work with you to make sure you have everything you need and they do so in a kind and professional way ! Love them all I HIGHLY recommend Anthony and his staff
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04 Apr, 2022 by Kevin
I normally don't right reviews but for Attorney Bucacci it is my pleasure to do so. I am so thankful that I might him, he is professional and was very understanding of my situation. Over 3 years I have consulted on varies matters and I can't say thanks enough for everything he has done to help me out. Additionally, his staff administrators Jen and Grace are fabulous!! Going to miss seeing all of you truly!!
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23 Mar, 2022 by Dyani
Anthony was the lawyer of my bankruptcy case . He explained things until I understood them and even gave me legal advice as far as a tenant issue I was having at home and was able to get me in contact with someone who could help me . He invested his time and effort and his secretary Jen is very organized and reminded me of things that would have slipped my mind . Thank you to the Anthony Bucacci Attorney Team !
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15 Jun, 2015 by William
Joseph is a knowledgeable, helpful person who would be a plus in any situation. He is pleasant to deal with and doesn't mind doing the work.
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09 Jun, 2015 by Gregory
Joe was great. When buying or selling a house the entire ordeal can get very stressful so its important to be working with someone who knows what they are doing. Joe is always available to answer questions, which is important because a lot arise especially for a new home buyer. He not only knows the realestate aspect of the business but also knows the legal side. Anything that my wife and I asked for he was very prompt and professional in time and response. It was also a great help to view houses and have his feed back and expertise. He was able to point out aspects of a house for need of repair, or things that were positive and unique to a property. Joe was excellent and I would recommend him to anyone that I know.
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30 May, 2015 by Matthew
I use Joseph for all of my personal and business legal needs. Joe is very easy to get in touch with whether it be phone, e mail or text, he always responds quick.
Every experience has been great and he can turn a really tense situation into a walk in the park.
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16 Jun, 2023 by Kenneth
It is with great enthusiasm that I provide this power recommendation for Briam J. Wasser, an extraordinary lawyer who goes above and beyond even the top talent in the legal field. Brian's claim of being a client's lawyer and the exceptional actions and results that underscore his commitment is what sets him apart.
Briam's dedication to his clients is unparalleled. He surpasses the mere proclamation of being a client's lawyer and demonstrates it through his unwavering support, tireless effort, and exceptional results. Brian invests the time to truly understand his client's needs, concerns, and aspirations, building a deep and lasting rapport. He takes a holistic approach to representation, considering the legal aspects of a case and the personal and emotional impact it may have on his clients.
Beyond his extraordinary commitment, Briam possesses a legal understanding that rivals the best in the profession. His knowledge of the law is comprehensive and up-to-date, enabling him to navigate complex legal situations with confidence and finesse. Briam's razor-sharp analytical skills allow him to identify innovative strategies and approaches that often lead to favorable outcomes for his clients. He is a masterful advocate who fearlessly fights for justice and diligently pursues the best interests of those he represents.
What truly distinguishes Briam is his genuine care and compassion for his clients. He understands that legal challenges can be daunting and overwhelming, and he goes the extra mile to provide support, reassurance, and guidance throughout the legal process. Briam's empathetic approach ensures that his clients feel heard, valued, and empowered during one of the most challenging times in their lives. His ability to build trust and establish strong relationships sets him apart as a true champion for his clients.
Furthermore, Briam's professionalism and integrity are exemplary. He upholds the highest ethical standards, ensuring his clients receive honest and transparent counsel. Briam's communication skills are exceptional, allowing him to explain complex legal concepts clearly and concisely, making the legal process more accessible and understandable for his clients.
In summary, Briam J. Wasser is an exceptional lawyer who surpasses even the most talented legal professionals who boldly claim to be a client's lawyer. His unwavering commitment, exceptional legal expertise, genuine care, and integrity make him an invaluable asset to anyone needing legal representation. I wholeheartedly recommend Brian J. Wasser to those seeking unparalleled advocacy and support, confident that he will exceed their expectations and deliver outstanding results.
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07 Jun, 2023 by Anonymous
Brian worked tirelessly as we navigated the complex issues surrounding the foreclosure proceedings on our home. His expertise and commitment resulted in a positive outcome as we were able to retain ownership of our house. He was knowledgeable, organized and compassionate! He always made time to answer questions and kept us well informed about what was happening during the process. I would recommend Brian without hesitation.
