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Fred Exzell Bourn III, experienced Insurance, Personal Injury attorney in Ridgeland, MS with 24 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
26,80
star star star star star
4.5/5
Google Maps
4.5
24 Reviews
star star star star star
15 Oct, 2024 by Ligon duncan
Butler-Snow is one of the respected, large law firms in Jackson (though they have offices in cities across the country). I have a number of friends who practice law in this firm.
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star star star star star
05 May, 2024 by Troy
Friendly and professional staff, just what you'd expect from one of the most prestigious firms in the nation. Plus, I'm always impressed by folks who have their own bottles of water...
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star star star star star
05 Mar, 2024 by Josie brock
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Elizabeth Jo Owens, experienced Criminal Defense, Estate Planning attorney in Hernando, MS with 24 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
26,49
star star star star star
3.9/5
Google Maps
3.9
24 Reviews
star star star star star
08 Oct, 2024 by Rosa brown
Melissa dabar is honest lawyer she by your side all the way if you need a lawyer in arkansas call debar law firm in greenbrier arkansas
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star star star star star
17 Oct, 2023 by Barbi small
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star star star star star
05 May, 2023 by Steven mccullough
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Thomas Foster Preston, experienced Appeals, Business attorney in Southaven, MS with 9 reviews
Below Average
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Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
26,19
star star star star star
4.4/5
Google Maps
4.4
9 Reviews
star star star star star
15 Oct, 2024 by Ron38654
Rick has helped us a couple times and I’m thankful I found him. Very helpful and knowledgeable man.
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star star star star star
26 Aug, 2024 by Melissa lee
Rick Sparkman has helped our family (and several others I personally know) for many years. His staff is amazing and we are so thankful for his professionalism and concern in matters that we trust him with. Highly recommend!
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star star star star star
14 Jun, 2023 by Lucinda wilson
Excellent staff,concerned, helpful and concise in action. Very nice and considerate. Work in a timely manner. Success.
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Zachary Andrew Madison, experienced Bankruptcy, Family Law attorney in Louisville, MS with 8 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
26,19
star star star star star
4.4/5
Google Maps
4.4
8 Reviews
star star star star star
22 Oct, 2024 by Jimmy jackson
Mr. Madison was recommended to me by one of my colleagues and he didn't disappoint. Very thorough in explaining the situation at hand and showed the upmost in professionalism. I would highly recommend his services.
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star star star star star
03 Sep, 2024 by Alexa hutchens
Attorney Zachary Madison has been our attorney for many years and has handled a variety of legal issues for us. I recommend him highly. I have not found a more knowledgeable, upstanding, effective lawyer in my many years of doing business. He is responsive and always ready to help; he inspires confidence and trust in the legal profession, something we need more of.
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star star star star star
16 Apr, 2024 by Eric smith
Zachary A. Madison is a very unprofessional attorney. I wouldn't recommend this firm to anyone! Zachary showed me that he doesn't care to provide his services to people of African descent.
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Don A Dees, experienced Business, Insurance attorney in Clarksdale, MS with 7 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
25,59
star star star star star
4.3/5
Google Maps
4.3
7 Reviews
star star star star star
23 Nov, 2023 by Patrick scott
Was very helpful in my situation
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star star star star star
13 Feb, 2022 by Brian smith
Google Maps
star star star star star
30 Jun, 2021 by Cecelia b.
Friendly and efficient. They were the one bright light in closing on my house.
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Robert C Latham, experienced Insurance, Personal Injury attorney in Natchez, MS with 6 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
25,59
star star star star star
4.3/5
Google Maps
4.3
6 Reviews
star star star star star
22 Jan, 2025 by Robin johnston
I was very pleased with my experience at the Hunter Law Firm. Attorney Howard consistently kept me updated on my case, ensuring I was always informed and never left in the dark. I’ve heard horror stories about how long it can take for people to receive their settlements, but my experience was quite different. While I understand that every case is unique, I received my settlement in just over a year, and it was significantly more than I had initially expected. Although I hope to never find myself in need of a personal injury lawyer again, if I do, I won’t hesitate to reach out to the Hunter Law Firm. Thank you all so much for your hard work!
