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04 Feb, 2022 by Amy s.
I am SO thankful I found Will for an attorney during a scary and precarious legal dispute with my landlord. My fellow female roommates and I came to suspect that our landlord was entering our rooms when we were not home and even found a peephole. When confronted the landlord began to harass and attempt to intimidate me with an onslaught legal threats. I called literally 30+ lawyers in town to seek legal advice, and if they bothered to reach back out to me, the response was that my case was too small. I spoke with Will the first day I called. He really listened and was moved by our predicament. He then proceeded to guide me step-by-step through the process of suing the landlord. We won the case, couldn't have hoped for more. But really, the psychological comfort of having him on my side during such a stressful and unnerving time was incalculable. If you want a lawyer who listens to you, Will's your guy!
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07 Aug, 2015 by Saundra
Willis has handled a number of cases for our company. Each time he has provided excellent counsel...not necessarily telling us what we want to hear but always telling us what we need to hear. He's a very bright, talented, and professional lawyer.
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05 Aug, 2015 by Scott
I have utilized Mr Huiras's legal expertise a number of times and he is top notch. I would highly recommend him to anyone who seeks legal counsel.
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15 Aug, 2017 by Anonymous
I just needed a little direction which he provided, in a timely manner.
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24 Feb, 2014 by Jamesjoburnleonard
Assisted me in eviction and damages incurred regarding a tenant/rental unit. Utmost professionalism displayed, responsiveness and overall meeting objectives.
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03 May, 2013 by Sarah
Christopher Pearcy was a fantastic asset to me during a time when I needed guidance and assistance with a company. He walked me through the process and my options with great patience and clarity. He made me feel very comfortable with all of the decisions that were made and guided me to achieved the best possible results for me. I would greatly recommend Christopher in need of legal guidance, he made things pleasant in an unpleasant situation.
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11 May, 2023 by June
Mr. Nelson is a real nice and friendly attorney, also very professional and knowledgeable. He gave us very helpful information and legal advice during the consultation call. These information and advice guided us to the right direction dealing with the builder’s installation issues. The builder started cooperating with us about the siding repairs . Otherwise we would definitely hire Mr. Nelson for our case. Highly recommend talk to Mr. Nelson for your case. Thanks! Mr. Nelson
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02 Mar, 2023 by Brian o'hair
08 Dec, 2022 by Joseph hutching
02 Mar, 2017 by Brian mundhenk
Steven took the time to answer all my questions as well as explaining my options. I would recommend him to anyone requiring legal representation.
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27 Jan, 2017 by Anonymous
Attorney Hofer, responded right away, he answered all my questions he was very courtesy and professional. He gave me options. He did not rush to get me off the phone he listened and gave his opinion on what to do.
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02 Aug, 2016 by Claire harris
Mr. Hofer didn't tell me what I was hoping to hear, but he was quick to respond and to ask for information--on a Sunday, even! He spoke to me for awhile, long enough to make me feel "heard" and comfortable-- as opposed to the "I'm really busy; please hurry" atmosphere you find quite often these days.
Now, did I agree with what he had to say? NO...but he was straight forward on where he thought I stood and what the law was/is as he saw it. He was as compassionate as one could get if you these stories over and over...which is a sad thing, because in my case the person who took off with my money is a repeat offender in the construction business and is once again allowed to prey on the innocent over and over again. The laws are protecting the criminal while the victim suffers emotionally and financially when trying to obtain justice. The criminal? ...a public defender and off scott free for most of us can't afford the pursuit of justice. A thank you goes out to Mr. Hofer for sharing his time and expertise with me in a very timely fashion and that is commendable!
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11 Jun, 2015 by Anonymous
John was very responsive and also thoughtful with his solution to my legal situation. His experience and depth of knowledge about my area of the law made it easy for him to swiftly respond with carefully worded letters at the appropriate times. I appreciated his frankness and would highly recommend him.
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27 Mar, 2016 by James
JC Bueller's services was money well spent. He is dependable, Honest, and very accurate. He does what he says he will do. He gave me peace of mind when I needed it most , but yet does not sugar coat anything. I would not hesitate to recommend him.
