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09 May, 2024 by Oriol lopez
Very professional and ethical. Recommend him 100 %
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14 Apr, 2024 by Teresa trimpler
A family member had a medical emergency during a surgical procedure which caused great emotional distress. We consulted a few attorneys about the matter but the only attorney who was willing to provide guidance in a compassionate manner was Mr. Cleary. From our first phone call to his office and upon speaking with his assistant, Monica, we knew we were in good hands. Mr Cleary took the time to listen to our experience and concerns. Based on our conversations with him, we can confidently say that Mr. Cleary had our very best interest in mind at all times. After thoroughly combing over the medical records we provided, he took the time to explain all the possible outcomes in our situation.
We would highly recommend Mr. Cleary and his staff, without reservation, due to the excellent, personal client service they provided.
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11 Jan, 2024 by Florina cristea
Sean Cleary's legal prowess is evident in his meticulous approach. Throughout my experience, he displayed clear communication and a genuine dedication to his clients' best interests. I felt confident and supported by his handling of my case. Sean Cleary is not just a lawyer; he's a reliable advocate you can trust. Highly recommend his services!
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06 Jan, 2025 by Miurel ingram
Professional law firm. Michelle L was very informative and helpful with my needs. Definitely would recommend.
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06 Jan, 2025 by Jessica moreno
Great firm ! Very professional. Michelle L. was knowledgeable ,helpful and kind. I would highly recommend this firm to anyone.
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06 Jan, 2025 by Letticia diaz
Great firm, Michelle L. was extremely helpful.
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06 Jan, 2025 by Miurel ingram
Professional law firm. Michelle L was very informative and helpful with my needs. Definitely would recommend.
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06 Jan, 2025 by Jessica moreno
Great firm ! Very professional. Michelle L. was knowledgeable ,helpful and kind. I would highly recommend this firm to anyone.
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06 Jan, 2025 by Letticia diaz
Great firm, Michelle L. was extremely helpful.
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07 Aug, 2024 by Gustavo albizu
20 Jun, 2024 by Michael stewart
I contacted Charlie Gourlis about a problem I was having regarding the sale of a house that I owned. He acted quickly and efficiently, while keeping me updated on all of the details. The case was resolved in our favor before even going to trial. I am so grateful for his help, and would definitely recommend him to anyone in need of assistance!
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05 Jun, 2024 by Jeffrey collins
Paid Roy Black $250,000 in cash and received the maximum sentence of 5 yrs & fine for taking funds out of the country for not filing a form. Plus U.S government used kept the 2.5 million USD, I was flying out of the country.
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07 Jan, 2025 by Michael rosario
de verdad no lo recomiendo te obligan aceptar la mediación a discreción de ellos te cobra mucho fi y uno sale perdiendo según todo estaba a mi favor y yo tenía evidencia completamente disgustado porque en vez de la favor mío me obliga a firmar una una mediación y aceptar lo que ellos den porque dice que no hay más remedio no lo recomiendo gracias
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06 Jan, 2025 by Inti llanes
Great team of lawyers very professional and very helpful with an excellent customer service.I recommend their services 100%.Jaime was very helpful as he was attended to all my concerns and finally they got together an excellent settlement and I’m very pleased to let people know that I recommend This office.
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06 Jan, 2025 by Florida
no lo recomiendo porque te piden todo documento te dicen el caso ya está gano toda la evidencia a favor tuya y a la hora de la verdad tú Abogado te engaña porque te obliga a tomar lo que te están ofreciendo la mediación y si tú no quieres tomar eso te dice ya no hay solución para nada porque si no tomas esta mediación tenemos el caso perdido de verdad no lo recomiendo
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06 May, 2024 by Josie hernandez-suarez
16 Nov, 2023 by Juan carlos benitez
Thank you for having welcomed us into your offices during these three days of tremendous training and learning.
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09 May, 2023 by Maryina armijo
The best team!!!
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06 May, 2024 by Josie hernandez-suarez
16 Nov, 2023 by Juan carlos benitez
Thank you for having welcomed us into your offices during these three days of tremendous training and learning.
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09 May, 2023 by Maryina armijo
The best team!!!
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20 Feb, 2024 by Jason q
Throughout the entire process, Britt kept me informed and involved, providing clear explanations and guidance every step of the way. Their communication skills are exceptional, ensuring that I felt supported and informed at all times. I never once felt like I was in the dark or left wondering about the status of my case.