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star star star star star
12 Dec, 2024 by Bernard spiller
Great attorney the best in what he do Mr Hunter did a awesome job on my case he stood on all ten I was very pleased with his respesentation
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star star star star star
26 Jun, 2024 by Monica king
We received professional and friendly service while establishing a will and medical power of attorney for my mother. Attorney Hunter explained all of our options for these documents and he was very patient with our questions.
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Danny Alton Drake, experienced Business, Insurance attorney in Jackson, MS with 19 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
25,06
star star star star star
4.2/5
Google Maps
4.2
19 Reviews
star star star star star
09 Oct, 2024 by Hidden fence systems, inc
Marc Brand has the magic touch to get the results you need. Great company to work with!
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star star star star star
18 Jan, 2024 by Joseph jenkins
Google Maps
star star star star star
14 Aug, 2023 by Reptar rawrz
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Toby J Gammill, experienced Car Accident, Insurance attorney in Ridgeland, MS with 5 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
24,82
star star star star star
3.6/5
Google Maps
3.6
5 Reviews
star star star star star
17 May, 2024 by Melanie bonner
Google Maps
star star star star star
19 Mar, 2023 by Leslie osgood dickerson
Google Maps
star star star star star
03 Aug, 2020 by Garrett walker
tried for hours to contact this firm about an upcoming foreclosure sale and nobody ever answered the phone. Poor service
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James S Beam, experienced Car Accident, Consumer Protection attorney in Ridgeland, MS with 19 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
24,54
star star star star star
4.1/5
Google Maps
4.1
19 Reviews
star star star star star
20 Oct, 2024 by Jeff bullen
Google Maps
star star star star star
29 Apr, 2024 by Amber clanton
Google Maps
star star star star star
31 Jan, 2024 by Cheryl caygle
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William A Whitehead Jr., experienced Insurance, Litigation attorney in Hattiesburg, MS with 13 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
24,01
star star star star star
4.0/5
Google Maps
4.0
13 Reviews
star star star star star
15 Nov, 2024 by Jennie g
If you are seeking a professional and non-discriminatory legal team, this organization may not align with those values. My mother dedicated nearly 17 years of service to this firm and was recently let go under the pretense of budget cuts and an inability to afford her salary. Despite this, the firm chose to retain a younger employee with less than two years of tenure who earns a higher wage. My mother, who was just two years away from retirement and had recently dealt with medical challenges, now faces significant difficulties securing a new job without a paycheck or insurance. This decision speaks volumes. If fairness, honesty, and integrity are important to you, I strongly encourage you to conduct thorough research before engaging with this firm.
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star star star star star
01 Dec, 2023 by Bobby fricke
Rude hateful disrespectful and hates children. My daughter had a gymnastics competition next door at Jump In Gymnastics, we parked in a spot that seemed to be part of Jump In, as it was closer to their building. Then a very rude lady came out and threatened to have my vehicle towed if we were with gymnastics. They had over 20 empty parking spaces around their building, and could have been nice and allowed some additional parking to help the kids. But they chose to go the opposite way. Thankfully, there was a church parking lot I was able to use with no issue just down the street a little bit. As a business owner myself, I think it’s way more beneficial to help the community around you, especially when it comes to kids. It’s only for one day and you have plenty of room. Do better, or close your business!
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star star star star star
07 Oct, 2022 by Carla curry
Super service by Ms. Castle and her paralegal, Vanessa. They have been prepared for court and made sure I understood what was to be expected.
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Herman M Hollensed Jr., experienced Insurance, Litigation attorney in Hattiesburg, MS with 13 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
24,01
star star star star star
4.0/5
Google Maps
4.0
13 Reviews
star star star star star
15 Nov, 2024 by Jennie g
