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14 Apr, 2015 by Karissa
Mark Gould and his staff are absolutely the most professional, caring and trust-worthy legal team around. They have always treated me as someone who matters, seeing me as a person, truly hearing voice and always respecting my opinion. Mark gets results!! Without Mark and his team, I don't know where my family and I would be right now. The staff has gone above and beyond in every way possible, exhibiting the most considerate and generous demeanor, and always respectful of the challenges that my family and I have faced. Mark Gould fights the good fight for all of his clients, and delivers results, in every way possible!
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01 Apr, 2015 by Brett
Mark helped me out in a time of need. He was very thoughtful, respectful, and responsive when it came to my case. I had never had experience with a lawyer before, but he made me feel at ease in every aspect. My car accident set me back, but Mark was there to right the wrong. He not only became familiar with my case, but me as a person. With that being said, I really feel like he went the extra mile to bond, and make me feel comfortable. I was beyond satisfied with my experience, and I highly recommend Mark Gould to anyone looking for a lawyer that will fight for YOU.
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01 Apr, 2015 by Tara
Mark has gone above and beyond with assisting me in my legal matters. He called or emailed me with updates and never let my questions go unanswered. Mark did so much work behind the scenes and had everything ready for mediation and trial. He used valuable resources that were necessary in the case and did not hesitate to defend all areas of the case and bring up inaccurate facts. He was well informed of my case and always clarified anything that looked amiss. Mark always strived to understand my concerns and addressed them fully.
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06 Jan, 2020 by Gayle
Mark Herber' handled a wrongful death case for us. Mark and his colleagues were professional,dedicated and caring. It turned out to be a long and complicated time but they stuck with it to a very successful finish. Mark and his staff supported and guided us through each step. I would highly recommend Mark Herber' and his firm.
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30 Oct, 2019 by Anonymous
This law firm, its associates, paralegal team and staff were incredible to work with. The team was able to relieve the stress of the legalities while I focused on healing. Recommending them is easy because they’re trustworthy, hardworking, thoughtful and responsive. I am very pleased with the services provided and even more so by the outcome!
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26 Feb, 2012 by Tang
Mark did a great job with my motorcycle accident. We didn't have to pay back my health insurer anything and all my medical bills were paid. After a short law suit we settled for over 300k. The insurer offered me almost nothing before I hired Mark. He earned every part of his fee and then some.
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28 Feb, 2015 by Heather
Marilee is an exceptional person and lawyer, and I recommend her without reservation! She not only takes your professional interest to heart, but also your personal well being. She listened to me, and addressed my case with a degree of compassion and professionalism that to this day amaze me. Her legal ability, organization, attention to detail and ethical standards serve as the example for what one needs in a lawyer -- and what a lawyer should be.
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26 Feb, 2015 by Anonymous
Marilee has provided me fantastic legal advice on a number of matters, from personal legal issues to employment law. She was responsive and provided "out of the box" thinking to address some of my legal issue.
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03 Feb, 2015 by Jeff
I am delighted to write a testimonial in favor of Marilee Langhoff, affirming both her proficient legal abilities, and expressing my admiration of her strong interpersonal skills. I have known Marilee for many years, and throughout those years I’ve interacted with her both on a professional and personal level. I’ve been moved on many occasions by Marilee’s caring and compassion nature. The most vital foundational characteristic of any working professional begins with possessing an innate benevolence for people, and I have personally witnessed Marilee’s genuine care and concern for her clients’ personal and professional wellbeing. Marilee’s legal skills are exceptional. Her approach to providing legal advice and services that serve to prevent adversarial legal action is perhaps her greatest skill. However, her remarkable intellect and years of legal experience, coupled with her confident presence before a judge and jury, results in her longstanding success as a courtroom litigator. I have referred Marilee Langhoff to provide legal services to my clients, friends, and family. That is the greatest recommendation and testament one can give to a legal professional. Jeff Owner, Cherry Creek Digital, LLC Owner, Bernard Real Estate Advisors
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26 May, 2021 by Melissa