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03 May, 2023 by Mark
We’ve have hired Brian a few times and our expectations were exceeded. Personal I credit
him for his incredible experience and professionalism.
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14 Nov, 2016 by Anonymous
Matt helped buying our Hingham home to be smooth and stress-free. I'd recommend him to anyone needing legal representation to buy or sell a home on the south shore.
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18 Feb, 2012 by Maria
Best advocate I could have asked for. He helped me in a foreclosure crisis, got me refinanced and I am in the house and paying less. It's affordable now.
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07 Dec, 2024 by Yichi hu
professional, worth every penny.
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02 Dec, 2024 by Lixun zhang
We had an excellent experience working with Jon Duane during our home closing. He patiently answered all our questions and explained the legal and financial aspects clearly, making the process easy to understand.
While we were out of town, Jon went above and beyond to represent us, handling everything with professionalism and care. His dedication gave us peace of mind every step of the way.
We highly recommend Jon to anyone looking for a knowledgeable and client-focused closing attorney. Thank you for making this process so smooth and stress-free!
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04 Jul, 2024 by Jennifer jule
Great service. Stayed in constant communication with the clients.
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15 Nov, 2024 by Blessed773 johnson
Mr.martin is a dedicated and hard working g attorney he is fair and just and has become a very good friend of the family.
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15 Nov, 2024 by Mo latti
23 Sep, 2024 by Claudio vidal
Muy buen ab ok abogado..me ayudo bastante
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02 Aug, 2024 by Beverly s
Pam worked with me across many years as a consultant during a very difficult and emotional divorce. She is a bright and savvy lawyer who was also very personable and supportive when I needed it most. Across the years she consulted, Pam was able to help me navigate and understand not only what my legal rights were, but also those of my daughter. Additionally, I appreciated her honesty during some very difficult conversations. I would highly recommend Pam as an attorney or consultant, and will be forever grateful for all of her support.
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15 Jul, 2024 by Hans blickman
My referral to Pam Schaefer occurred during a very confusing and stressful time.
My original attorney, who had very ably represented me, knew that there were remaining issues after the final ruling that would necessitate ongoing litigation. He was not keen on this, as he had developed an antipathy to my ex-wife.
He suggested someone different, and recommended someone he had very high regard for. I was apprehensive, needless to say.
During our first meeting Pam succinctly outlined the issues. She also accurately, it turned out, predicted the uphill climb we faced. Never wavering, staunchly in my corner, she and her office shepherded me through this very trying minefield.
Yes, it is true: after a settlement both parties should be a little unhappy. Schaefer law kept my unhappiness manageable. Much appreciated.
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02 Jul, 2024 by Carole zaki
Pam has a thorough knowledge of the law and defended my case with determination. She was very competent and compassionate. She and her team reassured me at a tough time and kept the communication transparent. I highly recommend this law firm.
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19 Aug, 2024 by Eric eskander
I recently had the pleasure of working with PK Boston Law on obtaining permission from the city of Brockton for a commercial project, and I couldn't be more satisfied with the experience! From the very first consultation, their team displayed a high level of professionalism, expertise, and dedication to my project. They got it done fast and without any issues.
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27 Feb, 2024 by Rita leonard
We had PK Boston Law firm handle some real estate business for us. Attorney Michelle Oliveira is very knowledgeable, professional and a very nice person. She answered all of our questions, has great communication and took care of everything we needed. The paralegal and secretary are also wonderful.
Thank you PK Boston Law for easing our minds and taking care of everything we needed. They are truly the BEST!
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19 Jan, 2024 by Tyler murphy
PK Boston Law has been instrumental in assisting our firm with complex land use issues and large-scale project entitlement efforts. Rob Pellegrini has a knack for working with local officials and operates as a member of the team versus a siloed 3rd party service. Across all our projects we have always felt that Rob tirelessly advocated for us, and is someone you want to be in the foxhole with. We look forward to many more successful efforts with Rob and his team.
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16 Feb, 2021 by Craig
We have worked with Joe Perl for several years and highly recommend him! Our experience is that he’s very knowledgeable, has great communication skills, is a pleasure to work with, and above all- he gets RESULTS! He’s not only easy to work with but he's creative, thinks outside the box, and is reliable to get the desired outcome from any given action in a reasonable amount of time and effort. You can’t go wrong with Mr. Perl- we HIGHLY recommend this attorney.
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02 Aug, 2018 by Tyler short
Joseph did a great job on our case. A contractor has installed an insufficient beam in our house prior to us buying it. We didn't go to court, but the contractor settled for 90% of the cost.