If you are seeking a professional and non-discriminatory legal team, this organization may not align with those values. My mother dedicated nearly 17 years of service to this firm and was recently let go under the pretense of budget cuts and an inability to afford her salary. Despite this, the firm chose to retain a younger employee with less than two years of tenure who earns a higher wage. My mother, who was just two years away from retirement and had recently dealt with medical challenges, now faces significant difficulties securing a new job without a paycheck or insurance. This decision speaks volumes. If fairness, honesty, and integrity are important to you, I strongly encourage you to conduct thorough research before engaging with this firm.
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star star star star star
01 Dec, 2023 by Bobby fricke
Rude hateful disrespectful and hates children. My daughter had a gymnastics competition next door at Jump In Gymnastics, we parked in a spot that seemed to be part of Jump In, as it was closer to their building. Then a very rude lady came out and threatened to have my vehicle towed if we were with gymnastics. They had over 20 empty parking spaces around their building, and could have been nice and allowed some additional parking to help the kids. But they chose to go the opposite way. Thankfully, there was a church parking lot I was able to use with no issue just down the street a little bit. As a business owner myself, I think it’s way more beneficial to help the community around you, especially when it comes to kids. It’s only for one day and you have plenty of room. Do better, or close your business!
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star star star star star
07 Oct, 2022 by Carla curry
Super service by Ms. Castle and her paralegal, Vanessa. They have been prepared for court and made sure I understood what was to be expected.
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Jay Gore III, experienced Business, Government attorney in Grenada, MS with 4 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
22,95
star star star star star
3.8/5
Google Maps
3.8
4 Reviews
star star star star star
22 Oct, 2024 by Naomi cantrell
Google Maps
star star star star star
09 May, 2024 by Samantha havens
Ms Ashley Lane is a great Attorney
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star star star star star
22 Aug, 2023 by Cholt393
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David S Humphreys, experienced Business, Insurance attorney in Jackson, MS with 19 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
22,06
star star star star star
4.2/5
Google Maps
4.2
19 Reviews
star star star star star
09 Oct, 2024 by Hidden fence systems, inc
Marc Brand has the magic touch to get the results you need. Great company to work with!
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star star star star star
18 Jan, 2024 by Joseph jenkins
Google Maps
star star star star star
14 Aug, 2023 by Reptar rawrz
Google Maps
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David W Clark, experienced Business, Consumer Protection attorney in Jackson, MS with 9 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
21,91
star star star star star
3.6/5
Google Maps
3.6
9 Reviews
star star star star star
21 Oct, 2023 by Chester beeman
Google Maps
star star star star star
03 Jan, 2019 by Monica intuitive
Nice
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star star star star star
18 Nov, 2018 by Rosamund wilkins
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Lee Thaggard, experienced Government, Insurance attorney in Meridian, MS with 4 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
21,00
star star star star star
4.0/5
Google Maps
4.0
4 Reviews
star star star star star
22 Aug, 2024 by Ken mason
No fight. Unless it's a sure thing, probably won't mess with you.
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star star star star star
15 Jun, 2021 by Jen x
Did a phone consult. Great attitude, listens completely before commenting, honest about whether or not they can help you and will refer you to someone who can help if they can't. By far the most compassionate response I've received so far.
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star star star star star
06 Jan, 2020 by Clay duck
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David S Rounsavall, experienced Insurance attorney in Greenville, MS with 11 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
20,48
star star star star star
3.9/5
Google Maps
3.9
11 Reviews
star star star star star
13 Jan, 2023 by Dee brown
Phone consult
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star star star star star
28 Oct, 2022 by Rose anderson
Google Maps
star star star star star
27 Mar, 2021 by Kendale thomas
You have to click something to put a rate..
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Virginia L Lococo, experienced Business, Insurance attorney in Diberville, MS with 21 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
19,45
star star star star star
3.7/5
Google Maps
3.7
21 Reviews
star star star star star
09 Aug, 2024 by Freddie mcmillian
May 14 2009. The Mississippi tax audit my business, a TRUCKING company and passed the audit, a accident happened on the same day, I was loaded heading to Georgia for a delivery. I asked her if I passed the audit why am I out of business. She not as good as she likes to be.i would say more but it's not good for her because she is not a honest person. Mississippi consulting group said this about my business. she not a good person...