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13 Feb, 2024 by Roxie starr
Matheis is willing to work with you and provides you with the best services. Go there if you're looking for a reasonable place to file bankruptcy.
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20 Jun, 2023 by Shavetta hopson
12 Mar, 2023 by Sylvia bates
Mr. Mathies is so understanding and really looks out for your best interest. He's so down to earth and made me extremely comfortable with the business I was handling. I just felt that I was in good hands.
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23 Feb, 2024 by Joshua ryan hillman
Mr. Mastin actually defended me as a Public Defender about ten years ago and was able to get me a WAY better deal than a paid lawyer was going to who I'd paid $5000! And it's because ge actually cares about ALL of his clients and is not afraid to stand up and fight for not only their rights but their absolute best interest to reach the most fair and personally relevant and advantageous resolution and outcome for moving forward in one's life.
I would not hesitate to have Jeff on my side again, no matter the cost!
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10 Aug, 2019 by Tyler baker
John is a tremendous asset to our company and has gone above & beyond to assist with various matters concerning insurance law.
If you’re looking for the best of the best, you just found him. John and his firm exemplify professionalism in every way.
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10 Aug, 2019 by Tyler baker
John is a tremendous asset to our company and has gone above & beyond to assist with various matters concerning insurance law.
If you’re looking for the best of the best, you just found him. John and his firm exemplify professionalism in every way.
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26 Feb, 2025 by Jerry ballew
16 Dec, 2024 by Elvin acree
Fast and very knowledgeable great person to work with
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05 Dec, 2024 by Keith baker
22 Oct, 2024 by Bill egbert
Excellent group to work with! Highly recommended if you need lawyer support
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03 Oct, 2024 by Brian monday
Mr. Hum, Mr. Wagner, Jamie, and the team at Wagner Reese did an amazing job in getting my case settled. They are extremely professional and do everything they possiby can. I will highly recommend them to everyone.
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20 Sep, 2024 by Krislyn dodd
Very professional and kind! They dealt with it all making is a lot easier on me. During these difficult times.
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11 Mar, 2024 by Veronica reece
05 Mar, 2024 by Bill spellman
Terry Monday is knowledgeable, professional, and friendly. Always available for consultation.
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12 Jan, 2024 by Ruthie b
12 Jun, 2023 by Jessica mackey
24 Dec, 2017 by Ryan espenlaub
27 Nov, 2017 by Myesha collins
Very quick straightforward service and they would definitely get the job done
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04 Dec, 2024 by Gail newcomb
I worked with Latoya Highsaw and Alexandra Wright for my custody case. Both were amazing to work with. They were compassionate, accessible, and supportive. I would highly recommend. Thank you!
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26 Nov, 2024 by T lane
Paganelli is a hard working, great value.
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18 Dec, 2017 by Liz bunsold
22 Nov, 2024 by John
I was extremely happy with the service provided from Rigney Law. My attorney Kassi, walked me through the process and made it simple, through a difficult time. Look no further if you need great representation. They will work hard for you.
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18 Nov, 2024 by Nzinga harrison
Wow. Kassie went above and beyond to be helpful even before we retained her. It is obvious she is doing this work from a truly genuine place. AND she is seriously an expert like knows what and who she needs to know to get things done. Such a refreshing experience. Highly recommend!
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30 Oct, 2024 by Geary richard
Kassi handled a matter for me in excellent manner. She was responsive, prompt and assured I understood the process. If I were to have any further legal matters in Kassi’s practice coverage, I will most definitely re-engage with her.
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02 Jan, 2025 by Bianca diaz
Dawn has been with me through some of the lowest points in my life and has always been there ever since when I need her. Thank you!
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27 Aug, 2024 by Kshaunish kapoor
Was referred to Ritu and her team at a time when I desperately needed legal counsel. Had a great experience interacting with the team who understood the details of my case and provided the best possible solutions, all things considered. They were always available and extremely professional and I would definitely go back to them.
