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23 Sep, 2024 by Samantha klopp
I had an excellent experience working with Jon Friedman. From the moment I contacted them, I felt supported and confident that I was in the right hands. Jon was incredibly knowledgeable, professional, and always made sure to keep me informed about the progress of my case.
He took the time to thoroughly explain every step of the legal process, answered all of my questions, and made me feel like a priority. I highly recommend Jon to anyone in need of a personal injury attorney. They genuinely care about their clients and go above and beyond to achieve the best possible outcome!
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17 Sep, 2024 by Rooster
Unfortunately Mr. Friedman was not able to take my case however he did take the time to provide me with some good advice which was refreshing and well received. He has been the only attorneys to do this and I would recommend him to anyone. Thank you!
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29 Aug, 2024 by Angelica kutsar
Jon was very helpful through every step of the way. He was very knowledgeable and explained every aspect to me about what I needed to know. He was also very patient with me as I wasn’t in the right state of mind at one point after my accident which was very difficult for me. I am very grateful I found Jon after a very horrific experience with a previous lawyer. This was the best experience I could have asked for as my first time experiencing this in my life.
Thank you once again Jon!
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16 Apr, 2020 by Lindsey
Darin was extremely knowledgeable and kind throughout the bankruptcy process. Everything went smoothly and just as he described
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10 Nov, 2017 by Steve
First of all, thank you Darin.
Reaching out to Wisehart Law was the best first step I took in dealing with debt negotiation. Darin encouraged me to do some homework on my own and gave me confidence to go one-on-one with a mainstream lender. A single phone call helped me re-group and I was able to successfully negotiate a reasonable settlement. So, if you're on the fence, don't guess and don't hesitate to call Wisehart Law for the honest answers. Darin Wisehart is a lawyer you can trust. He's on your side!
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13 Jun, 2017 by Nick
Darin is extremely helpful, compassionate, and professional. I am sure I had the same questions all his clients have, but he was always available to answer them patiently and thoroughly. I never felt he was anything less than fair, forthright, and on my side while I worked with him on my bankruptcy case. I recommend him wholeheartedly should you need similar assistance. Thanks Darin!
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03 May, 2021 by Anonymous
Mike informed me of my options and made suggestions based on what was best for me. He made me feel comfortable with no judgment which was a big deal as I was judging myself for being in this situation. I have referred him to several people and will continue to place my trust in him and his services.
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31 Jan, 2021 by Anonymous
Mike O'Brian and his team were a breath of fresh air during a stressful time. From the initial meeting, I realized the depth of knowledge he had in his field and the attention to detail he has for his clients. This put me at ease.
His team kept me well informed, on-pace, on-point and ready for every step. They were always responsive, kind and helpful. Also, I liked that they educated me though out the process so my expectations matched reality. I am so thankful.
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09 Jan, 2021 by Terry
I am so appreciative of the excellent help, competency, and kindness I received from Michael O'Brien and Ted Piteo!
I spoke with 7 bankruptcy firms, and because of my particular type of debt and amount of assets I have, none of them had a solution that helped me out - I was very worried about financial hardship without bankruptcy. Finally, I found O’Brien and Associates, and they were the only firm in the entire state of Oregon that had first-hand experience with a new part of the Chapter 11 code (subchapter V) – this is the route we took to succeed in my bankruptcy.
I worked with both of the firm’s attorneys, Mr. O’Brien and Mr. Piteo. They are both highly qualified and competent, with complementary strengths that make them an excellent and formidable team. They are just honest, good people – I’d enjoy having them as neighbors!
Both Mr. O’Brien and Mr. Piteo have a high degree of integrity, and I trust them both. For example, at one point, I understood Mr. O’Brien to have made a billing commitment, and when I saw something that seemed to not match that commitment, I called him up and we worked it out in a mutually acceptable, reasonable way that left me trusting him more.
My case was moderately complex (at least for a small business owner such as myself), and both Mr. O’Brien and Mr. Piteo did an excellent job of assessing potential weaknesses in my case and explaining potential outcomes, so I always felt secure knowing what potential pitfalls might come and how to deal with them.