Brett Huff defended and fought for us with the perfect balance of aggressiveness and reason, which resulted in a win! He was very creative with his strategies and worked really hard. Brett was extremely supportive and patient with us throughout the entire process and always managed to ease my mind in times of stress. Most importantly, he was a lot of fun to work with!
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27 Apr, 2012 by Michelle
Brett represented me for 3 years. He kepted me calm throughout the long precess. He did outstanding work for me.
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05 Jan, 2012 by Jean
Brett is an outstanding attorney. I have worked for law firms for almost 30 years and Brett is one of the most knowledgeable and capable attorneys I know. He represented me in my car accident and I couldn't have been in better hands, and believe me, in my work I have seen all kinds. He is so thorough in his work and covers every tiny detail, all the while keeping you properly informed in easy-to-understand language. He always keeps his client's best interests at the top of his priorities. I have and will continue to recommend Brett to anyone who is in need of a very capable and reliable attorney, who possesses great integrity.
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07 Nov, 2013 by Anita
I am a retired police officer and as such have dealt with more attorneys than I would care to remember. My experience with Mr. Atkinson was, without a doubt, at the top of the scale. He was responsive, kept me informed and brought my case to a speedy and satisfactory conclusion.
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15 Mar, 2013 by Patrick
As an Architect/Developer the past 30 years, I have had the experiance of being involved with numorous legal entiities. Aaron is far and away the most personable and individually caring counsel I have known. He and his staff offer needed support and expertise in time of need. I could not recommend him more.
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26 Dec, 2012 by Kathy
Mr. Atkinson represented me for a rental property management negligence case in which I was trying to recover damages done to my rental unit by a water leak from the unit above mine. The case went to trial with a 6-member jury and several witnesses. In the end, we did not prevail, but I do believe Mr. Atkinson did the best that could be done under the circumstances. He was very prepared, spent much time developing the case, and was energetic and poised in court. I would recommend him and would work with him again if the need arose.
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30 Oct, 2014 by Brenda
Overwhelmed just by all the doctor appointments, surgeries, and physical therapy, it was incredibly welcoming to have Mr. Gigax manage all the financial and legal aspects of my case. His professionalism and strategic approach brought financial resolution beyond our expectations. He acted as a personal advocate to all third parties. Mr. Gigax gave me the confidence to turn everything over to him and thereby, able to focus on my own healing process.
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30 Oct, 2014 by Kelby
James Gigax was recommended to us by a friend who has a Stanford Law Degree, suggesting that James would be the right person to help us through the labyrinthine problems of a personal injury case resulting from a car accident. He was professional, yet caring; patient yet responsive as needed. The outcome was very satisfactory.
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29 Oct, 2014 by Mariela
Mr Gigax provided my family excellent services. Through out our case he kept us well informed and up to date. During the whole process he kept a very opened line of communication. All of our calls and emails were answered within 24 hours! If we ever needed an attorney again we most definitely seek Mr Gigax. I strongly recommend him as we are very pleased with the final outcome of our settlement and we are very grateful for what he did for our family.
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15 Jul, 2019 by Brian
Attorney Flinders did an outstanding job. I am so grateful. He is kind and has great people skills, which I believe made it difficult for the insurance company to give him a hard time. He always returned emails and phone calls. You will not be disappointed with Flinders Law
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06 Aug, 2018 by Anonymous
Craig has represented me on three matters all with positive outcomes and all very different from the others. Craig's approach was specific to each situation while he saw each through to conclusion. He is diligent in his approach while taking your personal situation into account. You will not find a better attorney nor person to represent you at the time you need someone to represent you most.
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26 Jul, 2018 by Cassy
Craig was such an outstanding attorney! He gave me the support and representation I needed after my car accident. I couldn’t have been happier with the outcome.
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24 Jul, 2019 by Joe