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star star star star star
07 Aug, 2024 by Patricia moran
Google Maps
star star star star star
15 Jul, 2023 by Broomdock lady
Almost died in our wreck..took three years for this firm to settle..poor communication.. avoidance..we had lost wages..loss transportation..they sent us to their chiropractor friend that cost a fortune for rehab..that wound up costing more than our settlement payout..after paying the lawyers and chiropractors and waiting three years later we finally got a tiny sum and a coffe cup or sumn..i regret everytime I think about it for not going to someone more reputable..
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Charles N Parrott, experienced Business, Financial Markets And Services attorney in Ridgeland, MS with 3 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
19,44
star star star star star
3.7/5
Google Maps
3.7
3 Reviews
star star star star star
15 Aug, 2024 by Chastity martin, rdh
Rude inconsiderate dismissive jerks.
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star star star star star
02 Jun, 2024 by Taron burks
Google Maps
star star star star star
06 Nov, 2018 by Stephen edmonds
Nice people, did service on their audio video system
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John T Lamar Jr., experienced Criminal Defense, Estate Planning attorney in Senatobia, MS with 13 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
19,44
star star star star star
3.7/5
Google Maps
3.7
13 Reviews
star star star star star
12 Feb, 2024 by Natalie hutchens weisfeld
Very knowledgeable, understanding and helpful with my legal needs. This was my second time getting legal help and will definitely go back when I need legal advice again.
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star star star star star
08 Nov, 2023 by Lonnie barham
Google Maps
star star star star star
16 Aug, 2023 by Korie peace
Horrible attorney!!! Everything was a one-sided document until I had to make my own adjustments to the documents! After doing so he still allowed the opposing attorney to get the upper hand on him by leaving out an essential request on my behalf. Even after I agreed to majority of the one-sided document from the opposing attorney. After requesting to do a final file of the documents adding back in my essential request, Attorney Lamar decided to drop me as a client! Long story short, he got spanked by the Attorney next door to him!
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James Lovett Farrior III, experienced Business, Criminal Defense attorney in Biloxi, MS with 28 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
18,54
star star star star star
3.5/5
Google Maps
3.5
28 Reviews
star star star star star
15 Nov, 2024 by Lindy lowery
Google Maps
star star star star star
19 Oct, 2023 by Jon soucy
This is one of the most unethical lawyers you will encounter. He will negotiate behind your back. He will tell you to provide specific evidence and then at the day of court tell you the evidence is useless. He will presume to know the judge and encourage you to negotiate for a worse offer. DO NOT hire this attorney. If you can keep a level head and be respectful, you are better off representing yourself. In addition, he is not military friendly nor does he comprehend military life. I paid over $15,000 for little to no representation.
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star star star star star
08 Jun, 2023 by Barbara bourque
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Samuel F Creasey, experienced Car Accident, Insurance attorney in Jackson, MS with 3 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
18,35
star star star star star
3.7/5
Avvo
1.0
1 Reviews
Google Maps
5.0
2 Reviews
star star star star star
16 Oct, 2022 by Latreis
This firm reviewed my case then held it to long I was disappointed when they told me hey couldn't do anything with my case I was in the hospital for 6 months with a nicked bowel from complications from a hysterectomy my body also was septic came home with a colostomy bag and a wound vac in front of my stomach couldn't sue the dr..
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star star star star star
02 Mar, 2020 by Mike bollenbacher
Google Maps
star star star star star
17 Nov, 2019 by Patricia hill
Google Maps
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Anthony Sakalarios, experienced Insurance, Litigation attorney in Hattiesburg, MS with 3 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
18,20
star star star star star
4.0/5
Google Maps
4.0
3 Reviews
star star star star star
14 Sep, 2021 by Julia farris
Google Maps
star star star star star
28 Aug, 2018 by Maria chatman
Google Maps
star star star star star
25 Aug, 2017 by Maggie myers
Wonderful employees and great attorneys
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Michael Scott Jones, experienced Business, Insurance attorney in Ridgeland, MS with 3 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
16,84
star star star star star
3.7/5
Google Maps
3.7
3 Reviews
star star star star star
15 Aug, 2024 by Chastity martin, rdh