Mr. O’Brien did high-quality and skillfully-nuanced settlement negotiations with one of my creditors (my ex-wife).
Mr. Piteo represented me during the pendency of my case in bankruptcy court. He did an excellent job of negotiating with one of my creditors to ease the way to getting my plan confirmed. He also was timely with answering my questions, and allaying my concerns by providing me with honest, accurate information. An added bonus is that Mr. Piteo is lively and fun, which made the entire process easier to handle, and I even enjoyed it!
Mr. Piteo did such an excellent job of litigating my case in bankruptcy court, to the point that the judge gave her ruling at the end of the hearing, and we won everything we proposed in the Chapter 11 reorganization plan. He also did an excellent job preparing me to testify, both with specific questions he’d ask me, and how to handle combative questions from my ex-wife’s lawyer.
I am so relieved I found O’Brien and Associates, that I could trust them, and I am very grateful for their great care, competence, and help in my 100% successful bankruptcy case. They delivered as they said they would, without surprises, and I highly recommend them.
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24 Oct, 2019 by Anonymous
Kevin and his team made were fantastic and really made things simpler then we would have imagined. We very much appreciate everything Olsen-Daines did for our family!
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30 Jun, 2017 by Anonymous
Kevin is very knowledgeable and experienced in personal bankruptcy law and he was very helpful to my wife and I during our bankruptcy filing. I had so many questions and Kevin handled each and every question promptly and skillfully. Kevin and OlsonDaines are an excellent choice to handle your bankruptcy case.
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29 Jun, 2017 by Melissa
Kevin is very professional! Very glad we found him and would recommend to anyone going through a bankruptcy. Very prompt. Respectful. Understanding. He made a stressful time in our lives easy going and painless.
Thank you Kevin!
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07 Sep, 2013 by Christina
He was very professional and nice. He had patience and took the time to explain all options and answer any questions I had. He was also very thorough and reassuring. Very easy to work with. I highly recommend him.
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05 Sep, 2013 by Lonnie
Todd delivered and was compassionate in handling our case when we were in the worst of financial situations. We thought we had researched and understood what going through a Chapter 7 was, but Todd corrected our way through the process and successfully helped us to maintain our dignity throughout. We appreciated the way Todd educated us at every contact, returned our calls, occasionally helped us muster a laugh or 2. With every question, Todd had our answers and we are eternally grateful for how he handled our case. Thanks Todd, you were terrific!
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05 Sep, 2013 by Tammie
Todd Wilkinson is a knowledgable lawyer who handled our case with speed and efficiency, all the while keeping us informed every step of the way and adequately preparing us for any and all possible situations. He is trustworthy and I'm happy to recommend him.
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08 Mar, 2024 by Travis holt
17 Mar, 2021 by Dona mathews
I have turned to David many times over the years and he has always given sound advice and guidance on my legal issues. I am so glad to know that he's there to assist.
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09 Sep, 2024 by Rico moraga
Working with Mario Musil was a great a pleasure. The moment from our first conversation. More concerned was my wife being the foreigner. Mario assisted and reassured us through the entire process. His assistance exceeded our expectations, through correspondence through phone calls, emails, and in another country. It did not matter he made time. His professionalism, detailed work and advisement, gave our home peace of mind when told that we did not need to go for an interview. We could not be greatful for the team that he has placed in his firm. We definitely recommend Mario Musil and his legal team to anyone needing counsel in immigration law. Thank You Mario.
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14 Mar, 2024 by Ahmed elmadhoun
09 Feb, 2024 by Sherry shah
I had the pleasure of working with Mario Musil recently, and I must say, their professionalism and dedication to their clients are truly commendable. From the moment I contacted their office, I felt reassured and supported throughout the entire process. He listened attentively to my concerns, provided clear explanations, and demonstrated a deep understanding of immigration law. Their responsiveness and accessibility made communication smooth and efficient. I am grateful for their guidance and expertise, and I highly recommend Musil Law Firm to anyone seeking legal assistance. Thank you for your outstanding service!