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26 Jul, 2022 by Anonymous
Britt fought hard for me and won my case with better results than I ever expected. He was creative, efficient, and easy to get ahold of. Highly recommend.
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24 Jul, 2022 by Anonymous
Britt helped me with the purchase of a home and the incorporation of a business. He did a fantastic job at a fair rate.
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29 Mar, 2024 by Mirtha power
18 Oct, 2023 by Ashley nalepa
01 Oct, 2023 by Mayra joli the nodding lady
A very large waste of space... but a good event for STU
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13 Aug, 2024 by Gcopewitit
Needed some advice , Alex was very helpful and put my mind at ease . I will definitely be giving them a call anytime I need legal representation.
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07 Aug, 2024 by Gustavo albizu
18 Jul, 2024 by Cory bigham
Alex reached out to me at 6 PM on Wednesday night which shows he goes above and beyond and trying to help people. I had some technical questions. Alex was able to guide me in the right direction and give me amazing feedback. I would highly recommend this firm for any of your legal needs.
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21 May, 2020 by Juan bruno
As a real estate agent for the last 17 plus years in Miami-Dade my personal experience is that finding the right house can be challenging when your clients are on a certain budget. Having to deal with terms and contracts can be even more of a complicated added stress especially when it is a legal contract and you want to protect your clients.
I would highly recommend Aybar Landrau—Real Estate Law and Title Insurance to anyone who is in a bind or just simply looking for a closing agent to assist in the closing of their home.
Mr. Landrau’s team is very professional and would always return calls! They are always there to answer any and all questions to the best of their ability. Mr. Landrau will go above and beyond to get a satisfactory outcome in a timely manner!
If you have read my long review, please take the time to read and question any and all contracts when buying or selling a home! However, if you find yourself in an uncomfortable overwhelmed situation, please reach out to Mr. Aybar’s office for the best, most efficient, and knowledgeable real estate attorney I know in Miami! When selling or buying a home, you want a real estate attorney who will be on your side every step of the way and this is why I will continue to recommend Mr. Aybar Landrau!
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05 May, 2020 by Erick
Big thanks to Eduardo who I was recommended to by a close friend of mine. Eduardo listened to my needs and always managed to underpromise and over deliver all of my biggest concerns. I would recommend him to anyone who likes fast and direct results. No one wants to deal with lawyers but with Eduardo not only was it a breeze but also a peace of mind knowing he can get the job done.
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29 Mar, 2017 by Jesus r. uriarte
THANK YOU Eduardo! I was very worried about a situation that I was facing but after consulting with Eduardo, he was able to help me tremendously! I highly recommend him! Commercial litigation is no longer a concern for me because now I have strong defense on my side with my commercial litigator, Eduardo Aybar, Esq.
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29 Jul, 2024 by Tom diaz
Very responsive and professional
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25 Jul, 2022 by Peter doucette
Wow Martha and her team (Isabel) were on top of their game dealing with a very difficult closing with owners in multiple states. They took the challenges in stride and helped our client realize their goals. Five stars is not enough for effort and caring attitude of this team!! Thank you Martha!
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21 Jan, 2022 by Miguel gomez
Excelente lugar para conseguir un buen ingenio para construir tu casa
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25 Jan, 2025 by Antonio olivares
Es un delincuente te traiciona después de anos se vendió falsifico mi firma y me dijo que ya no queria seguir mi caso
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10 Dec, 2024 by Alejandro rodriguez
Very satisfied with the help and service.
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03 Dec, 2024 by Carismas consulting
Great service. Well recommended
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22 Aug, 2024 by Rae petro
I have been in talks with De La Rosa Law firm for a few months regarding the dazn class action and everything has been smooth and professional so far. The thing that made me want to leave a review is the customer service...Earlier this week I reached out to them by email to get an update on the case. And I got a email in under 5 minutes!!!!!!!! 4 minutes to be exact. I couldn't believe it..... And it wasn't some automated b.s. reply saying they will get back to me another time, it was a actual detailed reply about the status of the case. Not even my "Family Lawyer" replied to my email that fast and so efficiently. I don't review often. If the service is bad or good I don't even bother to review, I only take the time to review if the service is HORRIBLE or GREAT, and that level of service was great so they earned this review 100%.