Rude inconsiderate dismissive jerks.
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star star star star star
02 Jun, 2024 by Taron burks
Google Maps
star star star star star
06 Nov, 2018 by Stephen edmonds
Nice people, did service on their audio video system
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Richard L Yoder, experienced Business, Insurance attorney in Laurel, MS with 27 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
16,40
star star star star star
3.6/5
Google Maps
3.6
27 Reviews
star star star star star
11 Oct, 2024 by Tykarious jones
Rude and told me she couldn’t represent me a week before trial.
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star star star star star
07 Jul, 2024 by Mintci lowe
Cecelia Arnold was an answer to my prayers. She was very efficient. Pricing was good. I knew I was in the right place when she reached out her hands and prayed with me. A true blessing💗
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star star star star star
14 Mar, 2024 by Nicole journagan
She was very rude when I tried to call and ask for help she was snappy when I was giving her my information was was horrible I DO NOT RECOMMEND
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Randy P Laird, experienced Business, Debt Collection attorney in Laurel, MS with 27 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
16,40
star star star star star
3.6/5
Google Maps
3.6
27 Reviews
star star star star star
11 Oct, 2024 by Tykarious jones
Rude and told me she couldn’t represent me a week before trial.
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star star star star star
07 Jul, 2024 by Mintci lowe
Cecelia Arnold was an answer to my prayers. She was very efficient. Pricing was good. I knew I was in the right place when she reached out her hands and prayed with me. A true blessing💗
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star star star star star
14 Mar, 2024 by Nicole journagan
She was very rude when I tried to call and ask for help she was snappy when I was giving her my information was was horrible I DO NOT RECOMMEND
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Robert C Boyd, experienced Car Accident, Insurance attorney in Clinton, MS with 2 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
16,25
star star star star star
3.0/5
Google Maps
3.0
2 Reviews
star star star star star
26 Jan, 2024 by Tracey lutrick
12 years ago my son was killed getting on his school bus…12 years later… I pick up the phone, dial his office, leave a message, got a return call within 10 minutes, remembered my name, case and answered every question that I know I asked 12 years ago, but needed a refresher now that grief doesn’t have me in a fog.
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star star star star star
15 May, 2018 by Sharon norwood-lewis
wish I could give him zero stars. He's not a good lawyer. He will side with the insurance company
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Colette Oldmixon, experienced Car Accident, Insurance attorney in Poplarville, MS with 2 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
13,65
star star star star star
3.0/5
Google Maps
3.0
2 Reviews
star star star star star
08 Feb, 2019 by Bev swaim
Very arrogant. She took a case then didn't get all medical records. When I tried to tell her all the doctors I had seen,she interrupted and said she new how to get medical records. Wound up dropping me. Other attorneys wouldn't take case because she dropped me. One hundred thousand dollars and several surgeries later regret choosing her!
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star star star star star
03 Jun, 2017 by Jodin poupart
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Catherine H Jacobs, experienced Business, Insurance attorney in Ocean Springs, MS with 2 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
13,65
star star star star star
3.0/5
Google Maps
3.0
2 Reviews
star star star star star
08 Mar, 2024 by Ave
would be a nice place if they’re clean up their car residue lonley ag ppl
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star star star star star
07 Jul, 2022 by Caleer
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Hal Scot Spragins, experienced Appeals, Insurance attorney in Oxford, MS with 4 reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
11,38
star star star star star
2.5/5
Google Maps
2.5
4 Reviews
star star star star star
04 Dec, 2021 by Monica griffin
Google Maps
star star star star star
11 Apr, 2021 by Henry roop
Not impressed. Would not recommend
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star star star star star
04 May, 2019 by John supple
Great law firm. Capable and successful attorneys
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William Brian Atchison, experienced Business, Insurance attorney in Gulfport, MS with  reviews
Below Average
info
Lawyer credibility rating system is an internal lawyer evaluation system developed by the company based on a comprehensive analysis of more than 10 indicators. The rating can range from 0 to 100.
9,00
star star star star star
0/5
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FAQs
Questions? We have answers