James was assigned to be the main counsel on our lawsuit. Our case was complicated and required James to learn a new industry and complicated pricing structure. He devoted the time and the energy for us to settle the case with the leverage he created. You will be in good hands with James and the fine people at Law One.
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21 Apr, 2019 by Sergey
I was unfortunate to be involved in a car accident after which I needed multiple surgeries. James, Allison and Joseph with Law One took care of me throughout the two year process. They always stayed in contact with me and if I had a question it was not difficult to get hold of someone. I always felt that James, Allison and Joseph had my best interest in mind which concluded in a very positive outcome for me as a client. I am very much grateful for Law One and everyone there who had an impact on my case. Thank You!
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08 May, 2017 by Anonymous
James successfully helped me complete my case with such a care and understanding. He did everything to help me understand what was happening with my situation. It was a joy to even talk to him!
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29 May, 2015 by Dennis
Asked question on here. Very quickly received response from Mr.Dennison. Then quickly there after received a call from his Associate Ryan. Neither could have been any nicer . Definitely will use them if needed. Thanks to this site also. Great place to turn to for people that has no clue what direction to advance to.
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14 Apr, 2015 by Anonymous
Mr. Dennison was recommended to my husband and I by Dave Krieger author of Clouded Titles. He is handling our case and we are thankful to Mr. Krieger for the referral. As our attorney, Mr. Dennison has the knowledge and expertise to handle our case and so far we know we made the right choice. We cannot say enough about our attorney and he is always available to answer any questions we may have also his staff is great.
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02 Apr, 2015 by Tom
Mr. Dennison has been representing me on a Florida quiet title action for the last year. He came highly recommended and now I see why. He is truly a leader in Florida law, representing real estate, foreclosures, and quiet title actions, and I am very pleased with his insight and counsel on my legal actions.
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23 Feb, 2015 by David
James Bramer helped me in a complex case a few years ago after an attorney in Fort Collins was a failure. Bramer was all an attorney can be -- excellent in every way. I will always remember him and how he helped me.
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30 Jan, 2014 by Bmissel
We were surprised by a suit for medical claims after a car accident. Our insurance contracted with Jim to represent our interests. We could not have asked for a better person to help us wade thru the litigation process. He was always available to answer our questions and even made an appointment with us in our home to explain how the situation was unfolding. Highly recommend this professional for any legal needs!!
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28 Sep, 2021 by Anonymous
Emma was just absolutely amazing. Incredibly responsive, empathetic to my situation and she and her associate did everything and then SOME to resolve my case, while also doing so in an incredibly timely manner that yielded great results. I 100% stand behind Emma and recommend her to anyone needing someone to aid in handling employment law matters.
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04 May, 2021 by Katy
I worked with Emma for employment assistance relating to my employer going bankrupt. I appreciated that she was so quick to respond and very efficient with helping with my paperwork to be completed. It was very fortunate that she has experience with both employment law and bankruptcy!
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08 Apr, 2019 by Joy ( car accident )
To be in a car accident and deal with a litigation afterwards is not an easy ordeal, but having McCormick & Murphy Law firm represent my case made it less traumatic. Kirk has been very kind and protective of my plight, tenacious yet compassionate, but most importantly- Kirk’s been fair and delivered results. Someone I definitely want on my side. Kudos to Jay and the staff for being patient and caring. I would personally advocate for his professionalism and skills.
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25 Jun, 2014 by Anonymous
I was hit by an uninsured drunk driver back in 2002. I was seriously injured and had to go to the emergency room. Even though I had $100,000.00 in medical insurance through my auto insurance, they wouldn't pay for the ambulance or the emergency room or the treatment that I got after the accident. They kept saying that they didn't get the forms from me even though I sent them to them several times. Eventually I got taken to collections because of the unpaid bills. McCormick and Murphy sued my insurance company for not paying my bills and it went to a jury trial where a jury awarded me over $974,000. The judge then added interest to what the jury awarded and he entered a judgment in my favor in the amount of $1,348,693.86. McCormick and Murphy did a terrific job for me.
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09 May, 2023 by Terry
