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19 Jan, 2024 by Brent dirks
This law firm took on a case that looked bleak from the start and almost the same to the end but to our amazement, we won. Thanks, Michael Noyes!
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08 Dec, 2023 by Terri
27 Sep, 2023 by Ali moussawi
I used the firm, and Brian was professional
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22 Jan, 2024 by Joanna pacheco
This is the best law firm in Denver. Easily the most professional and kind office that I have ever worked with! The attorneys are generous with their time. They actually care about their clients and the outcome of the case.
They changed the entire trajectory of my family’s life and I am forever grateful.
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21 Nov, 2023 by George hamilton
Helped develop more of their interior.
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04 May, 2020 by Melissa brookstone
It was a pleasure dealing with Portia.
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19 Jan, 2024 by Brent dirks
This law firm took on a case that looked bleak from the start and almost the same to the end but to our amazement, we won. Thanks, Michael Noyes!
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08 Dec, 2023 by Terri
27 Sep, 2023 by Ali moussawi
I used the firm, and Brian was professional
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27 Apr, 2024 by Celia rodriguez
12 Apr, 2024 by Humberto diaz
Melina was my attorney and I can’t recommend this office enough. They made me feel very comfortable, where other law firms where trying to use scare tactics to get more money out of me Hernadez Law did not. They care and helped me very much! Highly recommend.
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09 Apr, 2024 by Valentina franco
I hope for the future Google Reviews can provide an option of (—) Negative starts in the mean time I’m gonna rate this little mediocre house “business” a — 9. I schedule an appointment with a month of anticipation for March 18th on the first place, mind you I create this appointment around February if not sooner around last weeks of January. I call to confirm on March 15th to my surprise a lady answers and says “we hope you called us back, we are gonna have to reschedule due the person in charge of your case is out for an audience” My initial thought was, there’s no one else that can take my case? There’s just one lawyer? Didn’t thought that much of it, they rescheduled me for today April 8th at 4pm. I call today in the early morning to confirm my appointment before I do so I found a v-m in my phone form some lady saying “please call us back as soon as you hear this” so I do, for my surprised the First Lady that answers doesn’t have any idea of how to help me, they transferred me with another person and this one tells me we are gonna have to reschedule the reschedule ONCE AGAIN! Due the lawyer taking your case is out sick.” I am beyond upset at this point, this is the second time they rescheduled me! I told the lady the that was unacceptable, she give me the option to come tomorrow and the I told her that I couldn’t be missing work, I already asked for the evening off so to please let me keep the same time and to find me another lawyer that could take care of my case. This lady proceeds to tell me “yes, let me see what I can do and I would give you a callback.” This happens at 10:23am for the rest of the day I never received a call, email, text, message , fire sign or anything from this person. So, if you are desperate, have limited funds and need assistance ASAP please AVOID THIS little piece of trash !! They would waste your time, resources, money, gas and words. Spend the extra fees in someone that actually follows direction, mean what they say and has genuine word, not this little circus. Do better , y’all playing with peoples lives and time. Shame on you and your ancestors!!!!
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01 Oct, 2024 by Sasha zavada
I worked with attorney Heather Landauer and paralegal Brianna Griffey for my family court case. They were always attentive and on top of the issues I was having. Kept me at ease and took my concerns seriously. I was pleased with the knowledge, service, and time I received. I would recommend them to anyone going through a contested family court case.
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24 Sep, 2024 by Caroline dermon
Erika and her team were amazing!! They went above and beyond in every way possible. Erika was always available to answer my questions no matter what time of day it was. She explained the process every step of the way and was a true advocate for my son and I. I knew she always had my back and she made what was possibly one of the most difficult times in my life, as smooth and seamless as possible. I couldn't have asked for a better outcome and it's all because of Erika. She's professional, down to earth, relatable, crazy smart and the best at what she does. She is my knight in shinning armor and I will forever be grateful for everything she did for me!!