What an Insurance Lawyer Can Do for You

An insurance lawyer specializes in legal issues related to insurance policies and claims. These lawyers help individuals, businesses, and insurance companies navigate disputes involving insurance coverage, claim denials, bad faith claims, and policy interpretation. Insurance lawyers can represent policyholders who feel they've been unfairly denied coverage, or they can work on behalf of insurance companies to defend against fraudulent or inflated claims.

Whether you're filing a claim, disputing a denial, or dealing with complex coverage issues, an insurance lawyer can provide critical guidance and legal representation to protect your rights and ensure you receive the benefits you're entitled to under your policy.

When Should I Hire an Insurance Lawyer?

Hiring an insurance lawyer is advisable in several situations, particularly when disputes arise over insurance coverage, claim denials, or bad faith actions. Common reasons to hire an insurance lawyer include:

  • Denied insurance claims: If your insurance company denies your claim, a lawyer can help determine whether the denial was justified or if you should challenge the decision.
  • Bad faith insurance practices: If you believe your insurer has acted in bad faith, such as delaying payment or failing to properly investigate your claim, a lawyer can help you pursue legal action.
  • Underpaid claims: If the insurance company has offered less compensation than you believe your claim is worth, a lawyer can negotiate for a higher payout or file a lawsuit.
  • Coverage disputes: When there's ambiguity or disagreement about what your policy covers, a lawyer can provide clarity and advocate for your rights under the policy.
  • Business insurance claims: If you own a business and are dealing with commercial insurance claims (e.g., property damage, liability, or professional indemnity), a lawyer can help ensure your business receives proper coverage.
  • Third-party claims: If you're being sued for liability and your insurance company refuses to defend or indemnify you, an insurance lawyer can help enforce your coverage rights.
  • Appealing long-term disability claims: If your disability insurance claim has been denied, a lawyer can assist in gathering evidence and appealing the decision to get the benefits you deserve.

What Does an Insurance Lawyer Do?

An insurance lawyer provides a wide range of services to assist with insurance-related legal issues. These can include:

  • Reviewing insurance policies: A lawyer can review your insurance policy to ensure you understand your rights and obligations, as well as clarify what coverage is provided.
  • Filing insurance claims: Assisting with the preparation and filing of claims to ensure all necessary documentation is submitted correctly.
  • Challenging claim denials: If your claim has been denied, a lawyer can investigate the reasons for denial and file appeals or lawsuits to challenge the decision.
  • Litigating bad faith claims: Representing clients in bad faith insurance cases, where the insurer fails to act in good faith by unfairly delaying, denying, or underpaying a valid claim.
  • Negotiating settlements: Helping policyholders negotiate settlements with insurance companies to receive fair compensation for claims.
  • Defending against fraudulent claims: Representing insurance companies to defend against false or exaggerated claims filed by policyholders or third parties.
  • Handling disputes over policy language: Interpreting complex insurance policies and resolving disputes between the insured and the insurer regarding coverage limits, exclusions, and conditions.

How Are Insurance Lawyers Paid?

Insurance lawyers typically charge for their services in different ways, depending on the nature of the case and the type of insurance issue involved. Common payment structures include:

  • Contingency fee: For many policyholders disputing claim denials or underpayments, lawyers work on a contingency basis. This means the lawyer only gets paid if they win or settle the case, taking a percentage (usually between 25% and 40%) of the recovered amount.
  • Hourly rate: For more complex or ongoing legal issues, such as bad faith lawsuits or business insurance disputes, insurance lawyers may charge an hourly rate. This rate varies depending on the lawyer’s experience and location.
  • Flat fee: For simpler matters, such as reviewing an insurance policy or helping file a claim, some lawyers charge a flat fee for their services.
  • Retainer: For businesses or clients with ongoing legal needs, an insurance lawyer may require a retainer fee, which is an upfront payment for future services.