Ted was able to negotiate a very favorable settlement on a construction defect matter without having to go to trial due to his thorough preparation and professional approach.
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22 Apr, 2021 by Lynn
My insurance company hired him to work with me involving an incident where a customer fell in the foyer of the building my shop was located in. The customer was seriously injured due to the negligence of my landlord and the contractor they hired.
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20 Dec, 2023 by Catherine hammond
Having worked with several attorneys at Ireland Stapleton on different matters I have been incredibly impressed with the professionalism, attentiveness, and communication of the entire ISPP team. Specifically, Michelle Ferguson and K.C. Groves have been amazing and incredibly kind through matters that could otherwise have felt challenging. Special thanks to Barbara Laff for the connection and guidance as well.
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17 Jun, 2022 by Rick kirwin
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04 Dec, 2020 by Anonymous
From the onset, I was impressed and put at ease with Dennis Boyd Polk’s style, level of competence, diligence and commitment to my case. He and his staff must be praised for my positive outcome, as well.
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28 May, 2014 by Anonymous
Dennis has represented our major national residential production homebuilder as outside counsel for over 30 years and has done so with professionalism and care. He has advised us on matters ranging from insurance coverage to class action avoidance. His experience and knowledge has helped to guide our company from a small local builder to a large national builder.
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12 Feb, 2013 by Anonymous
As Vice President and Corporate Counsel for an insurance company I hired hundreds of law firms in 25 years of professional experience. Brett Godfrey and his firm is the elite of the elite. He knows how to bring cases to a conclusion in the quickest and best possible manner. He was without peer in his litigation skills. His approach to each case is thoroughly analyzed and iimmediately put in posture to settle--or litigate. Legal skills combined with most impressive ethics make this a unique firm.
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01 Sep, 2009 by Raymond
In 25 years of General Counsel work, expert witness work and hiring hundreds for firms for all kinds of litigation, Brett Godfrey is the cream of the crop. His best recommndation is he knows how to get cases resolved. His intelligence and imagination to litigation are unequaled and he combines a cocker spaniel approach with a rottweiler bite---especially if the case requires litigation. Yourr website below is limiting------- I have worked with Godfrey on many types of cases.
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13 Jan, 2017 by Jessica
She is a compassionate lawyer with integrity. She went above and beyond for me and my son. I could never begin to thank her enough for the services she provided me.
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13 Dec, 2016 by Ty
Mark Apelman provided my family timely and efficient legal services regarding a fraudulent contract that was preventing our family from closing the loan on our home! The service that Mark provided our family was life changing. We were in a pinch for time and Mark was most expedient delivering us service. He gave us an attitude of gratitude because he followed up with our family on multiple occasions to ensure that we were doing well and settling in without any continued problems. Mark really set an amazing tone for our professional relationship with the respect, care, and attention to detail he shared for our family's dilemma, and he did so with that award winning smile! Thank you Mark for being a source of knowledge and protection to our family when we needed you the most! We will never ever forget what you did for us. We thank you and appreciate you completely!
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08 Jan, 2018 by Brittany
I had a drunk driver hit the back building on my property and my insurance had released the driver and responsible insurance company from paying to replace the building. Mr. Rector was kind enough to help me gain back some of the money that was owed to me. Him and his paralegal, Carrie, were very professional and easy to work with through the whole situation.
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19 Jan, 2017 by Pete
We had an issue with flooding. He had the builder buy the house back from is at a hefty profit. Not sure why his rating would be so low. He was great for us.
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15 Feb, 2023 by Mary