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12 Aug, 2024 by Puneet kaur
I wish i can give them more than 5 stars Ritu and her team is amazing. They do the job very well. Always answer your calls and texts, always push you towards right direction. Definitely coming back and 100% recommending.
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01 Sep, 2024 by Jesse walker
Great attorneys
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23 Nov, 2022 by Finis tatum iv
25 Aug, 2020 by Michael heims
At times I was quite frustrated with responsiveness (relatively small client), but actions speak louder than the (lack of) words. Got beyond the settlement we wanted, Harley is a great attorney.
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01 Sep, 2024 by Jesse walker
Great attorneys
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23 Nov, 2022 by Finis tatum iv
25 Aug, 2020 by Michael heims
At times I was quite frustrated with responsiveness (relatively small client), but actions speak louder than the (lack of) words. Got beyond the settlement we wanted, Harley is a great attorney.
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04 Feb, 2025 by Ǐțx ħäjî
27 Jan, 2025 by Singh sunny
24 Oct, 2024 by Marta korba
Very professional and knowledgeable team. Working with Dallin was a pleasure. Every step of the process went very smoothly. Highly recommend this law firm
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15 Jun, 2024 by Nick gipson
23 Apr, 2024 by Semeria wilson
31 Jul, 2023 by Kimberly tuttle
QUESTION. DO YOU GET EVIDENCE FROM YOUR CLIENTS, OR DO YOU TAKE THEIR WORD? DONT bother ever asking me to remove this. UPDATE! PAUL ROOT DOES NOT KNOW HOW TO READ AND PROOFREAD! IM SERIOUS ABOUT THAT! DO NOT TRUST THIS LAW FIRM, THEY HIRED A LAWYER THAT LIE, NOT ONCE BUT MULTIPLE TIMES!
UPDATE! ATTORNEY PAUL ROOT SENT A GUY, TO MY HOUSE, TO THREATEN ME AND MY FAMILY! HAD TO GET THE POLICE INVOLVED! PAUL ROOT ALSO DOESN'T LOOK AT EVIDENCE THAT HE HAS GOTTEN. IF HE DID, HE WOULDNT CONTINUE TO CALL MY HUSBAND A LIAR! EVIDENCE, EVIDENCE, EVIDENCE!
WE GOT TONS. DOES AFC AND FREIGHTCARE?!
DONT TRUST THIS LAW FIRM! WHEN YOU GIVE THEM AN OFFER, AFTER THEY ASK. THEY ACCUSE YOU OF BLACKMAIL! THEY ALSO DONT LOOK AT YOUR EVIDENCE! THEY ONLY BELIEVE THEIR CLIENT AFC TRANSPORT INC. WELL GUESS WHAT, I HAVE TONS OF EVIDENCE AGAINST AFC! YOUR TACTICS TO SCARE ME OFF DIDNT WORK.
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15 Jun, 2024 by Nick gipson
23 Apr, 2024 by Semeria wilson
31 Jul, 2023 by Kimberly tuttle
QUESTION. DO YOU GET EVIDENCE FROM YOUR CLIENTS, OR DO YOU TAKE THEIR WORD? DONT bother ever asking me to remove this. UPDATE! PAUL ROOT DOES NOT KNOW HOW TO READ AND PROOFREAD! IM SERIOUS ABOUT THAT! DO NOT TRUST THIS LAW FIRM, THEY HIRED A LAWYER THAT LIE, NOT ONCE BUT MULTIPLE TIMES!
UPDATE! ATTORNEY PAUL ROOT SENT A GUY, TO MY HOUSE, TO THREATEN ME AND MY FAMILY! HAD TO GET THE POLICE INVOLVED! PAUL ROOT ALSO DOESN'T LOOK AT EVIDENCE THAT HE HAS GOTTEN. IF HE DID, HE WOULDNT CONTINUE TO CALL MY HUSBAND A LIAR! EVIDENCE, EVIDENCE, EVIDENCE!
