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Thomas A McAvity, experienced Debt Settlement, Foreclosure attorney in Phoenix, AZ with 70 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
43,71
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4.9/5
Avvo
4.8
18 Reviews
Google Maps
4.9
52 Reviews
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20 Jan, 2025 by Jacqueline bosque-diaz
After many years of procrastinating our trust, we finally called Paula. During our on boarding call she was very patient with our questions and concerns. She made the process very simple to understand, giving us some peace during a very overwhelming process. Highly recommend her and her team!
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14 Jan, 2025 by Catherine michl
Paula updated our trust as a restatement of what had been originally prepared by another firm. She took the time to answer all of our questions and also provided answers to common questions that we hadn’t thought of ourselves. She was both professional and personable and we plan to continue to use her to keep our trust up to date.
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19 Dec, 2024 by Michael williams
I must first apologize for submitting my review so late. However, I must express how excellent the service we received from Paula Hannah's law firm was. Paula and her team are truly outstanding. From our first contact, Paula made the process easy for us with her detailed yet friendly approach, making everything much more manageable. Our first meeting, conducted via Zoom, was highly informative. Paula guided us in achieving our goals, helping us clearly understand what we needed to do. I highly recommend Paula's services if you seek someone knowledgeable, responsive, and pleasant throughout the journey. She is a true professional and a fantastic representative of her craft. Michael & Gladysbell Williams
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Diane L Drain, experienced Bankruptcy, Foreclosure attorney in Phoenix, AZ with 20 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
43,62
star star star star star
5.0/5
Avvo
5.0
20 Reviews
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13 Jun, 2024 by Anonymous
Navigating bankruptcy was an intimidating and stressful process for me, but working with Diane Drain made all the difference. From our first consultation, Diane was incredibly knowledgeable, patient, and thorough. She guided me through each step with compassion and clarity, ensuring I understood every detail. Diane's expertise was evident in every interaction, and her commitment to her clients is unparalleled. She was always available to answer my questions and provided detailed explanations, which made the whole process much more manageable. Her paralegal, Jay, was equally supportive and always ready to assist. What stood out to me was Diane's dedication to making sure I felt prepared and protected throughout the entire journey. She went above and beyond to provide not just legal support but also emotional support, helping me see the light at the end of the tunnel. I highly recommend Diane Drain to anyone seeking a bankruptcy attorney. Her skill, compassion, and dedication are truly remarkable, and I am forever grateful for her help in turning a difficult time into a path toward financial freedom. Thank you Diane and Jay!
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26 Oct, 2023 by Myrna
I found Diane Drain just by going through Google and looking for an attorney who can help me understand bankruptcy. She was quick to reply to my questions and clearly explained what will be expected of me. It was a scary thought for me, filing for bankruptcy because I have always believed that I should he responsible for my debts even if they have been putting me in so much stress that my health started to suffer. But Diane showed me that there is light at the end of the tunnel and that I am not alone in my struggle. Diane and her assistant, Jay, helped me without stressing me more. They made the process easy. They made me feel better and made me learn to accept the fact that I cannot help myself get out of my situation alone, that I needed help. Accepting this fact was hard for me as I have always been an independent person but years of desolation, burdened by debts, have made me so depressed and at the end of my wits. I am so thankful I got to encounter two amazing people who helped me every step of the way.
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17 Jun, 2023 by Alicia
I am so happy I called Diane Drain to get me through bankruptcy! She made me feel at ease, answered all my questions and was always available when I needed her! Her paralegal Jay was just as helpful and ready to answer questions at any time. If you are considering filing, give her a call!! Don't waste your time looking for an attorney she's right here!
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Marc Steven Windtberg, experienced Debt Collection, Foreclosure attorney in Phoenix, AZ with 90 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