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28 Oct, 2023 by Laurence kirsch
04 Jul, 2020 by Sammy kahuk
Lotus Law Group has changed my life forever. I approached Allison and Matthew at LLG with some pretty serious legal matters going on in my OLCC licensed marijuana facility. Logan, who handles the OLCC related matters worked tirelessly and diligently with the OLCC to find a solution to my complex matters. His knowledge and understanding of this regulated industry is unmatched, and his drive and work ethic helped pioneer a solution that still feels unreal even as I write this review today. I will continue to be a client of LLG as I expand in this industry and am honored and proud to be represented by the best in the industry!
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02 Nov, 2019 by K smiles
Matt is very honest and knows his stuff .
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03 Sep, 2022 by Mindy quinn
Awesome attorney. Very knowledgeable. He definitely fights for you.
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20 Sep, 2024 by West lavender
My mom was in an auto accident and was promised by these people to get 60% extra. Of course later they denied that. VERY misleading and un professional. They basically did nothing she had to make all the calls. The also left important things out of the assessment like a neck fusion getting messed up and dental injuries pain suffering etc. Her leg was basically disfigured to a degree and she 36000 they are keeping 11 and the hospital is getting a chunk . This has been debilitating and have been paid out for basically doing nothing and she is disabled and really needs the money
And they have been holding her share for over a month .. on top of that they kept dragging it out and waited till basically the cut off so she was basically had to 2 accept the offer.
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04 Sep, 2024 by Michael smith
Just a shout out to Hillary , case manager at Lowe Law Group .
She was the second one assigned to my case and from day one she was always available to me . She answered all of my stupid questions , was patient and professional the whole way . She made a long frustrating situation easier to deal with and did the work for a little better outcome for me and I appreciate her for it .
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04 Sep, 2024 by Kari lewis
Very communicative and helpful
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07 Jan, 2024 by Anonymous
Mr. Piteo was amazing to work with. My elderly mother was scheduled for an eviction hearing within a week or less. I called more than a dozen lawyers but they either said it was too late or they were just too busy. Mr. Piteo was able to find a way for my mother to keep her house. I would recommend Mr. Piteo because he is great to work with, he knows his stuff, and his service is worth way more than what he charges. He is a lifesaver. And our family will be forever grateful.
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09 Jan, 2021 by Terry
I am so appreciative of the excellent help, competency, and kindness I received from Michael O'Brien and Ted Piteo!
I spoke with 7 bankruptcy firms, and because of my particular type of debt and amount of assets I have, none of them had a solution that helped me out - I was very worried about financial hardship without bankruptcy. Finally, I found O’Brien and Associates, and they were the only firm in the entire state of Oregon that had first-hand experience with a new part of the Chapter 11 code (subchapter V) – this is the route we took to succeed in my bankruptcy.
I worked with both of the firm’s attorneys, Mr. O’Brien and Mr. Piteo. They are both highly qualified and competent, with complementary strengths that make them an excellent and formidable team. They are just honest, good people – I’d enjoy having them as neighbors!
Both Mr. O’Brien and Mr. Piteo have a high degree of integrity, and I trust them both. For example, at one point, I understood Mr. O’Brien to have made a billing commitment, and when I saw something that seemed to not match that commitment, I called him up and we worked it out in a mutually acceptable, reasonable way that left me trusting him more.
My case was moderately complex (at least for a small business owner such as myself), and both Mr. O’Brien and Mr. Piteo did an excellent job of assessing potential weaknesses in my case and explaining potential outcomes, so I always felt secure knowing what potential pitfalls might come and how to deal with them.
Mr. O’Brien did high-quality and skillfully-nuanced settlement negotiations with one of my creditors (my ex-wife).
Mr. Piteo represented me during the pendency of my case in bankruptcy court. He did an excellent job of negotiating with one of my creditors to ease the way to getting my plan confirmed. He also was timely with answering my questions, and allaying my concerns by providing me with honest, accurate information. An added bonus is that Mr. Piteo is lively and fun, which made the entire process easier to handle, and I even enjoyed it!