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30 Jul, 2018 by David
We hired Mr. Perl following a Google search of attorneys in the geographic area of our customer that owed us money. We hired him to try to recover money from a company that had owed us money for two years. He recovered the reduced amount that we had agreed to and took an acceptable fee from the recovered funds
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09 Jan, 2025 by Claire dion
Having never needed a lawyer in my lifetime, I was a bit nervous when the time came, and I did need to make that search. I am very grateful to have found Attorney Glenn Russell. I thank him for his unwavering support throughout my case. He has shown exceptional commitment. He showed a deep understanding of my personal situation and demonstrated empathy throughout the legal process. This helped me a great deal to get through this difficult time. Glenn's communication and expertise were outstanding. If the time ever comes that I require the services of a lawyer again, Attorney Glenn Russell, without a doubt, will be receiving another call from me.
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14 Nov, 2024 by Lavon murrell
Great Experience! Would recommend her above the rest .
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04 Nov, 2024 by Nissa kae
Great attorney 10/10 John fought for me since day and got me out of jail time & a plea !
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5.0
2 Reviews
4.5
3747 Reviews
13 Jan, 2025 by Cuong luu
08 Jan, 2025 by Joanye
07 Jan, 2025 by Rodney motton
04 Jan, 2012 by Keri
Becoming a homeowner for the first time is an extremely nerve wracking and time consuming process. You are putting everything out on the line and are not really sure what steps to take. Kerin was excellent in answering any legal questions and guiding us through the process smoothly. She was extremely available, flexible and detail-oriented as well as very knowledgeable. I would highly recommend her to anyone buying a home for the first time and I wouldn't hesitate to use her in the future.
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07 Dec, 2011 by Anonymous
Kerin assisted with both the sale of our previous home and the purchase of our current home. She was knowledgeable, thorough and represented our interests to our satisfaction. We would definitely work with Kerin again.
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05 Dec, 2011 by Meghan
I hired Kerin to assist me in the purchase of a short-sale property. I knew that short-sales can be trying at best, but Kerin made the experience painless. She was absolutely amazing! She kept me informed and advocated for me throughout the entire process. Kerin always had my best interest in mind and I would strongly reccommend her to anyone!!!
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18 Jul, 2022 by Bilal
17 Jul, 2022 by Roy jones
11 Jan, 2025 by John moscatelli
Michael comes highly recommended! He is very thorough and comes to court prepared! Just won an OUI case and it couldn’t have ended better! I am so glad he was representing my daughter at this difficult time, Do not hesitate to hire Michael Delsignore for any legal issue you may have regarding OUI.
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10 Jan, 2025 by Charles abdy horat
I was astonished by his representation, I have never seen such professionalism and knowledge in his field as defendant. I highly recommend anyone to deliberately use his leadership for your personal benefit. Thank you a lot.
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10 Nov, 2024 by Erin stark
Pete is Extremely responsive and knowledgeable. He immediately puts your mind at ease and comes up with a solid plan and a path forward. I would strongly recommend Pete to anyone. Our family can not say enough good things about Pete and how he operates and solves problems.
Josh & Erin Stark
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08 Nov, 2024 by Weston brown
Professional, very responsive and thorough
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12 Oct, 2024 by Jared plante
The BEST law firm in the new england area for business litigation. When i started looking for a law firm to help me get my companies bill paid by a insurance company that would not play ball at all i called numerous firms till i called them and they have been the best to work with straight from the beginning and being quick to answer my emails or phone calls it just was a great experience overall. Amie here is GREAT she will fight for you like you were her family, and Atty Jacobs will get you PAID! I will always use them for any future business litigation!
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10 Jul, 2024 by Paul rhilinger
Travis has been very patient with our case for the over 3 years it took to bring to resolution. A complex case that included a class action piece that Travis identified early on, he gave the opposing counsel every opportunity to do the right thing but they weren’t capable of seeing that. Travis had to deal with a few changes on the bench during the course of this case and he navigated each change with professionalism and ease, making all of this seamless to us. He always kept us in the loop, did an awesome job of preparing us for our depositions to the point that no challenge from the opposing side caused us to even flinch. Negotiating an extremely fair settlement and taking the extra step to make sure he captured and cared for any other known plaintiff shows the extreme level of care Travis and his team take. If you entrust your case to Travis, you can be assured no one will give you more care and legal expertise than The Jacobs Law LLC in Boston.