It’s important to clarify the fee structure with your lawyer during the initial consultation to avoid unexpected costs.

How Much Does an Insurance Lawyer Cost?

The cost of hiring an insurance lawyer depends on the complexity of the case, the lawyer's experience, and the payment structure. General cost estimates include:

  • Contingency fees: If your lawyer works on a contingency fee basis, you won’t pay any fees upfront, but the lawyer will take a percentage (typically 25% to 40%) of any settlement or judgment awarded.
  • Hourly rates: Hourly rates for insurance lawyers generally range from $150 to $500 or more, depending on the lawyer’s experience and location. Complex cases involving bad faith or high-value business claims may require significant hours, leading to higher legal costs.
  • Flat fees: For specific services, such as reviewing an insurance policy, lawyers may charge a flat fee ranging from $500 to $2,500, depending on the complexity of the task.
  • Retainers: Businesses or individuals seeking ongoing insurance legal services may pay a retainer, which can range from $5,000 to $20,000 or more, depending on the lawyer and scope of work.

Make sure to discuss costs and payment structures with your lawyer before proceeding to understand how much the services will cost.

Top Questions to Ask an Insurance Lawyer

Before hiring an insurance lawyer, it’s important to ask the right questions to ensure they are the right fit for your case. Here are key questions to ask:

  1. What experience do you have with insurance law?
    Ensure the lawyer has specific experience handling cases involving your type of insurance, whether it’s auto, health, home, or business-related.
  2. How do you charge for your services?
    Clarify whether the lawyer works on contingency, hourly rates, or flat fees, and ask for an estimate of the total cost of your case.
  3. What is your success rate with insurance disputes?
    Ask about the lawyer’s track record in winning or settling cases similar to yours.
  4. What are my chances of success?
    A good lawyer will provide an honest assessment of your case’s strengths and weaknesses and outline the possible outcomes.
  5. How long will the process take?
    Get an estimate of how long it will take to resolve your claim or dispute, as some cases can extend over months or even years.
  6. Will you handle my case personally?
    In larger firms, junior attorneys or paralegals may handle some aspects of your case. Make sure you know who will be managing your case.

How to Check the Credibility of an Insurance Lawyer

To ensure you’re hiring a reputable insurance lawyer, take the following steps to verify their credentials and experience:

  • Verify their state bar license: Check with your state bar association to confirm the lawyer is licensed and in good standing with no disciplinary actions.
  • Review their experience in insurance law: Look at the lawyer’s website or professional profile to ensure they specialize in insurance law and have experience with cases like yours.
  • Read client reviews and testimonials: Search for reviews on platforms like Avvo, Martindale-Hubbell, or Google to see what previous clients have said about the lawyer’s expertise and professionalism.
  • Ask for references: A credible lawyer should be able to provide references from past clients who have dealt with similar insurance issues.
  • Check for industry memberships: Membership in organizations like the American Bar Association’s Tort Trial and Insurance Practice Section (TIPS) can indicate the lawyer’s focus on insurance law.

What Should I Prepare for My First Consultation?

To make the most out of your first consultation with an insurance lawyer, come prepared with the following documents and information:

  • A copy of your insurance policy: Bring the policy related to your claim or dispute so the lawyer can review the coverage details.
  • Any correspondence with the insurance company: Provide copies of letters, emails, or other communications between you and your insurer regarding the claim or denial.
  • Proof of claim and supporting documents: Bring any documentation you have submitted with your claim, including receipts, invoices, photos, medical records, or repair estimates.
  • List of questions: Prepare a list of questions you want to ask about your case, the legal process, and the potential outcomes.
  • Timeline of events: Be ready to provide a clear timeline of the incident that led to the claim and any steps you’ve taken with your insurance company.

By preparing thoroughly for your consultation, you can ensure that the lawyer has all the information they need to assess your case and provide the best legal advice.

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