Mr. Piteo did such an excellent job of litigating my case in bankruptcy court, to the point that the judge gave her ruling at the end of the hearing, and we won everything we proposed in the Chapter 11 reorganization plan. He also did an excellent job preparing me to testify, both with specific questions he’d ask me, and how to handle combative questions from my ex-wife’s lawyer.
I am so relieved I found O’Brien and Associates, that I could trust them, and I am very grateful for their great care, competence, and help in my 100% successful bankruptcy case. They delivered as they said they would, without surprises, and I highly recommend them.
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01 Apr, 2019 by Andrea
I cannot recommend this firm highly enough. When I came in for my consultation, I was at the lowest point of my life. I feeling very scared about my future ahead and had a lot of shame about considering filing for bankruptcy. From the beginning, I was impressed at the level of care and empathy that was shown to me by everyone at the firm that interacted with.
I am forever grateful for this firm. Lauren was always available to answer my questions. Ted especially was an amazing advocate for me and always made sure that I had access to all my of options and was able to make informed decisions. I never thought I would ever have so much trust in an attorney and always felt like he had my best interest at heart.
Six months after my initial consultation, I feel confident that I made the right choice for myself and am able to move ahead in this new chapter of my life. I have this firm to thank for that, and have already recommended them to several people I know who are considering filing.
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23 Sep, 2022 by Joon
At first, John seemed like the type of lawyer that would actually help you about your case. I paid a retainer for the first part of the service and he helped me out.
As we progressed into our case, John was practically absent. I was the one asking for updates on the work without any updates until days later. He sent me a new retainer and I wanted to ask questions about the retainer and he absolutely found no time to discuss with me (even after mentioning that he would call me and I waited 2hrs).
I personally think you can find a better lawyer for the price he's asking for suggest not going to his practice.
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24 Feb, 2020 by Les and sharon
We came into contact with John Bowles and his firm, when we were facing a wrongful eviction. We consulted and hire him. John and his partner traveled hrs to our hometown to defend us. We have seen him in action and he knows the law and your rights as tenants. John and his partner truly care and make you feel like you have known them forever. One of the most genuine people (attorney) we have ever met! They are still fighting for our rights in this very difficult situation. We will absolutely recommend John to everyone we know! Thank you, you guys do awesome work! Thanks for caring!
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09 Aug, 2018 by Krystal
John Bowles is The Best, John came through on short notice and Represented my mom and I through our Eviction Situation
He did such Amazing Job handling our case In amateur matter, John Bowles Won our case In Our Favor, A BIG THANK YOU GOES OUT TO YOU JOHN BOWLES, YOUR THE BEST , YOU DIDN'T JUST REPRESENT US, YOU SAVED US ! THANK YOU SO MUCH, MOST DIFFENTLY WE WILL RECOMMEND YOU TO EVERYBODY WE KNOW! A BIG THANK YOU SHOUT OUT TO JOHN BOWLES! YOU ROCK!
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06 Oct, 2024 by Soorya bateman
Absolutely amazing, A+! Peter Carini is the first and only attorney I've ever contacted who actually answered his own phone - immediately, on a Sunday. As a paralegal, I can't even begin to tell you how rare that is! I was fully expecting to reach his office voicemail and maybe (probably never) get a call back from his receptionist to schedule a paid consultation the following week.
Except Peter not only answered what must have been his cell phone (unless he was in the office working on a Sunday!), he listened to me without interruption and offered consice insight into my civil legal matter based on his experience and knowledge of the legal process. (Note: This is not the same as legal advice and does not constitute an attorney-client relationship. That's my FYI, not his.) He was totally straightforward as to whether it would be worth my while to hire him and explained how I could instead advocate for myself.
Peter is an exceptionally honest and decent human being, and I am so thankful he answered my call. After speaking to him for 7.5 minutes, I felt hopeful again about a situation that was intimidating and seemingly hopeless. I cannot recommend him enough. Thank you, Peter!
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09 Sep, 2024 by Danielle torres
Answered on a Saturday pm!! highly recommend!
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30 Jul, 2024 by Patrick
I was arrested near the southern OR coast and charged with DUII, reckless driving, and eluding (a Class C felony). I hired Mr. Carini based on a referral from a local attorney that he was "superlative" for Southern OR criminal defense.