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24 Sep, 2024 by Amy kixmiller
In the beginning it felt like this firm truly had my children's best interest at heart. My case played out for over 3 years. After "winning" at trial with further litigation to take place, I was struck with an uneasy feeling. I felt bullied into a settlement as the attorneys were fed up with my case. Many people had told me over the duration of my case that things weren't quite adding up and that my attorney did not seem to have our best interests at heart. I began to reflect on the case and all the inconsistencies, placating to the other side and capitulating to them as well. I then conferred with another attorney and ended up retaining her services to finish out my case. Upon the new attorney's review of my case, she stated this case was a mess, and she was flabbergasted at all the litigation that was allowed to take place. She mentioned there was a much more direct way to have gone about this case, less money and time wasted, not to mention my children's mental and emotional health. My worst feelings had been confirmed. It is a relief to finally have someone on my case who is truly for the children and not the money.
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12 Aug, 2023 by Delvon brown
20 Dec, 2021 by Final stop inc
I called in and spoke to Feder. I stayed my name and that I would like to discuss a case Inhave pending out of Denver. His response was “Yeah, we probably can’t help you good luck and hung up the phone”
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02 May, 2021 by Sam tovbis
01 Feb, 2024 by Thom
11 Jul, 2022 by Jen falar
Caring and compassionate professionals
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30 Sep, 2021 by Clint f
01 Feb, 2024 by Thom
11 Jul, 2022 by Jen falar
Caring and compassionate professionals
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30 Sep, 2021 by Clint f
02 Feb, 2023 by Dan fluh
Nothing
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30 Mar, 2021 by Mike b
Most times when you hire a defense attorney, chances are it is not for a pleasant situation. What made it a lot more enjoyable was the professionalism of this law firm! Every single staff member that I met was extremely professional and friendly.
I had the pleasure working with them for approximately one year. Anytime I emailed or called, they responded in a timely manner. They explained the whole process and answered all my questions. They are extremely knowledgeable and amazing at what they do!
I can not thank Max, Marianne and Hailey enough for all their hardwork and dedication!!!
If you find yourself in a situation where you need a defense attorney, hire the best! If you want the best, then hire this law firm!
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31 May, 2020 by Anna
17 Jun, 2022 by Carol colliins
Livenick Law, LLC is a professional law firm that treats clients fairly, responds to your case quickly and efficiently. Torrey is especially helpful and goes that extra mile to help solve your legal issues. I would recommend Livenick Law, LLC. They provide excellent services.
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04 May, 2022 by Amanda belone
03 Jun, 2021 by Brittany hobbs
At first Torrey seemed like she was knowledgeable and great to work with. However shortly after she became very non-responsive and would blow off meetings after numerous, countless attempts. Please don’t waste your time and go with another practice.
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17 Jun, 2022 by Carol colliins
Livenick Law, LLC is a professional law firm that treats clients fairly, responds to your case quickly and efficiently. Torrey is especially helpful and goes that extra mile to help solve your legal issues. I would recommend Livenick Law, LLC. They provide excellent services.
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03 Jun, 2021 by Brittany hobbs
At first Torrey seemed like she was knowledgeable and great to work with. However shortly after she became very non-responsive and would blow off meetings after numerous, countless attempts. Please don’t waste your time and go with another practice.
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18 May, 2021 by Erin stereo
Torrey was incredibly knowledgeable and helped me find justice in two different, very difficult cases. Minor details, which could have easily been overlooked, were the ultimately the key to helping me win my cases and she was able to pick up on those small-print details in my documents and bring them to light in court.
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17 Jun, 2022 by Carol colliins
Livenick Law, LLC is a professional law firm that treats clients fairly, responds to your case quickly and efficiently. Torrey is especially helpful and goes that extra mile to help solve your legal issues. I would recommend Livenick Law, LLC. They provide excellent services.
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03 Jun, 2021 by Brittany hobbs
At first Torrey seemed like she was knowledgeable and great to work with. However shortly after she became very non-responsive and would blow off meetings after numerous, countless attempts. Please don’t waste your time and go with another practice.