WE GOT TONS. DOES AFC AND FREIGHTCARE?!
DONT TRUST THIS LAW FIRM! WHEN YOU GIVE THEM AN OFFER, AFTER THEY ASK. THEY ACCUSE YOU OF BLACKMAIL! THEY ALSO DONT LOOK AT YOUR EVIDENCE! THEY ONLY BELIEVE THEIR CLIENT AFC TRANSPORT INC. WELL GUESS WHAT, I HAVE TONS OF EVIDENCE AGAINST AFC! YOUR TACTICS TO SCARE ME OFF DIDNT WORK.
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11 Dec, 2024 by Jesse cordray
I can’t overstate how much I recommend Julie Dixon.
First and foremost, Julie and her team are consummate professionals. In the hardest season of life, Julie and her team have shown genuine compassion and a tenacious spirit advocating inside and outside of the courtroom on our behalf.
Our case has presented unique challenges that Julie and her team have seemingly navigated with ease. As a result, they have more than delivered on their commitment to get the best outcome for my son and I.
For those that are in need of divorce and custody services, understand there isn’t a group of professionals more willing to go the distance than Julie and her team.
Julie, thank you for taking us on as clients, and for the work you continue to do — it means the absolute world to us.
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09 Dec, 2024 by Christopher miller
Anyone looking for an attorney to represent you in a custody case I would highly recommend Matthew McConnell with Dixon and Moseley. When I started working with Matthew and Cheryl Foster (paralegal) it was very clear from the beginning that they cared about what I was fighting for which was more time with our boys. Matthew and Cheryl are an amazing team that are responsive, provided me with advice based on their years of experience and ultimately in the end we were victorious with having a lot more time with the boys. I will continue to utilize Matthew as my attorney for anything family law related.
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02 Dec, 2024 by Je s
I met with an attorney here and were very nice but I went a different direction and they were nice enough to refund my initial fee. Thank you for your kindness.
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02 Mar, 2023 by Brian o'hair
08 Dec, 2022 by Joseph hutching
19 Apr, 2020 by Ven g
I believe Josh Tatum and Peter Racher are unethical attorneys. I strongly warn all prospective clients to stay away from these attorneys; find someone else to help you! As I have ran the case details by several prominent attorneys, we feel that this can be proved in both a legal case and complaint with the State Board against Josh Tatum, Peter Racher and their Firm (PSRB).
Briefly, I hired a partner attorney (Shelley Jackson) at the Law Firm, Plews Shadley Racher & Braun (PSRB) regarding an employment discrimination case. Shelley extensively reviewed the case and contacted the opposing attorney to negotiate a settlement agreement. Shelley then suddenly resigned from the Firm in the middle of the negotiations to take a position at a different company and handed the case over to an associate attorney (Josh Tatum) at the Firm. Josh did not know the details of the case well at all and it disturbed me greatly especially given that I had paid a very large amount of legal fees (18k) to the original partner attorney to know the case well. I was nervous at this point given my discussions and correspondence with Josh and his lack of understanding of the case and so I spent some extra time with him before he made contact with the opposing attorney to ensure he was up to speed as much as possible at least on the important details of the case. I asked Josh if he would listen to the audio of various meetings and review emails that I had already paid the original partner to listen to and review; Josh responded that he would have to re-charge me to do those things. Then he contacted the opposing attorney and made a huge mistake during negotiations in suggesting that we were ok with no non-disparagement clause. He also tells me the opposing counsel did not agree to the main items of the agreement as the partner attorney stated they did before she left the Firm. I immediately halted all activity with the PSRB Law Firm and contacted the managing partner (Peter Racher) and expressed my numerous concerns. I told Peter and the Firm that I would hold off on paying any outstanding invoices until everything was satisfactorily resolved. Peter stated he would get back to me. Weeks and weeks went by, still no response. Eventually, Josh forwarded me correspondence from the opposing counsel and during that time I found out from Josh that PSRB had terminated our attorney-client relationship and would not be representing me any longer. They advised me to seek successor counsel. The managing partner eventually wrote me a 1.5-page letter not stating much but that he investigated my concerns, reiterating that our attorney-client relationship had ended, and that they would not be refunding me any fees paid and basically good luck.