The first step in my case was the Oregon DMV hearing. I faced the prospect of losing my license for a year because I had refused a breathalyzer test. During the hearing, however, Mr. Carini observed that the police had improperly handled my request for a lawyer during the arrest. This observation led to the hearing officer throwing out my license suspension.
After this, Mr. Carini negotiated with the prosecuting attorney to drop the reckless driving and felony eluding charges (a great relief) and got me into DUII diversion at my first appearance. Peter walked me through each step of the diversion requirements until I completed it after 12 months.
Consequently, the end result of hiring Mr. Carini was all charges dismissed and no license suspension. I couldn't recommend Peter more highly for criminal defense in Southern OR.
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29 Jun, 2024 by Diane barr
Great to work with. She was instrumental in helping resolve a collections case. I would highly recommend.
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26 Jun, 2023 by S
We had an unfortunate experience that needed dealing with and Chris was thoughtful, patient, and went above and beyond to help resolve our issue. Would definitely recommend!
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14 Apr, 2023 by Brandon moye
Terrible, dishonest, disgusting, Big B
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20 Nov, 2023 by Mode
This attorney is your 100% Bernie Sanders attorney, if you want to have affordable housing being narcotics replete with all the violence and said people with the "right" to be that way then this is your attorney--narcotics addicts should consider him their #1 mob attorney.
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14 Nov, 2022 by Anonymous
I faced a difficult situation with tenants who refused to leave after legal notices were sent. After months of working to resolve the situation, it was apparent legal assistance was required to evict. This attorney was initially recommended by the Oregon State Bar. He worked with compassion for the tenants as requested, and excellent knowledge of the laws and procedures required. As a result, the case was resolved timely. Questions were answered with patience. Billing was clear, and was reasonable cost compared to others. No hidden charges or surprises. Highly recommend.
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14 Jul, 2022 by Bruce
I contacted eight lawyers and firms looking to get advice. Lewis Farmer was the only one to respond and his advice turned out to be accurate for what eventually happened with the company I was getting no communication from. Thank you.
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10 Jan, 2023 by Ron j
We specifically worked with James when we acquired a business. Throughout the entire process James was an excellent advocate while also being consistently available for questions and urgent work items. In my prior career I worked with hundreds of attorneys and had very high standards coming into this relationship with Mountain View Law LLC and they exceeded what we could have even hoped for!
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04 May, 2022 by Jason wynne
If I could give 0 stars then I would! $20,000 later and they withdraw from representing me because I questioned their actions and choices. Ex spouse was ordered to give me my stuff by or before 3/11/22 and it’s now 5/4/22 and I still don’t have my belongings. The whole process felt like, delay, delay, charge, charge, charge! The very first motion they filed was tossed due to a typo. They will pick and choose when to respond to your calls, texts or emails but the billing department never misses a beat. Zach Santos will make you believe he’s got your back and tell you that you can reach out to him whenever to vent or ask questions however he’ll then say that you’re unprofessional if you question anything. Eryn Sisson his legal aid is even worse! She will yell at you and degrade you on the phone and then not listen to a word you’re trying to say. If you’re in the fight of your life then I highly recommend you look elsewhere! Worst experience ever!
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20 Apr, 2020 by Gregory g. brown
I have known Chris Ambrose for over 30 years. I would not hesitate to recommend Chris and his law firm. He is knowledgeable, diligent and responsive. You cannot go wrong with Ambrose Law Group!
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26 May, 2015 by Andrew
Kit was more than helpful to my roommates and I when our landlord put us in a very right spot. He had immediate knowledge of tennant law and was straightforward with us about our options, even putting our needs ahead of his own interests. He was easy to talk to, trustworthy, and did more for us than he had to. I WILL DEFINITELY go back to him for future legal advice.
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31 Jan, 2015 by Jason
Didn't respond to second email. Didn't really answer the question. not what I'd expect from a professional. Disappointed. Will change if receive another response.