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12 Apr, 2024 by Dennis bernstein
Excellent team and staff. Accurate and dedicated.
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10 Apr, 2024 by Salvador h
Stop deleting my review , take accountability for ripping people money and not doing anything in exchange.
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16 Oct, 2020 by Rob
Giselle is the best throughout my case she has always responded to my emails. She was very informative and helpful when I needed her. She would always go above and beyond to get my case closed. Even through the pandemic she would let me know what’s going on with my case. Thank you so much Giselle.
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07 Jul, 2019 by Alex
Tamara & Alex highly recommend Giselle Torrez. I know her about 3 years she is currently helping me with my bankruptcy. She is very professional . She goes above and beyond for her clients.
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06 Dec, 2018 by Anonymous
I am proud member of the Armed Forces and have been for the past 10 years. I sought a lawyer through a bigger law firm in which Ms. Torres was working for. At the time I was stationed overseas. Due to nature of my job I always had access to computers, emails, phones 24/7. Shortly after she began working my case the firm notified me that she would leaving to start her own firm, claiming that it was merely due to her being so good. I allowed her to take my case with her based on that word and due to her already knowing what I desired. I was seeking a divorce and full child custody. The case went on for over a year. She spoke well over the phone and through email and text and had me fully convinced that she had my case well taken care of. However, It wasn't until I learned from my now ex-wife that she was missing court appearances and or late. My wife at the time told me that she had actually only showed up once. {Part 1}
Going back a little, when the case first began my ex-wife had no lawyer representation but after talking to Ms. Torres she ended up with someone my attorney had been associated with before. Coincidence I'm sure. Throughout the year she worked for me. Weekly she communicated with me and put my mind at ease. However, when I returned to the states and requested to have a face-to-face with Ms. Torres she always not available, and when I questioned this shockingly she threatened to quit. I was never able to get a face-to-face with Ms. Torres. I digressed and went on about as usual. During this time my ex-wife was fighting drug charges and multiple counts of credit card fraud in which I thought would work highly in my favor. Nearing the end of my case at this time it had been over a year that she had been working my case. I spoke with Ms. Torres over the phone and I asked if she needed me home for the remaining court appearances. She assured me that my presence was not needed. She even told me about upcoming dates scheduled in October and how she had it under control. Later that week I got a phone call from my soon to be ex-wife stating that she was angry about the no show of my attorney in August. Confused I thought my soon to be ex-wife had her information wrong. Shockingly she had not. The same day I called Ms. Torres and got not response so I sent a message asking what in the world my ex-wife was talking about. The next day Ms. Torres responded stating that she was withdrawing from my case due to lack of communication means. The last conversation I had with Ms. Torres she informed me that my wifes attorney was pretty fair and that he would contact me. She gave my wife’s attorney my contact information and it was wrong. Somehow after over a year and talking days prior she lost my contact information. It was my ex-wife that informed me that the information she provided was wrong.
In all I ended up representing myself and I accepted the terms of her attorney. I ended up paying for both lawyers and lost full custody. The things my child has had to go through over the past few years has impacted him deeply. Luckily with proper representation I am close to giving him a stable and safe home. I highly recommend that you take caution with this attorney.
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07 Aug, 2024 by Gustavo albizu
20 Jun, 2024 by Michael stewart
I contacted Charlie Gourlis about a problem I was having regarding the sale of a house that I owned. He acted quickly and efficiently, while keeping me updated on all of the details. The case was resolved in our favor before even going to trial. I am so grateful for his help, and would definitely recommend him to anyone in need of assistance!
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05 Jun, 2024 by Jeffrey collins
Paid Roy Black $250,000 in cash and received the maximum sentence of 5 yrs & fine for taking funds out of the country for not filing a form. Plus U.S government used kept the 2.5 million USD, I was flying out of the country.
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29 Jul, 2024 by Tom diaz
Very responsive and professional
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25 Jul, 2022 by Peter doucette
Wow Martha and her team (Isabel) were on top of their game dealing with a very difficult closing with owners in multiple states. They took the challenges in stride and helped our client realize their goals. Five stars is not enough for effort and caring attitude of this team!! Thank you Martha!