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02 Mar, 2023 by Brian o'hair
08 Dec, 2022 by Joseph hutching
19 Apr, 2020 by Ven g
I believe Josh Tatum and Peter Racher are unethical attorneys. I strongly warn all prospective clients to stay away from these attorneys; find someone else to help you! As I have ran the case details by several prominent attorneys, we feel that this can be proved in both a legal case and complaint with the State Board against Josh Tatum, Peter Racher and their Firm (PSRB).
Briefly, I hired a partner attorney (Shelley Jackson) at the Law Firm, Plews Shadley Racher & Braun (PSRB) regarding an employment discrimination case. Shelley extensively reviewed the case and contacted the opposing attorney to negotiate a settlement agreement. Shelley then suddenly resigned from the Firm in the middle of the negotiations to take a position at a different company and handed the case over to an associate attorney (Josh Tatum) at the Firm. Josh did not know the details of the case well at all and it disturbed me greatly especially given that I had paid a very large amount of legal fees (18k) to the original partner attorney to know the case well. I was nervous at this point given my discussions and correspondence with Josh and his lack of understanding of the case and so I spent some extra time with him before he made contact with the opposing attorney to ensure he was up to speed as much as possible at least on the important details of the case. I asked Josh if he would listen to the audio of various meetings and review emails that I had already paid the original partner to listen to and review; Josh responded that he would have to re-charge me to do those things. Then he contacted the opposing attorney and made a huge mistake during negotiations in suggesting that we were ok with no non-disparagement clause. He also tells me the opposing counsel did not agree to the main items of the agreement as the partner attorney stated they did before she left the Firm. I immediately halted all activity with the PSRB Law Firm and contacted the managing partner (Peter Racher) and expressed my numerous concerns. I told Peter and the Firm that I would hold off on paying any outstanding invoices until everything was satisfactorily resolved. Peter stated he would get back to me. Weeks and weeks went by, still no response. Eventually, Josh forwarded me correspondence from the opposing counsel and during that time I found out from Josh that PSRB had terminated our attorney-client relationship and would not be representing me any longer. They advised me to seek successor counsel. The managing partner eventually wrote me a 1.5-page letter not stating much but that he investigated my concerns, reiterating that our attorney-client relationship had ended, and that they would not be refunding me any fees paid and basically good luck.
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02 Mar, 2023 by Brian o'hair
08 Dec, 2022 by Joseph hutching
19 Apr, 2020 by Ven g
I believe Josh Tatum and Peter Racher are unethical attorneys. I strongly warn all prospective clients to stay away from these attorneys; find someone else to help you! As I have ran the case details by several prominent attorneys, we feel that this can be proved in both a legal case and complaint with the State Board against Josh Tatum, Peter Racher and their Firm (PSRB).
Briefly, I hired a partner attorney (Shelley Jackson) at the Law Firm, Plews Shadley Racher & Braun (PSRB) regarding an employment discrimination case. Shelley extensively reviewed the case and contacted the opposing attorney to negotiate a settlement agreement. Shelley then suddenly resigned from the Firm in the middle of the negotiations to take a position at a different company and handed the case over to an associate attorney (Josh Tatum) at the Firm. Josh did not know the details of the case well at all and it disturbed me greatly especially given that I had paid a very large amount of legal fees (18k) to the original partner attorney to know the case well. I was nervous at this point given my discussions and correspondence with Josh and his lack of understanding of the case and so I spent some extra time with him before he made contact with the opposing attorney to ensure he was up to speed as much as possible at least on the important details of the case. I asked Josh if he would listen to the audio of various meetings and review emails that I had already paid the original partner to listen to and review; Josh responded that he would have to re-charge me to do those things. Then he contacted the opposing attorney and made a huge mistake during negotiations in suggesting that we were ok with no non-disparagement clause. He also tells me the opposing counsel did not agree to the main items of the agreement as the partner attorney stated they did before she left the Firm. I immediately halted all activity with the PSRB Law Firm and contacted the managing partner (Peter Racher) and expressed my numerous concerns. I told Peter and the Firm that I would hold off on paying any outstanding invoices until everything was satisfactorily resolved. Peter stated he would get back to me. Weeks and weeks went by, still no response. Eventually, Josh forwarded me correspondence from the opposing counsel and during that time I found out from Josh that PSRB had terminated our attorney-client relationship and would not be representing me any longer. They advised me to seek successor counsel. The managing partner eventually wrote me a 1.5-page letter not stating much but that he investigated my concerns, reiterating that our attorney-client relationship had ended, and that they would not be refunding me any fees paid and basically good luck.