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29 Jul, 2014 by Jennifer
Mr. Donnelly is great! He is very thorough, and willing to do everything possible to get the results you need. He was patient, and kind which I truly appreciated. He answered every question I had, and I left feeling 100% confident I had made the right choice by going to him. I highly recommend him and his firm to anyone.
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26 Apr, 2020 by Elaina batey
24 Feb, 2022 by Robert
He is the worst attorney I have ever used. He gives bad advice, does not know the law, and I should know-- I am a Bar Trained Paralegal. His lack of knowledge is dangerous and will cost you money, tons of time, your good credit, and possibly even your freedom. He can't quote the law which is absolutely basic. He dupes clients out of thousands. Keith is a slick-mouthed CON-ARTIST. He pretends to be your friend and is really a SCAM ARTIST! Be prepared to lose everything if you pay him. You will notice that all his recommendations from attorneys below all have the last name "BAXTER", that is because he is related to them. No other attorney would be caught dead signing on to this criminal fool. He has been ran out of multiple firms for his incompetence. If you are looking for a Criminal Lawyer, he is not your guy, but, if you are looking for a CRIMINAL Lawyer, then yes, Keith is your man! You won't get a call-back, won't see any success, won't get anything but an empty bank account and an ulcer. You are better off just giving the IRS your PIN #. At least they won't lie to you and pretend to be your friend.
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15 Dec, 2020 by Steve
Keith did file the correct papers for a Bankruptcy, when he was with Olsen and Olsen. But that is where he stopped helping us and started helping himself. In the 8 years he drug out the banko we were charged double his stated fee, for time he created. He "never" called us in 8 years. He made deals with the bank and trustdeed that we did not know about. I feel that because I had a terminal illness he took advantage of my wife and our situation. I had contacted Olsen and Olsen and after we had filed the banko with them Keith left thei firm and took our case with him, I wonder if he was forced out or not. I just wish every one could see what we went through and make there own mind up as to stay away from him or not. We spent $98 thousand more with Keith than the Judge said we to pay, and I still to this day do not know how Keith allowed that to happen. He never explaind to us why we owe more than the fed judge said. When asked he just said the trusteed and he would work it out, just send me another $17 thousand! The trusteed made a $10,000 mistake and Keith had us pay for it. I asked him to go after the trusteed for the money and he said he couldn't because it would jepordize his close working relation ship with her! There is to much that happened in the last 8 years to write about. The bottom line is if you use this guy, do not ask questions, never, never, never, get a call from him, and be prepared to spend a lot of extra money. He needs to lose his license to take advantage of people under the protection of the law, I wish the bar would really take an interest in this. He gives the honest attorneys a bad smell.
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25 May, 2017 by Anonymous
First, makes you call him for followups instead of the other way around, which I found a bit arrogant, but went along with it.
The bigger issue is his knowledge of consumer law seems a bit lacking. This guy tried talking about statute of limitations on various types of fraudulent debt in the aspect that if 14 other pieces of debt with the exact same genesis date ran a reporting period, a 15th that fell into the same bucket would somehow not be actionable if it were being re-aged. And rather took offence to a potential client who wasn't completely ignorant to the law.
This seems to be one of those cats you hire when you know absolutely nothing about what's going on and need an escort through the whole process - and then just hope for the best that he gets you where you need to be. My confidence levels on this would be low.
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10 May, 2023 by Paul
The shingle is not going to get used much if theres no phone number readily available laddy. Do we snail mail, a letter to ya. Thank you have a good day.
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02 Aug, 2018 by Anonymous
Charged me an hour for a 10 minute phone call...did not tell me he was charging me as I just had a question for my daughter. He told me the service would be under $200 and when my daughter got the bill it was almost $350. What a jerk
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24 Nov, 2017 by Anonymous
We hired Jack Davis to defend us from our neighbors and he has helped them more than us, be careful with this one and get EVERYTHING in Writing as he forgets to many things for his very high hourly rate and Jack Davis has put us into a really bad spot as he really doesn’t care about you.