I wish words could express how thankful I am for Justin Berg and his work as my attorney on my construction defect case.  If I could give him more stars, I would. I highly, highly recommend Justin Berg. I built a house that had numerous and significant construction defects, and I have had the extreme good fortune to work with Justin for about four years to get my house repaired and hold the builder accountable.  Among other things, Justin is an expert on construction contracts, construction defect cases and insurance coverage, so he was able to help me in all three areas. When the defects in my house started appearing, Justin knew exactly what to do. If I had tried to begin this process and/or go down this road on my own, I would not have done it correctly nor would I have gotten the results I wanted. Justin is incredibly knowledgeable about the law in general and business litigation, insurance coverage, construction defect and construction contract cases specifically, so he guides us down the path that is the most legally effective and financially responsible.  He is strategic, patient, honest and ethical. He is very smart, and he is great at explaining complex legal issues.  He always has his clients’ best interests in mind.  I know attorneys are expensive, and Justin is worth every penny and so much more. Justin will assess your case and create the most effective strategy given the facts of your situation just as he did with mine. Justin has cared as much about my case as I do. He earned my trust with his extensive knowledge about the law, his willingness and ability to explain it to me, the fact that he was very conscientious about what the lawsuit was costing me, and by genuinely having my best interests at heart. I was very anxious, and Justin was incredibly patient about answering all my questions so I could understand what was going on. Justin is an excellent listener, respectful, empathetic and a great communicator - both verbally and written. He genuinely wants to help his clients achieve the best possible outcome. If you find yourself in need of a lawyer, I hope you are as lucky as I am and get to work with Justin. I cannot thank Justin Berg and everyone at Berg, Hill, Greenleaf and Ruscitti enough for helping me with such a complex and stressful experience.  They seem to understand how overwhelming and expensive a lawsuit is, and they work to make it easy as possible for the client.  I hold them in the highest regard, and I cannot recommend them highly enough. I will be forever thankful for Justin Berg and everyone at BHGR.
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19 Oct, 2009 by Pete
From the moment I met Mr. Kaple he ask me to call him Kurt and I felt that I had found a lawyer that I could confide in. On the verge of bankruptcy I went to Kurt for advise. He gave me the information I needed to make the right decisions but just as important he did not press me into proceeding without weighing the pros and cons of filing a chapter 7 or 13. I wanted to avoid bankruptcy so Kurt suggested we negociate at a pace that would give me enough time to survive my financial crisis. When I got to the point that I could handle it myself and save lawyers fees Kurt refunded the remainer of my retainer to help me in my quest to gather as much funds for settlement as possible. That unselfish act convinced me that I could confidently refer Kurt to my family and friends without thinking twice. In this world of greed and self-serving business men and women Kurt Kaple came across as a breath of fresh, clean air and although he may not have all the answers (beware of lawyers that say they do) he vows to do his best. Thanks Kurt!
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03 Aug, 2018 by Angie
Bill was brought in to help shape our written arguments and did an outstanding job articulating and arguing the case effectively. He supported us throughout the trial and was even commended by the judge for his “wisdom” in arguing a point against the defense.
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02 Apr, 2008 by Anonymous
I thoroughly enjoy working with Lisa. She's highly intelligent and creatively finds ways to resolve cases. She keeps her cleints well informed and bills at minimal levels.. I would recommend Lisa's services to anyone with problems in the foreclosure/BKR litigation areas.. She is very wise in the areas that she practices most, and in those areas that she doesn't have much experience, she knows how to get the information needed to assist with resolving any case..
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01 Nov, 2017 by Tom
I'm extremely grateful for the professional team at the Murphy Law Firm. Attorney Brian Murphy got me the money I needed to pay all my medical bills and money for pain and suffering after a car accident. Dealing with injuries, bills, doctors' appointments and insurance companies is all really difficult! I didn't want to add another layer of difficulty to my case by hiring a law firm that made things tougher rather than easier. Fortunately, everyone at the Murphy Law Firm was caring and compassionate and worked hard to get me the settlement I was entitled to. My case involved three insurance companies, numerous medical care providers and many others. The Murphy Law Firm and attorney Brian Murphy went the extra mile to make sure I understood what was going on with all the various aspects of my case, what came next and what my options were. Brian Murphy is a compassionate and excellent attorney who's easy to deal with, kind, reliable and extremely competent. He's the type of tenacious attorney you want on your side when you're dealing with insurance companies and their lawyers. I would highly recommend you consider hiring Brian Murphy and his team.