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18 May, 2021 by Erin stereo
Torrey was incredibly knowledgeable and helped me find justice in two different, very difficult cases. Minor details, which could have easily been overlooked, were the ultimately the key to helping me win my cases and she was able to pick up on those small-print details in my documents and bring them to light in court.
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15 Oct, 2018 by Victor stewart
My wife Lora and I consider Ralph and the rest of his office to be LIFESAVERS! We had to fight to keep our home after the seller breached our contract & were literally trying to steal our home from us! During this INCREDIBLY stressful time, not only was Ralph always the voice of experience, counsel & reason, but also of comfort, allowing us to digest this ordeal with wisdom instead of emotion. Thank you Ralph & all at Cantafio Law! We will refer you to anyone in need of your services.
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03 Oct, 2018 by Greg doser
Overall a very good experience. The law firm was going through a transaction so there was a couple of times things were confusing but as a lawyer, Mr. Cantafio is knowledgeable, caring and down to earth.
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21 Jul, 2018 by Troy leonard
This is the worst law firm in Denver. You have to watch Ralph like a hawk to be sure he doesn’t over bill you. Then once you catch him good luck on getting your money. He will for get your name address every thing he can to not pay you. And of course his staff will fallow his direction in an attempt to save there jobs. CLIENTS BEWARE DO NOT US THIS LAW FIRM. IT WILL GO BADLY ME DOMESTIC LAWYER TOLD ME NOT TO. USE HIM OH HOW I SHOULD HAVE LISTENED. If you want the full store hit me you. Late to every phone call if at all late to every meeting we ever had the very worst.
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01 Aug, 2023 by Anonymous
This review is completely unrelated to the outcome of my case. I felt compelled to write it to caution others to consider other attorneys because you may be able to save yourself thousands of dollars. There are 3 main factors that have led me to write this candid review: 1) Dishonesty, 2) Inexperience, 3) Money-seeking.
1) DISHONESTY: Jane will give you false hope of success in the name of “optimism”. After losing the initial motion, we started discussing a possible appeal. Jane quoted me a chance of success to be up to 50% when in reality it was less than 5% to 15%. Other firms recommended not proceeding with an appeal. To quote one attorney, "...I still don't feel that our firm will have a high potential of prevailing on the requested appeal". Jane was never candid like this, but instead kept covering her known loss by repeating statements such as “but we don’t know what the judge is going to decide”. When confronted about the drastic difference in appeal percentage estimates, Jane said she’s “not a numbers person”. It's difficult to believe that someone who has a doctorate degree and is obviously intelligent does not have an understanding of basic statistics. One can only deduce that she is after money and not the best interest of the client. Had she not taken this approach of “optimism” and a money-grab, I would have taken my ex-husband/abuser up on a different financial offer that would have freed me from him much sooner than 11 years from now.
During my final conversation with Jane (after I had declined proceeding with an appeal), Jane commented “I stopped billing you a long time ago”…yet I was billed for every single item thereafter. I always expect to pay my bills, so this is simply the principle of the comment which turned out to be a blatant lie. Your attorney should never lie to you. When I sent an email to Jane and Gavin Halligan (partner) inquiring what she meant by that comment, I never received a reply.
2) INEXPERIENCE: Jane is inexperienced and will either take a long time to do research or frequently have to go to Gavin to discuss your case. Because the client gets billed for both of these delays, Jane should truly be billing at a lower hourly rate until she becomes more efficient. As an example, I was billed $800 for an email response that took nearly a week to receive from her. I thought my attorney had "ghosted" me because she had set a deadline for a decision regarding my appeal, but the responses I needed from her to make a decision were pending that email response.