42,78
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4.8/5
Avvo
5.0
3 Reviews
Google Maps
4.8
87 Reviews
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27 Sep, 2024 by Clara kent
Google Maps
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07 Aug, 2024 by Ashley vu
Google Maps
star star star star star
29 Jul, 2024 by Kristine wellbrook
I would not have made it through a horrilbe sitution without these guys. Maleah and Sam, the paralegals all took my situation to heart and fought for me. They listened, they fought, they did everything they could to efficient with costs. I would recommend them to anyone out there going though legal issues.
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Michael B Irish, experienced Business, Entertainment attorney in Phoenix, AZ with 22 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,68
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5.0/5
Avvo
5.0
22 Reviews
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19 Dec, 2024 by Jerry
Michael did a great job forming a joint venture for a real estate deal. He worked quickly and kept me in the loop along the way. Lawyers are never cheap, but he was more fair and affordable than anyone else I called, and was finished quicker than I expected. I would definitely recommend him!
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11 Sep, 2024 by Tara
Michael helped me with organizing/filing legal paperwork related to my small business. The filing was complicated and confusing for me so I needed his expertise in the handling of these legal documents. Michael is personal and profession with a touch of dry wit which I can say is a breath of fresh air from an attorney.
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19 Jan, 2023 by Sarah n.
I'm an entertainer and felt stuck in a poorly worded contract provision I signed with a certain talent agency who was trying to get commission from my bookings after our contract expired. Michael stepped in, broke down the contract and emailed the agency a cease and desist letter. He was wonderful! Michael is very thorough, down to earth, easy to communicate with and extremely helpful! I highly recommend him!
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Jacqueline L Rambo, experienced Family Law, Foreclosure attorney in Phoenix, AZ with 10 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,31
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5.0/5
Avvo
5.0
10 Reviews
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31 Jul, 2023 by Sally
Jacque Rambo is a knowledgeable, thorough, personable, and patient consultant—yes, consultant. More than an attorney, she's a good listener, someone who's willing to answer any question or research an answer if she doesn't have it at hand. And speaking of hands, she's there to hold yours should you need a bit of moral support. I recommend Rambo Law Offices.
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12 Mar, 2021 by Shawn
Jacque Rambo will do everything she possibly can and more to help you. Jacque is amazing and can explain your options in simple and easy to understand terms to walk you through your bankruptcy from start to finish. Even if something comes up later she will still be there to answer questions afterwards. So if you ever have to go through any type of bankruptcy action the only attorney to go to is Jacque Rambo.
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04 Sep, 2019 by Lucille
From our first conversation, Jacque put me completely at ease. She looked at my situation individually and made sure I was making the most informed decisions. She really did make me feel like family and I never had to worry that she was handling things for me.
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David Alexander Baker, experienced Business, Estate Planning attorney in Phoenix, AZ with 4 reviews
Average
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
39,12
star star star star star
5.0/5
Avvo
5.0
4 Reviews
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19 Aug, 2017 by Anonymous
I was up against a tight deadline when I called Atty. David Baker for advice and was very pleased that he was able to answer my initial questions about boundary encroachment by email the same day and met with me at his office the following morning to answer the rest of my questions and discuss my options. I found him knowledgeable and to the point. This was my first experience with Atty. Baker and I will call on him if I am in need of a Real Estate Attorney.
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18 Dec, 2015 by Garrett
I've worked with Alex multiple times for my real estate investments as well as my families estate planning needs. His knowledge and level of service is outstanding and I highly recommend his services.
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10 Dec, 2015 by Robert
I have used Mr. Baker multiple times. Each time I walk away impressed by his knowledge and professionalism. I would not recommend another lawyer over him.