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21 Jan, 2022 by Miguel gomez
Excelente lugar para conseguir un buen ingenio para construir tu casa
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07 Aug, 2024 by Gustavo albizu
20 Jun, 2024 by Michael stewart
I contacted Charlie Gourlis about a problem I was having regarding the sale of a house that I owned. He acted quickly and efficiently, while keeping me updated on all of the details. The case was resolved in our favor before even going to trial. I am so grateful for his help, and would definitely recommend him to anyone in need of assistance!
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05 Jun, 2024 by Jeffrey collins
Paid Roy Black $250,000 in cash and received the maximum sentence of 5 yrs & fine for taking funds out of the country for not filing a form. Plus U.S government used kept the 2.5 million USD, I was flying out of the country.
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27 Apr, 2024 by Tiffany bustamante
15 Sep, 2023 by Westley hosey jr
13 Jul, 2023 by Tyler linton
Horrible law firm to work with. The firm delays with intentions to increase the total cost of the services. Avoid at all costs.
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07 Aug, 2024 by Gustavo albizu
20 Jun, 2024 by Michael stewart
I contacted Charlie Gourlis about a problem I was having regarding the sale of a house that I owned. He acted quickly and efficiently, while keeping me updated on all of the details. The case was resolved in our favor before even going to trial. I am so grateful for his help, and would definitely recommend him to anyone in need of assistance!
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05 Jun, 2024 by Jeffrey collins
Paid Roy Black $250,000 in cash and received the maximum sentence of 5 yrs & fine for taking funds out of the country for not filing a form. Plus U.S government used kept the 2.5 million USD, I was flying out of the country.
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11 Feb, 2022 by Abe
Bobby was amazing. My insurance company denies everything like they always do. Bobby is extremely thorough and a true professional. Highly recommend him if you need to fight an insurance company.
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06 Jun, 2019 by Anonymous
I was a client of attorney Bobby Nunez. During the first meetings with the attorney I asked some question that were not cleared answered and y were many more that he would not answered. Since it was my first accident, I was very confused about the procedures when to do what and who will do what. I signed contract with this firm sometime in the middle of February. At the end of month, our situation got worse not only economically since we lost all incomes but also the only vehicle in the household broke down. We have limited transportation and liquid assets to manage the regular bills (mortgages and utilities) then credit cards and loans, any other bills. Unfortunately, we couldn’t continue with the physical therapies and We participated our decision to the attorney. At the beginning of June, I contacted the attorneys office to obtain a case status. To our surprise the assistant asked if we stopped the treatments and we told her yes. We have communicated the information to the attorney back in February not because we were feeling better but other situations were pressing that required immediate attention. To our surprise she said that without treatment there was not case. That she would consult with the attorney but that was pretty final and she did not believe it would change. She was flabbergasted when I asked why did not the attorney let us know. He knew we were stopping the treatments and never indicated otherwise. She also said that she checked with the clients monthly, so why didn’t she check with us not even after a month or two months or not even after four months? Why? Immediately after a validation email came from the attorney confirming that without a treatment there was not case and he would not represent us anymore. I was disappointed because we were expecting to be informed about the process, the steps during the process and also informed that it was imperative to have therapist in order to have a legal representation. We thought we have stopped an important aspect of our case with justifications or not, but we also have talked about other factors that weight equally or more than the treatments for example: I bought my car and I have paid 14 k towards that property which I lost? Wages, emotional distress? All other problems that come after the accident that can not be resolved with physical therapy. i recalled the attorney said, don’t worry please write down all your lost I will present them to the insurance company. So what happened to all those lost besides the health issues? They are not valid? They don’t count ? They are not important? All those factors were important to us because we were affected by a guy that was negligent while driving i95 and hit our rear back while moving. He broke our balance and equity in our life’s, he made me particularly feel disoriented, lost, lost lost. -and we had an attorney but he did not support us as we thought and at the end he dismissed us totally.
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09 Nov, 2017 by Leslie
Bobby was able to get my accident case resolved as quickly as possible, even when the insurance company was delaying the whole thing.
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25 Nov, 2014 by Rainier
I was referred to this attorney by one of his assistants thats a friend of mine. She was so helpful and was really up to date with my case. She also passed me on to the girl who was in charge of my case. The girl speaks very fast but she was wonderful and very accurate. I wanted more money than what was settled for, but sometimes we think our "case" is worth more than it really is. I want to thank not only the attorney Ruiz I want to thank the staff at the law office because although it took a little long, the results were great.