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22 Jan, 2024 by Shelly
You know that feeling when life has you down, just another example of Murphy's Law? Well, I was there. Stuck in a mess with my insurance company, after I was on my motorcycle and struck by an uninsured driver. Confined in the hospital, lost in paperwork, and overwhelmed by the whole situation. I felt like I was falling into the void, quickly being forgotten. But then, I had a family member call Law Tigers and was connected to Patrick DiBenedetto, Attorney at Metier Law Firm, and his amazing legal team. These are down to earth people, who ride their own motorcycles, and spoke my language. He listened to my story, the whole thing, like it was the most important tale he ever heard. He didn't talk down to me, no fancy words or legal mumbo jumbo. He straight-up explained what was going on, what my rights were, and what he could do to help. And let me tell you, this guy could fight! He was like a bulldog with a bone!  The letters, the phone calls, the arbitrations, the endless negotiations - everything he did on my behalf gave me the deepest sense of relief because I knew I had a compassionate and extremely competent professional doing the hard work for me!  I had the easy job - I just had to heal 14 broken bones and 5 surgeries! Because of Patrick DiBenedetto, his team, the Metier Law Firm, and Law Tigers, I received the full compensation I was legally entitled to. I received a settlement, but most importantly I received peace of mind so I could focus on healing without being distracted by medical bills and insurance - I knew Patrick and his team had it handled and that makes Patrick worth his weight in gold. Patrick is permanently on my Christrmas Card list and I will be calling him for ANY legal needs in the future.  Patrick DiBenedetto is a motorcycle rider himself and his natural empathy with his clients clearly impacts the quality of his relationship with his clients, and significantly intensifies the ferocity in which he fights for their compensation.   It is my true hope that no one reading this will ever be in need of a motorcycle attorney; however, if they are, Patrick DiBenedetto has earned my complete trust, deepest respect and I earnestly suggest calling his office.
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14 Feb, 2016 by Anonymous
Mark is a great attorney. He is very professional and personable. He was able to settle my case quickly and with a better results then I had expected. I highly recommend him.
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12 Mar, 2019 by Kerry
We hired Mark Levy because we felt we weren't being treated fairly by American Family Insurance Company. We had significant damage to our house as the result of a storm and our insurance company was refusing to pay for the damage despite an umpire’s judgement. We were feeling very vulnerable and were confused by the legal issue issues in this matter. Mark took the time to explain the legal issues including the strengths and weaknesses in our case. Mark was responsive to our questions and concerns. He was professional, hopeful and honest and not unreasonably optimistic. Everyone in Mark's office was professional, courteous and available. It was never a problem to talk with Mark if we had questions. The other lawyers in his office were always available if Mark was away from the office. Everyone always seem to be up to date in terms of the issues of our case. Throughout the course of this matter his office was in constant communication with us. Ultimately our case was settled in mediation. Mark was a tenacious and tough negotiator. He was excellent partner during the course of this most stressful event. We would highly recommend Mark if you need an excellent lawyer to represent you against your insurance company.
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01 Apr, 2014 by Linda
I found Mr. Chapman easy to talk with and that he grasped my situation easily and his knowledge of the law to be outstanding. He was friendly and non- judgmental. Most of all he was totally honest with me about how he could help me and honest about what the difficult issues of my case would be. His fee was fair and he kept me informed of everything as we proceeded. I was going through a very difficult time in my life and he did everything he could to make my life easier by doing all he could to keep my stress at a minimum. He was professional and took burdens off of me by handling more than I ever expected and he literally put me at ease every step of the way. Professional , knowledgeable , honest and a truly good person. I will refer anyone to him without any trepidation and he is loyal to his client and everything turned out just fine. Brad is someone you will like and definitely someone you will be glad you have working for you.
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13 May, 2024 by Stephen turner
I'm very happy with the results of Laura C. Yeager! While I can't speak to her/their ability to be on the plaintiff side of a dispute; as a defensive attorney, Laura was top notch. Not only am I happy with our settlement, but she was great at making feel comfortable and taken care of by her firm. I would highly recommend her and them!
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FAQs
Questions? We have answers