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Nicholas I Fuerst, experienced Bankruptcy, Debt Collection attorney in Phoenix, AZ with 7 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
14,70
star star star star star
3.2/5
Avvo
3.2
7 Reviews
star star star star star
06 Jul, 2018 by Cheri
I paid the fee to talk to a lawyer because I did not know who was keeping me from registering my vehicle. Time was getting close and I was stressed. Mr. Fuerst was worth every penny! Just by asking questions, calming me down, and what it could NOT possibly be I was able to think about it and figure it out. Just a ticket with one payment made late! That late fee was keeping me from being able to register my car. What I thought was going to cost $1000's was a mere $65.00. Thank you Nicholas! Sorry if I was a nut case......
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21 Feb, 2016 by Anonymous
He was honest about the information and provided other contacts that might help me further.
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27 Nov, 2013 by Anonymous
I engaged Mr. Fuerst Oct 2012 for a simple case. He did not complete the filing in spite of being ordered by the judge to do so one year later. He didn't return my calls in spite of commitments to do so by specified dates. He did not file my case correctly yet did not communicate to me if he was not competent with the subject matter of the case if that was the barrier to proper filing. He did not execute on legal filings in a timely fashion and when done did not do so properly as noted above. He provided me with inaccurate information (would commit to completing a filing but did not do so when I called to follow up). I had to discharge him due to utter frustration and exasperation related to his unprofessional conduct. My new lawyer completed the task in 30 days! I recommend avoiding this lawyer if you desire prompt service, professional, trustworthy communication and dependable follow-through. Unfortunately you will not find any of these desirable qualities if you retain this lawyer.
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Matthew R Eggleston, experienced Estate Planning, Foreclosure attorney in Phoenix, AZ with 1 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,57
star star star star star
1.0/5
Avvo
1.0
1 Reviews
star star star star star
26 Jun, 2018 by Mark
He did a ch 7 gor me a couple of years ago. I needed a copy of my creditors listed in that case. I was told by the court he would have a copy. I knew he wasn't very nice when we filed with him but now think he's a total a-s. He won't even return my calls. Would not ever recommend to anyone wanting a nice, good, reliable attorney.
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Mark L. Manoil, experienced Foreclosure, Litigation attorney in Phoenix, AZ with 0 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,00
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0.0/5
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Lawrence E Wilk, experienced Debt Collection, Foreclosure attorney in Phoenix, AZ with 0 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,00
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0.0/5
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Larry O Folks, experienced Debt Collection, Foreclosure attorney in Phoenix, AZ with 0 reviews
Below Average
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,00
star star star star star
0.0/5
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Lisa Sue Kass, experienced Debt Collection, Foreclosure attorney in Phoenix, AZ with 0 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,00
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0.0/5
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Jeffrey P Boshes, experienced Foreclosure, Litigation attorney in Phoenix, AZ with 0 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,00
star star star star star
0.0/5
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Julie Rystad, experienced Business, Foreclosure attorney in Phoenix, AZ with 0 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
4,00
star star star star star
0.0/5
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Sean Allan Newland, experienced Consumer Protection, Foreclosure attorney in Phoenix, AZ with 0 reviews
Below Average
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
0,00
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0.0/5
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Ronald M Horwitz, experienced Debt Collection, Foreclosure attorney in Phoenix, AZ with 0 reviews
Below Average
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
0,00
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0.0/5
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Peter L Riggs, experienced Foreclosure, Government attorney in Phoenix, AZ with 0 reviews
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
0,00
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0.0/5
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Questions? We have answers