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04 Feb, 2025 by Isaac wilkins
29 Aug, 2024 by Robert raschke
Barnes and Thornburg is a pleasure to work with and addresses all concerns with the upmost professionalism.
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14 Jul, 2024 by Vanessa borgman
27 Nov, 2024 by Jason reese
This law firm is top-notch with a team of highly respected attorneys. I highly recommend their legal services.
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14 Mar, 2024 by Stuart winland
Thank you to Mr John Trimble and Mr Brian Hewitt for the positive outcome.
I greatly appreciate and applaud your efforts.
I will highly recommend you Mr Trimble and the firm I appreciate your Statesmanship.
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16 Nov, 2023 by Mark baker
Wonderful & very professional attorneys! I must also say that their administrative staff are ever so kind and thoughtful too. Lewis Wagner, LLP provided my family with the BEST of services and assisted ‘above and beyond’ what usual attorneys would have done! I highly recommend without a second thought that if you require legal services of any kind - that you look no further than the Lewis Wagner Firm. It is here that you are treated as family with the utmost care in mind. Blessings to you all and thank you for being there when mostly needed. - Mark B.
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27 Nov, 2024 by Jason reese
This law firm is top-notch with a team of highly respected attorneys. I highly recommend their legal services.
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14 Mar, 2024 by Stuart winland
Thank you to Mr John Trimble and Mr Brian Hewitt for the positive outcome.
I greatly appreciate and applaud your efforts.
I will highly recommend you Mr Trimble and the firm I appreciate your Statesmanship.
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16 Nov, 2023 by Mark baker
Wonderful & very professional attorneys! I must also say that their administrative staff are ever so kind and thoughtful too. Lewis Wagner, LLP provided my family with the BEST of services and assisted ‘above and beyond’ what usual attorneys would have done! I highly recommend without a second thought that if you require legal services of any kind - that you look no further than the Lewis Wagner Firm. It is here that you are treated as family with the utmost care in mind. Blessings to you all and thank you for being there when mostly needed. - Mark B.
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15 Jun, 2024 by Nick gipson
23 Apr, 2024 by Semeria wilson
31 Jul, 2023 by Kimberly tuttle
QUESTION. DO YOU GET EVIDENCE FROM YOUR CLIENTS, OR DO YOU TAKE THEIR WORD? DONT bother ever asking me to remove this. UPDATE! PAUL ROOT DOES NOT KNOW HOW TO READ AND PROOFREAD! IM SERIOUS ABOUT THAT! DO NOT TRUST THIS LAW FIRM, THEY HIRED A LAWYER THAT LIE, NOT ONCE BUT MULTIPLE TIMES!
UPDATE! ATTORNEY PAUL ROOT SENT A GUY, TO MY HOUSE, TO THREATEN ME AND MY FAMILY! HAD TO GET THE POLICE INVOLVED! PAUL ROOT ALSO DOESN'T LOOK AT EVIDENCE THAT HE HAS GOTTEN. IF HE DID, HE WOULDNT CONTINUE TO CALL MY HUSBAND A LIAR! EVIDENCE, EVIDENCE, EVIDENCE!
WE GOT TONS. DOES AFC AND FREIGHTCARE?!