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24 Nov, 2014 by Pedro
I was a little weary of this attorney since some of the reviews weren't great, but my neighbor had great results so I trusted in the offices of John H. Ruiz. Since I went to the first meeting his personnel were all very helpful. I didn't meet with him directly at first, but he did come around and was informed of my situation.... Needless to say I did not lose my home of over 25 years to Bank of America. we won and I could not be happier with the result.
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28 Oct, 2014 by Anonymous
I wanted to do a loan modification at the time that the market went belly up. I was advised by this firm not to continue paying my mortgage in order to show hard ship. Instead, I had to pay them on a monthly bases. I was advised that bank of america would be willing to forgive the upside down on the pay off and life would be great. Not only was that a bold face lie, but I ended up in the worst situation. The bank implemented a forced placed insurance that cost about $11K a year, also they did not forgive one single penny from the time we stopped paying the mortgage. Some in about a 2 and half year time frame, the bank added about $200K to my original balance that was about $330K. So now I owe over $515K and this peace of work attorney that claims he is the best in the industry, turned his back once I got the loan modification papers. DON'T WASTE YOUR MONEY ON SOMETHING YOU CAN DO DIRECTLY WITH YOUR BANK.
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01 Jun, 2023 by A dead girl
rip off
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14 Oct, 2020 by Anat yefet
08 Jul, 2024 by Idan bast
Feeling robbed by this firm and Mr Ira Silverstein. We hired him for a super sensitive case but he didn’t bother himself to even talk to the person that was in trouble. He was busy with other cases and never told us that he doesn’t have time so we spent crucial time with waiting and he charged us almost $3,000 for going to 1 hearing. Can’t even explain how disappointed I am.
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08 Jul, 2024 by Patrick loves real estate
Words can't describe how unhappy we are with this firm. We were referred to Ira Silverstein regarding a very delicate case with a seller our company was under contract with to buy his property. The seller is about to lose his house in pre foreclosure he is the heir of the property inherited from his mother. This attorney did not start the probate till after one month of being hired. He said he was busy and also felt ill. He acted all high and mighty when we hired him and it ended up being the biggest waste of time and money we could have ever spent. We came to him so that he can stop the sale in June which he did and got it postponed till July. He then came back and said our only option is to redeem the property and pay the entire balance ourselves. We hired him to get probate going, file quiet title so that we can purchase this property. We wasted time and now the seller has no other option but to lose his home. There was fraud involved in this case from individuals who tried to steal this sellers deed. Even the attorney who referred us to him was aware of this. We truly feel no one cared AT ALL for this poor seller. He never ecen communicated with the seller!! It's truly a shame and sad he charged us almost 3000 dollars to just go and get a sale postponed for a 1 month. He still drafted the docs for probate and sent it to the seller. I'm speechless and saddened more than anything. And in the end all he did was ask if we wanted his services stopped. Truly did not give 1 damn about anything but the money we paid him in our opinion. So sad and broken for this seller.
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05 Jan, 2024 by Lyndsey jones
24 Feb, 2025 by Adriana rodriguez
They should not be in business, they are dishonest, unprofessional and need to educate themselves on current laws!
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07 Aug, 2024 by Armando camejo
Nothing but great service is what I have experience in our real estate transactions from Dania and her staff. The closings went smoothly and had no issues.
I assume the low ratings are based on people who were doing something against their condo laws since she represents associations...
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23 Jun, 2024 by Igor baboshkin
If someone asks me Dana correlated with RICO, Yes or No?. I would rather answer YES!
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14 Feb, 2019 by Anonymous
Terrible horrible service. We hired Katie for a small matter of a few hundred thousand dollars and she was by far the worst attorney we have ever worked with. To say she is unresponsive is an understatement. Numerous emails and phone calls would go unanswered for weeks at a time, followed by weak excuses. She simply does not respond, nor does her staff. She does however, bill very promptly. When we told her we were going to take our case elsewhere, she gave us a solemn promise that she would be more responsive but there was no change. As a result of her poor responsiveness, the case dragged on for far longer, and cost much more, than it should have. We were very unhappy with Katie Phang and would advise anyone who asks to avoid using her.