What a Foreclosure Lawyer Can Do for You

A foreclosure lawyer specializes in helping homeowners navigate the legal complexities of foreclosure, working to protect their rights and potentially save their homes. Foreclosure lawyers assist homeowners facing foreclosure by negotiating with lenders, filing legal defenses, and representing them in court. They also help with loan modifications, short sales, and other alternatives to foreclosure. Whether you’re behind on mortgage payments or already in foreclosure proceedings, a lawyer can help you explore your legal options and work toward a solution.

If you’re at risk of losing your home, a foreclosure lawyer can provide guidance on how to stop or delay the foreclosure process and protect your financial future.

When Should I Hire a Foreclosure Lawyer?

You should consider hiring a foreclosure lawyer in several situations where you are facing financial difficulties with your mortgage. Common reasons to hire a lawyer include:

  • Facing foreclosure proceedings: If your lender has initiated foreclosure proceedings, a lawyer can help you file a legal defense and explore options for stopping or delaying the process.
  • Loan modification: If you want to modify the terms of your mortgage to make payments more manageable, a lawyer can help you negotiate with your lender and ensure that the modification complies with legal standards.
  • Challenging the foreclosure: If you believe your lender has violated foreclosure laws or the terms of your mortgage agreement, a lawyer can help you challenge the foreclosure in court.
  • Stopping a foreclosure sale: If your home is about to be sold at a foreclosure auction, a lawyer may be able to file for a temporary restraining order or injunction to halt the sale.
  • Short sale or deed in lieu of foreclosure: If you cannot afford to keep your home but want to avoid foreclosure, a lawyer can assist with arranging a short sale or a deed in lieu of foreclosure, where you voluntarily transfer ownership of the home to the lender to avoid foreclosure.
  • Filing for bankruptcy: If you’re unable to manage your mortgage debt and other financial obligations, a lawyer can advise whether filing for bankruptcy might stop foreclosure and help you restructure your debts.

Hiring a lawyer as soon as possible - especially when foreclosure is imminent - can provide you with more legal options to save your home or limit financial damages.

What Does a Foreclosure Lawyer Do?

A foreclosure lawyer provides a variety of legal services to homeowners facing foreclosure, working to protect their rights and help them avoid losing their homes. Their responsibilities often include:

  • Negotiating with lenders: A lawyer can negotiate with your lender to modify your mortgage or create a repayment plan, helping you avoid foreclosure by securing more favorable terms.
  • Filing a legal defense: If your lender is improperly foreclosing or has made errors in the foreclosure process, a lawyer can file a legal defense, challenging the foreclosure in court. Defenses may include violations of foreclosure laws, predatory lending practices, or failure to follow the terms of the mortgage.
  • Representing you in court: A lawyer can represent you in foreclosure proceedings, whether you are defending against the foreclosure, seeking more time to negotiate with the lender, or filing for bankruptcy.
  • Stopping or delaying foreclosure sales: If your home is scheduled for a foreclosure auction, a lawyer can help file a motion to stop or delay the sale, giving you time to explore other options.
  • Advising on bankruptcy: A foreclosure lawyer can assess whether filing for Chapter 7 or Chapter 13 bankruptcy would be beneficial, as bankruptcy can temporarily stop foreclosure and give you time to reorganize your finances.
  • Arranging short sales or deeds in lieu of foreclosure: A lawyer can help facilitate a short sale (selling the property for less than the mortgage balance) or a deed in lieu of foreclosure (transferring the property to the lender), which may allow you to avoid the foreclosure process.

How Are Foreclosure Lawyers Paid?

Foreclosure lawyers typically charge for their services based on the complexity of the case and the legal work involved. Common payment structures include:

  • Hourly rate: Many foreclosure lawyers charge by the hour, with rates typically ranging from $150 to $500 or more, depending on the lawyer’s experience and location.
  • Flat fee: For specific legal services, such as negotiating a loan modification or filing a bankruptcy petition, some lawyers offer a flat fee. Flat fees can range from $1,500 to $5,000, depending on the scope of the work.
  • Retainer: In more complex foreclosure cases, especially those involving ongoing negotiations with lenders or court appearances, a lawyer may require a retainer. This is an upfront payment that is billed against as the lawyer works on your case.
  • Contingency fee (rare): In some rare cases, particularly when suing a lender for wrongful foreclosure, a lawyer may work on a contingency fee basis. This means they only get paid if they win the case or settle on your behalf.

It’s important to discuss fees and payment arrangements with your lawyer upfront, especially if you are facing financial difficulties.

How Much Does a Foreclosure Lawyer Cost?