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22 Jan, 2025 by Sweet softies
Great company to work with! Professional and fast communication.
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21 Jan, 2025 by Kids world fun
Excellent service!
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19 Jan, 2025 by Jan dagle
Professional, kind, and knowledgeable.
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08 Dec, 2024 by Lourdes
17 Jun, 2024 by Tomas megaly
I am very grateful for Cheri’s work. She had my case dismissed and knew what to say. I highly recommend you to trust in her.
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23 Jan, 2024 by Patuma chisale
Cheri Roubil took our immigration case for me and my husband She was very helpful throughout the whole process. She showed that she is very knowledgeable and professional. We had our case approved. Highly recommended
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08 Feb, 2024 by Mike chen
By far, THE BEST law firm we've ever worked with. Highly recommend Brown & Brown for estate planning. Eric Prichard was amazing to work with - prompt, professional, friendly, and addressed all of our questions and concerns directly and clearly. Their staff was super helpful and friendly as well. Thank you!!!
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02 Jan, 2024 by Meredith salisbury
Vert good help with our wills
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16 May, 2022 by B 13
Julia was very friendly and professional! Helped me my family polite as well!
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14 Jul, 2021 by Anonymous
Un total fracaso dice cualquier mentira por tal de ganar el caso. Ya no más de una persona lo a dicho.
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01 Mar, 2018 by Becky
Erika is attentive and stuck with me through some really difficult court days. Her staff is just as pleasant and professional. She's got your back.
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12 May, 2015 by Iris rosado
hola
mi nombre es iris rosado le estoy escribiendo por q quisiera saber si usted trabaja con casos de penciones alimenticias ya q yo tengo dos casos de penciones la cual son de puerto rico y me gustaria tranfirirlos para aca ya q yo llevo 6 anos viviendo aca y los padres no me quieren cumplir con la pencion y la tengo atrasada por mucha cantidad aver si usted me puede ayudar con eso
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18 Jul, 2022 by Shiriah
Don’t go too Aaron Seigal I have never spoken to a narcissistic no compassion rude and impatient disrespectful stranger you can have bad days but to treat a woman looking a lawyer to fight for her kid and to be insulted appalled don’t go to him refuse …wait to someone else he deserves neg
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27 Aug, 2020 by Ruth digiovanni
I hired David Wilkinson and it was the best decision I could have made for my case. David is professional and experienced, and it shows in his results. He presents very well in front of the judge, which is also important. Everyone in the office I've interacted with has been professional and courteous.
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05 Feb, 2020 by Dylan frates
23 Jan, 2025 by Susan gorny
Stuart is knowledgeable, highly experienced, generous with his time and counsel. My husband and I are very grateful that he was recommended to us.
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07 May, 2024 by Laurie clancey
Unprofessional, unethical, rude, frivolous attorney who believes he is above the law. Good luck to anyone with the misfortune of dealing with or hiring this attorney. I have never dealt with a more corrupt human being let alone attorney of the law. He represents every single thing an attorney should not. He has only bad intentions and gives attorneys everywhere a horrible name.
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02 Nov, 2023 by John joseph
This dude is ignorant and thinks he's the best at everything but in reality he's a shady scumbag
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27 Oct, 2023 by Paul
Bob is probably the worst attorney you could ever hire for nine years he strung me along. I am over my head and look at an auction date in a couple days. This guy is a loser the worst person you could possibly hire. Please move forward with someone else. Listen to my advice I got screwed over by him Wake up and do not use him as a attorney he absolutely has no credentials to be an attorney. He should be disbarred.
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17 May, 2022 by Trish
Hello all, I’m not sure why this attorney got 5 stars. I have to say when it’s come to money his happy to talk, Once you pay him that’s it, Cabana is a terrible attorney to work with. His unprofessional, doesn’t get any paperwork done till a day before the due date, to the court. He does everything at the last minute, Very disorganized all your Important documents will be on the floor, he doesn’t have a safe place to put documents. Dirty office as call “attorney office “ Lol. He yells at you when you try to say something that he didn’t do. What funny about him the day of the court he doesn’t have a ride. I have to take him with me, you think while riding he will tell you what to expect from the judge nope. He slept till you arrived. This is the worst attorney. He owes me I give up on him terrible, terrible, terrible, do not hire him. If you do hire this man tell me what you think. By the way this was a Divorce case.