For the initial filing, I provided Jane with the same information at least 5 times because it seemed like it would very specifically address the court rule we were filing under. She did not include the information in the initial filing. She only included it in a response after I mentioned it AGAIN (but a response is not taken into consideration in the judge's ruling - something Jane did not know). After receiving the judge's order denial, it seems my case would have had a better chance if she had included the information I provided repeatedly. When I asked Jane what she would have done differently if she was filing all over again, she said "oh I don't know" and then didn't elaborate further. Clearly, she had not done any self-reflection to learn from this loss for future clients.
3) MONEY-SEEKING: Shortly after the initial consultation, I was informed by other firms that my initial filing would have cost $3k on the high end. Jane billed me $10k for this. In addition, she mentioned that should I decide to proceed with an appeal the retainer would increase from $5k to $20k and that the appeal itself would likely cost $20k. This was immediately unsettling, but she said most firms increase to this amount for appeals. After discussing with 5 other firms found on the same websites, their retainer remained at $5k-$7.5k and were surprised to hear the $20k fee. Be prepared to be billed promptly every 2 weeks to keep your retainer at $5k.
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02 Feb, 2023 by Dan fluh
Nothing
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04 Nov, 2022 by Michael
I contacted this law firm to help finalize my divorce. Jane was assigned to my case and has been outstanding in the quickness she got started for me. My head was spinning and the stress I was feeling was overwhelming until I talked with Jane and she started on my case. Jane is good medicine!
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27 Dec, 2019 by Anonymous
I unfortunately hired Devon Neill to represent me in a personal injury claim. I found Devon Neill very unprofessional, incompetent and constantly out lawyered by the insurance company’s lawyer, I thought it was bad. I did not find her aggressive as she stated to me in the beginning. I attended several hearings with Devon Neill. My observations were that Devon Neill lacked basic legal knowledge on numerous occasions, such as Bates Labeling. I found Devon Neill’s representation so unprofessional and dishonest that I filled a complaint with the Office of Attorney Regulation Counsel. After their investigation, the Office of Attorney Regulation Counsel gave Devon Neill a diversion agreement.
In my opinion, hiring Devon Neill is the worst thing I ever did. Please do not make the same mistake.
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07 Aug, 2017 by Laura
I could not be more happy with Ms. Neill. She is very thorough and understands Colorado Law. She worked endless hours to helping my daughter with a personal injury case. You will not be disappoointed with her expertise.
Thank you,
Laura B.
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05 Jan, 2016 by Michelle
Devon recently represented me while I was going through a very difficult time in my life. She guided me through the legal process effectively and concisely, and was very productive in dealing with all parties. She took on my case and represented me as if it were she. She not only represented me as an attorney, she also became a friend. I highly respect and recommend Devon to anyone needing legal representation.
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22 Apr, 2024 by Heidi algha
Attorney (I feel embarrassed even calling him that) Rechard Tegtmeier frequently made excuses and exhibited a lack of diligence in handling my case. Throughout the duration of my interactions with Tegtmeier, I found his behavior to be extremely inappropriate and disrespectful. I had to tell him to withdraw and had a different attorney represent me. He consistently came across as rude and displayed a clear disdain towards individuals of color, including myself. Despite my attempts to maintain professionalism and cooperation, I could sense an underlying prejudice in his demeanor towards me.
It became evident to me, and subsequently to others in similar situations, that his representation was marred by discrimination against minority groups. I have since learned that I am not the only individual who has felt marginalized and mistreated by Tegtmeier's actions.
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01 Apr, 2024 by Jazmin rodriguez
Unethical charges when they have conversation within there own team, you as the client get charged for them talking about your case amongst them! STAY AWAY
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15 Dec, 2023 by Beans2g0
Wonderful people in a beautiful office. Staff and attorneys are friendly and happy
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22 Apr, 2024 by Heidi algha
Attorney (I feel embarrassed even calling him that) Rechard Tegtmeier frequently made excuses and exhibited a lack of diligence in handling my case. Throughout the duration of my interactions with Tegtmeier, I found his behavior to be extremely inappropriate and disrespectful. I had to tell him to withdraw and had a different attorney represent me. He consistently came across as rude and displayed a clear disdain towards individuals of color, including myself. Despite my attempts to maintain professionalism and cooperation, I could sense an underlying prejudice in his demeanor towards me.