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What a Foreclosure Lawyer Can Do for You
A foreclosure lawyer specializes in helping homeowners navigate the legal complexities of foreclosure, working to protect their rights and potentially save their homes. Foreclosure lawyers assist homeowners facing foreclosure by negotiating with lenders, filing legal defenses, and representing them in court. They also help with loan modifications, short sales, and other alternatives to foreclosure. Whether you’re behind on mortgage payments or already in foreclosure proceedings, a lawyer can help you explore your legal options and work toward a solution.
If you’re at risk of losing your home, a foreclosure lawyer can provide guidance on how to stop or delay the foreclosure process and protect your financial future.
When Should I Hire a Foreclosure Lawyer?
You should consider hiring a foreclosure lawyer in several situations where you are facing financial difficulties with your mortgage. Common reasons to hire a lawyer include:
- Facing foreclosure proceedings: If your lender has initiated foreclosure proceedings, a lawyer can help you file a legal defense and explore options for stopping or delaying the process.
- Loan modification: If you want to modify the terms of your mortgage to make payments more manageable, a lawyer can help you negotiate with your lender and ensure that the modification complies with legal standards.
- Challenging the foreclosure: If you believe your lender has violated foreclosure laws or the terms of your mortgage agreement, a lawyer can help you challenge the foreclosure in court.
- Stopping a foreclosure sale: If your home is about to be sold at a foreclosure auction, a lawyer may be able to file for a temporary restraining order or injunction to halt the sale.
- Short sale or deed in lieu of foreclosure: If you cannot afford to keep your home but want to avoid foreclosure, a lawyer can assist with arranging a short sale or a deed in lieu of foreclosure, where you voluntarily transfer ownership of the home to the lender to avoid foreclosure.
- Filing for bankruptcy: If you’re unable to manage your mortgage debt and other financial obligations, a lawyer can advise whether filing for bankruptcy might stop foreclosure and help you restructure your debts.
Hiring a lawyer as soon as possible - especially when foreclosure is imminent - can provide you with more legal options to save your home or limit financial damages.
What Does a Foreclosure Lawyer Do?
A foreclosure lawyer provides a variety of legal services to homeowners facing foreclosure, working to protect their rights and help them avoid losing their homes. Their responsibilities often include:
- Negotiating with lenders: A lawyer can negotiate with your lender to modify your mortgage or create a repayment plan, helping you avoid foreclosure by securing more favorable terms.
- Filing a legal defense: If your lender is improperly foreclosing or has made errors in the foreclosure process, a lawyer can file a legal defense, challenging the foreclosure in court. Defenses may include violations of foreclosure laws, predatory lending practices, or failure to follow the terms of the mortgage.
- Representing you in court: A lawyer can represent you in foreclosure proceedings, whether you are defending against the foreclosure, seeking more time to negotiate with the lender, or filing for bankruptcy.
- Stopping or delaying foreclosure sales: If your home is scheduled for a foreclosure auction, a lawyer can help file a motion to stop or delay the sale, giving you time to explore other options.
- Advising on bankruptcy: A foreclosure lawyer can assess whether filing for Chapter 7 or Chapter 13 bankruptcy would be beneficial, as bankruptcy can temporarily stop foreclosure and give you time to reorganize your finances.
- Arranging short sales or deeds in lieu of foreclosure: A lawyer can help facilitate a short sale (selling the property for less than the mortgage balance) or a deed in lieu of foreclosure (transferring the property to the lender), which may allow you to avoid the foreclosure process.
How Are Foreclosure Lawyers Paid?
Foreclosure lawyers typically charge for their services based on the complexity of the case and the legal work involved. Common payment structures include:
- Hourly rate: Many foreclosure lawyers charge by the hour, with rates typically ranging from $150 to $500 or more, depending on the lawyer’s experience and location.
- Flat fee: For specific legal services, such as negotiating a loan modification or filing a bankruptcy petition, some lawyers offer a flat fee. Flat fees can range from $1,500 to $5,000, depending on the scope of the work.
- Retainer: In more complex foreclosure cases, especially those involving ongoing negotiations with lenders or court appearances, a lawyer may require a retainer. This is an upfront payment that is billed against as the lawyer works on your case.
- Contingency fee (rare): In some rare cases, particularly when suing a lender for wrongful foreclosure, a lawyer may work on a contingency fee basis. This means they only get paid if they win the case or settle on your behalf.