What an Insurance Lawyer Can Do for You

An insurance lawyer specializes in legal issues related to insurance policies and claims. These lawyers help individuals, businesses, and insurance companies navigate disputes involving insurance coverage, claim denials, bad faith claims, and policy interpretation. Insurance lawyers can represent policyholders who feel they've been unfairly denied coverage, or they can work on behalf of insurance companies to defend against fraudulent or inflated claims.

Whether you're filing a claim, disputing a denial, or dealing with complex coverage issues, an insurance lawyer can provide critical guidance and legal representation to protect your rights and ensure you receive the benefits you're entitled to under your policy.

When Should I Hire an Insurance Lawyer?

Hiring an insurance lawyer is advisable in several situations, particularly when disputes arise over insurance coverage, claim denials, or bad faith actions. Common reasons to hire an insurance lawyer include:

  • Denied insurance claims: If your insurance company denies your claim, a lawyer can help determine whether the denial was justified or if you should challenge the decision.
  • Bad faith insurance practices: If you believe your insurer has acted in bad faith, such as delaying payment or failing to properly investigate your claim, a lawyer can help you pursue legal action.
  • Underpaid claims: If the insurance company has offered less compensation than you believe your claim is worth, a lawyer can negotiate for a higher payout or file a lawsuit.
  • Coverage disputes: When there's ambiguity or disagreement about what your policy covers, a lawyer can provide clarity and advocate for your rights under the policy.
  • Business insurance claims: If you own a business and are dealing with commercial insurance claims (e.g., property damage, liability, or professional indemnity), a lawyer can help ensure your business receives proper coverage.
  • Third-party claims: If you're being sued for liability and your insurance company refuses to defend or indemnify you, an insurance lawyer can help enforce your coverage rights.
  • Appealing long-term disability claims: If your disability insurance claim has been denied, a lawyer can assist in gathering evidence and appealing the decision to get the benefits you deserve.

What Does an Insurance Lawyer Do?

An insurance lawyer provides a wide range of services to assist with insurance-related legal issues. These can include:

  • Reviewing insurance policies: A lawyer can review your insurance policy to ensure you understand your rights and obligations, as well as clarify what coverage is provided.
  • Filing insurance claims: Assisting with the preparation and filing of claims to ensure all necessary documentation is submitted correctly.
  • Challenging claim denials: If your claim has been denied, a lawyer can investigate the reasons for denial and file appeals or lawsuits to challenge the decision.
  • Litigating bad faith claims: Representing clients in bad faith insurance cases, where the insurer fails to act in good faith by unfairly delaying, denying, or underpaying a valid claim.
  • Negotiating settlements: Helping policyholders negotiate settlements with insurance companies to receive fair compensation for claims.
  • Defending against fraudulent claims: Representing insurance companies to defend against false or exaggerated claims filed by policyholders or third parties.
  • Handling disputes over policy language: Interpreting complex insurance policies and resolving disputes between the insured and the insurer regarding coverage limits, exclusions, and conditions.

How Are Insurance Lawyers Paid?

Insurance lawyers typically charge for their services in different ways, depending on the nature of the case and the type of insurance issue involved. Common payment structures include:

  • Contingency fee: For many policyholders disputing claim denials or underpayments, lawyers work on a contingency basis. This means the lawyer only gets paid if they win or settle the case, taking a percentage (usually between 25% and 40%) of the recovered amount.
  • Hourly rate: For more complex or ongoing legal issues, such as bad faith lawsuits or business insurance disputes, insurance lawyers may charge an hourly rate. This rate varies depending on the lawyer’s experience and location.
  • Flat fee: For simpler matters, such as reviewing an insurance policy or helping file a claim, some lawyers charge a flat fee for their services.
  • Retainer: For businesses or clients with ongoing legal needs, an insurance lawyer may require a retainer fee, which is an upfront payment for future services.