The cost of hiring a foreclosure lawyer depends on the complexity of the case, the lawyer’s experience, and the amount of time required to resolve the issue. General cost estimates include:

  • Hourly rates: Foreclosure lawyers typically charge between $150 and $500 per hour. For example, a simple case with 10 hours of legal work at $300 per hour would cost $3,000.
  • Flat fees: For straightforward services such as filing for bankruptcy or negotiating a loan modification, flat fees typically range from $1,500 to $5,000, depending on the complexity of the work.
  • Retainers: In more complex or ongoing foreclosure cases, a lawyer may require a retainer ranging from $2,500 to $10,000, depending on the length of the case and the lawyer’s experience.

In addition to legal fees, you may also need to cover additional costs, such as court filing fees or expenses related to property appraisals.

Top Questions to Ask a Foreclosure Lawyer

Before hiring a foreclosure lawyer, it’s important to ask key questions to ensure they have the necessary experience and approach to help you. Key questions to ask include:

  1. What experience do you have with foreclosure cases?
    Ensure the lawyer has experience handling foreclosure cases similar to yours and has successfully helped homeowners avoid foreclosure or negotiate better terms.
  2. How do you charge for your services?
    Clarify whether the lawyer charges by the hour, a flat fee, or requires a retainer, and ask for a detailed estimate of the total cost of their services.
  3. What are my options for stopping foreclosure?
    Ask the lawyer to explain the different legal strategies available for stopping or delaying foreclosure, such as loan modifications, filing a legal defense, or bankruptcy.
  4. What is the likelihood of success in my case?
    Ask the lawyer for an honest assessment of your case and the chances of successfully avoiding or delaying foreclosure.
  5. How long will the process take?
    Foreclosure cases can vary in duration, so ask the lawyer how long they expect the process to take and what factors might affect the timeline.
  6. Will I need to go to court?
    Ask whether your case is likely to settle out of court or if a trial may be necessary. If a trial is possible, ask what steps the lawyer will take to prepare.
  7. What steps can I take to protect my home?
    Ask the lawyer for advice on steps you can take to protect your home, such as making partial payments, negotiating with your lender, or exploring foreclosure alternatives.

How to Check the Credibility of a Foreclosure Lawyer

To ensure you are hiring a reputable foreclosure lawyer, take the following steps to verify their credentials and experience:

  • Check their bar status: Verify with your state bar association that the lawyer is licensed to practice law and has no disciplinary actions against them.
  • Look for foreclosure experience: Review the lawyer’s website or professional profile to ensure they specialize in foreclosure law and have successfully handled cases similar to yours.
  • Read client reviews and testimonials: Look for reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about their experience with the lawyer.
  • Ask for references: A reputable lawyer should be able to provide references from past clients who have worked with them on foreclosure matters.
  • Check for certifications or memberships: Look for lawyers who are members of organizations like the National Association of Consumer Advocates (NACA) or who have specialized certifications in real estate or foreclosure law.

What Should I Prepare for My First Consultation?

To get the most out of your first consultation with a foreclosure lawyer, it’s important to come prepared with relevant documents and information. Here’s what you should bring:

  • Mortgage documents: Bring a copy of your mortgage agreement, payment history, and any correspondence you’ve received from your lender, including foreclosure notices or demand letters.
  • Financial information: Provide information about your income, expenses, and debts, as this will help the lawyer assess your financial situation and determine the best legal strategy for your case.
  • Previous communications with your lender: If you’ve already tried to negotiate with your lender, bring any emails, letters, or records of phone calls that document these communications.
  • Court documents (if applicable): If foreclosure proceedings have already begun, bring any court documents related to the case.
  • Questions about your legal options: Prepare a list of questions about the foreclosure process, your options for avoiding foreclosure, and how the lawyer plans to help you.

By preparing thoroughly for your consultation, you can help the lawyer assess your situation more effectively and provide the best possible legal advice for protecting your home from foreclosure.

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