It became evident to me, and subsequently to others in similar situations, that his representation was marred by discrimination against minority groups. I have since learned that I am not the only individual who has felt marginalized and mistreated by Tegtmeier's actions.
Read more
01 Apr, 2024 by Jazmin rodriguez
Unethical charges when they have conversation within there own team, you as the client get charged for them talking about your case amongst them! STAY AWAY
Read more
15 Dec, 2023 by Beans2g0
Wonderful people in a beautiful office. Staff and attorneys are friendly and happy
Read more
22 Apr, 2024 by Heidi algha
Attorney (I feel embarrassed even calling him that) Rechard Tegtmeier frequently made excuses and exhibited a lack of diligence in handling my case. Throughout the duration of my interactions with Tegtmeier, I found his behavior to be extremely inappropriate and disrespectful. I had to tell him to withdraw and had a different attorney represent me. He consistently came across as rude and displayed a clear disdain towards individuals of color, including myself. Despite my attempts to maintain professionalism and cooperation, I could sense an underlying prejudice in his demeanor towards me.
It became evident to me, and subsequently to others in similar situations, that his representation was marred by discrimination against minority groups. I have since learned that I am not the only individual who has felt marginalized and mistreated by Tegtmeier's actions.
Read more
01 Apr, 2024 by Jazmin rodriguez
Unethical charges when they have conversation within there own team, you as the client get charged for them talking about your case amongst them! STAY AWAY
Read more
15 Dec, 2023 by Beans2g0
Wonderful people in a beautiful office. Staff and attorneys are friendly and happy
Read more
22 Apr, 2024 by Heidi algha
Attorney (I feel embarrassed even calling him that) Rechard Tegtmeier frequently made excuses and exhibited a lack of diligence in handling my case. Throughout the duration of my interactions with Tegtmeier, I found his behavior to be extremely inappropriate and disrespectful. I had to tell him to withdraw and had a different attorney represent me. He consistently came across as rude and displayed a clear disdain towards individuals of color, including myself. Despite my attempts to maintain professionalism and cooperation, I could sense an underlying prejudice in his demeanor towards me.
It became evident to me, and subsequently to others in similar situations, that his representation was marred by discrimination against minority groups. I have since learned that I am not the only individual who has felt marginalized and mistreated by Tegtmeier's actions.
Read more
01 Apr, 2024 by Jazmin rodriguez
Unethical charges when they have conversation within there own team, you as the client get charged for them talking about your case amongst them! STAY AWAY
Read more
15 Dec, 2023 by Beans2g0
Wonderful people in a beautiful office. Staff and attorneys are friendly and happy
Read more
02 Feb, 2023 by Dan fluh
Nothing
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30 Mar, 2021 by Mike b
Most times when you hire a defense attorney, chances are it is not for a pleasant situation. What made it a lot more enjoyable was the professionalism of this law firm! Every single staff member that I met was extremely professional and friendly.
I had the pleasure working with them for approximately one year. Anytime I emailed or called, they responded in a timely manner. They explained the whole process and answered all my questions. They are extremely knowledgeable and amazing at what they do!
I can not thank Max, Marianne and Hailey enough for all their hardwork and dedication!!!
If you find yourself in a situation where you need a defense attorney, hire the best! If you want the best, then hire this law firm!
Read more
31 May, 2020 by Anna
02 Feb, 2023 by Dan fluh
Nothing
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30 Mar, 2021 by Mike b
Most times when you hire a defense attorney, chances are it is not for a pleasant situation. What made it a lot more enjoyable was the professionalism of this law firm! Every single staff member that I met was extremely professional and friendly.
I had the pleasure working with them for approximately one year. Anytime I emailed or called, they responded in a timely manner. They explained the whole process and answered all my questions. They are extremely knowledgeable and amazing at what they do!