It’s important to clarify the fee structure with your lawyer during the initial consultation to avoid unexpected costs.

How Much Does an Insurance Lawyer Cost?

The cost of hiring an insurance lawyer depends on the complexity of the case, the lawyer's experience, and the payment structure. General cost estimates include:

  • Contingency fees: If your lawyer works on a contingency fee basis, you won’t pay any fees upfront, but the lawyer will take a percentage (typically 25% to 40%) of any settlement or judgment awarded.
  • Hourly rates: Hourly rates for insurance lawyers generally range from $150 to $500 or more, depending on the lawyer’s experience and location. Complex cases involving bad faith or high-value business claims may require significant hours, leading to higher legal costs.
  • Flat fees: For specific services, such as reviewing an insurance policy, lawyers may charge a flat fee ranging from $500 to $2,500, depending on the complexity of the task.
  • Retainers: Businesses or individuals seeking ongoing insurance legal services may pay a retainer, which can range from $5,000 to $20,000 or more, depending on the lawyer and scope of work.

Make sure to discuss costs and payment structures with your lawyer before proceeding to understand how much the services will cost.

Top Questions to Ask an Insurance Lawyer

Before hiring an insurance lawyer, it’s important to ask the right questions to ensure they are the right fit for your case. Here are key questions to ask:

  1. What experience do you have with insurance law?
    Ensure the lawyer has specific experience handling cases involving your type of insurance, whether it’s auto, health, home, or business-related.
  2. How do you charge for your services?
    Clarify whether the lawyer works on contingency, hourly rates, or flat fees, and ask for an estimate of the total cost of your case.
  3. What is your success rate with insurance disputes?
    Ask about the lawyer’s track record in winning or settling cases similar to yours.
  4. What are my chances of success?
    A good lawyer will provide an honest assessment of your case’s strengths and weaknesses and outline the possible outcomes.
  5. How long will the process take?
    Get an estimate of how long it will take to resolve your claim or dispute, as some cases can extend over months or even years.
  6. Will you handle my case personally?
    In larger firms, junior attorneys or paralegals may handle some aspects of your case. Make sure you know who will be managing your case.

How to Check the Credibility of an Insurance Lawyer

To ensure you’re hiring a reputable insurance lawyer, take the following steps to verify their credentials and experience:

  • Verify their state bar license: Check with your state bar association to confirm the lawyer is licensed and in good standing with no disciplinary actions.
  • Review their experience in insurance law: Look at the lawyer’s website or professional profile to ensure they specialize in insurance law and have experience with cases like yours.
  • Read client reviews and testimonials: Search for reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s expertise and professionalism.
  • Ask for references: A credible lawyer should be able to provide references from past clients who have dealt with similar insurance issues.
  • Check for industry memberships: Membership in organizations like the American Bar Association’s Tort Trial and Insurance Practice Section (TIPS) can indicate the lawyer’s focus on insurance law.

What Should I Prepare for My First Consultation?

To make the most out of your first consultation with an insurance lawyer, come prepared with the following documents and information:

  • A copy of your insurance policy: Bring the policy related to your claim or dispute so the lawyer can review the coverage details.
  • Any correspondence with the insurance company: Provide copies of letters, emails, or other communications between you and your insurer regarding the claim or denial.
  • Proof of claim and supporting documents: Bring any documentation you have submitted with your claim, including receipts, invoices, photos, medical records, or repair estimates.
  • List of questions: Prepare a list of questions you want to ask about your case, the legal process, and the potential outcomes.
  • Timeline of events: Be ready to provide a clear timeline of the incident that led to the claim and any steps you’ve taken with your insurance company.

By preparing thoroughly for your consultation, you can ensure that the lawyer has all the information they need to assess your case and provide the best legal advice.

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