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08 Apr, 2021 by Shannon o'neil
Attorney Durden is knowledgeable, welcoming, and confident. He is a good communicator and makes good community relationships. He is definitely someone you want to help you.
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13 May, 2024 by Corey c
20 Apr, 2024 by Erika rose
Fantastic lawyer. Did all the talking and made sure I was comfortable before, during, and after our suit. He's understanding and succinct. Would hire again!
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17 Jun, 2023 by Kayla marie armstrong
👎🏻👎🏻👎🏻
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FAQs
Questions? We have answers
What a Foreclosure Lawyer Can Do for You
A foreclosure lawyer specializes in helping homeowners navigate the legal complexities of foreclosure, working to protect their rights and potentially save their homes. Foreclosure lawyers assist homeowners facing foreclosure by negotiating with lenders, filing legal defenses, and representing them in court. They also help with loan modifications, short sales, and other alternatives to foreclosure. Whether you’re behind on mortgage payments or already in foreclosure proceedings, a lawyer can help you explore your legal options and work toward a solution.
If you’re at risk of losing your home, a foreclosure lawyer can provide guidance on how to stop or delay the foreclosure process and protect your financial future.
When Should I Hire a Foreclosure Lawyer?
You should consider hiring a foreclosure lawyer in several situations where you are facing financial difficulties with your mortgage. Common reasons to hire a lawyer include:
- Facing foreclosure proceedings: If your lender has initiated foreclosure proceedings, a lawyer can help you file a legal defense and explore options for stopping or delaying the process.
- Loan modification: If you want to modify the terms of your mortgage to make payments more manageable, a lawyer can help you negotiate with your lender and ensure that the modification complies with legal standards.
- Challenging the foreclosure: If you believe your lender has violated foreclosure laws or the terms of your mortgage agreement, a lawyer can help you challenge the foreclosure in court.
- Stopping a foreclosure sale: If your home is about to be sold at a foreclosure auction, a lawyer may be able to file for a temporary restraining order or injunction to halt the sale.
- Short sale or deed in lieu of foreclosure: If you cannot afford to keep your home but want to avoid foreclosure, a lawyer can assist with arranging a short sale or a deed in lieu of foreclosure, where you voluntarily transfer ownership of the home to the lender to avoid foreclosure.
- Filing for bankruptcy: If you’re unable to manage your mortgage debt and other financial obligations, a lawyer can advise whether filing for bankruptcy might stop foreclosure and help you restructure your debts.
Hiring a lawyer as soon as possible - especially when foreclosure is imminent - can provide you with more legal options to save your home or limit financial damages.
What Does a Foreclosure Lawyer Do?
A foreclosure lawyer provides a variety of legal services to homeowners facing foreclosure, working to protect their rights and help them avoid losing their homes. Their responsibilities often include:
- Negotiating with lenders: A lawyer can negotiate with your lender to modify your mortgage or create a repayment plan, helping you avoid foreclosure by securing more favorable terms.
- Filing a legal defense: If your lender is improperly foreclosing or has made errors in the foreclosure process, a lawyer can file a legal defense, challenging the foreclosure in court. Defenses may include violations of foreclosure laws, predatory lending practices, or failure to follow the terms of the mortgage.
- Representing you in court: A lawyer can represent you in foreclosure proceedings, whether you are defending against the foreclosure, seeking more time to negotiate with the lender, or filing for bankruptcy.
- Stopping or delaying foreclosure sales: If your home is scheduled for a foreclosure auction, a lawyer can help file a motion to stop or delay the sale, giving you time to explore other options.
- Advising on bankruptcy: A foreclosure lawyer can assess whether filing for Chapter 7 or Chapter 13 bankruptcy would be beneficial, as bankruptcy can temporarily stop foreclosure and give you time to reorganize your finances.
- Arranging short sales or deeds in lieu of foreclosure: A lawyer can help facilitate a short sale (selling the property for less than the mortgage balance) or a deed in lieu of foreclosure (transferring the property to the lender), which may allow you to avoid the foreclosure process.
How Are Foreclosure Lawyers Paid?
Foreclosure lawyers typically charge for their services based on the complexity of the case and the legal work involved. Common payment structures include:
- Hourly rate: Many foreclosure lawyers charge by the hour, with rates typically ranging from $150 to $500 or more, depending on the lawyer’s experience and location.
- Flat fee: For specific legal services, such as negotiating a loan modification or filing a bankruptcy petition, some lawyers offer a flat fee. Flat fees can range from $1,500 to $5,000, depending on the scope of the work.