It’s important to discuss fees and payment arrangements with your lawyer upfront, especially if you are facing financial difficulties.
How Much Does a Foreclosure Lawyer Cost?
The cost of hiring a foreclosure lawyer depends on the complexity of the case, the lawyer’s experience, and the amount of time required to resolve the issue. General cost estimates include:
- Hourly rates: Foreclosure lawyers typically charge between $150 and $500 per hour. For example, a simple case with 10 hours of legal work at $300 per hour would cost $3,000.
- Flat fees: For straightforward services such as filing for bankruptcy or negotiating a loan modification, flat fees typically range from $1,500 to $5,000, depending on the complexity of the work.
- Retainers: In more complex or ongoing foreclosure cases, a lawyer may require a retainer ranging from $2,500 to $10,000, depending on the length of the case and the lawyer’s experience.
In addition to legal fees, you may also need to cover additional costs, such as court filing fees or expenses related to property appraisals.
Top Questions to Ask a Foreclosure Lawyer
Before hiring a foreclosure lawyer, it’s important to ask key questions to ensure they have the necessary experience and approach to help you. Key questions to ask include:
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What experience do you have with foreclosure cases?
Ensure the lawyer has experience handling foreclosure cases similar to yours and has successfully helped homeowners avoid foreclosure or negotiate better terms. -
How do you charge for your services?
Clarify whether the lawyer charges by the hour, a flat fee, or requires a retainer, and ask for a detailed estimate of the total cost of their services. -
What are my options for stopping foreclosure?
Ask the lawyer to explain the different legal strategies available for stopping or delaying foreclosure, such as loan modifications, filing a legal defense, or bankruptcy. -
What is the likelihood of success in my case?
Ask the lawyer for an honest assessment of your case and the chances of successfully avoiding or delaying foreclosure. -
How long will the process take?
Foreclosure cases can vary in duration, so ask the lawyer how long they expect the process to take and what factors might affect the timeline. -
Will I need to go to court?
Ask whether your case is likely to settle out of court or if a trial may be necessary. If a trial is possible, ask what steps the lawyer will take to prepare. -
What steps can I take to protect my home?
Ask the lawyer for advice on steps you can take to protect your home, such as making partial payments, negotiating with your lender, or exploring foreclosure alternatives.
How to Check the Credibility of a Foreclosure Lawyer
To ensure you are hiring a reputable foreclosure lawyer, take the following steps to verify their credentials and experience:
- Check their bar status: Verify with your state bar association that the lawyer is licensed to practice law and has no disciplinary actions against them.
- Look for foreclosure experience: Review the lawyer’s website or professional profile to ensure they specialize in foreclosure law and have successfully handled cases similar to yours.
- Read client reviews and testimonials: Look for reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about their experience with the lawyer.
- Ask for references: A reputable lawyer should be able to provide references from past clients who have worked with them on foreclosure matters.
- Check for certifications or memberships: Look for lawyers who are members of organizations like the National Association of Consumer Advocates (NACA) or who have specialized certifications in real estate or foreclosure law.
What Should I Prepare for My First Consultation?
To get the most out of your first consultation with a foreclosure lawyer, it’s important to come prepared with relevant documents and information. Here’s what you should bring:
- Mortgage documents: Bring a copy of your mortgage agreement, payment history, and any correspondence you’ve received from your lender, including foreclosure notices or demand letters.
- Financial information: Provide information about your income, expenses, and debts, as this will help the lawyer assess your financial situation and determine the best legal strategy for your case.
- Previous communications with your lender: If you’ve already tried to negotiate with your lender, bring any emails, letters, or records of phone calls that document these communications.
- Court documents (if applicable): If foreclosure proceedings have already begun, bring any court documents related to the case.
- Questions about your legal options: Prepare a list of questions about the foreclosure process, your options for avoiding foreclosure, and how the lawyer plans to help you.
By preparing thoroughly for your consultation, you can help the lawyer assess your situation more effectively and provide the best possible legal advice for protecting your home from foreclosure.