I can not thank Max, Marianne and Hailey enough for all their hardwork and dedication!!!
If you find yourself in a situation where you need a defense attorney, hire the best! If you want the best, then hire this law firm!
Read more
31 May, 2020 by Anna
02 Feb, 2023 by Dan fluh
Nothing
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30 Mar, 2021 by Mike b
Most times when you hire a defense attorney, chances are it is not for a pleasant situation. What made it a lot more enjoyable was the professionalism of this law firm! Every single staff member that I met was extremely professional and friendly.
I had the pleasure working with them for approximately one year. Anytime I emailed or called, they responded in a timely manner. They explained the whole process and answered all my questions. They are extremely knowledgeable and amazing at what they do!
I can not thank Max, Marianne and Hailey enough for all their hardwork and dedication!!!
If you find yourself in a situation where you need a defense attorney, hire the best! If you want the best, then hire this law firm!
Read more
31 May, 2020 by Anna
02 Feb, 2023 by Dan fluh
Nothing
Read more
30 Mar, 2021 by Mike b
Most times when you hire a defense attorney, chances are it is not for a pleasant situation. What made it a lot more enjoyable was the professionalism of this law firm! Every single staff member that I met was extremely professional and friendly.
I had the pleasure working with them for approximately one year. Anytime I emailed or called, they responded in a timely manner. They explained the whole process and answered all my questions. They are extremely knowledgeable and amazing at what they do!
I can not thank Max, Marianne and Hailey enough for all their hardwork and dedication!!!
If you find yourself in a situation where you need a defense attorney, hire the best! If you want the best, then hire this law firm!
Read more
31 May, 2020 by Anna
01 Jul, 2024 by Jerry hershfeldt
"Who knows why we were taught to Fear the Witches
And not those that burned them
Or those who stood by, watching."
Hertz paid $168 million two customers who we're wrongfully arrested and prosecuted. Some of them by this office. Hertz paid- U-Haul is next. Shame on the DA.
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25 May, 2024 by George mac
The DA's office lets child abusers off the hook with no consequences of any kind if they are white women. DPS also allows the same white women to stay on the job, working in proximity to other children and their victim.
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13 Apr, 2024 by N lang
01 Jul, 2024 by Jerry hershfeldt
"Who knows why we were taught to Fear the Witches
And not those that burned them
Or those who stood by, watching."
Hertz paid $168 million two customers who we're wrongfully arrested and prosecuted. Some of them by this office. Hertz paid- U-Haul is next. Shame on the DA.
Read more
25 May, 2024 by George mac
The DA's office lets child abusers off the hook with no consequences of any kind if they are white women. DPS also allows the same white women to stay on the job, working in proximity to other children and their victim.
Read more
13 Apr, 2024 by N lang
22 Mar, 2022 by Anonymous
Gulinson is lazy, incompetent, and an outright liar. The event I sought help with was far less traumatic than having to deal with this clown and his rude staff. He even put me on hold at times rather than listen to me. He’s the definition of unprofessional.
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10 Jun, 2021 by Mark brunner
I hired Geoffrey for the reason that he stated he would get me 250,000 when the insurance company said I get 25,000. In the end I got 11,000 and Geoffrey got 14,000.
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05 Feb, 2015 by Lauri
Got nothing but negative advice and outlooks from other attorneys I had called. I had given up when Mr. Gulinson called me back and encouraged me to come in. He was encouraging, supportive, professional and great at his job. His Paralegal Jenni is above superb! She is a therapist, a paralegal, a cheerleader and a true friend when you feel alone! Great attorney, great staff! I feel blessed to have been led to their firm.
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09 Apr, 2024 by William
Meredith is a scammer attorney. Will do anything to obtain more money for herself rather than clients. Has two test tube children & boastfully brags about them not having a father as she doesn't need a man. Meredith is the worst attorney ever! Behind on legal documentation & communication with every case consistently. Do not go to any doctors she suggests. She is a scammer. Lowest level backwoods trailer park background attorney. Pokes fun about other attorneys from her firm to clients.