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12 Feb, 2019 by Anonymous
Terrible horrible service. We hired Katie to litigate a small matter of a few hundred thousand dollars and she was by far the worst attorney we have ever worked with. To say she is unresponsive is an understatement. Numerous emails and phone calls would go unanswered for weeks at a time, followed by weak excuses. She simply does not respond, nor does her staff. She does however, bill very promptly. When we told her we were going to take our case elsewhere, she gave us a solemn promise that she would be more responsive but there was no change. As a result of her poor responsiveness, the case dragged on for far longer, and cost much more, than it should have. We were very unhappy with Katie Phang and would advise anyone who asks to avoid using her.
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11 Nov, 2008 by Anonymous
failure to perform, to prosecute, billing errors substantial, charges questionable,
not credible. Too many errors ,wrong court , even my name wrong. Damaged my prospects-did not forward work product, did not return emails phone calls for months.Primary communication was invoices. much misinformation and totally disorganized.
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28 Aug, 2023 by Christopher foster
31 Jul, 2024 by Lourdes
He is representing or possibly his wife Olga Cardet and while I occupied the OLD NEVER UPGRADED Property we conducted a walk through even though a contract was never presented by his client/wife which as we all know is obsurd because we never had a walk through BEFORE we moved in she just took our money and that was it. Long story short even after a walk through she kept my deposit creating bogus charges that were never an issue while we occupied the premise and now magically it is so she can keep our money. I am owed $2500 and will received it legally. See you in court!
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FAQs
Questions? We have answers
What an Insurance Lawyer Can Do for You
An insurance lawyer specializes in legal issues related to insurance policies and claims. These lawyers help individuals, businesses, and insurance companies navigate disputes involving insurance coverage, claim denials, bad faith claims, and policy interpretation. Insurance lawyers can represent policyholders who feel they've been unfairly denied coverage, or they can work on behalf of insurance companies to defend against fraudulent or inflated claims.
Whether you're filing a claim, disputing a denial, or dealing with complex coverage issues, an insurance lawyer can provide critical guidance and legal representation to protect your rights and ensure you receive the benefits you're entitled to under your policy.
When Should I Hire an Insurance Lawyer?
Hiring an insurance lawyer is advisable in several situations, particularly when disputes arise over insurance coverage, claim denials, or bad faith actions. Common reasons to hire an insurance lawyer include:
- Denied insurance claims: If your insurance company denies your claim, a lawyer can help determine whether the denial was justified or if you should challenge the decision.
- Bad faith insurance practices: If you believe your insurer has acted in bad faith, such as delaying payment or failing to properly investigate your claim, a lawyer can help you pursue legal action.
- Underpaid claims: If the insurance company has offered less compensation than you believe your claim is worth, a lawyer can negotiate for a higher payout or file a lawsuit.
- Coverage disputes: When there's ambiguity or disagreement about what your policy covers, a lawyer can provide clarity and advocate for your rights under the policy.
- Business insurance claims: If you own a business and are dealing with commercial insurance claims (e.g., property damage, liability, or professional indemnity), a lawyer can help ensure your business receives proper coverage.
- Third-party claims: If you're being sued for liability and your insurance company refuses to defend or indemnify you, an insurance lawyer can help enforce your coverage rights.
- Appealing long-term disability claims: If your disability insurance claim has been denied, a lawyer can assist in gathering evidence and appealing the decision to get the benefits you deserve.
What Does an Insurance Lawyer Do?
An insurance lawyer provides a wide range of services to assist with insurance-related legal issues. These can include:
- Reviewing insurance policies: A lawyer can review your insurance policy to ensure you understand your rights and obligations, as well as clarify what coverage is provided.
- Filing insurance claims: Assisting with the preparation and filing of claims to ensure all necessary documentation is submitted correctly.
- Challenging claim denials: If your claim has been denied, a lawyer can investigate the reasons for denial and file appeals or lawsuits to challenge the decision.
- Litigating bad faith claims: Representing clients in bad faith insurance cases, where the insurer fails to act in good faith by unfairly delaying, denying, or underpaying a valid claim.
- Negotiating settlements: Helping policyholders negotiate settlements with insurance companies to receive fair compensation for claims.
- Defending against fraudulent claims: Representing insurance companies to defend against false or exaggerated claims filed by policyholders or third parties.
- Handling disputes over policy language: Interpreting complex insurance policies and resolving disputes between the insured and the insurer regarding coverage limits, exclusions, and conditions.
How Are Insurance Lawyers Paid?