DONT TRUST THIS LAW FIRM! WHEN YOU GIVE THEM AN OFFER, AFTER THEY ASK. THEY ACCUSE YOU OF BLACKMAIL! THEY ALSO DONT LOOK AT YOUR EVIDENCE! THEY ONLY BELIEVE THEIR CLIENT AFC TRANSPORT INC. WELL GUESS WHAT, I HAVE TONS OF EVIDENCE AGAINST AFC! YOUR TACTICS TO SCARE ME OFF DIDNT WORK.
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Discover the ideal lawyer
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FAQs
Questions? We have answers
What an Insurance Lawyer Can Do for You
An insurance lawyer specializes in legal issues related to insurance policies and claims. These lawyers help individuals, businesses, and insurance companies navigate disputes involving insurance coverage, claim denials, bad faith claims, and policy interpretation. Insurance lawyers can represent policyholders who feel they've been unfairly denied coverage, or they can work on behalf of insurance companies to defend against fraudulent or inflated claims.
Whether you're filing a claim, disputing a denial, or dealing with complex coverage issues, an insurance lawyer can provide critical guidance and legal representation to protect your rights and ensure you receive the benefits you're entitled to under your policy.
When Should I Hire an Insurance Lawyer?
Hiring an insurance lawyer is advisable in several situations, particularly when disputes arise over insurance coverage, claim denials, or bad faith actions. Common reasons to hire an insurance lawyer include:
- Denied insurance claims: If your insurance company denies your claim, a lawyer can help determine whether the denial was justified or if you should challenge the decision.
- Bad faith insurance practices: If you believe your insurer has acted in bad faith, such as delaying payment or failing to properly investigate your claim, a lawyer can help you pursue legal action.
- Underpaid claims: If the insurance company has offered less compensation than you believe your claim is worth, a lawyer can negotiate for a higher payout or file a lawsuit.
- Coverage disputes: When there's ambiguity or disagreement about what your policy covers, a lawyer can provide clarity and advocate for your rights under the policy.
- Business insurance claims: If you own a business and are dealing with commercial insurance claims (e.g., property damage, liability, or professional indemnity), a lawyer can help ensure your business receives proper coverage.
- Third-party claims: If you're being sued for liability and your insurance company refuses to defend or indemnify you, an insurance lawyer can help enforce your coverage rights.
- Appealing long-term disability claims: If your disability insurance claim has been denied, a lawyer can assist in gathering evidence and appealing the decision to get the benefits you deserve.
What Does an Insurance Lawyer Do?
An insurance lawyer provides a wide range of services to assist with insurance-related legal issues. These can include:
- Reviewing insurance policies: A lawyer can review your insurance policy to ensure you understand your rights and obligations, as well as clarify what coverage is provided.
- Filing insurance claims: Assisting with the preparation and filing of claims to ensure all necessary documentation is submitted correctly.
- Challenging claim denials: If your claim has been denied, a lawyer can investigate the reasons for denial and file appeals or lawsuits to challenge the decision.
- Litigating bad faith claims: Representing clients in bad faith insurance cases, where the insurer fails to act in good faith by unfairly delaying, denying, or underpaying a valid claim.
- Negotiating settlements: Helping policyholders negotiate settlements with insurance companies to receive fair compensation for claims.
- Defending against fraudulent claims: Representing insurance companies to defend against false or exaggerated claims filed by policyholders or third parties.
- Handling disputes over policy language: Interpreting complex insurance policies and resolving disputes between the insured and the insurer regarding coverage limits, exclusions, and conditions.
How Are Insurance Lawyers Paid?
Insurance lawyers typically charge for their services in different ways, depending on the nature of the case and the type of insurance issue involved. Common payment structures include:
- Contingency fee: For many policyholders disputing claim denials or underpayments, lawyers work on a contingency basis. This means the lawyer only gets paid if they win or settle the case, taking a percentage (usually between 25% and 40%) of the recovered amount.
- Hourly rate: For more complex or ongoing legal issues, such as bad faith lawsuits or business insurance disputes, insurance lawyers may charge an hourly rate. This rate varies depending on the lawyer’s experience and location.