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19 Nov, 2021 by Stacy clark
Their phone receptionist is rude.
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19 Nov, 2021 by Stacy clark
Their phone receptionist is rude.
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FAQs
Questions? We have answers
What an Insurance Lawyer Can Do for You
An insurance lawyer specializes in legal issues related to insurance policies and claims. These lawyers help individuals, businesses, and insurance companies navigate disputes involving insurance coverage, claim denials, bad faith claims, and policy interpretation. Insurance lawyers can represent policyholders who feel they've been unfairly denied coverage, or they can work on behalf of insurance companies to defend against fraudulent or inflated claims.
Whether you're filing a claim, disputing a denial, or dealing with complex coverage issues, an insurance lawyer can provide critical guidance and legal representation to protect your rights and ensure you receive the benefits you're entitled to under your policy.
When Should I Hire an Insurance Lawyer?
Hiring an insurance lawyer is advisable in several situations, particularly when disputes arise over insurance coverage, claim denials, or bad faith actions. Common reasons to hire an insurance lawyer include:
- Denied insurance claims: If your insurance company denies your claim, a lawyer can help determine whether the denial was justified or if you should challenge the decision.
- Bad faith insurance practices: If you believe your insurer has acted in bad faith, such as delaying payment or failing to properly investigate your claim, a lawyer can help you pursue legal action.
- Underpaid claims: If the insurance company has offered less compensation than you believe your claim is worth, a lawyer can negotiate for a higher payout or file a lawsuit.
- Coverage disputes: When there's ambiguity or disagreement about what your policy covers, a lawyer can provide clarity and advocate for your rights under the policy.
- Business insurance claims: If you own a business and are dealing with commercial insurance claims (e.g., property damage, liability, or professional indemnity), a lawyer can help ensure your business receives proper coverage.
- Third-party claims: If you're being sued for liability and your insurance company refuses to defend or indemnify you, an insurance lawyer can help enforce your coverage rights.
- Appealing long-term disability claims: If your disability insurance claim has been denied, a lawyer can assist in gathering evidence and appealing the decision to get the benefits you deserve.
What Does an Insurance Lawyer Do?
An insurance lawyer provides a wide range of services to assist with insurance-related legal issues. These can include:
- Reviewing insurance policies: A lawyer can review your insurance policy to ensure you understand your rights and obligations, as well as clarify what coverage is provided.
- Filing insurance claims: Assisting with the preparation and filing of claims to ensure all necessary documentation is submitted correctly.
- Challenging claim denials: If your claim has been denied, a lawyer can investigate the reasons for denial and file appeals or lawsuits to challenge the decision.
- Litigating bad faith claims: Representing clients in bad faith insurance cases, where the insurer fails to act in good faith by unfairly delaying, denying, or underpaying a valid claim.
- Negotiating settlements: Helping policyholders negotiate settlements with insurance companies to receive fair compensation for claims.
- Defending against fraudulent claims: Representing insurance companies to defend against false or exaggerated claims filed by policyholders or third parties.
- Handling disputes over policy language: Interpreting complex insurance policies and resolving disputes between the insured and the insurer regarding coverage limits, exclusions, and conditions.
How Are Insurance Lawyers Paid?
Insurance lawyers typically charge for their services in different ways, depending on the nature of the case and the type of insurance issue involved. Common payment structures include:
- Contingency fee: For many policyholders disputing claim denials or underpayments, lawyers work on a contingency basis. This means the lawyer only gets paid if they win or settle the case, taking a percentage (usually between 25% and 40%) of the recovered amount.
- Hourly rate: For more complex or ongoing legal issues, such as bad faith lawsuits or business insurance disputes, insurance lawyers may charge an hourly rate. This rate varies depending on the lawyer’s experience and location.