Insurance lawyers typically charge for their services in different ways, depending on the nature of the case and the type of insurance issue involved. Common payment structures include:
- Contingency fee: For many policyholders disputing claim denials or underpayments, lawyers work on a contingency basis. This means the lawyer only gets paid if they win or settle the case, taking a percentage (usually between 25% and 40%) of the recovered amount.
- Hourly rate: For more complex or ongoing legal issues, such as bad faith lawsuits or business insurance disputes, insurance lawyers may charge an hourly rate. This rate varies depending on the lawyer’s experience and location.
- Flat fee: For simpler matters, such as reviewing an insurance policy or helping file a claim, some lawyers charge a flat fee for their services.
- Retainer: For businesses or clients with ongoing legal needs, an insurance lawyer may require a retainer fee, which is an upfront payment for future services.
It’s important to clarify the fee structure with your lawyer during the initial consultation to avoid unexpected costs.
How Much Does an Insurance Lawyer Cost?
The cost of hiring an insurance lawyer depends on the complexity of the case, the lawyer's experience, and the payment structure. General cost estimates include:
- Contingency fees: If your lawyer works on a contingency fee basis, you won’t pay any fees upfront, but the lawyer will take a percentage (typically 25% to 40%) of any settlement or judgment awarded.
- Hourly rates: Hourly rates for insurance lawyers generally range from $150 to $500 or more, depending on the lawyer’s experience and location. Complex cases involving bad faith or high-value business claims may require significant hours, leading to higher legal costs.
- Flat fees: For specific services, such as reviewing an insurance policy, lawyers may charge a flat fee ranging from $500 to $2,500, depending on the complexity of the task.
- Retainers: Businesses or individuals seeking ongoing insurance legal services may pay a retainer, which can range from $5,000 to $20,000 or more, depending on the lawyer and scope of work.
Make sure to discuss costs and payment structures with your lawyer before proceeding to understand how much the services will cost.
Top Questions to Ask an Insurance Lawyer
Before hiring an insurance lawyer, it’s important to ask the right questions to ensure they are the right fit for your case. Here are key questions to ask:
-
What experience do you have with insurance law?
Ensure the lawyer has specific experience handling cases involving your type of insurance, whether it’s auto, health, home, or business-related. -
How do you charge for your services?
Clarify whether the lawyer works on contingency, hourly rates, or flat fees, and ask for an estimate of the total cost of your case. -
What is your success rate with insurance disputes?
Ask about the lawyer’s track record in winning or settling cases similar to yours. -
What are my chances of success?
A good lawyer will provide an honest assessment of your case’s strengths and weaknesses and outline the possible outcomes. -
How long will the process take?
Get an estimate of how long it will take to resolve your claim or dispute, as some cases can extend over months or even years. -
Will you handle my case personally?
In larger firms, junior attorneys or paralegals may handle some aspects of your case. Make sure you know who will be managing your case.
How to Check the Credibility of an Insurance Lawyer
To ensure you’re hiring a reputable insurance lawyer, take the following steps to verify their credentials and experience:
- Verify their state bar license: Check with your state bar association to confirm the lawyer is licensed and in good standing with no disciplinary actions.
- Review their experience in insurance law: Look at the lawyer’s website or professional profile to ensure they specialize in insurance law and have experience with cases like yours.
- Read client reviews and testimonials: Search for reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s expertise and professionalism.
- Ask for references: A credible lawyer should be able to provide references from past clients who have dealt with similar insurance issues.
- Check for industry memberships: Membership in organizations like the American Bar Association’s Tort Trial and Insurance Practice Section (TIPS) can indicate the lawyer’s focus on insurance law.
What Should I Prepare for My First Consultation?
To make the most out of your first consultation with an insurance lawyer, come prepared with the following documents and information:
- A copy of your insurance policy: Bring the policy related to your claim or dispute so the lawyer can review the coverage details.
- Any correspondence with the insurance company: Provide copies of letters, emails, or other communications between you and your insurer regarding the claim or denial.
- Proof of claim and supporting documents: Bring any documentation you have submitted with your claim, including receipts, invoices, photos, medical records, or repair estimates.
- List of questions: Prepare a list of questions you want to ask about your case, the legal process, and the potential outcomes.
- Timeline of events: Be ready to provide a clear timeline of the incident that led to the claim and any steps you’ve taken with your insurance company.
By preparing thoroughly for your consultation, you can ensure that the lawyer has all the information they need to assess your case and provide the best legal advice.