- Flat fee: For simpler matters, such as reviewing an insurance policy or helping file a claim, some lawyers charge a flat fee for their services.
- Retainer: For businesses or clients with ongoing legal needs, an insurance lawyer may require a retainer fee, which is an upfront payment for future services.
It’s important to clarify the fee structure with your lawyer during the initial consultation to avoid unexpected costs.
How Much Does an Insurance Lawyer Cost?
The cost of hiring an insurance lawyer depends on the complexity of the case, the lawyer's experience, and the payment structure. General cost estimates include:
- Contingency fees: If your lawyer works on a contingency fee basis, you won’t pay any fees upfront, but the lawyer will take a percentage (typically 25% to 40%) of any settlement or judgment awarded.
- Hourly rates: Hourly rates for insurance lawyers generally range from $150 to $500 or more, depending on the lawyer’s experience and location. Complex cases involving bad faith or high-value business claims may require significant hours, leading to higher legal costs.
- Flat fees: For specific services, such as reviewing an insurance policy, lawyers may charge a flat fee ranging from $500 to $2,500, depending on the complexity of the task.
- Retainers: Businesses or individuals seeking ongoing insurance legal services may pay a retainer, which can range from $5,000 to $20,000 or more, depending on the lawyer and scope of work.
Make sure to discuss costs and payment structures with your lawyer before proceeding to understand how much the services will cost.
Top Questions to Ask an Insurance Lawyer
Before hiring an insurance lawyer, it’s important to ask the right questions to ensure they are the right fit for your case. Here are key questions to ask:
-
What experience do you have with insurance law?
Ensure the lawyer has specific experience handling cases involving your type of insurance, whether it’s auto, health, home, or business-related. -
How do you charge for your services?
Clarify whether the lawyer works on contingency, hourly rates, or flat fees, and ask for an estimate of the total cost of your case. -
What is your success rate with insurance disputes?
Ask about the lawyer’s track record in winning or settling cases similar to yours. -
What are my chances of success?
A good lawyer will provide an honest assessment of your case’s strengths and weaknesses and outline the possible outcomes. -
How long will the process take?
Get an estimate of how long it will take to resolve your claim or dispute, as some cases can extend over months or even years. -
Will you handle my case personally?
In larger firms, junior attorneys or paralegals may handle some aspects of your case. Make sure you know who will be managing your case.
How to Check the Credibility of an Insurance Lawyer
To ensure you’re hiring a reputable insurance lawyer, take the following steps to verify their credentials and experience:
- Verify their state bar license: Check with your state bar association to confirm the lawyer is licensed and in good standing with no disciplinary actions.
- Review their experience in insurance law: Look at the lawyer’s website or professional profile to ensure they specialize in insurance law and have experience with cases like yours.
- Read client reviews and testimonials: Search for reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s expertise and professionalism.
- Ask for references: A credible lawyer should be able to provide references from past clients who have dealt with similar insurance issues.
- Check for industry memberships: Membership in organizations like the American Bar Association’s Tort Trial and Insurance Practice Section (TIPS) can indicate the lawyer’s focus on insurance law.
What Should I Prepare for My First Consultation?
To make the most out of your first consultation with an insurance lawyer, come prepared with the following documents and information:
- A copy of your insurance policy: Bring the policy related to your claim or dispute so the lawyer can review the coverage details.
- Any correspondence with the insurance company: Provide copies of letters, emails, or other communications between you and your insurer regarding the claim or denial.
- Proof of claim and supporting documents: Bring any documentation you have submitted with your claim, including receipts, invoices, photos, medical records, or repair estimates.
- List of questions: Prepare a list of questions you want to ask about your case, the legal process, and the potential outcomes.
- Timeline of events: Be ready to provide a clear timeline of the incident that led to the claim and any steps you’ve taken with your insurance company.
By preparing thoroughly for your consultation, you can ensure that the lawyer has all the information they need to assess your case and provide the best legal advice.