- Retainer: In more complex foreclosure cases, especially those involving ongoing negotiations with lenders or court appearances, a lawyer may require a retainer. This is an upfront payment that is billed against as the lawyer works on your case.
- Contingency fee (rare): In some rare cases, particularly when suing a lender for wrongful foreclosure, a lawyer may work on a contingency fee basis. This means they only get paid if they win the case or settle on your behalf.
It’s important to discuss fees and payment arrangements with your lawyer upfront, especially if you are facing financial difficulties.
How Much Does a Foreclosure Lawyer Cost?
The cost of hiring a foreclosure lawyer depends on the complexity of the case, the lawyer’s experience, and the amount of time required to resolve the issue. General cost estimates include:
- Hourly rates: Foreclosure lawyers typically charge between $150 and $500 per hour. For example, a simple case with 10 hours of legal work at $300 per hour would cost $3,000.
- Flat fees: For straightforward services such as filing for bankruptcy or negotiating a loan modification, flat fees typically range from $1,500 to $5,000, depending on the complexity of the work.
- Retainers: In more complex or ongoing foreclosure cases, a lawyer may require a retainer ranging from $2,500 to $10,000, depending on the length of the case and the lawyer’s experience.
In addition to legal fees, you may also need to cover additional costs, such as court filing fees or expenses related to property appraisals.
Top Questions to Ask a Foreclosure Lawyer
Before hiring a foreclosure lawyer, it’s important to ask key questions to ensure they have the necessary experience and approach to help you. Key questions to ask include:
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What experience do you have with foreclosure cases?
Ensure the lawyer has experience handling foreclosure cases similar to yours and has successfully helped homeowners avoid foreclosure or negotiate better terms. -
How do you charge for your services?
Clarify whether the lawyer charges by the hour, a flat fee, or requires a retainer, and ask for a detailed estimate of the total cost of their services. -
What are my options for stopping foreclosure?
Ask the lawyer to explain the different legal strategies available for stopping or delaying foreclosure, such as loan modifications, filing a legal defense, or bankruptcy. -
What is the likelihood of success in my case?
Ask the lawyer for an honest assessment of your case and the chances of successfully avoiding or delaying foreclosure. -
How long will the process take?
Foreclosure cases can vary in duration, so ask the lawyer how long they expect the process to take and what factors might affect the timeline. -
Will I need to go to court?
Ask whether your case is likely to settle out of court or if a trial may be necessary. If a trial is possible, ask what steps the lawyer will take to prepare. -
What steps can I take to protect my home?
Ask the lawyer for advice on steps you can take to protect your home, such as making partial payments, negotiating with your lender, or exploring foreclosure alternatives.
How to Check the Credibility of a Foreclosure Lawyer
To ensure you are hiring a reputable foreclosure lawyer, take the following steps to verify their credentials and experience:
- Check their bar status: Verify with your state bar association that the lawyer is licensed to practice law and has no disciplinary actions against them.
- Look for foreclosure experience: Review the lawyer’s website or professional profile to ensure they specialize in foreclosure law and have successfully handled cases similar to yours.
- Read client reviews and testimonials: Look for reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about their experience with the lawyer.
- Ask for references: A reputable lawyer should be able to provide references from past clients who have worked with them on foreclosure matters.
- Check for certifications or memberships: Look for lawyers who are members of organizations like the National Association of Consumer Advocates (NACA) or who have specialized certifications in real estate or foreclosure law.
What Should I Prepare for My First Consultation?
To get the most out of your first consultation with a foreclosure lawyer, it’s important to come prepared with relevant documents and information. Here’s what you should bring:
- Mortgage documents: Bring a copy of your mortgage agreement, payment history, and any correspondence you’ve received from your lender, including foreclosure notices or demand letters.
- Financial information: Provide information about your income, expenses, and debts, as this will help the lawyer assess your financial situation and determine the best legal strategy for your case.
- Previous communications with your lender: If you’ve already tried to negotiate with your lender, bring any emails, letters, or records of phone calls that document these communications.
- Court documents (if applicable): If foreclosure proceedings have already begun, bring any court documents related to the case.
- Questions about your legal options: Prepare a list of questions about the foreclosure process, your options for avoiding foreclosure, and how the lawyer plans to help you.
By preparing thoroughly for your consultation, you can help the lawyer assess your situation more effectively and provide the best possible legal advice for protecting your home from foreclosure.