- Flat fee: For simpler matters, such as reviewing an insurance policy or helping file a claim, some lawyers charge a flat fee for their services.
- Retainer: For businesses or clients with ongoing legal needs, an insurance lawyer may require a retainer fee, which is an upfront payment for future services.
It’s important to clarify the fee structure with your lawyer during the initial consultation to avoid unexpected costs.
How Much Does an Insurance Lawyer Cost?
The cost of hiring an insurance lawyer depends on the complexity of the case, the lawyer's experience, and the payment structure. General cost estimates include:
- Contingency fees: If your lawyer works on a contingency fee basis, you won’t pay any fees upfront, but the lawyer will take a percentage (typically 25% to 40%) of any settlement or judgment awarded.
- Hourly rates: Hourly rates for insurance lawyers generally range from $150 to $500 or more, depending on the lawyer’s experience and location. Complex cases involving bad faith or high-value business claims may require significant hours, leading to higher legal costs.
- Flat fees: For specific services, such as reviewing an insurance policy, lawyers may charge a flat fee ranging from $500 to $2,500, depending on the complexity of the task.
- Retainers: Businesses or individuals seeking ongoing insurance legal services may pay a retainer, which can range from $5,000 to $20,000 or more, depending on the lawyer and scope of work.
Make sure to discuss costs and payment structures with your lawyer before proceeding to understand how much the services will cost.
Top Questions to Ask an Insurance Lawyer
Before hiring an insurance lawyer, it’s important to ask the right questions to ensure they are the right fit for your case. Here are key questions to ask:
-
What experience do you have with insurance law?
Ensure the lawyer has specific experience handling cases involving your type of insurance, whether it’s auto, health, home, or business-related. -
How do you charge for your services?
Clarify whether the lawyer works on contingency, hourly rates, or flat fees, and ask for an estimate of the total cost of your case. -
What is your success rate with insurance disputes?
Ask about the lawyer’s track record in winning or settling cases similar to yours. -
What are my chances of success?
A good lawyer will provide an honest assessment of your case’s strengths and weaknesses and outline the possible outcomes. -
How long will the process take?
Get an estimate of how long it will take to resolve your claim or dispute, as some cases can extend over months or even years. -
Will you handle my case personally?
In larger firms, junior attorneys or paralegals may handle some aspects of your case. Make sure you know who will be managing your case.
How to Check the Credibility of an Insurance Lawyer
To ensure you’re hiring a reputable insurance lawyer, take the following steps to verify their credentials and experience:
- Verify their state bar license: Check with your state bar association to confirm the lawyer is licensed and in good standing with no disciplinary actions.
- Review their experience in insurance law: Look at the lawyer’s website or professional profile to ensure they specialize in insurance law and have experience with cases like yours.
- Read client reviews and testimonials: Search for reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s expertise and professionalism.
- Ask for references: A credible lawyer should be able to provide references from past clients who have dealt with similar insurance issues.
- Check for industry memberships: Membership in organizations like the American Bar Association’s Tort Trial and Insurance Practice Section (TIPS) can indicate the lawyer’s focus on insurance law.
What Should I Prepare for My First Consultation?
To make the most out of your first consultation with an insurance lawyer, come prepared with the following documents and information:
- A copy of your insurance policy: Bring the policy related to your claim or dispute so the lawyer can review the coverage details.
- Any correspondence with the insurance company: Provide copies of letters, emails, or other communications between you and your insurer regarding the claim or denial.
- Proof of claim and supporting documents: Bring any documentation you have submitted with your claim, including receipts, invoices, photos, medical records, or repair estimates.
- List of questions: Prepare a list of questions you want to ask about your case, the legal process, and the potential outcomes.
- Timeline of events: Be ready to provide a clear timeline of the incident that led to the claim and any steps you’ve taken with your insurance company.
By preparing thoroughly for your consultation, you can ensure that the lawyer has all the information they need to assess your case and provide the best legal advice.
